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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event
Reported): June 8, 1998
THE PROVIDENT BANK
(Exact name of registrant as specified in its charter)
Ohio 333-45369 31-0412725
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
One East Fourth Street
Cincinnati, Ohio 45202
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(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number, including area code (513) 579-2000
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Item 5. Other Events.
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Filing of Derived Materials.
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In connection with the offering of the Provident Bank Home Equity Loan
Trust 1998-2, Home Equity Loan Asset-Backed Certificates, Series 1998-2 (the
"Certificates"), Lehman Brothers Inc., Donaldson, Lufkin & Jenrette Securities
Corporation and Prudential Securities Incorporated, as underwriters of the
Certificates (the "Underwriters"), have prepared certain materials (the
"Derived Materials") for distribution to its potential investors. Although The
Provident Bank (the "Company") provided the Underwriters with certain
information regarding the characteristics of the Mortgage Loans (the "Loans")
in the related portfolio, it did not participate in the preparation of the
Derived Materials. Concurrently with the filing hereof, pursuant to Rule
311(i) of Regulation S-T, the Company is filing the Derived Materials by paper
filing on Form SE.
For purposes of this Form 8-K, Derived Materials shall mean computer
generated tables and/or charts displaying, with respect to the Certificates,
any of the following: yield; average life, duration; expected maturity;
interest rate sensitivity; loss sensitivity; cash flow characteristics;
background information regarding the Loans; the proposed structure; decrement
tables; or similar information (tabular or otherwise) of a statistical,
mathematical, tabular or computational nature. The Derived Materials are
attached hereto as Exhibit 99.1.
Item 7. Financial Statements, Pro Forma Financial
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(a) Not applicable.
(b) Not applicable.
(c) Exhibits:
99.1 Derived Materials
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
THE PROVIDENT BANK
By: /s/ Kevin Shea
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Name: Kevin M. Shea
Title: Vice President
Dated: June 8, 1998
Exhibit Index
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Exhibit Page
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99.1 Derived Materials ................................8
EXHIBIT 99.1
In accordance with Rule 311(i) of Regulation S-T, the Derived Materials
are being filed on paper pursuant to Form SE.
