UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: OLD KENT BANK
ADDRESS: 111 LYON ST
GRAND RAPIDS, MI 49503
13F FILE NUMBER: 28-676
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
<PAGE>
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: KEN KREI
TITLE: EXECUTIVE VICE PRESIDENT
PHONE: (616)653-3365
SIGNATURE,PLACE,AND DATE OF SIGNING:
KEN KREI GRAND RAPIDS, MI 6/30/99
REPORT TYPE (CHECK ONLY ONE.):
(X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 1973
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,705,233,216
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ABBOTT LABS COMMON STOCK 002824100 10939 241084 SH SHARED 238184 0 2900
ABBOTT LABS COMMON STOCK 002824100 5626 123982 SH OTHER 100082 0 23900
ACNIELSEN CORP COMMON STOCK 004833109 33 1081 SH SHARED 1081 0 0
ACNIELSEN CORP COMMON STOCK 004833109 17 561 SH OTHER 561 0 0
ACTION PERFORMANCE COS INC COMMON STOCK 004933107 7 200 SH SHARED 0 0 200
ACXIOM CORP COMMON STOCK 005125109 14 580 SH SHARED 580 0 0
ADAC LABS COMMON STOCK 005313200 1 100 SH SHARED 100 0 0
ADAMS EXPRESS CO COM COMMON STOCK 006212104 180 6166 SH SHARED 6166 0 0
ADAPTIVE BROADBAND CORP COMMON STOCK 00650M104 11 500 SH SHARED 500 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 775 17000 SH SHARED 17000 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 5 100 SH OTHER 0 0 100
ADOBE SYS INC COMMON STOCK 00724F101 25 300 SH SHARED 300 0 0
ADVANCED COMMUNICATIONS GROUP COMMON STOCK 00751B106 70 7030 SH SHARED 7030 0 0
ADVANCED MACH VISION CORP CL A COMMON STOCK 00753B104 1 1000 SH SHARED 1000 0 0
ADVANCED MARKETING SVCS INC COMMON STOCK 00753T105 19 1275 SH OTHER 1275 0 0
ADVENT SOFTWARE INC COMMON STOCK 007974108 10 150 SH SHARED 0 0 150
AES CORP COMMON STOCK 00130H105 110 1900 SH SHARED 1900 0 0
AES CORP COMMON STOCK 00130H105 41 700 SH OTHER 700 0 0
AETNA INC COMMON STOCK 008117103 395 4418 SH SHARED 4418 0 0
AETNA INC COMMON STOCK 008117103 247 2760 SH OTHER 2685 0 75
AFLAC INC COMMON STOCK 001055102 69 1433 SH SHARED 1433 0 0
AFLAC INC COMMON STOCK 001055102 31 645 SH OTHER 0 0 645
AGCO CORP COMMON STOCK 001084102 34 3046 SH SHARED 0 0 3046
AGL RES INC COMMON STOCK 001204106 30 1600 SH OTHER 1600 0 0
AGNICO EAGLE MINES LTD COMMON STOCK 008474108 1 100 SH SHARED 100 0 0
AGRIBRANDS INTL INC COMMON STOCK 00849R105 7 183 SH SHARED 183 0 0
AHL SVCS INC COMMON STOCK 001296102 6 250 SH SHARED 0 0 250
AIR PRODS & CHEMS INC COMMON STOCK 009158106 213 5300 SH SHARED 5300 0 0
AIRGAS INC COMMON STOCK 009363102 6 500 SH SHARED 500 0 0
AIRTOUCH COMMUNICATIONS INC COMMON STOCK 00949T100 105 978 SH OTHER 598 380 0
AIRTRAN HLDGS INC COMMON STOCK 00949P108 9 1500 SH SHARED 1500 0 0
AIRTRAN HLDGS INC COMMON STOCK 00949P108 8 1400 SH OTHER 0 0 1400
ALBANY INTL CORP NEW COMMON STOCK 012348108 2 110 SH SHARED 110 0 0
ALBEMARLE CORP COMMON STOCK 012653101 19 800 SH OTHER 800 0 0
ALBERTO CULVER CO COMMON STOCK 013068101 161 6040 SH SHARED 6040 0 0
ALBERTSONS INC COMMON STOCK 013104104 968 18775 SH SHARED 18775 0 0
ALBERTSONS INC COMMON STOCK 013104104 20 395 SH OTHER 395 0 0
ALCOA INC COMMON STOCK 013817101 1157 18702 SH SHARED 18702 0 0
ALCOA INC COMMON STOCK 013817101 127 2054 SH OTHER 2054 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014482103 16 720 SH SHARED 0 0 720
ALLEGHENY ENERGY INC COMMON STOCK 017361106 8 250 SH SHARED 250 0 0
ALLEGHENY ENERGY INC COMMON STOCK 017361106 112 3500 SH OTHER 3000 0 500
ALLEGHENY TELEDYNE INC COMMON STOCK 017415100 46 2030 SH SHARED 2030 0 0
<PAGE>
ALLEN TELECOM INC COMMON STOCK 018091108 5 466 SH SHARED 466 0 0
ALLEN TELECOM INC COMMON STOCK 018091108 33 3000 SH OTHER 3000 0 0
ALLERGAN INC COMMON STOCK 018490102 22 200 SH SHARED 200 0 0
ALLERGAN INC COMMON STOCK 018490102 17 154 SH OTHER 154 0 0
ALLERGAN SPECIALTY THERAPEUTIC COMMON STOCK 018494104 0 10 SH SHARED 10 0 0
