AMSOUTH BANCORPORATION
13F-HR, 1999-08-16
STATE COMMERCIAL BANKS
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                       UNITED STATES
             SECURITIES AND EXCHANGE COMMISSION
                   Washington, D.C.   20549

                         FORM 13F

                   FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  June 30, 1999

                        ---------

Check here if Amendment [  ]; Amendment Number:

                        ---------

This Amendment (Check only one.):  [  ]  is a restatement.
                                   [  ]  adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:         AmSouth Bancorporation
         ----------------------------------
Address:     1900 Fifth Avenue North
         ----------------------------------
             Birmingham, Alabama 35203
         ----------------------------------

13F File Number:  28-108
                     -----------

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:     Carl L. Gorday
       --------------------------------------------------------
Title:    Assistant General Counsel and Assistant Secretary
       --------------------------------------------------------
Phone:    205-326-5183
       --------------------------------------------------------

Signature, Place, and Date of Signing:

/s/Carl L. Gorday                Birmingham, AL         8/13/99
- --------------------------   ---------------------   -------------

Report Type (Check only one.):

[X]         13F HOLDINGS REPORT. (Check here if all holdings of this reporting
             manager are reported in this report.)

[ ]         13F NOTICE. (Check here if no holdings reported are in this report,
             and all holdings are reported by other reporting manager(s).)

[ ]         13F COMBINATION REPORT. (Check here if a portion of the holdings
            for this reporting manager are reported in this report and a
            portion are reported by other reporting managers(s).)

<PAGE>

                        FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:        2

Form 13F Information Table Entry Total:   2769

Form 13F Information Table Value Total:   $5,535,129 (thousands)


List of Other Included Managers:

 No.   13F File Number    Name

 01    28-6472            AmSouth Bank
 02    28-7610            OakBrook Investments, LLC


<PAGE>

<TABLE>                        <C>                                           <C>
                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT  INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE  SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ----------- -------- -------- --------

