<PAGE> 1
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D/A
(Rule 13d-1)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13D-1(a)
AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(a)
(Amendment No. 2)
CRAWFORD & COMPANY
------------------
(Name of Issuer)
Class B Common Stock, Par Value $0.01 Per Share
-----------------------------------------------
(Title of Class of Securities)
224633206
--------------
(CUSIP Number)
Liverpool, LLC
(formerly known as Crawford Management Company, LLC)
55 Park Place
Atlanta, Georgia 30302
---------------------------------------------------
(Name, Address and Telephone Number of Person
Authorized to Receive Notices and Communications)
Copy to:
David I. Bokman
King & Spalding
191 Peachtree Street, N.E.
Atlanta, Georgia 30303
February 13, 1999
-----------------------------
(Date of Event Which Requires
Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to report
the acquisition which is the subject of this Schedule 13D, and is filing this
schedule because of Rule 13d-1(e), 13d-1(f) or 13d-1(g), check the following
box: / /
(Continued on following pages)
<PAGE> 2
SCHEDULE 13D FORMS 7060
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
CUSIP No. 224633206 13D Page 2 of 13 Pages
--- ----
- --------------------------------------------------------------------------------
1 NAME OF REPORTING PERSONS
Liverpool, LLC
S.S. OR I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS 58-2238362
- --------------------------------------------------------------------------------
2 CHECK THE
APPROPRIATE BOX
IF A MEMBER OF A
GROUP*
(a)
(b) [x]
- --------------------------------------------------------------------------------
3 SEC USE ONLY
- --------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
- --------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT
TO ITEM 2(d) or 2(e)
- --------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
State of Georgia
- --------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER -0-
SHARES ------------------------------------------------------------
BENEFICIALLY
OWNED BY 8 SHARED VOTING POWER 2,414,636 (1)
EACH ------------------------------------------------------------
REPORTING
PERSON WITH 9 SOLE DISPOSITIVE POWER -0-
------------------------------------------------------------
10 SHARED DISPOSITIVE POWER 2,414,636 (1)
- --------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,414,636
- --------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES*
- --------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.6% (2)
- --------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
00
- --------------------------------------------------------------------------------
(1) Solely in its capacity as one of the two general partners of Crawford
Partners, L.P.
(2) Assumes a total of 25,177,992 shares outstanding.
(Continued on following pages)
Page 2 of 13 Pages
<PAGE> 3
SCHEDULE 13D FORMS 7060
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
CUSIP No. 224633206 13D Page 3 of 13 Pages
--- ----
- --------------------------------------------------------------------------------
1 NAME OF REPORTING PERSONS
Crawford Partners, L.P.
S.S. OR I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS 58-2291654
- --------------------------------------------------------------------------------
2 CHECK THE
APPROPRIATE BOX
IF A MEMBER OF A
GROUP*
(a)
(b) [x]
- --------------------------------------------------------------------------------
3 SEC USE ONLY
- --------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
- --------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT
TO ITEM 2(d) or 2(e)
- --------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
State of Georgia
- --------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER -0-
SHARES ------------------------------------------------------------
BENEFICIALLY
OWNED BY 8 SHARED VOTING POWER 2,414,636 (1)
EACH ------------------------------------------------------------
REPORTING
PERSON WITH 9 SOLE DISPOSITIVE POWER -0-
------------------------------------------------------------
10 SHARED DISPOSITIVE POWER 2,414,636 (1)
- --------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,414,636
- --------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES*
- --------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.6% (2)
- --------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
PN
- --------------------------------------------------------------------------------
(1) Power is exercised through its general partners, Liverpool, LLC and
Jesse Carroll Crawford.
(2) Assumes a total of 25,177,992 shares outstanding.