ALLERGAN SPECIALTY THERAPEUTIC COMMON STOCK 018494104 0 7 SH OTHER 7 0 0
ALLIANCE BANCORP COMMON STOCK 01852J105 150 6442 SH SHARED 6442 0 0
ALLIANCE BANCORP NEW ENG INC COMMON STOCK 01852Q109 6 500 SH OTHER 500 0 0
ALLIANCE CAP MGMT L P COMMON STOCK 018548107 226 7000 SH SHARED 7000 0 0
ALLIANT CORP COMMON STOCK 018802108 92 3255 SH SHARED 3155 0 100
ALLIANT CORP COMMON STOCK 018802108 38 1343 SH OTHER 1343 0 0
ALLIED CAP CORP NEW COMMON STOCK 01903Q108 12 500 SH SHARED 500 0 0
ALLIED SIGNAL INC COMMON STOCK 019512102 1273 20211 SH SHARED 20211 0 0
ALLIED SIGNAL INC COMMON STOCK 019512102 543 8616 SH OTHER 4958 3058 600
ALLIED WASTE INDS INC COMMON STOCK 019589308 14 700 SH SHARED 700 0 0
ALLSTATE CORP COMMON STOCK 020002101 10454 291406 SH SHARED 266613 0 24793
ALLSTATE CORP COMMON STOCK 020002101 14209 396072 SH OTHER 309762 0 86310
ALLTEL CORP COMMON STOCK 020039103 389 5442 SH SHARED 5442 0 0
ALLTEL CORP COMMON STOCK 020039103 36 497 SH OTHER 497 0 0
ALLTRISTA CORP COMMON STOCK 020040101 3 100 SH OTHER 100 0 0
ALTERNATIVE RES CORP COMMON STOCK 02145R102 0 5 SH SHARED 5 0 0
ALZA CORP COMMON STOCK 022615108 1428 28075 SH SHARED 27275 0 800
ALZA CORP COMMON STOCK 022615108 401 7885 SH OTHER 7885 0 0
AMAZON COM INC COMMON STOCK 023135106 29 232 SH SHARED 232 0 0
AMAZON COM INC COMMON STOCK 023135106 6 50 SH OTHER 50 0 0
AMBAC FINL GROUP INC COMMON STOCK 023139108 23 400 SH SHARED 400 0 0
AMCOR LTD COMMON STOCK 02341R302 18 820 SH SHARED 820 0 0
AMERADA HESS CORP COMMON STOCK 023551104 83 1402 SH SHARED 1402 0 0
AMERADA HESS CORP COMMON STOCK 023551104 171 2870 SH OTHER 2870 0 0
AMEREN CORP COMMON STOCK 023608102 375 9764 SH SHARED 9478 0 286
AMEREN CORP COMMON STOCK 023608102 516 13440 SH OTHER 11707 0 1733
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 3464 31490 SH SHARED 30990 0 500
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 214 1945 SH OTHER 1545 0 400
AMERICAN AXLE & MFG HLDGS INC COMMON STOCK 024061103 511 36500 SH SHARED 36500 0 0
AMERICAN COIN MERCHANDISING IN COMMON STOCK 02516B108 2 300 SH SHARED 0 0 300
AMERICAN EAGLE OUTFITTERS INC COMMON STOCK 02553E106 46 1000 SH OTHER 1000 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 622 16551 SH SHARED 16551 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 326 8683 SH OTHER 8683 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 3047 23416 SH SHARED 23416 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 480 3688 SH OTHER 3488 0 200
AMERICAN GEN CORP COMMON STOCK 026351106 1059 14044 SH SHARED 14044 0 0
AMERICAN GEN CORP COMMON STOCK 026351106 235 3124 SH OTHER 3124 0 0
AMERICAN GREETINGS CORP COMMON STOCK 026375105 96 3200 SH SHARED 3100 0 100
AMERICAN GREETINGS CORP COMMON STOCK 026375105 30 1000 SH OTHER 1000 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 3626 63198 SH SHARED 62898 0 300
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 3043 53032 SH OTHER 49432 0 3600
AMERICAN INSD MTG INVS COMMON STOCK 026862102 4 1572 SH OTHER 1572 0 0
AMERICAN INSD MTG-INVS L P SER COMMON STOCK 02686E106 10 900 SH SHARED 900 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 6674 56923 SH SHARED 56273 0 650
AMERICAN INTL GROUP INC COMMON STOCK 026874107 1136 9692 SH OTHER 9444 0 248
<PAGE>
AMERICAN INTL PETE CORP COMMON STOCK 026909408 3 2500 SH OTHER 2500 0 0
AMERICAN LOCKER GROUP INC COMMON STOCK 027284108 4 400 SH SHARED 400 0 0
AMERICAN NATL INS CO COMMON STOCK 028591105 103 1450 SH OTHER 1450 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 16 800 SH OTHER 0 0 800
AMERICAN RESIDENTIAL INVT TR I COMMON STOCK 02926T103 4 500 SH SHARED 500 0 0
AMERICAN RETIREMENT CORP COMMON STOCK 028913101 1 100 SH SHARED 100 0 0
AMERICAN WTR WKS INC COMMON STOCK 030411102 15 500 SH SHARED 500 0 0
AMERITECH CORP NEW COMMON STOCK 030954101 9460 128711 SH SHARED 126615 0 2096