DAIMLERCHRYSLER AG ORD         ORD              D1668R123       48      544 SH       DEFINED         01      124               420
DAIMLERCHRYSLER AG ORD         ORD              D1668R123      342     3845 SH       DEF/OTH         01     2598              1247
CENTRAL EUROPEAN MEDIA ENTRP   CL A             G20045103       46     7000 SH       DEF/OTH         01     7000
FRUIT OF THE LOOM              ORD CL A         G3682L105        3      300 SH       DEF/OTH         01               300
IRIDIUM WORLD COMMUNICATIONS   CL A             G49398103        2      200 SH       DEF/OTH         01      200
LORAL SPACE & COMMUNICATIONS   COM              G56462107       83     4600 SH       DEF/OTH         01     4600
HILFIGER TOMMY CORP            ORD              G8915Z102      242     3300 SH       DEFINED         01     3300
TRANSOCEAN OFFSHORE INC CAYM   ORD              G90076103       12      466 SH       DEF/OTH         01      466
XL CAP LTD                     CL A             G98255105     4627    81893 SH       DEFINED         01    81527      366
XL CAP LTD                     CL A             G98255105      837    14823 SH       DEF/OTH         01    14823
PANAMERICAN BEVERAGES, INC     CL A             P74823108     6833   286950 SH       DEFINED         01   286950
PANAMERICAN BEVERAGES, INC     CL A             P74823900     2165    93390 SH       DEFINED         01    93390
ABC BANCORP                    COM              000400101       17     1250 SH       DEF/OTH         01     1250
ACTV INC                       COM              00088E104       21     1500 SH       DEFINED         01     1500
AFLAC INC                      COM              001055102       18      374 SH       DEFINED         01      374
AFLAC INC                      COM              001055102     1029    21500 SH       DEF/OTH         01     7500    14000
AFLAC INC                      COM              00105102       497    10374 SH       DEFINED         01    10374
AGL RES INC                    COM              001204106       17      900 SH       DEFINED         01      900
AGL RES INC                    COM              001204106      108     5856 SH       DEF/OTH         01     5456      400
AES CORP                       COM              00130H105       58     1000 SH       DEF/OTH         01     1000
AMR CORP                       COM              001765106       61      900 SH       DEF/OTH         01               900
AT&T CORP                      COM              001957109    55086   986971 SH       DEFINED         01   498396     1925   486650
AT&T CORP                      COM              001957109      370     6632 SH       DEF/OTH      01 02              6632
AT&T CORP                      COM              001957109       70     1415 SH       DEFINED      01 02     1415
AT&T CORP                      COM              001957109     7261   130101 SH       DEF/OTH         01   124047     3330     2724
AT&T CORP                      COM LIB GRP A    001957208       41     1124 SH       DEFINED         01     1124
AT&T CORP                      COM LIB GRP A    001957208      392    10670 SH       DEF/OTH         01    10670
ASA LTD                        COM              002050102       33     2000 SH       DEFINED         01     2000
AT & T CDA INC                 COM              00207Q202        9      133 SH       DEF/OTH         01      133
ABBOTT LABORATORIES            COM              002824100      309     6800 SH       DEFINED         01     5700              1100
ABBOTT LABORATORIES            COM              002824100     2830    62369 SH       DEF/OTH         01    40769    21600
ABBOTT LABORATORIES            COM              002824100      222     4900 SH       DEF/OTH      01 02              4900
ABBOTT LABORATORIES            COM              002824100       50     1100 SH       DEFINED      01 02     1100
ABBOTT LABORATORIES            COM              002824100      522    11500 SH       DEFINED         01    11500
ABERCROMBIE & FITCH CO         COM              002896207      867    18054 SH       DEF/OTH         01       54    18000
ABERCROMBIE & FITCH CO         COM              002896207      355     7400 SH       DEFINED         01     7400
ACNIELSEN CORP                 COM              004833109       75     2465 SH       DEFINED         01     2465
ACNIELSEN CORP                 COM              004833109       34     1131 SH       DEF/OTH         01     1131
ADAMS GOLF INC                 COM              006228100        1      250 SH       DEFINED         01      250
ADAPTEC INC                    COM              00651F108       11      300 SH       DEFINED         01      300
ADOBE SYS INC                  COM              00724F101       16      200 SH       DEF/OTH         01               200
ADTRAN INC                     COM              00738A106       15      400 SH       DEF/OTH         01      400
ADVANCED DIGITAL INFORMATION   COM              007525108      360     8900 SH       DEF/OTH         01              8900
ADVANCED DIGITAL INFORMATION   COM              007525108     3370    83200 SH       DEFINED         01    83200
AEROFLEX INC                   COM              007768104      217    11000 SH       DEF/OTH         01             11000
AEROFLEX INC                   COM              007768104     1766    89400          DEFINED         01    89400
ADVANCED MICRO-DEVICES         COM              007903107       22     1200 SH       DEFINED         01     1200
ADVANCED MICRO-DEVICES         COM              007903107        7      400 SH       DEF/OTH         01               400
AEGON N V                      COM              007924103      494     6679 SH       DEFINED         01     6679
AEGON N V                      COM              007924103      153     2064 SH       DEF/OTH         01     2064
AETNA INC                      COM              008117103    36203   404780 SH       DEFINED         01   128085      500   276195
AETNA INC                      COM              008117103     1848    20664 SH       DEF/OTH         01    18821     1268      575
AGNICO-EAGLE MINES LTD         COM              008474108        1      100 SH       DEFINED         01      100
AGRIBRANDS INTL INC            COM              00849R105        3       65 SH       DEF/OTH         01       65
AGREE REALTY CORP              COM              008492100       18     1000 SH       DEF/OTH         01              1000
AIR PRODS & CHEMS INC          COM              009158106      153     3800 SH       DEF/OTH         01     3200      600
AIRTOUCH COMM INC              COM              00949T100      635     5903 SH       DEFINED         01     5903
AIRTOUCH COMM INC              COM              00949T100     1324    12296 SH       DEF/OTH         01     5748     6548
ALABAMA NATL BANCORP           COM              010317105    21436   857451 SH       DEFINED         01   192692            664759
ALABAMA HOME INVT CO INC       COM              010995900       32       80 SH       DEFINED         01       80
ALBERTO CULVER CL B            COM              013068101      144     5400 SH       DEFINED         01     5400
ALBERTO CULVER CL B            COM              013068101        5      200 SH       DEF/OTH         01               200
ALBERTO CULVER CO              COM              013068200       41     1800 SH       DEFINED         01     1800
ALBERTSONS INC                 COM              013104104      305     5922 SH       DEFINED         01     5922
ALBERTSONS INC                 COM              013104104     1049    20343 SH       DEF/OTH         01    19398      945
ALCAN ALUM LTD                 COM              013716105       48     1500 SH       DEF/OTH         01      700      800
ALCOA INC                      COM              013817101                 8 SH       DEFINED         01        8
ALCOA INC                      COM              013817101      118     1900 SH       DEF/OTH         01              1900
ALFA CORP                      COM              015385107     3865   193239 SH       DEFINED         01   186198              7041
ALFA CORP                      COM              015385107      790    39492 SH       DEF/OTH         01    36492     3000
ALLEGHANY CORP DEL COM         COM              017175100       61      330 SH       DEF/OTH         01      330
ALLEGHENY ENERGY INC           COM              017361106      148     4609 SH       DEFINED         01     4609
ALLEGHENY ENERGY INC           COM              017361106      206     6423 SH       DEF/OTH         01     6000      423
ALLEGHENY TELEDYNE INC         COM              017415100      212     9374 SH       DEFINED         01     9374
ALLEGHENY TELEDYNE INC         COM              017415100       33     1443 SH       DEF/OTH         01              1443
ALLERGAN INC                   COM              018490102       33      300 SH       DEF/OTH         01               300
ALLIANCE CAP MGMT L P          COM              018548107       39     1200 SH       DEFINED         01     1200
ALLIANCE SVGS & LN. ASSN. TX.  COM              0187769A4              1050 SH       DEFINED         01     1050
ALLIANT CORP                   COM              018802108       16      570 SH       DEFINED         01      570
ALLIED SIGNAL INC              COM              019512102      736    11680 SH       DEFINED         01    11680
ALLIED SIGNAL INC              COM              019512102      480     7629 SH       DEF/OTH         01     7480               149
ALLIED SIGNAL INC              COM              019512102      164     2600 SH       DEF/OTH      01 02              2600
ALLIED SIGNAL INC              COM              019512102       38      600 SH       DEFINED      01 02      600
ALLSTATE CORP                  COM              020002101      175     4868 SH       DEFINED         01     4668               200
ALLSTATE CORP                  COM              020002101      727    20260 SH       DEF/OTH         01    15966     4294
ALLTEL CORP                    COM              020039103      686     9589 SH       DEFINED         01     9293               296
ALLTEL CORP                    COM              020039103      314     4388 SH       DEF/OTH         01     3757               631
ALTERA CORP                    COM              021441100       21      576 SH       DEFINED         01      576
ALZA CORP DEL                  COM              022615157                50 SH       DEF/OTH         01       50
AMAZON COM INC                 COM              023135106       13      100 SH       DEF/OTH         01      100
AMERADA HESS CORP              COM              023551104       72     1204 SH       DEFINED         01     1204
AMERADA HESS CORP              COM              023551104        6      100 SH       DEF/OTH         01               100
AMEREN CORP                    COM              023608102       68     1773 SH       DEFINED         01     1567               206
AMEREN CORP                    COM              023608102       94     2460 SH       DEF/OTH         01               400     2060
AMERICA ONLINE INC DEL         COM              02364J104     1542    13200 SH       DEF/OTH         01     8300     5000
AMERICA ONLINE INC DEL         COM              02364J104      352     3200 SH       DEF/OTH      01 02     3200
AMERICA ONLINE INC DEL         COM              02364J104       77      700 SH       DEFINED      01 02      700
AMERICA FIRST TAX EX IVS L P   COM              02364V107        6     1000 SH       DEF/OTH         01                       1000
AMERICA WEST AIRLS INC         COM              023650112        1      139 SH       DEFINED         01      139
AMERICA WEST HLDG CORP         COM              023657208        1       50 SH       DEFINED         01       50
AMERICA FIRST APT INV L P      COM              023929102        3      300 SH       DEF/OTH         01      300
AMERICAN BUSINESS PROD         COM              024763104        9      562 SH       DEF/OTH         01               562
AMERICAN CMNTY PPTYS TR        COM              02520N106        4      815 SH       DEFINED         01      815
AMERICAN CMNTY PPTYS TR        COM              02520N106       45     8697 SH       DEF/OTH         01     4348     4349
AMERICAN EAGLE OUTFITTERS INC  COM              02553E106      519    11400 SH       DEF/OTH         01             11400
AMERICAN EAGLE OUTFITTERS INC  COM              02553E106     4122    90600 SH       DEFINED         01    90600
AMERICAN ECOLOGY CORP          COM              025533100                10 SH       DEF/OTH         01                10
AMERICAN EDUCATORS FINL CORP   COM              025535105               101 SH       DEFINED         01      101
AMERICAN EDUCATORS FINL CORP   COM              025535105                18 SH       DEF/OTH         01       18
AMERICAN ELEC PWR INC          COM              025537101      153     4086 SH       DEFINED         01     2936     1150
AMERICAN ELEC PWR INC          COM              025537101      214     5702 SH       DEF/OTH         01     4896      806
AMERICAN EXPRESS CO            COM              025816109     5432    41744 SH       DEFINED         01    41644               100
AMERICAN EXPRESS CO            COM              025816109     1767    13575 SH       DEF/OTH         01    13575
AMERICAN EXPRESS CO            COM              025816109      221     1700 SH       DEF/OTH      01 02              1700
AMERICAN EXPRESS CO            COM              025816109       52      400 SH       DEF/OTH      01 02               400
AMERICAN FREIGHTWAYS CORP      COM              02629V108      575    29400 SH       DEF/OTH         01             29400
AMERICAN FREIGHTWAYS CORP      COM              02629V108     4576   233900 SH       DEFINED         01   233900
AMERICAN GENERAL CORP          COM              026351106      473     6280 SH       DEFINED         01     5980               300
AMERICAN GENERAL CORP          COM              026351106      198     2628 SH       DEF/OTH         01     2584       44
AMERICAN GREETINGS CRP         COM              026375105    41943  1392300 SH       DEFINED         01   635500      800   756000
AMERICAN GREETINGS CRP         COM              026375105     1928    63975 SH       DEF/OTH         01    63375               600
AMERICAN GREETINGS CRP         COM              026375105     1042    34600 SH       DEF/OTH      01 02             34600
AMERICAN GREETINGS CRP         COM              026375105     5625   186700 SH       DEFINED      01 02   186700
AMERICAN HERITAGE LF INVT COR  COM              026522102      543    22166 SH       DEFINED         01    22166
AMERICAN HOME PRODS CRP        COM              026609107    26495   461794 SH       DEFINED         01   222594     1200   238000
AMERICAN HOME PRODS CRP        COM              026609107     8797   153329 SH       DEF/OTH         01   125129    12600    15600
AMERICAN HOME PRODS CRP        COM              026609107      241     4200 SH       DEF/OTH      01 02              4200
AMERICAN HOME PRODS CRP        COM              026609107       52      900 SH       DEFINED      01 02      900
AMERICAN HOME PRODS CRP        COM              026609107      287     5000 SH       DEFINED         01     5000
AMERICAN HOME PRODS CRP        COM              026609107      103     1700 SH       DEFINED         01     1700
AMERICAN INSD MTG INVS L P 8   COM              02686F103       18     3250 SH       DEFINED         01     3250
AMERICAN INTEGRITY CP          COM              026863100               200 SH       DEFINED         01      200
AMERICAN INTL GROUP INC        COM              026874107       29      250 SH       DEFINED         01      250
AMERICAN INTL GROUP INC        COM              026874107      389     3318 SH       DEF/OTH         01     3318
AMERICAN INTL GROUP INC        COM              026874107      399     3400 SH       DEF/OTH      01 02              3400
AMERICAN INTL GROUP INC        COM              026874107       88      750 SH       DEFINED      01 02      750
AMERICAN INTL GROUP INC        COM              026874107      645     5499 SH       DEFINED         01     5499
AMERICAN PUBLIC HOLDINGS INC   COM              02913T108        4      315 SH       DEFINED         01      315
AMERICAN TOWER CORPORATION     COM              029912201        2      100 SH       DEF/OTH         01      100
AMERICAN XTAL TECHNOLOGY INC   COM              030514103      207     8700 SH       DEF/OTH         01              8700
AMERICAN XTAL TECHNOLOGY INC   COM              030514103     1719    72200 SH       DEFINED         01    72200
AMERITECH CORP                 COM              030954101     1626    22126 SH       DEFINED         01    20986      540      600
AMERITECH CORP                 COM              030954101     3471    47227 SH       DEF/OTH         01    20943    24688     1596
AMERITECH CORP                 COM              030954101      265     3600 SH       DEF/OTH      01 02              3600
AMERITECH CORP                 COM              030954101       58      800 SH       DEFINED      01 02      800
AMERITECH CORP                 COM              030954101      107     1450 SH       DEFINED         01     1450
AMF BOWLING INC                COM              03113V109       11     1300 SH       DEFINED         01     1300
AMGEN INC                      COM              031162100       18      300 SH       DEFINED         01      300
AMGEN INC                      COM              031162100      573     9420 SH       DEF/OTH         01      320     9100
AMSOUTH BANCORP                COM              032165102    84673  3651590 SH       DEFINED         01  3061697     1683   588210
AMSOUTH BANCORP                COM              032165102    80270  3461693 SH       DEF/OTH         01  1460586   114618  1886489
ANADARKO PETROLEUM CORP        COM              032511107        4      100 SH       DEF/OTH         01               100
ANDREW CORP                    COM              034425108        4      200 SH       DEF/OTH         01               200
ANGLOGOLD ADR (NEW)            COM              035128206        1       45 SH       DEFINED         01       45
ANHEUSER BUSCH COS INC         COM              035229103       57      800 SH       DEFINED         01      800
ANHEUSER BUSCH COS INC         COM              035229103     1029    14502 SH       DEF/OTH         01     5102     9400
ANHEUSER BUSCH COS INC         COM              035229103      390     5500 SH       DEFINED         01     5500
ANICOM INC                     COM              035250109      133    12700 SH       DEFINED         01    12700
ANTEC CORP                     COM              03664P105      526    16400 SH       DEF/OTH         01             16400
ANTEC CORP                     COM              036640105     4024   125500 SH       DEFINED         01   125500
AON CORP                       COM              037389103    33430   810433 SH       DEFINED         01   810433
APACHE CORP                    COM              037411105       44     1134 SH       DEFINED         01     1134
APACHE CORP                    COM              037411105        8      200 SH       DEF/OTH         01               200
APCO ARGENTINA INC CA          COM              037489101        1       50 SH       DEFINED         01       50
APPLE COMPUTER INC             COM              037833100       14      300 SH       DEFINED         01      300
APPLE COMPUTER INC             COM              037833100      546    11800 SH       DEF/OTH         01             11800
APRIA HEALTHCARE GROUP INC     COM              037933108       99     5800 SH       DEF/OTH         01              5800
APRIA HEALTHCARE GROUP INC     COM              037933108      700    41200 SH       DEFINED         01    41200
APPLIED MATERIALS              COM              038222105     1226    16600 SH       DEF/OTH         01             16500      100
ARCH CHEMICALS INC             COM              03937R102       19      766 SH       DEF/OTH         01      205      561
ARCHER DANIELS MIDLAND CO      COM              039483102      176    11426 SH       DEFINED         01    11426
ARCHER DANIELS MIDLAND CO      COM              039483102      399    25818 SH       DEF/OTH         01    23418     2400
ARGONAUT GROUP INC.            COM              040157109       70     2922 SH       DEFINED         01     2922
ARGONAUT GROUP INC.            COM              040157109       11      450 SH       DEF/OTH         01               450
ARMCO INC                      COM              042170100       27     4010 SH       DEFINED         01     4010
ARMSTRONG WORLD INDS INC       COM              042476101       58     1000 SH       DEF/OTH         01     1000
ARROW ELECTRONICS INC          COM              042735100       38     2000 SH       DEF/OTH         01     2000
ARVIN INDS INC                 COM              043339100    31057   819976 SH       DEFINED         01   291576      600   527800
ARVIN INDS INC                 COM              043339100      882    23300 SH       DEF/OTH         01    22500      800
ASARCO INC                     COM              043413103        4      209 SH       DEF/OTH         01      109      100
ASCENT ENTMT GROUP INC         COM              043628106        7      498 SH       DEFINED         01      498
ASHLAND INC                    COM              044204105       33      810 SH       DEFINED         01      810
ASHLAND INC                    COM              044204105       22      550 SH       DEF/OTH         01               550
ASSOCIATES FIRST CAP CORP      COM              046008108     1899    43034 SH       DEFINED         01    42544               490
ASSOCIATES FIRST CAP CORP      COM              046008108      763    17283 SH       DEF/OTH         01    11701     2484     3098
ASSOCIATES FIRST CAP CORP      COM              046008108        2       52 SH       DEFINED         01       52
ASTEC INDS INC                 COM              046224101      346     8500 SH       DEF/OTH         01              8500
ASTEC INDS INC                 COM              046224101     2816    69100 SH       DEFINED         01    69100
ASTRAZENECA PLC                COM              046353108      109     2771 SH       DEF/OTH         01      773              1998
ATLANTIC RICHFIELD CO          COM              048825103    42847   512749 SH       DEFINED         01   502549             10200
ATLANTIC RICHFIELD CO          COM              048825103     1878    22479 SH       DEF/OTH         01    18013     3416     1050
ATLANTIC RICHFIELD CO          COM              048825400        8       25 SH       DEFINED         01       25
ATMEL CORP                     COM              049513104        3      100 SH       DEFINED         01      100
AUTO DESK INC                  COM              052769106        3      100 SH       DEF/OTH         01               100
AUTOLIV, INC.                  COM              052800109        2       76 SH       DEF/OTH         01       76
AUTOMATIC DATA PROCESS         COM              053015103       31      700 SH       DEFINED         01      700
AUTOMATIC DATA PROCESS         COM              053015103     1460    33200 SH       DEF/OTH         01    23600     9600
AUTOMATIC DATA PROCESS         COM              053015103     1382    31400 SH       DEF/OTH      01 02             31400
AUTOMATIC DATA PROCESS         COM              053015103    13952   317100 SH       DEFINED      01 02   317100
AVERY DENNISON CORP            COM              053611109      160     2650 SH       DEF/OTH         01     2350      300
AVIALL INC NEW                 COM              05366B102        5      250 SH       DEF/OTH         01      250
AVIRON                         COM              053762100        6      200 SH       DEF/OTH         01      200
AVNET INC                      COM              053807103    25268   543400 SH       DEFINED         01   343750      650   199000
AVNET INC                      COM              053807103     1692    36395 SH       DEF/OTH         01    34995      900      500
AVON PRODS INC                 COM              054303102       41      740 SH       DEFINED         01      740
AVON PRODS INC                 COM              054303102      429     7724 SH       DEF/OTH         01     7024      700
BCE INC                        COM              05534B109     2022    41000 SH       DEF/OTH         01             41000
BCE INC                        COM              05534B109      116     2350 SH       DEFINED         01     2350
BEC ENERGY                     COM              05538M101       27      643 SH       DEFINED         01      643
BP AMOCO PLC                   COM              055622104     2195    20233 SH       DEFINED         01    19969               264
BP AMOCO PLC                   COM              055622104     5248    48370 SH       DEF/OTH         01    39551     2523     6296
BMC SOFTWARE INC               COM              055921100      456     8448 SH       DEFINED         01     8448
BAKER HUGHES INC               COM              057224107      472    14100 SH       DEFINED         01    13700      400
BAKER HUGHES INC               COM              057224107      347    10352 SH       DEF/OTH         01     8500     1852
BANC CORP                      COM              05944B103      124    11605 SH       DEFINED         01    11605
BANCO FRANCES DEL RIO DE LA    COM              059591107        6      300 SH       DEFINED         01      300
BANCORPSOUTH INC               COM              059692103      370    20420 SH       DEFINED         01    20420
BANK AMER CORP                 COM              060505104    37532   511940 SH       DEFINED         01   511415      325      200
BANK AMER CORP                 COM              060505104     4573    62378 SH       DEF/OTH         01    56525     3445     2408
BANK AMER CORP                 COM              060505104      352     4800 SH       DEF/OTH      01 02              4800
BANK AMER CORP                 COM              060505104       73     1000 SH       DEFINED      01 02     1000
BANK AMER CORP                 COM              060505104      207     2828 SH       DEFINED         01     2828
BANK NEW YORK INC              COM              064057102      364     9908 SH       DEF/OTH         01     5800     3500      608
BANK ONE CORP                  COM              06423A103    17140   287760 SH       DEFINED         01   278660      300     8800
BANK ONE CORP                  COM              06423A103     1255    21072 SH       DEF/OTH         01    17556     2551      965
BANK OF YORK, ALABAMA CAPITAL  COM              0660179A4     2514     3125 SH       DEFINED         01     3125
BANKBOSTON CORP                COM              06605R106      119     2320 SH       DEF/OTH         01      620     1700
BARCLAYS BK PLC                COM              06738C802       11      400 SH       DEF/OTH         01      400
BARCLAYS BK PLC                COM              06738C836        8      300 SH       DEF/OTH         01      300
BARD CR INC                    COM              067383109    55655  1164020 SH       DEFINED         01   504070      650   659300
BARD CR INC                    COM              067383109     1771    37050 SH       DEF/OTH         01    36700      100      250
BARNES & NOBLES INC            COM              067774109        5      200 SH       DEFINED         01      200
BARNES & NOBLES INC            COM              067774109       16      600 SH       DEF/OTH         01      600
BARNES GROUP INC               COM              067806109       13      600 SH       DEFINED         01      600
BARRICK GOLD CORP              COM              067901108     3646   188201 SH       DEFINED         01    28201            160000
BARRICK GOLD CORP              COM              067901108      418    21550 SH       DEF/OTH         01    20550     1000
BARRETT RES CORP               COM              068480201       10      250 SH       DEF/OTH         01      250
BATTLE MTN GOLD CO             COM              071593107        1      300 SH       DEF/OTH         01               300
BAUSCH & LOMB INC              COM              071707103       77     1000 SH       DEFINED         01     1000
BAUSCH & LOMB INC              COM              071707103       23      300 SH       DEF/OTH         01               300
BAXTER INTNL INC               COM              071813109    37805   623595 SH       DEFINED         01   197145      450   426000
BAXTER INTNL INC               COM              071813109     2791    46037 SH       DEF/OTH         01    44237     1800
BAXTER INTNL INC               COM              071813109      400     6600 SH       DEFINED         01     6600
BEAR STEARNS CO INC            COM              073902108       50     1068 SH       DEF/OTH         01               100      968
BECTON DICKINSON & CO          COM              075887109       99     3291 SH       DEFINED         01     3291
BECTON DICKINSON & CO          COM              075887109       30     1000 SH       DEF/OTH         01              1000
BED BATH & BEYOND INC          COM              075896100     1253    32533 SH       DEF/OTH         01     1533    31000
BELL ATLANTIC CORP             COM              077853109    52681   805830 SH       DEFINED         01   360064     1750   444016
BELL ATLANTIC CORP             COM              077853109     5152    78793 SH       DEF/OTH         01    75531     2276      986
BELL ATLANTIC CORP             COM              077853109      163     2500 SH       DEF/OTH      01 02              2500
BELL ATLANTIC CORP             COM              077853109       40      600 SH       DEFINED      01 02      600
BELLSOUTH CORP                 COM              079860102    50855  1102545 SH       DEFINED         01   494075     2570   605900
BELLSOUTH CORP                 COM              079860102    10911   236554 SH       DEF/OTH         01   215392    15870     5292
BELLSOUTH CORP                 COM              079860102      295     6400 SH       DEF/OTH      01 02              6400
BELLSOUTH CORP                 COM              079860102       60     1300 SH       DEFINED      01 02     1300
BELLSOUTH CORP                 COM              079860102      369     8000 SH       DEFINED         01     8000
A. H. BELO CORPORATION CL A    COM              080555105       59     3000 SH       DEF/OTH         01     3000
BEMIS INC                      COM              081437105      375     9430 SH       DEFINED         01     9430
BERKSHIRE HATHAWAY INC DEL     COM              084670207       56       25 SH       DEFINED         01       25
BERKSHIRE HATHAWAY INC DEL     COM              084670207      202       90 SH       DEF/OTH         01       90
BEST BUY INC                   COM              086516101      945    14000 SH       DEF/OTH         01             14000
BEST BUY INC                   COM              086516101      459     6800 SH       DEFINED         01     6800
BEST FOODS                     COM              08658U101      707    14280 SH       DEFINED         01    14280
BEST FOODS                     COM              08658U101      125     2533 SH       DEF/OTH         01      333     2200
BETHLEHEM STEEL CORP           COM              087509105       23     3000 SH       DEFINED         01     3000
BETHLEHEM STEEL CORP           COM              087509105        1      100 SH       DEF/OTH         01               100
BIG FLOWER HLDGS INC           COM              089159107      191     6000 SH       DEF/OTH         01              6000
BIG FLOWER HLDGS INC           COM              089159107     1575    49400 SH       DEFINED         01    49400
BIOCRYST PHARMACEUTICALS       COM              09058V103      353    40302 SH       DEFINED         01    40052               250
BIOCRYST PHARMACEUTICALS       COM              09058V103       96    10987 SH       DEF/OTH         01    10987
BIOCRYST PHARMACEUTICALS       COM              09058V103      476     7400 SH       DEFINED         01     7400
BIOGEN INC                     COM              090597105        6      100 SH       DEF/OTH         01      100
BIOMET INC                     COM              090613100      131     3300 SH       DEF/OTH         01               300     3000
BIRMINGHAM STEEL CORP          COM              091250100       18     4205 SH       DEFINED         01     4205
BIRMINGHAM STEEL CORP          COM              091250100       16     3750 SH       DEF/OTH         01     3750
BLACK & DECKER CORP            COM              091797100       63     1000 SH       DEFINED         01     1000
BLACK & DECKER CORP            COM              091797100      183     2900 SH       DEF/OTH         01     2900
BLOCK H & R INC                COM              093671105     1425    28500 SH       DEF/OTH      01 02             28500
BLOCK H & R INC                COM              093671105     5750   115000 SH       DEFINED      01 02   115000
BLOUNT INTL INC                COM              095177101       16      600 SH       DEFINED         01      600
BLOUNT INTL INC                COM              095177101      103     3771 SH       DEF/OTH         01     3771
BOEING CO                      COM              097023105      894    20326 SH       DEFINED         01    20326
BOEING CO                      COM              097023105      928    21098 SH       DEF/OTH         01    16498     4400      200
BOEING CO                      COM              097023105      356     8100 SH       DEFINED         01     8100
BOISE CASCADE CORP             COM              097383103       46     1066 SH       DEFINED         01     1066
BOISE CASCADE CORP             COM              097383103        4      100 SH       DEF/OTH         01               100
BOOKS-A-MILLION INC            COM              098570104        1      100 SH       DEFINED         01      100
BORDEN CHEMS & PLASTIC LTD     COM              099541203        2      300 SH       DEFINED         01      300
BORDEN CHEMS & PLASTIC LTD     COM              099541203        7     1000 SH       DEF/OTH         01     1000
BORDERS GROUP INC              COM              099709107        8      500 SH       DEF/OTH         01      500
BORG-WARNER AUTOMOTIVE INC     COM              099724106       77     1400 SH       DEFINED         01     1400
BOWATER INC                    COM              102183100        9      200 SH       DEFINED         01      200
BRIGGS & STRATTON CORP         COM              109043109       10      170 SH       DEFINED         01      170
BRIGGS & STRATTON CORP         COM              109043109      589    10200 SH       DEF/OTH         01             10200
BRIGGS & STRATTON CORP         COM              109043109     3124    54100 SH       DEFINED      01 02    54100
BRISTOL MYERS SQUIBB CO        COM              110122108     7219   102494 SH       DEFINED         01    82494             20000
BRISTOL MYERS SQUIBB CO        COM              110122108    10589   150334 SH       DEF/OTH         01   111610    37924      800
BRISTOL MYERS SQUIBB CO        COM              110122108     2522    35800 SH       DEF/OTH      01 02             35800
BRISTOL MYERS SQUIBB CO        COM              110122108    13017   184800 SH       DEFINED      01 02   184800
BRISTOL MYERS SQUIBB CO        COM              110122108      683     9700 SH       DEFINED         01     9700
BRISTON MYERS SQUIBB CO        COM              110122108      123     1750 SH       DEFINED         01     1750
BRITISH AMERN INS LTD          COM              110475209               500 SH       DEF/OTH         01      500
BRITISH STEEL PLC              COM              111015301       60     2300 SH       DEF/OTH         01     1000     1300
BROKEN HILL PROP LTD           COM              112169602       10      440 SH       DEFINED         01      440
BROWNING FERRIS INDS INC       COM              115885105        9      200 SH       DEFINED         01      200
BROWNING FERRIS INDS INC       COM              115885105      120     2800 SH       DEF/OTH         01     2400      400
BRUNSWICK CORP                 COM              117043109      202     7260 SH       DEFINED         01     7260
BRUNSWICK CORP                 COM              117043109      134     4817 SH       DEF/OTH         01     3617     1200
BUCKEYE TECHNOLOGIES INC       COM              118255108       53     3500 SH       DEF/OTH         01     3500
BUFFETS INC                    COM              119882108       46     4000 SH       DEFINED         01     4000
BURLINGTON N S FE CP           COM              12189T104       63     2019 SH       DEFINED         01     2019
BURLINGTON N S FE CP           COM              12189T104      149     4808 SH       DEF/OTH         01     2094     2714
BURLINGTON RESOURCES           COM              122014103    34381   794937 SH       DEFINED         01   330937      700   463300
BURLINGTON RESOURCES           COM              122014103     1482    34263 SH       DEF/OTH         01    33297      566      400
CBL & ASSOC PPTYS INC          COM              124830100       53     2000 SH       DEF/OTH         01     2000
CBRL GROUP INC                 COM              12489V106     2253   130150 SH       DEFINED         01   130150
CBRL GROUP INC                 COM              12489V106       52     3000 SH       DEF/OTH         01     3000
CBS CORP                       COM              12490K107      153     3512 SH       DEFINED         01     3512
CBS CORP                       COM              12490K107      381     8755 SH       DEF/OTH         01     5255     3500
CIGNA CORP                     COM              125509109       67      750 SH       DEFINED         01      750
CIGNA CORP                     COM              125509109      347     3900 SH       DEF/OTH         01     2700     1200
CLECO CORP                     COM              12561M107       12      400 SH       DEFINED         01      400
CMS ENERGY CORP                COM              125896100       42     1000 SH       DEFINED         01     1000
CMS ENERGY CORP                COM              125896100       25      600 SH       DEF/OTH         01      300      300
CTG RES INC                    COM              125957100        7      200 SH       DEF/OTH         01      200
CSX CORP                       COM              126408103    33954   748297 SH       DEFINED         01   315322      225   432750
CSX CORP                       COM              126408103     1348    29712 SH       DEF/OTH         01    28512      600      600
CVS CORP                       COM              126650100    39405   776454 SH       DEFINED         01   208654      800   567000
CVS CORP                       COM              126650100     1405    27683 SH       DEF/OTH         01    26283     1400
CABLE & WIRELESS PLC           COM              126830207       16      400 SH       DEFINED         01      400
CABLE & WIRELESS PLC           COM              126830207        8      200 SH       DEF/OTH         01      200
CABLETRON SYS INC              COM              126920107    45180  3475350 SH       DEFINED         01  3401100     4750    69500
CABLETRON SYS INC              COM              126920107     1884   144925 SH       DEF/OTH         01   142475      500     1950
CABOT CORP                     COM              127055101       22      896 SH       DEF/OTH         01      896
CABOT OIL & GAS CORP           COM              127097103                 8 SH       DEF/OTH         01        8
CAMPBELL SOUP CO               COM              134429109      297     6400 SH       DEF/OTH         01     3600     2800
CAPITAL ONE FINL CORP          COM              14040H105       56     1000 SH       DEF/OTH         01              1000
CARAUSTAR INDS INC             COM              140909102     1975    80000 SH       DEFINED         01                      80000
CARDINAL HEALTH INC            COM              14149Y108       36      556 SH       DEFINED         01      556
CARDINAL HEALTH INC            COM              14149Y108      978    15259 SH       DEF/OTH         01     1322    10000     3937
CARDINAL HEALTH INC            COM              14149Y108      378     5900 SH       DEFINED         01     5900
CARLISLE CORP                  COM              142339100      154     3200 SH       DEF/OTH         01     3200
CARNIVAL CORP                  COM              143658102      116     2400 SH       DEF/OTH         01              2400
CAROLINA POWER & LIGHT CO      COM              144141108      336     7837 SH       DEFINED         01     7037      800
CAROLINA POWER & LIGHT CO      COM              144141108       59     1382 SH       DEF/OTH         01      582      800
CASTLE & COOKE INC NEW         COM              148433105       18     1000 SH       DEFINED         01     1000
CATELLUS DEV CORP              COM              149111106        4      295 SH       DEFINED         01      295
CATERPILLAR INC                COM              149123101      260     4334 SH       DEFINED         01     4334
CATERPILLAR INC                COM              149123101      530     8832 SH       DEF/OTH         01     8584      248
CENDANT CORP                   COM              151313103      158     7686 SH       DEF/OTH         01     3286     4400
CENDANT CORP                   COM              151313301       17      500 SH       DEFINED         01      500
CENTEX CORPORATION             COM              152312104        4      100 SH       DEF/OTH         01               100
CENTEX CORPORATION             COM              152312104      331     8800 SH       DEFINED         01     8800
CENTRAL & SOUTH WEST CORP      COM              152357109       72     3100 SH       DEFINED         01     2500      600
CENTRAL & SOUTH WEST CORP      COM              152357109       87     3720 SH       DEF/OTH         01     3120      600
CENTURYTEL INC                 COM              156700106      872    21925 SH       DEF/OTH         01             21925
CENTURYTEL INC                 COM              156700106      352     8850 SH       DEFINED         01     8850
CERIDIAN CORP                  COM              15677T106       20      600 SH       DEFINED         01      600
CERIDIAN CORP                  COM              15677T106       23      700 SH       DEF/OTH         01               700
CERNER CORP                    COM              156782104       88     4200 SH       DEFINED         01     4200
CHAMPION INTL CORP             COM              158525105     7619   159150 SH       DEFINED         01   148000      400    10750
CHAMPION INTL CORP             COM              158525105      926    19335 SH       DEF/OTH         01    18535      700      100
CHANCELLOR MEDIA CORP          COM              158915108       55     1000 SH       DEF/OTH         01     1000
CHASE MANHATTAN CORP (NEW)     COM              16161A108       26      300 SH       DEFINED         01      300
CHASE MANHATTAN CORP (NEW)     COM              16161A108      378     4360 SH       DEF/OTH         01     3560      800
CHASE MANHATTAN CORP (NEW)     COM              16161A108      259     3000 SH       DEF/OTH      01 02              3000
CHASE MANHATTAN CORP (NEW)     COM              16161A108       61      700 SH       DEFINED      01 02      700
CHASE MANHATTAN CORP (NEW)     COM              16161A108      657     7600 SH       DEFINED         01     7600
CHEVRON CORP                   COM              166751107     1176    12374 SH       DEFINED         01    12374
CHEVRON CORP                   COM              166751107     4313    45372 SH       DEF/OTH         01    39163     3789     2420
CHEVRON CORP                   COM              166751107      171     1800 SH       DEF/OTH      01 02              1800
CHEVRON CORP                   COM              166751107       38      400 SH       DEFINED      01 02      400
CHICAGO TITLE CORP             COM              168228104       35      972 SH       DEF/OTH         01      972
CHICOS FAS INC                 COM              168615102       12      500 SH       DEFINED         01      500
CHIREX INC                     COM              170038103      231     7200 SH       DEF/OTH         01              7200
CHIREX INC                     COM              170038103     1677    52200 SH       DEFINED         01    52200
CHOICEPOINT INC                COM              170388102       60      900 SH       DEFINED         01      900
CHUBB CORP                     COM              171232101       63      900 SH       DEFINED         01      900
CHUBB CORP                     COM              171232101      202     2900 SH       DEF/OTH         01     2600      300
CINCINNATI BELL INC            COM              171870108       50     2000 SH       DEF/OTH         01     2000
CINCINNATI FINANCIAL CORP      COM              172062101       15      400 SH       DEF/OTH         01               400
CINERGY CORP                   COM              172474108        1       30 SH       DEFINED         01       30
CINERGY CORP                   COM              172474108      146     4550 SH       DEF/OTH         01     4100      400       50
CIPRICO INC                    COM              172529109       30     3000 SH       DEF/OTH         01     3000
CIRCUIT CITY STORES INC        COM              172737108       47      500 SH       DEF/OTH         01               500
CISCO SYSTEMS INC              COM              17275R102       81     1250 SH       DEFINED         01     1250
CISCO SYSTEMS INC              COM              17275R102     1786    27716 SH       DEF/OTH         01    27516               200
CISCO SYSTEMS INC              COM              17275R102      612     9500 SH       DEF/OTH      01 02              9500
CISCO SYSTEMS INC              COM              17275R102      129     2000 SH       DEFINED      01 02     2000
CINTAS CORP                    COM              172908105     1075    16000 SH       DEF/OTH         01     2000    14000
CITIGROUP INC                  COM              172967101      671    14125 SH       DEFINED         01    13375               750
CITIGROUP INC                  COM              172967101     3213    67632 SH       DEF/OTH         01    32182    35450
CITIGROUP INC                  COM              172967101      475    10000 SH       DEF/OTH      01 02             10000
CITIGROUP INC                  COM              172967101      100     2100 SH       DEFINED      01 02     2100
CITIGROUP INC                  COM              172967101      737    15521 SH       DEFINED         01    15521
CITIGROUP INC                  COM              172967101      214     4500 SH       DEFINED         01     4500
