UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 12/31/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: OLD KENT BANK
ADDRESS: 111 LYON ST
GRAND RAPIDS, MI 49503
13F FILE NUMBER: 28-676
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: KENNETH C. KREI
TITLE: EXECUTIVE VICE PRESIDENT
PHONE: (616)653-3365
<PAGE>
SIGNATURE,PLACE,AND DATE OF SIGNING:
/S/KENNETH C. KREI GRAND RAPIDS, MI 2/11/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 1
FORM 13F INFORMATION TABLE ENTRY TOTAL: 2068
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,645,341
LIST OF OTHER INCLUDED MANAGERS:
PROVIDE A NUMBERED LIST OF THE NAME(S) AND FORM 13F FILE NUMBER(S) OF ALL
INSTITUTIONAL INVESTMENT MANAGERS WITH RESPECT TO WHICH THIS REPORT IS FILED,
OTHER THAN THE MANAGER FILING THIS REPORT.
(IF THERE ARE NO ENTRIES IN THIS LIST, STATE "NONE" AND OMIT THE COLUMN
HEADINGS AND LIST ENTRIES.)
NO. FORM 13F FILE NUMBER NAME
1 28-1597 OLD KENT FINANCIAL CORPORATION
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ----------------------------- ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ABBOTT LABS COMMON STOCK 002824100 9261 255038 SH SHARED 01 250738 0 4300
ABBOTT LABS COMMON STOCK 002824100 4584 126248 SH OTHER 01 103448 0 22800
ABERCROMBIE & FITCH CO COMMON STOCK 002896207 11 400 SH SHARED 01 400 0 0
ACNIELSEN CORP COMMON STOCK 004833109 24 993 SH SHARED 01 993 0 0
ACNIELSEN CORP COMMON STOCK 004833109 14 561 SH OTHER 01 561 0 0
ACT MFG INC COMMON STOCK 000973107 4 100 SH OTHER 01 0 0 100
ACXIOM CORP COMMON STOCK 005125109 6 240 SH SHARED 01 240 0 0
ADAC LABS COMMON STOCK 005313200 1 100 SH SHARED 01 100 0 0
ADAMS EXPRESS CO COM COMMON STOCK 006212104 207 6166 SH SHARED 01 6166 0 0
ADAMS EXPRESS CO COM COMMON STOCK 006212104 125 3710 SH OTHER 01 3710 0 0
ADAPTIVE BROADBAND CORP COMMON STOCK 00650M104 37 500 SH SHARED 01 500 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 726 10000 SH SHARED 01 10000 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 7 100 SH OTHER 01 0 0 100
ADOBE SYS INC COMMON STOCK 00724F101 94 1400 SH SHARED 01 1400 0 0
ADVANCED COMMUNICATIONS GROUP COMMON STOCK 00751B106 96 7030 SH SHARED 01 7030 0 0
ADVANCED DIGITAL INFORMATION C COMMON STOCK 007525108 2 50 SH OTHER 01 0 0 50
ADVANCED MACH VISION CORP CL A COMMON STOCK 00753B104 1 1000 SH SHARED 01 1000 0 0
ADVANCED MARKETING SVCS INC COMMON STOCK 00753T105 17 600 SH OTHER 01 600 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 145 5015 SH SHARED 01 5015 0 0
ADVANCED RADIO TELECOM CORP COMMON STOCK 00754U101 12 500 SH SHARED 01 0 0 500
ADVENT SOFTWARE INC COMMON STOCK 007974108 10 150 SH OTHER 01 0 0 150
AES CORP COMMON STOCK 00130H105 196 2625 SH SHARED 01 2625 0 0
AETNA INC COMMON STOCK 008117103 341 6106 SH SHARED 01 6106 0 0
AETNA INC COMMON STOCK 008117103 179 3199 SH OTHER 01 3199 0 0
AFLAC INC COMMON STOCK 001055102 62 1310 SH SHARED 01 1310 0 0
AFLAC INC COMMON STOCK 001055102 49 1045 SH OTHER 01 400 0 645
AGCO CORP COMMON STOCK 001084102 3 200 SH SHARED 01 200 0 0
AGCO CORP COMMON STOCK 001084102 41 3046 SH OTHER 01 0 0 3046
AGL RES INC COMMON STOCK 001204106 22 1300 SH SHARED 01 1000 0 300
AGL RES INC COMMON STOCK 001204106 27 1600 SH OTHER 01 1600 0 0
AGRIBRANDS INTL INC COMMON STOCK 00849R105 8 183 SH SHARED 01 183 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 225 6700 SH SHARED 01 6700 0 0
AIRTRAN HLDGS INC COMMON STOCK 00949P108 17 3700 SH OTHER 01 0 0 3700
AK STL HLDG CORP COMMON STOCK 001547108 64 3395 SH SHARED 01 3395 0 0
ALBANY INTL CORP NEW COMMON STOCK 012348108 2 110 SH SHARED 01 110 0 0
ALBEMARLE CORP COMMON STOCK 012653101 15 800 SH OTHER 01 800 0 0
ALBERTO CULVER CO COMMON STOCK 013068101 156 6040 SH SHARED 01 6040 0 0
ALBERTSONS INC COMMON STOCK 013104104 655 20307 SH SHARED 01 20102 0 205
ALBERTSONS INC COMMON STOCK 013104104 77 2395 SH OTHER 01 2395 0 0
ALCOA INC COMMON STOCK 013817101 1377 16595 SH SHARED 01 16195 0 400
ALCOA INC COMMON STOCK 013817101 253 3054 SH OTHER 01 3054 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014482103 16 720 SH SHARED 01 0 0 720
ALLEGHENY ENERGY INC COMMON STOCK 017361106 37 1372 SH SHARED 01 250 0 1122
ALLEGHENY ENERGY INC COMMON STOCK 017361106 94 3500 SH OTHER 01 3000 0 500
<PAGE>
ALLEGHENY TECHNOLOGIES INC COMMON STOCK 01741R102 23 1015 SH SHARED 01 1015 0 0
ALLEN TELECOM INC COMMON STOCK 018091108 5 466 SH SHARED 01 466 0 0
ALLEN TELECOM INC COMMON STOCK 018091108 35 3000 SH OTHER 01 3000 0 0
ALLERGAN INC COMMON STOCK 018490102 15 299 SH SHARED 01 299 0 0
ALLERGAN INC COMMON STOCK 018490102 15 308 SH OTHER 01 308 0 0
ALLERGAN SPECIALTY THERAPEUTIC COMMON STOCK 018494104 1 100 SH OTHER 01 100 0 0
ALLIANCE BANCORP COMMON STOCK 01852J105 118 6363 SH SHARED 01 6363 0 0
ALLIANCE CAP MGMT HLDG L P COMMON STOCK 01855A101 18 600 SH SHARED 01 600 0 0
ALLIANT CORP COMMON STOCK 018802108 117 4239 SH SHARED 01 4239 0 0
ALLIANT CORP COMMON STOCK 018802108 37 1343 SH OTHER 01 1343 0 0
ALLIED CAP CORP NEW COMMON STOCK 01903Q108 9 500 SH SHARED 01 500 0 0
ALLIED WASTE INDS INC COMMON STOCK 019589308 6 700 SH SHARED 01 700 0 0
ALLSTATE CORP COMMON STOCK 020002101 7470 310426 SH SHARED 01 276269 0 34157
ALLSTATE CORP COMMON STOCK 020002101 8829 366924 SH OTHER 01 285400 0 81524
ALLTEL CORP COMMON STOCK 020039103 494 5973 SH SHARED 01 5973 0 0
ALLTEL CORP COMMON STOCK 020039103 138 1667 SH OTHER 01 1667 0 0
ALTERA CORP COMMON STOCK 021441100 89 1800 SH OTHER 01 1800 0 0
ALTERNATIVE RES CORP COMMON STOCK 02145R102 12 2105 SH SHARED 01 2105 0 0
ALTERRA HEALTHCARE CORP COMMON STOCK 02146C104 7 800 SH OTHER 01 0 0 800
ALZA CORP COMMON STOCK 022615108 542 15650 SH SHARED 01 14850 0 800
ALZA CORP COMMON STOCK 022615108 72 2075 SH OTHER 01 2075 0 0
AMAZON COM INC COMMON STOCK 023135106 171 2249 SH SHARED 01 2249 0 0
AMAZON COM INC COMMON STOCK 023135106 53 700 SH OTHER 01 700 0 0
AMBAC FINL GROUP INC COMMON STOCK 023139108 21 400 SH SHARED 01 400 0 0
AMCOR LTD COMMON STOCK 02341R302 16 820 SH SHARED 01 820 0 0
AMDOCS LTD COMMON STOCK G02602103 3 100 SH OTHER 01 100 0 0
AMERADA HESS CORP COMMON STOCK 023551104 80 1402 SH SHARED 01 1402 0 0
AMERADA HESS CORP COMMON STOCK 023551104 163 2870 SH OTHER 01 2870 0 0
AMEREN CORP COMMON STOCK 023608102 247 7540 SH SHARED 01 5879 0 1661
AMEREN CORP COMMON STOCK 023608102 340 10380 SH OTHER 01 8662 0 1718
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 7392 97428 SH SHARED 01 95828 0 1600
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 535 7053 SH OTHER 01 4513 0 2540
AMERICAN AXLE & MFG HLDGS INC COMMON STOCK 024061103 3074 253500 SH SHARED 01 253500 0 0
AMERICAN COIN MERCHANDISING IN COMMON STOCK 02516B108 1 300 SH OTHER 01 0 0 300
AMERICAN EAGLE OUTFITTERS INC COMMON STOCK 02553E106 45 1000 SH OTHER 01 1000 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 295 9178 SH SHARED 01 8978 0 200
AMERICAN ELEC PWR INC COMMON STOCK 025537101 211 6583 SH OTHER 01 6583 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 3715 22346 SH SHARED 01 22096 0 250
AMERICAN EXPRESS CO COMMON STOCK 025816109 680 4088 SH OTHER 01 3888 0 200
AMERICAN GEN CORP COMMON STOCK 026351106 945 12458 SH SHARED 01 12458 0 0
AMERICAN GEN CORP COMMON STOCK 026351106 205 2698 SH OTHER 01 2464 234 0
AMERICAN GREETINGS CORP COMMON STOCK 026375105 2 100 SH SHARED 01 0 0 100
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 4287 109234 SH SHARED 01 109234 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 1790 45594 SH OTHER 01 42124 0 3470
AMERICAN INSD MTG INVS COMMON STOCK 026862102 4 1572 SH OTHER 01 1572 0 0
AMERICAN INSD MTG-INVS L P SER COMMON STOCK 02686E106 8 900 SH SHARED 01 900 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 9634 89096 SH SHARED 01 87616 0 1480
AMERICAN INTL GROUP INC COMMON STOCK 026874107 1585 14658 SH OTHER 01 14348 0 310
AMERICAN NATL INS CO COMMON STOCK 028591105 92 1450 SH OTHER 01 1450 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 26 1000 SH SHARED 01 1000 0 0
<PAGE>
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 86 3250 SH OTHER 01 2500 0 750
AMERICAN WTR WKS INC COMMON STOCK 030411102 11 500 SH SHARED 01 500 0 0
AMERITRADE HLDG CORP COMMON STOCK 03072H109 3 150 SH OTHER 01 150 0 0
AMES DEPT STORES INC COMMON STOCK 030789507 6 200 SH SHARED 01 0 0 200
AMETEK INC NEW COMMON STOCK 031100100 153 8000 SH SHARED 01 8000 0 0
AMETEK INC NEW COMMON STOCK 031100100 19 1000 SH OTHER 01 1000 0 0
AMGEN INC COMMON STOCK 031162100 1525 25390 SH SHARED 01 24890 0 500
AMGEN INC COMMON STOCK 031162100 342 5688 SH OTHER 01 5288 0 400
AMR CORP DEL COMMON STOCK 001765106 448 6693 SH SHARED 01 6693 0 0
AMR CORP DEL COMMON STOCK 001765106 54 800 SH OTHER 01 800 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 34 1735 SH SHARED 01 1735 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 13 675 SH OTHER 01 675 0 0
