AMSOUTH BANCORPORATION
13F-HR, 2000-02-14
STATE COMMERCIAL BANKS
Previous: AEROFLEX INC, SC 13G/A, 2000-02-14
Next: AMSOUTH BANCORPORATION, SC 13G/A, 2000-02-14




                      UNITED STATES
             SECURITIES AND EXCHANGE COMMISSION
                   Washington, D.C.   20549

                         FORM 13F
                   FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: December 31, 1999

                        ---------
Check here if Amendment [ ]; Amendment Number

                        ---------
This Amendment (Check only one.)  [  ] is a restatement
                                  [  ] adds new holdings entries

Institutional Investment Manager Filing this Report

Name:         AmSouth Bancorporation
         ----------------------------------
Address:       1900 Fifth Avenue North
         ----------------------------------
              Birmingham, Alabama
         ----------------------------------

13F File Number:  28-108
                     -----------
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:     Carl L. Gorday
       -------------------------------------------------------
Title:    Assistant General Counsel and Assistant Secretary
       -------------------------------------------------------
Phone:    205-326-5183
       -------------------------------------------------------

Signature, Place, and Date of Signing:

/s/ Carl L. Gorday                Birmingham, AL        2/11/2000
- --------------------------   ---------------------   ---------------
(Signature)                     (City, State)          (Date)

Report Type (Check only one.):

[ ]         13F HOLDINGS REPORT. (Check here if all holdings of this reporting
             manager are reported in this report.)

[ ]         13F NOTICE. (Check here if no holdings are reported in this report,
             and all holdings are reported by other reporting managers(s).)

[X]         13F COMBINATION REPORT. (Check here if  a portion of the holdings
             for this reporting manager are reported in this report and
             portion are reported by other reporting manager(s).)

List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]

     Form 13F File Number          Name

     28-06472                         AmSouth Bank
        ------------               --------------------------------------

<PAGE>

                        FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Reporting Managers:        3

Form 13F Information Table Entry Total:    2968

Form 13F Information Table Value Total:    $5,362,481 (thousands)


List of Other Included Managers:

 No.   13F File Number    Name

 01    28-06472            AmSouth Bank
 02    28-07610            OakBrook Investments, LLC
 03    28-    *            Sawgrass Asset Management, LLC

  *Sawgrass Asset Management, LLC if filing its first
   Form 13F in February of 2000.  Its Form 13F file
   number is to be assigned after that first filing.

