UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: OLD KENT BANK
ADDRESS: 111 LYON ST
GRAND RAPIDS, MI 49503
13F FILE NUMBER: 28-676
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: KENNETH C. KREI
TITLE: EXECUTIVE VICE PRESIDENT
PHONE: (616)653-3365
<PAGE>
SIGNATURE,PLACE,AND DATE OF SIGNING:
KENNETH C. KREI GRAND RAPIDS, MI 11/13/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 1
FORM 13F INFORMATION TABLE ENTRY TOTAL: 783
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,996,375
LIST OF OTHER INCLUDED MANAGERS:
PROVIDE A NUMBERED LIST OF THE NAME(S) AND FORM 13F FILE NUMBER(S) OF
ALL INSTITUTIONAL INVESTMENT MANAGERS WITH RESPECT TO WHICH THIS REPORT IS
FILED, OTHER THAN THE MANAGER FILING THIS REPORT.
NO. FORM 13F FILE NUMBER NAME
1 28-1597 OLD KENT FINANCIAL CORPORATION
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ABBOTT LABS COMMON STOCK 002824100 16592 348836 SH SHARED 345026 0 3810
ABBOTT LABS COMMON STOCK 002824100 7503 157744 SH OTHER 122562 0 35182
ADAMS EXPRESS CO COM COMMON STOCK 006212104 280 7259 SH SHARED 7259 0 0
ADAMS EXPRESS CO COM COMMON STOCK 006212104 203 5249 SH OTHER 3710 0 1539
ADAPTEC INC COMMON STOCK 00651F108 191 9525 SH SHARED 9525 0 0
ADAPTEC INC COMMON STOCK 00651F108 93 4650 SH OTHER 4650 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 694 25820 SH SHARED 25820 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 11 400 SH OTHER 0 0 400
ADOBE SYS INC COMMON STOCK 00724F101 696 4480 SH SHARED 4405 0 75
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 216 9135 SH SHARED 9135 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 47 2000 SH OTHER 2000 0 0
AES CORP COMMON STOCK 00130H105 438 6400 SH SHARED 6400 0 0
AETNA INC COMMON STOCK 008117103 262 4510 SH SHARED 4510 0 0
AETNA INC COMMON STOCK 008117103 238 4101 SH OTHER 4101 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 1410 28805 SH SHARED 27600 0 1205
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 150 3075 SH OTHER 2733 0 342
AIR PRODS & CHEMS INC COMMON STOCK 009158106 316 8765 SH SHARED 6965 0 1800
AK STL HLDG CORP COMMON STOCK 001547108 188 20000 SH SHARED 20000 0 0
ALBERTSONS INC COMMON STOCK 013104104 174 8277 SH SHARED 6357 0 1920
ALBERTSONS INC COMMON STOCK 013104104 92 4395 SH OTHER 4395 0 0
ALCOA INC COMMON STOCK 013817101 1987 78493 SH SHARED 76253 0 2240
ALCOA INC COMMON STOCK 013817101 245 9694 SH OTHER 9544 0 150
ALLEGHENY ENERGY INC COMMON STOCK 017361106 81 2110 SH SHARED 2110 0 0
ALLEGHENY ENERGY INC COMMON STOCK 017361106 134 3500 SH OTHER 3000 0 500
ALLIANT CORP COMMON STOCK 018802108 221 7534 SH SHARED 7534 0 0
ALLIANT CORP COMMON STOCK 018802108 36 1229 SH OTHER 1229 0 0
ALLSTATE CORP COMMON STOCK 020002101 11519 331477 SH SHARED 301805 0 29672
ALLSTATE CORP COMMON STOCK 020002101 12198 351023 SH OTHER 277313 0 73710
ALLTEL CORP COMMON STOCK 020039103 657 12584 SH SHARED 12211 0 373
ALLTEL CORP COMMON STOCK 020039103 1410 27012 SH OTHER 27012 0 0
ALTERA CORP COMMON STOCK 021441100 180 3760 SH SHARED 3760 0 0
ALTERA CORP COMMON STOCK 021441100 210 4400 SH OTHER 4400 0 0
ALZA CORP COMMON STOCK 022615108 589 6810 SH SHARED 6810 0 0
ALZA CORP COMMON STOCK 022615108 48 550 SH OTHER 550 0 0
AMCORE FINL INC COMMON STOCK 023912108 387 19728 SH OTHER 19728 0 0
AMERADA HESS CORP COMMON STOCK 023551104 209 3128 SH SHARED 3128 0 0
AMERADA HESS CORP COMMON STOCK 023551104 98 1468 SH OTHER 1468 0 0
AMEREN CORP COMMON STOCK 023608102 365 8711 SH SHARED 7461 0 1250
AMEREN CORP COMMON STOCK 023608102 442 10551 SH OTHER 8833 0 1718
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 7506 139639 SH SHARED 137364 0 2275
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 885 16459 SH OTHER 13953 0 2506
