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<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S FORM 10-Q FOR THE PERIOD ENDED JUNE 30, 2000 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FORM 10-Q FILING.
</LEGEND>
<CURRENCY> US DOLLAR
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<DEBT-HELD-FOR-SALE> 0
<DEBT-CARRYING-VALUE> 5,588,873
<DEBT-MARKET-VALUE> 150,072,041
<EQUITIES> 644,336
<MORTGAGE> 1,301,769
<REAL-ESTATE> 933,852
<TOTAL-INVEST> 179,897,155
<CASH> 5,010,948
<RECOVER-REINSURE> 1,848,364
<DEFERRED-ACQUISITION> 36,422,616
<TOTAL-ASSETS> 257,095,007
<POLICY-LOSSES> 169,883,873
<UNEARNED-PREMIUMS> 0
<POLICY-OTHER> 2,348,392
<POLICY-HOLDER-FUNDS> 9,620,956
<NOTES-PAYABLE> 0
0
0
<COMMON> 68,094,889
<OTHER-SE> 11,405,242
<TOTAL-LIABILITY-AND-EQUITY> 257,095,007
25,510,875
<INVESTMENT-INCOME> 6,053,136
<INVESTMENT-GAINS> 51,536
<OTHER-INCOME> 431,143
<BENEFITS> 19,418,987
<UNDERWRITING-AMORTIZATION> 5,289,554
<UNDERWRITING-OTHER> 6,589,032
<INCOME-PRETAX> 749,117
<INCOME-TAX> 100,675
<INCOME-CONTINUING> 648,442
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 648,442
<EPS-BASIC> 0.03
<EPS-DILUTED> 0.03
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>
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