AMERITECH CORP NEW COMMON STOCK 030954101 6481 88180 SH OTHER 81880 3126 3174
AMES DEPT STORES INC COMMON STOCK 030789507 9 200 SH SHARED 0 0 200
AMETEK INC NEW COMMON STOCK 031100100 184 8000 SH SHARED 8000 0 0
AMETEK INC NEW COMMON STOCK 031100100 23 1000 SH OTHER 1000 0 0
AMGEN INC COMMON STOCK 031162100 745 12240 SH SHARED 11990 0 250
AMGEN INC COMMON STOCK 031162100 151 2483 SH OTHER 2283 0 200
AMR CORP DEL COMMON STOCK 001765106 254 3715 SH SHARED 3715 0 0
AMR CORP DEL COMMON STOCK 001765106 61 900 SH OTHER 900 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 30 1282 SH OTHER 1282 0 0
AMYLIN PHARMACEUTICALS INC COMMON STOCK 032346108 0 400 SH SHARED 400 0 0
AMYLIN PHARMACEUTICALS INC COMMON STOCK 032346108 2 1500 SH OTHER 0 0 1500
ANALOG DEVICES INC COMMON STOCK 032654105 60 1200 SH SHARED 1200 0 0
ANALYTICAL SURVEYS INC COMMON STOCK 032683302 2 100 SH SHARED 100 0 0
ANDREW CORP COMMON STOCK 034425108 53 2775 SH SHARED 2775 0 0
ANGLOGOLD LTD COMMON STOCK 035128206 18 816 SH SHARED 816 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 1911 26941 SH SHARED 26941 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 264 3720 SH OTHER 3520 0 200
ANIXTER INTL INC COMMON STOCK 035290105 2 94 SH SHARED 94 0 0
ANNUITY AND LIFE RE HLDGS COMMON STOCK G03910109 8 350 SH SHARED 0 0 350
AON CORP COMMON STOCK 037389103 535 12967 SH SHARED 12967 0 0
AON CORP COMMON STOCK 037389103 1161 28147 SH OTHER 27997 0 150
APACHE CORP COMMON STOCK 037411105 975 25000 SH SHARED 25000 0 0
APACHE CORP COMMON STOCK 037411105 57 1450 SH OTHER 1450 0 0
APARTMENT INVT & MGMT CO COMMON STOCK 03748R101 9 212 SH SHARED 212 0 0
APEX PC SOLUTIONS INC COMMON STOCK 037945102 14 675 SH SHARED 0 0 675
APHTON CORP COMMON STOCK 03759P101 62 4417 SH SHARED 4417 0 0
APHTON CORP COMMON STOCK 03759P101 70 5000 SH OTHER 5000 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 56 1210 SH SHARED 1210 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 28 600 SH OTHER 600 0 0
APPLIED CELLULAR TECHNOLOGY IN COMMON STOCK 037931102 3 1000 SH SHARED 1000 0 0
APPLIED INNOVATION INC COMMON STOCK 037916103 1 300 SH SHARED 300 0 0
APPLIED MATLS INC COMMON STOCK 038222105 954 12920 SH SHARED 12835 0 85
APPLIED MATLS INC COMMON STOCK 038222105 887 12000 SH OTHER 12000 0 0
APPLIED MICRO CIRCUITS CORP COMMON STOCK 03822W109 12 150 SH SHARED 0 0 150
APRIA HEALTHCARE GROUP INC COMMON STOCK 037933108 5 276 SH OTHER 276 0 0
AQUILA BIOPHARMACEUTICALS INC COMMON STOCK 03839F107 0 1 SH SHARED 1 0 0
ARCADIA FINL LTD COMMON STOCK 039101100 7 900 SH SHARED 900 0 0
ARCADIA FINL LTD COMMON STOCK 039101100 2 200 SH OTHER 0 0 200
ARCH CHEMICALS INC COMMON STOCK 03937R102 15 634 SH SHARED 534 0 100
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 14 875 SH SHARED 875 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 120 7742 SH OTHER 3002 0 4740
ARGONAUT GROUP INC COMMON STOCK 040157109 15 633 SH SHARED 633 0 0
<PAGE>
ARMCO INC COMMON STOCK 042170100 46 7000 SH SHARED 7000 0 0
ARMSTRONG WORLD INDS INC COMMON STOCK 042476101 6 100 SH OTHER 100 0 0
ASA LTD COM COMMON STOCK 002050102 8 500 SH OTHER 0 0 500
ASCENT ENTMT GROUP INC COMMON STOCK 043628106 4 293 SH OTHER 293 0 0
ASHANTI GOLDFIELDS LTD COMMON STOCK 043743202 4 505 SH OTHER 0 0 505
ASHLAND INC COMMON STOCK 044204105 280 6975 SH SHARED 6975 0 0
ASHLAND INC COMMON STOCK 044204105 20 500 SH OTHER 500 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 2062 46738 SH SHARED 46738 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 437 9899 SH OTHER 9429 0 470
ASTEA INTL IINC COMMON STOCK 04622E109 3 1000 SH SHARED 1000 0 0
ASTEC INDS INC COMMON STOCK 046224101 1 26 SH SHARED 26 0 0
AT & T CORP COMMON STOCK 001957109 10925 195740 SH SHARED 191624 0 4116
AT & T CORP COMMON STOCK 001957109 3087 55314 SH OTHER 46509 4378 4427