CITIZENS BKG CORP MIC          COM              174420109      384    12775 SH       DEF/OTH         01    12775
CITIZENS, INC.                 COM              174740100                 6 SH       DEF/OTH         01        6
CLARIFY INC                    COM              180492100      578    14000 SH       DEF/OTH         01             14000
CLARIFY INC                    COM              180492100     3428    83100 SH       DEFINED         01    83100
CLAYTON HOMES INC              COM              184190106     2860   250000 SH       DEFINED         01                     250000
CLAYTON HOMES INC              COM              184190106       89     7812 SH       DEF/OTH         01     7812
CLEAR CHANNEL COMM IN          COM              184502102      138     2000 SH       DEF/OTH         01     2000
CLOROX CO                      COM              189054109        5       50 SH       DEFINED         01       50
CLOROX CO                      COM              189054109      700     6550 SH       DEF/OTH         01      150     6400
COASTAL CORP                   COM              190441105       48     1200 SH       DEFINED         01     1200
COASTAL CORP                   COM              190441105     1138    28280 SH       DEF/OTH         01    25880     2400
COCA COLA CO                   COM              191216100    31685   511045 SH       DEFINED         01   507345     3200      500
COCA COLA CO                   COM              191216100    44025   710086 SH       DEF/OTH         01   580890    76200    52996
COCA COLA CO                   COM              191216100      335     5400 SH       DEF/OTH      01 02              5400
COCA COLA CO                   COM              191216100       74     1200 SH       DEFINED      01 02     1200
COCA COLA CO                   COM              191216100       58      925 SH       DEFINED         01      925
COCA COLA ENTERPRISE INC       COM              191219104     2663    89507 SH       DEFINED         01    89507
COCA COLA ENTERPRISE INC       COM              191219104      281     9450 SH       DEF/OTH         01     9450
COLGATE PALMOLIVE CO           COM              194162103      943     9572 SH       DEFINED         01     9092               480
COLGATE PALMOLIVE CO           COM              194162103     3156    32042 SH       DEF/OTH         01    30042      400     1600
COLONIAL BANCGROUP INC         COM              195493AA9       40    20000 SH       DEFINED         01
COLONIAL BANCGROUP INC         COM              195493309       88     6306 SH       DEFINED         01     6306
COLONIAL BANCGROUP INC         COM              195493309      393    28224 SH       DEF/OTH         01    28224
COLONIAL PPTYS TR              COM              195872106      203     7200 SH       DEFINED         01     7200
COLONIAL PPTYS TR              COM              195872106       96     3400 SH       DEF/OTH         01     2600      800
COLUMBIA ENERGY GROUP          COM              197648108       31      492 SH       DEFINED         01      492
COLUMBIA ENERGY GROUP          COM              197648108       13      200 SH       DEF/OTH         01               200
COLUMBIA ENERGY GROUP          COM              197648108      511     8150 SH       DEFINED         01     8150
COLUMBIA/HCA HEALTHCARE CORP   COM              197677107        3      150 SH       DEFINED         01      150
COMCAST CORP CL A SPL          COM              200300200       81     2100 SH       DEF/OTH         01              2100
COMERICA INC                   COM              200340107       53      900 SH       DEF/OTH         01               900
COMMERCE BANCSHARES            COM              200525103      495    12300 SH       DEF/OTH         01             12300
COMMSCOPE INC                  COM              203372107      643    20900 SH       DEF/OTH         01             20900
COMMSCOPE INC                  COM              203372107     5058   164500 SH       DEFINED         01   164500
COMPASS BANCSHARES INC         COM              20449H109     5271   193425 SH       DEFINED         01   186675              6750
COMPASS BANCSHARES INC         COM              20449H109     5150   188977 SH       DEF/OTH         01   182961              6016
COMPAQ COMPUTER CORP           COM              204493100       48     2045 SH       DEFINED         01     2045
COMPAQ COMPUTER CORP           COM              204493100      377    15925 SH       DEF/OTH         01     9125     6500      300
COMPUTER ASSOC INTL            COM              204912109       11      200 SH       DEFINED         01      200
COMPUTER ASSOC INTL            COM              204912109      137     2500 SH       DEF/OTH         01              2500
COMPUTER NETWORK TECH          COM              204925101      662    30600 SH       DEF/OTH         01             30600
COMPUTER NETWORK TECH          COM              204925101     4745   219400 SH       DEFINED         01   219400
COMPUTER SCIENCES CORP         COM              205363104      180     2600 SH       DEF/OTH         01     2000      600
COMPUWARE CORP                 COM              205638109      986    31000 SH       DEF/OTH         01             31000
COMSAT CORP                    COM              20564D107       33     1020 SH       DEFINED         01     1020
CONAGRA INC                    COM              205887102     1217    45710 SH       DEFINED         01    45710
CONAGRA INC                    COM              205887102      377    14178 SH       DEF/OTH         01     2454             11724
CONCORD EFS INC                COM              206197105     1428    33750 SH       DEF/OTH         01           33750
CONECTIV                       COM              206829103        4      150 SH       DEF/OTH         01                        150
CONEXANT SYSTEMS INC           COM              207142100      128     2205 SH       DEFINED         01     2205
CONEXANT SYSTEMS INC           COM              207142100       52      901 SH       DEF/OTH         01      901
CONSECO INC                    COM              208464107       59     1924 SH       DEF/OTH         01     1924
CONSECO FIN IV                 COM              208464602        9      215 SH       DEFINED         01      215
CONSOLIDATED EDISON INC        COM              209115104      272     6000 SH       DEFINED         01     6000
CONSOLIDATED EDISON INC        COM              209115104      181     4000 SH       DEF/OTH         01     2500      700      800
CONSOLIDATED NAT GAS CO        COM              209615103       90     1480 SH       DEFINED         01     1480
CONSOLIDATED NAT GAS CO        COM              209615103      163     2687 SH       DEF/OTH         01     1125     1562
CONSOLIDATED STORES CORP       COM              210149100       52     1940 SH       DEF/OTH         01     1940
CONSTELLATION ENERGY CRP       COM              210371100    38093  1285846 SH       DEFINED         01  1262946     1200    21700
CONSTELLATION ENERGY CRP       COM              210371100     1663    56129 SH       DEF/OTH         01    51829      800     3500
CONVERGYS CORP                 COM              212485106       39     2000 SH       DEF/OTH         01     2000
CONVERSE INC DEL               COM              212540108        2      483 SH       DEF/OTH         01      483
COOPER INDS INC                COM              216669101       26      500 SH       DEF/OTH         01               500
COOPER TIRE & RUBR CO          COM              216831107        5      200 SH       DEF/OTH         01               200
ADOLF COORS CO                 COM              217016104       10      200 SH       DEF/OTH         01               200
COPART INC                     COM              217204106      614    28900 SH       DEF/OTH         01             28900
COPART INC                     COM              217204106     4926   231800 SH       DEFINED         01    231800
COREL SYSTEMS CORP             COM              21868Q109       12     3000 SH       DEF/OTH         01     3000
CORIXA CORP                    COM              21887F100      248    13944 SH       DEFINED         01    13944
CORN PRODS INTL INC            COM              219023108       51     1664 SH       DEFINED         01     1664
CORN PRODS INTL INC            COM              219023108        3      100 SH       DEF/OTH         01               100
CORNING INC                    COM              219350105       21      304 SH       DEFINED         01      304
CORNING INC                    COM              219350105     1557    22200 SH       DEF/OTH         01             22200
CORNING INC                    COM              219350105      133     1900 SH       DEFINED         01     1900
COSTCO COMPANIES INC           COM              22160Q102       80     1000 SH       DEF/OTH         01     1000
COUNTRY WIDE CREDIT IND INC    COM              222372104      180     4216 SH       DEF/OTH         01     3716      500
COUNTRY WIDE CREDIT IND INC    COM              222372104      312     7300 SH       DEFINED         01     7300
COVENTRY HEALTH CARE INC       COM              222862104     1531   140000 SH       DEFINED         01   140000
COX COMMUNICATIONS CL A        COM              224044107      751    20400 SH       DEF/OTH         01             20400
CRANE CO                       COM              224399105       56     1771 SH       DEFINED         01     1771
CRANE CO                       COM              224399105       10      328 SH       DEF/OTH         01       28      300
CREATIVE COMPUTERS INC         COM              22527E107       16     2000 SH       DEFINED         01     2000
CREE RESH INC                  COM              225447101      231     3000 SH       DEFINED         01     3000
CREE RESH INC                  COM              225447101      469     6100 SH       DEF/OTH         01              6100
CREE RESH INC                  COM              225447101     4262    55400 SH       DEFINED         01    55400
CRESCENDO PHARMACEUTICALS CO   COM              225637107                25 SH       DEF/OTH         01       25
CRESCENT REAL ESTATE EQUITIES  COM              225756105        5      200 SH       DEF/OTH         01      200
CRESTLINE CAP CORP             COM              226153104                 5 SH       DEFINED         01        5
CROMPTON & KNOWLES CP          COM              227111101       85     4300 SH       DEF/OTH         01     3000     1300
CROWN CORK & SEAL INC          COM              228255105    14871   521795 SH       DEFINED         01   511095      200    10500
CROWN CORK & SEAL INC          COM              228255105      748    26252 SH       DEF/OTH         01    25697      555
CUMMINS ENGINE INC             COM              231021106      274     4800 SH       DEFINED         01     4800
CUMMINS ENGINE INC             COM              231021106      109     1900 SH       DEF/OTH         01     1900
CYBERGUARD CORP                COM              231910100                45 SH       DEF/OTH         01       45
CYBEX COMPUTER PRODUCTS CRP    COM              232522102      315    11300 SH       DEF/OTH         01             11300
CYBEX COMPUTER PRODUCTS CRP    COM              232522102     2300    82500 SH       DEFINED         01    82500
CYPRUS AMAX MINERALS CO        COM              232809103        8      500 SH       DEF/OTH         01      150      350
CYTEC INDS INC                 COM              232820100       32     1000 SH       DEFINED         01     1000
CYTEC INDS INC                 COM              232820100       27      852 SH       DEF/OTH         01      852
CYTYC CORP                     COM              232946103      189     9700 SH       DEF/OTH         01              9700
CYTYC CORP                     COM              232946103     1279    65600 SH       DEFINED         01    65600
DII GROUP INC                  COM              232949107      336     9000 SH       DEF/OTH         01              9000
DII GROUP INC                  COM              232949107     1269    34000 SH       DEFINED         01    34000
DPL INC                        COM              233293109       42     2287 SH       DEFINED         01     2287
DSP GROUP INC                  COM              23332B106      108     3000 SH       DEFINED         01     3000
DTE ENERGY CO                  COM              233331107       12      300 SH       DEFINED         01      300
DTE ENERGY CO                  COM              233331107       41     1000 SH       DEF/OTH         01      600      400
DVI HEALTH SERIVICES CORP      COM              233343102        5      300 SH       DEFINED         01      300
DANA CORP                      COM              235811106       50     1092 SH       DEFINED         01     1092
DANA CORP                      COM              235811106      557    12097 SH       DEF/OTH         01    11197      900
DANAHER CORP DEL               COM              235851102      291     5000 SH       DEF/OTH         01     5000
DARDEN RESTAURANTS INC         COM              237194105       11      500 SH       DEFINED         01      500
DATA GENERAL CORP              COM              237688106        1      100 SH       DEF/OTH         01               100
DAVIDSON DIVERSIFIED RE L P    COM              238633200        6        1 SH       DEFINED         01        1
DAYTON HUDSON CORP             COM              239753106    36238   557500 SH       DEFINED         01   116500            441000
DAYTON HUDSON CORP             COM              239753106      813    12500 SH       DEF/OTH         01    10900     1600
DEAN FOODS COMPANY             COM              242361103       52     1250 SH       DEF/OTH         01               300      950
DEERE & CO                     COM              244199105       76     1950 SH       DEFINED         01      1950
DEERE & CO                     COM              244199105      125     3200 SH       DEF/OTH         01      2300      900
DELL COMPUTER CORP             COM              247025109       19      500 SH       DEFINED         01       500
DELL COMPUTER CORP             COM              247025109      396    10700 SH       DEF/OTH         01     10700
DELL COMPUTER CORP             COM              247025109      300     8100 SH       DEF/OTH      01 02               8100
DELL COMPUTER CORP             COM              247025109       63     1700 SH       DEFINED      01 02      1700
DELPHI AUTOMOTIVE SYS CRP      COM              247126105      117     6340 SH       DEFINED         01      5556              784
DELPHI AUTOMOTIVE SYS CRP      COM              247126105      227    12249 SH       DEF/OTH         01      8982     1806    1461
DELTA AIR LINES INC DEL        COM              247361108      282     4900 SH       DEFINED         01      4900
DELTA AIR LINES INC DEL        COM              247361108      478     8300 SH       DEF/OTH         01      7500      800
DELUXE CORPORATION             COM              248019101       12      300 SH       DEF/OTH         01                300
DENTSPLY INTL INC NEW          COM              249030107    24020   831850 SH       DEFINED         01    797650      200   34000
DENTSPLY INTL INC NEW          COM              249030107      618    21400 SH       DEF/OTH         01     20900              500
DIAGEO PLC-SPONS ADR           COM              25243Q205    37900   881406 SH       DEFINED         01    410758      648  470000
DIAGEO PLC-SPONS ADR           COM              25243Q205     1923    44726 SH       DEF/OTH         01     42999     1079     648
DIAL CORP NEW                  COM              25247D101       32      850 SH       DEFINED         01       850
DIAL CORP NEW                  COM              25247D101       37      988 SH       DEF/OTH         01       508      480
DIAL CORP NEW                  COM              25247D101      324     8700 SH       DEFINED         01      8700
DIAMOND OFFSHORE DRILLING      COM              25271C102       57     2000 SH       DEFINED         01      2000
DIAMOND MULTIMEDIA SYS INC     COM              252714100        4      900 SH       DEF/OTH         01       900
DILLARDS INC                   COM              254067101    43061  1225950 SH       DEFINED         01    560950           665000
DILLARDS INC                   COM              254067101     1991    56675 SH       DEF/OTH         01     55275     1400
DISCOUNT AUTO PTS INC          COM              254642101     2654   110000 SH       DEFINED         01                     110000
DISNEY WALT CO.                COM              254687106      270     8760 SH       DEFINED         01      8760
DISNEY WALT CO.                COM              254687106     2190    71060 SH       DEF/OTH         01     25268    45692     100
DISNEY WALT CO.                COM              254687106       83     2700 SH       DEFINED         01      2700
DOLE FOOD INC                  COM              256605106    11699   398250 SH       DEFINED         01    377110      320   20820
DOLE FOOD INC                  COM              256605106      712    24250 SH       DEF/OTH         01     23750              500
DOLLAR GENERAL CORP            COM              256669102      655    22600 SH       DEF/OTH         01              22600
DOLLAR GENERAL CORP            COM              256669102      124     4275 SH       DEFINED         01      4275
DOLLAR GENL STRYPES TRUST      COM              256678103      832    19400 SH       DEF/OTH         01              19400
DOLLAR THRIFTY AUTOM GP        COM              256743105      477    20500 SH       DEF/OTH         01              20500
DOLLAR THRIFTY AUTOM GP        COM              256743105     3604   155000 SH       DEFINED         01    155000
DOMINION RESOURCES INC VA      COM              257470104       30      699 SH       DEFINED         01       699
DOMINION RESOURCES INC VA      COM              257470104      103     2385 SH       DEF/OTH         01       836     1549
DOMTAR INC.                    COM              257561100                 3 SH       DEF/OTH         01         3
DONNELLEY RR & SONS CO         COM              257867101      111     3000 SH       DEF/OTH         01      3000
DOW CHEMICAL                   COM              260543103      503     3962 SH       DEFINED         01      3962
DOW CHEMICAL                   COM              260543103     4269    33646 SH       DEF/OTH         01     32596     1050
DOW JONES & CO INC             COM              260561105    21315   401700 SH       DEFINED         01    128700           273000
DOW JONES & CO INC             COM              260561105      558    10525 SH       DEF/OTH         01      9200     1325
DU PONT E I DE NEMOURS         COM              263534109     1973    28884 SH       DEFINED         01     27634      650     600
DU PONT E I DE NEMOURS         COM              263534109     3206    46932 SH       DEF/OTH         01     26104    19928     900
DU PONT E I DE NEMOURS         COM              263534109      266     3900 SH       DEF/OTH      01 02               3900
DU PONT E I DE NEMOURS         COM              263534109       62      900 SH       DEFINED      01 02       900
DU PONT E I DE NEMOURS         COM              263534109       89     1300 SH       DEFINED         01      1300
DUKE ENERGY CORPORATION        COM              264399106       92     1692 SH       DEFINED         01      1692
DUKE ENERGY CORPORATION        COM              264399106      329     6048 SH       DEF/OTH         01      5048     1000
DUN & BRADSTREET CRP DEL       COM              26483B106    46578  1314354 SH       DEFINED         01   1283054      500   30800
DUN & BRADSTREET CRP DEL       COM              26483B106     2094    59080 SH       DEF/OTH         01     56780             2300
DUN & BRADSTREET CRP DEL       COM              26483B106     1265    35700 SH       DEF/OTH      01 02              35700
DUN & BRADSTREET CRP DEL       COM              26483B106    10057   283800 SH       DEFINED      01 02    283800
DURA PHARMACEUTICALS INC       COM              26632S109        3      250 SH       DEFINED         01       250
DYCOM INDS INC                 COM              267475101      510     9100 SH       DEF/OTH         01               9100
DYCOM INDS INC                 COM              267475101     4035    72050 SH       DEFINED         01     72050
E G & G INC.                   COM              268457108        4      100 SH       DEF/OTH         01                100
E M C CORP MASS                COM              268648102      440     8000 SH       DEF/OTH         01      5200     2800
ERC INDS INC                   COM              268902103        1     1407 SH       DEFINED         01      1407
ESCO ELECTRS CORP              COM              269030201        1       90 SH       DEF/OTH         01        90
EARTHLINK NETWORK INC          COM              270322100       12      200 SH       DEFINED         01       200
EARTHLINK NETWORK INC          COM              270322100      799    13000 SH       DEF/OTH         01              13000
EASTERN ENTERPRISES            COM              27637F100       10      240 SH       DEF/OTH         01       240
EASTERN STAINLESS CORP CLASS B COM              277044202                55 SH       DEFINED         01        55
EASTMAN CHEM CO                COM              277432100       79     1525 SH       DEFINED         01      1525
EASTMAN CHEM CO                COM              277432100       80     1546 SH       DEF/OTH         01      1146      400
EASTMAN KODAK CO               COM              277461109     1226    18099 SH       DEFINED         01     17799      300
EASTMAN KODAK CO               COM              277461109     1614    23825 SH       DEF/OTH         01     20650     3175
EATON CORP                     COM              278058102      255     2772 SH       DEF/OTH         01      2472      300
EBAY INC                       COM              278642103        4       27 SH       DEFINED         01        27
ECHELON INTL CORP              COM              278747100        1       30 SH       DEFINED         01        30
ECHELON INTL CORP              COM              278747100        1       50 SH       DEF/OTH         01                 50
EDISON INTL                    COM              281020107       65     2412 SH       DEFINED         01      2412
EDISON INTL                    COM              281020107      336    12552 SH       DEF/OTH         01      4452     8100
EDWARDS (A.G.) INC             COM              281760108       48     1500 SH       DEFINED         01      1500
EDWARDS (A.G.) INC             COM              281760108      631    19555 SH       DEF/OTH         01     19555
EL PASO ELEC CO                COM              283677854        2      254 SH       DEFINED         01       254
EL PASO ENERGY CORP DEL        COM              283905107        1       20 SH       DEFINED         01                         20
EL PASO ENERGY CORP DEL        COM              283905107        3       74 SH       DEF/OTH         01        18               56
ELAN PLC ADR                   COM              284131208      866    31200 SH       DEF/OTH         01      7200    24000
ELAN PLC ADR                   COM              284131208       12      450 SH       DEFINED         01       450
ELECTRONIC DATA SYSTEMS CORP   COM              285661104       82     1452 SH       DEFINED         01      1452
ELECTRONIC DATA SYSTEMS CORP   COM              285661104      210     3713 SH       DEF/OTH         01      1613     2100
ELECTRONICS FOR IMAGING INC    COM              286082102      380     7400 SH       DEF/OTH         01               7400
ELECTRONICS FOR IMAGING INC    COM              286082102     2620    51000 SH       DEFINED         01     51000
EMERSON ELEC CO                COM              291011104       88     1400 SH       DEFINED         01      1400
EMERSON ELEC CO                COM              291011104     2330    37008 SH       DEF/OTH         01     22558     4750    9700
EMERSON ELEC CO                COM              29101104      2706    43000 SH       DEF/OTH      01 02              43000
EMERSON ELEC CO                COM              29101104     13154   209000 SH       DEFINED      01 02    209000
EMERSON ELEC CO                COM              291011104       94     1500 SH       DEFINED         01      1500
ENERGEN CORP                   COM              29265N108      311    16674 SH       DEFINED         01     16674
ENERGEN CORP                   COM              29265N108     1322    70990 SH       DEF/OTH         01     46390    24600
ENERGY EAST CORP               COM              29266M109       16      600 SH       DEFINED         01       600
ENERGY EAST CORP               COM              29266M109       23      900 SH       DEF/OTH         01       900
ENGELHARD CORP                 COM              292845104    58480  2584750 SH       DEFINED         01   1267100     1050 1316600
ENGELHARD CORP                 COM              292845104     2722   120300 SH       DEF/OTH         01    115550     4750
ENERGYSOUTH INC                COM              292970100     2455   121608 SH       DEFINED         01    121608
ENERGYSOUTH INC                COM              292970100      243    12058 SH       DEF/OTH         01     10996     1062
ENNIS BUSINESS FORMS INC       COM              293389102      157    18291 SH       DEFINED         01     18291
ENNIS BUSINESS FORMS INC       COM              293389102       96    11175 SH       DEF/OTH         01     11175
ENRON CORP                     COM              293561106      311     3802 SH       DEF/OTH         01       962     2840
ENSTAR GROUP INC GA            COM              29358R107                13 SH       DEFINED         01        13
ENTERGY CORP NEW               COM              29364G103      110     3512 SH       DEF/OTH         01      2812      700
EQUIFAX INC                    COM              294429105     3652   102320 SH       DEFINED         01     12320            90000
EQUIFAX INC                    COM              294429105       36     1000 SH       DEF/OTH         01      1000
EQUITABLE COMPANIES INC        COM              29444G107       23      347 SH       DEFINED         01       162              185
EQUITABLE COMPANIES INC        COM              29444G107       15      230 SH       DEF/OTH         01       230
EQUITABLE RESOURCES, INC.      COM              294549100       47     1254 SH       DEF/OTH         01       504      750
EQUUS GAMING CO LP - A UTS     COM              294929104        1      815 SH       DEFINED         01       815
EQUUS GAMING CO LP - A UTS     COM              294929104       15     8697 SH       DEF/OTH         01      8697
EXXON CORP                     COM              302290101     7099    92046 SH       DEFINED         01     88292     2954     800
EXXON CORP                     COM              302290101    14776   191578 SH       DEF/OTH         01    155504    31014    5060
EXXON CORP                     COM              302290101      524     6800 SH       DEF/OTH      01 02               6800
EXXON CORP                     COM              302290101      116     1500 SH       DEFINED      01 02      1500
FMC CORP NEW                   COM              302491303       27      400 SH       DEF/OTH         01                400
FPL GROUP INC                  COM              302571104      843    15435 SH       DEFINED         01     14858      577
FPL GROUP INC                  COM              302571104      522     9562 SH       DEF/OTH         01      7552     2010
FACTORY 2 U STORES INC         COM              303072102      105     5674 SH       DEFINED         01      5674
FAMILY GOLF CTRS INC           COM              30701A106        2      200 SH       DEF/OTH         01                        200
FDX CORP                       COM              31304N107      233     4300 SH       DEF/OTH         01      2400     1700     200
FEDDERS CORP                   COM              313135105        5      800 SH       DEFINED         01       800
FEDDERS CORP                   COM              313135105        1      200 SH       DEF/OTH         01       200
FEDDERS CORP                   COM              313135303        1      175 SH       DEF/OTH         01       175
FREDDIE MAC                    COM              313400301      154     2656 SH       DEFINED         01      2656
FREDDIE MAC                    COM              313400301      255     4390 SH       DEF/OTH         01      1990     2400
FEDERAL MOGUL CORP             COM              313549107       10      200 SH       DEF/OTH         01                200
FEDERAL NATIONAL MTG ASSN      COM              313586109       25      360 SH       DEFINED         01       360
FEDERAL NATIONAL MTG ASSN      COM              313586109     1843    26994 SH       DEF/OTH         01      8794    18200
FEDERAL NATIONAL MTG ASSN      COM              313586109      225     3300 SH       DEF/OTH      01 02               3300
FEDERAL NATIONAL MTG ASSN      COM              313358109       48      700 SH       DEFINED      01 02       700
FEDERAL NATIONAL MTG ASSN      COM              313586109      321     4700 SH       DEFINED         01      4700
FEDERAL NATIONAL MTG ASSN      COM              313586109       82     1200 SH       DEFINED         01      1200
FINOVA GROUP INC               COM              317928109       16      300 SH       DEFINED         01       300
FINOVA GROUP INC               COM              317928109       26      492 SH       DEF/OTH         01       252      240
FIRST AUSTRALIAN PRIME INC F   COM              318653102       64     9850 SH       DEFINED         01      9850
FIRST AUSTRALIAN PRIME INC F   COM              318653102        3      500 SH       DEF/OTH         01       500
FIRST AMERN CORP TENN          COM              318900107     2523    60702 SH       DEFINED         01     60000              702
FIRST AMERN CORP TENN          COM              318900107      178     4274 SH       DEF/OTH         01      1234     3040
FIRST COMMONWEALTH CORP.       COM              319828109        5       34 SH       DEFINED         01        34
FIRST COMMONWEALTH CORP.       COM              319828109       13       81 SH       DEF/OTH         01        81
FIRST DATA CORP                COM              319963104      604    12346 SH       DEF/OTH         01      3784     8562
FIRST LIBERTY FINL CR          COM              320691108       14      450 SH       DEFINED         01       450
FIRST SOUTHERN BANCSHARES INC  COM              33645B107       12     1000 SH       DEFINED         01      1000
FIRST TENNESSEE NATIONAL CORP  COM              337162101       24      628 SH       DEFINED         01       628
FIRST TENNESSEE NATIONAL CORP  COM              337162101       86     2240 SH       DEF/OTH         01      2240
FIRST UNION CORP               COM              337358105    21588   458102 SH       DEFINED         01    406202      500   51400
FIRST UNION CORP               COM              337358105     1336    28346 SH       DEF/OTH         01     24235     2700    1411
FIRSTAR CORP NEW WIS           COM              33763V109      109     3900 SH       DEF/OTH         01               3900
FIRSTENERGY CORP               COM              337932107       68     2198 SH       DEFINED         01      2198
FIRSTENERGY CORP               COM              337932107      134     4310 SH       DEF/OTH         01      3710      600
FLEET FINL GROUP INC NEW       COM              338915101      311     7000 SH       DEF/OTH         01      7000
FLORIDA PROGRESS CORP          COM              341109106     2084    50450 SH       DEFINED         01       450            50000
FLORIDA PROGRESS CORP          COM              341109106       52     1266 SH       DEF/OTH         01               1266
FLORIDA PUB UTILS CO           COM              341135101       23     1200 SH       DEF/OTH         01               1200
FLORSHEIM GROUP INC            COM              343302105        1      241 SH       DEF/OTH         01       241
FLOWERS INDS INC               COM              343496105     2347   108203 SH       DEFINED         01      8203           100000
FLUOR CORP                     COM              343861100       16      400 SH       DEFINED         01       400
FLUOR CORP                     COM              343861100       16      400 SH       DEF/OTH         01                400
FOODMAKER INC NEW              COM              344839204      474    16700 SH       DEF/OTH         01              16700
FOODMAKER INC NEW              COM              344839204     3873   136500 SH       DEFINED         01    136500
FOOTSTAR INC                   COM              344912100       27      717 SH       DEFINED         01       717
FOOTSTAR INC                   COM              344912100       44     1174 SH       DEF/OTH         01      1117       57
FORD MOTOR COMPANY             COM              345370100    44941   796295 SH       DEFINED         01    301295           495000
FORD MOTOR COMPANY             COM              345370100     3740    66260 SH       DEF/OTH         01     47148     6876   12236
FORD MOTOR COMPANY             COM              345370100      237     4200 SH       DEF/OTH      01 02               4200
FORD MOTOR COMPANY             COM              345370100       51      900 SH       DEFINED      01 02       900
FORD MOTOR COMPANY             COM              345370100      144     2550 SH       DEFINED         01      2550
FOREST OIL CORP                COM              346091606      193    15400 SH       DEF/OTH         01              15400
FOREST OIL CORP                COM              346091606     1312   104400 SH       DEFINED         01    104400
FORT JAMES CORP                COM              347471104     2656    70136 SH       DEFINED         01       136            70000
FORT JAMES CORP                COM              347471104       45     1200 SH       DEF/OTH         01               1200
FORTUNE BRANDS INC             COM              349631101      213     5140 SH       DEFINED         01      5140
FORTUNE BRANDS INC             COM              349631101      240     5800 SH       DEF/OTH         01      4200      800     800
FORTUNE BRANDS INC             COM              349631200       59      246 SH       DEFINED         01       246
FOSSIL INC                     COM              349882100      614    12700 SH       DEF/OTH         01              12700
FOSSIL INC                     COM              349882100     5050   104400 SH       DEFINED         01    104400
FOSTER WHEELER CORPORATION     COM              350244109       14     1000 SH       DEFINED         01                        1000
FOSTER WHEELER CORPORATION     COM              350244109       23     1600 SH       DEF/OTH         01      1500      100
FREEPORT-MCMORAN COPPER & GO   COM              35671D857       85     4760 SH       DEF/OTH         01      4260      500
FREEPORT MCMORAN OIL&GAS RTY   COM              356713107               502 SH       DEF/OTH         01       502
FRESENIUS MEDICAL CARE ADR     COM              358029106        6      281 SH       DEFINED         01       281
FRONTIER CORP                  COM              35906P105       88     1500 SH       DEF/OTH         01               1500
FRONTIER INS GROUP INC NEW     COM              359081106       25     1650 SH       DEFINED         01      1650
FURNITURE BRANDS INTERNATIONAL COM              360921100       69     2485 SH       DEF/OTH         01      2485
GATX CORP                      COM              361448103       72     1894 SH       DEF/OTH         01      1894
GC COS INC                     COM              36155Q109       36     1019 SH       DEF/OTH         01      1019
GPU INC                        COM              36225X100       25      600 SH       DEFINED         01       600
GPU INC                        COM              36225X100      165     3918 SH       DEF/OTH         01      3118      800
GTE CORP                       COM              362320103     1264    16741 SH       DEFINED         01     16241      500
GTE CORP                       COM              362320103     5866    77695 SH       DEF/OTH         01     13217     2120    62358
GTE CORP                       COM              362320103      242     3200 SH       DEF/OTH      01 02               3200
GTE CORP                       COM              362320103       52      700 SH       DEFINED      01 02       700
GABELLI GLOBAL MULTIMEDIA TR   COM              36239Q109        2      136 SH       DEF/OTH         01                136
GALLAHER GROUP PLC             COM              363595109       77     3140 SH       DEFINED         01      3140
GALLAHER GROUP PLC             COM              363595109       78     3200 SH       DEF/OTH         01      3200
GANNETT INC                    COM              364730101    51119   716199 SH       DEFINED         01    230999      200   485000
GANNETT INC                    COM              364730101     1836    25730 SH       DEF/OTH         01     25530               200
GANNETT INC                    COM              364730101     1385    19400 SH       DEF/OTH      01 02              19400
GANNETT INC                    COM              364730101     9321   130600 SH       DEFINED      01 02    130600
THE GAP INC                    COM              364760108     6490   128838 SH       DEFINED         01    107838             21000
THE GAP INC                    COM              364760108     3487    69218 SH       DEF/OTH         01     42143    27075
GATEWAY INC                    COM              367626108       24      400 SH       DEF/OTH         01                400
GENCORP INC                    COM              368682100       25     1000 SH       DEFINED         01      1000
GENERAL DYNAMICS CORP          COM              369550108      827    12000 SH       DEFINED         01     12000
GENERAL DYNAMICS CORP          COM              369550108       21      300 SH       DEF/OTH         01                300
GENERAL DYNAMICS CORP          COM              369550108      406     5900 SH       DEFINED         01      5900
GENERAL ELEC CO                COM              369604103     6453    57106 SH       DEFINED         01     55906              1200
GENERAL ELEC CO                COM              369604103    22962   203206 SH       DEF/OTH         01    131848    60058    11300
GENERAL ELEC CO                COM              369604103     1096     9700 SH       DEF/OTH      01 02               9700
GENERAL ELEC CO                COM              369604103      237     2100 SH       DEFINED      01 02      2100
GENERAL ELEC CO                COM              369604103     1288    11400 SH       DEFINED         01     11400
GENERAL ELEC CO                COM              359604103      107      950 SH       DEFINED         01       950
GENERAL GROWTH PPTYS INC       COM              370021107      160     4500 SH       DEF/OTH         01      4500
GENERAL INSTR CORP DEL         COM              370120107       38      900 SH       DEF/OTH         01                900
GENERAL MLS INC                COM              370334104       40      500 SH       DEFINED         01       500
GENERAL MLS INC                COM              370334104      153     1900 SH       DEF/OTH         01               1900
GENERAL MTRS CORP              COM              370442105      591     8960 SH       DEFINED         01      8960
GENERAL MTRS CORP              COM              370442105     1152    17461 SH       DEF/OTH         01     14115     2626      720
GENERAL MTRS CORP              COM              370442832        8      140 SH       DEFINED         01       140
GENERAL MTRS CORP              COM              370442832       13      232 SH       DEF/OTH         01       232
GENUINE PARTS CO               COM              372460105     8627   246479 SH       DEFINED         01    156479             90000
GENUINE PARTS CO               COM              372460105     2293    65526 SH       DEF/OTH         01     65226      300
GEORGIA PAC CORP               COM              373298108        1       20 SH       DEFINED         01                          20
GEORGIA PAC CORP               COM              373298108      232     4900 SH       DEF/OTH         01      4400      500
GEORGIA PAC CORP               COM              373298702                10 SH       DEFINED         01                          10
GEORGIA PAC CORP               COM              373298702       59     2342 SH       DEF/OTH         01      2342
GILLETTE CO                    COM              375766102       41     1000 SH       DEFINED         01      1000
GILLETTE CO                    COM              375766102     1101    26856 SH       DEF/OTH         01     22156     4700
GLAMIS GOLD LTD                COM              376775102        2      900 SH       DEFINED         01       900
GLAXO WELLCOME PLC             COM              37733W105      120     2117 SH       DEFINED         01      2000               117
GLAXO WELLCOME PLC             COM              37733W105       62     1100 SH       DEF/OTH         01       800      300
GLOBAL INDL TECHNOLOGIES INC   COM              379335102        5      440 SH       DEF/OTH         01       440
GOLD STD INC                   COM              380724302                32 SH       DEFINED         01        32
GOLDEN ENTERPRISES INC         COM              381010107      139    36975 SH       DEFINED         01     36975
GOLDEN ENTERPRISES INC         COM              381010107       63    16838 SH       DEF/OTH         01     13286     3552
GOLDEN WEST FINL CORP DEL      COM              381317106       20      200 SH       DEF/OTH         01                200
GOLDEN STATE BANCORP INC       COM              381197102      450    20000 SH       DEFINED         01     20000
GOLDFIELD CORP                 COM              381370105               500 SH       DEFINED         01       500
GOLDMAN SACHS GROUP INC        COM              38141G104      224     3100 SH       DEF/OTH         01      3100
GOODRICH B F CO                COM              382388106      286     6718 SH       DEF/OTH         01      6300               418
GOODYEAR TIRE & RUBR CO        COM              382550101      272     4626 SH       DEFINED         01      4626
GOODYEAR TIRE & RUBR CO        COM              382550101      516     8772 SH       DEF/OTH         01      7372     1400
GRACE W R & CO DEL NEW         COM              38388F108        5      268 SH       DEFINED         01       268
GRACE W R & CO DEL NEW         COM              38388F108        2      100 SH       DEF/OTH         01                100
GREAT ATLANTIC & PACIFIC TEA   COM              390064103        3      100 SH       DEF/OTH         01                100
GREAT LAKES CHEM CORP          COM              390568103       14      300 SH       DEF/OTH         01                300
GRIEF BROS CORP CLASS A        COM              397624107       51     2000 SH       DEF/OTH         01      2000
GUIDANT CORP                   COM              401698105      240     4688 SH       DEFINED         01      4688
GUIDANT CORP                   COM              401698105       82     1600 SH       DEF/OTH         01               1600
GULFMARK OFFSHORE INC          COM              402629109        1       52 SH       DEF/OTH         01                 52
HCR MANOR CARE INC             COM              404134108       10      400 SH       DEF/OTH         01                400
HALLIBURTON CO                 COM              406216101     3526    77912 SH       DEFINED         01     77912
HALLIBURTON CO                 COM              406216101     3727    82368 SH       DEF/OTH         01     80168     2200
HAMBRECHT & QUIST GROUP INC    COM              406545103      420    11400 SH       DEF/OTH         01              11400
HAMBRECHT & QUIST GROUP INC    COM              406545103     3488    94600 SH       DEFINED         01     94600
HANCOCK FABRIC, INC.           COM              409900107     1247   285000 SH       DEFINED         01                      285000
HANCOCK HLDG CO                COM              410120109       36      804 SH       DEFINED         01       804
HANDLEMAN CO DEL               COM              410252100      383    32400 SH       DEF/OTH         01              32400
HANDLEMAN CO DEL               COM              410252100     2628   222500 SH       DEFINED         01    222500
M.A. HANNA CO                  COM              410522106    19630  1194200 SH       DEFINED         01   1121600     1600    71000
M.A. HANNA CO                  COM              410522106      976    59350 SH       DEF/OTH         01     57350     2000
HARLAND JOHN H CO              COM              412693103     1495    75000 SH       DEFINED         01                       75000
HARLEY DAVIDSON INC            COM              412822108      340     6250 SH       DEF/OTH         01               6250
HARRAHS ENTMT INC              COM              413619107       13      600 SH       DEF/OTH         01                600
HARRIS CORP                    COM              413875105     2022    51600 SH       DEFINED         01     51600
HARRIS CORP                    COM              413875105      176     4500 SH       DEF/OTH         01      4100      400
HARTFORD FINL SVCS GROUP       COM              416515104      403     6914 SH       DEFINED         01      6914
HARTFORD FINL SVCS GROUP       COM              416515104     1124    19272 SH       DEF/OTH         01     16942     1800      530
HASBRO INC                     COM              418056107       15      550 SH       DEF/OTH         01                550
HAWAIIAN ELEC INDS INC         COM              419870100        7      200 SH       DEF/OTH         01       200
HEALTHCARE PROP.               COM              421915109       17      600 SH       DEFINED         01       600
HEALTHCARE INTL INC            COM              421920109              1000 SH       DEF/OTH         01      1000
HEALTHSOUTH REHAB CORP         COM              421924101     5637   378954 SH       DEFINED         01     38954            340000
HEALTHSOUTH REHAB CORP         COM              421924101      682    45868 SH       DEF/OTH         01     23768    22100
HEALTH MGMT ASSOC INC NEW      COM              421933102     3488   310000 SH       DEFINED         01                      310000
HEALTHCARE RLTY TR             COM              421946104      260    12327 SH       DEFINED         01     12327
HECLA MINING COMPANY           COM              422704106        4     2051 SH       DEFINED         01      2051