AMERICAN AXLE & MFG HLDGS INC COMMON STOCK 024061103 3281 305250 SH SHARED 305250 0 0
<PAGE>
AMERICAN ELEC PWR INC COMMON STOCK 025537101 619 15833 SH SHARED 15633 0 200
AMERICAN ELEC PWR INC COMMON STOCK 025537101 478 12210 SH OTHER 12210 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 5926 97540 SH SHARED 85340 0 12200
AMERICAN EXPRESS CO COMMON STOCK 025816109 846 13919 SH OTHER 13919 0 0
AMERICAN GEN CORP COMMON STOCK 026351106 1130 14489 SH SHARED 14489 0 0
AMERICAN GEN CORP COMMON STOCK 026351106 245 3144 SH OTHER 3144 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 5931 104860 SH SHARED 103040 0 1820
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 2054 36309 SH OTHER 32839 0 3470
AMERICAN INTL GROUP INC COMMON STOCK 026874107 18450 192820 SH SHARED 180570 0 12250
AMERICAN INTL GROUP INC COMMON STOCK 026874107 2534 26482 SH OTHER 26114 0 368
AMGEN INC COMMON STOCK 031162100 2474 35436 SH SHARED 31120 0 4316
AMGEN INC COMMON STOCK 031162100 518 7414 SH OTHER 6944 0 470
AMR CORP DEL COMMON STOCK 001765106 294 8993 SH SHARED 8993 0 0
AMR CORP DEL COMMON STOCK 001765106 26 800 SH OTHER 800 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 677 8205 SH SHARED 7705 0 500
ANALOG DEVICES INC COMMON STOCK 032654105 50 600 SH OTHER 600 0 0
ANDREW CORP COMMON STOCK 034425108 659 25175 SH SHARED 25175 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 2401 56733 SH SHARED 53533 0 3200
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 326 7700 SH OTHER 5700 0 2000
AON CORP COMMON STOCK 037389103 494 12590 SH SHARED 11303 0 1287
AON CORP COMMON STOCK 037389103 992 25275 SH OTHER 25125 0 150
APHTON CORP COMMON STOCK 03759P101 236 8217 SH SHARED 8217 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 268 10420 SH SHARED 10420 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 77 3000 SH OTHER 3000 0 0
APPLIED MATLS INC COMMON STOCK 038222105 3506 59116 SH SHARED 46112 0 13004
APPLIED MATLS INC COMMON STOCK 038222105 1854 31255 SH OTHER 30990 0 265
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 215 24907 SH SHARED 17258 0 7649
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 76 8834 SH OTHER 4104 0 4730
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 1351 35562 SH SHARED 34962 0 600
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 358 9408 SH OTHER 7358 0 2050
AT & T CORP COMMON STOCK 001957109 9684 329658 SH SHARED 319481 0 10177
AT & T CORP COMMON STOCK 001957109 4116 140131 SH OTHER 95459 607 44065
ATLAS PIPELINE PARTNERS L P COMMON STOCK 049392103 329 19000 SH SHARED 19000 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 12676 189541 SH SHARED 171691 0 17850
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1288 19257 SH OTHER 18559 0 698
AUTOZONE INC COMMON STOCK 053332102 196 8645 SH SHARED 8645 0 0
AUTOZONE INC COMMON STOCK 053332102 5 200 SH OTHER 0 0 200
AVENUE ENTMT GROUP INC COMMON STOCK 053577102 5 13000 SH SHARED 13000 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 288 6205 SH SHARED 6205 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 70 1500 SH OTHER 300 1200 0
AVON PRODS INC COMMON STOCK 054303102 222 5430 SH SHARED 5430 0 0
AVON PRODS INC COMMON STOCK 054303102 67 1630 SH OTHER 1410 0 220
AXA FINL INC COMMON STOCK 002451102 68 1340 SH SHARED 1340 0 0
AXA FINL INC COMMON STOCK 002451102 220 4317 SH OTHER 4217 0 100
BAKER HUGHES INC COMMON STOCK 057224107 189 5100 SH SHARED 5100 0 0
BAKER HUGHES INC COMMON STOCK 057224107 36 962 SH OTHER 304 0 658
BALLARD PWR SYS INC COMMON STOCK 05858H104 328 3000 SH OTHER 3000 0 0
BANK NEW YORK INC COMMON STOCK 064057102 1828 32603 SH SHARED 28960 0 3643