<PAGE>

<TABLE>                        <C>                                           <C>
                                                                   FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT  INVSTMT    OTHER         VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS    SOLE
 SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD         COM              D1668R123       74      949 SH       DEFINED 01                529               420
DAIMLERCHRYSLER AG ORD         COM              D1668R123      193     2469 SH       DEF/OTH 01               1222              1247
AMDOCS LTD                     COM              GO2603103      338     9800 SH       DEFINED 01 03            9800
CENTRAL EUROPEAN MEDIA ENTRP   COM              G20045202        6      875 SH       DEF/OTH 01                875
GLAXO HLDGS PLC                COM              G39088102        6      294 SH       DEF/OTH 01                294
GLOBAL CROSSING LTD            COM              G3921A100       98     2460 SH       DEF/OTH 01                        2460
GLOBAL CROSSING LTD            COM              G3921A100      212     3730 SH       DEF/OTH 01 02                     3730
GLOBAL CROSSING LTD            COM              G3921A100       25      505 SH       DEFINED 01 02             505
IRIDIUM WORLD COMMUNICATIONS   COM              G49398103               200 SH       DEF/OTH 01                200
LORAL SPACE & COMMUNICATIONS   COM              G56462107      112     4600 SH       DEF/OTH 01               4600
OPENTV CORP                    COM              G67543101       16      200 SH       DEFINED 01                200
TRANSOCEAN SEDCO FOREX INC     COM              G90078109      312     9264 SH       DEFINED 01               8565               698
TRANSOCEAN SEDCO FOREX INC     COM              G90078109      316     9370 SH       DEF/OTH 01               6325      815     2231
VODAFONE GROUP PLC             COM              G9387S105      124    36375 SH       DEF/OTH 01              36375
WHITE MTNS INS GROUP LTD       COM              G9618E107       27      225 SH       DEF/OTH 01                225
XL CAP LTD                     COM              G98255105     3565    68714 SH       DEFINED 01              68348      366
XL CAP LTD                     COM              G98255105       24      457 SH       DEF/OTH 01                457
PANAMERICAN BEVERAGES INC      COM              P74823108     5901   286950 SH       DEFINED 01             286950
PANAMERICAN BEVERAGES INC      COM              P74823900     1751    93390 SH       DEFINED 01              93390
ABC BANCORP                    COM              000400101       16     1500 SH       DEF/OTH 01               1500
ACTV INC                       COM              00088E104       46     1000 SH       DEFINED 01               1000
ADC TELECOMMUNICATIONS INC     COM              000886101       51      700 SH       DEF/OTH 01                         700
ACT MANUFACTURING INC          COM              000973107      908    24200 SH       DEF/OTH 01 03                    24200
ACT MANUFACTURING INC          COM              000973107     1051   270700 SH       DEFINED 01 03          270700
AFLAC INC                      COM              001055102     1018    21574 SH       DEF/OTH 01               7874    13700
AFLAC INC                      COM              001055102      504    10674 SH       DEFINED 01 03           10674
AGL RESOURCES INC              COM              001204106       15      900 SH       DEFINED 01                900
AGL RESOURCES INC              COM              001204106      100     5856 SH       DEF/OTH 01               5456      400
AES CORP                       COM              00130H105       75     1000 SH       DEF/OTH 01               1000
AK STEEL HOLDING               COM              001547108       29     1535 SH       DEFINED 01               1535
AMFM INC                       COM              001693100       78     1000 SH       DEF/OTH 01               1000
AMR CORP                       COM              001765106       67     1000 SH       DEF/OTH 01                        1000
AT&T CORP                      COM              001957109    41108   809015 SH       DEFINED 01             397940     1925   409150
AT&T CORP                      COM              001957109     6385   125663 SH       DEF/OTH 01             119959     2580     3124
AT&T CORP                      COM              001957209      566     1132 SH       DEF/OTH 01 02                     1132
AT&T CORP                      COM              001957209       72     1414 SH       DEFINED 01 02            1414
AT&T CORP                      COM LIB GRP A    001957208       64     1124 SH       DEFINED 01               1124
AT&T CORP                      COM LIB GRP A    001957208      606    10670 SH       DEF/OTH 01              10670
ASA LTD                        COM              002050102       38     2000 SH       DEFINED 01               2000
AT & T CDA INC                 COM              00207Q202       11      266 SH       DEF/OTH 01                266
AXA FINANCIAL INC              COM              002451102       30      894 SH       DEFINED 01                834                60
AXA FINANCIAL INC              COM              002451102       16      460 SH       DEF/OTH 01                388       72
ABBOTT LABORATORIES            COM              002824100      253     6955 SH       DEFINED 01               5855              1100
ABBOTT LABORATORIES            COM              002824100     3216    88569 SH       DEF/OTH 01              35769    52800
ABBOTT LABORATORIES            COM              002824100      316     8700 SH       DEF/OTH 01 02                     8700
ABBOTT LABORATORIES            COM              002824100       40     1100 SH       DEFINED 01 02            1100
ABBOTT LABORATORIES            COM              002824100        9      250 SH       DEFINED 01                250
ABBOTT LABORATORIES            COM              002824100       47     1300 SH       DEFINED 01               1300
ABERCROMBIE & FITCH CO         COM              002896207     1046    39200 SH       DEF/OTH 01               2200    37000
ACNIELSEN CORP                 COM              004833109       61     2465 SH       DEFINED 01               2465
ACNIELSEN CORP                 COM              004833109       28     1131 SH       DEFINED 01               1131
ADAPTEC INC                    COM              00651F108       25      500 SH       DEF/OTH 01                         500
ADAPTEC INC                    COM              00651F108      394     7900 SH       DEFINED 03               7900
ADOBE SYSTEMS INC              COM              00724F101       40      600 SH       DEF/OTH 01                         600
ADTRAN INC                     COM              00738A106     1132    22000 SH       DEF/OTH 01                       22000
ADVANCED DIGITAL INFORMA.      COM              007525108      909    18700 SH       DEF/OTH 01 03                    18700
ADVANCED DIGITAL INFORMA.      COM              007525108    10109   207900 SH       DEFINED 01 03          207900
ADVANCED MICRO-DEVICES         COM              007903107       35     1200 SH       DEFINED 01               1200
ADVANCED MICRO-DEVICES         COM              007903107      341    11800 SH       DEFINED 01 03           11800
AEGON N V                      COM              007924103      771     8077 SH       DEFINED 01               8077
AEGON N V                      COM              007924103      197     2064 SH       DEF/OTH 01               2064
AETNA INC                      COM              008117103    17722   317524 SH       DEFINED 01              68429      500   248595
AETNA INC                      COM              008117103     1024    18351 SH       DEF/OTH 01              16508     1268      575
AGNICO-EAGLE MINES LTD         COM              008474108        1      100 SH       DEFINED 01                100
AGRIBRANDS INTL INC            COM              00849R105        2       40 SH       DEF/OTH 01                 40
AGREE REALTY CORP              COM              008492100       14     1000 SH       DEF/OTH 01                        1000
AIR PRODS & CHEMS INC          COM              009158106      181     5400 SH       DEF/OTH 01               3200     2200
ALABAMA BY PRODS CORP          COM              010239408        7      100 SH       DEF/OTH 01                100
ALABAMA NATL BANCORP           COM              010317105    14808   784530 SH       DEFINED 01             784530
ALABAMA HOME INVT CO INC       COM              010995900       32       80 SH       DEFINED 01                 80
ALBERTO CULVER CL B            COM              013068101      139     5400 SH       DEFINED 01               5400
ALBERTO CULVER CL B            COM              013068101        5      200 SH       DEF/OTH 01                         200
ALBERTO CULVER CO              COM              013068200       39     1800 SH       DEFINED 01               1800
ALBERTSONS INC                 COM              013104104      163     5040 SH       DEFINED 01               5040
ALBERTSONS INC                 COM              013104104      583    18092 SH       DEF/OTH 01              18092
ALCAN ALUM LTD                 COM              013716105       70     1700 SH       DEF/OTH 01                700     1000
ALCAN ALUM LTD                 COM              013716104      360     8700 SH       DEFINED 01 03            8700
ALCOA INC                      COM              013817101      275     3308 SH       DEFINED 01               3308
ALCOA INC                      COM              013817101      249     3000 SH       DEF/OTH 01 02                     3000
ALCOA INC                      COM              013817101       33      400 SH       DEFINED 01 02             400
ALFA CORP                      COM              015385107     3201   196227 SH       DEFINED 01             191898              4329
ALFA CORP                      COM              015385107      775    47492 SH       DEF/OTH 01              44492     3000
ALLEGHANY CORP DEL             COM              017175100       61      330 SH       DEF/OTH 01                330
ALLEGHENY ENERGY INC           COM              017361106      113     4209 SH       DEFINED 01               4209
ALLEGHENY ENERGY INC           COM              017361106      173     6423 SH       DEF/OTH 01               6000      423
ALLEGHENY TECHNOLOGIES INC     COM              01741R102      105     4686 SH       DEFINED 01               4686
ALLEGHENY TECHNOLOGIES INC     COM              01741R102       25     1120 SH       DEF/OTH 01                        1120
ALLERGAN INC                   COM              018490102       60     1200 SH       DEF/OTH 01                        1200
ALLIANCE SVGS&LN.ASSN.TX.      COM              0187769A4              1050 SH       DEFINED 01               1050
ALLIANT CORP                   COM              018802108       16      570 SH       DEFINED 01                570
ALLIANT CORP                   COM              018802108        6      200 SH       DEF/OTH 01                200
ALLIED WASTE INDS INC          COM              019589308        4      400 SH       DEF/OTH 01                         400
ALLSTATE CORP                  COM              020002101      810    33650 SH       DEFINED 01              33450               200
ALLSTATE CORP                  COM              020002101      554    23012 SH       DEF/OTH 01              15518     7494
ALLTEL CORP                    COM              020039103      781     9441 SH       DEFINED 01               9145               296
ALLTEL CORP                    COM              020039103      272     3290 SH       DEF/OTH 01               2659               631
ALLTEL COPR                    COM              020039103      373     4500 SH       DEFINED 01 03            4500
ALTERA CORP                    COM              021441100       29      576 SH       DEFINED 01                576
ALZA CORP DEL                  COM              022615157                50 SH       DEF/OTH 01                 50
AMAZON COM INC                 COM              023135106       15      200 SH       DEF/OTH 01                200
AMBAC FINANCIAL GROUP INC      COM              023139108        6      115 SH       DEFINED 01                115
AMDOCS AUTOMATIC COM EXCH      COM              02342R202     1629    50700 SH       DEF/OTH 01                       50700
AMDOCS AUTOMATIC COM EXCH      COM              02342R202       32     1000 SH       DEFINED 01               1000
AMERADA HESS CORP              COM              023551104       68     1204 SH       DEFINED 01               1204
AMERADA HESS CORP              COM              023551104       51      900 SH       DEF/OTH 01                         900
AMEREN CORP                    COM              023608102       51     1567 SH       DEFINED 01               1567
AMEREN CORP                    COM              023608102       87     2660 SH       DEF/OTH 01                         600     2060
AMERICA ONLINE INC DEL         COM              02364J104        5       62 SH       DEFINED 01                 62
AMERICA ONLINE INC DEL         COM              02364J104     2807    37000 SH       DEF/OTH 01               5000    32000
AMERICA ONLINE INC DEL         COM              02364J104      964    12700 SH       DEF/OTH 01 02                    12700
AMERICA ONLINE INC DEL         COM              01364J104      121     1600 SH       DEFINED 01 02            1600
AMERICA FIRST TAX EX IVS L P   COM              02364V107        5     1000 SH       DEF/OTH 01                                 1000
AMERICA WEST HLDG CORP         COM              023657208        3      139 SH       DEFINED 01                139
AMERICA FIRST APT INV L P      COM              023929102        3      300 SH       DEF/OTH 01                300
AMERICAN BUSINESS PROD         COM              024763104        7      562 SH       DEF/OTH 01                         562
AMERICAN CMNTY PPTYS TR        COM              02520N106        3      815 SH       DEFINED 01                815
AMERICAN CMNTY PPTYS TR        COM              02520N106       28     8697 SH       DEF/OTH 01               4348     4349
AMERN EAGLE OUTFITTERS         COM              02553E106      328     7300 SH       DEFINED 01 03            7300
AMERICAN EDUCATORS FINL CORP   COM              025535105               101 SH       DEFINED 01                101
AMERICAN EDUCATORS FINL CORP   COM              025535105                18 SH       DEF/OTH 01                 18
AMERICAN ELECTRIC POWER CO     COM              025537101      131     4086 SH       DEFINED 01               2936     1150
AMERICAN ELECTRIC POWER CO     COM              025537101      849    26436 SH       DEF/OTH 01               3881    22555
AMERICAN EXPRESS CO            COM              025816109     6205    37324 SH       DEFINED 01              37224               100
AMERICAN EXPRESS CO            COM              025816109     2049    12325 SH       DEF/OTH 01              12325
AMERICAN EXPRESS CO            COM              025816109      366     2200 SH       DEF/OTH 01 02                     2200
AMERICAN EXPRESS CO            COM              025816109      366      300 SH       DEFINED 01 02             300
AMERICAN GENERAL CORP          COM              026351106      476     6280 SH       DEFINED 01               5980               300
AMERICAN GENERAL CORP          COM              026351106      182     2404 SH       DEF/OTH 01               2360       44
AMERICAN GREETINGS CORP        COM              026375105    33824  1431700 SH       DEFINED 01             484500     1200   946000
AMERICAN GREETINGS CORP        COM              026375105     1550    65625 SH       DEF/OTH 01              64925               700
AMERICAN GREETINGS CORP        COM              026375105      747    31600 SH       DEF/OTH 01 02                    31600
AMERICAN GREETINGS CORP        COM              026375105     4250   179900 SH       DEFINED 01 02          179900
AMERICAN HOME PRODS CORP       COM              026609107    16332   416094 SH       DEFINED 01             206594     1500   208000
AMERICAN HOME PRODS CORP       COM              026609107     4977   126789 SH       DEF/OTH 01             119589     4400     2800
AMERICAN HOME PRODS CORP       COM              026609107      290     7400 SH       DEF/OTH 01 02                     7400
AMERICAN HOME PRODS CORP       COM              026609107       36      900 SH       DEFINED 01 02             900
AMERICAN INSD MTG INVS LP 8    COM              02686F103       16     3250 SH       DEFINED 01               3250
AMERICAN INTEGRITY CP          COM              026863100               200 SH       DEFINED 01                200
AMERICAN INTL GROUP INC        COM              026874107       47      439 SH       DEFINED 01                439
AMERICAN INTL GROUP INC        COM              026874107     2171    20076 SH       DEF/OTH 01               4376    15700
AMERICAN INTL GROUP INC        COM              026874107      803     7425 SH       DEF/OTH 01 02                     7425
AMERICAN INTL GROUP INC        COM              026874107      101      937 SH       DEFINED 01 02             937
AMERICAN INTL GROUP INC        COM              026874107      394     3645 SH       DEFINED 01 03            3645
AMERICAN INTL GROUP INC        COM              026874107       65      600 SH       DEFINED 01                600
AMERICAN PUBLIC HOLDINGS INC   COM              02913T108        3      315 SH       DEFINED 01                315
AMERICAN WTR WKS INC           COM              030411102    11464   539477 SH       DEF/OTH 01             539477
AMERICREDIT CORP               COM              03060R101      437    23600 SH       DEF/OTH 01 03                    23600