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1494 17884 SH SHARED 17884 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 1181 14139 SH OTHER 13939 0 200
ATMOS ENERGY CORP COMMON STOCK 049560105 4 150 SH OTHER 150 0 0
ATRION CORP COMMON STOCK 049904105 1 150 SH SHARED 150 0 0
AUTOLIV INC COMMON STOCK 052800109 9 302 SH SHARED 302 0 0
AUTOLIV INC COMMON STOCK 052800109 22 715 SH OTHER 511 0 204
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 6362 144600 SH SHARED 142375 0 2225
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1133 25750 SH OTHER 25150 0 600
AUTONATION INC DEL COMMON STOCK 05329W102 23 1297 SH SHARED 1297 0 0
AUTONATION INC DEL COMMON STOCK 05329W102 4 200 SH OTHER 200 0 0
AUTOZONE INC COMMON STOCK 053332102 114 3800 SH SHARED 3800 0 0
AUTOZONE INC COMMON STOCK 053332102 14 475 SH OTHER 375 0 100
AVATAR HLDGS INC COMMON STOCK 053494100 3 168 SH SHARED 168 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 18 300 SH OTHER 300 0 0
AVID TECHNOLOGY INC COMMON STOCK 05367P100 32 2000 SH SHARED 2000 0 0
AVISTA CORP COMMON STOCK 05379B107 46 2800 SH SHARED 2800 0 0
AVISTA CORP COMMON STOCK 05379B503 61 3600 SH OTHER 1800 0 1800
AVNET INC COMMON STOCK 053807103 5 110 SH OTHER 110 0 0
AVON PRODS INC COMMON STOCK 054303102 350 6310 SH SHARED 6310 0 0
AVON PRODS INC COMMON STOCK 054303102 96 1724 SH OTHER 1504 0 220
AXENT TECHNOLOGIES INC COMMON STOCK 05459C108 6 500 SH SHARED 0 0 500
BAKER FENTRESS & CO. COM COMMON STOCK 057213100 29 1525 SH OTHER 1525 0 0
BAKER HUGHES INC COMMON STOCK 057224107 3 100 SH SHARED 100 0 0
BAKER HUGHES INC COMMON STOCK 057224107 44 1311 SH OTHER 304 349 658
BALL CORP COMMON STOCK 058498106 17 400 SH OTHER 400 0 0
BALLARD PWR SYS INC COMMON STOCK 05858H104 96 3000 SH OTHER 3000 0 0
BALLY TOTAL FITNESS HLDG CORP COMMON STOCK 05873K108 14 500 SH OTHER 500 0 0
BANK NEW YORK INC COMMON STOCK 064057102 962 26225 SH SHARED 26225 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 3541 48296 SH SHARED 47896 0 400
BANK OF AMERICA CORP COMMON STOCK 060505104 1163 15865 SH OTHER 15335 217 313
BANK ONE CORP COMMON STOCK 06423A103 4623 77624 SH SHARED 72222 0 5402
BANK ONE CORP COMMON STOCK 06423A103 8260 138676 SH OTHER 134957 0 3719
BANKBOSTON CORP COMMON STOCK 06605R106 434 8496 SH SHARED 8496 0 0
BANKBOSTON CORP COMMON STOCK 06605R106 169 3300 SH OTHER 3300 0 0
BANTA CORP COMMON STOCK 066821109 25 1200 SH OTHER 1200 0 0
BARD C R INC COMMON STOCK 067383109 296 6195 SH SHARED 6195 0 0
BARNES & NOBLE INC COMMON STOCK 067774109 11 400 SH SHARED 400 0 0
<PAGE>
BARNES & NOBLE INC COMMON STOCK 067774109 0 4 SH OTHER 0 0 4
BARNESANDNOBLE.COM INC COMMON STOCK 067846105 4 200 SH SHARED 200 0 0
BAXTER INTL INC COMMON STOCK 071813109 606 9996 SH SHARED 8502 0 1494
BAXTER INTL INC COMMON STOCK 071813109 333 5493 SH OTHER 4982 404 107
BB & T CORP COMMON STOCK 054937107 27 724 SH SHARED 724 0 0
BEAR STEARNS COS INC COMMON STOCK 073902108 9 200 SH SHARED 200 0 0
BEBE STORES INC COMMON STOCK 075571109 23 683 SH SHARED 683 0 0
BEC ENERGY (HOLDING CO) COMMON STOCK 05538M101 104 2520 SH SHARED 2520 0 0
BEC ENERGY (HOLDING CO) COMMON STOCK 05538M101 27 660 SH OTHER 660 0 0
BECKMAN COULTER INC COMMON STOCK 075811109 21 436 SH SHARED 436 0 0
BECKMAN COULTER INC COMMON STOCK 075811109 5 100 SH OTHER 100 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 21 700 SH SHARED 700 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 18 600 SH OTHER 600 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 69 1800 SH SHARED 1800 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 69 1800 SH OTHER 1800 0 0
BELL & HOWELL CO NEW COMMON STOCK 077852101 6 150 SH SHARED 150 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 4181 63948 SH SHARED 62516 0 1432