(Continued on following pages)
Page 3 of 13 Pages
<PAGE> 4
SCHEDULE 13D FORMS 7060
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
CUSIP No. 224633206 13D Page 4 of 13 Pages
--- ----
- --------------------------------------------------------------------------------
1 NAME OF REPORTING PERSONS
SunTrust Bank, Atlanta, as Trustee under Item II of the Last
Will and Testament of James H. Crawford
S.S. OR I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS 58-6041965
- --------------------------------------------------------------------------------
2 CHECK THE
APPROPRIATE BOX
IF A MEMBER OF A
GROUP*
(a)
(b) [x]
- --------------------------------------------------------------------------------
3 SEC USE ONLY
- --------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
- --------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT
TO ITEM 2(d) or 2(e)
- --------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
State of Georgia
- --------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER 36,000
SHARES ------------------------------------------------------------
BENEFICIALLY
OWNED BY 8 SHARED VOTING POWER -0-
EACH ------------------------------------------------------------
REPORTING
PERSON WITH 9 SOLE DISPOSITIVE POWER 36,000
------------------------------------------------------------
10 SHARED DISPOSITIVE POWER -0-
- --------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
36,000
- --------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES*
- --------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
0.1% (1)
- --------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
00
- --------------------------------------------------------------------------------
(1) Assumes a total of 25,177,992 shares outstanding.
(Continued on following pages)
Page 4 of 13 Pages
<PAGE> 5
SCHEDULE 13D FORMS 7060
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
CUSIP No. 224633206 13D Page 5 of 13 Pages
--- ----
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
1 NAME OF REPORTING PERSONS
The Jesse C. Crawford Short-Term Trust
S.S. OR I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS 58-6383082
- --------------------------------------------------------------------------------
2 CHECK THE
APPROPRIATE BOX
IF A MEMBER OF A
GROUP*
(a)
(b) x
- --------------------------------------------------------------------------------
3 SEC USE ONLY
- --------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
- --------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT
TO ITEM 2(d) or 2(e)
- --------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
State of Georgia
- --------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER -0-
SHARES ------------------------------------------------------------
BENEFICIALLY
OWNED BY 8 SHARED VOTING POWER 2,414,636 (1)
EACH ------------------------------------------------------------
REPORTING
PERSON WITH 9 SOLE DISPOSITIVE POWER -0-
------------------------------------------------------------
10 SHARED DISPOSITIVE POWER 2,414,636 (1)
- --------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
2,414,636
- --------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
- --------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.6% (2)
- --------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
00
- --------------------------------------------------------------------------------
(1) Solely in its capacity as a member of Liverpool, LLC, one of the two
general partners of Crawford Partners, L.P.
(2) Assumes a total of 25,177,992 shares outstanding.
(Continued on following pages)
Page 5 of 13 Pages
<PAGE> 6
SCHEDULE 13D FORMS 7060
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
CUSIP No. 224633206 13D Page 6 of 13 Pages
--- ----
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
1 NAME OF REPORTING PERSONS
Jesse C. Crawford
S.S. OR I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS
- --------------------------------------------------------------------------------
2 CHECK THE
APPROPRIATE BOX
IF A MEMBER OF A
GROUP*
(a)
(b) x
- --------------------------------------------------------------------------------
3 SEC USE ONLY
- --------------------------------------------------------------------------------
4 SOURCE OF FUNDS*
00
- --------------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT
TO ITEM 2(d) or 2(e)
- --------------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
State of Georgia
- --------------------------------------------------------------------------------
NUMBER OF 7 SOLE VOTING POWER 1,882,100
SHARES
BENEFICIALLY ------------------------------------------------------------
OWNED BY
EACH 8 SHARED VOTING POWER 2,414,636 (1)
REPORTING ------------------------------------------------------------
PERSON WITH
9 SOLE DISPOSITIVE POWER 1,882,100
------------------------------------------------------------
10 SHARED DISPOSITIVE POWER 2,414,636 (1)
- --------------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
4,296,736
- --------------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
- --------------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
17.1% (2)
- --------------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
00
- --------------------------------------------------------------------------------
(1) Solely in its capacity as one of the members of Liverpool, LLC, one of
the two general partners of Crawford Partners, L.P.
(2) Assumes a total of 25,177,992 shares outstanding.
(Continued on following pages)
Page 6 of 13 Pages
<PAGE> 7
STATEMENT PURSUANT TO RULE 13d-1
OF THE
GENERAL RULES AND REGULATIONS
UNDER THE
SECURITIES EXCHANGE ACT OF 1934
Item 1. Security and Issuer
The class of equity securities to which this Statement on Schedule
13D relates is the Class B common stock, par value $1.00 per share (the"Common
Stock"), of Crawford & Company (the "Issuer"), a Georgia corporation, with its
principal executive offices located at 5620 Glenridge Dr., N.E., Atlanta,
Georgia 30342.