AMERICREDIT CORP               COM              03060R101     4978   269100 SH       DEFINED 01 03          269100
AMGEN INC                      COM              031162100       84     1400 SH       DEFINED 01               1400
AMGEN INC                      COM              031162100      880    14640 SH       DEF/OTH 01                640    14000
AMGEN INC                      COM              031162100      474     7900 SH       DEF/OTH 01 02                     7900
AMGEN INC                      COM              031162100       61     1000 SH       DEFINED 01 02            1000
AMGEN INC                      COM              031162100      601    10000 SH       DEFINED 01 03           10000
AMSOUTH BANCORPORATION         COM              032165102    70775  3664632 SH       DEFINED 01            3171985     1683   490964
AMSOUTH BANCORPORATION         COM              032165102    55060  2850941 SH       DEF/OTH 01            1439144   100376  1311421
ANADARKO PETROLEUM CORP        COM              032511107       34     1000 SH       DEFINED 01               1000
ANADARKO PETROLEUM CORP        COM              032511107       41     1200 SH       DEF/OTH 01                        1200
ANALOG DEVICES INC             COM              032654105       74      800 SH       DEFINED 01                800
ANALOG DEVICES INC             COM              032654105     2158    23200 SH       DEF/OTH 01                        1200    22000
ANDREW CORP                    COM              034425108        8      400 SH       DEF/OTH 01                         400
ANGLOGOLD ADR (NEW)            COM              035128206        1       45 SH       DEFINED 01                 45
ANHEUSER BUSCH COS INC         COM              035229103       43      600 SH       DEFINED 01                600
ANHEUSER BUSCH COS INC         COM              035229103      362     5102 SH       DEF/OTH 01               5102
ANHEUSER BUSCH COS INC         COM              035229103      248     3500 SH       DEF/OTH 01 02                     3500
ANHEUSER BUSCH COS INC         COM              035229103       28      400 SH       DEFINED 01 02             400
ANHEUSER BUSCH COS INC         COM              035229103      703     9920 SH       DEFINED 01 03            9920
AON CORP                       COM              037389103    10580   264500 SH       DEFINED 01             264500
AON CORP                       COM              037389103       28      700 SH       DEF/OTH 01                         700
APACHE CORP                    COM              037411105       42     1134 SH       DEFINED 01               1134
APACHE CORP                    COM              037411105      665    18000 SH       DEF/OTH 01                       18000
APCO ARGENTINA INC CA          COM              037489101        2       50 SH       DEFINED 01                 50
APPLE COMPUTER INC             COM              037833100     1326    12900 SH       DEF/OTH 01                700      800    11400
APPLIED MATERIALS              COM              038222105       57      450 SH       DEFINED 01                450
APPLIED MATERIALS              COM              038222105     1064     8400 SH       DEF/OTH 01                        8300      100
APPLIED MATERIALS              COM              038222105      266     2100 SH       DEF/OTH 01 02                     2100
APPLIED MATERIALS              COM              038222105       38      300 SH       DEFINED 01 02             300
ARCH CHEMICALS INC             COM              03937R102       10      474 SH       DEF/OTH 01                100      374
ARCHER DANIELS MIDLAND CO      COM              039483102       76     6244 SH       DEFINED 01               6244
ARCHER DANIELS MIDLAND CO      COM              039483102      306    25244 SH       DEF/OTH 01              22524     2720
ARDENT SOFTWARE INC            COM              039794102     1057    27100 SH       DEF/OTH 01 03                    27100
ARDENT SOFTWARE INC            COM              039794102    12340   316400 SH       DEFINED 01 03          316400
ARGONAUT GROUP INC.            COM              040157109       58     2922 SH       DEFINED 01               2922
ARGONAUT GROUP INC.            COM              040157109        6      300 SH       DEF/OTH 01                         300
ARMSTRONG WORLD INDS INC       COM              042476101       33     1000 SH       DEF/OTH 01               1000
ARROW ELECTRONICS INC          COM              042735100       51     2000 SH       DEF/OTH 01               2000
ARVIN INDS INC                 COM              043339100    21688   764326 SH       DEFINED 01             281426      600   482300
ARVIN INDS INC                 COM              043339100     1405    49500 SH       DEF/OTH 01              49300      200
ASCENT ENTMT GROUP INC         COM              043628106        6      498 SH       DEFINED 01                498
ASHLAND INC                    COM              044204105       27      810 SH       DEFINED 01                810
ASHLAND INC                    COM              044204105       25      750 SH       DEF/OTH 01                         750
ASSOCIATES FIRST CAP CORP      COM              046008108      957    34879 SH       DEFINED 01              34189               690
ASSOCIATES FIRST CAP CORP      COM              046008108      400    14580 SH       DEF/OTH 01               7668     3814     3098
ASSOCIATES FIRST CAP COPR      COM              046008108        1       52 SH       DEFINED 01                 52
ASTRAZENECA PLC                COM              046353108      116     2771 SH       DEF/OTH 01                773              1998
ASYST TECHNOLOGY CORP          COM              04648X107     1056    16100 SH       DEF/OTH 01 03                    16100
ASYST TECHNOLOGY CORP          COM              04648X107    11814   180200 SH       DEFINED 03             180200
ATLANTIC RICHFIELD CO          COM              048825103     6035    69769 SH       DEFINED 01              69769
ATLANTIC RICHFIELD CO          COM              048825103      803     9279 SH       DEF/OTH 01               6690     1539     1050
ATLANTIC RICHFIELD CO          COM              048825103      251     2900 SH       DEF/OTH 01 02                     2900
ATLANTIC RICHFIELD CO          COM              048825103       34      400 SH       DEFINED 01 02             400
ATLANTICA DEL GOLFO SUGAR CO   COM              049141104               200 SH       DEFINED 01                200
ATLAS CONSOL. MINING & DEV     COM              049249303               333 SH       DEFINED 01                333
ATMEL CORP                     COM              049513104        6      200 SH       DEFINED 01                200
AUDIOVOX CORP                  COM              050757103      729    24100 SH       DEF/OTH 01 03                    24100
AUDIOVOX CORP                  COM              050757103     8603   284400 SH       DEFINED 01 03          284400
AUTO DESK INC                  COM              052769106       10      300 SH       DEF/OTH 01                         300
AUTOLIV, INC.                  COM              052800109        2       76 SH       DEF/OTH 01                 76
AUTOMATIC DATA PROCESS. INC    COM              053015103       36      660 SH       DEFINED 01                660
AUTOMATIC DATA PROCESS. INC    COM              053015103     1782    32900 SH       DEF/OTH 01              24000     8900
AUTOMATIC DATA PROCESS. INC    COM              053015103     1289    24100 SH       DEF/OTH 01 02                    24100
AUTOMATIC DATA PROCESS. INC    COM              053015103    11050   205100 SH       DEFINED 01 02          205100
AUTOZONE INC                   COM              053332102       32     1000 SH       DEF/OTH 01               1000
AVATEX CORP                    COM              05349F402        5     3344 SH       DEFINED 01               3344
AVERY DENNISON CORP            COM              053611109      208     2850 SH       DEF/OTH 01               2350      500
AVIALL INC NEW                 COM              05366B102        2      250 SH       DEF/OTH 01                250
AVIRON                         COM              053762100        3      200 SH       DEF/OTH 01                200
AVNET INC                      COM              053807103    32976   545050 SH       DEFINED 01             291400      650   253000
AVNET INC                      COM              053807103     2178    35995 SH       DEF/OTH 01              34745      750      500
AVON PRODS INC                 COM              054303102       24      740 SH       DEFINED 01                740
AVON PRODS INC                 COM              054303102      314     9524 SH       DEF/OTH 01               7024     2500
AZTAR CORP                     COM              054802103      456    41900 SH       DEF/OTH 01 03                    41900
AZTAR CORP                     COM              054802103     5163   474800 SH       DEFINED 01 03          474800
BCE INC                        COM              05534B109     3247    36000 SH       DEF/OTH 01                       36000
BCE INC                        COM              05534B109       31      350 SH       DEFINED 01                350
BCE INC                        COM              05534B109     126      1400 SH       DEFINED 01               1400
BP AMOCO PLC                   COM              055622104     1891    31876 SH       DEFINED 01              31348               528
BP AMOCO PLC                   COM              055622104     4743    79962 SH       DEF/OTH 01              64814     6194     8954
BMC SOFTWARE INC               COM              055921100      675     8448 SH       DEFINED 01 03            8448
BAKER HUGHES INC               COM              057224107      255    12100 SH       DEFINED 01              11700      400
BAKER HUGHES INC               COM              057224107      201     9552 SH       DEF/OTH 01               7200     2352
BANC CORP                      COM              05944B103       89    11675 SH       DEFINED 01              11675
BANCORPSOUTH INC               COM              059692103      333    20420 SH       DEFINED 01              20420
BANK OF AMERICA CORP           COM              060505104    22216   442651 SH       DEFINED 01             442126      325      200
BANK OF AMERICA CORP           COM              060505104     3133    62429 SH       DEF/OTH 01              56576     3445     2408
BANK OF AMERICA CORP           COM              060606104      417     8300 SH       DEF/OTH 01 02                     8300
BANK OF AMERICA CORP           COM              060606104       50     1000 SH       DEFINED 01 02            1000
BANK NEW YORK INC              COM              064057102       52     1312 SH       DEFINED 01               1312
BANK NEW YORK INC              COM              064057102      256     6408 SH       DEF/OTH 01               5800               608
BANK NEW YORK INC              COM              064057102      224     5600 SH       DEF/OTH 01 02                     5600
BANK NEW YORK INC              COM              064057102       28      700 SH       DEFINED 01 02             700
BANK ONE CORP                  COM              06423A103    18428   575883 SH       DEFINED 01             566683      400     8800
BANK ONE CORP                  COM              06423A103     1014    31702 SH       DEF/OTH 01              27086     3551     1065
BANK OF YORK, ALAA CAP S       COM              0660179A4     2514     3125 SH       DEFINED 01               3125
BARCLAYS BK PLC                COM              06738C802       10      400 SH       DEF/OTH 01                400
BARCLAYS BK PLC                COM              06738C836        7      300 SH       DEF/OTH 01                300
BARD CR INC                    COM              067383109    45390   856420 SH       DEFINED 01             361470      650   494300
BARD CR INC                    COM              067383109     2091    39450 SH       DEF/OTH 01              38600      600      250
BARNES & NOBLES INC            COM              067774109        4      200 SH       DEFINED 01                200
BARNES & NOBLES INC            COM              067774109       12      600 SH       DEF/OTH 01                600
BARRICK GOLD CORP              COM              067901108      238    13456 SH       DEFINED 01              13456
BARRICK GOLD CORP              COM              067901108      253    14300 SH       DEF/OTH 01              12600     1700
BARRETT RES CORP               COM              068480201       29     1000 SH       DEFINED 01               1000
BARRETT RES CORP               COM              068480201        7      250 SH       DEF/OTH 01                250
BAUSCH & LOMB INC              COM              071707103       68     1000 SH       DEFINED 01               1000
BAUSCH & LOMB INC              COM              071707103      924    13500 SH       DEF/OTH 01                        8200     5300
BAUSCH & LOMB INC              COM              071707103       34      500 SH       DEFINED 01                500
BAXTER INTERNATIONAL INC       COM              071813109    31508   501620 SH       DEFINED 01             117170      450   384000
BAXTER INTERNATIONAL INC       COM              071813109     3193    50837 SH       DEF/OTH 01              50437      400
BAXTER INTERNATIONAL INC       COM              071813109      176     2800 SH       DEF/OTH 01 02                     2800
BAXTER INTERNATIONAL INC       COM              071813109       25      400 SH       DEFINED 01 02             400
BAXTER INTERNATIONAL INC       COM              071813109      415     6600 SH       DEFINED 01 03            6600
BEAR STEARNS CO INC            COM              073902108       43     1016 SH       DEF/OTH 01                                 1016
BECTON DICKINSON & CO          COM              075887109       62     2300 SH       DEF/OTH 01                        2300
BED BATH & BEYOND INC          COM              075896100       74     2133 SH       DEF/OTH 01               1533      600
BELL ATLANTIC CORP             COM              077853109    36006   584862 SH       DEFINED 01             242412     1650   340800
BELL ATLANTIC CORP             COM              077853109     4371    70999 SH       DEF/OTH 01              67737     2276      986
BELL ATLANTIC CORP             COM              077853109      283     4600 SH       DEF/OTH 01 02                     4600
BELL ATLANTIC CORP             COM              077853109       37      600 SH       DEFINED 01 02             600
BELLSOUTH CORP                 COM              079860102    29188   623501 SH       DEFINED 01             381931     2370   239200
BELLSOUTH CORP                 COM              079860102    10116   216094 SH       DEF/OTH 01             194932    15870     5292
BELLSOUTH CORP                 COM              079860102      552    11800 SH       DEF/OTH 01 02                    11800
BELLSOUTH CORP                 COM              079860102       71     1500 SH       DEFINED 01 02            1500
A. H. BELO CORPORATION CL A    COM              080555105       57     3000 SH       DEF/OTH 01               3000
BEMIS INC                      COM              081437105      297     8530 SH       DEFINED 01               8530
BERKSHIRE HATHAWAY INC         COM              084670108      157        3 SH       DEF/OTH 01                  3
BERKSHIRE HATHAWAY INC DEL     COM              084670207       46       25 SH       DEFINED 01                 25
BERKSHIRE HATHAWAY INC DEL     COM              084670207      165       90 SH       DEF/OTH 01                 90
BEST BUY INC                   COM              086516101       65     1300 SH       DEF/OTH 01                        1300
BEST FOODS                     COM              08658U101      751    14280 SH       DEFINED 01              14280
BEST FOODS                     COM              08658U101      191     3633 SH       DEF/OTH 01                333     3300
BETHLEHEM STEEL CORP           COM              087509105       25     3000 SH       DEFINED 01               3000
BETHLEHEM STEEL CORP           COM              087509105        4      500 SH       DEF/OTH 01                         500
BIOCRYST PHARMACEUTICALS INC   COM              09058V103      773    26200 SH       DEFINED 01              25950               250
BIOCRYST PHARMACEUTICALS INC   COM              09058V103      324    10987 SH       DEF/OTH 01              10987
BIOENVISION INC                COM              09059N100      218    56625 SH       DEFINED 01              56625
BIOGEN INC                     COM              090597105       42      500 SH       DEF/OTH 01                500
BIOGEN INC                     COM              090597104      313     3700 SH       DEFINED 01 03            3700
BIOMET INC                     COM              090613100      140     3500 SH       DEF/OTH 01                         500     3000
BIRMINGHAM STEEL CORP          COM              091250100       27     5094 SH       DEFINED 01               5094
BIRMINGHAM STEEL CORP          COM              091250100        4      750 SH       DEF/OTH 01                750
BLACK & DECKER CORP            COM              091797100       56     1080 SH       DEFINED 01               1080
BLACK & DECKER CORP            COM              091797100      172     3300 SH       DEF/OTH 01               2900      400
BLACK BOX CORP DEL             COM              091826107      161     2400 SH       DEF/OTH 01                                 2400
BLACK BOX CORP DEL             COM              091826207     2921    43600 SH       DEFINED 01 03           43600
BLOCK H & R INC                COM              093671105      761    17400 SH       DEF/OTH 01 02                    14500
BLOCK H & R INC                COM              093671105     4856   111000 SH       DEFINED 01 02          111000