BELL ATLANTIC CORP COMMON STOCK 077853109 2721 41615 SH OTHER 38419 1036 2160
BELLSOUTH CORP COMMON STOCK 079860102 5594 121273 SH SHARED 119373 0 1900
BELLSOUTH CORP COMMON STOCK 079860102 2944 63830 SH OTHER 57406 2280 4144
BEMIS INC COMMON STOCK 081437105 116 2925 SH SHARED 2925 0 0
BEMIS INC COMMON STOCK 081437105 64 1600 SH OTHER 1600 0 0
BENCHMARK ELECTRS INC COMMON STOCK 08160H101 9 250 SH SHARED 0 0 250
BERGEN BRUNSWIG CORP COMMON STOCK 083739102 4 260 SH OTHER 260 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670207 141 63 SH SHARED 63 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670207 235 105 SH OTHER 65 0 40
BEST BUY INC COMMON STOCK 086516101 68 1000 SH OTHER 1000 0 0
BESTFOODS COMMON STOCK 08658U101 768 15517 SH SHARED 15517 0 0
BESTFOODS COMMON STOCK 08658U101 667 13466 SH OTHER 13264 0 202
BETHLEHEM STL CORP COMMON STOCK 087509105 19 2500 SH SHARED 2500 0 0
BEVERLY ENTERPRISES INC COMMON STOCK 087851309 10 1200 SH OTHER 1200 0 0
BID.COM INTL INC COMMON STOCK 088788104 23 3000 SH OTHER 3000 0 0
BINGHAM FINL SVCS CORP COMMON STOCK 090433103 585 43300 SH SHARED 43300 0 0
BIOANALYTICAL SYS INC COMMON STOCK 09058M103 148 37480 SH SHARED 37480 0 0
BIOGEN INC COMMON STOCK 090597105 26 400 SH SHARED 400 0 0
BIOMET INC COMMON STOCK 090613100 4411 110975 SH SHARED 110175 0 800
BIOMET INC COMMON STOCK 090613100 2403 60460 SH OTHER 60460 0 0
BIOMIRA INC COMMON STOCK 09161R106 5 1500 SH OTHER 1500 0 0
BJ SVCS CO COMMON STOCK 055482103 17 575 SH SHARED 0 0 575
BLACK & DECKER CORP COMMON STOCK 091797100 330 5225 SH SHARED 5225 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 15 242 SH OTHER 242 0 0
BLACKROCK 2001 TERM TR INC COM COMMON STOCK 092477108 5 500 SH OTHER 500 0 0
BLANCH E W HLDGS INC COMMON STOCK 093210102 34 500 SH SHARED 500 0 0
BLANCH E W HLDGS INC COMMON STOCK 093210102 34 500 SH OTHER 500 0 0
BLIMPIE INTL INC COMMON STOCK 093538106 17 6234 SH SHARED 6234 0 0
BLOCK H & R INC COMMON STOCK 093671105 47 930 SH SHARED 930 0 0
BLOUNT INTL INC COMMON STOCK 095177101 24 900 SH OTHER 0 0 900
BMC SOFTWARE INC COMMON STOCK 055921100 103 1900 SH SHARED 1900 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 43 800 SH OTHER 800 0 0
BOC GROUP PLC SPONSOR ADRS COMMON STOCK 055617609 17 430 SH SHARED 430 0 0
<PAGE>
BOCA RESH INC COMMON STOCK 096888102 8 1000 SH SHARED 1000 0 0
BOEING CO COMMON STOCK 097023105 2476 56282 SH SHARED 56125 0 157
BOEING CO COMMON STOCK 097023105 418 9494 SH OTHER 7694 0 1800
BOISE CASCADE CORP COMMON STOCK 097383103 19 453 SH OTHER 453 0 0
BORDEN CHEMS & PLASTICS LTD PA COMMON STOCK 099541203 1 200 SH OTHER 0 0 200
BORDERS GROUP INC COMMON STOCK 099709107 54 3400 SH SHARED 3400 0 0
BORDERS GROUP INC COMMON STOCK 099709107 0 4 SH OTHER 0 0 4
BORG-WARNER AUTOMOTIVE INC COMMON STOCK 099724106 17 302 SH SHARED 302 0 0
BORON LEPORE & ASSOCS INC COMMON STOCK 10001P102 8 900 SH SHARED 900 0 0
BOSTON LIFE SCIENCES INC COMMON STOCK 100843408 6 1000 SH OTHER 0 0 1000
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 1676 38140 SH SHARED 38140 0 0
BOWNE & CO INC COMMON STOCK 103043105 64 4820 SH SHARED 4820 0 0
BP AMOCO P L C COMMON STOCK 055622104 5141 47387 SH SHARED 47098 0 289
BP AMOCO P L C COMMON STOCK 055622104 2640 24330 SH OTHER 23172 0 1158
BP PRUDHOE BAY RTY TR COMMON STOCK 055630107 4 500 SH SHARED 500 0 0
BRADY CORP CLASS A STOCK COMMON STOCK 104674106 29 900 SH OTHER 900 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 113 1956 SH SHARED 1956 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 139 2400 SH OTHER 2400 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 14464 205352 SH SHARED 197302 0 8050
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 7520 106759 SH OTHER 93819 372 12568
BRITISH AMERN TOB PLC COMMON STOCK 110448107 14 750 SH SHARED 750 0 0
BROOKTROUT TECHNOLOGY INC COMMON STOCK 114580103 5 300 SH SHARED 0 0 300