BANK NEW YORK INC COMMON STOCK 064057102 187 3334 SH OTHER 654 0 2680
BANK OF AMERICA CORP COMMON STOCK 060505104 3925 74933 SH SHARED 74738 0 195
<PAGE>
BANK OF AMERICA CORP COMMON STOCK 060505104 740 14123 SH OTHER 13851 0 272
BANK ONE CORP COMMON STOCK 06423A103 3704 95886 SH SHARED 88910 0 6976
BANK ONE CORP COMMON STOCK 06423A103 4650 120381 SH OTHER 117092 0 3289
BANK WEST FINL CORP COMMON STOCK 065631103 101 16500 SH SHARED 16500 0 0
BAXTER INTL INC COMMON STOCK 071813109 1420 17794 SH SHARED 17071 0 723
BAXTER INTL INC COMMON STOCK 071813109 553 6927 SH OTHER 6477 300 150
BED BATH & BEYOND INC COMMON STOCK 075896100 120 4940 SH SHARED 4940 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 98 4000 SH OTHER 4000 0 0
BELLSOUTH CORP COMMON STOCK 079860102 6802 168984 SH SHARED 167537 0 1447
BELLSOUTH CORP COMMON STOCK 079860102 3385 84111 SH OTHER 77051 0 7060
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 115 2 SH SHARED 2 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 635 11 SH OTHER 11 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670207 101 49 SH SHARED 48 0 1
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670207 164 79 SH OTHER 39 0 40
BEST BUY INC COMMON STOCK 086516101 889 13970 SH SHARED 12470 0 1500
BEST BUY INC COMMON STOCK 086516101 304 4775 SH OTHER 4675 0 100
BESTFOODS COMMON STOCK 08658U101 2051 28193 SH SHARED 28193 0 0
BESTFOODS COMMON STOCK 08658U101 1742 23944 SH OTHER 23744 0 200
BIO-PLEXUS INC COMMON STOCK 09057C106 53 25000 SH SHARED 25000 0 0
BIOGEN INC COMMON STOCK 090597105 771 12644 SH SHARED 12244 0 400
BIOGEN INC COMMON STOCK 090597105 128 2105 SH OTHER 2105 0 0
BIOMET INC COMMON STOCK 090613100 1139 32536 SH SHARED 31336 0 1200
BIOMET INC COMMON STOCK 090613100 5591 159742 SH OTHER 159742 0 0
BOEING CO COMMON STOCK 097023105 3372 53525 SH SHARED 48427 0 5098
BOEING CO COMMON STOCK 097023105 655 10392 SH OTHER 9992 0 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 16064 281212 SH SHARED 266957 0 14255
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 7014 122787 SH OTHER 102572 1200 19015
BROADCOM CORP COMMON STOCK 111320107 191 784 SH SHARED 784 0 0
BROADCOM CORP COMMON STOCK 111320107 30 125 SH OTHER 125 0 0
BROADWING INC COMMON STOCK 111620100 210 8216 SH SHARED 7916 0 300
BROADWING INC COMMON STOCK 111620100 144 5650 SH OTHER 5450 0 200
BROWN FORMAN CORP COMMON STOCK 115637209 329 6000 SH SHARED 6000 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 253 11743 SH SHARED 11743 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 111 5138 SH OTHER 5138 0 0
BURLINGTON RES INC COMMON STOCK 122014103 325 8817 SH SHARED 8817 0 0
BURLINGTON RES INC COMMON STOCK 122014103 108 2942 SH OTHER 2828 0 114
CAMPBELL SOUP CO COMMON STOCK 134429109 588 22740 SH SHARED 22740 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 47 1800 SH OTHER 1800 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 430 6135 SH SHARED 6135 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 14 200 SH OTHER 200 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 2517 28543 SH SHARED 28079 0 464
CARDINAL HEALTH INC COMMON STOCK 14149Y108 237 2682 SH OTHER 2106 400 176
CATERPILLAR INC COMMON STOCK 149123101 456 13503 SH SHARED 13503 0 0
CATERPILLAR INC COMMON STOCK 149123101 157 4640 SH OTHER 4640 0 0
CENDANT CORP COMMON STOCK 151313103 308 28350 SH SHARED 28050 0 300
CENDANT CORP COMMON STOCK 151313103 38 3540 SH OTHER 3060 0 480
CENTURYTEL INC COMMON STOCK 156700106 578 21218 SH SHARED 21218 0 0
CENTURYTEL INC COMMON STOCK 156700106 46 1672 SH OTHER 1672 0 0
CHARTER ONE FINL INC COMMON STOCK 160903100 168 6568 SH SHARED 6568 0 0
CHARTER ONE FINL INC COMMON STOCK 160903100 299 11702 SH OTHER 11702 0 0
<PAGE>