BOEING CO                      COM              097023105      788    19020 SH       DEFINED 01              19020
BOEING CO                      COM              097023105      734    17698 SH       DEF/OTH 01              16498     1000      200
BOEING CO                      COM              097023105      240     5800 SH       DEF/OTH 01 02                     5800
BOEING CO                      COM              097023105       29      700 SH       DEFINED 01 02             700
BOEING CO                      COM              097023105      347     8365 SH       DEFINED 01 03            8365
BOISE CASCADE CORP             COM              097383103       43     1066 SH       DEFINED 01               1066
BOISE CASCADE CORP             COM              097383103       20      500 SH       DEF/OTH 01                         500
BOOKS-A-MILLION INC            COM              098570104        1      100 SH       DEFINED 01                100
BORDEN CHEMS & PLASTIC LTD     COM              099541203        1      300 SH       DEFINED 01                300
BORDERS GROUP INC              COM              099709107        8      500 SH       DEF/OTH 01                500
BORG-WARNER AUTOMOTIVE INC     COM              099724106       41     1000 SH       DEFINED 01               1000
BOSTON LIFE SCIENCES INC       COM              100843408        2      500 SH       DEF/OTH 01                500
BOSTON SCIENTIFIC CORP         COM              101137107       35     1600 SH       DEF/OTH 01                        1600
BOWATER INC                    COM              102183100       11      200 SH       DEFINED 01                200
BOWDEN IND. INC.               COM              1021839A0       10    10000 SH       DEFINED 01              10000
BRIGGS & STRATTON CORP         COM              109043109      676    12600 SH       DEF/OTH 01 02                    12600
BRIGGS & STRATTON CORP         COM              109043109     2799    52200 SH       DEFINED 01 02           52200
BRISTOL MYERS SQUIBB CO        COM              110122108     6736   104942 SH       DEFINED 01              84942             20000
BRISTOL MYERS SQUIBB CO        COM              110122108     9942   154884 SH       DEF/OTH 01             105760    28224    20900
BRISTOL MYERS SQUIBB CO        COM              110122108     1714    26700 SH       DEF/OTH 01 02                    26700
BRISTOL MYERS SQUIBB CO        COM              110122108    10058   156700 SH       DEFINED 01 02          156700
BRISTOL MYERS SQUIBB CO        COM              110122108      623     9700 SH       DEFINED 01 03            9700
BRISTOL MYERS SQUIBB CO        COM              110122108       48      750 SH       DEFINED 01                750
BRISTOL MYERS SQUIBB CO        COM              110122108       58      900 SH       DEFINED 01                900
BRITISH AMERN INS LTD          COM              110475209               500 SH       DEF/OTH 01                500
BROADWING INC                  COM              111620100       74     2000 SH       DEF/OTH 01                        2000
BROKEN HILL PROP LTD           COM              112169602       12      440 SH       DEFINED 01                440
BRUNSWICK CORP                 COM              117043109      124     5560 SH       DEFINED 01               5560
BRUNSWICK CORP                 COM              117043109       80     3617 SH       DEF/OTH 01               3117      500
BUCKEYE TECHNOLOGIES INC       COM              118255108       52     3500 SH       DEF/OTH 01               3500
BUFFETS INC                    COM              119882108       40     4000 SH       DEF/OTH 01               4000
BURLINGTON N S FE CP           COM              12189T104       49     2019 SH       DEFINED 01               2019
BURLINGTON N S FE CP           COM              12189T104      163     6708 SH       DEF/OTH 01               2094     4614
BURLINGTON RESOURCES           COM              122014103    19676   595112 SH       DEFINED 01             241112      700   353300
BURLINGTON RESOURCES           COM              122014103     1174    35513 SH       DEF/OTH 01              33447     1666      400
BURR BROWN CORP                COM              122574106      726    20100 SH       DEF/OTH 01 03                    20100
BURR BROWN CORP                COM              122574106     8231   227850 SH       DEFINED 01 03
BURTON GOLF INC                COM              123053902     2302    25575 SH       DEF/OTH 01              25575
CBL & ASSOC PPTYS INC          COM              124830100       41     2000 SH       DEF/OTH 01               2000
CBS BANC CORP                  COM              124845900       43      433 SH       DEFINED 01                433
CBS BANC CORP                  COM              124845900      300     3000 SH       DEF/OTH 01               3000
CBT GROUP PLC                  COM              124853300        7      200 SH       DEFINED 01                200
CBRL GROUP INC                 COM              12489V106      584    60150 SH       DEFINED 01              60150
CBS CORP                       COM              12490K107      205     3200 SH       DEFINED 01               3200
CBS CORP                       COM              12490K107      412     6441 SH       DEF/OTH 01               5255     1186
CDW COMPUTER CENTERS INC       COM              125129106      393     5000 SH       DEFINED 01 03            5000
CIGNA CORP                     COM              125509109       66      825 SH       DEFINED 01                825
CIGNA CORP                     COM              125509109     1422    17650 SH       DEF/OTH 01               1650    16000
CLECO CORP NEW                 COM              12561W105       13      400 SH       DEFINED 01                400
CK WITCO CORP                  COM              12562C108       40     3000 SH       DEF/OTH 01               3000
CMS ENERGY CORP                COM              125896100       35     1118 SH       DEFINED 01               1118
CMS ENERGY CORP                COM              125896100       25      800 SH       DEF/OTH 01                300      500
CTG RES INC                    COM              125957100        7      200 SH       DEF/OTH 01                200
CSX CORP                       COM              126408103    15288   487262 SH       DEFINED 01             214512            272750
CSX CORP                       COM              126408103      893    28472 SH       DEF/OTH 01              27372      500      600
CVS CORP                       COM              126650100    25879   649004 SH       DEFINED 01             111204      800   537000
CVS CORP                       COM              126650100     1451    36383 SH       DEF/OTH 01              32483     3900
CABLE & WIRELESS HKT           COM              126828102      146     5000 SH       DEF/OTH 01               5000
CABLE & WIRELESS PLC           COM              126830207       11      200 SH       DEF/OTH 01                200
CABLETRON SYSTEMS              COM              126920107    55758  2144530 SH       DEFINED 01            2071680     3350    69500
CABLETRON SYSTEMS              COM              126920107     3586   137925 SH       DEF/OTH 01             134425     1700     1800
CABOT CORP                     COM              127055101       18      896 SH       DEF/OTH 01                896
CABOT OIL & GAS CORP           COM              127097103                 8 SH       DEF/OTH 01                  8
CAMPBELL SOUP CO               COM              134429109      279     7200 SH       DEF/OTH 01               5600     1600
CAPITAL ONE FINL CORP          COM              14040H105       67     1400 SH       DEF/OTH 01                        1400
CARAUSTAR INDS INC             COM              140909102     1202    50100 SH       DEFINED 01                100             50000
CARDINAL HEALTH INC            COM              14149Y108       27      556 SH       DEFINED 01                556
CARDINAL HEALTH INC            COM              14149Y108      731    15259 SH       DEF/OTH 01               1322    10000     3937
CAREMARK RX INC                COM              141705103        5     1011 SH       DEFINED 01               1011
CAREMARK RX INC                COM              141705103       42     8359 SH       DEF/OTH 01               8359
CARLISLE CORP                  COM              142339100      115     3200 SH       DEF/OTH 01               3200
CARNIVAL CORP                  COM              143658102      167     3500 SH       DEF/OTH 01                        3500
CAROLINA POWER & LIGHT CO      COM              144141108      239     7837 SH       DEFINED 01               7037      800
CAROLINA POWER & LIGHT CO      COM              144141108      160     5244 SH       DEF/OTH 01               4144     1100
CARRIER ACCESS CORP            COM              144460102      788    11700 SH       DEF/OTH 01 03                    11700
CARRIER ACCESS CORP            COM              144460102     8879   131900 SH       DEFINED 01 03          131900
CASTLE & COOKE INC NEW         COM              148433105       13     1000 SH       DEFINED 01               1000
CATELLUS DEV CORP              COM              149111106        4      295 SH       DEFINED 01                295
CATERPILLAR INC                COM              149123101      282     5984 SH       DEFINED 01               5984
CATERPILLAR INC                COM              149123101      293     6232 SH       DEF/OTH 01               5984      248
CENDANT CORP                   COM              151313103       27     1000 SH       DEFINED 01               1000
CENDANT CORP                   COM              151313103      193     7286 SH       DEF/OTH 01               7286
CENDANT CORP                   COM              151313103      184     6920 SH       DEF/OTH 01 02                     6920
CENDANT CORP                   COM              151313103       23      880 SH       DEFINED 01 02            6920
CENTEX CORPORATION             COM              152312104        7      300 SH       DEF/OTH 01                         300
CENTRAL & SOUTH WEST CORP      COM              152357109       62     3100 SH       DEFINED 01               2500      600
CENTRAL & SOUTH WEST CORP      COM              152357109       80     4020 SH       DEF/OTH 01               3120      900
CENTURY LABS INC               COM              156591109               200 SH       DEFINED 01                200
CENTURYTEL INC                 COM              156700106       28      600 SH       DEF/OTH 01                         600
CEPHALON INC                   COM              156708109        3      100 SH       DEFINED 01                100
CERIDIAN CORP                  COM              15677T106       13      600 SH       DEFINED 01                600
CERIDIAN CORP                  COM              15677T106       28     1300 SH       DEF/OTH 01                        1300
CHAMPION INTL CORP             COM              158525105     5683    91750 SH       DEFINED 01              80600      400    10750
CHAMPION INTL CORP             COM              158525105     3173    51235 SH       DEF/OTH 01              25035     1100    25100
CHASE MANHATTAN CORP (NEW)     COM              16161A108      184     2372 SH       DEFINED 01               2372
CHASE MANHATTAN CORP (NEW)     COM              16161A108     1637    21060 SH       DEF/OTH 01               3560    10700     6800
CHASE MANHATTAN CORP (NEW)     COM              16161A108      388     5000 SH       DEF/OTH 01 02                     5000
CHASE MANHATTAN CORP (NEW)     COM              16161A108       47      600 SH       DEFINED 01 02             600
CHASE MANHATTAN CORP (NEW)     COM              16161A108        8      100 SH       DEFINED 01                100
CHASE MANHATTAN CORP (NEW)     COM              16161A108       54      700 SH       DEFINED 01                700
CHEVRON CORP                   COM              166751107     1172    13524 SH       DEFINED 01              13524
CHEVRON CORP                   COM              166751107     3850    44437 SH       DEF/OTH 01              38228     3789     2420
CHEVRON CORP                   COM              166751107      277     3200 SH       DEF/OTH 01 02                     3200
CHEVRON CORP                   COM              166751107       35      400 SH       DEFINED 01 02             400
CHICOS FAS INC                 COM              168615102        9      250 SH       DEFINED 01                250
CHOICEPOINT INC                COM              170388102       74     1800 SH       DEFINED 01               1800
CHUBB CORP                     COM              171232101    22444   398550 SH       DEFINED 01             398150      400
CHUBB CORP                     COM              171232101     1242    22050 SH       DEF/OTH 01              22050
CINCINNATI FINANCIAL CORP      COM              172062101       22      700 SH       DEF/OTH 01                         700
CINERGY CORP                   COM              172474108        1       30 SH       DEFINED 01                 30
CINERGY CORP                   COM              172474108      115     4800 SH       DEF/OTH 01               4100      700
CIRCUIT CITY STORES INC        COM              172737108       68     1500 SH       DEF/OTH 01                        1500
CISCO SYSTEMS INC              COM              17275R102      267     2496 SH       DEFINED 01               2496
CISCO SYSTEMS INC              COM              17275R102     3533    32983 SH       DEF/OTH 01              32783               200
CISCO SYSTEMS INC              COM              17275R102     1682    15700 SH       DEF/OTH 01 02                    15700
CISCO SYSTEMS INC              COM              17275R102      214     2000 SH       DEFINED 01 02            2000
CISCO SYSTEMS INC              COM              172754102      726     6780 SH       DEFINED 01 03            6780
CINTAS CORP                    COM              172908105      850    16000 SH       DEF/OTH 01               2000    14000
CITIGROUP INC                  COM              172967101      785    14098 SH       DEFINED 01              13348               750
CITIGROUP INC                  COM              172967101     3937    70692 SH       DEF/OTH 01              32242    38450
CITIGROUP INC                  COM              172967101      997    17900 SH       DEF/OTH 01 02                    17900
CITIGROUP INC                  COM              172967101      122     2200 SH       DEFINED 01 02            2200
CITIGROUP INC                  COM              172967101      894    16046 SH       DEFINED 01 03
CITIGROUP INC                  COM              172967101      325     5850 SH       DEFINED 01               5850
CITIGROUP INC                  COM              172967101       17      300 SH       DEFINED 01                300
CITIGROUP INC                  COM              172967101       86     1550 SH       DEFINED 01               1550
CITIZENS BANKING CORP MICH     COM              174420109      167     7475 SH       DEF/OTH 01               7475
CITIZENS INC                   COM              174740100                 6 SH       DEF/OTH 01                  6
CITIZENS UTILS CO DEL          COM              177342201       28     2000 SH       DEF/OTH 01               2000
CLAYTON HOMES INC              COM              184190106      735    80000 SH       DEFINED 01                             80000
CLAYTON HOMES INC              COM              184190106       72     7812 SH       DEF/OTH 01               7812
CLEAR CHAN. COMM. IN           COM              184502102      179     2000 SH       DEF/OTH 01               2000
CLEAR CHAN. COMM. IN           COM              184502102       26      290 SH       DEFINED 01                290
CLOROX CO                      COM              189054109        5      100 SH       DEFINED 01                100
CLOROX CO                      COM              189054109      146     2900 SH       DEF/OTH 01                600     2300
COASTAL CORP                   COM              190441105       43     1200 SH       DEFINED 01               1200
COASTAL CORP                   COM              190441105     1010    28505 SH       DEF/OTH 01              25705     2800
COCA COLA CO                   COM              191216100    45550   781970 SH       DEFINED 01             778770     2700      500
COCA COLA CO                   COM              191216100    22067   378835 SH       DEF/OTH 01             252970    72965    52900
COCA COLA CO                   COM              1912A6100      501     8600 SH       DEF/OTH 01 02                     8600
COCA COLA CO                   COM              1912A6100       64     1100 SH       DEFINED 01 02            1100
COCA COLA CO                   COM              1912A6100        7      125 SH       DEFINED 01                125
COCA COLA CO                   COM              1912A6100       35      600 SH       DEFINED 01                600
COCA COLA ENTERPRISE INC       COM              191219104     1677    83353 SH       DEFINED 01              83353
COCA COLA ENTERPRISE INC       COM              191219104      190     9450 SH       DEF/OTH 01               9450
COLGATE PALMOLIVE CO           COM              194162103     1259    19374 SH       DEFINED 01              18414               960
COLGATE PALMOLIVE CO           COM              194162103     3905    60084 SH       DEF/OTH 01              56084      800     3200
COLGATE PALMOLIVE CO           COM              194162103      590     9082 SH       DEFINED 01 03            9082
COLONIAL BANCGROUP INC         COM              195493AA9       31    20000 SH       DEFINED 01
COLONIAL BANCGROUP INC         COM              195493309       63     6058 SH       DEFINED 01               6058