BROWN FORMAN CORP COMMON STOCK 115637209 39 600 SH SHARED 600 0 0
BROWNING FERRIS INDS INC COMMON STOCK 115885105 108 2500 SH SHARED 2500 0 0
BROWNING FERRIS INDS INC COMMON STOCK 115885105 241 5600 SH OTHER 5300 0 300
BRUNSWICK CORP COMMON STOCK 117043109 81 2908 SH SHARED 2908 0 0
BRUSH WELLMAN INC COMMON STOCK 117421107 19 1044 SH SHARED 1044 0 0
BUCKEYE PARTNERS L P COMMON STOCK 118230101 17 600 SH SHARED 600 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 340 10970 SH SHARED 9620 0 1350
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 111 3588 SH OTHER 3588 0 0
BURLINGTON RES INC COMMON STOCK 122014103 107 2481 SH SHARED 2481 0 0
BURLINGTON RES INC COMMON STOCK 122014103 104 2400 SH OTHER 1900 0 500
C-PHONE CORP COMMON STOCK 12616P105 0 200 SH SHARED 200 0 0
CADENCE DESIGN SYS INC COMMON STOCK 127387108 24 1907 SH SHARED 1907 0 0
CAMDEN PPTY TR COMMON STOCK 133131102 22 808 SH SHARED 808 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 1373 29605 SH SHARED 29605 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 519 11200 SH OTHER 11050 0 150
CANDIE'S, INC. COMMON STOCK 137409108 6 2000 SH OTHER 0 0 2000
CANNON INC ADR REPSTG 5 SHS COMMON STOCK 138006309 18 615 SH SHARED 615 0 0
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<PAGE>
CAROLINA PWR & LT CO COMMON STOCK 144141108 112 2624 SH SHARED 2624 0 0
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<PAGE>
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<PAGE>
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 5 75 SH OTHER 75 0 0
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<PAGE>
COOPER TIRE & RUBR CO COMMON STOCK 216831107 158 6700 SH SHARED 6700 0 0
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CORDANT TECHNOLOGIES INC COMMON STOCK 218412104 15 339 SH SHARED 339 0 0
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CORN PRODS INTL INC COMMON STOCK 219023108 50 1627 SH OTHER 1627 0 0
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CORNING INC COMMON STOCK 219350105 140 2000 SH OTHER 2000 0 0
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
MCLEODUSA INC COMMON STOCK 582266102 31480 572356 SH SHARED 572356 0 0
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<PAGE>
MILLIPORE CORP COMMON STOCK 601073109 14 350 SH SHARED 350 0 0
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MINNESOTA POWER INC COMMON STOCK 604110106 63 3160 SH OTHER 3160 0 0
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<PAGE>
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PAYLESS SHOESOURCE INC COMMON STOCK 704379106 8 144 SH SHARED 144 0 0
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PECO ENERGY CO COMMON STOCK 693304107 445 10617 SH SHARED 10617 0 0
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PENNEY J C INC COMMON STOCK 708160106 332 6844 SH SHARED 6344 0 500
PENNEY J C INC COMMON STOCK 708160106 131 2700 SH OTHER 2700 0 0
PENNZENERGY CO COMMON STOCK 70931Q109 203 12200 SH SHARED 12200 0 0
PENNZOIL-QUAKER ST CO COMMON STOCK 709323109 33 2200 SH SHARED 2200 0 0
PENOBSCOT SHOE CO COMMON STOCK 709342109 2 150 SH SHARED 150 0 0
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PENTON MEDIA INC COMMON STOCK 709668107 10 400 SH SHARED 400 0 0
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PEOPLESOFT INC COMMON STOCK 712713106 10 600 SH SHARED 600 0 0
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PEP BOYS MANNY MOE & JACK COMMON STOCK 713278109 21 1000 SH OTHER 1000 0 0
PEPSICO INC COMMON STOCK 713448108 2629 67961 SH SHARED 67261 0 700
PEPSICO INC COMMON STOCK 713448108 584 15089 SH OTHER 14489 0 600
PERCLOSE INC COMMON STOCK 71361C107 7 150 SH SHARED 0 0 150
PERRIGO CO COMMON STOCK 714290103 50 6525 SH SHARED 6325 0 200
PFIZER INC COMMON STOCK 717081103 7810 71649 SH SHARED 71249 0 400
