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Previous: AMERICAN GENERAL FINANCE CORP, 10-Q, 2000-11-13 |
Next: AMERICAN GENERAL FINANCE CORP, 10-Q, EX-4, 2000-11-13 |
<PAGE> 19
Exhibit 12
AMERICAN GENERAL FINANCE CORPORATION AND SUBSIDIARIES
Computation of Ratio of Earnings to Fixed Charges
(Unaudited)
Nine Months Ended
September 30,
2000 1999
(dollars in thousands)
Earnings:
Income before provision for income
taxes $303,221 $266,428
Interest expense 502,586 412,834
Implicit interest in rents 12,267 11,604
Total earnings $818,074 $690,866
Fixed charges:
Interest expense $502,586 $412,834
Implicit interest in rents 12,267 11,604
Total fixed charges $514,853 $424,438
Ratio of earnings to fixed charges 1.59 1.63
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