COLONIAL BANCGROUP INC         COM              195493309      141    13628 SH       DEF/OTH 01              13628
COLONIAL PPTYS TR              COM              195872106      102     4400 SH       DEFINED 01               4400
COLONIAL PPTYS TR              COM              195872106      134     5800 SH       DEF/OTH 01               5000      800
COLUMBIA ENERGY GROUP          COM              197648108       31      492 SH       DEFINED 01                492
COLUMBIA ENERGY GROUP          COM              197648108      886    14000 SH       DEF/OTH 01                       13900      100
COLUMBIA ENERGY GROUP          COM              197648108      515     8150 SH       DEFINED 01 03            8150
COLUMBIA/HCA HEALTHCRE CORP    COM              197677107        4      150 SH       DEFINED 01                150
COMAIR HOLDINGS INC            COM              199789108       11      450 SH       DEFINED 01                450
COMCAST CORP CL A SPL          COM              200300200      708    14000 SH       DEF/OTH 01                       14000
COMCAST CORP CL A SPL          COM              200300200      182     3600 SH       DEF/OTH 01 02                     3600
COMCAST CORP CL A SPL          COM              200300200       25      500 SH       DEFINED 01 02             500
COMERICA INC                   COM              200340107       70     1500 SH       DEF/OTH 01                        1500
COMMERCE BANCSHARES            COM              200525103      437    12915 SH       DEF/OTH 01                                12915
COMMSCOPE INC                  COM              203372107     1129    28000 SH       DEF/OTH 01                                28000
COMPASS BANCSHARES INC         COM              20449H109     3772   169028 SH       DEFINED 01             169028
COMPASS BANCSHARES INC         COM              20449H109     4143   185677 SH       DEF/OTH 01             182461              3216
COMPAQ COMPUTER CORP           COM              204493100     5376   198650 SH       DEFINED 01             198650
COMPAQ COMPUTER CORP           COM              204493100      106     3925 SH       DEF/OTH 01               3625               300
COMPAQ COMPUTER CORP           COM              204493100      395    14600 SH       DEF/OTH 01 02                    14600
COMPAQ COMPUTER CORP           COM              204493100       49     1800 SH       DEFINED 01 02            1800
COMPUTER ASSOC INTL INC        COM              204912109       14      200 SH       DEFINED 01                200
COMPUTER ASSOC INTL INC        COM              204912109     1811    25900 SH       DEF/OTH 01                       25900
COMPUTER ASSOC INTL INC        COM              204912109      343     4900 SH       DEF/OTH 01 02                     4900
COMPUTER ASSOC INTL INC        COM              204912109       42      600 SH       DEFINED 01 02             600
COMPUTER ASSOC INTL INC        COM              204912109       63      900 SH       DEFINED 01                900
COMPUTER ASSOC INTL INC        COM              204912109       63      900 SH       DEFINED 01                900
COMPUTER SCIENCES CORP         COM              205363104       12      126 SH       DEFINED 01                126
COMPUTER SCIENCES CORP         COM              205363104      912     9633 SH       DEF/OTH 01               2000     1711     5922
COMPUWARE CORP                 COM              205638109     1181    31700 SH       DEF/OTH 01                        1700    30000
COMPUWARE CORP                 COM              205638109      659    17700 SH       DEFINED 01 03
COMSAT CORP                    COM              20564D107        9      461 SH       DEFINED 01                461
CONAGRA INC                    COM              205887102     1037    45710 SH       DEFINED 01              45710
CONAGRA INC                    COM              205887102      327    14408 SH       DEF/OTH 01               2684             11724
CONCORD EFS INC                COM              206197105     1304    50625 SH       DEF/OTH 01                       50625
CONECTIV                       COM              206829103        3      150 SH       DEF/OTH 01                                  150
CONEXANT SYSTEMS INC           COM              207142100      251     3780 SH       DEFINED 01               3780
CONEXANT SYSTEMS INC           COM              207142100      120     1802 SH       DEF/OTH 01               1802
CONOCO INC                     COM              208251405      639    25682 SH       DEFINED 01              24214              1468
CONOCO INC                     COM              208251405      662    26595 SH       DEF/OTH 01              22130     3731      734
CONSECO INC                    COM              208464107       34     1924 SH       DEF/OTH 01               1924
CONSECO FIN IV                 COM              208464602        5      215 SH       DEF/OTH 01                215
CONSOLIDATED EDISON INC        COM              209115104      207     6000 SH       DEFINED 01               6000
CONSOLIDATED EDISON INC        COM              209115104      148     4300 SH       DEF/OTH 01               2500     1000      800
CONSOLIDATED NATURAL GAS CO    COM              209615103       96     1480 SH       DEFINED 01               1480
CONSOLIDATED NATURAL GAS CO    COM              209615103      187     2887 SH       DEF/OTH 01               1125     1762
CONSOLIDATED STORES CORP       COM              210149100       16     1000 SH       DEF/OTH 01               1000
CONSTELLATION ENERGY CORP      COM              210371100    31699  1093076 SH       DEFINED 01            1070576      800    21700
CONSTELLATION ENERGY CORP      COM              210371100     1695    58434 SH       DEF/OTH 01              53134     1100     4200
CONVERGYS CORP                 COM              212485106       62     2000 SH       DEF/OTH 01               2000
CONVERSE INC DEL               COM              212540108        1      483 SH       DEF/OTH 01                483
COOPER INDUSTRIES INC          COM              216669101       36      900 SH       DEF/OTH 01                         900
COORS (ADOLF) CO               COM              217016104       16      300 SH       DEF/OTH 01                         300
COPART INC                     COM              217204106      461    10600 SH       DEF/OTH 01 03                    10600
COPART INC                     COM              217204106     5142   118200 SH       DEFINED 01 03          118200
CORIXA CORP                    COM              21887F100      267    15718 SH       DEFINED 01              15718
CORN PRODS INTL INC            COM              219023108       54     1664 SH       DEFINED 01               1664
CORN PRODS INTL INC            COM              219023108        3      100 SH       DEF/OTH 01                         100
CORNING INC                    COM              219350105       39      304 SH       DEFINED 01                304
CORNING INC                    COM              219350105     1663    12900 SH       DEF/OTH 01                       12900
CORNING INC                    COM              219350105       64      500 SH       DEFINED 01                500
CORUS GROUP PLC                COM              22087M101       60     2300 SH       DEF/OTH 01               2300
CORUS ENTERTAINMENT INC        COM              220874101       27     1333 SH       DEF/OTH 01               1333
COST PLUS INC CALIF            COM              221485105      278     7800 SH       DEF/OTH 01 03                     7800
COST PLUS INC CALIF            COM              221485105     3135    88000 SH       DEFINED 01 03
COSTCO WHSL CORP NEW           COM              22160K105      237     2600 SH       DEF/OTH 01               1500     1100
COUNTRY WIDE CREDIT IND INC    COM              222372104      119     4716 SH       DEF/OTH 01               3716     1000
COX COMMUNICATIONS CL A        COM              224044107     1051    20400 SH       DEF/OTH 01                       20400
CRANE CO                       COM              224399105       35     1771 SH       DEFINED 01               1771
CRANE CO                       COM              224399105       12      600 SH       DEF/OTH 01                         600
CREDENCE SYSTEM CORP           COM              225302108     1609    18600 SH       DEF/OTH 01 03                    18600
CREDENCE SYSTEM CORP           COM              225302108    17983   207900 SH       DEFINED 01 03          207900
CREE INC                       COM              225447101      512     6000 SH       DEFINED 01               6000
CRESCENDO PHARMACEUT CO        COM              225637107                25 SH       DEF/OTH 01                 25
CRESCENT REAL EST EQUIT T      COM              225756105        4      200 SH       DEF/OTH 01                200
CROWN CORK & SEAL INC          COM              228255105    15341   685645 SH       DEFINED 01             674445      700    10500
CROWN CORK & SEAL INC          COM              228255105      818    36552 SH       DEF/OTH 01              31997     3055     1500
CUMMINS ENGINE INC             COM              231021106      440     9100 SH       DEFINED 01               9100
CUMMINS ENGINE INC             COM              231021106      280     5800 SH       DEF/OTH 01               5800
CYBERGUARD CORP                COM              231910100                45 SH       DEF/OTH 01                 45
CYBEX COMPUTER PROD CORP       COM              232522102      972    24000 SH       DEF/OTH 01 03                    24000
CYBEX COMPUTER PROD CORP       COM              232522102    10749   265400 SH       DEFINED 01 03          265400
CYMER INC                      COM              232572107      851    18500 SH       DEF/OTH 01 03                    18500
CYMER INC                      COM              232572107     9600   208700 SH       DEFINED 01 03          208700
CYTEC INDS INC                 COM              232820100       23     1000 SH       DEFINED 01               1000
CYTEC INDS INC                 COM              232820100       20      852 SH       DEF/OTH 01                852
DII GROUP INC                  COM              232949107     1136    16000 SH       DEF/OTH 01 03                    16000
DII GROUP INC                  COM              232949107    13425   189470 SH       DEFINED 01 03          189470
DPL INC                        COM              233293109       40     2287 SH       DEFINED 01               2287
DTE ENERGY CO                  COM              233331107        9      300 SH       DEFINED 01                300
DTE ENERGY CO                  COM              233331107       19      600 SH       DEF/OTH 01                         600
DANA CORP                      COM              235811106      175     5832 SH       DEFINED 01               5832
DANA CORP                      COM              235811106      229     7657 SH       DEF/OTH 01               6157     1500
DANAHER CORP DEL               COM              235851102      193     4000 SH       DEF/OTH 01               4000
DARDEN RESTAURANTS INC         COM              237194105        9      500 SH       DEFINED 01                500
DARDEN RESTAURANTS INC         COM              237194105        7      400 SH       DEF/OTH 01                         400
DAVIDSON DIVERSIFIED RE L P    COM              238633200        7        1 SH       DEFINED 01                  1
DAYTON HUDSON CORP             COM              239753106    25794   351230 SH       DEFINED 01              40230            311000
DAYTON HUDSON CORP             COM              239753106     1020    13900 SH       DEF/OTH 01              13900
DAYTON HUDSON CORP             COM              239753106      184     2500 SH       DEF/OTH 01 02                     2500
DAYTON HUDSON CORP             COM              239753106       22      300 SH       DEFINED 01 02             300
DEAN FOODS COMPANY             COM              242361103       50     1250 SH       DEF/OTH 01                         300      950
DEERE & CO                     COM              244199105       85     1950 SH       DEFINED 01               1950
DELL COMPUTER CORP             COM              247025109      117     2285 SH       DEFINED 01               2285
DELL COMPUTER CORP             COM              247025109      500     9800 SH       DEF/OTH 01               9800
DELL COMPUTER CORP             COM              247025109      775    15200 SH       DEF/OTH 01 02                    15200
DELL COMPUTER CORP             COM              247025109       97     1900 SH       DEFINED 01 02            1900
DELPHI AUTOMOT SYS CORP        COM              247126105       90     5689 SH       DEFINED 01               4905               784
DELPHI AUTOMOT SYS CORP        COM              247126105      206    13049 SH       DEF/OTH 01               8982     2606     1461
DELTA AIR LINES INC DEL        COM              247361108      244     4900 SH       DEFINED 01               4900
DELTA AIR LINES INC DEL        COM              247361108       90     1800 SH       DEF/OTH 01                500     1300
DENTSPLY INTL INC NEW          COM              249030107    15550   658200 SH       DEFINED 01             624000      200    34000
DENTSPLY INTL INC NEW          COM              249030107      273    11550 SH       DEF/OTH 01              11050               500
DEUTSCHE TELEKOM AG-SPONS      COM              251566105       12      170 SH       DEFINED 01                170
DEVON ENERGY CORPORATION       COM              25179M103        5      161 SH       DEF/OTH 01                161
DIAGEO PLC-SPONSORED ADR       COM              25243Q205     7478   233676 SH       DEFINED 01             233676
DIAGEO PLC-SPONSORED ADR       COM              25243Q205      637    19919 SH       DEF/OTH 01              18537      734      648
DIAL CORP NEW                  COM              25247D101       21      850 SH       DEFINED 01                850
DIAL CORP NEW                  COM              25247D101       24      988 SH       DEF/OTH 01                508      480
DIAN CORP NEW                  COM              25247D101      212     8700 SH       DEFINED 01 03            8700
DIAMOND OFFSHORE DRILLING      COM              25271C102       88     2900 SH       DEFINED 01               2900
DILLARDS INC                   COM              254067101    18952   938800 SH       DEFINED 01             443800            495000
DILLARDS INC                   COM              254067101     1134    56165 SH       DEF/OTH 01              55465      700
DIODES INC                     COM              254543101        3      150 SH       DEF/OTH 01                150
DISNEY WALT CO                 COM              254687106      240     8200 SH       DEFINED 01               8200
DISNEY WALT CO                 COM              254687106     1001    34220 SH       DEF/OTH 01              26228     7992
DOLE FOOD INC                  COM              256605106    10032   617375 SH       DEFINED 01             595835      720    20820
DOLE FOOD INC                  COM              256605106      225    13850 SH       DEF/OTH 01              13850
DOLLAR GENL STRYPES TRUST      COM              256678103     1759    48700 SH       DEF/OTH 01                       48700
DOMINION RESOURCES INC VA      COM              257470104       20      500 SH       DEFINED 01                500
DOMINION RESOURCES INC VA      COM              257470104      109     2785 SH       DEF/OTH 01                836     1949
DOMTAR INC                     COM              257561100                 3 SH       DEF/OTH 01                  3
DONNELLEY RR & SONS CO         COM              257867101       74     3000 SH       DEF/OTH 01               3000
DOVER CORP                     COM              260003108      504    11100 SH       DEFINED 01 03           11100
DOW CHEMICAL                   COM              260543103      504     3775 SH       DEFINED 01               3775
DOW CHEMICAL                   COM              260543103     4454    33334 SH       DEF/OTH 01              32284     1050
DOW CHEMICAL                   COM              260543103      281     2100 SH       DEF/OTH 01 02                     2100
DOW CHEMICAL                   COM              260543103       40      300 SH       DEFINED 01 02             300
DOW JONES & CO INC             COM              260561105    15620   229700 SH       DEFINED 01              66700            163000
DOW JONES & CO INC             COM              260561105      933    13725 SH       DEF/OTH 01              12200     1525
DOW JONES & CO INC             COM              260561105      347     5100 SH       DEFINED 01 03            5100
DREYFUS INTER TX EX BD         COM              262010101      498    37977 SH       DEF/OTH 01              37977
DU PONT E I DE NEMOURS & CO    COM              263534109      875    13280 SH       DEFINED 01              12300      380      600
DU PONT E I DE NEMOURS & CO    COM              263534109     2201    34789 SH       DEF/OTH 01              17908    15981      900
DU PONT E I DE NEMOURS & CO    COM              263534109      328     4973 SH       DEF/OTH 01 02                     4973
DU PONT E I DE NEMOURS & CO    COM              263534109       39      595 SH       DEFINED 01 02             595
DU PONT E I DE NEMOURS & CO    COM              263534109       13      200 SH       DEFINED 01                200
DU PONT E I DE NEMOURS & CO    COM              263534109       40      600 SH       DEFINED 01                600
DUKE ENERGY CORPORATION        COM              264399106      230     4592 SH       DEFINED 01               4592
DUKE ENERGY CORPORATION        COM              264399106      469     9348 SH       DEF/OTH 01               7548     1800