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 7423 160714 SH SHARED 146239 0 14475
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 1136 24586 SH OTHER 24293 0 293
CHEMICAL FINL CORP COMMON STOCK 163731102 390 16607 SH SHARED 16607 0 0
CHEMICAL FINL CORP COMMON STOCK 163731102 2 71 SH OTHER 71 0 0
CHEVRON CORP COMMON STOCK 166751107 3061 35905 SH SHARED 30770 0 5135
CHEVRON CORP COMMON STOCK 166751107 1069 12538 SH OTHER 11962 0 576
CHOICEPOINT INC COMMON STOCK 170388102 300 6540 SH SHARED 6540 0 0
CHUBB CORP COMMON STOCK 171232101 170 2150 SH SHARED 2000 0 150
CHUBB CORP COMMON STOCK 171232101 95 1200 SH OTHER 1200 0 0
CIGNA CORP COMMON STOCK 125509109 627 6005 SH SHARED 6005 0 0
CIGNA CORP COMMON STOCK 125509109 86 822 SH OTHER 822 0 0
CISCO SYS INC COMMON STOCK 17275R102 29199 528490 SH SHARED 499399 0 29091
CISCO SYS INC COMMON STOCK 17275R102 4853 87835 SH OTHER 76442 0 11393
CITIGROUP INC COMMON STOCK 172967101 21601 399561 SH SHARED 377154 0 22407
CITIGROUP INC COMMON STOCK 172967101 3374 62403 SH OTHER 56642 0 5761
CITIZENS BKG CORP MICH COMMON STOCK 174420109 230 9982 SH SHARED 9982 0 0
CITIZENS BKG CORP MICH COMMON STOCK 174420109 2 99 SH OTHER 99 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 2780 49209 SH SHARED 36909 0 12300
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 299 5291 SH OTHER 5275 0 16
CLOROX CO COMMON STOCK 189054109 327 8260 SH SHARED 8260 0 0
CLOROX CO COMMON STOCK 189054109 63 1600 SH OTHER 1600 0 0
CMS ENERGY CORP COMMON STOCK 125896100 929 34505 SH SHARED 34505 0 0
CMS ENERGY CORP COMMON STOCK 125896100 43 1594 SH OTHER 1594 0 0
COCA COLA CO COMMON STOCK 191216100 7868 142724 SH SHARED 130334 0 12390
COCA COLA CO COMMON STOCK 191216100 4487 81401 SH OTHER 80389 0 1012
COGNEX CORP COMMON STOCK 192422103 200 5075 SH SHARED 5075 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 3998 84706 SH SHARED 84606 0 100
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1754 37165 SH OTHER 36965 0 200
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 390 5492 SH SHARED 5492 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 5 75 SH OTHER 75 0 0
COMCAST CORP COMMON STOCK 200300200 3526 86130 SH SHARED 68730 0 17400
COMCAST CORP COMMON STOCK 200300200 317 7732 SH OTHER 7700 0 32
COMERICA INC COMMON STOCK 200340107 1242 21246 SH SHARED 21246 0 0
COMERICA INC COMMON STOCK 200340107 625 10701 SH OTHER 10701 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 2452 88915 SH SHARED 87715 0 1200
COMPAQ COMPUTER CORP COMMON STOCK 204493100 531 19248 SH OTHER 18287 0 961
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 1113 44171 SH SHARED 43571 0 600
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 137 5431 SH OTHER 5331 0 100
COMPUTER SCIENCES CORP COMMON STOCK 205363104 4668 62874 SH SHARED 45609 0 17265
COMPUTER SCIENCES CORP COMMON STOCK 205363104 594 7995 SH OTHER 7615 0 380
COMPUWARE CORP COMMON STOCK 205638109 193 23000 SH SHARED 23000 0 0
COMPUWARE CORP COMMON STOCK 205638109 3 300 SH OTHER 300 0 0
COMVERSE TECHNOLOGY INC COMMON STOCK 205862402 470 4350 SH SHARED 4350 0 0
CONAGRA INC COMMON STOCK 205887102 458 22809 SH SHARED 19479 0 3330
CONAGRA INC COMMON STOCK 205887102 120 6000 SH OTHER 6000 0 0
CONCORD EFS INC COMMON STOCK 206197105 1401 39446 SH SHARED 38946 0 500
CONCORD EFS INC COMMON STOCK 206197105 18 500 SH OTHER 500 0 0
CONEXANT SYS INC COMMON STOCK 207142100 529 12640 SH SHARED 12640 0 0
CONEXANT SYS INC COMMON STOCK 207142100 471 11240 SH OTHER 11240 0 0
CONOCO INC CL B COMMON STOCK 208251405 599 22247 SH SHARED 21264 0 983
<PAGE>
CONOCO INC CL B COMMON STOCK 208251405 628 23296 SH OTHER 12248 0 11048
CONSOLIDATED EDISON INC COMMON STOCK 209115104 551 16138 SH SHARED 14538 0 1600