AMYLIN PHARMACEUTICALS INC COMMON STOCK 032346108 3 400 SH SHARED 01 400 0 0
AMYLIN PHARMACEUTICALS INC COMMON STOCK 032346108 13 1500 SH OTHER 01 0 0 1500
ANALOG DEVICES INC COMMON STOCK 032654105 112 1200 SH SHARED 01 1200 0 0
ANALYTICAL SURVEYS INC COMMON STOCK 032683302 1 100 SH OTHER 01 100 0 0
ANDREW CORP COMMON STOCK 034425108 729 38475 SH SHARED 01 38475 0 0
ANGLOGOLD LTD COMMON STOCK 035128206 9 353 SH SHARED 01 353 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 2260 31886 SH SHARED 01 31886 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 179 2520 SH OTHER 01 2320 0 200
ANICOM INC COMMON STOCK 035250109 3 600 SH OTHER 01 600 0 0
ANIXTER INTL INC COMMON STOCK 035290105 2 94 SH SHARED 01 94 0 0
ANNUITY AND LIFE RE HLDGS COMMON STOCK G03910109 7 250 SH OTHER 01 0 0 250
AON CORP COMMON STOCK 037389103 520 12992 SH SHARED 01 12992 0 0
AON CORP COMMON STOCK 037389103 1139 28481 SH OTHER 01 28331 0 150
APACHE CORP COMMON STOCK 037411105 613 16600 SH SHARED 01 16600 0 0
APACHE CORP COMMON STOCK 037411105 54 1450 SH OTHER 01 1450 0 0
APHTON CORP COMMON STOCK 03759P101 67 4417 SH SHARED 01 4417 0 0
APHTON CORP COMMON STOCK 03759P101 58 3800 SH OTHER 01 3800 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 133 1295 SH SHARED 01 1295 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 113 1100 SH OTHER 01 1100 0 0
APPLIED DIGITAL SOLUTIONS INC COMMON STOCK 038188108 8 1000 SH SHARED 01 1000 0 0
APPLIED MATLS INC COMMON STOCK 038222105 1668 13170 SH SHARED 01 13045 0 125
APPLIED MATLS INC COMMON STOCK 038222105 1546 12200 SH OTHER 01 12200 0 0
APRIA HEALTHCARE GROUP INC COMMON STOCK 037933108 5 276 SH OTHER 01 276 0 0
AQUILA BIOPHARMACEUTICALS INC COMMON STOCK 03839F107 0 1 SH SHARED 01 1 0 0
ARCADIA FINL LTD COMMON STOCK 039101100 4 900 SH SHARED 01 900 0 0
ARCADIA FINL LTD COMMON STOCK 039101100 1 200 SH OTHER 01 0 0 200
ARCH CHEMICALS INC COMMON STOCK 03937R102 13 634 SH SHARED 01 534 0 100
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 9 717 SH SHARED 01 717 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 107 8791 SH OTHER 01 3900 0 4891
ARGONAUT GROUP INC COMMON STOCK 040157109 13 633 SH SHARED 01 633 0 0
ARIBA INC COMMON STOCK 04033V104 9 50 SH OTHER 01 0 0 50
ARIEL CORP COMMON STOCK 04033M104 7 1000 SH SHARED 01 1000 0 0
ARM HLDGS PLC COMMON STOCK 042068106 36 190 SH OTHER 01 0 0 190
ASA LTD COM COMMON STOCK 002050102 9 500 SH OTHER 01 0 0 500
ASHANTI GOLDFIELDS LTD COMMON STOCK 043743202 1 505 SH OTHER 01 0 0 505
ASHLAND INC COMMON STOCK 044204105 13 400 SH SHARED 01 400 0 0
ASHLAND INC COMMON STOCK 044204105 16 500 SH OTHER 01 500 0 0
ASSOCIATED BANC CORP COMMON STOCK 045487105 19 562 SH OTHER 01 562 0 0
<PAGE>
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 1130 41191 SH SHARED 01 40141 0 1050
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 196 7149 SH OTHER 01 6679 0 470
ASTEA INTL IINC COMMON STOCK 04622E109 5 1000 SH SHARED 01 1000 0 0
ASTEC INDS INC COMMON STOCK 046224101 0 26 SH SHARED 01 26 0 0
AT & T CORP COMMON STOCK 001957109 13057 256965 SH SHARED 01 251524 0 5441
AT & T CORP COMMON STOCK 001957109 3354 66001 SH OTHER 01 55285 4551 6165
AT & T CORP COM LIBERTY MEDIA COMMON STOCK 001957208 5 80 SH SHARED 01 80 0 0
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 3012 34818 SH SHARED 01 33658 0 1160
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 2277 26329 SH OTHER 01 26129 0 200
ATMEL CORP COMMON STOCK 049513104 24 800 SH SHARED 01 800 0 0
ATMOS ENERGY CORP COMMON STOCK 049560105 3 150 SH OTHER 01 150 0 0
AUTOLIV INC COMMON STOCK 052800109 9 306 SH SHARED 01 306 0 0
AUTOLIV INC COMMON STOCK 052800109 27 915 SH OTHER 01 711 0 204
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 8370 155361 SH SHARED 01 151691 0 3670
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1131 20994 SH OTHER 01 20394 0 600
AUTONATION INC DEL COMMON STOCK 05329W102 8 858 SH SHARED 01 858 0 0
AUTONATION INC DEL COMMON STOCK 05329W102 2 200 SH OTHER 01 200 0 0
AUTOZONE INC COMMON STOCK 053332102 123 3800 SH SHARED 01 3800 0 0
AUTOZONE INC COMMON STOCK 053332102 16 500 SH OTHER 01 500 0 0
AVENUE ENTMT GROUP INC COMMON STOCK 053577102 8 13000 SH SHARED 01 13000 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 194 2660 SH SHARED 01 2660 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 58 800 SH OTHER 01 800 0 0
AVID TECHNOLOGY INC COMMON STOCK 05367P100 26 2000 SH SHARED 01 2000 0 0
AVISTA CORP COMMON STOCK 05379B107 43 2800 SH SHARED 01 2800 0 0
AVISTA CORP COMMON STOCK 05379B503 55 3600 SH OTHER 01 1800 0 1800
AVNET INC COMMON STOCK 053807103 7 110 SH OTHER 01 110 0 0
AVON PRODS INC COMMON STOCK 054303102 158 4800 SH SHARED 01 4800 0 0
AVON PRODS INC COMMON STOCK 054303102 57 1724 SH OTHER 01 1504 0 220
AXA FINL INC COMMON STOCK 002451102 43 1262 SH SHARED 01 1262 0 0
AXA FINL INC COMMON STOCK 002451102 33 962 SH OTHER 01 770 92 100
BAKER FENTRESS & CO. COM COMMON STOCK 057213100 22 1525 SH OTHER 01 1525 0 0
BAKER HUGHES INC COMMON STOCK 057224107 107 5100 SH SHARED 01 5100 0 0
BAKER HUGHES INC COMMON STOCK 057224107 28 1311 SH OTHER 01 304 349 658
BALL CORP COMMON STOCK 058498106 16 400 SH OTHER 01 400 0 0
BALLARD PWR SYS INC COMMON STOCK 05858H104 85 3000 SH OTHER 01 3000 0 0
BALLY TOTAL FITNESS HLDG CORP COMMON STOCK 05873K108 13 500 SH OTHER 01 500 0 0
BANCWEST CORP NEW COMMON STOCK 059790105 22 1116 SH SHARED 01 1116 0 0
BANK NEW YORK INC COMMON STOCK 064057102 1033 25825 SH SHARED 01 25825 0 0
BANK NEW YORK INC COMMON STOCK 064057102 26 654 SH OTHER 01 654 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 2774 55280 SH SHARED 01 55280 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 739 14715 SH OTHER 01 13585 217 913
BANK ONE CORP COMMON STOCK 06423A103 2916 91140 SH SHARED 01 85984 0 5156
BANK ONE CORP COMMON STOCK 06423A103 4390 137181 SH OTHER 01 133462 0 3719
BANTA CORP COMMON STOCK 066821109 27 1200 SH OTHER 01 1200 0 0
BARD C R INC COMMON STOCK 067383109 268 5060 SH SHARED 01 5060 0 0
BARNES & NOBLE INC COMMON STOCK 067774109 6 300 SH SHARED 01 300 0 0
BARNES & NOBLE INC COMMON STOCK 067774109 0 4 SH OTHER 01 0 0 4
BARNESANDNOBLE.COM INC COMMON STOCK 067846105 3 200 SH SHARED 01 200 0 0
BAXTER INTL INC COMMON STOCK 071813109 691 11006 SH SHARED 01 10283 0 723
BAXTER INTL INC COMMON STOCK 071813109 378 6013 SH OTHER 01 5459 404 150
<PAGE>
BEAR STEARNS COS INC COMMON STOCK 073902108 9 210 SH SHARED 01 210 0 0
BEBE STORES INC COMMON STOCK 075571109 14 500 SH SHARED 01 500 0 0
BECKMAN COULTER INC COMMON STOCK 075811109 16 306 SH SHARED 01 306 0 0
BECKMAN COULTER INC COMMON STOCK 075811109 5 100 SH OTHER 01 100 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 43 1600 SH SHARED 01 1600 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 16 600 SH OTHER 01 600 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 125 3600 SH SHARED 01 3600 0 0
BEDFORD PPTY INVS INC COMMON STOCK 076446301 4 250 SH SHARED 01 250 0 0
BELL & HOWELL CO NEW COMMON STOCK 077852101 5 150 SH SHARED 01 150 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 6304 102399 SH SHARED 01 100873 0 1526
BELL ATLANTIC CORP COMMON STOCK 077853109 2644 42941 SH OTHER 01 36879 1036 5026
BELLSOUTH CORP COMMON STOCK 079860102 7451 159172 SH SHARED 01 157672 0 1500
BELLSOUTH CORP COMMON STOCK 079860102 3111 66462 SH OTHER 01 57875 2519 6068
BELO A H CORP COMMON STOCK 080555105 19 1000 SH SHARED 01 1000 0 0
BEMIS INC COMMON STOCK 081437105 90 2572 SH SHARED 01 2572 0 0
BEMIS INC COMMON STOCK 081437105 56 1600 SH OTHER 01 1600 0 0
BERGEN BRUNSWIG CORP COMMON STOCK 083739102 11 1300 SH SHARED 01 1300 0 0
BERGEN BRUNSWIG CORP COMMON STOCK 083739102 1 150 SH OTHER 01 150 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 281 5 SH SHARED 01 5 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 449 8 SH OTHER 01 8 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670207 92 50 SH SHARED 01 49 0 1
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670207 139 76 SH OTHER 01 33 0 43
BEST BUY INC COMMON STOCK 086516101 271 5400 SH SHARED 01 5300 0 100
BEST BUY INC COMMON STOCK 086516101 50 1000 SH OTHER 01 1000 0 0
BEST SOFTWARE INC COMMON STOCK 086579109 7 250 SH OTHER 01 0 0 250
BESTFOODS COMMON STOCK 08658U101 949 18049 SH SHARED 01 18049 0 0
BESTFOODS COMMON STOCK 08658U101 781 14864 SH OTHER 01 14864 0 0
BETHLEHEM STL CORP COMMON STOCK 087509105 21 2500 SH SHARED 01 2500 0 0
BEVERLY ENTERPRISES INC COMMON STOCK 087851309 2 400 SH SHARED 01 400 0 0
BEVERLY ENTERPRISES INC COMMON STOCK 087851309 5 1200 SH OTHER 01 1200 0 0
BIO TECHNOLOGY GEN CORP COMMON STOCK 090578105 5 300 SH OTHER 01 0 0 300
BIOGEN INC COMMON STOCK 090597105 34 400 SH SHARED 01 400 0 0
BIOGEN INC COMMON STOCK 090597105 17 200 SH OTHER 01 200 0 0
BIOMET INC COMMON STOCK 090613100 4500 112500 SH SHARED 01 108400 0 4100