DUKE REALTY INVT INC           COM              264411505       74     3800 SH       DEF/OTH 01               3800
DUN & BRADSTREET CORP DEL      COM              26483B106    34481  1168854 SH       DEFINED 01            1137454      600    30800
DUN & BRADSTREET CORP DEL      COM              26483B106     1728    58580 SH       DEF/OTH 01              56280              2300
DUN & BRADSTREET CORP DEL      COM              26483B106      764    25900 SH       DEF/OTH 01 02                    25900
DUN & BRADSTREET CORP DEL      C0K              26493B106     8059   273200 SH       DEFINED 01 02          273200
DURA PHARMACEUTICALS INC       COM              26632S109        3      250 SH       DEFINED 01                250
E M C CORP MASS                COM              268648102      568     5200 SH       DEF/OTH 01               5200
E M C CORP MASS                COM              268648102      539     4931 SH       DEF/OTH 01 02                     4931
E M C CORP MASS                COM              268648102       65      600 SH       DEFINED 01 02             600
ERC INDS INC                   COM              268902103        1     1407 SH       DEFINED 01               1407
ESCO ELECTRS CORP              COM              269030201        1       90 SH       DEF/OTH 01                 90
EARTHLINK NETWORK INC          COM              270322100        9      200 SH       DEFINED 01                200
EARTHLINK NETWORK INC          COM              270322100      808    19000 SH       DEF/OTH 01                       19000
EASTERN ENTERPRISES            COM              27637F100       20      340 SH       DEF/OTH 01                240      100
EASTERN STAINLESS CORP         CLASS B          277044202                55 SH       DEFINED 01                 55
EASTMAN CHEMICAL CO            COM              277432100       75     1575 SH       DEFINED 01               1575
EASTMAN CHEMICAL CO            COM              277432100       66     1375 SH       DEF/OTH 01                975      400
EASTMAN KODAK CO               COM              277461109     1028    15523 SH       DEFINED 01              15523
EASTMAN KODAK CO               COM              277461109     1582    23875 SH       DEF/OTH 01              19700     4175
EATON CORP                     COM              278058102      131     1800 SH       DEFINED 01               1800
EATON CORP                     COM              278058102       52      722 SH       DEF/OTH 01                422      300
ECHELON INTERNATIONAL CORP     COM              278747100        4      168 SH       DEFINED 01                168
ECOLAB INC                     COM              278865100       39     1000 SH       DEFINED 01               1000
ECOLAB INC                     COM              278865100        4      100 SH       DEF/OTH 01                         100
EDISON INTL                    COM              281020107       63     2412 SH       DEFINED 01               2412
EDISON INTL                    COM              281020107      182     6952 SH       DEF/OTH 01               4452     2500
EDWARDS (A.G.) INC             COM              281760108       48     1500 SH       DEFINED 01               1500
EDWARDS (A.G.) INC             COM              281760108      627    19555 SH       DEF/OTH 01              19555
EL PASO ELEC CO                COM              283677854        2      254 SH       DEFINED 01                254
EL PASO ENERGY CORP DEL        COM              283905107      710    18291 SH       DEFINED 01              14014              4277
EL PASO ENERGY CORP DEL        COM              283905107     2342    60348 SH       DEF/OTH 01              51478     2774     6096
ELAN PLC ADR                   COM              284131208      920    31200 SH       DEF/OTH 01               7200    24000
ELECTRO SCIENTIFIC INC         COM              285229100      964    13200 SH       DEF/OTH 01 03                    13200
ELECTRO SCIENTIFIC INC         COM              285229100    10811   148100 SH       DEFINED 01 03          148100
ELECTROGLAS INC                COM              285324109      705    27800 SH       DEF/OTH 01 03                    27800
ELECTROGLAS INC                COM              285324109     7843   309100 SH       DEFINED 01 03          309100
ELECTRONIC DATA SYSTEMS CORP   COM              285661104       90     1340 SH       DEFINED 01               1340
ELECTRONIC DATA SYSTEMS CORP   COM              285661104      108     1613 SH       DEF/OTH 01               1613
ELECTRONIC DATA SYSTEMS CORP   COM              285661104      315     4700 SH       DEF/OTH 01 02                     4700
ELECTRONIC DATA SYSTEMS CORP   COM              285661104       40      600 SH       DEFINED 01 02             600
ELECTRONICS FOR IMAGING        COM              286082102      320     5500 SH       DEFINED 01 03            5500
ELF AQUITAINE                  SPONS ADR        286269105        4       50 SH       DEFINED 01                 50
EMERSON ELECTRIC CO            COM              291011104       80     1400 SH       DEFINED 01               1400
EMERSON ELECTRIC CO            COM              291011104     2162    20258 SH       DEF/OTH 01              20258
EMERSON ELECTRIC CO            COM              291011104     1274    22200 SH       DEF/OTH 01 02                    22200
EMERSON ELECTRIC CO            COM              291011104    11016   192000 SH       DEFINED 01 02          192000
ENERGEN CORP                   COM              29265N108      289    15980 SH       DEFINED 01              15980
ENERGEN CORP                   COM              29265N108     1239    68590 SH       DEF/OTH 01              43990    24600
ENERGY EAST CORP               COM              29266M109       12      600 SH       DEFINED 01                600
ENERGY EAST CORP               COM              29266M109       19      900 SH       DEF/OTH 01                900
ENGELHARD CORP                 COM              292845104    41695  2209000 SH       DEFINED 01            1010350     1050  1197600
ENGELHARD CORP                 COM              292845104     1833    97125 SH       DEF/OTH 01              92675     4450
ENERGYSOUTH INC                COM              292970100     2570   123858 SH       DEFINED 01             123858
ENERGYSOUTH INC                COM              292970100      288    13858 SH       DEF/OTH 01              12796     1062
ENNIS BUSINESS FORMS INC       COM              293389102      132    16991 SH       DEFINED 01              16991
ENNIS BUSINESS FORMS INC       COM              293389102       87    11175 SH       DEF/OTH 01              11175
ENRON CORP                     COM              293561106     2041    46004 SH       DEF/OTH 01               1924    28080    16000
ENRON CORP                     COM              293561106       71     1600 SH       DEFINED 03               1600
ENSTAR GROUP INC GA            COM              29358R107                13 SH       DEFINED 01                 13
ENTERGY CORP NEW               COM              29364G103        4      140 SH       DEFINED 01                140
ENTERGY CORP NEW               COM              29364G103       98     3812 SH       DEF/OTH 01               2712     1100
EQUIFAX INC                    COM              294429105     1926    81720 SH       DEFINED 01              11720             70000
EQUIFAX INC                    COM              294429105       21      900 SH       DEF/OTH 01                900
EQUITABLE RESOURCES INC        COM              294549100       42     1254 SH       DEF/OTH 01                504      750
EQUUS GAMING CO LP - A UTS     COM              294929104        1      815 SH       DEFINED 01                815
EQUUS GAMING CO LP - A UTS     COM              294929104        4     4349 SH       DEF/OTH 01               4349
ESOFT INC                      COM              296904105        9      300 SH       DEFINED 01                300
EXPEDITORS INTL WASH           COM              302130109      421     9600 SH       DEFINED 01 03            9600
EXXON MOBIL CORP               COM              30231G102    12505   155218 SH       DEFINED 01             124499     2000    28719
EXXON MOBIL CORP               COM              30231G102    21558   267589 SH       DEF/OTH 01             183148    43697    40744
EXXON MOBIL CORP               COM              30231G102     1533    19032 SH       DEF/OTH 01 02                    19032
EXXON MOBIL CORP               COM              30231G102      196     2424 SH       DEFINED 01 02            2424
EXXON MOBIL CORP               COM              30231G102       27      330 SH       DEFINED 01                330
EXXON MOBIL CORP               COM              30231G102       82     1024 SH       DEFINED 01               1024
FMC CORP NEW                   COM              302491303       29      500 SH       DEF/OTH 01                         500
FPL GROUP INC                  COM              302571104      535    12502 SH       DEFINED 01              11925      577
FPL GROUP INC                  COM              302571104      422     9862 SH       DEF/OTH 01               7552     2310
FDX CORP                       COM              31304N107      225     5500 SH       DEF/OTH 01               2400     2900      200
FEDDERS CORP                   COM              313135105        1      200 SH       DEF/OTH 01                200
FEDDERS CORP                   COM              313135303        1      175 SH       DEF/OTH 01                175
FEDERAL HOME LN MORTG CORP     COM              313400301      119     2525 SH       DEFINED 01               2525
FEDERAL HOME LN MORTG CORP     COM              313400301       91     1946 SH       DEF/OTH 01               1946
FEDERAL HOME LN MORTG CORP     COM              313400301      212     4500 SH       DEF/OTH 01 02                     4500
FEDERAL HOME LN MORTG CORP     COM              313400301       28      600 SH       DEFINED 01 02             600
FEDERAL MOGUL CORP             COM              313549107        4      200 SH       DEF/OTH 01                         200
FEDERAL NATL MORTGAGE ASSN     COM              313586109      163     2615 SH       DEFINED 01               2615
FEDERAL NATL MORTGAGE ASSN     COM              313586109      565     9054 SH       DEF/OTH 01               9054
FEDERAL NATL MORTGAGE ASSN     COM              313586109      331     5300 SH       DEF/OTH 01 02                     5300
FEDERAL NATL MORTGAGE ASSN     COM              313586109       44      700 SH       DEFINED 01 02            5300
FEDERAL NATL MORTGAGE ASSN     COM              313586109      316     5060 SH       DEFINED 01 03            5060
FEDERATED DEPT STORES IN DEL   COM              31410H101        7      130 SH       DEFINED 01                130
FINOVA GROUP INC               COM              317928109       11      300 SH       DEFINED 01                300
FINOVA GROUP INC               COM              317928109       17      492 SH       DEF/OTH 01                252      240
FIRST AUSTRALIAN PR IN F       COM              318653102       30     5942 SH       DEFINED 01               5942
FIRST AUSTRALIAN PR IN F       COM              318653102       22     4408 SH       DEF/OTH 01               4408
FIRST COMMONWEALTH CORP.       COM              319828109        5       34 SH       DEFINED 01                 34
FIRST DATA CORP                COM              319963104      609    12346 SH       DEF/OTH 01               3784     8562
FIRST GEN RES CO               COM              320336100        2     2841 SH       DEFINED 01               2841
FIRST NTL DUAL TX EXM          COM              335610614       17       35 SH       DEFINED 01                 35
FIRST SO BANCSHARES, INC.      COM              33645B107       12     1000 SH       DEFINED 01               1000
FIRST SOURCE CORP              COM              336901103      311    12457 SH       DEFINED 01              12457
FIRST STATE HOLDING CORP       COM              337089106       65     2000 SH       DEFINED 01               2000
FIRST TENNESSEE NATL CORP      COM              337162101       18      628 SH       DEFINED 01                628
FIRST TENNESSEE NATL CORP      COM              337162101       64     2240 SH       DEF/OTH 01               2240
FIRST TR INSRD MUNICIPAL B     COM              33733V346        1        5 SH       DEFINED 01                  5
FIRST TR INSRD MUNICIPAL B     COM              337339675        1        7 SH       DEFINED 01                  7
FIRST UNION CORP               COM              337358105    22995   698115 SH       DEFINED 01             666015      700    31400
FIRST UNION CORP               COM              337358105     1172    35586 SH       DEF/OTH 01              30475     3600     1511
FIRST WEST CHESTER CORP        COM              337492102      194     9600 SH       DEF/OTH 01               9600
FIRSTAR CORP NEW WIS           COM              33763V109       38     1815 SH       DEF/OTH 01                888      927
FIRSTENERGY CORP               COM              337932107       56     2488 SH       DEFINED 01               2488
FIRSTENERGY CORP               COM              337932107       91     4010 SH       DEF/OTH 01               3010     1000
FLEETBOSTON FINL CORP          COM              339030108        6      165 SH       DEFINED 01                165
FLEETBOSTON FINL CORP          COM              339030108      423    12139 SH       DEF/OTH 01               7734     4405
FLEETWOOD ENTERPRISES INC      COM              339099103        2      100 SH       DEF/OTH 01                         100
FLORIDA PROGRESS CORP          COM              341109106      757    17896 SH       DEFINED 01               2896             15000
FLORIDA PROGRESS CORP          COM              341109106       70     1666 SH       DEF/OTH 01                        1666
FLORIDA PUB UTILS CO           COM              341135101       20     1200 SH       DEF/OTH 01                        1200
FLORSHEIM GROUP INC            COM              343302105        1      241 SH       DEF/OTH 01                241
FLOWERS INDS INC               COM              343496105     1017    63828 SH       DEFINED 01               3828             60000
FLUOR CORP                     COM              343861100       18      400 SH       DEFINED 01                400
FOOTSTAR INC                   COM              344912100       22      717 SH       DEFINED 01                717
FOOTSTAR INC                   COM              344912100       31     1031 SH       DEF/OTH 01                974       57
FORD MOTOR COMPANY             COM              345370100    32563   610789 SH       DEFINED 01             195789            415000
FORD MOTOR COMPANY             COM              345370100     3999    75010 SH       DEF/OTH 01              44398     1526    29086
FORD MOTOR COMPANY             COM              345370100      389     7300 SH       DEF/OTH 01 02                     7300
FORD MOTOR COMPANY             COM              345370100       48      900 SH       DEFINED 01 02             900
FORD MOTOR COMPANY             COM              345370100       13      250 SH       DEFINED 01                250
FORD MOTOR COMPANY             COM              345370100       77     1450 SH       DEFINED 01               1450
FOREST LABS                    COM              345838106      350     5700 SH       DEFINED 01 03            5700
FORT JAMES CORP                COM              347471104     1095    40000 SH       DEFINED 01                                40000
FORT JAMES CORP                COM              347471104      148     5400 SH       DEF/OTH 01               3400     2000
FORTUNE BRANDS INC             COM              349631101      170     5140 SH       DEFINED 01               5140
FORTUNE BRANDS INC             COM              349631101      215     6500 SH       DEF/OTH 01               4200     1500      800
FORTUNE BRANDS INC             COM              349631200       50      246 SH       DEFINED 01                246
FOSTER WHEELER CORPORATION     COM              350244109        9     1000 SH       DEFINED 01                                 1000
FOSTER WHEELER CORPORATION     COM              350244109       14     1600 SH       DEF/OTH 01               1500      100
FRANKLIN RESOURCES             COM              354613101       16      500 SH       DEF/OTH 01                         500
FREEPORT-MCMORAN COP & GOLD    COM              35671D857                 1 SH       DEFINED 01                  1
FREEPORT-MCMORAN COP & GOLD    COM              35671D857      105     4960 SH       DEF/OTH 01               4260      700
FREEPORT MCMORAN OIL&G RTY     COM              356713107               502 SH       DEF/OTH 01                502
FRESENIUS MEDICAL CARE ADR     COM              358029106        8      281 SH       DEFINED 01                281
FRONTIER INS GROUP INC NEW     COM              359081106        6     1650 SH       DEFINED 01               1650
FRONTIER NATIONAL CORP         COM              359124104      303    19575 SH       DEF/OTH 01              19575
FRUEHAUF SER A PFD             COM              359369204                 2 SH       DEFINED 01                  2
FURNITURE BRANDS INTERNATL     COM              360921100       55     2485 SH       DEF/OTH 01               2485
GATX CORP                      COM              361448103       64     1894 SH       DEF/OTH 01               1894
GC COS INC                     COM              36155Q109       26     1019 SH       DEF/OTH 01               1019
GPU INC                        COM              36225X100       18      600 SH       DEFINED 01                600
GPU INC                        COM              36225X100      125     4218 SH       DEF/OTH 01               3118     1100
GSPC HOLDINGS, INC.            COM              36228B907     4428    15010 SH       DEF/OTH 01              15010
