<PAGE> 1
================================================================================
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D. C. 20549
FORM 11-K
Annual Report pursuant to Section 15(d) of the Securities Exchange Act of 1934.
For the fiscal year ended DECEMBER 31, 1993
Commission file number 33-7937
RETIREMENT SAVINGS PLAN FOR EMPLOYEES OF THE
DEPOSIT GUARANTY CORP. AND
PARTICIPATING SUBSIDIARIES AND AFFILIATES
DEPOSIT GUARANTY CORP.
210 EAST CAPITOL STREET, P. O. BOX 730
JACKSON, MS 39205
===============================================================================
<PAGE> 2
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Administrative Committee for the Plan has duly caused this annual report to
be signed on its behalf by the undersigned hereunto duly authorized.
RETIREMENT SAVINGS PLAN FOR EMPLOYEES
OF THE DEPOSIT GUARANTY CORP. AND
PARTICIPATING SUBSIDIARIES AND AFFILIATES
Date: March 28, 1994 BY: /s/ARLEN L. MCDONALD
Arlen L. McDonald
Member of the Administrative
Committee
<PAGE> 3
INDEPENDENT AUDITORS' CONSENT
The Board of Directors
Deposit Guaranty Corp.:
We consent to incorporation by reference in the registration statement (No.
33-7937) on Form S-8 of Deposit Guaranty Corp. of our report dated March 15,
1994, relating to the following financial statements and related financial
statement schedules of Retirement Savings Plan for Employees of the Deposit
Guaranty Corp. and Participating Subsidiaries and Affiliates:
Statements of Financial Condition as of December 31, 1993 and 1992
Statements of Changes in Participants' Equity for the years ended
December 31, 1993, 1992 and 1991
Financial Statement Schedules:
I. Investments as of December 31, 1993, and 1992
II. Allocation of Plan Assets and Participants' Equity to
Investment Program as of December 31, 1993 and 1992
III. Allocation of Changes in Participants' Equity to Investment
Program for the years ended December 31, 1993, 1992 and
1991
IV. Reportable Transactions for the years ended December 31, 1993
and 1992
Our report appears in the December 31, 1993 annual report on Form 11-K of
Retirement Savings Plan for Employees of the Deposit Guaranty Corp. and
Participating Subsidiaries and Affiliates.
KPMG Peat Marwick
Jackson Mississippi
March 28, 1994