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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000313337
<NAME> TRI CITY BANKSHARES CORPORATION
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 28,661
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<INVESTMENTS-CARRYING> 135,468
<INVESTMENTS-MARKET> 133,942
<LOANS> 356,898
<ALLOWANCE> 4,519
<TOTAL-ASSETS> 542,087
<DEPOSITS> 427,323
<SHORT-TERM> 45,203
<LIABILITIES-OTHER> 2,254
<LONG-TERM> 0
0
0
<COMMON> 2,563
<OTHER-SE> 0
<TOTAL-LIABILITIES-AND-EQUITY> 542,087
<INTEREST-LOAN> 22,544
<INTEREST-INVEST> 5,334
<INTEREST-OTHER> 864
<INTEREST-TOTAL> 28,743
<INTEREST-DEPOSIT> 8,245
<INTEREST-EXPENSE> 10,079
<INTEREST-INCOME-NET> 18,664
<LOAN-LOSSES> 225
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<EXPENSE-OTHER> 15,837
<INCOME-PRETAX> 8,085
<INCOME-PRE-EXTRAORDINARY> 5,913
<EXTRAORDINARY> 0
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<NET-INCOME> 5,913
<EPS-BASIC> 2.32
<EPS-DILUTED> 2.32
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<LOANS-PAST> 1,714
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<ALLOWANCE-OPEN> 4,340
<CHARGE-OFFS> 103
<RECOVERIES> 56
<ALLOWANCE-CLOSE> 4,518
<ALLOWANCE-DOMESTIC> 4,518
<ALLOWANCE-FOREIGN> 0
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</TABLE>
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