CONSOLIDATED EDISON INC COMMON STOCK 209115104 595 17446 SH OTHER 16296 0 1150
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 123 2470 SH SHARED 2470 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 82 1650 SH OTHER 1650 0 0
CONVERGYS CORP COMMON STOCK 212485106 472 12131 SH SHARED 11831 0 300
CONVERGYS CORP COMMON STOCK 212485106 220 5650 SH OTHER 5450 0 200
COOPER INDS INC COMMON STOCK 216669101 381 10812 SH SHARED 10812 0 0
COOPER INDS INC COMMON STOCK 216669101 1079 30601 SH OTHER 30601 0 0
COORS ADOLPH CO COMMON STOCK 217016104 216 3425 SH SHARED 3425 0 0
CORNING INC COMMON STOCK 219350105 3407 11473 SH SHARED 10197 0 1276
CORNING INC COMMON STOCK 219350105 740 2490 SH OTHER 2490 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 336 9615 SH SHARED 9615 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 55 1570 SH OTHER 1435 0 135
CP&L HOLDINGS, INC COMMON STOCK 12614C106 461 11070 SH SHARED 11070 0 0
CP&L HOLDINGS, INC COMMON STOCK 12614C106 21 500 SH OTHER 500 0 0
CRANE CO COMMON STOCK 224399105 237 10349 SH OTHER 10349 0 0
CVS CORP COMMON STOCK 126650100 648 13993 SH SHARED 13593 0 400
CVS CORP COMMON STOCK 126650100 728 15730 SH OTHER 12930 0 2800
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 262 5909 SH SHARED 5318 0 591
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 90 2032 SH OTHER 1908 0 124
DANA CORP COMMON STOCK 235811106 333 15470 SH SHARED 15470 0 0
DANA CORP COMMON STOCK 235811106 67 3100 SH OTHER 3100 0 0
DANAHER CORP COMMON STOCK 235851102 315 6334 SH SHARED 6334 0 0
DANAHER CORP COMMON STOCK 235851102 25 500 SH OTHER 500 0 0
DEAN FOODS CO COMMON STOCK 242361103 1116 33562 SH SHARED 33562 0 0
DEAN FOODS CO COMMON STOCK 242361103 147 4421 SH OTHER 4421 0 0
DEERE & CO COMMON STOCK 244199105 435 13092 SH SHARED 12592 0 500
DEERE & CO COMMON STOCK 244199105 12 350 SH OTHER 300 0 50
DELL COMPUTER CORP COMMON STOCK 247025109 2137 69340 SH SHARED 68990 0 350
DELL COMPUTER CORP COMMON STOCK 247025109 231 7505 SH OTHER 5820 0 1685
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 471 31132 SH SHARED 31132 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 131 8686 SH OTHER 8099 0 587
DELTA AIR LINES INC DEL COMMON STOCK 247361108 214 4830 SH SHARED 4830 0 0
DELTA AIR LINES INC DEL COMMON STOCK 247361108 22 500 SH OTHER 500 0 0
DELUXE CORP COMMON STOCK 248019101 16 800 SH SHARED 800 0 0
DELUXE CORP COMMON STOCK 248019101 1270 62541 SH OTHER 62441 0 100
DEVON ENERGY CORPORATION NEW COMMON STOCK 25179M103 259 4311 SH SHARED 4311 0 0
DEXTER CORP COMMON STOCK 252165105 360 6000 SH SHARED 6000 0 0
DIEBOLD INC COMMON STOCK 253651103 428 16118 SH SHARED 16118 0 0
DIEBOLD INC COMMON STOCK 253651103 41 1550 SH OTHER 1550 0 0
DISNEY WALT COMMON STOCK COMMON STOCK 254687106 8908 232901 SH SHARED 210551 0 22350
DISNEY WALT COMMON STOCK COMMON STOCK 254687106 1471 38465 SH OTHER 36047 0 2418
DOMINION RES INC VA NEW COMMON STOCK 25746U109 458 7880 SH SHARED 6296 0 1584
DOMINION RES INC VA NEW COMMON STOCK 25746U109 316 5448 SH OTHER 5085 0 363
DONNELLEY R R & SONS CO COMMON STOCK 257867101 139 5675 SH SHARED 5675 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 203 8264 SH OTHER 8264 0 0
DOVER CORP COMMON STOCK 260003108 397 8455 SH SHARED 8455 0 0
DOVER CORP COMMON STOCK 260003108 66 1400 SH OTHER 1400 0 0
DOW CHEM CO COMMON STOCK 260543103 1344 53888 SH SHARED 52493 0 1395
<PAGE>
DOW CHEM CO COMMON STOCK 260543103 707 28365 SH OTHER 13410 0 14955
DTE ENERGY CO COMMON STOCK 233331107 1147 29993 SH SHARED 29647 0 346
DTE ENERGY CO COMMON STOCK 233331107 278 7275 SH OTHER 7275 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2675 64558 SH SHARED 62918 0 1640