Item 2. Identity and Background
(a) Pursuant to Rules 13d(1)(f)(1) and (2) of Regulations D-G of the
General Rules and Regulations under the Securities Exchange Act of 1934, as
amended (the "Act"), the undersigned hereby files this Schedule 13D on behalf of
Crawford Partners, L.P. ("Crawford Partners"), Liverpool, LLC ("Liverpool"),
SunTrust Bank, Atlanta, as Trustee under Item II of the Last Will and Testament
of James H. Crawford ("Marital Trust"),SunTrust Bank, Atlanta, as Trustee under
The Jesse C. Crawford Short-Term Trust ("JCC Trust") and Jesse Carroll Crawford
("JCC"), in order to reflect certain changes in the ownership of the Common
Stock. Crawford Partners, Liverpool, Marital Trust, JCC Trust and JCC are
sometimes hereinafter collectively referred to as the "Reporting Persons." The
Reporting Persons are making this single, joint filing because they may be
deemed to constitute a "group" within the meaning of Section 13(d)(3) of the
Act, although neither the fact of this filing nor anything contained herein
shall be deemed to be an admission by the Reporting Persons that a group exists.
(b)-(c)
Crawford Partners
Crawford Partners is a Georgia limited partnership, the principal
business of which is investment. Crawford Partners' principal business address,
which also serves as its principal office, is 55 Park Place, Atlanta, Georgia
30302. Pursuant to Instruction C to Schedule 13D of the Act, information with
respect to Liverpool, JCC Trust and JCC, the general partners of Crawford
Partners, is set forth below. In addition, information with respect to Marital
Trust and VCC is set forth below.
Liverpool
Liverpool is a Georgia limited liability company, the principal
business of which is serving as a general partner of Crawford Partners.
Liverpool's principal business address, which also serves as its principal
office, is 55 Park Place, Atlanta, Georgia 30302.
Marital Trust
(Continued on following pages)
Page 7 of 13 Pages
<PAGE> 8
SunTrust Bank, Atlanta is the Trustee of Marital Trust, which was
organized for the benefit of Virginia C. Crawford. Mrs. Crawford has the power
to direct distribution of income from one Marital Trust, including dividends and
the proceeds from sale of securities. SunTrust Bank, Atlanta's principal
business address and principal office address is 25 Park Place, Atlanta, Georgia
30302 and it provides banking services. Virginia C. Crawford's address is 1865
River Forest Road, N.W., Atlanta, Georgia 30327 and she is retired.
JCC Trust
SunTrust Bank, Atlanta is the Trustee of JCC Trust, which was organized
for the benefit of Jesse C. Crawford. SunTrust Bank, Atlanta's principal
business address and principal office address is 25 Park Place, Atlanta, Georgia
30302, and it provides banking services.
Jesse C. Crawford's business address is 5620 Glenridge Dr., N.E.,
Atlanta, Georgia 30342 and his present principal occupation or employment at
such address is serving as President of Crawford Communications, Inc.
Crawford Communications, Inc. is a full-service provider of
teleproduction services including audio/video production and post production,
multimedia title design, satellite services, animation, and special effects. The
principal business address of Crawford Communications, Inc., which also serves
as its principal office, is 535 Plasamour Drive, Atlanta, Georgia 30324.
JCC
Jesse C. Crawford's business address is 5620 Glenridge Dr., N.E.,
Atlanta, Georgia 30342 and his present principal occupation or employment is
President of Crawford Communications, Inc.
Crawford Communications, Inc. is a full-service provider of
teleproduction services including audio/video production and post production,
multimedia title design, satellite services, animation, and special effects. The
principal business address of Crawford Communications, Inc., which also serves
as its principal office, is 535 Plasamour Drive, Atlanta, Georgia 30324.
(d)-(e)
None of the entities or persons identified in this Item 2 has, during
the last five years, been convicted in a criminal proceeding (excluding traffic
violations or similar misdemeanors).
None of the entities or persons identified in this Item 2 has, during
the last five years, been a party to a civil proceeding of a judicial or
administrative body of competent jurisdiction and as a result of such proceeding
was or is subject to a judgment, decree or final order enjoining future
violations of, or prohibiting or mandating activities subject to, Federal or
State securities laws or finding any violation with respect to such laws.