HEILIG MEYERS CO               COM              422893107     1567   230000 SH       DEFINED         01                      230000
HEINZ H J CO                   COM              423074103     1944    38790 SH       DEF/OTH         01     13590     9900    15300
HEINZ H J CO                   COM              423074103       60     1200 SH       DEFINED         01      1200
HELIX TECHNOLOGY CORP          COM              423319102       24     1000 SH       DEF/OTH         01      1000
HELMERICH & PAYNE INC          COM              423452101        5      200 SH       DEF/OTH         01                200
HERCULES INC                   COM              427056106      125     3169 SH       DEFINED         01      3169
HERCULES INC                   COM              427056106       16      400 SH       DEF/OTH         01                400
HERSHEY FOODS                  COM              427866108      160     2700 SH       DEFINED         01      2700
HERSHEY FOODS                  COM              427866108     1791    30170 SH       DEF/OTH         01     10370    19800
HERSHEY FOODS                  COM              427866108      956    16100 SH       DEF/OTH      01 02              16100
HERSHEY FOODS                  COM              427866108     4731    78000 SH       DEFINED      01 02     78000
HERSHEY FOODS                  COM              427866108       80     1350 SH       DEFINED         01      1350
HEWLETT-PACKARD CO             COM              428236103     1809    18000 SH       DEF/OTH         01     10000     8000
HEWLETT-PACKARD CO             COM              428236103      342     3400 SH       DEF/OTH      01 02               3400
HEWLETT-PACKARD CO             COM              428236103       70      700 SH       DEFINED      01 02       700
HIBERNIA CORP                  COM              428656102       86     5501 SH       DEFINED         01      5501
HIBERNIA CORP                  COM              428656102        4      250 SH       DEF/OTH         01       250
HIGHLANDS INS GROUP INC        COM              431032101        5      520 SH       DEFINED         01       520
HIGHLANDS INS GROUP INC        COM              431032101       17     1590 SH       DEF/OTH         01      1540       50
HIGHWOODS PROPERTIES INC       COM              431284108        3      100 SH       DEFINED         01       100
HILB ROGAL & HAMILTON CO.      COM              431294107       45     2000 SH       DEF/OTH         01      2000
HILTON HOTELS CORP             COM              432848109       58     4100 SH       DEF/OTH         01      3600      500
HOME DEPOT INC                 COM              437076102      151     2350 SH       DEFINED         01      2350
HOME DEPOT INC                 COM              437076102     2198    34110 SH       DEF/OTH         01     18972    15038      100
HOME DEPOT INC                 COM              437076102      561     8700 SH       DEFINED         01      8700
HOMESTAKE MINING               COM              437614100      531    64800 SH       DEFINED         01     64800
HOMESTAKE MINING               COM              437614100      241    29400 SH       DEF/OTH         01     28800      600
HONDA MOTOR CO LTD - SPONSORED COM              438128308       57      660 SH       DEF/OTH         01        55      605
HONEYWELL INC                  COM              438506107      162     1400 SH       DEFINED         01      1400
HONEYWELL INC                  COM              438506107      108      930 SH       DEF/OTH         01       930
HONG KONG TELECOMMUNICATIONS   COM              438579203       11      412 SH       DEFINED         01       412
HONG KONG TELECOMMUNICATIONS   COM              438579203      135     5000 SH       DEF/OTH         01      5000
HOOPER HOLMES INC              COM              439104100      220    10800 SH       DEF/OTH         01              10800
HOOPER HOLMES INC              COM              439104100     1434    70400 SH       DEFINED         01     70400
HORMEL GEO A & CO              COM              440452100        6      140 SH       DEF/OTH         01       140
HOST MARRIOTT SVCS CORP        COM              440914109        1      100 SH       DEFINED         01       100
HOST MARRIOTT CORP NEW         COM              44107P104        1       50 SH       DEFINED         01        50
HOUSEHOLD INTL CORP            COM              441815107      289     6100 SH       DEFINED         01      6100
HOUSEHOLD INTL CORP            COM              441815107      372     7852 SH       DEF/OTH         01      5452     2400
HUBBELL INC CLASS B            COM              443510201     2795    61600 SH       DEF/OTH      01 02              61600
HUBBELL INC CLASS B            COM              443510201     7364   162300 SH       DEFINED      01 02    162300
HUGHES SUPPLY INC              COM              444482103       30     1008 SH       DEF/OTH         01      1008
HUMANA INC                     COM              444859102       12      900 SH       DEF/OTH         01                900
HUNTINGTON BANCSHARES INC      COM              446150104                 3 SH       DEFINED         01         3
HUNTINGTON BANCSHARES INC      COM              446150104       21      600 SH       DEF/OTH         01                600
HUSSMANN INTL INC              COM              448110106        5      278 SH       DEFINED         01       278
I C H CORP NEW                 COM              44926L102                50 SH       DEF/OTH         01        50
IMC GLOBAL INC                 COM              449669100       16      910 SH       DEF/OTH         01       910
IMC GLOBAL INC                 COM              449669118               337 SH       DEF/OTH         01       337
IMS HEALTH INC                 COM              449934108     2079    66514 SH       DEFINED         01     64914              1600
IMS HEALTH INC                 COM              449934108      724    23160 SH       DEF/OTH         01     18560              4600
IMS HEALTH INC                 COM              44934108      1012    32400 SH       DEF/OTH      01 02              32400
IMS HEALTH INC                 COM              44934108      5204   166500 SH       DEFINED      01 02    166500
IRT PPTY CO                    COM              450058102        6      600 SH       DEFINED         01       600
ITT INDUSTRIES INC             COM              450911102      114     2998 SH       DEFINED         01      2998
ITT INDUSTRIES INC             COM              450911102      292     7660 SH       DEF/OTH         01      7145      250      265
IDACORP INC                    COM              451107106       25      800 SH       DEFINED         01       800
IDEX CORP                      COM              45167R104       33     1000 SH       DEFINED         01      1000
IKON OFFICE SOLUTIONS INC      COM              451713101        6      400 SH       DEF/OTH         01                400
ILLINOIS TOOL WKS INC          COM              452308109      556     6800 SH       DEF/OTH         01       800     6000
IMAGE SYS INC                  COM              452445109                10 SH       DEF/OTH         01        10
IMATION CORP                   COM              45245A107        3      140 SH       DEF/OTH         01       140
INCO LTD                       COM              453258402       33     1806 SH       DEFINED         01      1806
INCO LTD                       COM              453258402        9      500 SH       DEF/OTH         01                500
INDIANA ENERGY INC             COM              454707100        5      226 SH       DEF/OTH         01       226
INFOCURE CORP                  COM              45665A108      466     8800 SH       DEF/OTH         01               8800
INFOCURE CORP                  COM              45665A108     4426    83600 SH       DEFINED         01     83600
INGERSOLL RAND CO              COM              456866102       58      900 SH       DEF/OTH         01                900
INGRAM MICRO INC               CLASS A          457153104      118     4600 SH       DEFINED         01      4600
INPUT/OUTPUT INC               COM              457652105       11     1500 SH       DEFINED         01      1500
INSITUFORM TECHNOLOGIES INC    COM              457667103      651    30100 SH       DEF/OTH         01              30100
INSITUFORM TECHNOLOGIES INC    COM              457667103     4894   226300 SH       DEFINED         01    226300
INTASYS CORP                   COM              45809M109                20 SH       DEFINED         01        20
INTEL CORP                     COM              458140100     1487    24988 SH       DEFINED         01     24988
INTEL CORP                     COM              458140100     4728    79460 SH       DEFINED         01     59060    20200      200
INTEL CORP                     COM              458140100      595    10000 SH       DEF/OTH      01 02              10000
INTEL CORP                     COM              458140100      125     2100 SH       DEFINED      01 02      2100
INTEL CORP                     COM              458140100      363     6100 SH       DEFINED         01      6100
INTEL CORP                     COM              458140100       62     1050 SH       DEFINED         01      1050
INTELLIGENT SYS CRP NEW        COM              45816D100        9     3000 SH       DEF/OTH         01      3000
INTERFACE INC.                 COM              458665106     2420   280600 SH       DEFINED         01       600            280000
INTERGRAPH CORP COM            COM              458683109        8     1000 SH       DEFINED         01      1000
INTERNATIONAL BUS MACHS        COM              459200101    52607   407016 SH       DEFINED         01    181651      765   224600
INTERNATIONAL BUS MACHS        COM              459200101    11951    92464 SH       DEF/OTH         01     76804    11500     4160
INTERNATIONAL BUS MACHS        COM              459200101      711     5500 SH       DEF/OTH      01 02               5500
INTERNATIONAL BUS MACHS        COM              459200101      155     1200 SH       DEFINED      01 02      1200
INTERNATIONAL BUS MACHS        COM              459200101      646     5000 SH       DEFINED         01      5000
INTERNATIONAL BUS MACHS        COM              459200101       65      500 SH       DEFINED         01       500
INTERNATIONAL FLAVORS &        COM              459506101      845    19215 SH       DEFINED         01     19215
INTERNATIONAL FLAVORS &        COM              459506101      128     2900 SH       DEF/OTH         01      2800      100
INTERNATIONAL PAPER            COM              460146103    48288   960954 SH       DEFINED         01    933675      998    26281
INTERNATIONAL PAPER            COM              460146103     2181    43403 SH       DEF/OTH         01     41701     1702
INTERPUBLIC GROUP CO'S INC     COM              460690100       32      375 SH       DEFINED         01       375
INTERSTATE GEN L P             COM              460885205        2      325 SH       DEFINED         01       325
INTERSTATE GEN L P             COM              460885205       21     3477 SH       DEF/OTH         01      1738     1739
INTERTAPE POLYMER GRP INC      COM              460919103       12      400 SH       DEFINED         01       400
INTERVOICE INC                 COM              461142101      458    31700 SH       DEF/OTH         01              31700
INTERVOICE INC                 COM              461142101     3043   210800 SH       DEFINED         01    210800
INTUIT                         COM              461202103       18      200 SH       DEFINED         01       200
IOMEGA CORP                    COM              462030107        1      164 SH       DEFINED         01       164
IVAX CORP                      COM              465823102       14     1000 SH       DEFINED         01      1000
JEFFERSON PILOT CORP           COM              475070108      277     4188 SH       DEFINED         01      4188
JEFFERSON PILOT CORP           COM              475070108       80     1212 SH       DEF/OTH         01      1012      200
JEFFERSON PILOT CORP           COM              475070207     1943    15800 SH       DEF/OTH         01               6050     9750
JOHNSON & JOHNSON              COM              478160104     7195    73422 SH       DEFINED         01     57222             16200
JOHNSON & JOHNSON              COM              478160104     7966    81280 SH       DEF/OTH         01     68680     7250     5350
JOHNSON & JOHNSON              COM              478160104      372     3800 SH       DEF/OTH      01 02               3800
JOHNSON & JOHNSON              C0M              478160104       79      800 SH       DEFINED      01 02       800
JOHNSON & JOHNSON              COM              478160104       66      675 SH       DEFINED         01       675
JOHNSON CTLS INC               COM              478366107       78     1128 SH       DEFINED         01      1128
JOHNSON CTLS INC               COM              478366107      159     2300 SH       DEF/OTH         01      2000      300
JOSTENS INC                    COM              481088102        2      100 SH       DEF/OTH         01                100
JUST FOR FEET INC              COM              48213P106        3      470 SH       DEFINED         01       470
KLA INSTRS CORP                COM              482480100      986    15200 SH       DEF/OTH         01              15200
K MART CORP                    COM              482584109      152     9226 SH       DEFINED         01      9226
K MART CORP                    COM              482584109       88     5350 SH       DEF/OTH         01      4350     1000
KANSAS CITY LIFE INS           COM              484836101      122     2834 SH       DEFINED         01      2834
KANSAS CITY PWR & LIGHT        COM              485134100       92     3600 SH       DEF/OTH         01      3600
KANSAS CITY SOUTHN IND         COM              485170104       38      600 SH       DEF/OTH         01                600
KAUFMAN & BROAD HOME CP        COM              486168107        2      100 SH       DEF/OTH         01                100
KAYDON CORP                    COM              486587108       54     1600 SH       DEF/OTH         01      1600
KELLOGG CO                     COM              487836108       53     1600 SH       DEFINED         01      1600
KENNAMETAL INC                 COM              489170100     6977   225050 SH       DEFINED         01     79200     1050   144800
KENNAMETAL INC                 COM              489170100      671    21640 SH       DEF/OTH         01     21190      450
KERR MCGEE CORP                COM              492386107    56615  1128051 SH       DEFINED         01   1096451     1000    30600
KERR MCGEE CORP                COM              492386107     2868    57140 SH       DEF/OTH         01     52680     2660     1800
KEYCORP NEW                    COM              493267108       58     1800 SH       DEF/OTH         01               1800
KEYSPAN CORP                   COM              49337W100       46     1760 SH       DEF/OTH         01      1760
KILROY REALTY CORP             COM              49427F108       22      900 SH       DEFINED         01       900
KIMBERLY CLARK CORP            COM              494368103      432     7580 SH       DEFINED         01      7580
KIMBERLY CLARK CORP            COM              494368103      580    10180 SH       DEF/OTH         01      5340     4840
KING PHARMACEUTICALS INC       COM              495582108      380    14700 SH       DEF/OTH         01              14700
KING PHARMACEUTICALS INC       COM              495582108     3004   116100 SH       DEFINED         01    116100
KING WORLD                     COM              495667107       14      400 SH       DEF/OTH         01                400
KIRBY CORP                     COM              497266106       35     1666 SH       DEF/OTH         01      1666
KNIGHT RIDDER INC              COM              499040103        6      100 SH       DEF/OTH         01                100
KOALA CORP                     COM              499866101        5      200 SH       DEF/OTH         01                         200
KOHLS CORP                     COM              500255104       69      900 SH       DEF/OTH         01                900
KONINKLIJKE AHOLD N V          COM              500467303       60     1734 SH       DEF/OTH         01      1734
KONINKLIJKE PHILIPS ELECTRS    COM              500472204      278     2760 SH       DEF/OTH         01      2760
KROGER CO                      COM              501044101       11      388 SH       DEFINED         01       388
KROGER CO                      COM              501044101      330    11800 SH       DEF/OTH         01     11200      600
KRONOS INC                     COM              501052104      237     5200 SH       DEF/OTH         01               5200
KRONOS INC                     COM              501052104     1711    37600 SH       DEFINED         01     37600
LG AND E ENERGY CORP           COM              501917108       19      900 SH       DEFINED         01       900
LG AND E ENERGY CORP           COM              501917108      217    10328 SH       DEF/OTH         01      5706              4622
LTV CORP NEW D WT SER A        COM              501921126                 7 SH       DEFINED         01         7
LL&E ROYALTY TRUST             COM              502003106        1      500 SH       DEFINED         01       500
LL&E ROYALTY TRUST             COM              502003106        2     1300 SH       DEF/OTH         01      1300
LSI LOGIC CORP                 COM              502161102      955    20700 SH       DEF/OTH         01              20700
L-3 COMM HLDGS                 COM              502424104      319     6600 SH       DEF/OTH         01               6600
L-3 COMM HLDGS                 COM              502424104     2754    57000 SH       DEFINED         01     57000
LABOR READY INC                COM              505401208      410    12600 SH       DEF/OTH         01              12600
LABOR READY INC                COM              505401208     3388   104250 SH       DEFINED         01    104250
LAIDLAW INC                    COM              50730K503       25     3400 SH       DEF/OTH         01      2500      900
LANCE INC                      COM              514606102     1797   115000 SH       DEFINED         01                      115000
LEAR CORP                      COM              521865105      403     8100 SH       DEFINED         01       8100
LECHTERS CORP                  COM              523238103       10     4000 SH       DEF/OTH         01       4000
LEE ENTERPRISES                COM              523768109      262     8600 SH       DEF/OTH      01 02               8600
LEE ENTERPRISES                COM              523768109     1248    40900 SH       DEFINED      01 02      40900
LEGEND PROPERTIES INC          COM              52465P103                20 SH       DEFINED         01         20
LEGG MASON INC                 COM              524901105      142     3700 SH       DEF/OTH         01               3700
LEGG MASON INC                 COM              524901105     1159    30100 SH       DEFINED         01      30100
LEHMAN BROS HLDGS INC          COM              524908100       82     1315 SH       DEFINED         01       1315
LEHMAN BROS HLDGS INC          COM              524908100     1087    17500 SH       DEF/OTH         01              17500
LEHMAN BROTHERS HOLDINGS       COM              524908308       25     1000 SH       DEF/OTH         01       1000
LIBERTY CORP S C               COM              530370105       39      718 SH       DEF/OTH         01        718
LIBERTY PROPERTY TRUST         COM              531172104        2       85 SH       DEFINED         01         85
LIFEPOINT HOSPITALS INC        COM              53219L109                 7 SH       DEFINED         01          7
ELI LILLY & CO                 COM              532457108      291     4056 SH       DEFINED         01       4056
ELI LILLY & CO                 COM              532457108     1411    19706 SH       DEF/OTH         01       7806   11900
ELI LILLY & CO                 COM              532457108      258     3600 SH       DEF/OTH      01 02               3600
ELI LILLY & CO                 COM              532457108       57      800 SH       DEFINED      01 02        800
ELI LILLY & CO                 COM              532457108      236     3300 SH       DEFINED         01       3300
LIMITED INC                    COM              532716107    20836   459200 SH       DEFINED         01     308600     600   150000
LIMITED INC                    COM              532716107     1745    38450 SH       DEF/OTH         01      37150     100     1200
LINCOLN NATL CORP IND          COM              534187109       24      464 SH       DEFINED         01        464
LINCOLN NATL CORP IND          COM              534187109      513     9812 SH       DEF/OTH         01       6512    3300
LINENS N THINGS INC            COM              535679104      407     9300 SH       DEFINED         01       9300
LIZ CLAIBORNE INC              COM              539320101       11      300 SH       DEF/OTH         01                300
LOCKHEED MARTIN CORP           COM              539830109       73     1956 SH       DEFINED         01       1956
LOCKHEED MARTIN CORP           COM              539830109      876    23504 SH       DEF/OTH         01      20904    2600
LOEWS CORP                     COM              540424108       47      600 SH       DEF/OTH         01                600
LONGS DRUG STORES CORP         COM              543162101        3      100 SH       DEF/OTH         01                100
LORCAN RES LTD                 COM              543898100               500 SH       DEF/OTH         01        500
LOUISIANA PAC CORP             COM              546347105       14      600 SH       DEF/OTH         01                600
LOUISIANA PAC COPR             COM              546347105      313    13100 SH       DEFINED         01      13100
LOWES COS INC                  COM              548661107       23      400 SH       DEFINED         01        400
LOWES COS INC                  COM              548661107      590    10400 SH       DEF/OTH         01      10400
LUCENT TECHNOLOGIES            COM              549463107     4407    65356 SH       DEFINED         01      63026    1530      800
LUCENT TECHNOLOGIES            COM              549463107     5454    80876 SH       DEF/OTH         01      63234   15646     1996
LUCENT TECHNOLOGIES            COM              549463107      658     9750 SH       DEF/OTH      01 02               9750
LUCENT TECHNOLOGIES            COM              549463107      136     2030 SH       DEFINED      01 02       2030
LUCENT TECHNOLOGIES            COM              549453107      556     8250 SH       DEFINED         01       8250
LYCOS INC                      COM              550818108        9      100 SH       DEF/OTH         01                         100
MBIA INC                       COM              55262C100       39      600 SH       DEF/OTH         01                600
MBNA CORP                      COM              55262L100     1671    54555 SH       DEF/OTH         01      18955   35600
MCN CORPORATION (HOLDING CO    COM              55267J100       16      757 SH       DEF/OTH         01                757
MCI WORLDCOM INC               COM              55268B106      478     5555 SH       DEFINED         01       5555
MCI WORLDCOM INC               COM              55268B106     1069    12420 SH       DEF/OTH         01       9459    2561      400
MCI WORLDCOM INC               COM              55268B106      327     3800 SH       DEF/OTH      01 02               3800
MCI WORLDCOM INC               COM              55268B106       69      800 SH       DEFINED      01 02        800
MCI WORLDCOM INC               COM              55268B106      775     9004 SH       DEFINED         01       9004
MGIC INVT CORP WIS             COM              552848103      311     6400 SH       DEF/OTH         01       6000     400
MACROMEDIA INC                 COM              556100105       25      700 SH       DEF/OTH         01        700
MALLINCKRODT INC NEW           COM              561232109      144     3948 SH       DEF/OTH         01       2348    1600
MANPOWER INC                   COM              56418H100      104     4600 SH       DEF/OTH         01       4600
MARSH & MCLENNAN COS           COM              571748102    48047   634800 SH       DEFINED         01     190650           444150
MARSH & MCLENNAN COS           COM              571748102     1627    21500 SH       DEF/OTH         01      21500
MASCO CORP                     COM              574599106      410    14200 SH       DEF/OTH         01      14200
MATTEL INC                     COM              577081102       41     1557 SH       DEFINED         01       1557
MATTEL INC                     COM              577081102      593    22693 SH       DEF/OTH         01       1193   21500
MATTEL INC                     COM              577081102       60     2300 SH       DEFINED         01       2300
MAY DEPT STORES CO             COM              577778103    41220  1008438 SH       DEFINED         01     289638           718800
MAY DEPT STORES CO             COM              577778103      679    16613 SH       DEF/OTH         01      14913    1700
MAYTAG CORP                    COM              578592107      234     3350 SH       DEFINED         01       2800     550
MAYTAG CORP                    COM              578592107        7      100 SH       DEF/OTH         01                100
MAYTAG CORP                    COM              578592107      552     7900 SH       DEFINED         01       7900
MCCORMICK & CO.                COM              579780206       44     1400 SH       DEFINED         01       1400
MCCORMICK & CO.                COM              579780206      859    27200 SH       DEF/OTH         01              27200
MCCORMICK & CO.                COM              579780206       44     1400 SH       DEFINED         01       1400
MCDERMOTT INTERNATIONAL INC    COM              580037109     1208    42767 SH       DEFINED         01      42767
MCDERMOTT INTERNATIONAL INC    COM              580037109       56     1967 SH       DEF/OTH         01       1967
MCDONALDS CORP                 COM              580135101      108     2616 SH       DEFINED         01       2616
MCDONALDS CORP                 COM              580135101     2201    53532 SH       DEF/OTH         01      21832   11800    19900
MCDONALDS CORP                 COM              580135101     1337    32500 SH       DEF/OTH      01 02              32500
MCDONALDS CORP                 COM              580135101     6847   166500 SH       DEFINED      01 02     166500
MCDONALDS CORP                 COM              580135101      317     7700 SH       DEFINED         01       7700
MCDONALDS CORP                 COM              580135101      103     1050 SH       DEFINED         01       1050
MCGRAW HILL INC                COM              580645109      448     8300 SH       DEF/OTH         01       7200    1100
MCKESSON HBOC INC              COM              58155Q103       15      470 SH       DEF/OTH         01                470
MCMORAN EXPLORATION CO         COM              582411104        1       31 SH       DEFINED         01         31
MCMORAN EXPLORATION CO         COM              582411104        3      133 SH       DEF/OTH         01        133
MEAD CORP                      COM              582834107     6184   148127 SH       DEFINED         01     145527             2600
MEAD CORP                      COM              582834107    11373   272414 SH       DEF/OTH         01     264626    7788
MEDIAONE GROUP INC             COM              58440J104      345     4638 SH       DEFINED         01       4438              200
MEDIAONE GROUP INC             COM              58440J104      561     7544 SH       DEF/OTH         01       4806     970     1768
MEDIA GEN INC                  COM              584404107       51     1000 SH       DEFINED         01       1000
MEDICAL ASSURN INC             COM              58449U100      293    10382 SH       DEFINED         01      10382
MEDICAL ASSURN INC             COM              58449U100      195     6915 SH       DEF/OTH         01       3104             3811
MEDICAL TECHNOLOGY SYS         COM              58462R307               500 SH       DEFINED         01        500
MEDQUIST INC                   COM              584949101      529    12100 SH       DEF/OTH         01              12100
MEDQUIST INC                   COM              584949101     4699   107400 SH       DEFINED         01     107400
MEDPARTNERS INC NEW            COM              58503X107     1448   193126 SH       DEFINED         01      13126           180000
MEDPARTNERS INC NEW            COM              58503X107       29     3821 SH       DEF/OTH         01       2921     900
MEDTRONIC INC                  COM              585055106        8      100 SH       DEFINED         01        100
MEDTRONIC INC                  COM              585055106     2338    30018 SH       DEF/OTH         01      21166    8700      152
MELLON BANK CORP               COM              585509102      365    10036 SH       DEF/OTH         01        800    2900     6336
MEMBERWORKS INC                COM              586002107      104     3600 SH       DEFINED         01       3600
MERCANTILE BANCORPORATION INC  COM              587342106       17      300 SH       DEF/OTH         01                300
MERCANTILE BANKSHARES CORP     COM              587405101       17      477 SH       DEF/OTH         01        477
MERCK & CO INC                 COM              589331107     2288    31072 SH       DEFINED         01       0572              500
MERCK & CO INC                 COM              589331107     5070    68860 SH       DEF/OTH         01      63660    4600      600
MERCK & CO INC                 COM              589331107      493     6700 SH       DEF/OTH      01 02               6700
MERCK & CO INC                 COM              589331107      103     1400 SH       DEFINED      01 02       1400
MERCK & CO INC                 COM              589331107      398     5400 SH       DEFINED         01       5400
MERCURY INTERACTIVE CORP       COM              589405109      269     7600 SH       DEF/OTH         01               7600
MERCURY INTERACTIVE CORP       COM              589405109     2179    61600 SH       DEFINED         01      61600
MEREDITH CORP                  COM              589433101        3      100 SH       DEF/OTH         01                100
MERITOR AUTOMOTIVE INC         COM              59000G100       51     2002 SH       DEFINED         01       2002
MERITOR AUTOMOTIVE INC         COM              59000G100        7      266 SH       DEF/OTH         01        266
MERRILL LYNCH & CO INC         COM              590188108        4       55 SH       DEFINED         01         55
MERRILL LYNCH & CO INC         COM              590188108      177     2225 SH       DEF/OTH         01        925    1300
METRIS COS INC                 COM              591598107       52     1272 SH       DEF/OTH         01       1272
MICROSOFT CORP                 COM              594918104      198     2200 SH       DEFINED         01       2200
MICROSOFT CORP                 COM              594918104     4957    54966 SH       DEF/OTH         01      38166   16800
MICROSOFT CORP                 COM              594918104     1308    14500 SH       DEF/OTH      01 02              14500
MICROSOFT CORP                 COM              594918104      279     3100 SH       DEFINED      01 02       3100
MICROSOFT CORP                 COM              594918104      487     5400 SH       DEFINED         01       5400
MICRON TECHNOLOGY INC          COM              595112103       81     2000 SH       DEFINED         01       2000
MICRON TECHNOLOGY INC          COM              595112103       41     1000 SH       DEF/OTH         01               1000
MID-AMER APT CMNTYS INC        COM              59522J103        5      220 SH       DEF/OTH         01        220
MIDAS GROUP INC                COM              595626102                 9 SH       DEFINED         01          9
S & P MIDCAP 400 TR            COM              595635103      886    11300 SH       DEFINED         01      11300
MILACRON INC                   COM              598709103       37     2000 SH       DEFINED         01       2000
MILACRON INC                   COM              598709103        2      100 SH       DEF/OTH         01                100
MILLIPORE CORP                 COM              601073109      665    16400 SH       DEFINED         01      16400
MILLIPORE CORP                 COM              601073109        4      100 SH       DEF/OTH         01                100
MILLS CORP                     COM              601148109       11      500 SH       DEFINED         01        500
MINDSPRING ENTERPRISES INC     COM              602683104       18      400 SH       DEFINED         01        400
MINDSPRING ENTERPRISES INC     COM              602683104      709    16000 SH       DEF/OTH         01              16000
MINERALS TECHNOLOGIES INC      COM              603158106      424     7600 SH       DEF/OTH         01        600    7000
MINNESOTA MNG & MFG CO         COM              604059105      356     4100 SH       DEFINED         01       4100
MINNESOTA MNG & MFG CO         COM              604059105     2081    23938 SH       DEF/OTH         01      18538    5400
MINNESOTA POWER INC            COM              604110106       36     1800 SH       DEF/OTH         01       1400     400
MISSISSIPPI CHEM CORP          COM              605288208       44     4472 SH       DEFINED         01       4472
MISSISSIPPI CHEM CORP          COM              605288208       10     1029 SH       DEF/OTH         01       1029
MOBIL CORP                     COM              607059102     5309    53760 SH       DEFINED         01      19360            34400
MOBIL CORP                     COM              607059102     7605    77006 SH       DEF/OTH         01      56354   20252      400
MOBIL CORP                     COM              607059102      296     3000 SH       DEF/OTH      01 02               3000
MOBIL CORP                     COM              607059102       59      600 SH       DEFINED      01 02        600
MOBIL CORP                     COM              607059102      103      700 SH       DEFINED         01        700
MODIS PROFESSIONAL SVCS INC    COM              607830106     2509   185000 SH       DEFINED         01     185000
MOLEX INC                      COM              608554101       19      507 SH       DEFINED         01        507
MOLEX INC                      COM              608554101      651    17591 SH       DEF/OTH         01       5385   12206
MOLEX INC                      COM              608554200       65     2069 SH       DEFINED         01       2069
MOLEX INC                      COM              608554200      136     4308 SH       DEF/OTH         01       1258    3050
MONACO COACH CORP              COM              60886R103      698    16500 SH       DEF/OTH         01              16500
MONACO COACH CORP              COM              60886R103     4656    11050 SH       DEFINED         01      11050
MONSANTO CO                    COM              611662107      414    10469 SH       DEFINED         01      10469
MONSANTO CO                    COM              611662107     1131    28588 SH       DEF/OTH         01      11388   17200
MONTANA POWER CO               COM              612085100      197     2800 SH       DEF/OTH         01       2800
MONY GROUP INC                 COM              615337102       11      339 SH       DEF/OTH         01        339
MOORE CORP LTD                 COM              615785102        1      100 SH       DEF/OTH         01                100
MORGAN J P & CO INC            COM              616880100     3396    24169 SH       DEFINED         01      23469              700
MORGAN J P & CO INC            COM              616880100     2814    20025 SH       DEF/OTH         01       7600    5650     6775
MORGAN STANLEY FIN PLC         COM              616906707       25     1000 SH       DEF/OTH         01       1000
MORGAN STANLEY FIN PLC         COM              616906707      152     6000 SH       DEFINED         01       6000
MORGAN STANLEY FIN PLC         COM              616906707       25     1000 SH       DEF/OTH         01       1000
MORGAN STANLEY DEAN WITTER     COM              617446448       64      622 SH       DEFINED         01        622
MORGAN STANLEY DEAN WITTER     COM              617446448     1421    13850 SH       DEF/OTH         01       4842    9008
MORGAN STANLEY DEAN WITTER     COM              617445448      195     1900 SH       DEF/OTH      01 02               1900
MORGAN STANLEY DEAN WITTER     COM              617445448       41      400 SH       DEFINED      01 02        400
MORGAN STANLEY DEAN WITTER     COM              617446448      544     5300 SH       DEFINED         01       5300
MORRISON HEALTH CARE           COM              61841L108      726    29040 SH       DEFINED         01      29040
MORRISON HEALTH CARE           COM              61841L108     1329    53174 SH       DEF/OTH         01      52702     472
MOTOROLA INC                   COM              620076109     1687    17800 SH       DEF/OTH         01       2100    6400     9300
MOTOROLA INC                   COM              620076109      208     2200 SH       DEF/OTH      01 02               2200
MOTOROLA INC                   COM              620076109       38      400 SH       DEFINED      01 02        400
MYLEX CORP                     COM              628546103        1      200 SH       DEF/OTH         01                200
NCR CORP NEW                   COM              62886E108       34      699 SH       DEFINED         01        699
NCR CORP NEW                   COM              62886E108       41      838 SH       DEF/OTH         01        825      13
NL INDS INC                    COM              629156407       22     2000 SH       DEFINED         01       2000
NTL INC                        COM              629407107       60      700 SH       DEF/OTH         01        700
NABISCO GROUP HLDG CORP        COM              62952P102       91     4632 SH       DEF/OTH         01       2332    1800      500
NALCO CHEM CO                  COM              629853102       26      500 SH       DEFINED         01        500
NALCO CHEM CO                  COM              629853102       21      400 SH       DEF/OTH         01                400
NATIONAL AUSTRALIA BK          COM              632525309     1552    51100 SH       DEF/OTH         01              20100    31000
NATIONAL CITY CORP             COM              635405103      118     1800 SH       DEF/OTH         01               1800
NATIONAL FUEL GAS CO N J       COM              636180101       64     1320 SH       DEFINED         01       1320
NATIONAL SEC GROUP INC         COM              637546102       12     1000 SH       DEF/OTH         01       1000
NATIONAL SEMICONDUCTOR CORP    COM              637640103       23      900 SH       DEF/OTH         01                900
NATIONAL SVC INDS INC          COM              637657107      216     6000 SH       DEFINED         01       6000
NATIONAL SVC INDS INC          COM              637657107      115     3197 SH       DEF/OTH         01       3197
NATIONAL WESTMINSTER BK        COM              638539403       78      600 SH       DEF/OTH         01        600
NAVISTAR INTERNATIONL CORP NEW COM              63934E108       20      400 SH       DEF/OTH         01                400
NESTLE SA                      COM              641069406       40      446 SH       DEFINED         01        446
NESTLE SA                      COM              641069406       14      150 SH       DEF/OTH         01        150
NEW CENT ENERGIES CO COLO      COM              64352U103      137     3531 SH       DEF/OTH         01       1331     300     1900
NEW ENGLAND BUSINESS SERVICES  COM              643872104      105     3400 SH       DEFINED         01       3400
NEW ENGLAND ELEC SYS           COM              644001109       10      200 SH       DEFINED         01        200
NEW ENGLAND ELEC SYS           COM              644001109      134     2681 SH       DEF/OTH         01       2681
NEW PLAN EXCEL RLTY TR INC     COM              648053106        9      500 SH       DEF/OTH         01        200              300
NEW YORK TIMES CO              COM              650111107      305     8284 SH       DEFINED         01       8284
NEW YORK TIMES CO              COM              650111107       18      500 SH       DEF/OTH         01                500
NEWBRIDGE NETWORKS CORP        COM              650901101       58     2000 SH       DEF/OTH         01       2000
NEWELL RUBBERMAID INC          COM              651229106    68293  1472625 SH       DEFINED         01    1435002     630    36994
NEWELL RUBBERMAID INC          COM              651229106     3479    75023 SH       DEF/OTH         01      71164    1103     2756
NEWMONT MNG CORP               COM              651639106        8      422 SH       DEFINED         01        422
NEWMONT MNG CORP               COM              651639106       18      900 SH       DEF/OTH         01                900
NEWPORT NEWS SHIPBUILDING INC  COM              652228107        2       64 SH       DEF/OTH         01         64
NEWS CORP LTD                  SP ADR PFD       652487703        4      100 SH       DEFINED         01        100
NEXELL THERAPEUTICS INC        COM              65332H104        1      500 SH       DEFINED         01        500
NEXTEL COMMUNICATIONS INC      COM              65332V103       45      900 SH       DEFINED         01        900
NEXTEL COMMUNICATIONS INC      COM              65332V103     1171    23333 SH       DEF/OTH         01        333   23000
NIAGARA MOHAWK HLDGS INC       COM              653520106        5      328 SH       DEFINED         01        328
NIAGARA MOHAWK HLDGS INC       COM              653520106        8      500 SH       DEF/OTH         01                500
NICHOLS RESEARCH CORP.         COM              653818104       28     1300 SH       DEFINED         01       1300
NICHOLS RESEARCH CORP.         COM              653818104      328    14999 SH       DEF/OTH         01                999    14000
NIELSEN MEDIA RESH INC         COM              653929307        2       66 SH       DEFINED         01         66
NIELSEN MEDIA RESH INC         COM              653929307        2       82 SH       DEF/OTH         01         16               66
NIELSEN MEDIA RESH INC         COM              653929307      390    13333 SH       DEF/OTH      01 02              13333
NIELSEN MEDIA RESH INC         COM              65392307       905    30932 SH       DEFINED      01 02      30932
NICOR INC                      COM              654086107        8      204 SH       DEFINED         01        204
NICOR INC                      COM              654086107        4      100 SH       DEF/OTH         01                100
NISOURCE INC                   COM              65473P303     2094    42400 SH       DEF/OTH         01              42400
NOBLE AFFILIATES INC           COM              654894104    11946   423800 SH       DEFINED         01     423600              200
NOBLE AFFILIATES INC           COM              654894104      713    25300 SH       DEF/OTH         01      25300
NOKIA CORP                     COM              654902204       27      300 SH       DEFINED         01        300
NOKIA CORP                     COM              654902204       24      266 SH       DEF/OTH         01        266
NORDSTROM INC                  COM              655664100       13      400 SH       DEF/OTH         01                400
NORFOLK SOUTHERN CORP          COM              655844108     2654    88104 SH       DEFINED         01      12304            75800
NORFOLK SOUTHERN CORP          COM              655844108      753    24991 SH       DEF/OTH         01      16416    7900      675
NORRELL CORP GA                COM              656301108       38     2000 SH       DEF/OTH         01       2000
NORTEL NETWORKS CORP           COM              656569100      165     1900 SH       DEF/OTH         01               1900
NORTH CAROLINA NAT GAS CORP    COM              658221106      153     4500 SH       DEF/OTH         01       4500
NORTHEAST UTILITIES            COM              664397106       21     1200 SH       DEFINED         01       1200
NORTHEAST UTILITIES            COM              664397106        6      328 SH       DEF/OTH         01        328
NORTHERN STS PWR CO MINN       COM              665772109       15      616 SH       DEFINED         01        616
NORTHERN STS PWR CO MINN       COM              665772109       10      400 SH       DEF/OTH         01                400
NORTHERN TRUST CORPORATION     COM              665859104       87      900 SH       DEF/OTH         01        900
NORTHROP GRUMMAN CORP          COM              666807102        7      100 SH       DEF/OTH         01                100
NOVELL INC                     COM              670006105       30     1145 SH       DEF/OTH         01        245     900
NUCOR CORP                     COM              670346105     2372    50000 SH       DEFINED         01                       50000
NUCOR CORP                     COM              670346105      194     4100 SH       DEF/OTH         01       4000     100
OGE ENERGY CORP                COM              670837103        5      200 SH       DEFINED         01        200
OGE ENERGY CORP                COM              670837103      143     6000 SH       DEF/OTH         01       6000
OAKWOOD HOMES CORP             COM              674098108       16     1200 SH       DEFINED         01       1200
OAKWOOD HOMES CORP             COM              674098108       51     3850 SH       DEF/OTH         01       3650     200
OCCIDENTAL PETE CORP           COM              674599105       30     1400 SH       DEFINED         01        900     500
OCCIDENTAL PETE CORP           COM              674599105       11      500 SH       DEF/OTH         01                500
OCEANEERING INTL INC           COM              675232102        6      400 SH       DEFINED         01        400
OFFICE DEPOT INC               COM              676220106     1875    85000 SH       DEFINED         01                       85000