BIOMET INC COMMON STOCK 090613100 2437 60925 SH OTHER 01 60925 0 0
BIOMIRA INC COMMON STOCK 09161R106 6 1500 SH OTHER 01 1500 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 277 5300 SH SHARED 01 5300 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 23 442 SH OTHER 01 442 0 0
BLACKROCK 2001 TERM TR INC COM COMMON STOCK 092477108 4 500 SH OTHER 01 500 0 0
BLANCH E W HLDGS INC COMMON STOCK 093210102 61 1000 SH SHARED 01 1000 0 0
BLOCK H & R INC COMMON STOCK 093671105 41 930 SH SHARED 01 930 0 0
BLOUNT INTL INC NEW COMMON STOCK 095180105 29 1800 SH OTHER 01 0 0 1800
BMC SOFTWARE INC COMMON STOCK 055921100 246 3080 SH SHARED 01 3080 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 36 450 SH OTHER 01 450 0 0
BOC GROUP PLC SPONSOR ADRS COMMON STOCK 055617609 18 430 SH SHARED 01 430 0 0
BOCA RESH INC COMMON STOCK 096888102 7 1000 SH SHARED 01 1000 0 0
BOEING CO COMMON STOCK 097023105 2276 54932 SH SHARED 01 54775 0 157
BOEING CO COMMON STOCK 097023105 346 8354 SH OTHER 01 8354 0 0
BOISE CASCADE CORP COMMON STOCK 097383103 12 300 SH SHARED 01 300 0 0
BOISE CASCADE CORP COMMON STOCK 097383103 18 453 SH OTHER 01 453 0 0
<PAGE>
BOOKS-A-MILLION INC COMMON STOCK 098570104 4 460 SH OTHER 01 460 0 0
BORDEN CHEMS & PLASTICS LTD PA COMMON STOCK 099541203 1 200 SH OTHER 01 0 0 200
BORDERS GROUP INC COMMON STOCK 099709107 16 1000 SH SHARED 01 1000 0 0
BORDERS GROUP INC COMMON STOCK 099709107 0 4 SH OTHER 01 0 0 4
BORG-WARNER AUTOMOTIVE INC COMMON STOCK 099724106 12 299 SH SHARED 01 299 0 0
BORON LEPORE & ASSOCS INC COMMON STOCK 10001P102 6 900 SH SHARED 01 900 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 834 38140 SH SHARED 01 38140 0 0
BOWNE & CO INC COMMON STOCK 103043105 65 4820 SH SHARED 01 4820 0 0
BP PRUDHOE BAY RTY TR COMMON STOCK 055630107 5 500 SH SHARED 01 500 0 0
BRADY CORP CLASS A STOCK COMMON STOCK 104674106 44 1300 SH OTHER 01 1300 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 150 2800 SH SHARED 01 2800 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 64 1200 SH OTHER 01 1200 0 0
BRIO TECH COMMON STOCK 109704106 8 200 SH OTHER 01 0 0 200
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 16747 260912 SH SHARED 01 252605 0 8307
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 6925 107894 SH OTHER 01 90942 372 16580
BROADCOM CORP COMMON STOCK 111320107 2 8 SH SHARED 01 8 0 0
BROADWING INC COMMON STOCK 111620100 198 5356 SH SHARED 01 5356 0 0
BROADWING INC COMMON STOCK 111620100 186 5050 SH OTHER 01 5050 0 0
BROOKSTONE INC COMMON STOCK 114537103 4 200 SH SHARED 01 200 0 0
BROOKTROUT INC. COMMON STOCK COMMON STOCK 114580103 9 500 SH SHARED 01 0 0 500
BROWN FORMAN CORP COMMON STOCK 115637209 344 6000 SH SHARED 01 6000 0 0
BRUNSWICK CORP COMMON STOCK 117043109 65 2908 SH SHARED 01 2908 0 0
BRUSH WELLMAN INC COMMON STOCK 117421107 5 300 SH SHARED 01 300 0 0
BRUSH WELLMAN INC COMMON STOCK 117421107 13 744 SH OTHER 01 744 0 0
BUCKEYE PARTNERS L P COMMON STOCK 118230101 34 1300 SH SHARED 01 1300 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 233 9591 SH SHARED 01 9591 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 87 3588 SH OTHER 01 3588 0 0
BURLINGTON RES INC COMMON STOCK 122014103 57 1711 SH SHARED 01 1711 0 0
BURLINGTON RES INC COMMON STOCK 122014103 79 2400 SH OTHER 01 1900 0 500
C-PHONE CORP COMMON STOCK 12616P105 0 200 SH OTHER 01 200 0 0
CADENCE DESIGN SYS INC COMMON STOCK 127387108 19 800 SH OTHER 01 800 0 0
CALPINE CORP COMMON STOCK 131347106 13 200 SH OTHER 01 200 0 0
CAMBRIDGE TECHNOLOGY PARTNERS COMMON STOCK 132524109 8 300 SH SHARED 01 300 0 0
CAMDEN PPTY TR COMMON STOCK 133131102 22 808 SH SHARED 01 808 0 0
CAMDEN PPTY TR COMMON STOCK 133131102 11 400 SH OTHER 01 400 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 1499 38755 SH SHARED 01 38755 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 279 7200 SH OTHER 01 7200 0 0
CANDIE'S, INC. COMMON STOCK 137409108 2 2000 SH OTHER 01 0 0 2000
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 1 30 SH SHARED 01 30 0 0
CAPSTEAD MTG CORP COMMON STOCK 14067E100 2 415 SH SHARED 01 415 0 0
CAPSTEAD MTG CORP COMMON STOCK 14067E100 5 1125 SH OTHER 01 1125 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 670 13991 SH SHARED 01 13605 0 386
CARDINAL HEALTH INC COMMON STOCK 14149Y108 65 1352 SH OTHER 01 1151 25 176
CARDIODYNAMICS INTL CORP COMMON STOCK 141597104 8 1375 SH OTHER 01 400 0 975
CAREMARK RX INC COMMON STOCK 141705103 2 392 SH SHARED 01 392 0 0
CAREMARK RX INC COMMON STOCK 141705103 5 998 SH OTHER 01 756 121 121
CAREY DIVERSIFIED LLC COMMON STOCK 14174P105 112 6663 SH SHARED 01 6663 0 0
CARLETON CORP COMMON STOCK 142209204 0 100 SH SHARED 01 100 0 0
CARNIVAL CORP COMMON STOCK 143658102 678 14175 SH SHARED 01 14175 0 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 379 12462 SH SHARED 01 12462 0 0
<PAGE>
CAROLINA PWR & LT CO COMMON STOCK 144141108 6 200 SH OTHER 01 200 0 0
CARPENTER TECHNOLOGY CORP COMMON STOCK 144285103 49 1800 SH SHARED 01 1800 0 0
CASCADE CORP COMMON STOCK 147195101 15 1600 SH OTHER 01 1600 0 0
CASCADE NAT GAS CORP COMMON STOCK 147339105 20 1250 SH SHARED 01 1250 0 0
CASEYS GEN STORES INC COMMON STOCK 147528103 7 650 SH SHARED 01 650 0 0
CASTLE & COOKE INC NEW COMMON STOCK 148433105 27 2138 SH SHARED 01 2138 0 0
CATELLUS DEV CORP COMMON STOCK 149111106 2 147 SH SHARED 01 147 0 0
CATERPILLAR INC COMMON STOCK 149123101 473 10043 SH SHARED 01 10043 0 0
CATERPILLAR INC COMMON STOCK 149123101 155 3290 SH OTHER 01 3290 0 0
CAVALIER HOMES INC COMMON STOCK 149507105 2 500 SH SHARED 01 500 0 0
CBS CORP COMMON STOCK 12490K107 379 5928 SH SHARED 01 5928 0 0
CBS CORP COMMON STOCK 12490K107 863 13497 SH OTHER 01 11877 720 900
CBT GROUP PUB LTD COMMON STOCK 124853300 101 3000 SH OTHER 01 3000 0 0
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CEDAR FAIR L P COMMON STOCK 150185106 23 1200 SH OTHER 01 1200 0 0
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CEF DEBT STRATEGIES COMMON STOCK 242901106 12 1700 SH OTHER 01 0 0 1700
CELESTICA INC COMMON STOCK 15101Q108 12 210 SH OTHER 01 0 0 210
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CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 264 13206 SH OTHER 01 12956 0 250
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CENTURYTEL INC COMMON STOCK 156700106 87 1832 SH OTHER 01 1832 0 0
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CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 966 12439 SH OTHER 01 12439 0 0
CHECKFREE HLDGS CORP COMMON STOCK 162816102 21 200 SH SHARED 01 200 0 0
CHECKPOINT SYS INC COMMON STOCK 162825103 10 1000 SH OTHER 01 1000 0 0
CHEMICAL FINL CORP COMMON STOCK 163731102 222 6952 SH SHARED 01 6952 0 0
CHEMICAL FINL CORP COMMON STOCK 163731102 2 68 SH OTHER 01 68 0 0
CHEVRON CORP COMMON STOCK 166751107 2628 30335 SH SHARED 01 30168 0 167
CHEVRON CORP COMMON STOCK 166751107 1132 13068 SH OTHER 01 13068 0 0
CHIQUITA BRANDS INTL INC COMMON STOCK 170032106 1 300 SH SHARED 01 0 0 300
CHIRON CORP COMMON STOCK 170040109 40 950 SH SHARED 01 950 0 0
CHOICEPOINT INC COMMON STOCK 170388102 271 6540 SH SHARED 01 6540 0 0
CHRONIMED INC COMMON STOCK 171164106 8 1000 SH SHARED 01 1000 0 0
CHUBB CORP COMMON STOCK 171232101 132 2350 SH SHARED 01 2150 0 200
CHUBB CORP COMMON STOCK 171232101 68 1200 SH OTHER 01 1200 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 43 1600 SH SHARED 01 1600 0 0
CIBER INC COMMON STOCK 17163B102 28 1000 SH OTHER 01 1000 0 0
CIGNA CORP COMMON STOCK 125509109 442 5490 SH SHARED 01 5490 0 0
CIGNA CORP COMMON STOCK 125509109 74 922 SH OTHER 01 922 0 0
<PAGE>
CINCINNATI FINL CORP COMMON STOCK 172062101 43 1389 SH SHARED 01 1389 0 0
CINERGY CORP COMMON STOCK 172474108 40 1688 SH SHARED 01 1688 0 0
CINERGY CORP COMMON STOCK 172474108 7 303 SH OTHER 01 303 0 0
CINTAS CORP COMMON STOCK 172908105 11 200 SH SHARED 01 200 0 0
CIRCUIT CITY STORES INC COMMON STOCK 172737108 198 4400 SH SHARED 01 4400 0 0
CIRCUIT CITY STORES INC COMMON STOCK 172737108 54 1200 SH OTHER 01 1200 0 0
CIRRUS LOGIC INC COMMON STOCK 172755100 7 500 SH SHARED 01 500 0 0
CISCO SYS INC COMMON STOCK 17275R102 19071 178030 SH SHARED 01 174617 0 3413
CISCO SYS INC COMMON STOCK 17275R102 3350 31270 SH OTHER 01 27411 0 3859
CIT GROUP INC COMMON STOCK 125577106 11 500 SH SHARED 01 500 0 0
CITIGROUP INC COMMON STOCK 172967101 12629 226785 SH SHARED 01 223388 0 3397
CITIGROUP INC COMMON STOCK 172967101 2152 38653 SH OTHER 01 34450 0 4203
CITIZENS BKG CORP MICH COMMON STOCK 174420109 280 12516 SH SHARED 01 12516 0 0
CITIZENS BKG CORP MICH COMMON STOCK 174420109 2 99 SH OTHER 01 99 0 0
CITIZENS UTILS CO DEL COMMON STOCK 177342201 94 6625 SH SHARED 01 6625 0 0
CITIZENS UTILS CO DEL COMMON STOCK 177342201 5 351 SH OTHER 01 351 0 0
CK WITCO CORP COMMON STOCK 12562C108 28 2075 SH OTHER 01 2075 0 0
