<TABLE> <S> <C>
<PAGE>
<ARTICLE> 7
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 28,547
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 6,039
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 34,586
<CASH> 5,249
<RECOVER-REINSURE> 25,976
<DEFERRED-ACQUISITION> 400
<TOTAL-ASSETS> 200,564
<POLICY-LOSSES> 92,207
<UNEARNED-PREMIUMS> 56,852
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 14,173
2,700
0
<COMMON> 7,832
<OTHER-SE> (5,810)
<TOTAL-LIABILITY-AND-EQUITY> 200,564
8,763
<INVESTMENT-INCOME> 1,918
<INVESTMENT-GAINS> (227)
<OTHER-INCOME> 21,879
<BENEFITS> 10,812
<UNDERWRITING-AMORTIZATION> 14,419
<UNDERWRITING-OTHER> 31,601
<INCOME-PRETAX> (24,499)
<INCOME-TAX> 0
<INCOME-CONTINUING> (24,499)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (24,499)
<EPS-BASIC> (3.13)
<EPS-DILUTED> (3.13)
<RESERVE-OPEN> 39,833
<PROVISION-CURRENT> 9,132
<PROVISION-PRIOR> 1,680
<PAYMENTS-CURRENT> (4,958)
<PAYMENTS-PRIOR> (11,994)
<RESERVE-CLOSE> 33,693
<CUMULATIVE-DEFICIENCY> 0
</TABLE>