GENERAL AMERICAN SEPARATE ACCOUNT TWO
N-4/A, EX-99.(B)(10), 2000-10-05
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                       CONSENT OF INDEPENDENT ACCOUNTANTS


The Board of Directors
General American Life Insurance Company




We consent to the use of our reports included herein and to the reference of our
firm under the heading "Financial  Statements" in the Registration Statement and
Prospectus for General American Separate Account Two.


                                                  /s/KPMG LLP
                                                  ------------
                                                    KPMG LLP




St. Louis, Missouri
October 5, 2000


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