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PHARMACIA & UPJOHN INC COMMON STOCK 716941109 24698 434728 SH SHARED 336608 0 98120
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PHILLIPS PETE CO COMMON STOCK 718507106 502 9984 SH SHARED 9984 0 0
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PIEDMONT NAT GAS INC COMMON STOCK 720186105 34 1100 SH OTHER 1100 0 0
<PAGE>
PILLOWTEX CORP COMMON STOCK 721501104 2 107 SH OTHER 107 0 0
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PITTWAY CORP DEL COMMON STOCK 725790208 27 800 SH SHARED 800 0 0
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PNC BK CORP COMMON STOCK 693475105 165 2856 SH OTHER 2856 0 0
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POLAROID CORP COMMON STOCK 731095105 28 1000 SH SHARED 1000 0 0
POLO RALPH LAUREN CORP COMMON STOCK 731572103 8 416 SH OTHER 416 0 0
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PORTUGAL TELECOM S A COMMON STOCK 737273102 3 65 SH SHARED 65 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 103 3500 SH SHARED 3500 0 0
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PPG INDS INC COMMON STOCK 693506107 1113 18850 SH SHARED 18850 0 0
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PPT VISION INC COMMON STOCK 693519100 5 1000 SH SHARED 0 0 1000
PRAXAIR INC COMMON STOCK 74005P104 59 1205 SH SHARED 1205 0 0
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PREMIER CONCEPTS INC CL A COMMON STOCK 740474309 2 1250 SH SHARED 1250 0 0
PRESSTEK INC COMMON STOCK 741113104 2 300 SH OTHER 300 0 0
PRICE T ROWE ASSOC INC COMMON STOCK 741477103 844 22000 SH SHARED 22000 0 0
PRICELINE COM INC COMMON STOCK 741503106 16 140 SH OTHER 0 0 140
PRIMARK CORP COMMON STOCK 741903108 4 126 SH SHARED 126 0 0
PRIMARK CORP COMMON STOCK 741903108 18 650 SH OTHER 650 0 0
PRIME RETAIL INC COMMON STOCK 741570105 2 187 SH SHARED 179 0 8
PRIMEX TECHNOLOGIES INC COMMON STOCK 741597108 5 252 SH SHARED 212 0 40
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PRISM FINL CORP COMMON STOCK 74264Q108 8 400 SH SHARED 0 0 400
PRISON REALTY TRUST INC. COMMO COMMON STOCK 74264N105 4 437 SH SHARED 437 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 7618 85360 SH SHARED 82918 0 2442
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PROFESSIONALS GROUP, INC COMMO COMMON STOCK 742954100 27 787 SH SHARED 787 0 0
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PROVIDENT COS INC COMMON STOCK 743862104 46 1160 SH SHARED 1160 0 0
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<PAGE>
PROVIDENT FINL GROUP INC COMMON STOCK 743866105 44 1010 SH OTHER 1010 0 0
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PUBLIC STORAGE INC COMMON STOCK 74460D109 17 612 SH SHARED 612 0 0
PUBLIC SVC CO N MEX COMMON STOCK 744499104 40 2000 SH SHARED 2000 0 0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 540 13222 SH SHARED 13222 0 0
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PUGET SOUND ENERGY INC COMMON STOCK 745332106 27 1119 SH SHARED 1119 0 0
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QUAKER OATS CO COMMON STOCK 747402105 687 10356 SH SHARED 10356 0 0
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QUALITY DINING INC COMMON STOCK 74756P105 3 1000 SH SHARED 0 0 1000
QUANEX CORP COMMON STOCK 747620102 70 2450 SH OTHER 2450 0 0
QUEENS CNTY BANCORP INC COMMON STOCK 748242104 35 1080 SH OTHER 1080 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 7 250 SH OTHER 250 0 0
QUESTAR CORP COMMON STOCK 748356102 15 800 SH OTHER 800 0 0
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R H DONNELLEY CORP COMMON STOCK 74955W307 6 330 SH SHARED 330 0 0
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RAYONIER INC COMMON STOCK 754907103 5 100 SH SHARED 100 0 0