OFFSHORE LOGISTICS INC         COM              676255102     1836   165000 SH       DEFINED         01                      165000
OLD REP INTL CORP              COM              680223104      101     5815 SH       DEFINED         01       5115              700
OLD REP INTL CORP              COM              680223104     2663   153819 SH       DEF/OTH         01     153819
OLIN CORP                      COM              680665205       20     1532 SH       DEF/OTH         01        410    1122
OLSTEN CORP                    COM              681385100    12145  1923800 SH       DEFINED         01    1062800    5000   856000
OLSTEN CORP                    COM              681385100      771   122100 SH       DEF/OTH         01     121900              200
OMNICOM GROUP INC              COM              681919106       96     1200 SH       DEFINED         01       1200
OMNICOM GROUP INC              COM              681919106      784     9800 SH       DEF/OTH         01        800    9000
ONEOK INC NEW                  COM              682680103        3      100 SH       DEF/OTH         01                100
OPTICAL COATING LAB            COM              683829105      243     2900 SH       DEF/OTH         01               2900
OPTICAL COATING LAB            COM              68389105      2024    24200 SH       DEFINED         01      24200
ORACLE CORPORATION             COM              68389X105       15      400 SH       DEFINED         01        400
ORACLE CORPORATION             COM              68389X105        9      225 SH       DEF/OTH         01                         225
ORACLE CORPORATION             COM              68389X104      204     5500 SH       DEF/OTH      01 02               5500
ORACLE CORPORATION             COM              68389X104       43     1150 SH       DEFINED      01 02       1150
ORACLE CORPORATION             COM              68389X105      323     8700 SH       DEFINED         01       8700
ORANGE AND ROCKLAND UTILITIES, COM              684065105        6      100 SH       DEFINED         01        100
ORGANOGENESIS INC              COM              685906109        9     1000 SH       DEFINED         01       1000
OSICOM TECHNOLOGIES INC        COM              688271501       64     5000 SH       DEF/OTH         01       5000
OSTEOTECH INC                  COM              688582105      293    10200 SH       DEF/OTH         01              10200
OSTEOTECH INC                  COM              688582105     2074    72150 SH       DEFINED         01      72150
OUTBACK STEAKHOUSE INC         COM              689899102        6      150 SH       DEFINED         01        150
OUTBACK STEAKHOUSE INC         COM              689899102      515    13100 SH       DEFINED         01      13100
PECO ENERGY CO                 COM              693304107      172     4100 SH       DEFINED         01       3800     300
PECO ENERGY CO                 COM              693304107      149     3552 SH       DEF/OTH         01        900     600     2052
PG&E CORP                      COM              69331C108      110     3400 SH       DEFINED         01       3000              400
PG&E CORP                      COM              69331C108      148     4572 SH       DEF/OTH         01        472    4100
PE CORP                        COM              69332S102       11      100 SH       DEF/OTH         01                100
PE CORP                        COM              69332S201        1       50 SH       DEF/OTH         01                 50
PIMCO ADVISORS HLDGS L P       COM              69338P102       99     3340 SH       DEF/OTH         01       3340
PMC CAP INC                    COM              693430100        2      200 SH       DEFINED         01        200
PNC BANK CORP                  COM              693475105      303     5265 SH       DEFINED         01       5265
PNC BANK CORP                  COM              693475105      288     5000 SH       DEF/OTH         01       4200     800
P P & L RES INC                COM              693499105        8      250 SH       DEFINED         01        250
P P & L RES INC                COM              693499105       23      750 SH       DEF/OTH         01                450      300
PPG INDS INC                   COM              693506107      254     4300 SH       DEFINED         01       4300
PPG INDS INC                   COM              693506107      126     2132 SH       DEF/OTH         01        400    1732
PACCAR INC                     COM              693718108       11      200 SH       DEF/OTH         01                200
PACIFICORP                     COM              695114108      100     5453 SH       DEFINED         01       5453
PACIFICORP                     COM              695114108      219    11942 SH       DEF/OTH         01      10234    1708
PAGING NETWORK INC             COM              695542100      842   175000 SH       DEF/OTH         01             175000
PAINE WEBBER GROUP             COM              695629105      353     7550 SH       DEFINED         01       7550
PALL CORP                      COM              696429307       62     2800 SH       DEF/OTH         01       2800
PARAMETRIC TECHNOLOGY CORP     COM              699173100       10      700 SH       DEF/OTH         01                700
PARK PLACE ENTMNT CORP         COM              700690100       34     3600 SH       DEF/OTH         01                        3600
PARKER HANNIFIN CORP           COM              701094104       16      360 SH       DEFINED         01        360
PARKER HANNIFIN CORP           COM              701094104        5      100 SH       DEF/OTH         01                100
PAYCHEX INC                    COM              704326107        3      100 SH       DEFINED         01        100
PAYCHEX INC                    COM              704326107       19      600 SH       DEF/OTH         01                600
PAYLESS SHOESOURCE INC         COM              704379106       27      512 SH       DEFINED         01        512
PAYLESS SHOESOURCE INC         COM              704379106       17      320 SH       DEF/OTH         01                320
PENNCORP FINL GROUP INC        COM              708094107        3     5500 SH       DEFINED         01       5500
PENNEY J C INC                 COM              708160106      473     9744 SH       DEFINED         01       9744
PENNEY J C INC                 COM              708160106       17      346 SH       DEF/OTH         01        200     146
PENNZENERGY CO                 COM              70931Q109        6      360 SH       DEF/OTH         01        360
PENNZOIL-QUAKER STATE COMPAN   COM              709323109        5      360 SH       DEF/OTH         01        360
PENTAIR INC                    COM              709631105      320     7000 SH       DEFINED         01       7000
PEOPLES BANCTRUST COMPANY,     COM              709796106       25     1484 SH       DEFINED         01       1484
PEOPLES ENERGY CORP            COM              711030106       31      833 SH       DEF/OTH         01        733     100
PEOPLESOFT INC                 COM              712713106       12      700 SH       DEF/OTH         01                700
PEP BOYS MANNY JOE             COM              713278109        2      100 SH       DEF/OTH         01                100
PEPSI BOTTLING CO              COM              713409100        5      200 SH       DEF/OTH         01        200
PEPSICO INC                    COM              713448108      289     7478 SH       DEFINED         01       7478
PEPSICO INC                    COM              713448108      604    15590 SH       DEF/OTH         01      15350              240
PEPSICO INC                    COM              713448108      193     5000 SH       DEF/OTH      01 02               5000
PEPSICO INC                    COM              713448108       43     1100 SH       DEFINED      01 02       1100
PEPSICO INC                    COM              713448108      487    12600 SH       DEFINED         01      12600
PHARMACIA-UPJOHN               COM              716941109    58928  1037230 SH       DEFINED         01     434430     800   602000
PHARMACIA-UPJOHN               COM              716941109     4160    73228 SH       DEF/OTH         01      38578   34400      250
PHARMACIA-UPJOHN               COM              716941109       51      900 SH       DEFINED         01        900
PFIZER INC                     COM              717081103      259     2377 SH       DEFINED         01       2377
PFIZER INC                     COM              717081103     1931    17715 SH       DEF/OTH         01       8515    9200
PFIZER INC                     COM              717081103      425     3900 SH       DEF/OTH      01 02               3900
PFIZER INC                     COM              717081103       98      900 SH       DEFINED      01 02        900
PHELPS DODGE CORP              COM              717265102      155     2500 SH       DEF/OTH         01       2500
PHILIP MORRIS COMPANIES        COM              718154107      151     3750 SH       DEFINED         01       3750
PHILIP MORRIS COMPANIES        COM              718154107     2047    50950 SH       DEF/OTH         01      42150    8500      300
PHILIP MORRIS COMPANIES        COM              718154107      547    13600 SH       DEF/OTH      01 02              13600
PHILIP MORRIS COMPANIES        COM              718154107     1221    30400 SH       DEFINED      01 02      30400
PHILIP SVCS CORP               COM              71819M103        5    30000 SH       DEFINED         01      30000
PHILIPPINE LONG DISTANCE TEL   COM              718252604      121     4000 SH       DEFINED         01       4000
PHILLIPS PETE CO               COM              718507106       12      248 SH       DEFINED         01        248
PHILLIPS PETE CO               COM              718507106      763    15159 SH       DEF/OTH         01       1759   13400
PHILLIPS VAN HEUSEN CP         COM              718592108    10965  1096450 SH       DEFINED         01     354600    1850   740000
PHILLIPS VAN HEUSEN CP         COM              718592108      106    10550 SH       DEF/OTH         01       8550    2000
PHYCOR INC                     COM              71940F100        2      225 SH       DEFINED         01        225
PHYCOR INC                     COM              71940F100        4      550 SH       DEF/OTH         01                         550
PIEDMONT NAT GAS INC           COM              720186105       43     1381 SH       DEF/OTH         01        715     666
PIER 1 IMPORTS, INC.           COM              720279108       37     3249 SH       DEFINED         01       3249
PINNACLE BANCSHARES INC        COM              722903101       10     1000 SH       DEFINED         01               1000
PINNACLE BANCSHARES INC        COM              722903101      146    14600 SH       DEF/OTH         01              14600
PINNACLE SYS INC               COM              723481107      424    12600 SH       DEF/OTH         01              12600
PINNACLE SYS INC               COM              723481107     3403   101200 SH       DEFINED         01     101200
PINNACLE WEST CAPITAL CORP     COM              723484101       30      750 SH       DEFINED         01        750
PIONEER HI BRED INTL INC       COM              723686101       19      500 SH       DEF/OTH         01                500
PITNEY BOWES INC               COM              724479100     1564    24350 SH       DEF/OTH         01        800    8750    14800
PITNEY BOWES INC               COM              724479100     1189    18500 SH       DEF/OTH      01 02              18500
PITNEY BOWES INC               COM              724479100     8127   126500 SH       DEFINED      01 02     126500
PITNEY BOWES INC               COM              724479100      400     6220 SH       DEFINED         01       6220
PJ AMER INC                    COM              72585Q104        6      300 SH       DEF/OTH         01                300
PLACER DOME INC                COM              725906101       21     1765 SH       DEF/OTH         01               1765
PLEXUS CORP                    COM              729132100      349    11600 SH       DEF/OTH         01              11600
PLEXUS CORP                    COM              729132100     2982    99000 SH       DEFINED         01      99000
PLUM CREEK TIMBER CO LP        COM              729237107        9      300 SH       DEFINED         01        300
POLARIS INDS INC               COM              731068102       39      900 SH       DEF/OTH         01        900
POLAROID CORP                  COM              731095105       16      581 SH       DEF/OTH         01                400      181
POTLATCH CORP                  COM              737628107        4      100 SH       DEF/OTH         01                100
POTOMAC ELEC PWR CO            COM              737679100      263     8930 SH       DEFINED         01       8930
POTOMAC ELEC PWR CO            COM              737679100      242     8228 SH       DEF/OTH         01       8228
PRAXAIR INC                    COM              74005P104      147     3000 SH       DEFINED         01       3000
PRAXAIR INC                    COM              74005P104       44      900 SH       DEF/OTH         01                900
PRE PAID LEGAL SVCS            COM              740065107       33     1200 SH       DEFINED         01       1200
PRECISION STD INC              COM              740327200       13     3375 SH       DEFINED         01       3375
PREMARK INTERNATIONAL INC      COM              740459102        9      242 SH       DEFINED         01        242
PREMARK INTERNATIONAL INC      COM              740459102       84     2250 SH       DEF/OTH         01               2250
PREMIERE TECHNOLOGIES INC      COM              74058F102        6      500 SH       DEFINED         01        500
PRIDE COS L P                  COM              741537302               500 SH       DEFINED         01        500
PRIMEX TECHNOLOGIES INC        COM              741597108        7      322 SH       DEF/OTH         01        100     222
PRIORITY HEALTHCARE CORP       COM              74264T102      419    12150 SH       DEF/OTH         01              12150
PRIORITY HEALTHCARE CORP       COM              74264T102     3593   104150 SH       DEFINED         01     104150
PROCTER & GAMBLE CO            COM              742718109     1482    16602 SH       DEFINED         01      16602
PROCTER & GAMBLE CO            COM              742718109     1987    22263 SH       DEF/OTH         01      20663             1600
PROCTER & GAMBLE CO            COM              742718109      232     2600 SH       DEF/OTH      01 02               2600
PROCTER & GAMBLE CO            COM              742718109       54      600 SH       DEFINED      01 02        600
PROCTER & GAMBLE CO            COM              742718109      277     3100 SH       DEFINED         01       3100
THE PROGRESSIVE CORP OHIO      COM              743315103      435     3000 SH       DEF/OTH         01       3000
PROTECTIVE LIFE CORP           COM              743674103    66307  1950200 SH       DEFINED         01     446182          1504018
PROTECTIVE LIFE CORP           COM              743674103    86627  2547849 SH       DEF/OTH         01     647264   72384  1828201
PROVIDENT COS INC              COM              743862104       20      500 SH       DEF/OTH         01                500
PROVIDIAN FINL CORP            COM              74406A102     1057    11340 SH       DEFINED         01      11340
PROVIDIAN FINL CORP            COM              74406A102     1097    11764 SH       DEF/OTH         01       3564    8200
PUBLIC SVC ENTERPRISE GRP INC  COM              744573106       65     1584 SH       DEFINED         01       1584
PUBLIC SVC ENTERPRISE GRP INC  COM              744573106      150     3671 SH       DEF/OTH         01       3071     600
PUGET SOUND ENERGY INC         COM              745332106        5      220 SH       DEFINED         01        220
PULTE CORP                     COM              745867101        2      100 SH       DEF/OTH         01                100
QMS INC.                       COM              74726G102       14     2460 SH       DEFINED         01       2460
QUAKER OATS CO                 COM              747402105       13      200 SH       DEFINED         01        200
QUAKER OATS CO                 COM              747402105     1693    25500 SH       DEF/OTH         01       2400   23100
QUAKER OATS CO                 COM              747402105      103     1550 SH       DEFINED         01       1550
QUESTAR CORP                   COM              748356102       15      800 SH       DEF/OTH         01        800
QWEST COMMUNICATIONS INTL IN   COM              749121109      103     3104 SH       DEFINED         01       3104
QWEST COMMUNICATIONS INTL IN   COM              749121109       69     2100 SH       DEF/OTH         01       2100
R H DONNELLEY CORP (NEW)       COM              74955W307      408    20837 SH       DEFINED         01      20677              160
R H DONNELLEY CORP (NEW)       COM              74955W307       59     2995 SH       DEF/OTH         01       2750      45      200
RALCORP HLDGS INC NEW          COM              751028101        2      133 SH       DEF/OTH         01        133
RALSTON PURINA CO              COM              751277302      163     5359 SH       DEF/OTH         01       1159             4200
RALSTON PURINA CO              COM              751277302     1184    38900 SH       DEF/OTH      01 02              38900
RALSTON PURINA CO              COM              751277302     8422   276700 SH       DEFINED      01 02     276700
RAYCHEM CORP                   COM              754603108        7      200 SH       DEF/OTH         01                200
RAYONIER INC                   COM              754907103       13      265 SH       DEFINED         01        265
RAYONIER INC                   COM              754907103       47      952 SH       DEF/OTH         01        952
RAYTHEON CO                    COM              755111309       29      415 SH       DEFINED         01        415
RAYTHEON CO                    COM              755111309       61      883 SH       DEF/OTH         01        844               39
RAYTHEON CO                    COM              755111408      472     6700 SH       DEF/OTH         01       5800     900
READERS DIGEST ASSN INC        COM              755267101       76     1900 SH       DEF/OTH         01       1500     400
REEBOK INTL LTD                COM              758110100        4      200 SH       DEF/OTH         01                200
REGIONS FINL CORP              COM              758940100     7307   190086 SH       DEFINED         01     173010            17076
REGIONS FINL CORP              COM              758940100     8532   221974 SH       DEF/OTH         01     205032   14632     2310
REHABILICARE INC               COM              758944102               103 SH       DEFINED         01        103
REHABCARE GROUP INC            COM              759148109        2      100 SH       DEF/OTH         01                         100
RELIANT ENERGY INC             COM              75952J108       33     1188 SH       DEFINED         01       1188
RELIANT ENERGY INC             COM              75952J108      131     4747 SH       DEF/OTH         01       1647    2200      900
RELIASTAR FINL CORP            COM              75952U103       45     1028 SH       DEF/OTH         01       1000               28
REPUBLIC BANK OF NEW YORK      COM              760719104       41      600 SH       DEF/OTH         01                600
REUTERS GROUP PLC              COM              76132M102        9      107 SH       DEF/OTH         01        107
REYNOLDS & REYNOLDS CO         COM              761695105    42535  1824500 SH       DEFINED         01     854100    1400   969000
REYNOLDS & REYNOLDS CO         COM              761695105     1806    77465 SH       DEF/OTH         01      77190     275
REYNOLDS METALS CO             COM              761763101       24      408 SH       DEFINED         01        408
REYNOLDS METALS CO             COM              761763101      112     1892 SH       DEF/OTH         01       1492     400
REYNOLDS R J TOB HLDGS INC     COM              76182K105       47     1477 SH       DEF/OTH         01        777     533      167
RITE AID CORP                  COM              767754104      128     5200 SH       DEF/OTH         01       5000     200
ROCKWELL INTL CORP NEW         COM              773903109      541     8899 SH       DEFINED         01       8899
ROCKWELL INTL CORP NEW         COM              773903109      140     2303 SH       DEF/OTH         01       1803     500
ROHM & HAAS CO                 COM              775371107       47     1104 SH       DEF/OTH         01        719     384
ROWAN COS INC                  COM              779382100       44     2400 SH       DEFINED         01       2400
ROWAN COS INC                  COM              779382100        5      275 SH       DEF/OTH         01         75     200
ROYAL GROUP TECHNOLOGIES LTD   COM              779915107       18      600 SH       DEFINED         01        600
ROYAL DUTCH PETE CO            COM              780257804     1015    16846 SH       DEFINED         01      16846
ROYAL DUTCH PETE CO            COM              780257804      953    15808 SH       DEF/OTH         01      10608    4400      800
ROYAL DUTCH PETE CO            COM              780257804      361     6000 SH       DEF/OTH      01 02               6000
ROYAL DUTCH PETE CO            COM              780257804       79     1300 SH       DEFINED      01 02       1300
RUBY TUESDAY                   COM              781182100     2179   114706 SH       DEFINED         01     114706
RUBY TUESDAY                   COM              781182100     3563   187524 SH       DEF/OTH         01     184108    1416     2000
RUSSELL CORP                   COM              782352108     2159   110710 SH       DEFINED         01      14310            96400
RUSSELL CORP                   COM              782352108     1522    78034 SH       DEF/OTH         01      72554    5480
RYDER SYS INC                  COM              783549108    30086  1168375 SH       DEFINED         01     424075     800   743500
RYDER SYS INC                  COM              783549108      912    35400 SH       DEF/OTH         01      34900     200      300
RYERSON TULL INC NEW           COM              78375P107       33     1475 SH       DEF/OTH         01       1475
RYLAND GROUP INC. COM          COM              783764103      632    21300 SH       DEFINED         01      21300
RYLAND GROUP INC. COM          COM              783764103      618    20800 SH       DEF/OTH         01       2800   18000
RYLAND GROUP INC. COM          COM              783764103     4230   142500 SH       DEFINED         01     142500
SBC COMMUNICATIONS             COM              78387G103     1753    30223 SH       DEFINED         01      28393     830     1000
SBC COMMUNICATIONS             COM              78387G103     3068    52902 SH       DEF/OTH         01      49130    1766     2006
SBC COMMUNICATIONS             COM              78387G103      319     5500 SH       DEF/OTH      01 02               5500
SBC COMMUNICATIONS             COM              78387G103       70     1200 SH       DEFINED      01 02       1200
SBC COMMUNICATIONS             COM              78387G103      371     6400 SH       DEFINED         01       6400
SCI SYS INC                    COM              783890106        5      100 SH       DEFINED         01        100
SCI SYS INC                    COM              783890106      179     3785 SH       DEF/OTH         01       3785
SLM HLDG CORP                  COM              78442A109      234     5112 SH       DEF/OTH         01       3500     300     1312
SPDR TR UNIT SER 1             COM              78462F103      753     5500 SH       DEFINED         01       5500
SPX CORPORATION                COM              784635104       17      204 SH       DEF/OTH         01        204
S3 INC                         COM              784849101       18     2000 SH       DEFINED         01       2000
SAFECO CORP                    COM              786429100       18      400 SH       DEF/OTH         01                400
SAFETY-KLEEN CORP NEW          COM              78648R203       25     1400 SH       DEFINED         01       1400
SAFEWAY INC                    COM              786514208        5      100 SH       DEFINED         01        100
SAFEWAY INC                    COM              786514208      371     7500 SH       DEFINED         01       7500
ST JUDE MED INC                COM              790849103        7      200 SH       DEF/OTH         01                200
ST PAUL COS INC                COM              792860108    41930  1318020 SH       DEFINED         01     412845     975   904200
ST PAUL COS INC                COM              792860108     1157    36355 SH       DEF/OTH         01      33350    1105     1900
SAKS INC                       COM              79377W108     1523    52744 SH       DEFINED         01      52744
SAKS INC                       COM              79377W108       77     2665 SH       DEF/OTH         01       2665
SANTA FE SNYDER CORP           COM              80218K105        1      134 SH       DEFINED         01        134
SARA LEE CORPORATION           COM              803111103    40294  1776000 SH       DEFINED         01     730750     650  1044600
SARA LEE CORPORATION           COM              803111103     2398   105704 SH       DEF/OTH         01      86080   19624
SCANA CORP                     COM              805898103      229     9807 SH       DEFINED         01       9307              500
SCANA CORP                     COM              805898103      442    18899 SH       DEF/OTH         01      14899    2400     1600
SCHERING-PLOUGH CORP           COM              806605101      799    15224 SH       DEFINED         01      15224
SCHERING-PLOUGH CORP           COM              806605101     2177    41448 SH       DEF/OTH         01      22648   18200      600
SCHERING-PLOUGH CORP           COM              806605101      283     5400 SH       DEF/OTH      01 02               5400
SCHERING-PLOUGH CORP           COM              806605101       63     1200 SH       DEFINED      01 02       1200
SCHERING-PLOUGH CORP           COM              806605101      493     9400 SH       DEFINED         01       9400
SCHLUMBERGER LTD               COM              806857108     3754    58950 SH       DEFINED         01      58750     200
SCHLUMBERGER LTD               COM              806857108     3028    47549 SH       DEF/OTH         01      39449    6600     1500
CHARLES SCHWAB CORP NEW        COM              808513105     1025     9400 SH       DEF/OTH         01               9400
SCIENTIFIC ATLANTA INC         COM              808655104     2232    62000 SH       DEFINED         01       2000            60000
SCIENTIFIC ATLANTA INC         COM              808655104     1130    31400 SH       DEF/OTH         01       2000   29400
SEAGATE TECHNOLOGY             COM              811804103       83     3225 SH       DEF/OTH         01       2125    1100
SEAGRAM LTD                    COM              811850106       55     1100 SH       DEF/OTH         01               1100
SEALED AIR CORP NEW            COM              81211K100        9      143 SH       DEFINED         01        143
SEALED AIR CORP NEW            COM              81211K100       13      200 SH       DEF/OTH         01                200
SEALED AIR CORP NEW            COM              81211K209     1100    17600 SH       DEF/OTH         01              17600
SEARS ROEBUCK & CO             COM              812387108       36      817 SH       DEFINED         01        817
SEARS ROEBUCK & CO             COM              812387108      290     6498 SH       DEF/OTH         01       6232     266
SELECTIVE INSURANCE GROUP INC  COM              816300107       57     3000 SH       DEF/OTH         01       3000
SEMPRA ENERGY                  COM              816851109       17      730 SH       DEFINED         01        730
SEMPRA ENERGY                  COM              816851109       38     1678 SH       DEF/OTH         01        777     701      200
SENSORMATIC ELECTRS CORP       COM              817265101       14     1000 SH       DEF/OTH         01       1000
SERVICE CORP INTL              COM              817565104       25     1300 SH       DEF/OTH         01               1300
SERVICEMASTER COMPANY          COM              81760N109      120     6387 SH       DEFINED         01       6387
SHARED MED SYS CORP            COM              819486101      470     7200 SH       DEF/OTH         01       1200    6000
SHAW CABLESYSTEMS LTD          COM              82028K200      159     4000 SH       DEF/OTH         01       4000
SHAW INDUSTRIES INC            COM              820286102        6      349 SH       DEFINED         01        349
SHELL TRANS & TRADING PLC      COM              822703609     1407    30350 SH       DEF/OTH         01              12350    18000
SHELL TRANS & TRADING PLC      COM              822703609      125     2700 SH       DEFINED         01       2700
SHERRILL REALTY CO INC.        COM              824264915        2        3 SH       DEFINED         01          3
SHERWIN WILLIAMS CO            COM              824348106       25      900 SH       DEF/OTH         01                900
SIERRA PAC RES                 COM              826425100       18      500 SH       DEF/OTH         01        500
SIGMA-ALDRICH CORP             COM              826552101      131     3800 SH       DEF/OTH         01        600     200     3000
SILICON GRAPHICS INC           COM              827056102        8      500 SH       DEF/OTH         01                500
SKYTEL COMMUNICATIONS INC      COM              83087Q104        6      300 SH       DEFINED         01        300
SKYTEL COMMUNICATIONS INC      COM              83087Q302     1493    40900 SH       DEF/OTH         01              40900
SMITHFIELD FOODS INC           COM              832248108       17      500 SH       DEFINED         01        500
SMITHKLINE BEECHAM P L C       COM              832378301     1057    16000 SH       DEFINED         01      16000
SMITHKLINE BEECHAM P L C       COM              832378301      211     3200 SH       DEF/OTH         01       3200
SMUCKER J M CO                 COM              832696108      363    16300 SH       DEF/OTH      01 02              16300
SMURFIT - STONE CONTAINER CORP COM              832727101       20      990 SH       DEFINED         01        990
SNYDER COMMUNICATIONS INC      COM              832914105       75     2300 SH       DEFINED         01       2300
SNAP ON INC                    COM              833034101      384    10600 SH       DEF/OTH      01 02              10600
SNAP ON INC                    COM              833034101     1646    45500 SH       DEFINED      01 02      45500
SOLECTRON CORP                 COM              834182107       53      800 SH       DEFINED         01        800
SOLECTRON CORP                 COM              834182107       47      700 SH       DEF/OTH         01                700
SOLUTIA INC                    COM              834376105       25     1150 SH       DEFINED         01       1150
SOLUTIA INC                    COM              834376105       32     1516 SH       DEF/OTH         01       1516
SONAT INC                      COM              835415100      642    19387 SH       DEFINED         01      18609     778
SONAT INC                      COM              835415100     2069    62474 SH       DEF/OTH         01      55842    4632     2000
SONIC AUTOMOTIVE INC           COM              83545G102      103     7500 SH       DEF/OTH         01               7500
SONIC AUTOMOTIVE INC           COM              83545G102      714    51900 SH       DEFINED         01      51900
SONY CORP - SPONSORED ADR      COM              835699307       61      550 SH       DEFINED         01        550
SONY CORP - SPONSORED ADR      COM              835699307       22      200 SH       DEF/OTH         01        200
SOUTH ALABAMA BANCORP          COM              836234104      156    11574 SH       DEFINED         01      11574
SOUTH ALABAMA BANCORP          COM              836234104      249    18547 SH       DEF/OTH         01      18547
SOUTHDOWN INC                  COM              841297104       20      305 SH       DEF/OTH         01        300                5
SOUTHERN CO                    COM              842587107    41832  1578573 SH       DEFINED         01     638699    8574   931300
SOUTHERN CO                    COM              842587107     8534   322056 SH       DEF/OTH         01     272907   39633     9516
SOUTHTRUST CORP                COM              844730101     7184   187199 SH       DEFINED         01     187199
SOUTHTRUST CORP                COM              844730101     8508   221716 SH       DEF/OTH         01     185792   35924
SOUTHWEST AIRLS COM            COM              844741108      279     8975 SH       DEF/OTH         01       6950    2025
SOUTHWEST BANCORPORATION TEX   COM              84476R109       18     1000 SH       DEFINED         01       1000
SPRINT CORP COM FON GRP        COM              852061100     6017   113526 SH       DEFINED         01     113126     400
SPRINT CORP COM FON GRP        COM              852061100     2709    51114 SH       DEF/OTH         01      31292   18900      922
SPRINT CORP COM FON GRP        COM              852061100      562    10600 SH       DEFINED         01      10600
SPRINT CORP                    COM              852061506     1314    23044 SH       DEFINED         01      22294     150      600
SPRINT CORP                    COM              852061506      470     8253 SH       DEF/OTH         01       5823    1250     1180
STAPLES INC                    COM              855030102      101     3250 SH       DEF/OTH         01       1050    2200
STAPLES INC                    COM              855030102      395    12760 SH       DEFINED         01      12760
STARWOOD HOTELS & RES WRLD     COM              85590A203       23      765 SH       DEFINED         01        765
STARWOOD HOTELS & RES WRLD     COM              85590A203       93     3030 SH       DEF/OTH         01       2622              408
STATE STREET CORP              COM              857477103     1127    13200 SH       DEF/OTH         01       1200   12000
STEIN MART INC                 COM              858375108     2638   281416 SH       DEFINED         01       1416           280000
STERICYCLE INC                 COM              858912108       64     4700 SH       DEFINED         01       4700
STERLING COMM INC              COM              859205106      550    14966 SH       DEF/OTH         01       3366   11600
STEWART & STEVENSON SVC        COM              860342104        5      300 SH       DEFINED         01        300
STILLWATER MNG CO              COM              86074Q102      336    10350 SH       DEF/OTH         01              10350
STILLWATER MNG CO              COM              86074Q102     2871    88350 SH       DEFINED         01      88350
STONE AND WEBSTER INC CAP STK  COM              861572105                14 SH       DEFINED         01         14
THE STRIDE RITE CORP           COM              863314100       12     1200 SH       DEF/OTH         01               1200
SUMMIT BANCORP                 COM              866005101       13      300 SH       DEF/OTH         01                300
SUN MICROSYSTEMS INC           COM              866810104        3       50 SH       DEFINED         01         50
SUN MICROSYSTEMS INC           COM              866810104      675     9800 SH       DEF/OTH         01       3400    6400
SUN MICROSYSTEMS INC           COM              866810104      193     2800 SH       DEF/OTH      01 02               2800
SUN MICROSYSTEMS INC           COM              866810104       41      600 SH       DEFINED      01 02        600
SUN MICROSYSTEMS INC           COM              866810104      468     6800 SH       DEFINED         01       6800
SUNBEAM CORP                   COM              867071102        1      100 SH       DEF/OTH         01                         100
SUNOCO INC                     COM              86764P109    41293  1367848 SH       DEFINED         01    1340098    1150    26600
SUNOCO INC                     COM              86764P109     2339    77472 SH       DEF/OTH         01      72817    1805     2850
SUNQUEST INFO SYS INC COM      COM              867654105      677    42000 SH       DEFINED         01      42000
SUNTRUST BANKS INC             COM              867914103      416     5990 SH       DEFINED         01       5990
SUNTRUST BANKS INC             COM              867914103     1696    24424 SH       DEF/OTH         01       2608   19128     2688
SUPERVALU INC                  COM              868536103       16      600 SH       DEF/OTH         01                600
SYNCOR INTL CORP DEL           COM              87157J106      313     8700 SH       DEF/OTH         01               8700
SYNCOR INTL CORP DEL           COM              87157J106     1318    36600 SH       DEFINED         01      36600
SYNOVUS FINL CORP              COM              87161C105     4369   219811 SH       DEFINED         01     219811
SYNOVUS FINL CORP              COM              87161C105     8147   409904 SH       DEF/OTH         01     272817  137087
SYSCO CORP                     COM              871829107        9      296 SH       DEF/OTH         01        296
SYSCO CORP                     COM              871829107     1166    39100 SH       DEF/OTH      01 02              39100
SYSCO CORP                     COM              871829107     5980   200600 SH       DEFINED      01 02     200600
TCI SATELLITE ENTMT INC        COM              872298104               100 SH       DEFINED         01        100
TCI SATELLITE ENTMT INC        COM              872298104        1      200 SH       DEF/OTH         01        200
TCW CONV SECS FD INC           COM              872340104       24     2400 SH       DEF/OTH         01       2400
TECO ENERGY INC                COM              872375100     2992   131500 SH       DEFINED         01     131500
TECO ENERGY INC                COM              872375100       47     2082 SH       DEF/OTH         01       2082
TJX COS INC NEW                COM              872540109      344    10328 SH       DEF/OTH         01       8628    1700
TRW INC                        COM              872649108     1575    28700 SH       DEFINED         01      18700            10000
TRW INC                        COM              872649108     1362    24826 SH       DEF/OTH         01      23610    1216
TAINO FARMS INC                COM              874016900       70       53 SH       DEF/OTH         01         53
TANDY CORP                     COM              875382103      142     2900 SH       DEF/OTH         01       2000     900
TECUMSEH PRODS CO              CLASS A          878895200      176     2900 SH       DEF/OTH         01               2900
TECUMSEH PRODS CO              CLASS A          878895200     1332    22000 SH       DEFINED         01      22000
TEKTRONIX INC                  COM              879131100        6      200 SH       DEF/OTH         01                200
TELEFONICA SA - SPONSORED ADR  COM              879382208       92      624 SH       DEF/OTH         01        208     416
TELEFONOS DE MEXICO S A        COM              879403780      170     2100 SH       DEFINED         01       2100
TELEFONOS DE MEXICO S A        COM              879403780       81     1000 SH       DEF/OTH         01       1000
TELEPHONE & DATA SYSTEMS INC   COM              879433100       88     1200 SH       DEF/OTH         01       1200
TELLABS INC                    COM              879664100       68     1000 SH       DEFINED         01       1000
TELLABS INC                    COM              879664100      392     5800 SH       DEF/OTH         01       4000    1800
TELLABS INC                    COM              879664100      736    10900 SH       DEFINED         01      10900
TENET HEALTHCARE CORP          COM              88033G100       56     3000 SH       DEF/OTH         01       2400     600
TENNECO INC NEW                COM              88037E101        3      109 SH       DEFINED         01        109
TENNECO INC NEW                COM              88037E101       34     1432 SH       DEF/OTH         01        426    1006
TEXACO INC                     COM              881694103    52706   844979 SH       DEFINED         01     328045     500   516434
TEXACO INC                     COM              881694103     5590    89625 SH       DEF/OTH         01      71837   14188     3600
TEXACO INC                     COM              881694103      175     2800 SH       DEF/OTH      01 02               2800
TEXACO INC                     COM              881694103       37      600 SH       DEFINED      01 02        600
TEXAS INSTRS INC               COM              882508104     2534    17600 SH       DEF/OTH         01       5100   12100      400
TEXAS INSTRS INC               COM              882508104      202     1400 SH       DEF/OTH      01 02               1400
TEXAS INSTRS INC               COM              882508104       43      300 SH       DEFINED      01 02        300
TEXAS INSTRS INC               COM              882508104      123      850 SH       DEFINED         01        850
TEXAS UTILITIES CO.            COM              882848104     1049    25319 SH       DEFINED         01      25169              150
TEXAS UTILITIES CO.            COM              882848104      811    19578 SH       DEF/OTH         01      18478    1100
TEXTRON INC                    COM              883203101       48      580 SH       DEF/OTH         01        180     400
THERMO ELECTRON CORP           COM              883556102       52     2587 SH       DEF/OTH         01       1687     900
3COM CORP                      COM              885535104       13      500 SH       DEFINED         01        500
3COM CORP                      COM              885535104       39     1460 SH       DEF/OTH         01        260    1200
TIDEWATER INC                  COM              886423102     2135    70000 SH       DEFINED         01      70000
TIME WARNER INC                COM              887315109       36      500 SH       DEFINED         01        500
TIME WARNER INC                COM              887315109      189     2600 SH       DEF/OTH         01               2000      600
TIMKEN CO                      COM              887389104       34     1760 SH       DEFINED         01       1760
TIMKEN CO                      COM              887389104       42     2170 SH       DEF/OTH         01       2070     100
TIRE ENGINEERS INC OF ALA      COM              888990900                58 SH       DEF/OTH         01                          58
TORCHMARK CORP                 COM              891027104    18755   549598 SH       DEFINED         01     548026    1572
TORCHMARK CORP                 COM              891027104   173734  5091097 SH       DEF/OTH         01    4481902    4600   604595
TOYS R US                      COM              892335100        2      100 SH       DEFINED         01        100
TOYS R US                      COM              892335100        8      400 SH       DEF/OTH         01        100     300
TRANS WORLD AIRLS INC          COM              893349134                 3 SH       DEFINED         01          3
TRANS WORLD AIRLS INC          COM              893349837                 3 SH       DEFINED         01          3
TRANSAMERICA CORP              COM              893485102      146     1948 SH       DEFINED         01       1948
TRANSAMERICA CORP              COM              893485102       53      700 SH       DEF/OTH         01                700
TRANSIT GROUP INC              COM              893691105       63     9832 SH       DEF/OTH         01       9832
TRENWICK GROUP INC             COM              895290104       49     2000 SH       DEFINED         01       2000
TRENWICK GROUP INC             COM              895290104       39     1600 SH       DEF/OTH         01       1600
TRI CONTL CORP                 COM              895436103       85     2810 SH       DEF/OTH         01       2810
TRIAD HOSPITALS INC            COM              89579K109                 7 SH       DEFINED         01          7
TRICON GLOBAL RESTAURANTS      COM              895953107       31      573 SH       DEFINED         01        453              120
TRICON GLOBAL RESTAURANTS      COM              895953107       60     1100 SH       DEF/OTH         01        700     400
TRIBUNE CO NEW                 COM              896047107      436     5000 SH       DEF/OTH         01       5000
TRINET CORPORATE REALTY TRST I COM              896287109        6      200 SH       DEFINED         01        200
TRINITY INDUSTRIES             COM              896522109       52     1550 SH       DEFINED         01       1550
TRINITY INDUSTRIES             COM              896522109       50     1500 SH       DEF/OTH         01       1500
TRIZEC HAHN CORP               COM              896938107       16      800 SH       DEF/OTH         01        800
TRUSTMARK CORP                 COM              898402102      227     9912 SH       DEFINED         01       9912
TUPPERWARE CORP                COM              899896104        6      242 SH       DEFINED         01        242
TUPPERWARE CORP                COM              899896104       98     3850 SH       DEF/OTH         01       1500    2350
TYCO INT'L LTD NEW             COM              902124106    48349   510279 SH       DEFINED         01     492637     454    17187
TYCO INT'L LTD NEW             COM              902124106     5215    55037 SH       DEF/OTH         01      37361   15433     2243
TYCO INT'L LTD NEW             COM              902124106      985    10400 SH       DEFINED         01      10400
UAL CORP                       COM              902549500       30      460 SH       DEFINED         01        460
UGI CORP NEW                   COM              902681105       40     2000 SH       DEF/OTH         01       2000
USX-MARATHON GROUP             COM              902905827    43650  1340469 SH       DEFINED         01     558369     900   781200
USX-MARATHON GROUP             COM              902905827     2032    62405 SH       DEF/OTH         01      58000    3905      500
USX-MARATHON GROUP             COM              902905827      355    10900 SH       DEFINED         01      10900