GSPC HOLDINGS INC              COM              36228B915        1        3 SH       DEF/OTH 01                  3
GTE CORP                       COM              362320103     1174    16633 SH       DEFINED 01              16133      500
GTE CORP                       COM              362320103     5447    77187 SH       DEF/OTH 01              12709     2120    62358
GTE CORP                       COM              362320103      388     5500 SH       DEF/OTH 01 02                     5500
GTE CORP                       COM              362320103       49      700 SH       DEFINED 01 02             700
GABELLI GLOBAL MULTIMEDIA TR   COM              36239Q109        3      136 SH       DEF/OTH 01                         136
GALLAHER GROUP PLC             COM              363595109       48     3140 SH       DEFINED 01               3140
GALLAHER GROUP PLC             COM              363595109       49     3200 SH       DEF/OTH 01               3200
GANNETT INC                    COM              364730101    41471   508449 SH       DEFINED 01             138249      200   370000
GANNETT INC                    COM              364730101     2276    27910 SH       DEF/OTH 01              27710               200
GANNETT INC                    COM              364730101      995    12200 SH       DEF/OTH 01 02                    12200
GANNETT INC                    COM              364730101    10407   127600 SH       DEF/OTH                127600
THE GAP INC                    COM              364760108     5264   114441 SH       DEFINED 01              82941             31500
THE GAP INC                    COM              364760108     2104    45739 SH       DEF/OTH 01              39864     5875
THE GAP INC                    COM              364760108      221     4800 SH       DEF/OTH 01 02                     4800
THE GA0 INC                    COM              364760108       27      600 SH       DEFINED 01 02             600
GARTNER GROUP INC NEW          COM              366651206       99     7180 SH       DEFINED 01               6972               208
GARTNER GROUP INC NEW          COM              366651206       36     2581 SH       DEF/OTH 01               1931       52      598
GATEWAY INC                    COM              367626108      144     2000 SH       DEFINED 01               2000
GATEWAY INC                    COM              367626108      108     1500 SH       DEF/OTH 01                        1500
GENCORP INC                    COM              368682100       10     1000 SH       DEFINED 01               1000
GENERAL DYNAMICS CORP          COM              369550108      639    12105 SH       DEFINED 01              12105
GENERAL DYNAMICS CORP          COM              369550108     1277    24200 SH       DEF/OTH 01                       24200
GENERAL ELECTRIC CO            COM              369604103     9549    61707 SH       DEFINED 01              60507              1200
GENERAL ELECTRIC CO            COM              369604103    27952   180625 SH       DEF/OTH 01             124047    21528    35050
GENERAL ELECTRIC CO            COM              369604103     2553    16500 SH       DEF/OTH 01 02                    16500
GENERAL ELECTRIC CO            COM              369604103      325     2100 SH       DEFINED 01 02            2100
GENERAL ELECTRIC CO            COM              369604103     1849    11950 SH       DEFINED 01 03           11950
GENERAL ELECTRIC CO            COM              369604103      124      800 SH       DEFINED 01                800
GENERAL GROWTH PPTYS INC       COM              370021107      126     4500 SH       DEF/OTH 01               4500
GENERAL INSTR CORP DEL         COM              370120107      145     1700 SH       DEF/OTH 01                        1700
GENERAL MAGIC INC              COM              370253106       34     8700 SH       DEF/OTH 01               8700
GENERAL MILLS INC              COM              370334104       36     1000 SH       DEFINED 01               1000
GENERAL MILLS INC              COM              370334104      904    25300 SH       DEF/OTH 01 02                     5200    20100
GENERAL MILLS INC              COM              370334104     7172   200600 SH       DEFINED 01 02          200600
GENERAL MOTORS CORP            COM              370442105      667     9180 SH       DEFINED 01               9180
GENERAL MOTORS CORP            COM              370442105     1007    13859 SH       DEF/OTH 01              12913      226      720
GENERAL MOTORS CORP            COM              370442104      313     4300 SH       DEF/OTH 01 02                     4300
GENERAL MOTORS CORP            COM              370442104       36      500 SH       DEFINED 01 02             500
GENERAL MTRS CORP              COM              370442832       12      130 SH       DEFINED 01                130
GENERAL MTRS CORP              COM              370442832       22      232 SH       DEF/OTH 01                232
GENESYS TELECOMMUNICATION LA   COM              371931106      113     2100 SH       DEF/OTH 01                        2100
GENESYS TELECOMMUNICATION LA   COM              371931106     1793    33200 SH       DEFINED 01 03           33200
GENUINE PARTS CO               COM              372460105     4779   192617 SH       DEFINED 01             152617             40000
GENUINE PARTS CO               COM              372460105     1597    64375 SH       DEF/OTH 01              64375
GEORGIA PAC CORP               COM              373298108       24      470 SH       DEFINED 01                470
GEORGIA PAC CORP               COM              373298108      264     5200 SH       DEF/OTH 01               4400      800
GEORGIA-PAC CORP (TIMBER GR    COM              373298702       12      470 SH       DEFINED 01                470
GEORGIA-PAC CORP (TIMBER GR    COM              373298702       58     2342 SH       DEF/OTH 01               2342
GILLETTE CO                    COM              375766102       45     1085 SH       DEFINED 01               1085
GILLETTE CO                    COM              375766102      908    22048 SH       DEF/OTH 01              20448     1600
GILLETTE CO                    COM              375766102      276     6700 SH       DEF/OTH 01 02                     6700
GILLETTE CO                    COM              375766102       33      800 SH       DEFINED 01 02             800
GLAXO WELLCOME PLC             COM              37733W105      113     2017 SH       DEFINED 01               1900               117
GLAXO WELLCOME PLC             COM              37733W105       61     1100 SH       DEF/OTH 01                800      300
GLOBAL MARINE INC              COM              379352404        8      500 SH       DEF/OTH 01                500
GOLD STD INC                   COM              380724302                32 SH       DEFINED 01                 32
GOLDEN ENTERPRISES INC         COM              381010107       92    36975 SH       DEFINED 01              36975
GOLDEN ENTERPRISES INC         COM              381010107       40    15950 SH       DEF/OTH 01              13286     2664
GOLDEN WEST FINL CORP DEL      COM              381317106       50     1500 SH       DEF/OTH 01                        1500
GOLDFIELD CORP                 COM              381370105               500 SH       DEFINED 01                500
GOLDMAN SACHS GROUP INC        COM              38141G104      292     3100 SH       DEF/OTH 01               3100
GOODRICH B F CO                COM              382388106      185     6718 SH       DEF/OTH 01               6300               418
GOODYEAR TIRE & RUBR CO        COM              382550101      130     4626 SH       DEFINED 01               4626
GOODYEAR TIRE & RUBR CO        COM              382550101      231     8246 SH       DEF/OTH 01               6846     1400
GRACE W R & CO DEL NEW         COM              38388F108        4      268 SH       DEFINED 01                268
GRACE W R & CO DEL NEW         COM              38388F108        4      300 SH       DEF/OTH 01                         300
GRAINGER W W INC               COM              384802104        5      100 SH       DEF/OTH 01                         100
GRAYBAR ELECTRIC COMPANY INC   COM              389406919       43     2171 SH       DEFINED 01               2171
GREAT ATLANTIC & PACIFIC TEA   COM              390064103        6      200 SH       DEF/OTH 01                         200
GREAT LAKES CHEM CORP          COM              390568103        3       70 SH       DEFINED 01                 70
GREAT LAKES CHEM CORP          COM              390568103       19      500 SH       DEF/OTH 01                         500
GREENPOINT FINL CORP           COM              395384100        5      190 SH       DEFINED 01                190
GRIEF BROS CORP CLASS A        COM              397624107       60     2000 SH       DEF/OTH 01               2000
GUIDANT CORP                   COM              401698105     5752   122388 SH       DEFINED 01             122288      100
GUIDANT CORP                   COM              401698105      700    14900 SH       DEF/OTH 01              12000     2900
GULFMARK OFFSHORE INC          COM              402629109        1       52 SH       DEF/OTH 01                          52
HALLIBURTON CO                 COM              406216101     2999    74500 SH       DEFINED 01              74500
HALLIBURTON CO                 COM              406216101     3085    76638 SH       DEF/OTH 01              73538     3100
HANCOCK FABRIC, INC.           COM              409900107      531   170000 SH       DEFINED 01                               170000
HANCOCK HLDG CO                COM              410120109       31      804 SH       DEFINED 01                804
M.A. HANNA CO                  COM              410522106    16385  1498000 SH       DEFINED 01            1423200     3800    71000
M.A. HANNA CO                  COM              410522106     1122   102550 SH       DEF/OTH 01              97550     5000
HARRAHS ENTMT INC              COM              413619107       29     1100 SH       DEF/OTH 01                        1100
HARRIS CORP                    COM              413875105     1244    46600 SH       DEFINED 01              46600
HARRIS CORP                    COM              413875105      128     4800 SH       DEF/OTH 01               4100      700
HARTFORD FINL SVCS GROUP INC   COM              416515104      328     6914 SH       DEFINED 01               6914
HARTFORD FINL SVCS GROUP INC   COM              416515104      815    17198 SH       DEF/OTH 01              13968     2700      530
HASBRO INC                     COM              418056107        4      217 SH       DEFINED 01                217
HASBRO INC                     COM              418056107       33     1750 SH       DEF/OTH 01                        1750
HAWAIIAN ELEC INDS INC         COM              419870100        6      200 SH       DEF/OTH 01                200
HEALTHCARE PROP.               COM              421915109       22      924 SH       DEFINED 01                924
HEALTHCARE INTL INC            COM              421920109              1000 SH       DEF/OTH 01               1000
HEALTHSOUTH REHAB CORP         COM              421924101     1240   230750 SH       DEFINED 01              17654            213096
HEALTHSOUTH REHAB CORP         COM              421924101      310    57668 SH       DEF/OTH 01              54768     2900
HEALTH MGMT ASSOC INC NEW      COM              421933102     2675   200000 SH       DEFINED 01                               200000
HEALTH MGMT ASSOC INC NEW      COM              421933102       40     3000 SH       DEF/OTH 01               3000
HEALTHCARE RLTY TR             COM              421946104      193    12327 SH       DEF/OTH 01              12327
HECLA MINING COMPANY           COM              422704106        3     2051 SH       DEFINED 01               2051
HEILIG MEYERS CO               COM              422893107      261    95000 SH       DEFINED 01                                95000
HEINZ H J CO                   COM              423074103      834    20940 SH       DEF/OTH 01              13790     3400     3750
HELIX TECHNOLOGY CORP          COM              423319102       45     1000 SH       DEF/OTH 01               1000
HELIX TECHNOLOGY CORP          COM              423319102      820    18300 SH       DEF/OTH 01 03                    18300
HELIX TECHNOLOGY CORP          COM              423319102     9164   204500 SH       DEFINED 01 03          204500
HELMERICH & PAYNE INC          COM              423452101        4      200 SH       DEF/OTH 01                         200
HERCULES INC                   COM              427056106       88     3169 SH       DEFINED 01               3169
HERCULES INC                   COM              427056106       25      900 SH       DEF/OTH 01                         900
HERSHEY FOODS                  COM              427866108      128     2700 SH       DEFINED 01               2700
HERSHEY FOODS                  COM              427866108      332     7000 SH       DEF/OTH 01               7000
HERSHEY FOODS                  COM              427866108      773    16300 SH       DEF/OTH 01 02                    16300
HERSHEY FOODS                  COM              427866108     3572    75300 SH       DEFINED 01 02           75300
HERSHEY FOODS                  COM              427866108       2A      450 SH       DEFINED 01                450
HERTZ CORP                     COM              428040109        4       70 SH       DEFINED 01                 70
HEWLETT-PACKARD CO             COM              428236103      797     7010 SH       DEFINED 01               7010
HEWLETT-PACKARD CO             COM              428236103     1559    13700 SH       DEF/OTH 01               5700     8000
HEWLETT-PACKARD CO             COM              428236103      739     6500 SH       DEF/OTH 01 02                     6500
HEWLETT-PACKARD CO             COM              428236103       91      800 SH       DEFINED 01 02             800
HEWLETT-PACKARD CO             COM              428236103      295     2590 SH       DEFINED 01 03            2590
HIBERNIA CORP                  COM              428656102       58     5501 SH       DEFINED 01               5501
HIBERNIA CORP                  COM              428656102        3      250 SH       DEF/OTH 01                250
HIGHLANDS INS GROUP INC        COM              431032101        5      510 SH       DEFINED 01                510
HIGHLANDS INS GROUP INC        COM              431032101       12     1250 SH       DEF/OTH 01               1250
HILTON HOTELS CORP             COM              432848109       34     3600 SH       DEF/OTH 01               3600
HITACHI LTD - SPONSORED ADR    COM              433578507       11       65 SH       DEFINED 01                 65
HOME DEPOT INC                 COM              437076102      227     3308 SH       DEFINED 01               3308
HOME DEPOT INC                 COM              437076102     4510    65590 SH       DEF/OTH 01              29283    36157      150
HOME DEPOT INC                 COM              437076102      474     6900 SH       DEF/OTH 01 02                     6900
HOME DEPOT INC                 COM              437076102       62     1000 SH       DEFINED 01 02            1000
HOME DEPOT INC                 COM              437076102      949    13807 SH       DEFINED 01 03           13807
HOME DEPOT INC                 COM              437076102       41      600 SH       DEFINED 01                600
HOMESTAKE MINING               COM              437614100      329    42100 SH       DEFINED 01              42100
HOMESTAKE MINING               COM              437614100      337    43100 SH       DEF/OTH 01              40800     2300
HONDA MOTOR CO LTD-SPONSD      COM              438128308       46      605 SH       DEF/OTH 01                         605
HONEYWELL INTERNATIONAL INC    COM              438516106      799    13854 SH       DEFINED 01              13854
HONEYWELL INTERNATIONAL INC    COM              438516106      675    11697 SH       DEF/OTH 01               8780     1541     1376
HOOPER HOLMES INC              COM              439104100      579    22500 SH       DEF/OTH 01 03                    22500
HOOPER HOLMES INC              COM              439104100     6499   252400 SH       DEFINED 01 03          252400
HORMEL GEO A & CO              COM              440452100        6      140 SH       DEF/OTH 01                140
HOUSEHOLD INTL CORP            COM              441815107      252     6766 SH       DEFINED 01               6766
HOUSEHOLD INTL CORP            COM              441815107      188     5052 SH       DEF/OTH 01               5052
HUBBELL INC CLASS B            COM              443510201     1063    39000 SH       DEF/OTH 01 02            2040    36960
HUBBELL INC CLASS B            COM              443510201     4858   178300 SH       DEFINED 01 02          178300
HUGHES SUPPLY INC              COM              444482103       22     1008 SH       DEF/OTH 01               1008
HUMANA INC                     COM              444859102       11     1400 SH       DEF/OTH 01                        1400
HUNTINGTON BANCSHARES INC      COM              446150104                 3 SH       DEFINED 01                  3
HUNTINGTON BANCSHARES INC      COM              446150104       25     1060 SH       DEF/OTH 01                        1060
HUSSMANN INTL INC              COM              448110106        3      178 SH       DEFINED 01                178
HUTTIG BLDG PRODS INC          COM              448451104        2      394 SH       DEFINED 01                394
HUTTIG BLDG PRODS INC          COM              448451104        1      133 SH       DEF/OTH 01                                  133