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 1220 29445 SH OTHER 22290 0 7155
DUKE ENERGY CO COMMON STOCK 264399106 2233 26044 SH SHARED 23794 0 2250
DUKE ENERGY CO COMMON STOCK 264399106 469 5474 SH OTHER 4952 0 522
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 163 4725 SH SHARED 4725 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 158 4590 SH OTHER 3590 0 1000
E M C CORP MASS COMMON STOCK 268648102 21058 212442 SH SHARED 188882 0 23560
E M C CORP MASS COMMON STOCK 268648102 2620 26436 SH OTHER 24544 1200 692
EASTMAN KODAK CO COMMON STOCK 277461109 768 18791 SH SHARED 15470 0 3321
EASTMAN KODAK CO COMMON STOCK 277461109 159 3878 SH OTHER 2930 0 948
EATON CORP COMMON STOCK 278058102 289 4684 SH SHARED 4684 0 0
EATON CORP COMMON STOCK 278058102 68 1106 SH OTHER 450 0 656
EDISON INTL COMMON STOCK 281020107 262 13586 SH SHARED 13586 0 0
EDISON INTL COMMON STOCK 281020107 121 6282 SH OTHER 5482 0 800
EL PASO ENERGY CORP DEL COMMON STOCK 283905107 116 1878 SH SHARED 1878 0 0
EL PASO ENERGY CORP DEL COMMON STOCK 283905107 147 2392 SH OTHER 2292 0 100
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 719 17314 SH SHARED 17314 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 85 2051 SH OTHER 1555 0 496
EMERSON ELEC CO COMMON STOCK 291011104 4428 66083 SH SHARED 65803 0 280
EMERSON ELEC CO COMMON STOCK 291011104 710 10595 SH OTHER 6440 0 4155
ENRON CORP COMMON STOCK 293561106 9720 110930 SH SHARED 102912 0 8018
ENRON CORP COMMON STOCK 293561106 1879 21440 SH OTHER 19755 0 1685
ENTERGY CORP NEW COMMON STOCK 29364G103 612 16425 SH SHARED 13895 0 2530
ENTERGY CORP NEW COMMON STOCK 29364G103 6 169 SH OTHER 55 0 114
ENZON INC COMMON STOCK 293904108 243 3675 SH SHARED 3675 0 0
EQUIFAX INC COMMON STOCK 294429105 422 15655 SH SHARED 15305 0 350
EQUIFAX INC COMMON STOCK 294429105 485 18000 SH OTHER 18000 0 0
EQUITY RESIDENTIAL PPTYS TR COMMON STOCK 29476L107 219 4570 SH SHARED 4570 0 0
EQUITY RESIDENTIAL PPTYS TR COMMON STOCK 29476L107 32 666 SH OTHER 666 0 0
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<PAGE>
NORFOLK SOUTHN CORP COMMON STOCK 655844108 261 17827 SH SHARED 16827 0 1000
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RELIANT ENERGY INC COMMON STOCK 75952J108 304 6540 SH OTHER 6090 0 450
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SAFECO CORP COMMON STOCK 786429100 27 1000 SH OTHER 1000 0 0
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SAFEWAY INC COMMON STOCK 786514208 173 3700 SH OTHER 3700 0 0
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SBC COMMUNICATIONS INC COMMON STOCK 78387G103 11352 227047 SH OTHER 214641 2397 10009
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SCHERING PLOUGH CORP COMMON STOCK 806605101 1282 27575 SH OTHER 27575 0 0
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<PAGE>
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SIGMA ALDRICH CORP COMMON STOCK 826552101 13 400 SH OTHER 400 0 0
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SOLECTRON CORP COMMON STOCK 834182107 1085 23513 SH OTHER 23481 0 32
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SPARTAN STORES INC COMMON STOCK 846822104 1827 249911 SH SHARED 249911 0 0
SPRINT CORP (FON GROUP) COMMON STOCK 852061100 2805 95701 SH SHARED 93813 0 1888
SPRINT CORP (FON GROUP) COMMON STOCK 852061100 140 4782 SH OTHER 2782 0 2000
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SPRINT CORP PCS GROUP COMMON STOCK 852061506 84 2390 SH OTHER 1390 0 1000
SPX CORP COMMON STOCK 784635104 574 4041 SH SHARED 3798 0 243
STAPLES, INC (RETAIL & DELIVER COMMON STOCK 855030102 414 29201 SH SHARED 27711 0 1490