CLAIRES STORES INC COMMON STOCK 179584107 41 1850 SH SHARED 01 1850 0 0
CLARCOR INC COMMON STOCK 179895107 82 4555 SH OTHER 01 4555 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 1629 18255 SH SHARED 01 17255 0 1000
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 216 2425 SH OTHER 01 2425 0 0
CLOROX CO COMMON STOCK 189054109 245 4870 SH SHARED 01 4870 0 0
CLOROX CO COMMON STOCK 189054109 81 1600 SH OTHER 01 1600 0 0
CMGI INC. COMMON STOCK COMMON STOCK 125750109 28 100 SH SHARED 01 100 0 0
CMGI INC. COMMON STOCK COMMON STOCK 125750109 249 900 SH OTHER 01 900 0 0
CMS ENERGY CORP COMMON STOCK 125896100 272 8737 SH SHARED 01 8737 0 0
CMS ENERGY CORP COMMON STOCK 125896100 46 1470 SH OTHER 01 1216 0 254
CNA FINL CORP COMMON STOCK 126117100 12 300 SH OTHER 01 300 0 0
CNF TRANSN INC COMMON STOCK 12612W104 52 1508 SH SHARED 01 1508 0 0
CNF TRANSN INC COMMON STOCK 12612W104 5 150 SH OTHER 01 150 0 0
COAST FED LITIGATION CONTIGENT COMMON STOCK 19034Q110 0 300 SH SHARED 01 300 0 0
COASTAL CORP COMMON STOCK 190441105 35 1000 SH SHARED 01 1000 0 0
COCA COLA CO COMMON STOCK 191216100 7170 123087 SH SHARED 01 119120 0 3967
COCA COLA CO COMMON STOCK 191216100 4876 83700 SH OTHER 01 82488 0 1212
COCA COLA ENTERPRISES INC COMMON STOCK 191219104 14 700 SH SHARED 01 700 0 0
COCA COLA ENTERPRISES INC COMMON STOCK 191219104 2 100 SH OTHER 01 100 0 0
COGNEX CORP COMMON STOCK 192422103 449 11500 SH SHARED 01 11500 0 0
COHU INC COMMON STOCK 192576106 6 200 SH SHARED 01 200 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 6171 94940 SH SHARED 01 94940 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2319 35678 SH OTHER 01 35204 0 474
COLONIAL PPTYS TR COMMON STOCK 195872106 14 625 SH SHARED 01 625 0 0
COLUMBIA / HCA HEALTHCARE CORP COMMON STOCK 197677107 64 2176 SH OTHER 01 781 0 1395
COLUMBIA BKG SYS INC COMMON STOCK 197236102 11 826 SH SHARED 01 826 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 260 4106 SH SHARED 01 4106 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 5 75 SH OTHER 01 75 0 0
COMCAST CORP COMMON STOCK 200300200 1899 37560 SH SHARED 01 37560 0 0
COMCAST CORP COMMON STOCK 200300200 101 2000 SH OTHER 01 2000 0 0
COMDISCO INC COMMON STOCK 200336105 4 100 SH SHARED 01 100 0 0
COMERICA INC COMMON STOCK 200340107 1047 22430 SH SHARED 01 22430 0 0
COMERICA INC COMMON STOCK 200340107 551 11801 SH OTHER 01 11801 0 0
<PAGE>
COMPANIA ANONIMA NACIONL TEL COMMON STOCK 204421101 5 195 SH SHARED 01 195 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 2024 74781 SH SHARED 01 73411 0 1370
COMPAQ COMPUTER CORP COMMON STOCK 204493100 319 11773 SH OTHER 01 10573 0 1200
COMPASS BANCSHARES INC COMMON STOCK 20449H109 156 7000 SH SHARED 01 7000 0 0
COMPLETE BUSINESS SOLUTIONS IN COMMON STOCK 20452F107 3 100 SH SHARED 01 100 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 1488 21283 SH SHARED 01 21283 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 282 4031 SH OTHER 01 3931 0 100
COMPUTER SCIENCES CORP COMMON STOCK 205363104 1001 10575 SH SHARED 01 10575 0 0
COMPUTER SCIENCES CORP COMMON STOCK 205363104 95 1000 SH OTHER 01 800 0 200
COMPUWARE CORP COMMON STOCK 205638109 298 8000 SH SHARED 01 8000 0 0
COMPUWARE CORP COMMON STOCK 205638109 11 300 SH OTHER 01 300 0 0
COMSAT CORP COMMON STOCK 20564D107 5 271 SH OTHER 01 271 0 0
COMVERSE TECHNOLOGY INC COMMON STOCK 205862402 217 1500 SH SHARED 01 1500 0 0
CONAGRA INC COMMON STOCK 205887102 460 20254 SH SHARED 01 20254 0 0
CONAGRA INC COMMON STOCK 205887102 48 2100 SH OTHER 01 2100 0 0
CONCORD COMMUNICATIONS INC COMMON STOCK 206186108 9 200 SH OTHER 01 0 0 200
CONCORD EFS INC COMMON STOCK 206197105 45 1750 SH SHARED 01 1750 0 0
CONCORD EFS INC COMMON STOCK 206197105 39 1500 SH OTHER 01 1500 0 0
CONECTIV INC COMMON STOCK 206829103 20 1200 SH SHARED 01 1200 0 0
CONECTIV INC COMMON STOCK 206829103 3 154 SH OTHER 01 154 0 0
CONEXANT SYS INC COMMON STOCK 207142100 1407 21197 SH SHARED 01 21197 0 0
CONEXANT SYS INC COMMON STOCK 207142100 194 2916 SH OTHER 01 2516 0 400
CONOCO INC CL A COMMON STOCK 208251306 396 16000 SH SHARED 01 16000 0 0
CONOCO INC CL B COMMON STOCK 208251405 554 22270 SH SHARED 01 21288 0 982
CONOCO INC CL B COMMON STOCK 208251405 539 21650 SH OTHER 01 21650 0 0
CONSECO INC COMMON STOCK 208464107 48 2680 SH SHARED 01 2680 0 0
CONSECO INC COMMON STOCK 208464107 5 283 SH OTHER 01 283 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 631 18292 SH SHARED 01 16665 0 1627
CONSOLIDATED EDISON INC COMMON STOCK 209115104 461 13349 SH OTHER 01 12324 0 1025
CONSOLIDATED FREIGHTWAYS CORP COMMON STOCK 209232107 6 754 SH SHARED 01 754 0 0
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 343 5275 SH SHARED 01 5275 0 0
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 84 1300 SH OTHER 01 1300 0 0
CONSOLIDATED PAPERS INC COMMON STOCK 209759109 304 9552 SH SHARED 01 9552 0 0
CONSOLIDATED PAPERS INC COMMON STOCK 209759109 356 11200 SH OTHER 01 11200 0 0
CONSOLIDATED TOMOKA LD CO COMMON STOCK 210226106 2 195 SH OTHER 01 195 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 80 2770 SH SHARED 01 2770 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 39 1350 SH OTHER 01 1350 0 0
CONTINENTAL AIRLS INC COMMON STOCK 210795308 11 250 SH SHARED 01 250 0 0
CONVERGYS CORP COMMON STOCK 212485106 168 5456 SH SHARED 01 5456 0 0
CONVERGYS CORP COMMON STOCK 212485106 155 5050 SH OTHER 01 5050 0 0
CONVERSE INC DEL COMMON STOCK 212540108 0 21 SH OTHER 01 21 0 0
COOPER INDS INC COMMON STOCK 216669101 898 22215 SH SHARED 01 22215 0 0
COOPER INDS INC COMMON STOCK 216669101 1296 32061 SH OTHER 01 31661 400 0
COOPER TIRE & RUBR CO COMMON STOCK 216831107 79 5000 SH SHARED 01 5000 0 0
COORS ADOLPH CO COMMON STOCK 217016104 68 1300 SH SHARED 01 1300 0 0
COPART INC COMMON STOCK 217204106 17 400 SH SHARED 01 400 0 0
COPART INC COMMON STOCK 217204106 9 200 SH OTHER 01 200 0 0
CORDANT TECHNOLOGIES INC COMMON STOCK 218412104 3 80 SH SHARED 01 80 0 0
CORDANT TECHNOLOGIES INC COMMON STOCK 218412104 22 659 SH OTHER 01 659 0 0
CORN PRODS INTL INC COMMON STOCK 219023108 64 1965 SH SHARED 01 1965 0 0
<PAGE>
CORN PRODS INTL INC COMMON STOCK 219023108 60 1827 SH OTHER 01 1827 0 0
CORNERSTONE PROPANE PARTNERS L COMMON STOCK 218916104 6 500 SH OTHER 01 500 0 0
CORNING INC COMMON STOCK 219350105 1463 11350 SH SHARED 01 11350 0 0
CORNING INC COMMON STOCK 219350105 258 2000 SH OTHER 01 2000 0 0
COST PLUS INC CALIF COMMON STOCK 221485105 5 150 SH SHARED 01 150 0 0
COST PLUS INC CALIF COMMON STOCK 221485105 9 262 SH OTHER 01 0 0 262
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 173 1900 SH SHARED 01 1900 0 0
COUNTRYWIDE CR INDS INC COMMON STOCK 222372104 13 500 SH OTHER 01 500 0 0
COVAD COMMUNICATIONS GROUP INC COMMON STOCK 222814204 4 65 SH SHARED 01 65 0 0
COVANCE INC COMMON STOCK 222816100 5 500 SH OTHER 01 500 0 0
COYOTE NETWORK SYS INC COMMON STOCK 22406P108 27 5000 SH SHARED 01 5000 0 0
CRACKER BARREL GROUP INC COMMON STOCK 12489V106 27 2792 SH OTHER 01 2792 0 0
CRANE CO COMMON STOCK 224399105 206 10349 SH OTHER 01 10349 0 0
CRESCENT REAL ESTATE EQUITIECO COMMON STOCK 225756105 28 1500 SH SHARED 01 1500 0 0
CRIIMI MAE INC COMMON STOCK 226603108 3 2000 SH OTHER 01 2000 0 0
CRONOS GROUP N V COMMON STOCK L20708100 5 1000 SH SHARED 01 1000 0 0
CSX CORP COMMON STOCK 126408103 264 8400 SH SHARED 01 8400 0 0
CSX CORP COMMON STOCK 126408103 19 600 SH OTHER 01 600 0 0
CULP INC COMMON STOCK 230215105 3 450 SH OTHER 01 450 0 0
CUMMINS ENGINE INC COMMON STOCK 231021106 5 100 SH OTHER 01 100 0 0
CURTISS WRIGHT CORP COMMON STOCK 231561101 5 126 SH SHARED 01 126 0 0
CVS CORP COMMON STOCK 126650100 195 4902 SH SHARED 01 4902 0 0
CVS CORP COMMON STOCK 126650100 718 18006 SH OTHER 01 15206 0 2800
CYPRESS BIOSCIENCES INC COMMON STOCK 232674101 9 5000 SH OTHER 01 0 0 5000
CYTEC INDS INC COMMON STOCK 232820100 24 1026 SH SHARED 01 1026 0 0
CYTEC INDS INC COMMON STOCK 232820100 12 504 SH OTHER 01 504 0 0
CYTOGEN CORP COMMON STOCK 232824102 2 850 SH SHARED 01 850 0 0
CYTYC CORP COMMON STOCK 232946103 18 300 SH OTHER 01 0 0 300
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 275 3522 SH SHARED 01 2931 0 591
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 255 3271 SH OTHER 01 2437 0 834
DAL-TILE INTL INC. COM COMMON STOCK 23426R108 1 50 SH SHARED 01 50 0 0
DANA CORP COMMON STOCK 235811106 233 7782 SH SHARED 01 7638 0 144
DANA CORP COMMON STOCK 235811106 90 3000 SH OTHER 01 3000 0 0
DANAHER CORP COMMON STOCK 235851102 114 2358 SH SHARED 01 2358 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 44 2433 SH SHARED 01 2433 0 0
DATA BROADCASTING CORP COMMON STOCK 237596101 1 100 SH OTHER 01 100 0 0
DATA RETURN CORP COMMON STOCK 23785M104 16 300 SH SHARED 01 300 0 0
DAVE & BUSTERS INC COMMON STOCK 23833N104 0 50 SH SHARED 01 50 0 0
DAVOX CORP COMMON STOCK 239208101 189 9640 SH SHARED 01 9640 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 3232 44015 SH SHARED 01 42415 0 1600