(f) All of the natural persons identified in this Item 2 are citizens
of the United States of America.
(Continued on following pages)
Page 8 of 13 Pages
<PAGE> 9
Item 3. Source and Amount of Funds or Other Consideration.
The source and amount of the funds used or to be used by the Reporting
Persons to purchase shares of the Stock are as follows:
<TABLE>
<CAPTION>
REPORTING PERSON SOURCE OF FUNDS AMOUNT OF FUNDS
<S> <C> <C>
Crawford Partners Not Applicable Not Applicable
Liverpool Not Applicable Not Applicable
Marital Trust Not Applicable Not Applicable
JCC Trust Not Applicable Not Applicable
JCC Not Applicable Not Applicable
</TABLE>
Item 4. Purpose of Transaction.
The Reporting Persons acquired and continue to hold the Common Stock
reported herein for investment purposes. The Reporting Persons have no plans or
proposals relating to any matters specified in paragraphs (a) through (j) of
Item 4 of Schedule 13D. However, the Reporting Persons reserve the right to
adopt such plans or proposals in the future, subject to applicable regulatory
requirements.
Item 5. Interest in Securities of the Issuer.
(a) Crawford Partners may be deemed to be the beneficial owner (as that
term is defined in Rule 13d-3 ("Rule 13d-3") under the Act) of 2,414,636 shares
of Common Stock, which constitutes 9.6% of the outstanding shares of the Common
Stock.
Liverpool may be deemed to be the beneficial owner (as that term is
defined in Rule 13d-3 under the Act) of 2,414,636 shares of Common Stock, which
constitutes 9.6% of the outstanding shares of the Common Stock.
Marital Trust is the beneficial owner (as that term is defined in Rule
13d-3 under the Act) of 36,000 shares of Common Stock, which constitutes 0.1% of
the outstanding shares of the Common Stock.
JCC Trust may be deemed to be the beneficial owner (as that term is
defined in Rule 13d-3 under the Act) of 2,414,636 shares of Common Stock, which
constitutes 9.6% of the outstanding shares of the Common Stock.
(Continued on following pages)
Page 9 of 13 Pages
<PAGE> 10
JCC may be deemed to be the beneficial owner (as that term is defined
in Rule 13d-3 under the Act) of 4,296,736 shares of Common Stock, which
constitutes 17.0% of the outstanding shares of the Common Stock.
(b) Crawford Partners will have sole power to vote or to direct the
vote of, and to dispose or to direct the disposition of, 2,414,636 shares of
Common Stock.
Liverpool will have shared power to vote or to direct the vote of, and
to dispose or to direct the disposition of, 2,414,636 shares of Common Stock.
Marital Trust will have sole power to vote or to direct the vote of,
and to dispose or to direct the disposition of, 36,000 shares of Common Stock.
JCC Trust will have shared power to vote or to direct the vote of, and
to dispose or to direct the disposition of, 2,414,636 shares of Common Stock.
JCC will have sole power to vote or to direct the vote of, and to
dispose or to direct the disposition of, 1,882,100 shares of Common Stock. JCC
will have shared power to vote or to direct the vote of, and to dispose or to
direct the disposition of, 2,414,636 shares of Common Stock.
(c) Except as described in this Item 5(c), no transactions in the
shares of Common Stock have been effected by the Reporting Persons during the
past 60 days. The Common Stock subject to this Schedule 13D was transferred to
Crawford Partners on December 2, 1996. The purpose of the transfer was to
consolidate the Crawford's family ownership of the stock of Crawford & Company.
The Common Stock was transferred in exchange for interests in Liverpool or
either general or limited partnership interests in Crawford Partners, as
applicable. On February 13, 1999, certain shares of the Common Stock held by
Crawford Partners was distributed to the partners and the shares held by Marital
Trust were transferred to the JCC Trust. The purpose of this distribution was
for business and tax planning purposes.
(d) No other person is known to have the right to receive or the power
to direct the receipt of dividends from, or the proceeds from the sale of, the
securities described above.
(e) Not applicable.
Item 6. Contracts, Arrangements, Understandings or Relationships with Respect
to Securities of the Issuer.
