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Previous: AMERICAN GENERAL FINANCE CORP, 10-Q, 2000-08-08 |
Next: AMERICAN GENERAL FINANCE CORP, 10-Q, EX-27, 2000-08-08 |
<PAGE>
<PAGE> 19
Exhibit 12
<TABLE>
AMERICAN GENERAL FINANCE CORPORATION AND SUBSIDIARIES
Computation of Ratio of Earnings to Fixed Charges
(Unaudited)
<CAPTION>
Six Months Ended
June 30,
2000 1999
(dollars in thousands)
<S> <C> <C>
Earnings:
Income before provision for income
taxes $197,583 $172,859
Interest expense 327,654 271,874
Implicit interest in rents 8,193 7,718
Total earnings $533,430 $452,451
Fixed charges:
Interest expense $327,654 $271,874
Implicit interest in rents 8,193 7,718
Total fixed charges $335,847 $279,592
Ratio of earnings to fixed charges 1.59 1.62
</TABLE>
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