<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from
Commerce Bancshares, Inc. 6/30/00 Form 10-Q and is qualified in its
entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 641,550
<INT-BEARING-DEPOSITS> 0<F1>
<FED-FUNDS-SOLD> 271,958
<TRADING-ASSETS> 6,567
<INVESTMENTS-HELD-FOR-SALE> 2,074,557<F2>
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 7,841,876<F3>
<ALLOWANCE> 127,024
<TOTAL-ASSETS> 11,228,963
<DEPOSITS> 9,057,216
<SHORT-TERM> 915,920
<LIABILITIES-OTHER> 85,128
<LONG-TERM> 75,164
0
0
<COMMON> 312,140
<OTHER-SE> 783,395
<TOTAL-LIABILITIES-AND-EQUITY> 11,228,963
<INTEREST-LOAN> 321,373
<INTEREST-INVEST> 70,792<F4>
<INTEREST-OTHER> 6,788
<INTEREST-TOTAL> 399,302
<INTEREST-DEPOSIT> 134,456
<INTEREST-EXPENSE> 159,099
<INTEREST-INCOME-NET> 240,203
<LOAN-LOSSES> 18,876
<SECURITIES-GAINS> 505
<EXPENSE-OTHER> 210,558
<INCOME-PRETAX> 131,556
<INCOME-PRE-EXTRAORDINARY> 86,858
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 86,858
<EPS-BASIC> 1.41
<EPS-DILUTED> 1.40
<YIELD-ACTUAL> 4.72<F5>
<LOANS-NON> 15,544
<LOANS-PAST> 18,250
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 123,042
<CHARGE-OFFS> 20,244
<RECOVERIES> 5,350
<ALLOWANCE-CLOSE> 127,024
<ALLOWANCE-DOMESTIC> 127,024
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1>Certificates of deposit of $200,000 are included in Investments-
Held-For-Sale.
<F2>Excludes non-marketable securities of $63,989,000.
<F3>Gross of allowance for loan losses.
<F4>Excludes interest of $349,000 on trading account securities.
<F5>Yield is computed on a tax equivalent basis.
</FN>
</TABLE>