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STARBUCKS CORP COMMON STOCK 855244109 180 4500 SH OTHER 4500 0 0
STATE STR CORP COMMON STOCK 857477103 2542 19555 SH SHARED 19455 0 100
STATE STR CORP COMMON STOCK 857477103 169 1300 SH OTHER 1100 0 200
STEELCASE INC COMMON STOCK 858155203 2275 135804 SH SHARED 134404 0 1400
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STRYKER CORP COMMON STOCK 863667101 1931 44981 SH SHARED 44581 0 400
STRYKER CORP COMMON STOCK 863667101 6056 141048 SH OTHER 111360 0 29688
SUN MICROSYSTEMS INC COMMON STOCK 866810104 22614 193692 SH SHARED 180802 0 12890
SUN MICROSYSTEMS INC COMMON STOCK 866810104 3059 26197 SH OTHER 25210 0 987
SUNGARD DATA SYS INC COMMON STOCK 867363103 201 4700 SH SHARED 4700 0 0
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SUPERVALU INC COMMON STOCK 868536103 8 500 SH OTHER 500 0 0
SYNAGRO TECHNOLOGIES INC COMMON STOCK 871562203 694 226500 SH SHARED 226500 0 0
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SYSCO CORP COMMON STOCK 871829107 157 3400 SH OTHER 3400 0 0
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TARGETED GENETICS CORP COMMON STOCK 87612M108 119 10000 SH SHARED 10000 0 0
TELLABS INC COMMON STOCK 879664100 1240 25975 SH SHARED 24875 0 1100
<PAGE>
TELLABS INC COMMON STOCK 879664100 358 7497 SH OTHER 7497 0 0
TEPPCO PARTNERS L P COMMON STOCK 872384102 207 7800 SH OTHER 7800 0 0
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TEXAS INSTRS INC COMMON STOCK 882508104 8439 178846 SH SHARED 169446 0 9400
TEXAS INSTRS INC COMMON STOCK 882508104 1021 21643 SH OTHER 20411 0 1232
TEXTRON INC COMMON STOCK 883203101 347 7517 SH SHARED 7517 0 0
TEXTRON INC COMMON STOCK 883203101 132 2864 SH OTHER 2864 0 0
TIME WARNER INC COMMON STOCK 887315109 4969 63500 SH SHARED 56950 0 6550
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TIPPERARY CORP COMMON STOCK 888002300 44 12000 SH SHARED 12000 0 0
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TORCHMARK CORP COMMON STOCK 891027104 83 3000 SH OTHER 0 0 3000
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VIACOM INC CL B COMMON STOCK 925524308 5525 94452 SH SHARED 92652 0 1800
VIACOM INC CL B COMMON STOCK 925524308 1199 20499 SH OTHER 12308 0 8191
VIDAMED INC COMMON STOCK 926530106 2 1000 SH SHARED 1000 0 0
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<PAGE>
WAL MART STORES INC COMMON STOCK 931142103 2364 49129 SH OTHER 47883 0 1246
WALGREEN CO COMMON STOCK 931422109 11009 290183 SH SHARED 278358 0 11825
WALGREEN CO COMMON STOCK 931422109 6215 163819 SH OTHER 157021 1600 5198
WASHINGTON MUT INC COMMON STOCK 939322103 1499 37664 SH SHARED 35264 0 2400
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WASTE MGMT INC DEL COMMON STOCK 94106L109 40 2282 SH OTHER 1882 0 400
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WEB STR INC COMMON STOCK 947336103 43 20000 SH SHARED 20000 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101 6057 131845 SH SHARED 131135 0 710
WELLS FARGO COMPANY COMMON STOCK 949746101 388 8440 SH OTHER 7925 0 515
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WHIRLPOOL CORP COMMON STOCK 963320106 270 6937 SH OTHER 6337 0 600
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WILLIAMS COS INC COMMON STOCK 969457100 202 4782 SH OTHER 4782 0 0
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WISCONSIN ENERGY CORP COMMON STOCK 976657106 130 6500 SH OTHER 6350 0 150
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WORLDCOM INC GA NEW COMMON STOCK 98157D106 5795 190766 SH SHARED 184577 0 6189
WORLDCOM INC GA NEW COMMON STOCK 98157D106 872 28714 SH OTHER 26637 0 2077
WRIGLEY WM JR CO COMMON STOCK 982526105 711 9495 SH SHARED 9495 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 217 2900 SH OTHER 1000 0 1900