UST INC                        COM              902911106       35     1177 SH       DEFINED         01       1177
UST INC                        COM              902911106       38     1300 SH       DEF/OTH         01        800     500
US BANCORP DEL                 COM              902973106       56     1674 SH       DEF/OTH         01       1674
UNUM CORP                      COM              903192102       60     1100 SH       DEF/OTH         01        300     800
U S G CORP                     COM              903293405        6      100 SH       DEFINED         01        100
USX-U S STEEL GROUP            COM              90337T101       14      511 SH       DEFINED         01        471               40
USX-U S STEEL GROUP            COM              90337T101        7      261 SH       DEF/OTH         01         15     246
U S WIRELESS CORP              COM              90339C106                50 SH       DEFINED         01         50
UBID INC                       COM              903469104       45     1410 SH       DEFINED         01       1410
ULTIMATE SOFTWARE GROUP INC    COM              90385D107       10     2000 SH       DEFINED         01       2000
ULTRAMAR DIAMOND SHAMROCK      COM              904000106    32093  1471281 SH       DEFINED         01     630281    1500   839500
ULTRAMAR DIAMOND SHAMROCK      COM              904000106      965    44253 SH       DEF/OTH         01      40553    3000      700
UNILEVER PLC                   COM              904767704       22      580 SH       DEF/OTH         01        580
UNILEVER N V                   COM              904784709       25      357 SH       DEFINED         01        357
UNILEVER N V                   COM              904784709      108     1550 SH       DEF/OTH         01               1550
UNICOM CORP                    COM              904911104       41     1074 SH       DEFINED         01       1074
UNICOM CORP                    COM              904911104      163     4235 SH       DEF/OTH         01       2835    1400
UNION CARBIDE CORP             COM              905581104      146     3000 SH       DEFINED         01       3000
UNION CARBIDE CORP             COM              905581104       20      400 SH       DEF/OTH         01                400
UNION PACIFIC CORP             COM              907818108       20      351 SH       DEFINED         01        351
UNION PACIFIC CORP             COM              907818108      111     1910 SH       DEF/OTH         01       1910
UNION PAC RES GROUP INC        COM              907834105        5      297 SH       DEFINED         01        297
UNION PAC RES GROUP INC        COM              907834105       26     1600 SH       DEF/OTH         01       1100     500
UNION PLANTERS CORP            COM              908068109     1366    30559 SH       DEFINED         01      30559
UNISYS CORP                    COM              909214108      117     3000 SH       DEFINED         01       3000
UNISYS CORP                    COM              909214108      124     3186 SH       DEF/OTH         01       2453     400      333
UNISYS CORP                    PFD A CV $3.75   909214207       22      342 SH       DEF/OTH         01        342
UNITED HEALTHCARE CORP         COM              910581107    41419   661375 SH       DEFINED         01     352525     550   308300
UNITED HEALTHCARE CORP         COM              910581107     2560    40875 SH       DEF/OTH         01      40475     400
U S AIR GROUP INC              COM              911905107       17      400 SH       DEF/OTH         01                400
U S WEST INC NEW               COM              91273H101      327     5573 SH       DEFINED         01       5373              200
U S WEST INC NEW               COM              91273H101      607    10328 SH       DEF/OTH         01       5703    2766     1859
UNITED TECHNOLOGIES CORP       COM              913017109      276     3836 SH       DEFINED         01       3636              200
UNITED TECHNOLOGIES CORP       COM              913017109     2367    32880 SH       DEF/OTH         01      12880   20000
UNITED TECHNOLOGIES CORP       COM              913017109       65      900 SH       DEFINED         01        900
UNITRIN INC                    COM              913275103      399     9740 SH       DEFINED         01       9740
UNITRIN INC                    COM              913275103       62     1500 SH       DEF/OTH         01               1500
UNIVERSAL FOODS CORP           COM              913538104    16908   800400 SH       DEFINED         01     531350     300   268750
UNIVERSAL FOODS CORP           COM              913538104     1083    51250 SH       DEF/OTH         01      51250
UNIVISION COMMUNICATIONS INC   COM              914906102       65     1000 SH       DEF/OTH         01       1000
UNOCAL CORP                    COM              915289102      197     4972 SH       DEFINED         01       4972
UNOCAL CORP                    COM              915289102      805    20305 SH       DEF/OTH         01       5305   15000
USFREIGHTWAYS CORP             COM              916906100    32146   694100 SH       DEFINED         01     362800     300   331000
USFREIGHTWAYS CORP             COM              916906100     1899    41000 SH       DEF/OTH         01      40000    1000
UTILICORP UNITED INC           COM              918005109        5      200 SH       DEFINED         01        200
V F CORP                       COM              918204108      764    17880 SH       DEFINED         01      17880
V F CORP                       COM              918204108     2205    51584 SH       DEF/OTH         01      42200    6284     3100
VALASSIS COMM INC              COM              918866104      390    10650 SH       DEF/OTH         01              10650
VALASSIS COMM INC              COM              918866104     2921    79750 SH       DEFINED         01      79750
VALSPAR CORP                   COM              920355104       38     1000 SH       DEFINED         01       1000
VARIAN MED SYS INC             COM              92220P105        5      200 SH       DEF/OTH         01        200
VARIAN INC                     COM              922206107        3      200 SH       DEF/OTH         01        200
VARIAN SEMICONDUCTOR EQUIPMN   COM              922207105        3      200 SH       DEF/OTH         01        200
VENATOR GROUP INC              COM              922944103       13     1200 SH       DEFINED         01       1200
VERITY INC                     COM              92343C106      428     7900 SH       DEF/OTH         01               7900
VERITY INC                     COM              92343C106     4351    80300 SH       DEFINED         01      80300
VIAD CORP                      COM              92552R109       26      850 SH       DEFINED         01        850
VIAD CORP                      COM              92552R109       31      988 SH       DEF/OTH         01        508     480
VIACOM INC                     COM              925524308       84     1900 SH       DEF/OTH         01               1900
VICOR CORP                     COM              925815102       36     1700 SH       DEF/OTH         01       1700
VISIO CORP                     COM              927914101       28      725 SH       DEF/OTH         01        725
VITESSE SEMICONDUCTOR COM      COM              928497106      371     5500 SH       DEFINED         01       5500
VLASIC FOODS INTL INC          COM              928559103        1      160 SH       DEF/OTH         01                160
VULCAN MATLS CO                COM              929160109     5912   122523 SH       DEFINED         01      76646            45877
VULCAN MATLS CO                COM              929160109   349380  7241035 SH       DEF/OTH         01    5418103   38811  1784121
WICOR INC                      COM              929253102       16      566 SH       DEF/OTH         01                566
WMS INDS INC                   COM              929297109      420    24700 SH       DEF/OTH         01              24700
WMS INDS INC                   COM              929297109     3136   184500 SH       DEFINED         01     184500
WNS INC                        COM              929298107        4     1000 SH       DEFINED         01       1000
WACHOVIA CORP                  COM              929771103     1011    11821 SH       DEFINED         01      11821
WACHOVIA CORP                  COM              929771103      623     7283 SH       DEF/OTH         01       5984    1299
WACKENHUT CORRECTIONS CORP     COM              929798106       50     2500 SH       DEFINED         01       2500
WADDELL & REED FINL INC        COM              930059100      696    25241 SH       DEFINED         01      25152      89
WADDELL & REED FINL INC        COM              930059100     7961   288844 SH       DEF/OTH         01     281334      34     7476
WADDELL & REED FINL INC        COM              930059209     3179   117755 SH       DEFINED         01     117371     384
WADDELL & REED FINL INC        COM              930059209    33567  1243230 SH       DEF/OTH         01    1210888     146    32196
WAL-MART STORES INC            COM              931142103    54778  1135295 SH       DEFINED         01     530795           604500
WAL-MART STORES INC            COM              931142103     6231   129128 SH       DEF/OTH         01     107308   21820
WAL-MART STORES INC            COM              931142103      627    13000 SH       DEF/OTH      01 02              13000
WAL-MART STORES INC            COM              931142103      135     2800 SH       DEFINED      01 02       2800
WAL-MART STORES INC            COM              931142103     1100    22800 SH       DEFINED         01      22800
WALGREEN CO                    COM              931422109       41     1400 SH       DEFINED         01       1400
WALGREEN CO                    COM              931422109     3543   120600 SH       DEF/OTH         01      57400   47200    16000
WALTER INDS INC                COM              93317Q105      582    45000 SH       DEFINED         01      45000
WARNER LAMBERT CO              COM              934488107      530     7668 SH       DEFINED         01       7668
WARNER LAMBERT CO              COM              934488107     1599    23142 SH       DEF/OTH         01      13242    9900
WARNER LAMBERT CO              COM              934488107      194     2800 SH       DEF/OTH      01 02               2800
WARNER LAMBERT CO              COM              934488107       41      600 SH       DEFINED      01 02        600
WASH GAS LIGHT CO              COM              938837101        5      200 SH       DEF/OTH         01        200
WASHINGTON MUT INC             COM              939322103    47333  1330962 SH       DEFINED         01     402017     945   928000
WASHINGTON MUT INC             COM              939322103     1506    42340 SH       DEF/OTH         01      39560    2780
WASHINGTON POST CO             COM              939640108      403      750 SH       DEF/OTH      01 02                750
WASHINGTON POST CO             COM              939640108     2098     3900 SH       DEFINED      01 02       3900
WASTE MGMT INC DEL             COM              94106L109    45308   842948 SH       DEFINED         01     823139     597    19212
WASTE MGMT INC DEL             COM              94106L109     2151    40015 SH       DEF/OTH         01      37841             2174
WASTE MGMT INC DEL             COM              94106L109     1793    33360 SH       DEF/OTH      01 02              33360
WASTE MGMT INC DEL             COM              94106L109     9268   172426 SH       DEFINED      01 02     172426
WATSON PHARMACEUTICALS INC     COM              942683103       14      400 SH       DEFINED         01        400
WATSON PHARMACEUTICALS INC     COM              942683103       18      500 SH       DEF/OTH         01                500
WAVE SYSTEMS CORP              COM              943526103        6      300 SH       DEFINED         01        300
WEATHERFORD INTL INC           COM              947074100       47     1270 SH       DEF/OTH         01       1235      35
WEBB, DEL CORP                 COM              947423109       10      400 SH       DEFINED         01        400
WEITEK CORP                    COM              949044101               625 SH       DEFINED         01        625
WELLS FARGO & CO NEW           COM              949746101      103     2400 SH       DEFINED         01       2400
WELLS FARGO & CO NEW           COM              949746101      124     2900 SH       DEF/OTH         01        400    2500
WENDYS INTL INC                COM              950590109      108     3776 SH       DEF/OTH         01       3776
WESTERN RES INC                COM              959425109       18      674 SH       DEF/OTH         01        674
WESTVACO CORP                  COM              961548104       17      600 SH       DEF/OTH         01                600
WEYERHAEUSER CO                COM              962166104    57779   840424 SH       DEFINED         01     361924     500   478000
WEYERHAEUSER CO                COM              962166104     3722    54131 SH       DEF/OTH         01      52551    1580
WHIRLPOOL CORP                 COM              963320106      207     2800 SH       DEF/OTH         01       2700     100
WHITE MTNS INS GROUP INC       COM              964126106       32      225 SH       DEF/OTH         01        225
WHITMAN CORP NEW               COM              96647R107       21     1168 SH       DEFINED         01       1168
WHITNEY HOLDING CORP           COM              966612103       15      375 SH       DEFINED         01        375
WHOLE FOODS MKT INC            COM              966837106       24      500 SH       DEFINED         01                         500
WILEY JOHN & SONS INC          COM              968223206      338    19200 SH       DEF/OTH         01      19200
WILEY JOHN & SONS INC. CLASS B COM              968223305       89     4800 SH       DEF/OTH         01       4800
WILLAMETTE INDS INC            COM              969133107    44204   959650 SH       DEFINED         01     475450     700   483500
WILLAMETTE INDS INC            COM              969133107     1921    41700 SH       DEF/OTH         01      40750     350      600
WILLIAMS COS INC               COM              969457100      128     3000 SH       DEFINED         01       3000
WILLIAMS COS INC               COM              969457100     1346    31626 SH       DEF/OTH         01        326   31300
WILLIAMS COS INC               COM              969457100       98     2300 SH       DEFINED         01       2300
WILLIAMS SONOMA INC            COM              969904101        3      100 SH       DEF/OTH         01        100
WILMINGTON TRUST CORP          COM              971807102      181     3150 SH       DEFINED         01       3150
WILMINGTON TRUST CORP          COM              971807102     1142    19900 SH       DEF/OTH         01               7850    12050
WILMINGTON TRUST CORP          COM              971807102       72     1250 SH       DEFINED         01       1250
WIND RIVER SYSTEMS INC         COM              973149107      210    13050 SH       DEF/OTH         01      13050
WINN DIXIE STORES INC          COM              974280109      312     8440 SH       DEFINED         01       8440
WINN DIXIE STORES INC          COM              974280109      198     5370 SH       DEF/OTH         01       3770    1600
WINSLOEW FURNITURE INC         COM              975377102     1345    40000 SH       DEFINED         01                       40000
WISCONSIN ENERGY CORP          COM              976657106       57     2289 SH       DEF/OTH         01       1773     516
WOLVERINE TUBE INC             COM              978093102     2638   105000 SH       DEFINED         01                      105000
WORTHINGTON INDS INC           COM              981811102       44     2700 SH       DEF/OTH         01       2600     100
XOMED SURGICAL PRODS INC       COM              98412V107      365     7500 SH       DEF/OTH         01               7500
XEROX CORP                     COM              984121103       66     1112 SH       DEFINED         01       1112
XEROX CORP                     COM              984121103     3269    55350 SH       DEF/OTH         01      33250   22100
XEROX CORP                     COM              984121103      154     2600 SH       DEFINED         01       2600
YAHOO INC                      COM              984332106        2       14 SH       DEFINED         01         14
ZALE CORP NEW                  COM              988858106      274     6854 SH       DEFINED         01       6854
ZALE CORP NEW                  COM              988858106      132     3300 SH       DEF/OTH         01               3300
ZALE CORP NEW                  COM              988858106      908    22700 SH       DEFINED         01      22700
ZAPATA CORP NEW                COM              989070503        9     1000 SH       DEFINED         01       1000
ZIFF-DAVIS INC                 COM              989511100        2      100 SH       DEF/OTH         01                         100
ZWEIG TOTAL RETURN FD          COM              989837109        5      571 SH       DEFINED         01        571
ZWEIG TOTAL RETURN FD          COM              989837109       13     1493 SH       DEF/OTH         01       1493
ACE LTD                        COM              G0070K103       34     1200 SH       DEFINED         01       1200
RHONE-POULENC OVERSEAS LTD     COM              G75495104        7      300 SH       DEFINED         01        300
INDIGO N V                     COM              N44495120               154 SH       DEFINED         01        154
AFLAC INC                      COM              001055102       48     1000 SH       DEFINED         01       1000
AT&T CORP                      COM              001957109      226     4058 SH       DEFINED         01       4058
AT&T CORP                      COM              001957109       29      525 SH       DEF/OTH         01        525
ABBOTT LABORATORIES            COM              002824100       36      800 SH       DEFINED         01        800
AETNA INC                      COM              008117103      130     1450 SH       DEFINED         01       1450
AIRTOUCH COMMUNICATIONS INC    COM              00949T100        1       12 SH       DEFINED         01         12
ALLEGHENY ENERGY INC           COM              017361106       10      315 SH       DEFINED         01        315
AMEREN CORP                    COM              023608102       10      250 SH       DEFINED         01        250
AMERICA ONLINE INC DEL         COM              02364J104      357     3241 SH       DEFINED         01         41    3200
AMERICAN GENERAL CORPORATION   COM              026351106       90     1200 SH       DEFINED         01       1200
AMERICAN GENERAL CORPORATION   COM              026351106       47      624 SH       DEF/OTH         01        624
AMERICAN GREETINGS CORP        COM              026375105      197     6550 SH       DEFINED         01       6550
AMERICAN HOME PRODS CORP       COM              026609107       98     1700 SH       DEFINED         01       1700
AMERICAN HOME PRODS CORP       COM              026609107       17      304 SH       DEF/OTH         01        304
AMERITECH CORP                 COM              030954101        1       16 SH       DEFINED         01         16
AMGEN INC                      COM              031162100       73     1200 SH       DEFINED         01       1200
AMSOUTH BANCORPORATION         COM              032165102     2333   100626 SH       DEFINED         01     100626
AMSOUTH BANCORPORATION         COM              032165102      193     8332 SH       DEF/OTH         01       8332
ANHEUSER BUSCH COS INC         COM              035229103       57      804 SH       DEFINED         01        804
AON CORP                       COM              037389103       43     1050 SH       DEFINED         01       1050
APPLIED MATERIALS              COM              038222105       59      800 SH       DEFINED         01                800
ARCHER DANIELS MIDLAND CO      COM              039483102       12      764 SH       DEFINED         01        764
ATLANTIC RICHFIELD CO          COM              048825103      234     2800 SH       DEFINED         01       2800
AUTOLIV, INC.                  COM              052800109       21      682 SH       DEFINED         01        682
AVNET INC                      COM              053807103       79     1700 SH       DEFINED         01       1700
BB&T CORP                      COM              054937107       55     1500 SH       DEFINED         01                     1500
BEC ENERGY                     COM              05538M101       13      308 SH       DEFINED         01        308
BP AMOCO PLC                   COM              055622104      129     1191 SH       DEFINED         01       1191
BANK AMER CORP                 COM              060505104      394     5378 SH       DEFINED         01       5078      300
BANK AMER CORP                 COM              060505104       33      450 SH       DEF/OTH         01        450
BANK ONE CORP                  COM              06423A103       27      450 SH       DEF/OTH         01        450
BARD CR INC                    COM              067383109      146     3050 SH       DEFINED         01       3050
BARD CR INC                    COM              067383109        5      100 SH       DEF/OTH         01        100
BAXTER INTNL INC               COM              071813109      138     2275 SH       DEFINED         01       2275
BECTON DICKINSON & CO          COM              075887109       48     1600 SH       DEFINED         01       1600
BELL ATLANTIC CORP             COM              077853109       83     1272 SH       DEFINED         01       1272
BELLSOUTH CORP                 COM              079860102     1086    23549 SH       DEFINED         01      23549
BELLSOUTH CORP                 COM              079860102       53     1152 SH       DEF/OTH         01       1152
BOEING CO                      COM              097023105       26      600 SH       DEFINED         01        600
BRISTOL MYERS SQUIBB CO        COM              110122108      409     5800 SH       DEFINED         01       5800
BRISTOL MYERS SQUIBB CO        COM              110122108       56      800 SH       DEF/OTH         01        800
BURLINGTON INDS INC            COM              121693105       14     1466 SH       DEFINED         01                         1466
BURLINGTON RESOURCES           COM              122014103       41      950 SH       DEFINED         01        950
CIGNA CORP                     COM              125509109       53      600 SH       DEFINED         01        600
CSX CORP                       COM              126408103       41      900 SH       DEFINED         01        900
CVS CORP                       COM              126650100       96     1900 SH       DEFINED         01       1900
CABLETRON SYS INC              COM              126920107      172    13200 SH       DEFINED         01      13200
CARNIVAL CORP                  COM              143658102       24      500 SH       DEFINED         01        500
CASCADE INTL INC               COM              147280101        3     1000 SH       DEFINED         01       1000
CHAMPION INTL CORP             COM              158525105      127     2650 SH       DEFINED         01       2650
CHARTER MUN MTG ACCEP CO       COM              160908109       29     2293 SH       DEF/OTH         01       2293
CHASE MANHATTAN CORP (NEW)     COM              16161A108        8       90 SH       DEFINED         01         90
CHEVRON CORP                   COM              166751107      560     5886 SH       DEFINED         01       5886
CHEVRON CORP                   COM              166751107       10      100 SH       DEF/OTH         01        100
CHUBB CORP                     COM              171232101      202     2900 SH       DEFINED         01       2900
CISCO SYSTEMS INC              COM              17275R102      197     3050 SH       DEFINED         01        650      900     1500
CITIGROUP INC                  COM              172967101       19      405 SH       DEFINED         01        405
CLEAR CHANNEL COMMUNICATS IN   COM              184502102       14      200 SH       DEFINED         01        200
CLOROX CO                      COM              189054109      267     2496 SH       DEFINED         01       2496
COCA COLA CO                   COM              191216100     2118    34167 SH       DEFINED         01      33567      600
COCA COLA ENTERPRISE INC       COM              191219104        6      200 SH       DEFINED         01        200
COMAIR HOLDINGS INC            COM              199789108       28     1362 SH       DEFINED         01                         1362
COMMUNITY TRUST FINANCIAL      COM              204152904        9     1000 SH       DEFINED         01       1000
CONSTELLATION ENERGY CORP      COM              210371100      226     7621 SH       DEFINED         01       7621
CONSTELLATION ENERGY CORP      COM              210371100       36     1200 SH       DEF/OTH         01       1200
CROWN CORK & SEAL INC          COM              228255105       94     3300 SH       DEFINED         01       3300
DARDEN RESTAURANTS INC         COM              237194105       16      750 SH       DEFINED         01        750
DAYTON HUDSON CORP             COM              239753106       59      900 SH       DEFINED         01        900
DEAN WITTER REALTY INCOME      COM              24241G301       50      615 SH       DEF/OTH         01        615
DELL COMPUTER CORP             COM              247025109       22      595 SH       DEFINED         01        595
DELPHI AUTOMOTIVE SYS CORP     COM              247126105        9      460 SH       DEFINED         01        460
DENTSPLY INTL INC NEW          COM              249030107      241     8350 SH       DEFINED         01       8350
DIAGEO PLC-SPONSORED ADR       COM              25243Q205       80     1859 SH       DEFINED         01       1859
DIAGEO PLC-SPONSORED ADR       COM              25243Q205       22      518 SH       DEF/OTH         01        518
DILLARDS INC                   COM              254067101       91     2600 SH       DEFINED         01       2600
DILLARDS INC                   COM              254067101       18      500 SH       DEF/OTH         01        500
DISNEY WALT CO.                COM              254687106       84     2731 SH       DEFINED         01       1831      900
DOW CHEMICAL                   COM              260543103        6       46 SH       DEFINED         01         46
DREYFUS INTER TX EX BD         COM              262010101        5      388 SH       DEFINED         01        388
DU PONT E I DE NEMOURS & CO    COM              263534109      126     1844 SH       DEFINED         01       1844
DUKE ENERGY CORPORATION        COM              264399106       62     1132 SH       DEFINED         01       1132
DUN & BRADSTREET CORP DEL      COM              26483B106      110     3096 SH       DEFINED         01       3096
E M C CORP MASS                COM              268648102       66     1200 SH       DEFINED         01        200     1000
EASTMAN KODAK CO               COM              277461109       30      450 SH       DEFINED         01        450
ELECTRONIC DATA SYSTEMS CORP   COM              285661104        2       32 SH       DEFINED         01         32
EMERSON ELEC CO                COM              291011104       79     1248 SH       DEFINED         01       1248
ENGELHARD CORP                 COM              292845104      136     6000 SH       DEFINED         01       6000
ENGELHARD CORP                 COM              292845104       23     1000 SH       DEF/OTH         01       1000
ENTERGY CORP NEW               COM              29364G103      156     5000 SH       DEFINED         01       5000
EXXON CORP                     COM              302290101      365     4730 SH       DEFINED         01       4730
EXXON CORP                     COM              302290101      100     1300 SH       DEF/OTH         01       1300
FPL GROUP INC                  COM              302571104       38      700 SH       DEFINED         01        700
FPL GROUP INC                  COM              302571104       22      400 SH       DEF/OTH         01        400
FIRST TENNESSEE NATIONAL CORP  COM              337162101       34      900 SH       DEFINED         01        900
FIRST UNION CORP               COM              337358105      265     5627 SH       DEFINED         01       5627
FIRST UNION CORP               COM              337358105       12      250 SH       DEF/OTH         01        250
FLEET FINL GROUP INC NEW       COM              338915101    15602   351600 SH       DEFINED         01     351600
FLORIDA PROGRESS CORPORATION   COM              341109106        8      200 SH       DEFINED         01        200
FORD MOTOR COMPANY             COM              345370100       23      400 SH       DEFINED         01        400
GTE CORP                       COM              362320103       59      780 SH       DEFINED         01        780
GANNETT INC                    COM              364730101      221     3100 SH       DEFINED         01       3100
THE GAP INC                    COM              364760108       71     1404 SH       DEFINED         01       1404
GENERAL ELEC CO                COM              369604103     1305    11550 SH       DEFINED         01      11550
GENERAL ELEC CO                COM              369604103      193     1704 SH       DEF/OTH         01       1704
GENERAL MTRS CORP              COM              370442105       44      660 SH       DEFINED         01        660
GILLETTE CO                    COM              375766102       41     1000 SH       DEFINED         01       1000
GUIDANT CORP                   COM              401698105        5       94 SH       DEFINED         01         94
HALLIBURTON CO                 COM              406216101      109     2414 SH       DEFINED         01       2414
HARBOR FLA BANCSHARES INC      COM              411901101       31     2500 SH       DEF/OTH         01       2500
HARRIS CORP                    COM              413875105       31      800 SH       DEFINED         01        800
HARTFORD FINL SVCS GROUP INC   COM              416515104      137     2350 SH       DEFINED         01       2350
HEWLETT-PACKARD CO             COM              428236103      392     3900 SH       DEFINED         01       3700               200
HIGHLANDS INS GROUP INC        COM              431032101        2      200 SH       DEFINED         01        200
HOME DEPOT INC                 COM              437076102     1543    23948 SH       DEFINED         01      23948
IMCO RECYCLING INC             COM              449681105      731    42707 SH       DEFINED         01      42707
IMS HEALTH INC                 COM              449934108       56     1792 SH       DEFINED         01       1792
IRT PPTY CO                    COM              450058102        4      400 SH       DEFINED         01        400
ITT INDUSTRIES INC             COM              450911102        7      175 SH       DEFINED         01        175
IMMUCELL CORP                  COM              452525306               100 SH       DEFINED         01        100
INFINITY BROADCASTING CP NEW   COM              45662S102        5      175 SH       DEFINED         01        175
INTEL CORP                     COM              458140100       79     1320 SH       DEFINED         01        420               900
INTERNATIONAL BUS MACHS CO     COM              459200101      103      800 SH       DEFINED         01        800
INTERNATIONAL FLAVORS &        COM              459506101      106     2400 SH       DEFINED         01       2400
INTERNATIONAL PAPER CO         COM              460146103      127     2526 SH       DEFINED         01       2526
INTERNATIONAL PAPER CO         COM              460146103       37      742 SH       DEF/OTH         01        742
INVESTORS HER LF IN KY         COM              461560104        1       56 SH       DEFINED         01         56
JOHNSON & JOHNSON              COM              478160104       59      600 SH       DEFINED         01        600
KERR MCGEE CORP                COM              492386107      361     7198 SH       DEFINED         01       7198
KERR MCGEE CORP                COM              492386107       28      550 SH       DEF/OTH         01        550
KIMBERLY CLARK CORP            COM              494368103       29      500 SH       DEFINED         01        500
LG AND E ENERGY CORP           COM              501917108       28     1322 SH       DEFINED         01       1322
LACLEDE GAS CO.                COM              505588103        9      400 SH       DEFINED         01        400
LAMAR ADVERTISING CO           COM              512815101       41     1000 SH       DEFINED         01       1000
LEXMARK INTL GROUP INC         COM              529771107       66     1000 SH       DEFINED         01                         1000
LIMITED INC                    COM              532716107       23      500 SH       DEFINED         01        500
LOUISIANA PAC CORP             COM              546347105       11      475 SH       DEFINED         01        475
LOWES COS INC                  COM              548661107       16      290 SH       DEFINED         01        290
LUCENT TECHNOLOGIES INC        COM              549463107       92     1362 SH       DEFINED         01       1362
MCI WORLDCOM INC               COM              55268B106      218     2530 SH       DEFINED         01       2330      200
MALIBU ENTMT WORLDWIDE INC     COM              561182106       14    10000 SH       DEFINED         01      10000
MANDALAY RESORT GROUP          COM              562567107       41     1950 SH       DEFINED         01       1950
MAY DEPT STORES CO             COM              577778103      109     2660 SH       DEFINED         01       2660
MCDONALDS CORP                 COM              580135101       33      800 SH       DEFINED         01        800
MCDONALDS CORP                 COM              580135101       14      336 SH       DEF/OTH         01        336
MCKESSON HBOC INC              COM              58155Q103        3      100 SH       DEFINED         01        100
MEDIAONE GROUP INC             COM              58440J104        1       12 SH       DEFINED         01         12
MERCK & CO INC                 COM              589331107       59      800 SH       DEFINED         01        800
MICROSOFT CORP                 COM              594918104      162     1800 SH       DEFINED         01       1800
MICROSOFT CORP                 COM              594918104        9      100 SH       DEF/OTH         01        100
MICROSEMI CORP                 COM              595137100        4      400 SH       DEFINED         01                 400
MILLER INDS INC TENN           COM              600551105        6     1500 SH       DEFINED         01                1500
MOBIL CORP                     COM              607059102       59      600 SH       DEFINED         01        600
MOLEX INC                      COM              608554101       37     1000 SH       DEFINED         01                         1000
MONSANTO CO                    COM              611662107       92     2320 SH       DEFINED         01       2320
MORGAN J P & CO INC            COM              616880100       28      200 SH       DEFINED         01        200
MORGAN STANLEY DEAN WITTER&CO  COM              617446448      226     2198 SH       DEFINED         01       2198
NEWELL RUBBERMAID INC          COM              651229106      153     3307 SH       DEFINED         01       3307
NEWELL RUBBERMAID INC          COM              651229106       51     1102 SH       DEF/OTH         01       1102
NEWPORT NEWS SHIPBUILDING INC  COM              652228107                 7 SH       DEFINED         01          7
NYNEX CORP                     COM              670768100        1       12 SH       DEFINED         01         12
OCCIDENTAL PETE CORP           COM              674599105        3      150 SH       DEFINED         01        150
OLD NATL BANCP IND             COM              680033107       95     3150 SH       DEFINED         01       3150
PAYLESS SHOESOURCE INC         COM              704379106        3       54 SH       DEFINED         01         54
PEPSICO INC                    COM              713448108       23      600 SH       DEFINED         01        600
PHARMACIA-UPJOHN               COM              716941109      210     3700 SH       DEFINED         01       3700
PHARMACIA-UPJOHN               COM              716941109       28      500 SH       DEF/OTH         01        500
PFIZER INC                     COM              717081103       26      238 SH       DEFINED         01        88      150
PHILIP MORRIS COMPANIES INC    COM              718154107       10      240 SH       DEFINED         01        240
PREMARK INTERNATIONAL INC      COM              740459102        5      134 SH       DEFINED         01        134
PREWAY INC                     COM              741394100             35000 SH       DEFINED         01      35000
PROCTER & GAMBLE CO            COM              742718109       10      110 SH       DEFINED         01        110
RF MICRODEVICES INC            COM              749941100      578     7750 SH       DEFINED         01       7750
RAYONIER INC                   COM              754907103        2       43 SH       DEFINED         01         43
RAYTHEON CO                    COM              755111309        1       10 SH       DEFINED         01         10
REGIONS FINL CORP              COM              758940100       23      600 SH       DEFINED         01        600
REPUBLIC SVGS FIN COR          COM              760758102       25     3000 SH       DEF/OTH         01       3000
REYNOLDS & REYNOLDS CO         COM              761695105      104     4450 SH       DEFINED         01       4450
REYNOLDS & REYNOLDS CO         COM              761695105       33     1400 SH       DEF/OTH         01       1400
ROCKWELL INTL CORP NEW         COM              773903109       24      400 SH       DEFINED         01        400
ROHM & HAAS CO                 COM              775371107       43      996 SH       DEFINED         01        996
ROYAL DUTCH PETE CO            COM              780257804      274     4550 SH       DEFINED         01       4550
RYDER SYS INC                  COM              783549108      149     5800 SH       DEFINED         01       5800
SBC COMMUNICATIONS INC         COM              78387G103      396     6823 SH       DEFINED         01       6023               800
SCI SYS INC                    COM              783890106     3032    64000 SH       DEFINED         01      64000
SAFEWAY INC                    COM              786514208       69     1400 SH       DEFINED         01       1400
ST PAUL COS INC                COM              792860108      139     4384 SH       DEFINED         01       4384
SARA LEE CORPORATION           COM              803111103       48     2100 SH       DEFINED         01       2100
SCHERING-PLOUGH CORP           COM              806605101      706    13450 SH       DEFINED         01      13450
SERVICE CORP INTL              COM              817565104       18      954 SH       DEF/OTH         01        954
DEFINED MED SYS CORP           COM              819486101       92     1410 SH       DEFINED         01       1410
SMITHKLINE BEECHAM P L C       COM              832378301       99     1500 SH       DEFINED         01       1500
SOLUTIA INC                    COM              834376105       10      464 SH       DEFINED         01        464
SOUTHERN CO                    COM              842587107      261     9866 SH       DEFINED         01       9866
STARWOOD HOTELS&RESORTS WORLD  COM              85590A203        8      270 SH       DEFINED         01        270
SUNOCO INC                     COM              86764P109       95     3132 SH       DEFINED         01       3132
SUNTRUST BANKS INC             COM              867914103       28      400 SH       DEFINED         01        400
SUNTRUST BANKS INC             COM              867914103      319     4600 SH       DEF/OTH         01       4600
TELLABS INC                    COM              879664100       27      400 SH       DEFINED         01        400
TENNECO INC NEW                COM              88037E101       10      415 SH       DEFINED         01        415
TEXACO INC                     COM              881694103      206     3300 SH       DEFINED         01       3300
TORCH ENERGY ROYALTY TRUST     COM              891013104        2      300 SH       DEFINED         01        300
TOTAL SYS SVCS INC             COM              891906109       17      900 SH       DEFINED         01        900
TRANSAMERICA CORP              COM              893485102       15      200 SH       DEFINED         01        200
TUPPERWARE CORP                COM              899896104        3      134 SH       DEFINED         01        134
II VI INC                      COM              902104108        4      400 SH       DEFINED         01        400
TYCO INT'L LTD NEW             COM              902124106      281     2970 SH       DEFINED         01       1970              1000
TYCO INT'L LTD NEW             COM              902124106       61      641 SH       DEF/OTH         01        641
USX-MARATHON GROUP             COM              902905827      147     4500 SH       DEFINED         01       4500
ULTRAMAR DIAMOND SHAMROCK CO   COM              904000106      110     5050 SH       DEFINED         01       5050
ULTRAMAR DIAMOND SHAMROCK CO   COM              904000106        9      400 SH       DEF/OTH         01        400
UNICOM CORP                    COM              904911104        6      148 SH       DEFINED         01        148
UNION PLANTERS CORP            COM              908068109       67     1500 SH       DEFINED         01                         1500
UNITED HEALTHCARE CORP         COM              910581107      235     3750 SH       DEFINED         01       3750
UNITED HEALTHCARE CORP         COM              910581107       25      400 SH       DEF/OTH         01        400
UNIVERSAL FOODS CORP           COM              913538104      120     5700 SH       DEFINED         01       5700
UNIVERSAL FOODS CORP           COM              913538104        4      200 SH       DEF/OTH         01        200
UNOCAL CORP                    COM              915289102       40     1000 SH       DEFINED         01       1000
VIAD CORP                      COM              92552R109       62     2000 SH       DEFINED         01       2000
WAL-MART STORES INC            COM              931142103      405     8400 SH       DEFINED         01       8400
WAL-MART STORES INC            COM              931142103       82     1700 SH       DEF/OTH         01       1700
WARNER LAMBERT CO              COM              934488107      255     3686 SH       DEFINED         01       3686
WASHINGTON MUT INC             COM              939322103      103     2900 SH       DEFINED         01       2900
WASHINGTON POST CO             COM              939640108       54      100 SH       DEFINED         01        100
WEYERHAEUSER CO                COM              962166104       96     1400 SH       DEFINED         01       1400
WILLAMETTE INDS INC            COM              969133107      175     3800 SH       DEFINED         01       3800
WILLIAMS COS INC               COM              969457100       43     1000 SH       DEFINED         01                         1000
WORLD CALL VIDEO, INC          COM              981432909              5000 SH       DEFINED         01       5000
XEROX CORP                     COM              984121103      239     4050 SH       DEFINED         01       4050
DAIMLERCHRYSLER AG             ORD              D1668R123       33      374 SH       DEFINED         01        374
DAIMLERCHRYSLER AG             ORD              D1668R123       29      328 SH       DEF/OTH         01         79      249
XL CAP LTD                     COM              G98255105       41      732 SH       DEFINED         01        732
SAPIENS INTL CORP N V          COM              N7716A102        5      500 SH       DEF/OTH         01                 500
AFLAC INC                      COM              001055102     1334    27872 SH       DEFINED         01      27872
AFLAC INC                      COM              001055102      194     4050 SH       DEF/OTH         01       4050
AGL RES INC                    COM              001204106      846    45900 SH       DEFINED         01      45900
AGL RES INC                    COM              001204106      750    40700 SH       DEF/OTH         01      40700
AT&T CORP                      COM              001957109     9121   163426 SH       DEFINED         01     163426
AT&T CORP                      COM              001957109     5580    99982 SH       DEF/OTH         01      95916     4066
ABBOTT LABORATORIES            COM              002824100     3115    68640 SH       DEFINED         01      68640
ABBOTT LABORATORIES            COM              002824100      994    21900 SH       DEF/OTH         01      21900
ACNIELSEN CORP                 COM              004833109       39     1291 SH       DEF/OTH         01       1291
ACX TECHNOLOGIES INC           COM              005123104        1       66 SH       DEF/OTH         01         66
AEGON N V                      COM              007924103       32      437 SH       DEF/OTH         01        437
AETNA INC                      COM              008117103     1372    15339 SH       DEFINED         01      15339
AETNA INC                      COM              008117103      385     4300 SH       DEF/OTH         01       3750      550
AGRIBRANDS INTL INC            COM              00849R105        1       28 SH       DEFINED         01         28
AGRIBRANDS INTL INC            COM              00849R105        7      180 SH       DEF/OTH         01        180
AIRTOUCH COMMUNICATIONS INC    COM              00949T100      263     2440 SH       DEFINED         01       2440
AIRTOUCH COMMUNICATIONS INC    COM              00949T100      546     5071 SH       DEF/OTH         01       5071
ALABAMA NATIONAL BANCORP       COM              010317105        3      100 SH       DEFINED         01        100
ALBEMARLE CORP                 COM              012653101       56     2400 SH       DEF/OTH         01       2400