DAYTON HUDSON CORP COMMON STOCK 239753106 451 6135 SH OTHER 01 6135 0 0
DEAN FOODS CO COMMON STOCK 242361103 56 1400 SH SHARED 01 1400 0 0
DEAN FOODS CO COMMON STOCK 242361103 73 1834 SH OTHER 01 1834 0 0
DEERE & CO COMMON STOCK 244199105 432 9952 SH SHARED 01 9952 0 0
DEERE & CO COMMON STOCK 244199105 50 1142 SH OTHER 01 1092 0 50
DELHAIZE AMER INC CL A COMMON STOCK 246688105 2 99 SH SHARED 01 99 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 2775 54415 SH SHARED 01 54125 0 290
DELL COMPUTER CORP COMMON STOCK 247025109 400 7850 SH OTHER 01 6280 0 1570
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 599 38043 SH SHARED 01 38043 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 154 9787 SH OTHER 01 8822 0 965
<PAGE>
DELTA AIR LINES INC DEL COMMON STOCK 247361108 277 5555 SH SHARED 01 5555 0 0
DELTA AIR LINES INC DEL COMMON STOCK 247361108 23 470 SH OTHER 01 270 0 200
DELTIC TIMBER CORP COMMON STOCK 247850100 3 142 SH SHARED 01 142 0 0
DELUXE CORP COMMON STOCK 248019101 8 300 SH SHARED 01 300 0 0
DELUXE CORP COMMON STOCK 248019101 1798 65541 SH OTHER 01 65441 0 100
DENTSPLY INTL INC NEW COMMON STOCK 249030107 9 400 SH SHARED 01 400 0 0
DENTSPLY INTL INC NEW COMMON STOCK 249030107 12 500 SH OTHER 01 500 0 0
DEVCON INTL CORP COMMON STOCK 251588109 5 900 SH OTHER 01 900 0 0
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DIAL CORP NEW COMMON STOCK 25247D101 22 911 SH OTHER 01 200 611 100
DIALYSIS CORP AMER COMMON STOCK 252529102 34 5000 SH SHARED 01 5000 0 0
DIAMOND OFFSHORE DRILLING INC COMMON STOCK 25271C102 9 300 SH SHARED 01 300 0 0
DIAMOND OFFSHORE DRILLING INC COMMON STOCK 25271C102 15 500 SH OTHER 01 0 0 500
DIEBOLD INC COMMON STOCK 253651103 395 16810 SH SHARED 01 16810 0 0
DIEBOLD INC COMMON STOCK 253651103 36 1550 SH OTHER 01 1550 0 0
DIONEX CORP COMMON STOCK 254546104 8 200 SH OTHER 01 0 0 200
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DISNEY WALT COMMON STOCK COMMON STOCK 254687106 572 19548 SH OTHER 01 15647 0 3901
DIVERSINET CORP COMMON STOCK 25536K204 128 5800 SH SHARED 01 5800 0 0
DIVERSINET CORP COMMON STOCK 25536K204 848 38530 SH OTHER 01 0 0 38530
DOLE FOOD INC COMMON STOCK 256605106 107 6566 SH SHARED 01 6566 0 0
DOMINION RES BLACK WARRIOR TR COMMON STOCK 25746Q108 6 500 SH SHARED 01 500 0 0
DOMINION RES INC VA COMMON STOCK 257470104 544 13871 SH SHARED 01 13661 0 210
DOMINION RES INC VA COMMON STOCK 257470104 164 4190 SH OTHER 01 4190 0 0
DONALDSON INC COMMON STOCK 257651109 65 2700 SH SHARED 01 2700 0 0
DONALDSON LUFKIN & JENRETTE IN COMMON STOCK 257661108 23 470 SH SHARED 01 470 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 47 1876 SH SHARED 01 1876 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 210 8464 SH OTHER 01 8464 0 0
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DOT HILL SYS CORP COMMON STOCK 25848T109 2 500 SH SHARED 01 500 0 0
DOUBLECLICK INC COMMON STOCK 258609304 4 15 SH SHARED 01 15 0 0
DOUBLECLICK INC COMMON STOCK 258609304 32 125 SH OTHER 01 0 0 125
DOVER CORP COMMON STOCK 260003108 172 3800 SH SHARED 01 3800 0 0
DOVER CORP COMMON STOCK 260003108 64 1400 SH OTHER 01 1400 0 0
DOW CHEM CO COMMON STOCK 260543103 2573 19257 SH SHARED 01 18792 0 465
DOW CHEM CO COMMON STOCK 260543103 1459 10921 SH OTHER 01 10636 0 285
DOW JONES & CO INC COMMON STOCK 260561105 82 1200 SH SHARED 01 1200 0 0
DOW JONES & CO INC COMMON STOCK 260561105 34 500 SH OTHER 01 500 0 0
DOWNEY FINL CORP COMMON STOCK 261018105 21 1041 SH SHARED 01 1041 0 0
DOWNEY FINL CORP COMMON STOCK 261018105 26 1300 SH OTHER 01 1300 0 0
DPL INC COMMON STOCK 233293109 16 905 SH SHARED 01 905 0 0
DPL INC COMMON STOCK 233293109 76 4374 SH OTHER 01 4374 0 0
DQE INC COMMON STOCK 23329J104 36 1040 SH SHARED 01 1040 0 0
DQE INC COMMON STOCK 23329J104 10 300 SH OTHER 01 300 0 0
DRS TECHNOLOGIES INC COMMON STOCK 23330X100 2 250 SH SHARED 01 250 0 0
DST SYS INC DEL COMMON STOCK 233326107 8 100 SH SHARED 01 100 0 0
<PAGE>
DTE ENERGY CO COMMON STOCK 233331107 948 29972 SH SHARED 01 29626 0 346
DTE ENERGY CO COMMON STOCK 233331107 198 6265 SH OTHER 01 6265 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 3615 54876 SH SHARED 01 53109 0 1767
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2286 34695 SH OTHER 01 34295 0 400
DUKE ENERGY CO COMMON STOCK 264399106 1103 22005 SH SHARED 01 20305 0 1700
DUKE ENERGY CO COMMON STOCK 264399106 217 4331 SH OTHER 01 4331 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 159 5392 SH SHARED 01 5392 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 115 3890 SH OTHER 01 3890 0 0
DVI INC COMMON STOCK 233343102 2 100 SH SHARED 01 0 0 100
DYCOM INDS INC COMMON STOCK 267475101 26 600 SH OTHER 01 600 0 0
DYNEX CAP INC COMMON STOCK 26817Q506 1 125 SH SHARED 01 125 0 0
E M C CORP MASS COMMON STOCK 268648102 8317 76126 SH SHARED 01 73556 0 2570
E M C CORP MASS COMMON STOCK 268648102 981 8975 SH OTHER 01 8875 0 100
E TRADE GROUP INC COMMON STOCK 269246104 17 650 SH OTHER 01 250 0 400
EAGLE USA AIRFREIGHT INC COMMON STOCK 270018104 136 3150 SH OTHER 01 3000 0 150
EARTHGRAINS CO COMMON STOCK 270319106 13 776 SH SHARED 01 776 0 0
EASTMAN CHEM CO COMMON STOCK 277432100 95 1983 SH SHARED 01 1983 0 0
EASTMAN CHEM CO COMMON STOCK 277432100 53 1106 SH OTHER 01 1106 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 913 13784 SH SHARED 01 13784 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 268 4050 SH OTHER 01 3930 0 120
EATON CORP COMMON STOCK 278058102 245 3380 SH SHARED 01 3380 0 0
EATON CORP COMMON STOCK 278058102 33 450 SH OTHER 01 450 0 0
EBAY INC COMMON STOCK 278642103 68 543 SH OTHER 01 43 0 500
ECHELON INTL CORP COMMON STOCK 278747100 2 90 SH SHARED 01 90 0 0
ECHELON INTL CORP COMMON STOCK 278747100 8 366 SH OTHER 01 266 0 100
ECHO BAY MINES LTD COMMON STOCK 278751102 1 800 SH SHARED 01 0 0 800
ECLIPSYS CORP COMMON STOCK 278856109 4 150 SH OTHER 01 0 0 150
ECOLAB INC COMMON STOCK 278865100 8 200 SH SHARED 01 200 0 0
EDISON INTL COMMON STOCK 281020107 268 10248 SH SHARED 01 10248 0 0
EDISON INTL COMMON STOCK 281020107 159 6056 SH OTHER 01 5682 374 0
EDWARDS A G INC COMMON STOCK 281760108 129 4023 SH OTHER 01 4023 0 0
EEX CORP COMMON STOCK 26842V207 2 682 SH SHARED 01 682 0 0
EGAIN COMMUNICATIONS CORP COMMON STOCK 28225C103 57 1500 SH SHARED 01 1500 0 0
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EL PASO ENERGY CORP DEL COMMON STOCK 283905107 128 3294 SH SHARED 01 3294 0 0
EL PASO ENERGY CORP DEL COMMON STOCK 283905107 90 2328 SH OTHER 01 2328 0 0
EL PASO ENERGY PARTNERS L P COMMON STOCK 28368B102 19 1000 SH OTHER 01 1000 0 0
ELECTRIC LIGHTWAVE INC CL A COMMON STOCK 284895109 9 500 SH SHARED 01 500 0 0
ELECTRONIC ARTS COMMON STOCK 285512109 11 125 SH SHARED 01 125 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 1128 16851 SH SHARED 01 16651 0 200
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 134 2003 SH OTHER 01 1531 0 472
ELECTROSOURCE INC COMMON STOCK 286150206 0 50 SH SHARED 01 50 0 0
EMC INS GROUP INC COMMON STOCK 268664109 9 1000 SH OTHER 01 1000 0 0
EMERSON ELEC CO COMMON STOCK 291011104 2464 42947 SH SHARED 01 42947 0 0
EMERSON ELEC CO COMMON STOCK 291011104 316 5505 SH OTHER 01 3200 0 2305
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ENERGEN CORP COMMON STOCK 29265N108 11 600 SH OTHER 01 300 0 300
ENERGY EAST CORP COMMON STOCK 29266M109 26 1250 SH SHARED 01 1250 0 0
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ENERGY EAST CORP COMMON STOCK 29266M109 12 600 SH OTHER 01 600 0 0
ENLIGHTEN SOFTWARE SOLUTIONS I COMMON STOCK 29336A101 6 1000 SH SHARED 01 1000 0 0
ENRON CORP COMMON STOCK 293561106 2160 48668 SH SHARED 01 47880 0 788
ENRON CORP COMMON STOCK 293561106 617 13906 SH OTHER 01 13906 0 0
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ENTERGY CORP NEW COMMON STOCK 29364G103 324 12600 SH SHARED 01 12600 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 8 308 SH OTHER 01 308 0 0
ENZO BIOCHEM INC COMMON STOCK 294100102 53 1157 SH OTHER 01 1157 0 0
ENZON INC COMMON STOCK 293904108 43 1000 SH SHARED 01 1000 0 0
EOG RES INC COMMON STOCK 26875P101 29 1636 SH SHARED 01 1636 0 0
EOTT ENERGY PARTNERS L P COMMON STOCK 294103106 24 1820 SH OTHER 01 1820 0 0
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EQUIFAX INC COMMON STOCK 294429105 424 18000 SH OTHER 01 18000 0 0
EQUITY INNS INC COMMON STOCK 294703103 5 800 SH OTHER 01 800 0 0
EQUITY OFFICE PPTYS TR COMMON STOCK 294741103 5 200 SH SHARED 01 200 0 0
EQUITY RESIDENTIAL PPTYS TR COMMON STOCK 29476L107 193 4530 SH SHARED 01 4530 0 0
EQUITY RESIDENTIAL PPTYS TR COMMON STOCK 29476L107 28 666 SH OTHER 01 666 0 0
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ETHYL CORP COMMON STOCK 297659104 16 4600 SH OTHER 01 4600 0 0
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EXCELSIOR-HENDERSON MOTORCYCLE COMMON STOCK 300906104 1 1798 SH SHARED 01 1798 0 0
