<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from SEC Form
10-Q and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-mos
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 33,110
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 26,475
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 136,987
<INVESTMENTS-MARKET> 133,973
<LOANS> 343,955
<ALLOWANCE> 4,443
<TOTAL-ASSETS> 561,215
<DEPOSITS> 439,577
<SHORT-TERM> 54,291
<LIABILITIES-OTHER> 1,572
<LONG-TERM> 0
0
0
<COMMON> 2,549
<OTHER-SE> 0
<TOTAL-LIABILITIES-AND-EQUITY> 561,215
<INTEREST-LOAN> 14,511
<INTEREST-INVEST> 3,589
<INTEREST-OTHER> 642
<INTEREST-TOTAL> 18,742
<INTEREST-DEPOSIT> 5,459
<INTEREST-EXPENSE> 6,505
<INTEREST-INCOME-NET> 12,237
<LOAN-LOSSES> 150
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 10,533
<INCOME-PRETAX> 5,487
<INCOME-PRE-EXTRAORDINARY> 3,999
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,999
<EPS-BASIC> 1.57
<EPS-DILUTED> 1.57
<YIELD-ACTUAL> 5.20
<LOANS-NON> 585
<LOANS-PAST> 2,058
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,340
<CHARGE-OFFS> 82
<RECOVERIES> 35
<ALLOWANCE-CLOSE> 4,443
<ALLOWANCE-DOMESTIC> 4,443
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>