In addition to the shares of Common Stock reported herein, the
Reporting Persons beneficially own shares of the Issuer's non-voting Class A
Common Stock.
Except as set forth herein or in the Exhibits filed or to be filed
herewith, there are no contracts, arrangements, understandings or relationships
with respect to the shares of the Common Stock owned by the Reporting Persons
(Continued on following pages)
Page 10 of 13 Pages
<PAGE> 11
Item 7. Material to be filed as Exhibits.
<TABLE>
<S> <C> <C>
Exhibit 99.1 -- Agreement to file Schedule 13D jointly
pursuant to Rule 13d-1(f)(iii).
</TABLE>
(Continued on following pages)
Page 11 of 13 Pages
<PAGE> 12
SIGNATURES
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
Dated: February 23, 1999
CRAWFORD PARTNERS, L.P.
By: Liverpool, LLC
By: SunTrust Bank, Atlanta, as Trustee under
the Jesse C. Crawford Short-Term Trust
By: /s/ Dameron Black III
-----------------------------------------
Dameron Black, III, First Vice President
(Continued on following pages)
Page 12 of 13 Pages
<PAGE> 13
EXHIBIT INDEX
<TABLE>
<CAPTION>
Exhibit Description
------- -----------
<S> <C>
99.1 Agreement to file Schedule 13D jointly
pursuant to Rule 13d- 1(f)(1)(iii), filed
herewith
</TABLE>
(Continued on following pages)
Page 13 of 13 Pages
<PAGE> 1
Exhibit 99.1
Schedule 13D
Joint Filing Agreement
AGREEMENT dated as of February 23, 1999 between Crawford Partners, L.P.
("Crawford Partners"), a Georgia limited partnership, Liverpool LLC
("Liverpool"), a Georgia limited liability company, SunTrust Bank, Atlanta, as
Trustee under Item II of the Last Will and Testament of James H. Crawford,
SunTrust Bank, Atlanta, as Trustee under The Jesse C.
Crawford Short-Term Trust, and Jesse C. Crawford.
WHEREAS, pursuant to paragraph (f) of Rule 13d-1 promulgated under
Subsection 13d(1) of the Securities Exchange Act of 1934, as amended (the "1934
Act"), the parties hereto have decided to satisfy their filing obligations under
the 1934 Act by a single joint filing;
NOW, THEREFORE, the undersigned hereby agree as follows:
1. The Schedule 13D with respect to Crawford & Company, attached
hereto as Exhibit A, is filed on behalf of Crawford Partners, Liverpool,
SunTrust Bank, Atlanta, as Trustee under Item II of the Last Will and Testament
of James H. Crawford, SunTrust Bank, Atlanta, as Trustee under The Jesse C.
Crawford Short-Term Trust and Jesse C. Crawford.
2. Each of Crawford Partners, Liverpool, SunTrust Bank, Atlanta,
as Trustee under Item II of the Last Will and Testament of James H. Crawford,
SunTrust Bank, Atlanta, as Trustee under The Jesse C. Crawford Short-Term Trust
and Jesse C. Crawford is responsible for the completeness and accuracy of the
information concerning such person contained therein; provided that each person
is not responsible for the completeness or accuracy of the information
concerning any other person making such filing.
IN WITNESS WHEREOF, the undersigned hereunto set their hands as of the
date first above written.
Crawford Partners, L.P.
By: /s/ Jesse Carroll Crawford
---------------------------------------------
Jesse Carroll Crawford
<PAGE> 2
By: Liverpool, LLC
By: SunTrust Bank, Atlanta, as Trustee under
The Jesse C. Crawford Short-Term Trust
By: /s/ Dameron Black, III
---------------------------------------------
Dameron Black, III, First Vice President
SunTrust Bank, Atlanta, as Trustee under
Item II of the Last Will and Testament of
James H. Crawford
By: /s/ Dameron Black, III
---------------------------------------------
Dameron Black, III, First Vice President
SunTrust Bank, Atlanta, as Trustee under
the Jesse C. Crawford Short-Term Trust
By: /s/ Dameron Black, III
---------------------------------------------
Dameron Black, III, First Vice President
/s/ Jesse C. Crawford
------------------------------------------------
Jesse C. Crawford