EXTREME NETWORKS INC COMMON STOCK 30226D106 3 35 SH SHARED 01 35 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 28019 347789 SH SHARED 01 326110 0 21679
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F N B CORP PA COMMON STOCK 302520101 17 757 SH SHARED 01 757 0 0
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FEDERAL SIGNAL CORP COMMON STOCK 313855108 8 500 SH OTHER 01 500 0 0
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FIFTH THIRD BANCORP COMMON STOCK 316773100 1604 21857 SH SHARED 01 21857 0 0
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<PAGE>
FIRST ENERGYCORP COMMON STOCK 337932107 88 3894 SH OTHER 01 3894 0 0
FIRST FINL FD INC COM COMMON STOCK 320228109 6 792 SH SHARED 01 792 0 0
FIRST HEALTH GROUP CORP COMMON STOCK 320960107 5 200 SH SHARED 01 200 0 0
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FIRST INDL RLTY TR INC COMMON STOCK 32054K103 27 1000 SH OTHER 01 1000 0 0
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FLAGSTAR BANCORP INC COMMON STOCK 337930101 9 500 SH SHARED 01 500 0 0
FLEETBOSTON FINL CORP COMMON STOCK 339030108 879 25249 SH SHARED 01 25249 0 0
FLEETBOSTON FINL CORP COMMON STOCK 339030108 229 6564 SH OTHER 01 6564 0 0
FLETCHER CHALLENGE LTD COMMON STOCK 339324402 4 1000 SH OTHER 01 1000 0 0
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FLORIDA ROCK INDS INC COMMON STOCK 341140101 3 100 SH OTHER 01 100 0 0
FLORSHEIM GROUP INC COMMON STOCK 343302105 0 10 SH OTHER 01 10 0 0
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FONAR CORP COMMON STOCK 344437108 2 1000 SH SHARED 01 1000 0 0
FOOTSTAR INC COMMON STOCK 344912100 11 345 SH SHARED 01 345 0 0
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FORD MTR CO DEL COMMON STOCK 345370100 6450 120983 SH SHARED 01 116533 0 4450
FORD MTR CO DEL COMMON STOCK 345370100 1186 22247 SH OTHER 01 21347 0 900
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FORTUNE BRANDS INC COMMON STOCK 349631101 215 6516 SH SHARED 01 6516 0 0
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FPL GROUP INC COMMON STOCK 302571104 178 4152 SH OTHER 01 4052 0 100
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FRANKLIN ELEC INC COMMON STOCK 353514102 11 150 SH SHARED 01 150 0 0
FRANKLIN RES INC COMMON STOCK 354613101 19 600 SH SHARED 01 600 0 0
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FRESH DEL MONTE PRODUCE INC COMMON STOCK G36738105 2 200 SH SHARED 01 200 0 0
FRESHSTART VENTURE CAP CORP COMMON STOCK 358042109 4 1000 SH OTHER 01 1000 0 0
<PAGE>
FRIEDE GOLDMAN HALTER INC COMMON STOCK 358430106 2 222 SH SHARED 01 222 0 0
FRIEDE GOLDMAN HALTER INC COMMON STOCK 358430106 7 1026 SH OTHER 01 0 0 1026
FULLER H B CO COMMON STOCK 359694106 39 700 SH SHARED 01 700 0 0
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GALAXIWORLD COM LTD COMMON STOCK X3071P106 0 143 SH SHARED 01 0 0 143
GALAXIWORLD COM LTD COMMON STOCK X3071P106 7 5000 SH OTHER 01 0 0 5000
GANNETT INC COMMON STOCK 364730101 1596 19565 SH SHARED 01 19565 0 0
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GAP INC COMMON STOCK 364760108 1028 22355 SH SHARED 01 22355 0 0
GAP INC COMMON STOCK 364760108 524 11400 SH OTHER 01 11400 0 0
GARDENBURGER INC COMMON STOCK 365476100 3 500 SH SHARED 01 500 0 0
GARDNER DENVER MACHY INC COMMON STOCK 365558105 1 72 SH SHARED 01 72 0 0
GARDNER DENVER MACHY INC COMMON STOCK 365558105 1 78 SH OTHER 01 78 0 0
GARTNER GROUP INC NEW COMMON STOCK 366651206 21 1505 SH SHARED 01 1505 0 0
GARTNER GROUP INC NEW COMMON STOCK 366651206 16 1193 SH OTHER 01 1193 0 0
GASONICS INTL CORP COMMON STOCK 367278108 6 300 SH OTHER 01 0 0 300
GATEWAY INC COMMON STOCK 367626108 518 7185 SH SHARED 01 7185 0 0
GATEWAY INC COMMON STOCK 367626108 11 150 SH OTHER 01 150 0 0
GATX CORP COMMON STOCK 361448103 34 1000 SH SHARED 01 1000 0 0
GC COS INC COMMON STOCK 36155Q109 2 80 SH SHARED 01 80 0 0
GEMSTAR INTL GROUP LTD COMMON STOCK G3788V106 342 4800 SH SHARED 01 4800 0 0
GENELABS TECHNOLOGIES INC COMMON STOCK 368706107 3 500 SH OTHER 01 0 0 500
GENERAL DYNAMICS CORP COMMON STOCK 369550108 34 650 SH SHARED 01 650 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 137 2600 SH OTHER 01 600 2000 0
GENERAL ELEC CO COMMON STOCK 369604103 46745 302068 SH SHARED 01 289991 0 12077
GENERAL ELEC CO COMMON STOCK 369604103 41385 267434 SH OTHER 01 252934 0 14500
GENERAL INSTR CORP DEL COMMON STOCK 370120107 13 150 SH SHARED 01 0 0 150
GENERAL MLS INC COMMON STOCK 370334104 1366 38201 SH SHARED 01 38201 0 0
GENERAL MLS INC COMMON STOCK 370334104 358 10010 SH OTHER 01 10010 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 4183 57549 SH SHARED 01 57549 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 1034 14228 SH OTHER 01 12843 0 1385
GENERAL MTRS CORP COMMON STOCK 370442832 159 1659 SH SHARED 01 1609 0 50
GENERAL MTRS CORP COMMON STOCK 370442832 31 324 SH OTHER 01 216 0 108
GENETRONICS BIOMEDICAL LTD COMMON STOCK 371916107 2 500 SH OTHER 01 0 0 500
GENTA INC COMMON STOCK 37245M207 3 500 SH SHARED 01 500 0 0
GENTEX CORP COMMON STOCK 371901109 605 21800 SH SHARED 01 21800 0 0
GENTEX CORP COMMON STOCK 371901109 35 1264 SH OTHER 01 1264 0 0
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GENZYME CORP COMMON STOCK 372917401 1 300 SH SHARED 01 300 0 0
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GEORGIA PAC CORP COMMON STOCK 373298108 144 2843 SH OTHER 01 2843 0 0
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GILLETTE CO COMMON STOCK 375766102 651 15802 SH OTHER 01 14789 0 1013
<PAGE>
GLAXO PLC SPONSORED ADR N/C T COMMON STOCK 37733W105 172 3080 SH SHARED 01 2080 0 1000
GLAXO PLC SPONSORED ADR N/C T COMMON STOCK 37733W105 6 100 SH OTHER 01 100 0 0
GLENAYRE TECHNOLOGIES INC COMMON STOCK 377899109 11 1000 SH SHARED 01 1000 0 0
GLIMCHER RLTY TR COMMON STOCK 379302102 13 1000 SH SHARED 01 1000 0 0
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GLOBAL INDL TECHNOLOGIES INC COMMON STOCK 379335102 13 1000 SH SHARED 01 1000 0 0
GLOBAL INDL TECHNOLOGIES INC COMMON STOCK 379335102 19 1500 SH OTHER 01 1500 0 0
GLOBAL INDS LTD COMMON STOCK 379336100 9 1000 SH OTHER 01 0 0 1000
GLOBAL MARINE INC COMMON STOCK 379352404 114 6850 SH SHARED 01 6850 0 0
GLOBALSTAR TELECOMMUNICTNS LCO COMMON STOCK G3930H104 79 1800 SH OTHER 01 0 0 1800
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GPU INC COMMON STOCK 36225X100 51 1702 SH SHARED 01 1702 0 0
GPU INC COMMON STOCK 36225X100 38 1292 SH OTHER 01 1292 0 0
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GRAINGER W W INC COMMON STOCK 384802104 29 600 SH OTHER 01 600 0 0
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HARKEN ENERGY CORP COMMON STOCK 412552101 2 3000 SH SHARED 01 3000 0 0
HARLEY DAVIDSON INC COMMON STOCK 412822108 113 1770 SH SHARED 01 1770 0 0
HARRIS CORP DEL COMMON STOCK 413875105 43 1600 SH OTHER 01 1600 0 0
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HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 180 3798 SH OTHER 01 3026 344 428
HARTMARX CORP COMMON STOCK 417119104 1 225 SH OTHER 01 113 0 112
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HASBRO INC COMMON STOCK 418056107 28 1500 SH OTHER 01 1500 0 0
HAUPPAUGE DIGITAL INC COMMON STOCK 419131107 20 1000 SH SHARED 01 1000 0 0
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<PAGE>
HEALTH CARE REIT INC COMMON STOCK 42217K106 3 200 SH OTHER 01 200 0 0
HEALTH MGMT ASSOC INC NEW COMMON STOCK 421933102 15 1125 SH SHARED 01 1125 0 0
HEALTHSOUTH REHABILITATION COR COMMON STOCK 421924101 46 8500 SH SHARED 01 8500 0 0
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HERCULES INC COMMON STOCK 427056106 20 714 SH SHARED 01 714 0 0
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HERSHEY FOODS CORP COMMON STOCK 427866108 213 4500 SH OTHER 01 2300 0 2200
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HOME DEPOT INC COMMON STOCK 437076102 1543 22437 SH OTHER 01 20337 0 2100
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ICG COMMUNICATIONS INC COMMON STOCK 449246107 4 200 SH SHARED 01 200 0 0
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ICOS CORP COMMON STOCK 449295104 3 100 SH SHARED 01 100 0 0
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IDACORP INC COMMON STOCK 451107106 8 300 SH OTHER 01 300 0 0
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IDENTIX INC COMMON STOCK 451906101 1 100 SH SHARED 01 100 0 0
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<PAGE>
IDG BOOKS WORLDWIDE INC COMMON STOCK 449384106 2 200 SH SHARED 01 200 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 599 8862 SH SHARED 01 8262 0 600
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INDIANA ENERGY INC COMMON STOCK 454707100 11 600 SH OTHER 01 600 0 0
