FILED PURSUANT TO RULE 424(b)(3)
REGISTRATION NO. 33-43534
PRICING SUPPLEMENT NO. 85
DATED FEBRUARY 15, 1995 TO
PROSPECTUS DATED NOVEMBER 1, 1991
AND PROSPECTUS SUPPLEMENT DATED DECEMBER 10, 1992
AMERICAN GENERAL FINANCE CORPORATION
MEDIUM-TERM NOTES, SERIES C
(FIXED RATE)
DUE FROM NINE MONTHS TO 30 YEARS FROM DATE OF ISSUE
X SENIOR NOTES X BOOK-ENTRY NOTES
SENIOR SUBORDINATED NOTES CERTIFICATED NOTES
DATE OF ISSUE: February 23, 1995 CUSIP NO. 02635P GQ 0
PRICE TO PUBLIC: 99.855%
Per Annum
Principal Amount Maturity Date Interest Rate
$10,000,000 February 23, 1998 7.625%
The aggregate principal amount of this offering is $10,000,000. On April 14,
1994, the Company increased to $550,000,000 from $500,000,000 the aggregate
principal amount of Medium-Term Notes, Series C ("Notes") authorized to be
issued by the Company. To date, including this offering, an aggregate of
$540,800,000 of offers to purchase the Notes has been accepted.
The Notes to which this Pricing Supplement relates are being offered through
Bear Stearns & Co. Inc. as agent for the Company. In this connection, such
agent will receive a commission of .1050% of the principal amount thereof.
The Company has agreed to indemnify such agent against and contribute toward
certain liabilities, including liabilities under the Securities Act of 1933.
The Company has agreed to reimburse such agent for certain expenses. Such
agent may engage in transactions with, or perform services for, the Company in
the ordinary course of business.
Effective June 3, 1994, in connection with the decision of Morgan Guaranty
Trust Company of New York ("Morgan Guaranty") to discontinue its corporate
trust business, Morgan Guaranty resigned as the Trustee, Paying Agent and
Security Registrar under the Indenture under which the Note(s) being offered
hereby is being issued and the Company appointed Citibank, N.A. ("Citibank")
as the successor Trustee, Paying Agent and Security Registrar thereunder.
Citibank is a participant in the Company's existing credit arrangements; is
trustee under other indentures relating to indebtedness of the Company; and
has other banking relationships with the Company in the ordinary course of
business.
Effective January 1, 1993, the tax withholding percentages set forth under
"United States Tax Considerations-Backup Withholding" have been increased from
20% to 31%.
THESE SECURITIES HAVE NOT BEEN APPROVED OR DISAPPROVED BY THE SECURITIES AND
EXCHANGE COMMISSION OR ANY STATE SECURITIES COMMISSION NOR HAS THE SECURITIES
AND EXCHANGE COMMISSION OR ANY STATE SECURITIES COMMISSION PASSED UPON THE
ACCURACY OR ADEQUACY OF THIS PRICING SUPPLEMENT, THE PROSPECTUS OR THE
PROSPECTUS SUPPLEMENT. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL
OFFENSE.
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