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REFAC COMMON STOCK 758653109 7 1000 SH SHARED 1000 0 0
REGIONS FINL CORP COMMON STOCK 758940100 19 500 SH SHARED 500 0 0
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<PAGE>
REYNOLDS & REYNOLDS CO COMMON STOCK 761695105 65 2800 SH OTHER 2800 0 0
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RICKS CABARET INTL INC COMMON STOCK 765641303 0 1 SH OTHER 1 0 0
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RITE AID CORP COMMON STOCK 767754104 2 100 SH SHARED 100 0 0
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ROHN INDS INC COMMON STOCK 775381106 3 2000 SH SHARED 2000 0 0
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RPM INC OHIO COMMON STOCK 749685103 71 5000 SH SHARED 5000 0 0
RUSSELL CORP COMMON STOCK 782352108 218 11200 SH SHARED 11200 0 0
RYANS FAMILY STEAK HOUSES INC COMMON STOCK 783519101 3 300 SH SHARED 300 0 0
RYDER SYS INC COMMON STOCK 783549108 201 7800 SH SHARED 7800 0 0
RYDER SYS INC COMMON STOCK 783549108 9 344 SH OTHER 344 0 0
RYERSON TULL INC NEW COMMON STOCK 78375P107 4 185 SH OTHER 185 0 0
SAFECO CORP COMMON STOCK 786429100 338 7650 SH SHARED 7350 0 300
SAFETY-KLEEN CORP NEW COMMON STOCK 78648R203 11 630 SH SHARED 630 0 0
SAFEWAY INC COMMON STOCK 786514208 530 10700 SH SHARED 10700 0 0
SAFEWAY INC COMMON STOCK 786514208 20 400 SH OTHER 400 0 0
SAKS INC COMMON STOCK 79377W108 10 342 SH SHARED 342 0 0
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SARA LEE CORP COMMON STOCK 803111103 6185 272632 SH SHARED 270832 0 1800
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SBC COMMUNICATIONS INC COMMON STOCK 78387G103 8174 140939 SH SHARED 138179 0 2760
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 3696 63717 SH OTHER 57507 3334 2876
SCANA CORP COMMON STOCK 805898103 42 1800 SH SHARED 1800 0 0
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SCHERING PLOUGH CORP COMMON STOCK 806605101 2526 48108 SH OTHER 47600 0 508
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SCI SYS INC COMMON STOCK 783890106 9 200 SH SHARED 0 0 200
SCIENTIFIC ATLANTA INC COMMON STOCK 808655104 479 13300 SH SHARED 13300 0 0
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<PAGE>
SEAGATE TECHNOLOGY COMMON STOCK 811804103 498 19415 SH SHARED 19415 0 0
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SELAS CORP AMER COMMON STOCK 816119101 10 1500 SH OTHER 1500 0 0
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SIERRA PAC RES COMMON STOCK 826425100 55 1503 SH SHARED 1503 0 0
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SIMON PPTY GROUP INC NEW COMMON STOCK 828806109 27 1049 SH SHARED 1049 0 0
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SKYLINE CORP COMMON STOCK 830830105 1 50 SH SHARED 50 0 0
SMUCKER J M CO COMMON STOCK 832696108 2 100 SH SHARED 100 0 0
SMUCKER J M CO COMMON STOCK 832696207 2 100 SH SHARED 100 0 0
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SOURCE CAP INC COM COMMON STOCK 836144105 6 127 SH SHARED 127 0 0
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<PAGE>
SPECTRIAN CORP COMMON STOCK 847608106 9 600 SH OTHER 0 0 600
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STANDARD REGISTER CO COMMON STOCK 853887107 37 1200 SH SHARED 1200 0 0
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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PUBLIC STORAGE INC 8.875% SER PREFERRED STOCK 74460D885 5 200 SH SHARED N.A. N.A. N.A.
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HECLA MNG CO PFD SER B CONV $3 PREFERRED STOCK 422704205 14 475 SH OTHER N.A. N.A. N.A.
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WMX TECHNOLOGIES INC 2.000% 1 OTHER 92929QAF4 3 3000 PRN SHARED N.A. N.A. N.A.
HERCULES INC 8.000% 8 OTHER 427056AK2 78 30000 PRN SHARED N.A. N.A. N.A.
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</TABLE>