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INGERSOLL RAND CO COMMON STOCK 456866102 260 4725 SH SHARED 01 4725 0 0
INGERSOLL RAND CO COMMON STOCK 456866102 83 1500 SH OTHER 01 1500 0 0
INKTOMI CORP COMMON STOCK 457277101 4 40 SH OTHER 01 0 0 40
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INTERNATIONAL GAME TECHNOLOGY COMMON STOCK 459902102 4 200 SH OTHER 01 200 0 0
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<PAGE>
IPALCO ENTERPRISES INC COMMON STOCK 462613100 69 4030 SH OTHER 01 4030 0 0
IRON MTN INC DEL COMMON STOCK 46284P104 10 250 SH OTHER 01 0 0 250
ITI TECHNOLOGIES INC COMMON STOCK 450564109 150 5000 SH SHARED 01 5000 0 0
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JONES PHARMA INC COMMON STOCK 480236108 13 300 SH OTHER 01 0 0 300
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<PAGE>
KINDER MORGAN ENERGY PARTNERS COMMON STOCK 494550106 23 556 SH OTHER 01 556 0 0
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<PAGE>
LORAL SPACE & COMMUNICATIONSCO COMMON STOCK G56462107 2 100 SH SHARED 01 100 0 0
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LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 5004 66721 SH OTHER 01 57013 4552 5156
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MACROMEDIA INC COMMON STOCK 556100105 11 150 SH OTHER 01 0 0 150
MAF BANCORP INC COMMON STOCK 55261R108 82 3925 SH SHARED 01 3925 0 0
MAIL-WELL INC COMMON STOCK 560321200 7 500 SH SHARED 01 500 0 0
MALAN RLTY INVS INC COMMON STOCK 561063108 21 1535 SH OTHER 01 1535 0 0
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MARITRANS INC COMMON STOCK 570363101 11 2000 SH OTHER 01 2000 0 0
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MARSHALL & ILSLEY CORP COMMON STOCK 571834100 654 10404 SH SHARED 01 5000 0 5404
MARTHA STEWART LIVING OMNIMEDI COMMON STOCK 573083102 2 100 SH SHARED 01 100 0 0
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MASCO CORP COMMON STOCK 574599106 42 1663 SH OTHER 01 1663 0 0
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MB FINL INC COMMON STOCK 55263D107 12 1000 SH SHARED 01 1000 0 0
MBIA INC COMMON STOCK 55262C100 264 5000 SH SHARED 01 5000 0 0
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MCDONALDS CORP COMMON STOCK 580135101 1789 44372 SH OTHER 01 40590 0 3782
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<PAGE>
MCKESSON HBOC INC COMMON STOCK 58155Q103 21 918 SH OTHER 01 918 0 0
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MICRON TECHNOLOGY INC COMMON STOCK 595112103 121 1550 SH SHARED 01 1550 0 0
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MICROSOFT CORP COMMON STOCK 594918104 25242 216205 SH SHARED 01 212021 0 4184
MICROSOFT CORP COMMON STOCK 594918104 2956 25323 SH OTHER 01 20523 0 4800
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<PAGE>
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 1789 18277 SH OTHER 01 16197 0 2080
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MP3.COM INC COMMON STOCK 62473M109 16 500 SH SHARED 01 500 0 0
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<PAGE>
NEIMAN-MARCUS GROUP INC CL B W COMMON STOCK 640204301 6 241 SH SHARED 01 241 0 0
NEMATRON CORP COMMON STOCK 640441101 3 1000 SH OTHER 01 1000 0 0
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NICOR INC COMMON STOCK 654086107 207 6362 SH SHARED 01 4962 0 1400
NICOR INC COMMON STOCK 654086107 201 6180 SH OTHER 01 4680 1500 0
NIKE INC COMMON STOCK 654106103 5 100 SH SHARED 01 100 0 0
NIKE INC COMMON STOCK 654106103 580 11700 SH OTHER 01 11700 0 0
NISOURCE INC COMMON STOCK 65473P105 76 4268 SH SHARED 01 4268 0 0
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NOBLE AFFILIATES INC COMMON STOCK 654894104 54 2500 SH SHARED 01 2500 0 0
NOBLE DRILLING CORP COMMON STOCK 655042109 92 2800 SH SHARED 01 2800 0 0
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NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 38 200 SH OTHER 01 200 0 0
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NORDSTROM INC COMMON STOCK 655664100 21 800 SH OTHER 01 800 0 0
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NORTHWESTERN CORP COMMON STOCK 668074107 20 920 SH SHARED 01 920 0 0
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NOVELL INC COMMON STOCK 670006105 40 1000 SH SHARED 01 1000 0 0
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OLD KENT FINL CORP COMMON STOCK 679833103 64970 1836594 SH OTHER 01 1564176 18497 253921
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OLIN CORP COMMON STOCK 680665205 25 1268 SH SHARED 01 1068 0 200
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OMEGA HEALTHCARE INVS INC COMMON STOCK 681936100 8 599 SH OTHER 01 599 0 0
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OMEGA WORLDWIDE INC COMMON STOCK 68210B108 1 185 SH OTHER 01 185 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 120 1200 SH OTHER 01 1200 0 0
ONEOK INC NEW COMMON STOCK 682680103 13 500 SH SHARED 01 500 0 0
ONEOK INC NEW COMMON STOCK 682680103 23 900 SH OTHER 01 900 0 0
ONHEALTH NETWORK CO COMMON STOCK 68272W107 18 2000 SH SHARED 01 2000 0 0
ONHEALTH NETWORK CO COMMON STOCK 68272W107 18 2000 SH OTHER 01 2000 0 0
OPTICAL COATING LAB INC COMMON STOCK 683829105 19 64 SH OTHER 01 0 0 64
ORACLE CORP COMMON STOCK 68389X105 12796 114190 SH SHARED 01 110590 0 3600
ORACLE CORP COMMON STOCK 68389X105 2229 19889 SH OTHER 01 19889 0 0
ORBITAL SCIENCES CORP COMMON STOCK 685564106 6 300 SH OTHER 01 300 0 0
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OSHKOSH B GOSH INC COMMON STOCK 688222207 118 5600 SH OTHER 01 5600 0 0
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P P & L RES INC COMMON STOCK 693499105 38 1643 SH SHARED 01 1643 0 0
P P & L RES INC COMMON STOCK 693499105 37 1600 SH OTHER 01 1600 0 0
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PAYCHEX INC COMMON STOCK 704326107 400 10006 SH SHARED 01 10006 0 0
PAYLESS SHOESOURCE INC COMMON STOCK 704379106 7 144 SH SHARED 01 144 0 0
PECO ENERGY CO COMMON STOCK 693304107 369 10617 SH SHARED 01 10617 0 0
PECO ENERGY CO COMMON STOCK 693304107 26 743 SH OTHER 01 743 0 0
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PENNEY J C INC COMMON STOCK 708160106 165 8256 SH OTHER 01 8256 0 0
PENTON MEDIA INC COMMON STOCK 709668107 10 400 SH SHARED 01 400 0 0
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PEOPLESOFT INC COMMON STOCK 712713106 60 2800 SH SHARED 01 2800 0 0
PEP BOYS MANNY MOE & JACK COMMON STOCK 713278109 9 1000 SH SHARED 01 1000 0 0
PEP BOYS MANNY MOE & JACK COMMON STOCK 713278109 9 1000 SH OTHER 01 1000 0 0
PEPSICO INC COMMON STOCK 713448108 3042 86312 SH SHARED 01 86312 0 0
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PERRIGO CO COMMON STOCK 714290103 38 4725 SH SHARED 01 4525 0 200
PFIZER INC COMMON STOCK 717081103 8589 264791 SH SHARED 01 263841 0 950
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PG & E CORP COMMON STOCK 69331C108 64 3141 SH SHARED 01 3041 0 100
PG & E CORP COMMON STOCK 69331C108 120 5853 SH OTHER 01 5853 0 0
PHARMACIA & UPJOHN INC COMMON STOCK 716941109 19065 423658 SH SHARED 01 325538 0 98120
PHARMACIA & UPJOHN INC COMMON STOCK 716941109 176684 3926305 SH OTHER 01 2971278 0 55027
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PHELPS DODGE CORP COMMON STOCK 717265102 46 685 SH OTHER 01 685 0 0
PHILADELPHIA SUBN CORP COMMON STOCK 718009608 38 1861 SH OTHER 01 1861 0 0
PHILIP MORRIS COS INC COMMON STOCK 718154107 2189 95154 SH SHARED 01 92054 0 3100
PHILIP MORRIS COS INC COMMON STOCK 718154107 2377 103331 SH OTHER 01 100228 0 3103
PHILLIPS PETE CO COMMON STOCK 718507106 500 10634 SH SHARED 01 10634 0 0
PHOENIX INVT PARTNERS LTD COMMON STOCK 719085102 122 15000 SH SHARED 01 15000 0 0
PHOSPHATE RESOURCE PARTNERS LT COMMON STOCK 719217101 5 500 SH OTHER 01 500 0 0
PHOTRONICS INC COMMON STOCK 719405102 3 100 SH OTHER 01 0 0 100
PIEDMONT NAT GAS INC COMMON STOCK 720186105 3 100 SH SHARED 01 100 0 0
PIEDMONT NAT GAS INC COMMON STOCK 720186105 33 1100 SH OTHER 01 1100 0 0
PIER 1 IMPORTS INC COMMON STOCK 720279108 4 600 SH SHARED 01 600 0 0
PIMCO ADVISORS HLDGS L P COMMON STOCK 69338P102 15 400 SH SHARED 01 0 0 400
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<PAGE>
PIONEER NAT RES CO COMMON STOCK 723787107 0 12 SH OTHER 01 12 0 0
PIONEER STD ELECTRS INC COMMON STOCK 723877106 257 17813 SH SHARED 01 17813 0 0
PITNEY BOWES INC COMMON STOCK 724479100 847 17534 SH SHARED 01 12782 0 4752
PITNEY BOWES INC COMMON STOCK 724479100 87 1800 SH OTHER 01 1800 0 0
PITTSTON CO COMMON STOCK 725701106 7 300 SH SHARED 01 300 0 0
PITTWAY CORP DEL COMMON STOCK 725790208 36 800 SH SHARED 01 800 0 0
PLATINUM ENTMT INC COMMON STOCK 727909103 0 140 SH OTHER 01 140 0 0
PLUM CREEK TIMBER CO INC COMMON STOCK 729251108 38 1500 SH OTHER 01 1500 0 0
PNC BK CORP COMMON STOCK 693475105 791 17784 SH SHARED 01 17784 0 0
PNC BK CORP COMMON STOCK 693475105 76 1700 SH OTHER 01 1700 0 0