ALBERTSONS INC                 COM              013104104       94     1827 SH       DEFINED         01       1827
ALBERTSONS INC                 COM              013104104       39      756 SH       DEF/OTH         01        756
ALCOA INC                      COM              013817101       24      380 SH       DEFINED         01        380
ALLEGHENY ENERGY INC           COM              017361106      429    13373 SH       DEFINED         01      13373
ALLEGHENY ENERGY INC           COM              017361106      349    10900 SH       DEF/OTH         01      10900
ALLIANT CORP                   COM              018802108       16      572 SH       DEF/OTH         01        572
ALLIED CAP CORP NEW            COM              01903Q108       12      500 SH       DEFINED         01        500
ALLIED PRODS CORP DEL          COM              019411107                61 SH       DEF/OTH         01         61
ALLIED SIGNAL INC              COM              019512102       32      500 SH       DEFINED         01        500
ALLIED SIGNAL INC              COM              019512102      164     2600 SH       DEF/OTH         01       2600
ALLMERICA FINL CORP            COM              019754100        7      122 SH       DEF/OTH         01        122
ALLSTATE CORP                  COM              020002101       56     1570 SH       DEFINED         01       1200               370
ALLSTATE CORP                  COM              020002101      441    12288 SH       DEF/OTH         01       8952     3336
ALLTEL CORP                    COM              020039103       18      256 SH       DEFINED         01        256
ALLTEL CORP                    COM              020039103      358     5012 SH       DEF/OTH         01       5012
AMCAST INDL CORP               COM              023395106       65     4000 SH       DEFINED         01       4000
AMEREN CORP                    COM              023608102       52     1353 SH       DEFINED         01       1353
AMEREN CORP                    COM              023608102       78     2036 SH       DEF/OTH         01       2036
AMERICA ONLINE INC DEL         COM              02364J104      853     7758 SH       DEFINED         01       7558               200
AMERICA ONLINE INC DEL         COM              02364J104       33      300 SH       DEF/OTH         01        300
AMERICAN ELEC PWR INC          COM              025537101      122     3251 SH       DEFINED         01       2851               400
AMERICAN ELEC PWR INC          COM              025537101      150     3986 SH       DEF/OTH         01       3986
AMERICAN EXPRESS CO            COM              025816109     1125     8642 SH       DEFINED         01       8642
AMERICAN EXPRESS CO            COM              025816109      749     5758 SH       DEF/OTH         01       4758     1000
AMERICAN GREETINGS CORP        COM              026375105     1917    63650 SH       DEFINED         01      63650
AMERICAN GREETINGS CORP        COM              026375105      223     7400 SH       DEF/OTH         01       6400     1000
AMERICAN HOME PRODS CCOMORP    COM              026609107    11553   201351 SH       DEFINED         01     201351
AMERICAN HOME PRODS CORP       COM              026609107     7303   127294 SH       DEF/OTH         01     126794      500
AMERICAN INSD MTG INVS L P 8   COM              02686F103        1      165 SH       DEFINED         01        165
AMERICAN INSD MTG INVS L P 88  COM              02686G101       16     1500 SH       DEF/OTH         01       1500
AMERICAN INTL GROUP INC        COM              026874107      181     1547 SH       DEFINED         01       1547
AMERICAN INTL GROUP INC        COM              026874107      450     3837 SH       DEF/OTH         01       3837
AMERICAN WTR WKS INC           COM              030411102        3      100 SH       DEFINED         01        100
AMERICAN WTR WKS INC           COM              030411102       12      400 SH       DEF/OTH         01        400
AMERITECH CORP                 COM              030954101     7888   107314 SH       DEFINED         01     107314
AMERITECH CORP                 COM              030954101     7652   104116 SH       DEF/OTH         01     101716              2400
AMETEK INC                     COM              031100100       28     1200 SH       DEFINED         01       1200
AMGEN INC                      COM              031162100       48      784 SH       DEFINED         01        784
AMGEN INC                      COM              031162100       24      400 SH       DEF/OTH         01        400
AMSOUTH BANCORP                COM              032165102     2936   126632 SH       DEFINED         01     123992              2640
AMSOUTH BANCORP                COM              032165102    38544  1662223 SH       DEF/OTH         01      96922      337  1564964
ANHEUSER BUSCH COS INC         COM              035229103      279     3940 SH       DEFINED         01       3940
ANHEUSER BUSCH COS INC         COM              035229103      234     3300 SH       DEF/OTH         01       3300
ARCHER DANIELS MIDLAND CO      COM              039483102        8      486 SH       DEF/OTH         01        486
ARMCO INC                      COM              042170100        2      300 SH       DEFINED         01        300
ARMCO INC                      COM              042170209       29      800 SH       DEF/OTH         01        800
ARVIN INDS INC                 COM              043339100     1083    28600 SH       DEFINED         01      28600
ARVIN INDS INC                 COM              043339100      216     5700 SH       DEF/OTH         01       5700
AT HOME CORP                   COM              045919107       54     1010 SH       DEFINED         01       1010
ASSOCIATES FIRST CAP CORP      COM              046008108      305     6912 SH       DEFINED         01       6912
ASSOCIATES FIRST CAP CORP      COM              046008108      104     2354 SH       DEF/OTH         01       2354
ATLANTIC RLTY TR               COM              048798102        5      662 SH       DEFINED         01        662
ATLANTIC RICHFIELD CO          COM              048825103     1307    15644 SH       DEFINED         01      14764               880
ATLANTIC RICHFIELD CO          COM              048825103     1631    19522 SH       DEF/OTH         01      17722     1800
ATLANTIC RICHFIELD CO          COM              048825400       14       42 SH       DEF/OTH         01         42
AURA SYS INC                   COM              051526101               300 SH       DEFINED         01        300
AUTOMATIC DATA PROCESSING INC  COM              053015103       84     1900 SH       DEFINED         01       1900
AUTOMATIC DATA PROCESSING INC  COM              053015103       11      250 SH       DEF/OTH         01        250
AVNET INC                      COM              053807103      863    18550 SH       DEFINED         01      18550
AVNET INC                      COM              053807103      174     3750 SH       DEF/OTH         01       3450      300
AVON PRODS INC                 COM              054303102       33      600 SH       DEFINED         01        600
BEC ENERGY                     COM              05538M101        5      130 SH       DEF/OTH         01         40       90
BJ SVCS CO                     COM              055482103        3      115 SH       DEFINED         01        115
BP AMOCO PLC                   COM              055622104     1211    11161 SH       DEFINED         01      11161
BP AMOCO PLC                   COM              055622104     3372    31082 SH       DEF/OTH         01      28759     2323
BRE PROPERTIES, INC. CL A      COM              05564E106       10      400 SH       DEFINED         01        400
BAKER HUGHES INC               COM              057224107       84     2520 SH       DEFINED         01       2520
BANDAG INC                     COM              059815100        7      200 SH       DEF/OTH         01        200
BANDAG INC                     COM              059815308        6      200 SH       DEF/OTH         01        200
BANK AMER CORP                 COM              060505104     3747    51104 SH       DEFINED         01      51104
BANK AMER CORP                 COM              060505104     1327    18104 SH       DEF/OTH         01      16709     1395
BANK NEW YORK INC              COM              064057102       44     1200 SH       DEFINED         01       1200
BANK NEW YORK INC              COM              064057102      154     4200 SH       DEF/OTH         01       4200
BANK ONE CORP                  COM              06423A103     5399    90648 SH       DEFINED         01      90648
BANK ONE CORP                  COM              06423A103     3253    54620 SH       DEF/OTH         01      53920      700
BANKBOSTON CORP                COM              06605R106       28      550 SH       DEFINED         01        550
BANKBOSTON CORP                COM              06605R106      787    15400 SH       DEF/OTH         01      15400
BARD CR INC                    COM              067383109     1277    26700 SH       DEFINED         01      26700
BARD CR INC                    COM              067383109      136     2850 SH       DEF/OTH         01       2600      250
BARRICK GOLD CORP              COM              067901108       27     1400 SH       DEFINED         01       1400
BATTLE MTN GOLD CO             COM              071593107        1      500 SH       DEFINED         01        500
BAXTER INTNL INC               COM              071813109     2013    33200 SH       DEFINED         01      33200
BAXTER INTNL INC               COM              071813109      509     8400 SH       DEF/OTH         01       8000      400
BECTON DICKINSON & CO          COM              075887109       12      400 SH       DEF/OTH         01        400
BELL ATLANTIC CORP             COM              077853109     3117    47676 SH       DEFINED         01      46876               800
BELL ATLANTIC CORP             COM              077853109     3337    51047 SH       DEF/OTH         01      50547      500
BELLSOUTH CORP                 COM              079860102     9917   214992 SH       DEFINED         01     211432              3560
BELLSOUTH CORP                 COM              079860102     5765   124995 SH       DEF/OTH         01     123595      200     1200
BERKSHIRE HATHAWAY INC         COM              084670108      484        8 SH       DEFINED         01          8
BERKSHIRE HATHAWAY INC DEL     COM              084670207       56       25 SH       DEFINED         01         25
BEST FOODS                     COM              08658U101     1411    28500 SH       DEFINED         01      28500
BEST FOODS                     COM              08658U101     3513    70967 SH       DEF/OTH         01      70967
BINDLEY WESTN INDS IN          COM              090324104       31     1333 SH       DEF/OTH         01       1333
BIOGEN INC                     COM              090597105       13      200 SH       DEFINED         01        200
BLOCK H & R INC                COM              093671105      235     4700 SH       DEFINED         01       4700
BLOCK H & R INC                COM              093671105      130     2600 SH       DEF/OTH         01       2600
BOEING CO                      COM              097023105      444    10090 SH       DEFINED         01      10090
BOEING CO                      COM              097023105      383     8704 SH       DEF/OTH         01       8704
BORG WARNER SEC CORP           COM              099733107        4      200 SH       DEF/OTH         01        200
BRENTON BKS INC                COM              107211104       31     1974 SH       DEF/OTH         01       1974
BRISTOL MYERS SQUIBB CO        COM              110122108    16853   239264 SH       DEFINED         01     239064              200
BRISTOL MYERS SQUIBB CO        COM              110122108    12736   180808 SH       DEF/OTH         01     178608             2200
BRITISH AWYS PLC               COM              110419306        9      121 SH       DEF/OTH         01        121
BURLINGTON N S FE CP           COM              12189T104      204     6592 SH       DEFINED         01       6592
BURLINGTON N S FE CP           COM              12189T104      281     9067 SH       DEF/OTH         01       9067
BURLINGTON RESOURCES           COM              122014103     1271    29395 SH       DEFINED         01      29395
BURLINGTON RESOURCES           COM              122014103      301     6965 SH       DEF/OTH         01       6817               148
CBRL GROUP INC                 COM              12489V106       13      760 SH       DEFINED         01        760
CBS CORP                       COM              12490K107       44     1000 SH       DEFINED         01       1000
CIGNA CORP                     COM              125509109      205     2300 SH       DEFINED         01       2300
CIGNA CORP                     COM              125509109       76      852 SH       DEF/OTH         01        852
CMS ENERGY CORP                COM              125896100       88     2113 SH       DEFINED         01       2113
CNB FINL CORP PA               COM              126128107      118     3928 SH       DEF/OTH         01       3928
CSX CORP                       COM              126408103     1675    36917 SH       DEFINED         01      36917
CSX CORP                       COM              126408103      757    16691 SH       DEF/OTH         01      16691
CVS CORP                       COM              126650100     2385    46988 SH       DEFINED         01      46988
CVS CORP                       COM              126650100      254     5000 SH       DEF/OTH         01       5000
CABLETRON SYS INC              COM              126920107     1745   134200 SH       DEFINED         01     134200
CABLETRON SYS INC              COM              126920107      559    43000 SH       DEF/OTH         01      42900      100
CAMPBELL SOUP CO               COM              134429109      148     3200 SH       DEFINED         01       3200
CAMPBELL SOUP CO               COM              134429109      211     4540 SH       DEF/OTH         01       4540
CAPSTEAD MORTGAGE CORP         COM              14067E100        5      900 SH       DEF/OTH         01        900
CARDINAL HEALTH INC            COM              14149Y108        3       51 SH       DEFINED         01         51
CARDINAL HEALTH INC            COM              14149Y108       35      547 SH       DEF/OTH         01        547
CAREY DIVERSIFIED LLC          COM              14174P105       19     1118 SH       DEFINED         01       1118
CARNIVAL CORP                  COM              143658102       97     1990 SH       DEFINED         01       1990
CAROLINA POWER & LIGHT CO      COM              144141108      165     3848 SH       DEF/OTH         01       3848
CATERPILLAR INC                COM              149123101       46      772 SH       DEFINED         01        772
CEDAR FAIR L P                 COM              150185106       22      900 SH       DEFINED         01        900
CENDANT CORP                   COM              151313103       13      629 SH       DEF/OTH         01        629
CENDANT CORP                   COM              151313301       10      300 SH       DEF/OTH         01                 300
CENTRAL & SOUTH WEST CORP      COM              152357109      130     5546 SH       DEFINED         01       5546
CENTRAL & SOUTH WEST CORP      COM              152357109      110     4700 SH       DEF/OTH         01       3900               800
CENTURY PROPERTIES FUND        COM              156665606                 4 SH       DEFINED         01          4
CHAMPION INTL CORP             COM              158525105      785    16400 SH       DEFINED         01      16400
CHAMPION INTL CORP             COM              158525105       57     1200 SH       DEF/OTH         01        700      500
CHASE MANHATTAN CORP (NEW)     COM              16161A108      187     2162 SH       DEFINED         01       2002              160
CHASE MANHATTAN CORP (NEW)     COM              16161A108       56      648 SH       DEF/OTH         01        648
CHECKERS DRIVE-IN RESTAURANT   COM              162809107        1     1500 SH       DEFINED         01       1500
CHEMED CORP                    COM              163596109       10      300 SH       DEF/OTH         01                 300
CHEVRON CORP                   COM              166751107     1781    18737 SH       DEFINED         01      18737
CHEVRON CORP                   COM              166751107     3880    40818 SH       DEF/OTH         01      37458     2560      800
CHOICEPOINT INC                COM              170388102       11      160 SH       DEF/OTH         01        160
CHUBB CORP                     COM              171232101       35      500 SH       DEFINED         01        500
CHUBB CORP                     COM              171232101       70     1000 SH       DEF/OTH         01       1000
CIENA CORP                     COM              171779101       14      450 SH       DEF/OTH         01        450
CILCORP INC.                   COM              171794100       19      300 SH       DEF/OTH         01        300
CINCINNATI BELL INC            COM              171870108       96     3840 SH       DEF/OTH         01       3840
CINCINNATI FINANCIAL CORP      COM              172062101     6833   181908 SH       DEF/OTH         01     181908
CINERGY CORP                   COM              172474108       29      900 SH       DEFINED         01        900
CINERGY CORP                   COM              172474108        7      216 SH       DEF/OTH         01        216
CISCO SYSTEMS INC              COM              17275R102      603     9360 SH       DEFINED         01       8940               420
CISCO SYSTEMS INC              COM              17275R102      126     1950 SH       DEF/OTH         01       1950
CITIGROUP INC                  COM              172967101      473     9952 SH       DEFINED         01       9952
CITIGROUP INC                  COM              172967101      489    10305 SH       DEF/OTH         01      10305
CLOROX CO                      COM              189054109      150     1400 SH       DEF/OTH         01       1400
COASTAL CORP                   COM              190441105       28      700 SH       DEFINED         01        700
COCA COLA CO                   COM              191216100     7292   117620 SH       DEFINED         01     117450               170
COCA COLA CO                   COM              191216100     3349    54018 SH       DEF/OTH         01      54018
COLGATE PALMOLIVE CO           COM              194162103      392     3984 SH       DEF/OTH         01       3384      600
COLUMBIA/HCA HEALTHCARE CORP   COM              197677107       13      556 SH       DEFINED         01        556
COLUMBIA LABS INC              COM              197779101        4      500 SH       DEFINED         01        500
COMERICA INC                   COM              200340107        9      150 SH       DEFINED         01        150
COMPASS BANCSHARES INC         COM              20449H109       28     1012 SH       DEFINED         01       1012
COMPAQ COMPUTER CORP           COM              204493100       62     2630 SH       DEFINED         01       2630
COMPAQ COMPUTER CORP           COM              204493100        5      200 SH       DEF/OTH         01                 200
COMPUTER ASSOC INTL            COM              204912109       22      400 SH       DEFINED         01        400
COMSAT CORP                    COM              20564D107       71     2180 SH       DEF/OTH         01       2180
CONAGRA INC                    COM              205887102      124     4666 SH       DEFINED         01       4666
CONAGRA INC                    COM              205887102       30     1108 SH       DEF/OTH         01       1000      108
CONEXANT SYSTEMS INC           COM              207142100       20      338 SH       DEFINED         01        338
CONEXANT SYSTEMS INC           COM              207142100      129     2216 SH       DEF/OTH         01       2216
CONSECO FIN IV                 COM              208464602       12      300 SH       DEF/OTH         01        300
CONSOLIDATED EDISON INC        COM              209115104      766    16927 SH       DEFINED         01      16927
CONSOLIDATED EDISON INC        COM              209115104      365     8070 SH       DEF/OTH         01       6870     1200
CONSOLIDATED NAT GAS CO        COM              209615103       79     1300 SH       DEFINED         01       1300
CONSOLIDATED NAT GAS CO        COM              209615103      134     2200 SH       DEF/OTH         01       2200
CONSOLIDATED PAPERS            COM              209759109       43     1600 SH       DEF/OTH         01       1600
CONSTELLATION ENERGY CORP      COM              210371100     2135    72058 SH       DEFINED         01      71458              600
CONSTELLATION ENERGY CORP      COM              210371100      411    13875 SH       DEF/OTH         01      12375     1000    500
CONVERGYS CORP                 COM              212485106       74     3840 SH       DEF/OTH         01       3840
ADOLF COORS CO                 COM              217016104        5      100 SH       DEF/OTH         01        100
CORN PRODS INTL INC            COM              219023108       10      325 SH       DEFINED         01        325
CORN PRODS INTL INC            COM              219023108      200     6555 SH       DEF/OTH         01       6555
CRANE CO                       COM              224399105       67     2139 SH       DEFINED         01       2139
CROWN CORK & SEAL INC          COM              228255105     1259    44175 SH       DEFINED         01      44175
CROWN CORK & SEAL INC          COM              228255105      157     5500 SH       DEF/OTH         01       4700      800
CUMMINS ENGINE INC             COM              231021106       66     1150 SH       DEFINED         01       1150
CURRENT INCOME SHS INC         COM              231298100        1      100 SH       DEF/OTH         01         35       65
CYTEC INDS INC                 COM              232820100        8      255 SH       DEF/OTH         01        255
DQE INC                        COM              23329J104       78     1950 SH       DEFINED         01       1950
DQE INC                        COM              23329J104       92     2284 SH       DEF/OTH         01       2284
DPL INC                        COM              233293109       94     5062 SH       DEF/OTH         01       5062
DTE ENERGY CO                  COM              233331107       49     1203 SH       DEFINED         01       1203
DTE ENERGY CO                  COM              233331107       16      397 SH       DEF/OTH         01        397
DANA CORP                      COM              235811106       58     1260 SH       DEF/OTH         01       1260
DANKA BUSINESS SYS PLC         COM              236277109        1      200 SH       DEF/OTH         01        200
DAYTON HUDSON CORP             COM              239753106     2621    40317 SH       DEFINED         01      40317
DAYTON HUDSON CORP             COM              239753106      488     7500 SH       DEF/OTH         01       6800      700
DEAN FOODS COMPANY             COM              242361103      284     6832 SH       DEF/OTH         01       6832
DELAWARE GROUP GLOBAL DIV      COM              245916101       19     1300 SH       DEF/OTH         01       1300
DELL COMPUTER CORP             COM              247025109      196     5310 SH       DEFINED         01       4910               400
DELL COMPUTER CORP             COM              247025109       26      700 SH       DEF/OTH         01        700
DELPHI AUTOMOTIVE SYS CORP     COM              247126105       43     2321 SH       DEFINED         01       2321
DELPHI AUTOMOTIVE SYS CORP     COM              247126105      117     6303 SH       DEF/OTH         01       4626     1677
DELTA AIR LINES INC DEL        COM              247361108       58     1000 SH       DEF/OTH         01       1000
DELUXE CORPORATION             COM              248019101       12      300 SH       DEFINED         01        300
DELUXE CORPORATION             COM              248019101        8      200 SH       DEF/OTH         01        200
DENTSPLY INTL INC NEW          COM              249030107      560    19400 SH       DEFINED         01      19400
DENTSPLY INTL INC NEW          COM              249030107      116     4000 SH       DEF/OTH         01       3000     1000
DIAGEO PLC-SPONSORED ADR       COM              25243Q205      722    16787 SH       DEFINED         01      16787
DIAGEO PLC-SPONSORED ADR       COM              25243Q205       73     1705 SH       DEF/OTH         01       1705
DIAL CORP NEW                  COM              25247D101        5      124 SH       DEF/OTH         01        124
DIAMOND OFFSHORE DRILLING INC  COM              25271C102        9      300 SH       DEFINED         01        300
DILLARDS INC                   COM              254067101      801    22800 SH       DEFINED         01      22800
DILLARDS INC                   COM              254067101       81     2300 SH       DEF/OTH         01       2100      200
DISNEY WALT CO.                COM              254687106      271     8782 SH       DEFINED         01       8782
DISNEY WALT CO.                COM              254687106      884    28700 SH       DEF/OTH         01      28700
DOLE FOOD INC                  COM              256605106      513    17450 SH       DEFINED         01      17450
DOLE FOOD INC                  COM              256605106       46     1568 SH       DEF/OTH         01        568     1000
DOLLAR GENERAL CORP            COM              256669102       26      907 SH       DEFINED         01        907
DOMINION RESOURCES INC VA      COM              257470104       24      564 SH       DEFINED         01        564
DOMINION RESOURCES INC VA      COM              257470104      108     2499 SH       DEF/OTH         01       1899      600
DONALDSON LUFKIN & SENRETTE    COM              257661108       36      600 SH       DEF/OTH         01        600
DONNELLEY RR & SONS CO         COM              257867101       30      800 SH       DEFINED         01        800
DOW CHEMICAL                   COM              260543103      718     5659 SH       DEFINED         01       5659
DOW CHEMICAL                   COM              260543103      694     5469 SH       DEF/OTH         01       5469
DOW JONES & CO INC             COM              260561105      504     9500 SH       DEFINED         01       9500
DOW JONES & CO INC             COM              260561105       53     1000 SH       DEF/OTH         01       1000
DU PONT E I DE NEMOURS & CO    COM              263534109      559     8187 SH       DEFINED         01       8187
DU PONT E I DE NEMOURS & CO    COM              263534109     1655    24234 SH       DEF/OTH         01      23234     1000
DUKE ENERGY CORPORATION        COM              264399106      434     7974 SH       DEFINED         01       6974              1000
DUKE ENERGY CORPORATION        COM              264399106      169     3098 SH       DEF/OTH         01       3098
DUN & BRADSTREET CORP DEL      COM              26483B106     1567    44225 SH       DEFINED         01      44225
DUN & BRADSTREET CORP DEL      COM              26483B106      368    10375 SH       DEF/OTH         01       9575      800
E M C CORP MASS                COM              268648102      125     2280 SH       DEFINED         01       2000               280
EASTERN AMERN NAT GAS TR       COM              276217106       10      700 SH       DEF/OTH         01        500      200
EASTERN UTILITIES ASSOC        COM              277173100       15      500 SH       DEFINED         01        500
EASTERN UTILITIES ASSOC        COM              277173100       12      400 SH       DEF/OTH         01                          400
EASTMAN CHEM CO                COM              277432100       32      625 SH       DEFINED         01        625
EASTMAN KODAK CO               COM              277461109      834    12303 SH       DEFINED         01      11803               500
EASTMAN KODAK CO               COM              277461109      201     2972 SH       DEF/OTH         01       2972
EATON CORP                     COM              278058102       83      900 SH       DEF/OTH         01                          900
EBAY INC                       COM              278642103       87      575 SH       DEFINED         01        575
ECHELON INTL CORP              COM              278747100        8      348 SH       DEFINED         01        328                20
ECHELON INTL CORP              COM              278747100        4      200 SH       DEF/OTH         01        200
ECHO BAY MINES LTD             COM              278751102               200 SH       DEF/OTH         01                 200
ECOLAB INC                     COM              278865100        8      176 SH       DEFINED         01        176
EDISON INTL                    COM              281020107      129     4824 SH       DEFINED         01       4824
EDISON INTL                    COM              281020107       73     2712 SH       DEF/OTH         01       2712
EDWARDS (A.G.) INC             COM              281760108        6      200 SH       DEFINED         01        200
EL PASO ENERGY CORP DEL        COM              283905107       23      658 SH       DEFINED         01        658
EL PASO ENERGY CORP DEL        COM              283905107       37     1038 SH       DEF/OTH         01       1038
ELAN PLC ADR                   COM              284131208       43     1542 SH       DEFINED         01       1542
ELECTRONIC DATA SYSTEMS CORP   COM              285661104      179     3156 SH       DEFINED         01       3156
ELECTRONIC DATA SYSTEMS CORP   COM              285661104       59     1037 SH       DEF/OTH         01        457      580
EMERSON ELEC CO                COM              291011104     2252    35784 SH       DEFINED         01      35784
EMERSON ELEC CO                COM              291011104     1001    15900 SH       DEF/OTH         01      15900
ENERGY EAST CORP               COM              29266M109       10      400 SH       DEFINED         01        400
ENERGY EAST CORP               COM              29266M109       21      800 SH       DEF/OTH         01        800
ENGELHARD CORP                 COM              292845104      777    34350 SH       DEFINED         01      34350
ENGELHARD CORP                 COM              292845104       43     1900 SH       DEF/OTH         01       1500      400
ENRON CORP                     COM              293561106      105     1287 SH       DEFINED         01       1287
ENRON CORP                     COM              293561106       27      336 SH       DEF/OTH         01        336
ENSTAR GROUP INC GA            COM              29358R107        1       46 SH       DEFINED         01         46
ENTERGY CORP NEW               COM              29364G103       23      750 SH       DEFINED         01        750
ENTERGY CORP NEW               COM              29364G103       19      600 SH       DEF/OTH         01        600
ENSTAR INCOME/GROWTH PROGRAM   COM              293977401                 8 SH       DEFINED         01          8
ENSTAR INCOME PROGRAM L P      COM              293978508        5       40 SH       DEFINED         01         40
EQUIFAX INC                    COM              294429105      314     8800 SH       DEFINED         01       8800
EQUIFAX INC                    COM              294429105       64     1800 SH       DEF/OTH         01       1800
EQUITABLE COMPANIES INC        COM              29444G107        1       10 SH       DEF/OTH         01         10
EQUITABLE RESOURCES, INC.      COM              294549100       45     1200 SH       DEFINED         01       1200
EQUITY INCOME FUND             COM              294700588       25    22192 SH       DEF/OTH         01      22192
EXXON CORP                     COM              302290101    16198   210026 SH       DEFINED         01     207026              3000
EXXON CORP                     COM              302290101    15552   201649 SH       DEF/OTH         01     195849     3800     2000
FNB CORP                       COM              302520101       40     1491 SH       DEFINED         01       1491
FNB CORP                       COM              302520101       10      365 SH       DEF/OTH         01        365
FPL GROUP INC                  COM              302571104      668    12221 SH       DEFINED         01      11771               450
FPL GROUP INC                  COM              302571104      316     5785 SH       DEF/OTH         01       5285               500
FAMILY DOLLAR STORES INC       COM              307000109       15      632 SH       DEFINED         01        632
FDX CORP                       COM              31304N107       26      486 SH       DEFINED         01        366               120
FREDDIE MAC                    COM              313400301      128     2200 SH       DEFINED         01       2200
FEDERAL NATIONAL MTG ASSN      COM              313586109     3551    52035 SH       DEFINED         01      52035
FEDERAL NATIONAL MTG ASSN      COM              313586109     1326    19434 SH       DEF/OTH         01      18834     600
FIFTH THIRD BANCORP            COM              316773100       90     1350 SH       DEFINED         01       1350
FIRST AUSTRALIAN PRIME INC F   COM              318653102       25     3837 SH       DEF/OTH         01       3837
FIRST DATA CORP                COM              319963104       10      200 SH       DEFINED         01        200
FIRST MIDWEST BANCORP DEL      COM              320867104       48     1200 SH       DEF/OTH         01       1200
FIRST HEALTH GROUP             COM              320960107       13      600 SH       DEFINED         01        600
FIRST TENNESSEE NATIONAL CORP  COM              337162101       38     1000 SH       DEFINED         01       1000
FIRST TRUST INSURED MUNI BONDS COM              337337737        1       10 SH       DEF/OTH         01         10
FIRST UNION CORP               COM              337358105     2521    53503 SH       DEFINED         01      53253               250
FIRST UNION CORP               COM              337358105     2179    46241 SH       DEF/OTH         01      43341      400     2500
FIRSTMERIT CORP                COM              337915102      168     6000 SH       DEF/OTH         01                6000
FIRSTENERGY CORP               COM              337932107       44     1423 SH       DEFINED         01       1423
FIRSTENERGY CORP               COM              337932107       49     1583 SH       DEF/OTH         01       1583
FLEET FINL GROUP INC NEW       COM              338915101      107     2400 SH       DEF/OTH         01       2400
FLORIDA PROGRESS CORP          COM              341109106      759    18367 SH       DEFINED         01      15567              2800
FLORIDA PROGRESS CORP          COM              341109106      492    11904 SH       DEF/OTH         01      11904
FOAMEX INTL INC                COM              344123104       56    10000 SH       DEFINED         01      10000
FOOD LION INC                  COM              344775200        5      400 SH       DEF/OTH         01                          400
FOREIGN CURRENCY EXCH CORP     COM              344919105      431   280140 SH       DEF/OTH         01     280140
FORD MOTOR COMPANY             COM              345370100     2893    51255 SH       DEFINED         01      50905               350
FORD MOTOR COMPANY             COM              345370100      593    10508 SH       DEF/OTH         01      10508
FORTUNE BRANDS INC             COM              349631101     1584    38294 SH       DEFINED         01      38294
FORTUNE BRANDS INC             COM              349631101     1810    43740 SH       DEF/OTH         01      43740
FRANKLIN UNIVERSAL TRUST       COM              355145103       20     2150 SH       DEFINED         01       2150
FRONTIER CORP                  COM              35906P105     1307    22300 SH       DEFINED         01      22300
FRONTIER CORP                  COM              35906P105     2451    41800 SH       DEF/OTH         01      41800
GATX CORP                      COM              361448103       30      800 SH       DEF/OTH         01        800
GTE CORP                       COM              362320103     3385    44841 SH       DEFINED         01      44841
GTE CORP                       COM              362320103     1464    19394 SH       DEF/OTH         01      16494      900     2000
GALLAHER GROUP PLC             COM              363595109      820    33558 SH       DEFINED         01      33558
GALLAHER GROUP PLC             COM              363595109      955    39096 SH       DEF/OTH         01      38696      400
GANNETT INC                    COM              364730101     3342    46819 SH       DEFINED         01      46619               200
GANNETT INC                    COM              364730101     1431    20050 SH       DEF/OTH         01      19500      550
THE GAP INC                    COM              364760108     1521    30188 SH       DEFINED         01      30188
THE GAP INC                    COM              364760108      605    12000 SH       DEF/OTH         01      12000
GENCORP INC                    COM              368682100        1       44 SH       DEFINED         01         44
GENELABS TECHNOLOGIES INC      COM              368706107        1      400 SH       DEF/OTH         01                 400
GEN AMER INVEST CO INC         COM              368802104       49     1488 SH       DEFINED         01       1488
GENERAL ELEC CO                COM              369604103    32501   287624 SH       DEFINED         01     284924              2700
GENERAL ELEC CO                COM              369604103    26603   235424 SH       DEF/OTH         01     222704    12720
GENERAL MLS INC                COM              370334104      547     6800 SH       DEFINED         01       6800
GENERAL MLS INC                COM              370334104      173     2150 SH       DEF/OTH         01       2150
GENERAL MTRS CORP              COM              370442105      233     3534 SH       DEFINED         01       3034               500
GENERAL MTRS CORP              COM              370442105      596     9030 SH       DEF/OTH         01       6630     2400
GENRAD INC.                    COM              372447102       11      500 SH       DEF/OTH         01        500
GENUINE PARTS CO               COM              372460105       26      750 SH       DEFINED         01        750
GENZYME CORP                   COM              372917104       11      232 SH       DEFINED         01        232
GENZYME CORP                   COM              372917401                21 SH       DEFINED         01         21
GENZYME CORP                   COM              372917500                25 SH       DEFINED         01         25
GENZYME CORP                   COM              372917609                42 SH       DEFINED         01         42
GILLETTE CO                    COM              375766102      913    22260 SH       DEFINED         01      22260
GILLETTE CO                    COM              375766102      873    21300 SH       DEF/OTH         01      21300
GLAXO WELLCOME PLC             COM              37733W105       42      750 SH       DEFINED         01        750
GLAXO WELLCOME PLC             COM              37733W105      153     2700 SH       DEF/OTH         01       2700
GLOBAL INDL TECHNOLOGIES INC   COM              379335102       28     2280 SH       DEF/OTH         01       2280
GOLD FIELDS LTD NEW            COM              38059T106       10     3048 SH       DEFINED         01       3048
GOLDEN ENTERPRISES INC         COM              381010107        8     2000 SH       DEF/OTH         01       2000
GOODYEAR TIRE & RUBR CO        COM              382550101      195     3316 SH       DEF/OTH         01       3316
GOVERNMENT SECURITIES INC FU   COM              383743226        1    10000 SH       DEF/OTH         01               10000
GRACE W R & CO DEL NEW         COM              38388F108       19     1004 SH       DEF/OTH         01       1004
GRAINGER W W INC               COM              384802104       43      800 SH       DEFINED         01        800
GUIDANT CORP                   COM              401698105        8      150 SH       DEFINED         01        150
HRPT PPTYS TR                  COM              40426W101        8      500 SH       DEFINED         01        500
HRPT PPTYS TR                  COM              40426W101       60     3900 SH       DEF/OTH         01       1000     2900
HALLIBURTON CO                 COM              406216101      161     3550 SH       DEFINED         01       3550
HALLIBURTON CO                 COM              406216101      738    16300 SH       DEF/OTH         01      16300
HANCOCK JOHN INCOME            COM              410123103        8      600 SH       DEF/OTH         01        600
M.A. HANNA CO                  COM              410522106     1665   101300 SH       DEFINED         01     101300
M.A. HANNA CO                  COM              410522106       99     6000 SH       DEF/OTH         01       6000
HANSON PLC NEW ADR             COM              411352404       22      487 SH       DEF/OTH         01        487
HARRIS CORP                    COM              413875105      214     5450 SH       DEFINED         01       5450
HARRIS CORP                    COM              413875105       24      600 SH       DEF/OTH         01        600
HARTFORD FINL SVCS GROUP INC   COM              416515104       47      800 SH       DEF/OTH         01        800
HEALTHSOUTH REHAB CORP         COM              421924101       30     2000 SH       DEFINED         01       2000
HEINZ H J CO                   COM              423074103       50     1000 SH       DEFINED         01       1000
HEINZ H J CO                   COM              423074103       15      300 SH       DEF/OTH         01        300
HERSHEY FOODS                  COM              427866108       48      800 SH       DEFINED         01        800
HEWLETT-PACKARD CO             COM              428236103      224     2225 SH       DEFINED         01       1990               235
HEWLETT-PACKARD CO             COM              428236103       80      800 SH       DEF/OTH         01        800
HOME DEPOT INC                 COM              437076102     2077    32228 SH       DEFINED         01      32088               140
HOME DEPOT INC                 COM              437076102     1861    28885 SH       DEF/OTH         01      28885
HOMESTAKE MINING               COM              437614100        2      300 SH       DEFINED         01        300
HONEYWELL INC                  COM              438506107       98      850 SH       DEFINED         01        850
HOUSEHOLD INTL CORP            COM              441815107      919    19400 SH       DEFINED         01      19400
HOUSEHOLD INTL CORP            COM              441815107      593    12517 SH       DEF/OTH         01      12517
HUNTINGTON BANCSHARES INC      COM              446150104       23      657 SH       DEFINED         01        657
HUTTON E F TAX-EXEM F          COM              448500512        2        5 SH       DEF/OTH         01         5
IMS HEALTH INC                 COM              449934108      261     8350 SH       DEFINED         01       8350
IMS HEALTH INC                 COM              449934108      317    10150 SH       DEF/OTH         01      10150
ITT INDUSTRIES INC             COM              450911102       11      300 SH       DEF/OTH         01        300
IDENTIX INC                    COM              451906101       40     4000 SH       DEFINED         01       4000
IMPERIAL TOBACCO GROUP PLC ADR COM              453142101       21      975 SH       DEF/OTH         01        975
INCO LTD                       COM              453258402        5      300 SH       DEF/OTH         01                 300
INGERSOLL RAND CO              COM              456866102       97     1499 SH       DEFINED         01       1499
INGERSOLL RAND CO              COM              456866102      174     2700 SH       DEF/OTH         01       2700
INTEL CORP                     COM              458140100      310     5206 SH       DEFINED         01       5006               200
INTEL CORP                     COM              458140100      202     3400 SH       DEF/OTH         01       3400
INTERAXX TECHNOLOGIES INC      COM              458425105        1     1875 SH       DEFINED         01       1875
INTNL BUS MACHS CO             COM              459200101     5701    44110 SH       DEFINED         01      43160              950
INTNL BUS MACHS CO             COM              459200101     2533    19600 SH       DEF/OTH         01      17700      300   1600
INTERNATIONAL FLAVORS &        COM              459506101       18      400 SH       DEFINED         01        400
INTERNATIONAL PAPER CO         COM              460146103     1252    24920 SH       DEFINED         01      24920
INTERNATIONAL PAPER CO         COM              460146103      360     7169 SH       DEF/OTH         01       7169
INTERPUBLIC GROUP CO'S INC     COM              460690100       65      750 SH       DEFINED         01        750
IPALCO ENTERPRISES INC         COM              462613100       25     1200 SH       DEF/OTH         01       1200
IVAX CORP                      COM              465823102       14     1000 SH       DEFINED         01       1000
JLG INDS INC                   COM              466210101       10      500 SH       DEF/OTH         01        500
JAMESON CO                     COM              470457102      113    12000 SH       DEFINED         01      12000
JOHNSON & JOHNSON              COM              478160104     3545    36171 SH       DEFINED         01      35971               200
JOHNSON & JOHNSON              COM              478160104     1455    14850 SH       DEF/OTH         01      14850
JOHNSON CTLS INC               COM              478366107      904    13044 SH       DEFINED         01      13044
JUNO ONLINE SERVICES           COM              482048105        5      200 SH       DEFINED         01        200
K MART CORP                    COM              482584109       45     2700 SH       DEF/OTH         01       2700
KANSAS CITY PWR & LIGHT        COM              485134100       77     3000 SH       DEFINED         01       2000              1000