XCEL ENERGY INC COMMON STOCK 98389B100 752 27345 SH SHARED 27345 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 399 14518 SH OTHER 11503 0 3015
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XEROX CORP COMMON STOCK 984121103 120 7960 SH OTHER 4130 0 3830
XILINX INC COMMON STOCK 983919101 1307 15260 SH SHARED 15260 0 0
XILINX INC COMMON STOCK 983919101 25 295 SH OTHER 295 0 0
YAHOO INC COMMON STOCK 984332106 2021 22209 SH SHARED 22209 0 0
YAHOO INC COMMON STOCK 984332106 81 893 SH OTHER 893 0 0
3COM CORP COMMON STOCK 885535104 188 9800 SH SHARED 9800 0 0
3COM CORP COMMON STOCK 885535104 21 1075 SH OTHER 1075 0 0
4 KIDS ENTMT INC COMMON STOCK 350865101 394 23373 SH SHARED 23373 0 0
4 KIDS ENTMT INC COMMON STOCK 350865101 12 700 SH OTHER 700 0 0
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BARRICK GOLD CORP COMMON STOCK 067901108 274 17950 SH SHARED 17950 0 0
INTERTAPE POLYMER GROUP INC COMMON STOCK 460919103 136 10000 SH SHARED 10000 0 0
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ROYAL DUTCH PETE CO COMMON STOCK 780257804 1488 24818 SH OTHER 24343 0 475
SEAGRAM LTD COMMON STOCK 811850106 488 8490 SH SHARED 8490 0 0
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<PAGE>
TRANSOCEAN SEDCO FOREX INC COMMON STOCK G90078109 60 1019 SH OTHER 1019 0 0
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BP AMOCO P L C ADR COMMON STOCK 055622104 5678 107128 SH OTHER 103098 0 4030
ELAN CORP PLC ADR COMMON STOCK 284131208 215 3925 SH SHARED 3650 0 275
ELAN CORP PLC ADR COMMON STOCK 284131208 2 31 SH OTHER 0 0 31
ERICSSON L M TEL CO ADR COMMON STOCK 294821400 3278 221295 SH SHARED 213395 0 7900
ERICSSON L M TEL CO ADR COMMON STOCK 294821400 1367 92280 SH OTHER 71355 0 20925
GALLAHER GROUP PLC ADR COMMON STOCK 363595109 128 5524 SH SHARED 5524 0 0
GALLAHER GROUP PLC ADR COMMON STOCK 363595109 74 3163 SH OTHER 1463 0 1700
REUTERS GROUP PLCADR COMMON STOCK 76132M102 185 1643 SH SHARED 779 0 864
REUTERS GROUP PLCADR COMMON STOCK 76132M102 53 471 SH OTHER 385 0 86
SMITHKLINE BEECHAM PLC ADR COMMON STOCK 832378301 158 2309 SH SHARED 2309 0 0
SMITHKLINE BEECHAM PLC ADR COMMON STOCK 832378301 143 2079 SH OTHER 2079 0 0
STORA ENSO CORP COMMON STOCK 86210M106 222 26956 SH SHARED 26956 0 0
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TELEFONICA S A ADR COMMON STOCK 879382208 13 222 SH OTHER 222 0 0
TELEFONOS DE MEXICO SA ADR COMMON STOCK 879403780 262 4919 SH SHARED 3105 0 1814
TELEFONOS DE MEXICO SA ADR COMMON STOCK 879403780 146 2746 SH OTHER 2746 0 0
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VODAFONE GROUP PLC NEW COMMON STOCK 92857W100 1875 50686 SH OTHER 47935 0 2751
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KEMPER MUN INCOME TR COM SH BE OTHER 48842C104 110 10530 SH OTHER N.A. N.A. N.A.
MEXICO FD INC COM OTHER 592835102 158 10000 SH OTHER N.A. N.A. N.A.
MS DW QUALITY MUN INCOME TR OTHER 61745P734 116 8520 SH SHARED N.A. N.A. N.A.
MS DW QUALITY MUN INCOME TR OTHER 61745P734 36 2661 SH OTHER N.A. N.A. N.A.
NASDAQ 100 TR UNIT SER 1 OTHER 631100104 2375 26775 SH SHARED N.A. N.A. N.A.
NASDAQ 100 TR UNIT SER 1 OTHER 631100104 853 9618 SH OTHER N.A. N.A. N.A.
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NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 133 10179 SH OTHER N.A. N.A. N.A.
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STANDARD & POORS DEPOSITORY RE OTHER 78462F103 700 4874 SH OTHER N.A. N.A. N.A.
TRI CONTL CORP COM OTHER 895436103 211 8073 SH SHARED N.A. N.A. N.A.
TRI CONTL CORP COM OTHER 895436103 54 2079 SH OTHER N.A. N.A. N.A.
VAN KAMPEN AMERN CAP MUN OPPOR OTHER 920944105 135 11200 SH SHARED N.A. N.A. N.A.
</TABLE>