POLARIS INDS INC COMMON STOCK 731068102 13 360 SH OTHER 01 360 0 0
POLAROID CORP COMMON STOCK 731095105 19 1000 SH SHARED 01 1000 0 0
POLO RALPH LAUREN CORP COMMON STOCK 731572103 7 416 SH OTHER 01 416 0 0
POLYCOM INC COMMON STOCK 73172K104 10 150 SH OTHER 01 0 0 150
POST PPTYS INC COMMON STOCK 737464107 8 200 SH SHARED 01 200 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 80 3500 SH SHARED 01 3500 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 48 2096 SH OTHER 01 2096 0 0
POWER INTEGRATIONS INC COMMON STOCK 739276103 5 100 SH OTHER 01 0 0 100
POWERWAVE TECHNOLOGIES INC COMMON STOCK 739363109 6 100 SH OTHER 01 0 0 100
PPG INDS INC COMMON STOCK 693506107 1146 18310 SH SHARED 01 18310 0 0
PPG INDS INC COMMON STOCK 693506107 69 1100 SH OTHER 01 1100 0 0
PPT VISION INC COMMON STOCK 693519100 4 1000 SH SHARED 01 0 0 1000
PRAXAIR INC COMMON STOCK 74005P104 82 1635 SH SHARED 01 1635 0 0
PRAXAIR INC COMMON STOCK 74005P104 78 1548 SH OTHER 01 1548 0 0
PREMIER CONCEPTS INC CL A COMMON STOCK 740474309 3 500 SH SHARED 01 500 0 0
PREMIER PKS INC COMMON STOCK 740540208 11 365 SH SHARED 01 365 0 0
PRICE T ROWE ASSOC INC COMMON STOCK 741477103 799 21640 SH SHARED 01 21640 0 0
PRIMARK CORP COMMON STOCK 741903108 30 1066 SH SHARED 01 1066 0 0
PRIMARK CORP COMMON STOCK 741903108 18 650 SH OTHER 01 650 0 0
PRIMEX TECHNOLOGIES INC COMMON STOCK 741597108 5 252 SH SHARED 01 212 0 40
PRIMUS TELECOMMUNICATIONS GROU COMMON STOCK 741929103 11 300 SH OTHER 01 0 0 300
PRINCETON VIDEO IMAGE INC COMMON STOCK 742476104 24 3000 SH OTHER 01 3000 0 0
PRIORITY HEALTHCARE CORP COMMON STOCK 74264T102 6 200 SH OTHER 01 0 0 200
PRISON REALTY TRUST INC. COMMO COMMON STOCK 74264N105 2 437 SH SHARED 01 437 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 11809 107782 SH SHARED 01 104304 0 3478
PROCTER & GAMBLE CO COMMON STOCK 742718109 3148 28736 SH OTHER 01 26209 0 2527
PROFESSIONALS GROUP, INC COMMO COMMON STOCK 742954100 20 865 SH SHARED 01 865 0 0
PROLOGIS TR COMMON STOCK 743410102 12 598 SH SHARED 01 598 0 0
PROVANT INC COMMON STOCK 743724106 3 100 SH OTHER 01 0 0 100
PROVIDENT FINL GROUP INC COMMON STOCK 743866105 30 843 SH SHARED 01 843 0 0
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PUBLIC SVC CO N C INC COMMON STOCK 744516105 65 2025 SH SHARED 01 2025 0 0
PUBLIC SVC CO N MEX COMMON STOCK 744499104 16 1000 SH SHARED 01 1000 0 0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 518 14874 SH SHARED 01 14874 0 0
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PUGET SOUND ENERGY INC COMMON STOCK 745332106 27 1419 SH SHARED 01 1419 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 4 215 SH OTHER 01 0 0 215
QUADRAMED CORP COMMON STOCK 74730W101 4 500 SH SHARED 01 500 0 0
<PAGE>
QUAKER OATS CO COMMON STOCK 747402105 834 12706 SH SHARED 01 12706 0 0
QUAKER OATS CO COMMON STOCK 747402105 381 5810 SH OTHER 01 5810 0 0
QUALCOMM INC COMMON STOCK 747525103 1270 7208 SH SHARED 01 7208 0 0
QUALCOMM INC COMMON STOCK 747525103 120 680 SH OTHER 01 0 0 680
QUANEX CORP COMMON STOCK 747620102 62 2450 SH OTHER 01 2450 0 0
QUEENS CNTY BANCORP INC COMMON STOCK 748242104 29 1080 SH OTHER 01 1080 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 8 250 SH OTHER 01 250 0 0
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QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 119 2772 SH SHARED 01 2372 0 400
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R & B FALCON CORP COMMON STOCK 74912E101 106 8000 SH OTHER 01 0 0 8000
R G S ENERGY GROUP INC COMMON STOCK 74956K104 27 1328 SH OTHER 01 1328 0 0
R H DONNELLEY CORP COMMON STOCK 74955W307 13 670 SH SHARED 01 670 0 0
R H DONNELLEY CORP COMMON STOCK 74955W307 15 798 SH OTHER 01 798 0 0
RADISYS CORP COMMON STOCK 750459109 5 100 SH OTHER 01 0 0 100
RALCORP HLDGS INC NEW COMMON STOCK 751028101 1 33 SH OTHER 01 33 0 0
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REFAC COMMON STOCK 758653109 4 1000 SH SHARED 01 1000 0 0
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RIGGS NATL CORP COMMON STOCK 766570105 7 549 SH SHARED 01 549 0 0
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RUSSELL CORP COMMON STOCK 782352108 188 11200 SH SHARED 01 11200 0 0
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SEAGATE TECHNOLOGY COMMON STOCK 811804103 1235 26515 SH SHARED 01 26515 0 0
SEAGATE TECHNOLOGY COMMON STOCK 811804103 161 3450 SH OTHER 01 3450 0 0
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SELAS CORP AMER COMMON STOCK 816119101 10 1500 SH OTHER 01 1500 0 0
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SOURCE CAP INC COM COMMON STOCK 836144105 6 127 SH SHARED 01 127 0 0
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<PAGE>
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STERICYCLE INC COMMON STOCK 858912108 6 300 SH OTHER 01 0 0 300
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<PAGE>
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<PAGE>
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<PAGE>
UTAH MED PRODS INC COMMON STOCK 917488108 6 900 SH SHARED 01 900 0 0
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NUVEEN FLA QUALITY INCOME MUN OTHER 670978105 6 500 SH OTHER 01 N.A. N.A. N.A.
NUVEEN INSD FLA PREM INCOME MU OTHER 67101V108 1 100 SH SHARED 01 N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 2 200 SH SHARED 01 N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 124 10179 SH OTHER 01 N.A. N.A. N.A.
NUVEEN INSD PREM INCOME MUN FD OTHER 6706D8104 1 122 SH SHARED 01 N.A. N.A. N.A.
NUVEEN INSD PREM INCOME MUN FD OTHER 6706D8104 24 2350 SH OTHER 01 N.A. N.A. N.A.
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NUVEEN INVT QUALITY MUN FD INC OTHER 67062E103 2 200 SH SHARED 01 N.A. N.A. N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER 67062E103 32 2747 SH OTHER 01 N.A. N.A. N.A.
NUVEEN MICH QUALITY INCOME MUN OTHER 670979103 19 1526 SH SHARED 01 N.A. N.A. N.A.
NUVEEN MICH QUALITY INCOME MUN OTHER 670979103 171 13451 SH OTHER 01 N.A. N.A. N.A.
NUVEEN MUN MKT OPPORTUNITY FUN OTHER 67062W103 101 8232 SH SHARED 01 N.A. N.A. N.A.
NUVEEN MUN MKT OPPORTUNITY FUN OTHER 67062W103 89 7272 SH OTHER 01 N.A. N.A. N.A.
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NUVEEN MUN VALUE FD OTHER 670928100 46 5810 SH OTHER 01 N.A. N.A. N.A.
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PREFERRED INCOME OPPORTUNITY OTHER 74037H104 6 600 SH SHARED 01 N.A. N.A. N.A.
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PUTNAM MASTER INCOME TR SH BEN OTHER 74683K104 5 800 SH SHARED 01 N.A. N.A. N.A.
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PUTNAM PREMIER INCOME TR SH BE OTHER 746853100 43 7140 SH SHARED 01 N.A. N.A. N.A.
SALOMON BROS FD INC COM OTHER 795477108 25 1241 SH OTHER 01 N.A. N.A. N.A.
SALOMON BROS HIGH INCOME FD II OTHER 794907105 53 5000 SH SHARED 01 N.A. N.A. N.A.
<PAGE>
SALOMON BROS 2008 WORLDWIDE DL OTHER 79548R103 8 1000 SH OTHER 01 N.A. N.A. N.A.
SECTOR SPDR TR OTHER 81369Y803 15 275 SH SHARED 01 N.A. N.A. N.A.
SELIGMAN SELECT MUNI FD INC OTHER 816344105 4 444 SH SHARED 01 N.A. N.A. N.A.
SELIGMAN SELECT MUNI FD INC OTHER 816344105 6 665 SH OTHER 01 N.A. N.A. N.A.
STANDARD & POORS DEPOSITORY RE OTHER 78462F103 2622 17850 SH SHARED 01 N.A. N.A. N.A.
STANDARD & POORS DEPOSITORY RE OTHER 78462F103 2508 17075 SH OTHER 01 N.A. N.A. N.A.
TEMPLETON EMERGING MKTS FD INC OTHER 880191101 7 536 SH SHARED 01 N.A. N.A. N.A.
TEMPLETON EMERGING MKTS INCOME OTHER 880192109 3 370 SH SHARED 01 N.A. N.A. N.A.
TEMPLETON EMERGING MKTS INCOME OTHER 880192109 16 1666 SH OTHER 01 N.A. N.A. N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER 880198106 3 550 SH SHARED 01 N.A. N.A. N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER 880198106 7 1144 SH OTHER 01 N.A. N.A. N.A.
TRI CONTL CORP COM OTHER 895436103 194 6960 SH SHARED 01 N.A. N.A. N.A.
TRI CONTL CORP COM OTHER 895436103 58 2076 SH OTHER 01 N.A. N.A. N.A.
USLIFE INCOME FD INC COM OTHER 917324105 4 529 SH OTHER 01 N.A. N.A. N.A.
VAN KAMPEN AMERN CAP ADVANTAGE OTHER 921124103 13 1000 SH SHARED 01 N.A. N.A. N.A.
VAN KAMPEN AMERN CAP VALUE MUN OTHER 921132106 26 2200 SH OTHER 01 N.A. N.A. N.A.
VAN KAMPEN CONVERTIBLE SECURIT OTHER 920956109 14 532 SH OTHER 01 N.A. N.A. N.A.
VAN KAMPEN INVESTMENT GRADE MU OTHER 920915105 36 4485 SH SHARED 01 N.A. N.A. N.A.
VAN KAMPEN MUNICIPAL OPPORTUNI OTHER 920935103 51 3904 SH SHARED 01 N.A. N.A. N.A.
VAN KAMPEN MUNICIPAL OPPORTUNI OTHER 920935103 24 1800 SH OTHER 01 N.A. N.A. N.A.
VAN KAMPEN TRUST INVESTMENT GR OTHER 920929106 19 1472 SH SHARED 01 N.A. N.A. N.A.
VAN KAMPEN TRUST INVESTMENT GR OTHER 920929106 4 300 SH OTHER 01 N.A. N.A. N.A.
ZWEIG FUND INC COM OTHER 989834106 4 400 SH OTHER 01 N.A. N.A. N.A.
1838 BOND-DEBENTURE TRADING FU OTHER 282520105 6 349 SH SHARED 01 N.A. N.A. N.A.
</TABLE>