KANSAS CITY PWR & LIGHT        COM              485134100       33     1300 SH       DEF/OTH         01       1200      100
KELLOGG CO                     COM              487836108      749    22700 SH       DEFINED         01      22700
KELLOGG CO                     COM              487836108      323     9800 SH       DEF/OTH         01       9800
KENNAMETAL INC                 COM              489170100      395    12750 SH       DEFINED         01      12750
KENNAMETAL INC                 COM              489170100       19      600 SH       DEF/OTH         01        600
KENT FINL SVCS INC             COM              490560208                26 SH       DEFINED         01         26
KERR MCGEE CORP                COM              492386107     1550    30875 SH       DEFINED         01      30875
KERR MCGEE CORP                COM              492386107       90     1800 SH       DEF/OTH         01       1600      200
KEYSPAN CORP                   COM              49337W100       48     1825 SH       DEFINED         01       1825
KEYSPAN CORP                   COM              49337W100       53     2000 SH       DEF/OTH         01       2000
KIMBERLY CLARK CORP            COM              494368103      277     4855 SH       DEFINED         01       4655               200
KIMBERLY CLARK CORP            COM              494368103      969    17000 SH       DEF/OTH         01      17000
KONINKLIJKE PHILIPS ELECTRS    COM              500472204       12      119 SH       DEFINED         01        119
SPONSORED ADR                  COM              500507108       12      500 SH       DEFINED         01        500
LG AND E ENERGY CORP           COM              501917108       18      835 SH       DEFINED         01        835
LACLEDE GAS CO.                COM              505588103       37     1600 SH       DEF/OTH         01       1600
LEHMAN BROS HLDGS INC          COM              524908100        1       10 SH       DEFINED         01         10
LEHMAN BROS HLDGS INC          COM              524908100       12      200 SH       DEF/OTH         01                 200
LEPANTO CONS MNG CO            COM              526732300             28696 SH       DEFINED         01      28696
LEXINGTON CORP PPTYS TR        COM              529043101        7      628 SH       DEFINED         01        628
LIBERTY TERM TR INC            COM              531282101        9     1000 SH       DEFINED         01       1000
LIFEPOINT HOSPITALS INC        COM              53219L109                29 SH       DEFINED         01         29
ELI LILLY & CO                 COM              532457108      151     2103 SH       DEFINED         01       2103
ELI LILLY & CO                 COM              532457108      158     2200 SH       DEF/OTH         01       2200
LIMITED INC                    COM              532716107     1123    24750 SH       DEFINED         01      24750
LIMITED INC                    COM              532716107      272     6000 SH       DEF/OTH         01       5400      600
LINEAR TECHNOLOGY CORP         COM              535678106       27      400 SH       DEFINED         01        400
LIPOSOME CO INC                COM              536310105       19     1000 SH       DEFINED         01       1000
LITTLE SWITZ INC               COM              537528101               400 SH       DEFINED         01        400
LITTON INDS INC                COM              538021106       43      600 SH       DEFINED         01        600
LOCKHEED MARTIN CORP           COM              539830109       30      800 SH       DEFINED         01        800
LONE STAR INDS INC             COM              542290119        8      139 SH       DEFINED         01        139
LONE STAR INDS INC             COM              542290408       11      280 SH       DEFINED         01        280
LOWES COS INC                  COM              548661107       34      600 SH       DEFINED         01        600
LOWES COS INC                  COM              548661107       68     1200 SH       DEF/OTH         01       1200
LUBRIZOL CORP                  COM              549271104        8      300 SH       DEFINED         01        300
LUCENT TECHNOLOGIES INC        COM              549463107     5028    74553 SH       DEFINED         01      74303               250
LUCENT TECHNOLOGIES INC        COM              549463107     4272    63343 SH       DEF/OTH         01      62428      915
MBIA INC                       COM              55262C100       45      700 SH       DEFINED         01        700
MBIA INC                       COM              55262C100       52      800 SH       DEF/OTH         01        800
MBNA CORP                      COM              55262L100        8      250 SH       DEF/OTH         01        250
MCI WORLDCOM INC               COM              55268B106     1194    13879 SH       DEFINED         01      13699               180
MCI WORLDCOM INC               COM              55268B106      154     1791 SH       DEF/OTH         01       1791
MDU RESOURCES GROUP INC        COM              552690109       31     1350 SH       DEFINED         01       1350
MANDALAY RESORT GROUP          COM              562567107        4      200 SH       DEFINED         01        200
MARSH & MCLENNAN COS INC       COM              571748102      761    10050 SH       DEFINED         01      10050
MARSH & MCLENNAN COS INC       COM              571748102       45      600 SH       DEF/OTH         01        600
MARSHALL & ILSLEY CORP         COM              571834100       58      900 SH       DEFINED         01        900
MARRIOTT INTL INC NEW          COM              571903202       61     1640 SH       DEF/OTH         01       1640
MARTEK BIOSCIENCES CORP        COM              572901106       55     6500 SH       DEFINED         01       6500
MASCO CORP                     COM              574599106       29     1000 SH       DEFINED         01       1000
MASCO CORP                     COM              574599106      126     4364 SH       DEF/OTH         01       4364
MATTEL INC                     COM              577081102       64     2441 SH       DEF/OTH         01       2441
MAY DEPT STORES CO             COM              577778103     1606    39300 SH       DEFINED         01      39300
MAY DEPT STORES CO             COM              577778103      239     5850 SH       DEF/OTH         01       4950      900
MAYTAG CORP                    COM              578592107       88     1262 SH       DEFINED         01       1262
MAYTAG CORP                    COM              578592107      175     2500 SH       DEF/OTH         01       2500
MCDERMOTT INTERNATIONAL INC    COM              580037109        8      300 SH       DEFINED         01        300
MCDONALDS CORP                 COM              580135101     1757    42734 SH       DEFINED         01      42734
MCDONALDS CORP                 COM              580135101     1682    40908 SH       DEF/OTH         01      40908
MCGRAW HILL INC                COM              580645109       86     1600 SH       DEF/OTH         01       1600
MEDIAONE GROUP INC             COM              58440J104      813    10925 SH       DEFINED         01      10925
MEDIAONE GROUP INC             COM              58440J104      829    11141 SH       DEF/OTH         01      11141
MEDITRUST                      COM              58501T306        7      500 SH       DEF/OTH         01        500
MEDPARTNERS INC NEW            COM              58503X107      378    50454 SH       DEFINED         01      50454
MEDTRONIC INC                  COM              585055106      110     1415 SH       DEFINED         01       1200               215
MEDTRONIC INC                  COM              585055106       47      600 SH       DEF/OTH         01        600
MELLON BANK CORP               COM              585509102      182     5008 SH       DEFINED         01       5008
MELLON BANK CORP               COM              585509102       44     1200 SH       DEF/OTH         01       1200
MERCK & CO INC                 COM              589331107     2627    35678 SH       DEFINED         01      35478               200
MERCK & CO INC                 COM              589331107     3625    49242 SH       DEF/OTH         01      46242     3000
MERITOR AUTOMOTIVE INC         COM              59000G100       21      810 SH       DEF/OTH         01        810
MERRILL LYNCH & CO INC         COM              590188108       16      200 SH       DEF/OTH         01        200
MICROSOFT CORP                 COM              594918104      484     5370 SH       DEFINED         01       5120               250
MIDLAND BANK PLC               COM              597433309       13      500 SH       DEFINED         01        500
MILLENNIUM CHEMICALS INC       COM              599903101        4      178 SH       DEF/OTH         01        178
MINNESOTA MNG & MFG CO         COM              604059105     1978    22750 SH       DEFINED         01      22750
MINNESOTA MNG & MFG CO         COM              604059105     1265    14547 SH       DEF/OTH         01      14547
MINNESOTA POWER INC            COM              604110106       20     1000 SH       DEFINED         01       1000
MOBIL CORP                     COM              607059102     2395    24250 SH       DEFINED         01       24150            100
MOBIL CORP                     COM              607059102     3713    37602 SH       DEF/OTH         01      37602
MONSANTO CO                    COM              611662107       29      735 SH       DEFINED         01        735
MONSANTO CO                    COM              611662107       30      750 SH       DEF/OTH         01        750
MONTANA POWER CO               COM              612085100       56      800 SH       DEFINED         01        800
MONY GROUP INC                 COM              615337102        6      194 SH       DEFINED         01        194
MONY GROUP INC                 COM              615337102       33     1000 SH       DEF/OTH         01       1000
MORGAN J P & CO INC            COM              616880100     3063    21800 SH       DEFINED         01      21675               125
MORGAN J P & CO INC            COM              616880100     1460    10395 SH       DEF/OTH         01      10195      200
MORGAN STANLEY FIN PLC         COM              616906608       10      400 SH       DEF/OTH         01        400
MORGAN STANLEY DN WITTER       COM              617446448       19      185 SH       DEFINED         01         35             150
MORGAN STANLEY DN WITTER       COM              617446448      483     4702 SH       DEF/OTH         01       3298     1404
MOTOROLA INC                   COM              620076109      478     5050 SH       DEFINED         01       5050
MOTOROLA INC                   COM              620076109      379     4000 SH       DEF/OTH         01       4000
NCR CORP NEW                   COM              62886E108       16      328 SH       DEFINED         01        328
NCR CORP NEW                   COM              62886E108       30      614 SH       DEF/OTH         01        589       25
NABISCO GROUP HLDG CORP        COM              62952P102       14      740 SH       DEFINED         01        740
NABISCO GROUP HLDG CORP        COM              62952P102      121     6173 SH       DEF/OTH         01       1000     5173
NALCO CHEM CO                  COM              629853102       42      800 SH       DEF/OTH         01        800
NASDAQ-100 SHARES              COM              631100104       46      400 SH       DEFINED         01        400
NATIONAL CITY CORP             COM              635405103       13      200 SH       DEFINED         01        200
NATIONAL CITY CORP             COM              635405103       63      968 SH       DEF/OTH         01        968
NATIONAL FUEL GAS CO N J       COM              636180101       31      640 SH       DEFINED         01        640
NATIONAL FUEL GAS CO N J       COM              636180101      115     2380 SH       DEF/OTH         01       1880      500
NATIONAL GOLF PROPERTIES INC   COM              63623G109       12      500 SH       DEF/OTH         01                 500
NATIONAL TAX ACCOUNTING INC    COM              638090100               100 SH       DEFINED         01        100
NATIONAL WESTMINSTER BK PLC    COM              638539700       13      500 SH       DEFINED         01        500
NETWORKS ASSOCS INC            COM              640938106        8      512 SH       DEFINED         01       512
NEVADA PWR CO                  COM              641423108        8      338 SH       DEFINED         01        338
NEW CENTURY ENERG CO OF COLO   COM              64352U103      156     4016 SH       DEFINED         01       4016
NEW CENTURY ENERG CO OF COLO   COM              64352U103      164     4222 SH       DEF/OTH         01       4222
NEW ENGLAND ELEC SYS           COM              644001109       65     1300 SH       DEFINED         01       1300
NEW ENGLAND ELEC SYS           COM              644001109       65     1300 SH       DEF/OTH         01       1300
NEW PLAN EXCEL RLTY TR INC     COM              648053106        9      500 SH       DEFINED         01        500
NEWELL RUBBERMAID INC          COM              651229106     1030    22215 SH       DEFINED         01      22215
NEWELL RUBBERMAID INC          COM              651229106       23      500 SH       DEF/OTH         01                 500
NEWMONT MNG CORP               COM              651639106        2      124 SH       DEFINED         01        124
NEWMONT MNG CORP               COM              651639106        2       93 SH       DEF/OTH         01         93
NEWPORT NEWS SHIPBUILDING INC  COM              652228107        2       60 SH       DEFINED         01         60
NEWPORT NEWS SHIPBUILDING INC  COM              652228107       17      585 SH       DEF/OTH         01        585
NEXTEL COMMUNICATIONS INC      COM              65332V103       10      200 SH       DEFINED         01        200
NIAGARA MOHAWK HLDGS INC       COM              653520106                22 SH       DEF/OTH         01         22
NIELSEN MEDIA RESH INC         COM              653929307       34     1166 SH       DEF/OTH         01       1166
NICOR INC                      COM              654086107       22      582 SH       DEFINED         01        582
NICOR INC                      COM              654086107      146     3833 SH       DEF/OTH         01       3833
NIKE INC                       COM              654106103       13      200 SH       DEF/OTH         01                 200
NOBLE AFFILIATES INC           COM              654894104      285    10100 SH       DEFINED         01      10100
NORFOLK SOUTHERN CORP          COM              655844108     3865   128300 SH       DEFINED         01     128300
NORFOLK SOUTHERN CORP          COM              655844108     2531    84029 SH       DEF/OTH         01      83429      600
NORTH COAST ENERGY INC         COM              658649702        1      313 SH       DEF/OTH         01        313
NORTHEAST UTILITIES            COM              664397106       21     1200 SH       DEF/OTH         01       1200
NORTHERN STS PWR CO MINN       COM              665772109       74     3048 SH       DEFINED         01       3048
NORTHERN STS PWR CO MINN       COM              665772109       17      720 SH       DEF/OTH         01        720
NORTHERN TRUST CORPORATION     COM              665859104       19      200 SH       DEFINED         01        200
NORTHERN TRUST CORPORATION     COM              665859104       34      350 SH       DEF/OTH         01        350
NORTHWEST NAT GAS CO           COM              667655104        4      150 SH       DEFINED         01        150
OCCIDENTAL PETE CORP           COM              674599105       29     1381 SH       DEF/OTH         01        625      756
OFFICE DEPOT INC               COM              676220106       83     3750 SH       DEFINED         01       3750
OFFICE DEPOT INC               COM              676220106       25     1125 SH       DEF/OTH         01       1125
OLD KENT FINL CORP             COM              679833103      565    13484 SH       DEFINED         01      13484
OLSTEN CORP                    COM              681385100      118    18750 SH       DEFINED         01      18750
OLSTEN CORP                    COM              681385100       19     3000 SH       DEF/OTH         01       3000
ORACLE CORPORATION             COM              68389X105        5      135 SH       DEFINED         01        135
OTTERTAIL POWER CO             COM              689648103      335     8700 SH       DEFINED         01       8700
OTTERTAIL POWER CO             COM              689648103      154     3995 SH       DEF/OTH         01       3995
OUTDOOR SYS INC                COM              690057104        8      216 SH       DEFINED         01        216
PECO ENERGY CO                 COM              693304107       12      275 SH       DEFINED         01        275
PECO ENERGY CO                 COM              693304107       15      358 SH       DEF/OTH         01        358
PG&E CORP                      COM              69331C108       51     1580 SH       DEFINED         01       1580
PG&E CORP                      COM              69331C108      105     3250 SH       DEF/OTH         01       3250
PNC BANK CORP                  COM              693475105      153     2663 SH       DEFINED         01       2663
PNC BANK CORP                  COM              693475105      469     8147 SH       DEF/OTH         01       1452              6695
P P & L RES INC                COM              693499105       22      700 SH       DEFINED         01        700
P P & L RES INC                COM              693499105      109     3550 SH       DEF/OTH         01       3550
PPG INDS INC                   COM              693506107     1051    17800 SH       DEFINED         01      17800
PPG INDS INC                   COM              693506107     1093    18500 SH       DEF/OTH         01      18500
PACIFICORP                     COM              695114108       33     1774 SH       DEFINED         01       1774
PACIFICORP                     COM              695114108       43     2318 SH       DEF/OTH         01       2318
PALL CORP                      COM              696429307      832    37500 SH       DEFINED         01      37500
PALL CORP                      COM              696429307      198     8933 SH       DEF/OTH         01       8933
PARKER DRILLING CO             COM              701081101        2      500 SH       DEFINED         01        500
PARKER HANNIFIN CORP           COM              701094104       14      300 SH       DEFINED         01        300
PARKER HANNIFIN CORP           COM              701094104      187     4087 SH       DEF/OTH         01       4087
PENNEY J C INC                 COM              708160106       77     1590 SH       DEFINED         01       1590
PENNEY J C INC                 COM              708160106      450     9270 SH       DEF/OTH         01       9270
PENNZENERGY CO                 COM              70931Q109       12      750 SH       DEF/OTH         01                 750
PENNZOIL-QUAKER STATE COMPAN   COM              709323109       17     1160 SH       DEF/OTH         01                1160
PEOPLES ENERGY CORP            COM              711030106       28      756 SH       DEFINED         01        756
PEOPLES ENERGY CORP            COM              711030106       95     2533 SH       DEF/OTH         01       2533
PEPSICO INC                    COM              713448108     3546    91667 SH       DEFINED         01      91667
PEPSICO INC                    COM              713448108     4052   104734 SH       DEF/OTH         01     104734
PERCLOSE INC                   COM              71361C107       48     1000 SH       DEFINED         01       1000
PHARMACIA-UPJOHN               COM              716941109     1835    32300 SH       DEFINED         01      32300
PHARMACIA-UPJOHN               COM              716941109      335     5890 SH       DEF/OTH         01       5190      700
PFIZER INC                     COM              717081103      812     7448 SH       DEFINED         01       7323               125
PFIZER INC                     COM              717081103      302     2775 SH       DEF/OTH         01       2775
PHILIP MORRIS COMPANIES INC    COM              718154107     7715   191985 SH       DEFINED         01     191660              325
PHILIP MORRIS COMPANIES INC    COM              718154107     6468   160935 SH       DEF/OTH         01     157875     3060
PHILLIPS PETE CO               COM              718507106       40      800 SH       DEFINED         01        800
PHILLIPS PETE CO               COM              718507106       34      676 SH       DEF/OTH         01        676
PHILLIPS VAN HEUSEN CP         COM              718592108       40     4000 SH       DEFINED         01       4000
PINNACLE WEST CAPITAL CORP     COM              723484101       38      941 SH       DEF/OTH         01        941
PITNEY BOWES INC               COM              724479100      257     4000 SH       DEFINED         01       4000
PITNEY BOWES INC               COM              724479100      199     3100 SH       DEF/OTH         01       3100
POTOMAC ELEC PWR CO            COM              737679100       21      700 SH       DEFINED         01        700
POTOMAC ELEC PWR CO            COM              737679100      225     7627 SH       DEF/OTH         01       7627
PRAXAIR INC                    COM              74005P104       10      200 SH       DEF/OTH         01                 200
PREMARK INTERNATIONAL INC      COM              740459102       17      450 SH       DEFINED         01        450
PRICE T ROWE & ASSOC INC       COM              741477103       23      600 SH       DEFINED         01        600
PROCTER & GAMBLE CO            COM              742718109     6748    75605 SH       DEFINED         01      75605
PROCTER & GAMBLE CO            COM              742718109     8021    89869 SH       DEF/OTH         01      89869
PROTECTIVE LIFE CORP           COM              743674103       54     1600 SH       DEF/OTH         01       1600
PROVIDIAN FINL CORP            COM              74406A102       77      825 SH       DEFINED         01        825
PROVIDIAN FINL CORP            COM              74406A102       70      750 SH       DEF/OTH         01        750
PUBLIC SVC ENTERPRISE GRP INC  COM              744573106       43     1057 SH       DEFINED         01       1057
PUBLIC SVC ENTERPRISE GRP INC  COM              744573106       77     1886 SH       DEF/OTH         01       1436               450
PUBLIC STORAGE INC             COM              74460D109       50     1802 SH       DEFINED         01       1802
PUGET SOUND ENERGY INC         COM              745332106       16      667 SH       DEFINED         01        667
PUGET SOUND ENERGY INC         COM              745332106       37     1556 SH       DEF/OTH         01       1556
QUAKER OATS CO                 COM              747402105      584     8800 SH       DEFINED         01       8800
QUAKER OATS CO                 COM              747402105     1185    17850 SH       DEF/OTH         01      17850
R H DONNELLEY CORP (NEW)       COM              74955W307       21     1060 SH       DEFINED         01       1060
R H DONNELLEY CORP (NEW)       COM              74955W307       24     1215 SH       DEF/OTH         01       1215
RALSTON PURINA CO              COM              751277302      108     3540 SH       DEFINED         01       3540
RALSTON PURINA CO              COM              751277302      192     6300 SH       DEF/OTH         01       6300
RAYMOND JAMES FINL INC         COM              754730109       36     1500 SH       DEFINED         01       1500
RAYONIER INC                   COM              754907103       11      229 SH       DEF/OTH         01        229
RAYTHEON CO                    COM              755111309        8      109 SH       DEFINED         01        109
RAYTHEON CO                    COM              755111309       39      569 SH       DEF/OTH         01        349      220
RAYTHEON CO                    COM              755111408     4258    60400 SH       DEFINED         01      60400
RAYTHEON CO                    COM              755111408     3118    44222 SH       DEF/OTH         01      44222
REGENCY RLTY CORP              COM              758939102       15      700 SH       DEFINED         01        700
REGIONS FINL CORP              COM              758940100       59     1536 SH       DEFINED         01       1536
REGIONS FINL CORP              COM              758940100      189     4918 SH       DEF/OTH         01       1410              3508
RELIANT ENERGY INC             COM              75952J108      119     4314 SH       DEFINED         01       4314
RELIANT ENERGY INC             COM              75952J108       58     2100 SH       DEF/OTH         01       2100
REYNOLDS & REYNOLDS CO         COM              761695105     1679    72000 SH       DEFINED         01      72000
REYNOLDS & REYNOLDS CO         COM              761695105      305    13100 SH       DEF/OTH         01      12700      400
REYNOLDS R J TOB HLDGS INC     COM              76182K105        8      247 SH       DEFINED         01        247
REYNOLDS R J TOB HLDGS INC     COM              76182K105       65     2058 SH       DEF/OTH         01        333     1724
RITE AID CORP                  COM              767754104       10      392 SH       DEF/OTH         01        392
ROCHESTER GAS & ELEC CORP COM  COM              771367109        8      300 SH       DEF/OTH         01        300
ROCKWELL INTL CORP NEW         COM              773903109      140     2308 SH       DEFINED         01       2308
ROCKWELL INTL CORP NEW         COM              773903109      269     4432 SH       DEF/OTH         01       4432
ROHM & HAAS CO                 COM              775371107      432    10066 SH       DEF/OTH         01      10066
ROYAL BK SCOTLAND GROUP PLC    COM              780097408       16      600 SH       DEF/OTH         01                 600
ROYAL DUTCH PETE CO            COM              780257804      197     3273 SH       DEFINED         01       3273
ROYAL DUTCH PETE CO            COM              780257804      596     9900 SH       DEF/OTH         01       9900
RYDER SYS INC                  COM              783549108      752    29200 SH       DEFINED         01      29200
RYDER SYS INC                  COM              783549108       57     2200 SH       DEF/OTH         01        800     1400
RYLAND GROUP INC. COM          COM              783764103        9      300 SH       DEFINED         01        300
SBC COMMUNICATIONS INC         COM              78387G103     1233    21266 SH       DEFINED         01      18866             2400
SBC COMMUNICATIONS INC         COM              78387G103     2330    40168 SH       DEF/OTH         01      40168
SLM HLDG CORP                  COM              78442A109      183     4000 SH       DEFINED         01       4000
SLM HLDG CORP                  COM              78442A109      120     2625 SH       DEF/OTH         01       2625
SPX CORPORATION                COM              784635104       60      718 SH       DEFINED         01        718
SAFEWAY INC                    COM              786514208       30      602 SH       DEFINED         01        602
ST JOE COMPANY                 COM              790148100       14      500 SH       DEFINED         01        500
ST JOSEPH LT & PWR CO          COM              790654107        3      150 SH       DEFINED         01        150
ST PAUL COS INC                COM              792860108     1282    40300 SH       DEFINED         01      40300
ST PAUL COS INC                COM              792860108      139     4368 SH       DEF/OTH         01       4368
SANTA FE SNYDER CORP           COM              80218K105       12     1481 SH       DEFINED         01       1481
SANTA FE SNYDER CORP           COM              80218K105        1      108 SH       DEF/OTH         01        108
SARA LEE CORPORATION           COM              803111103     2615   115250 SH       DEFINED         01     115250
SARA LEE CORPORATION           COM              803111103      947    41750 SH       DEF/OTH         01      38950              2800
SCANA CORP                     COM              805898103       14      600 SH       DEFINED         01        600
SCHERING-PLOUGH CORP           COM              806605101      478     9100 SH       DEFINED         01       9100
SCHERING-PLOUGH CORP           COM              806605101       84     1600 SH       DEF/OTH         01       1600
SCHLOTZSKYS INC                COM              806832101       53     4800 SH       DEFINED         01       4800
SCHLUMBERGER LTD               COM              806857108      408     6409 SH       DEFINED         01       6409
SCHLUMBERGER LTD               COM              806857108      169     2650 SH       DEF/OTH         01       2650
SEAGRAM LTD                    COM              811850106       91     1800 SH       DEFINED         01       1800
SEALED AIR CORP NEW            COM              81211K100       12      181 SH       DEFINED         01        181
SEARS ROEBUCK & CO             COM              812387108        9      200 SH       DEFINED         01                          200
SEARS ROEBUCK & CO             COM              812387108      228     5112 SH       DEF/OTH         01       3312     1800
SEMPRA ENERGY                  COM              816851109       50     2199 SH       DEFINED         01       2199
SEMPRA ENERGY                  COM              816851109        3      150 SH       DEF/OTH         01                 150
SERVICE CORP INTL              COM              817565104      139     7197 SH       DEFINED         01       7197
SERVICE CORP INTL              COM              817565104      276    14360 SH       DEF/OTH         01      14360
SHANGHAI PETROCHEMICAL LTD     COM              819424102       23     1000 SH       DEFINED         01       1000
SHERWIN WILLIAMS CO            COM              824348106      111     4000 SH       DEFINED         01       4000
SIGCORP INC                    COM              826912107       23      798 SH       DEFINED         01        798
SIMON PPTY GROUP INC NEW       COM              828806109       13      500 SH       DEF/OTH         01        500
SMITHKLINE BEECHAM P L C       COM              832378301       53      800 SH       DEFINED         01        800
SODEXHO MARRIOTT SVCS INC      COM              833793102        4      205 SH       DEF/OTH         01        205
SONAT INC                      COM              835415100       32      960 SH       DEF/OTH         01        960
SOUTHDOWN INC                  COM              841297104       19      300 SH       DEF/OTH         01        300
SOUTHERN CO                    COM              842587107     2448    92374 SH       DEFINED         01      91674               700
SOUTHERN CO                    COM              842587107      834    31481 SH       DEF/OTH         01      30481     1000
SOUTHERN MINERAL CORP          COM              843367202              1270 SH       DEF/OTH         01       1270
SOUTHTRUST CORP                COM              844730101        6      156 SH       DEFINED         01        156
SOUTHWEST AIRLS COM            COM              844741108       16      500 SH       DEFINED         01        500
SOUTHWEST GAS CORP             COM              844895102        6      200 SH       DEFINED         01        200
SPRINT CORP FON GRP            COM              852061100     1938    36574 SH       DEFINED         01      36334             240
SPRINT CORP FON GRP            COM              852061100     2858    53916 SH       DEF/OTH         01      48916      800   4200
SPRINT CORP                    COM              852061506      270     4736 SH       DEFINED         01       4496               240
SPRINT CORP                    COM              852061506      748    13128 SH       DEF/OTH         01      13128
STANLEY WKS                    COM              854616109     1741    54100 SH       DEFINED         01      54100
STANLEY WKS                    COM              854616109      961    29850 SH       DEF/OTH         01      29850
STARBUCKS CORP                 COM              855244109       15      400 SH       DEFINED         01        400
STARWOOD HOTELS & RES WRLD     COM              85590A203       14      462 SH       DEF/OTH         01        462
STATE STREET CORP              COM              857477103     1297    15194 SH       DEFINED         01      15194
STATE STREET CORP              COM              857477103      921    10785 SH       DEF/OTH         01      10334      451
STILLWATER MNG CO              COM              86074Q102       13      393 SH       DEFINED         01        393
STORAGE TECHNOLOGY CORP        COM              862111200                10 SH       DEFINED         01         10
THE STRIDE RITE CORP           COM              863314100       10     1000 SH       DEFINED         01       1000
SUMMIT BANCORP                 COM              866005101       17      401 SH       DEFINED         01        401
SUN MICROSYSTEMS INC           COM              866810104       41      600 SH       DEFINED         01        600
SUN MICROSYSTEMS INC           COM              866810104      152     2200 SH       DEF/OTH         01       2200
SUNGARD DATA SYS INC           COM              867363103        8      225 SH       DEFINED         01        225
SUNOCO INC                     COM              86764P109      951    31500 SH       DEFINED         01      31500
SUNOCO INC                     COM              86764P109        6      208 SH       DEF/OTH         01        208
SUNTRUST BANKS INC             COM              867914103      270     3884 SH       DEF/OTH         01       3884
SUPERVALU INC                  COM              868536103       41     1600 SH       DEFINED         01       1600
SUPERVALU INC                  COM              868536103      259    10000 SH       DEF/OTH         01      10000
SYLVAN LEARNING SYS INC        COM              871399101        6      224 SH       DEFINED         01        224
SYNOVUS FINL CORP              COM              87161C105      348    17500 SH       DEFINED         01      17500
SYNOVUS FINL CORP              COM              87161C105      174     8775 SH       DEF/OTH         01       8775
SYSCO CORP                     COM              871829107       60     2000 SH       DEFINED         01       2000
TECO ENERGY INC                COM              872375100       85     3720 SH       DEFINED         01       3720
TECO ENERGY INC                COM              872375100       57     2500 SH       DEF/OTH         01       2500
TJX COS INC NEW                COM              872540109       20      600 SH       DEFINED         01        600
TRW INC                        COM              872649108     1087    19800 SH       DEFINED         01      19800
TRW INC                        COM              872649108      335     6100 SH       DEF/OTH         01       6100
TELEFONICA SA - SPONSORED ADR  COM              879382208       45      306 SH       DEF/OTH         01                 306
TENNECO INC NEW                COM              88037E101       24     1011 SH       DEFINED         01       1011
TENNECO INC NEW                COM              88037E101       70     2933 SH       DEF/OTH         01       2933
TEXACO INC                     COM              881694103     3737    59906 SH       DEFINED         01      57966              1940
TEXACO INC                     COM              881694103     1398    22420 SH       DEF/OTH         01      18828     3592
TEXAS INSTRS INC               COM              882508104      481     3340 SH       DEFINED         01       3340
TEXAS UTILITIES CO.            COM              882848104       18      432 SH       DEFINED         01        432
TEXAS UTILITIES CO.            COM              882848104      188     4530 SH       DEF/OTH         01       4530
TEXTRON INC                    COM              883203101      214     2600 SH       DEFINED         01       2600
TEXTRON INC                    COM              883203101      119     1440 SH       DEF/OTH         01       1440
TRIAD HOSPITALS INC            COM              89579K109                29 SH       DEFINED         01         29
TRICON GLOBAL RESTAURANTS      COM              895953107      186     3442 SH       DEFINED         01       3442
TRICON GLOBAL RESTAURANTS      COM              895953107      413     7623 SH       DEF/OTH         01       7623
TYCO INT'L LTD NEW             COM              902124106     2354    24846 SH       DEFINED         01      24846
TYCO INT'L LTD NEW             COM              902124106      685     7232 SH       DEF/OTH         01       7232
USX-MARATHON GROUP             COM              902905827      952    29250 SH       DEFINED         01      29250
UST INC                        COM              902911106     1425    48600 SH       DEFINED         01      48600
UST INC                        COM              902911106      718    24500 SH       DEF/OTH         01      24100      400
USA DETERGENTS INC             COM              902938109        6     1000 SH       DEFINED         01       1000
U S RESTAURANT PPTYS INC       COM              902971100       67     3150 SH       DEF/OTH         01                3150
US BANCORP DEL                 COM              902973106       80     2400 SH       DEFINED         01       2400
US BANCORP DEL                 COM              902973106      159     4767 SH       DEF/OTH         01       4767
UNUM CORP                      COM              903192102       60     1100 SH       DEFINED         01       1100
ULTRAMAR DIAMOND SHAMROCK CO   COM              904000106     1247    57150 SH       DEFINED         01      57150
ULTRAMAR DIAMOND SHAMROCK CO   COM              904000106      113     5200 SH       DEF/OTH         01       5200
UNILEVER N V                   COM              904784709       75     1071 SH       DEFINED         01       1071
UNILEVER N V                   COM              904784709      542     7766 SH       DEF/OTH         01       7766
UNICOM CORP                    COM              904911104        4      100 SH       DEFINED         01        100
UNICOM CORP                    COM              904911104      150     3886 SH       DEF/OTH         01       3886
UNION CARBIDE CORP             COM              905581104        5      100 SH       DEFINED         01        100
UNION CARBIDE CORP             COM              905581104       10      200 SH       DEF/OTH         01                 200
UNION PACIFIC CORP             COM              907818108     1200    20586 SH       DEFINED         01      20586
UNION PACIFIC CORP             COM              907818108      985    16890 SH       DEF/OTH         01      16890
UNION PAC RES GROUP INC        COM              907834105      160     9828 SH       DEFINED         01       9828
UNION PAC RES GROUP INC        COM              907834105      143     8774 SH       DEF/OTH         01       8774
UNITED HEALTHCARE CORP         COM              910581107     1800    28750 SH       DEFINED         01      28750
UNITED HEALTHCARE CORP         COM              910581107      263     4200 SH       DEF/OTH         01       3700      500
UNITED ILLUM CO                COM              910637107       17      400 SH       DEF/OTH         01                          400
U S HOME CORP NEW              COM              911920106      107     3000 SH       DEFINED         01       3000
U S INDS INC NEW               COM              912080108       27     1600 SH       DEF/OTH         01       1600
U S WEST INC NEW               COM              91273H101     1332    22669 SH       DEFINED         01      22669
U S WEST INC NEW               COM              91273H101     1115    18985 SH       DEF/OTH         01      18985
UNITED TECHNOLOGIES CORP       COM              913017109      457     6350 SH       DEFINED         01       6350
UNITED TECHNOLOGIES CORP       COM              913017109     1352    18780 SH       DEF/OTH         01      18780
UNITED WATER RESOURCES INC     COM              913190104       40     1751 SH       DEF/OTH         01       1751
UNIVERSAL FOODS CORP           COM              913538104     1480    70050 SH       DEFINED         01     70050
UNIVERSAL FOODS CORP           COM              913538104      177     8400 SH       DEF/OTH         01      8400
UNIVISION COMMUNICATIONS INC   COM              914906102       10      150 SH       DEFINED         01        150
UNOVA INC                      COM              91529B106       10      600 SH       DEFINED         01        600
USFREIGHTWAYS CORP             COM              916906100      574    12400 SH       DEFINED         01      12400
USFREIGHTWAYS CORP             COM              916906100        5      100 SH       DEF/OTH         01                 100
UTILICORP UNITED INC           COM              918005109        2      100 SH       DEF/OTH         01                 100
VALSPAR CORP                   COM              920355104       38     1000 SH       DEFINED         01       1000
VENATOR GROUP INC              COM              922944103        6      606 SH       DEFINED         01        606
VIAD CORP                      COM              92552R109        4      124 SH       DEF/OTH         01        124
VIACOM INC                     COM              925524100        4       80 SH       DEF/OTH         01         80
VIACOM INC                     COM              925524126               145 SH       DEFINED         01        145
VIACOM INC                     COM              925524308       27      606 SH       DEF/OTH         01        606
VLASIC FOODS INTL INC          COM              928559103        3      344 SH       DEF/OTH         01        344
VORNADO RLTY TR                COM              929042109       26      731 SH       DEFINED         01        731
VULCAN MATLS CO                COM              929160109      507    10500 SH       DEFINED         01      10500
VULCAN MATLS CO                COM              929160109     1086    22500 SH       DEF/OTH         01                        22500
WACHOVIA CORP                  COM              929771103      214     2500 SH       DEFINED         01       2500
WACHOVIA CORP                  COM              929771103       10      120 SH       DEF/OTH         01        120
WAL-MART STORES INC            COM              931142103     5104   105780 SH       DEFINED         01     103870              1910
WAL-MART STORES INC            COM              931142103     4299    89100 SH       DEF/OTH         01      89100
WALGREEN CO                    COM              931422109     2550    86816 SH       DEFINED         01      86816
WALGREEN CO                    COM              931422109     1550    52768 SH       DEF/OTH         01      52768
WALTER INDS INC                COM              93317Q105       19     1500 SH       DEFINED         01       1500
WARNER LAMBERT CO              COM              934488107      611     8838 SH       DEFINED         01       8838
WARNER LAMBERT CO              COM              934488107      490     7084 SH       DEF/OTH         01       7084
WASHINGTON MUT INC             COM              939322103     2261    63580 SH       DEFINED         01      63580
WASHINGTON MUT INC             COM              939322103      348     9775 SH       DEF/OTH         01       9775
WASHINGTON POST CO             COM              939640108      108      200 SH       DEF/OTH         01        200
WASHINGTON REAL ESTATE INVT TR COM              939653101       19     1125 SH       DEF/OTH         01                1125
WASTE MGMT INC DEL             COM              94106L109     2482    46182 SH       DEFINED         01      46182
WASTE MGMT INC DEL             COM              94106L109      662    12318 SH       DEF/OTH         01      11818      500
WELLS FARGO & CO NEW           COM              949746101      169     3961 SH       DEFINED         01       3641               320
WEST PHARMACEUTICAL SERV IN    COM              955306105       16      400 SH       DEF/OTH         01        400
WESTCOAST ENERGY INC F.        COM              95751D102       10      500 SH       DEFINED         01        500
WESTERN RES INC                COM              959425109       33     1255 SH       DEF/OTH         01       1255
WESTVACO CORP                  COM              961548104       88     3037 SH       DEF/OTH         01       3037
WEYERHAEUSER CO                COM              962166104     1578    22950 SH       DEFINED         01      22950
WEYERHAEUSER CO                COM              962166104      248     3600 SH       DEF/OTH         01       3400      200
WHIRLPOOL CORP                 COM              963320106       37      500 SH       DEF/OTH         01        500
WHITNEY HOLDING CORP           COM              966612103       20      500 SH       DEFINED         01        500
WILLAMETTE INDS INC            COM              969133107     1674    36350 SH       DEFINED         01      36350
WILLAMETTE INDS INC            COM              969133107      207     4500 SH       DEF/OTH         01       3800      700
WILLIAMS COS INC               COM              969457100     1355    31832 SH       DEFINED         01      31832
WILLIAMS COS INC               COM              969457100      753    17692 SH       DEF/OTH         01      17692
WINN DIXIE STORES INC          COM              974280109      180     4860 SH       DEFINED         01       4860
WISCONSIN ENERGY CORP          COM              976657106      146     5807 SH       DEFINED         01       5807
WISCONSIN ENERGY CORP          COM              976657106       78     3111 SH       DEF/OTH         01       3111
WRIGLEY WM JR CO               COM              982526105       42      468 SH       DEFINED         01        468
WRIGLEY WM JR CO               COM              982526105       89     1000 SH       DEF/OTH         01       1000
XEROX CORP                     COM              984121103      616    10430 SH       DEFINED         01      10430
XEROX CORP                     COM              984121103      301     5100 SH       DEF/OTH         01       5100
YAHOO INC                      COM              984332106       87      505 SH       DEFINED         01        505
ZILA INC.                      COM              989513205        3     1000 SH       DEFINED         01       1000


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