HYBRIDON INC                   COM              44860M801       56    55088 SH       DEFINED 01              55088
IMC GLOBAL INC                 COM              449669100                 1 SH       DEFINED 01                  1
IMC GLOBAL INC                 COM              449669100       15      910 SH       DEF/OTH 01                910
IMC GLOBAL INC                 COM              449669118               337 SH       DEF/OTH 01                337
IMS HEALTH INC                 COM              449934108     1640    60314 SH       DEFINED 01              58714              1600
IMS HEALTH INC                 COM              449934108      478    17560 SH       DEF/OTH 01              12960              4600
IMS HEALTH INC                 COM              449934108      829    30500 SH       DEF/OTH 01 02                    30500
IMS HEALTH INC                 COM              449934108     4364   160500 SH       DEFINED 01 02          160500
IRT PPTY CO                    COM              450058102       20     2500 SH       DEFINED 01               2500
ITT INDUSTRIES INC             COM              450911102      100     2998 SH       DEFINED 01               2998
ITT INDUSTRIES INC             COM              450911102      220     6573 SH       DEF/OTH 01               6058      250      265
IDACORP INC                    COM              451107106       21      800 SH       DEFINED 01                800
IDEX CORP                      COM              45167R104       30     1000 SH       DEFINED 01               1000
IKON OFFICE SOLUTIONS INC      COM              451713101        4      600 SH       DEF/OTH 01                         600
ILLINOIS TOOL WKS INC          COM              452308109       34      500 SH       DEFINED 01                500
ILLINOIS TOOL WKS INC          COM              452308109      459     6800 SH       DEF/OTH 01                800     6000
IMAGE SYS INC                  COM              452445109                10 SH       DEF/OTH 01                 10
IMATION CORP                   COM              45245A107        5      140 SH       DEF/OTH 01                140
INCO LTD                       COM              453258402       42     1806 SH       DEFINED 01               1806
INCO LTD                       COM              453258402       21      900 SH       DEF/OTH 01                         900
INDIANA ENERGY INC             COM              454707100        4      226 SH       DEF/OTH 01                226
ING GROEP N V                  COM              456837103        4       70 SH       DEFINED 01                 70
INGERSOLL RAND CO              COM              456866102        6      102 SH       DEFINED 01                102
INGERSOLL RAND CO              COM              456866102       44      800 SH       DEF/OTH 01                         800
INGERSOLL-RAND CO              COM              456867209     1749    68600 SH       DEF/OTH 01                       68600
INFINITE GROUP INC             COM              456910306        1     1000 SH       DEF/OTH 01               1000
INSIGHT ENTERPRISES INC        COM              45765U103     1077    26500 SH       DEF/OTH 01 03                    26500
INSIGHT ENTERPRISES INC        COM              45765U103    12106   298000 SH       DEFINED 01 03          298000
INPUT/OUTPUT INC               COM              457652105        8     1500 SH       DEFINED 01               1500
INSITUFORM TECHNOLOGIES INC    COM              457667103      675    23900 SH       DEF/OTH 01 03                    23900
INSITUFORM TECHNOLOGIES INC    COM              457667103     6565   232400 SH       DEFINED 01 03
INSURED MUNICIPALS INC TR      COM              45808A304        3       10 SH       DEFINED 01                 10
INSURED MUNICIPALS INC TR      COM              45808A403        2        8 SH       DEFINED 01                  8
INSURED MUNICIPAL INC TR       COM              45808A486        1        6 SH       DEFINED 01                  6
INSURED MUNICIPALS INC TR      COM              45808A528        4        9 SH       DEFINED 01                  9
INSURED MUNICIPALS INC TR      COM              45808A551        5       12 SH       DEFINED 01                 12
INSURED MUNICIPALS INC TR      COM              45808A619        1        6 SH       DEFINED 01                  6
INSURED MUNICIPALS INC TR      COM              45808A643        3        5 SH       DEFINED 01                  5
INSURED MUNICIPALS INC TR      COM              45808A825        1        3 SH       DEFINED 01                  3
INSURED MUN INCOME TR          COM              45808B161        1        5 SH       DEFINED 01                  5
INSURED MUNICIPAL INC TR       COM              45808B310        3       21 SH       DEFINED 01                 21
INSURED MUNICIPAL INC TR       COM              45808B344        2       16 SH       DEFINED 01                 16
INSURED MUN INCOME TR          COM              45808B435        2       11 SH       DEFINED 01                 11
INSURED MUNICIPALS INC TR      COM              45808B708        1        4 SH       DEFINED 01                  4
INSURED MUN INCOME TRUST       COM              458083516       26      100 SH       DEFINED 01                100
INSURED MUNICIPAL INC TR       COM              458085859        3       61 SH       DEFINED 01                 61
INTEGRATED DEVICE TECH INC     COM              458118106      374    12900 SH       DEF/OTH 01 03                    12900
INTEGRATED DEVICE TECH INC     COM              458118106     4411   152100 SH       DEFINED 01 03          152100
INTEL CORP                     COM              458140100     2407    29238 SH       DEFINED 01              29238
INTEL CORP                     COM              458140100     4952    60168 SH       DEF/OTH 01              59668      300      200
INTEL CORP                     COM              458140100     1449    17600 SH       DEF/OTH 01 02                    17600
INTEL CORP                     COM              458140100      181     2200 SH       DEFINED 01 02            2200
INTEL CORP                     COM              458140100      421     5120 SH       DEFINED 01 03            5120
INTEL CORP                     COM              458140100       54      650 SH       DEFINED 01                650
INTELLIGENT SYS CORP NEW       COM              45816D100       12     3000 SH       DEF/OTH 01               3000
INTERFACE INC.                 COM              458665106      636   110600 SH       DEFINED 01                600            110000
INTERIM SVCS INC               COM              45868P100       45     1800 SH       DEF/OTH 01               1800
INTERGRAPH CORP                COM              458683109        5     1000 SH       DEFINED 01               1000
INTERNATIONAL BUS MACHS CO     COM              459200101    38063   352843 SH       DEFINED 01             161668      575   190600
INTERNATIONAL BUS MACHS CO     COM              459200101     8340    77305 SH       DEF/OTH 01              73445      500     3360
INTERNATIONAL BUS MACHS CO     COM              459200101     1003     9300 SH       DEF/OTH 01 02                     9300
INTERNATIONAL BUS MACHS CO     COM              459200101      130     9497 SH       DEFINED 01 02            9497
INTERNATIONAL BUS MACHS CO     COM              459200101      552     5115 SH       DEFINED 01 03            5115
INTERNATIONAL FLAVORS &        COM              459506101     1804    47950 SH       DEFINED 01              47950
INTERNATIONAL FLAVORS &        COM              459506101      855    22715 SH       DEF/OTH 01              22715
INTERNATIONAL GAMING GROUP     COM              45954N100               150 SH       DEF/OTH 01                150
INTERNATIONAL GAME TECH        COM              459902102       15      750 SH       DEFINED 01                750
INTERNATIONAL PAPER CO         COM              460146103    44847   794617 SH       DEFINED 01             767338      998    26281
INTERNATIONAL PAPER CO         COM              460146103     2304    40819 SH       DEF/OTH 01              39162     1657
INTERNATL RECTIFIER CORP       COM              460254105     1115    42900 SH       DEF/OTH 01 03                    42900
INTERNATL RECTIFIER CORP       COM              460254105    12592   484300 SH       DEFINED 01 03          484300
INTERPUBLIC GROUP CO'S INC     COM              460690100       29      500 SH       DEFINED 01                500
INTERSTATE GEN L P             COM              460885205        3      325 SH       DEFINED 01                325
INTERSTATE GEN L P             COM              460885205       14     1739 SH       DEF/OTH 01                        1739
INTERTAPE POLYMER GROUP INC    COM              460919103       11      400 SH       DEF/OTH 01                400
INVESTORS MUN INC TRUST        COM              461655342        1        3 SH       DEFINED 01                  3
IOMEGA CORP                    COM              462030107        1      164 SH       DEFINED 01                164
IVAX CORP                      COM              465823102       26     1000 SH       DEFINED 01               1000
JAKKS PAC INC                  COM              47012E106      381    20400 SH       DEF/OTH 01 03                    20400
JAKKS PAC INC                  COM              47012E106     4342   232350 SH       DEFINED 01 03          232350
JEFFERSON PILOT CORP           COM              475070108      273     3995 SH       DEFINED 01               3995
JEFFERSON PILOT CORP           COM              475070108      103     1512 SH       DEF/OTH 01               1012      500
JEFFERSON PILOT CORP           COM              475070207      896    10700 SH       DEF/OTH 01                                10700
JOHNSON & JOHNSON              COM              478160104     6271    67252 SH       DEFINED 01              52052             15200
JOHNSON & JOHNSON              COM              478160104     6585    70618 SH       DEF/OTH 01              56818     4600     9200
JOHNSON & JOHNSON              COM              478160104      606     6500 SH       DEF/OTH 01 02                     6500
JOHNSON & JOHNSON              COM              478160104       75      800 SH       DEFINED 01 02             800
JOHNSON & JOHNSON              COM              478160104       33      350 SH       DEFINED 01                350
HOHNSON & JOHNSON              COM              478160104       30      325 SH       DEFINED 01                325
JOHNSON CTLS INC               COM              478366107       64     1128 SH       DEFINED 01               1128
JOHNSON CTLS INC               COM              478366107      159     2800 SH       DEF/OTH 01               2000      800
JOSTENS INC                    COM              481088102        2      100 SH       DEF/OTH 01                         100
JUST FOR FEET INC              COM              48213P106        1      470 SH       DEFINED 01                470
KLA INSTRS CORP                COM              482480100     1715    15400 SH       DEF/OTH 01                       15400
KLA INSTRS CORP                COM              482480100      379     3400 SH       DEFINED 01 03            3400
K MART CORP                    COM              482584109       39     3829 SH       DEFINED 01               3829
K MART CORP                    COM              482584109       55     5500 SH       DEF/OTH 01               4500     1000
KANSAS CITY LIFE INS           COM              484836101       96     2834 SH       DEFINED 01               2834
KANSAS CITY POWER & LIGHT      COM              485134100       79     3600 SH       DEF/OTH 01               3600
KANSAS CITY SOUTHN IND         COM              485170104       82     1100 SH       DEF/OTH 01                        1100
KANSAS CITY SOUTHN IND         COM              485170104      627     8400 SH       DEFINED 01 03            8400
KAUFMAN & BROAHOME CP          COM              486168107        5      200 SH       DEF/OTH 01                         200
KAYDON CORP                    COM              486587108       43     1600 SH       DEF/OTH 01               1600
KELLOGG CO                     COM              487836108      185     6003 SH       DEFINED 01               6003
KELLOGG CO                     COM              487836108       91     2950 SH       DEF/OTH 01               2950
KEMET CORP                     COM              488360108     1127    25000 SH       DEF/OTH 01 03                    25000
KEMET CORP                     COM              488601108    12500   277400 SH       DEFINED 01 03          277400
KENNAMETAL INC                 COM              489170100     8378   249160 SH       DEFINED 01              83010     1350   164800
KENNAMETAL INC                 COM              489170100      924    27490 SH       DEF/OTH 01              26640      450      400
KERR MCGEE CORP                COM              492386107    50122   808426 SH       DEFINED 01             776926      900    30600
KERR MCGEE CORP                COM              492386107     3303    53280 SH       DEF/OTH 01              49230     2250     1800
KEYCORP NEW                    COM              493267108       40     1800 SH       DEF/OTH 01                        1800
KEYSPAN CORP                   COM              49337W100       41     1760 SH       DEF/OTH 01               1760
KIMBERLY CLARK CORP            COM              494368103      339     5180 SH       DEFINED 01               5180
KIMBERLY CLARK CORP            COM              494368103      477     7369 SH       DEF/OTH 01               4940     2429
KIMBERLY CLARK CORP            COM              494368103      268     4011 SH       DEF/OTH 01 02                     4011
KIMBERLY CLARK CORP            COM              494368103       33      500 SH       DEFINED 01 02             500
KING PHARMACEUTICALS INC       COM              495582108     1146    20450 SH       DEF/OTH 01 03                    20450
KING PHARMACEUTICALS INC       COM              495582108    12908   230250 SH       DEFINED 01 03          230250
KNIGHT RIDDER INC              COM              499040103     1668    28000 SH       DEF/OTH 01                       28000
KOALA CORP                     COM              499866101        6      400 SH       DEF/OTH 01                                  400
KOHLS CORP                     COM              500255104       79     1100 SH       DEF/OTH 01                        1100
KONINKLIJKE AHOLD N V          COM              500467303       52     1751 SH       DEF/OTH 01               1751
KONINKLIJKE PHILIPS ELEC       COM              500472204      373     2760 SH       DEF/OTH 01               2760
KROGER CO                      COM              501044101       53     2800 SH       DEF/OTH 01               2800
KULICKE & SOFFA INDS           COM              501242101      451    10600 SH       DEF/OTH 01 03                    10600
KULICKE & SOFFA INDS           COM              501242101     5065   119000 SH       DEFINED 01 03          119000
LG AND E ENERGY CORP           COM              501917108       16      900 SH       DEFINED 01                900
LG AND E ENERGY CORP           COM              501917108      167     9578 SH       DEF/OTH 01               4956              4622
LTV CORP NEW D WT SER A        COM              501921126                 7 SH       DEFINED 01                  7
LL&E ROYALTY TRUST             COM              502003106                 1 SH       DEFINED 01                  1
LL&E ROYALTY TRUST             COM              502003106        3     1800 SH       DEF/OTH 01               1800
LSI LOGIC CORP                 COM              502161102     1418    21000 SH       DEF/OTH 01                       21000
LAIDLAW INC                    COM              50730K503       20     3800 SH       DEF/OTH 01               2500     1300
LANIER WORLDWIDE INC           COM              51589L105        6     1600 SH       DEFINED 01               1600
LANIER WORLDWIDE INC           COM              51589L105       18     4700 SH       DEF/OTH 01               4100      600
LATTICE SEMICONDUCTOR CORP     COM              518415104       47     1000 SH       DEFINED 01               1000
LEE ENTERPRISES                COM              523768109      316     9900 SH       DEF/OTH 01 02                     9900
LEE ENTERPRISES                COM              523768109     1306    40900 SH       DEFINED 01 02           40900
LEGEND PROPERTIES INC          COM              52465P103                20 SH       DEFINED 01                 20
LEGGETT & PLATT INC            COM              524660107        4      200 SH       DEF/OTH 01                         200
LEHMAN BROS HLDGS INC          COM              524908100      111     1315 SH       DEFINED 01               1315
LEHMAN BROS HLDGS INC          COM              524908100       68      800 SH       DEF/OTH 01                         800
LEHMAN BROTHERS HOLDINGS       COM              524908308       22     1000 SH       DEF/OTH 01               1000
LEXMARK INTL GROUP INC         COM              529771107       81      900 SH       DEF/OTH 01                         900
LIBERTY CORP S C               COM              530370105       30      718 SH       DEF/OTH 01                718
LIBERTY PROPERTY TRUST         COM              531172104        2       85 SH       DEFINED 01                 85
LIFEPOINT HOSPITALS INC        COM              53219L109                 7 SH       DEFINED 01                  7
ELI LILLY & CO                 COM              532457108      367     5516 SH       DEFINED 01               5516
ELI LILLY & CO                 COM              532457108     1177    17706 SH       DEF/OTH 01               8806     8900
ELI LILLY & CO                 COM              532457108      219     3300 SH       DEFINED 01 03            3300
LIMITED INC                    COM              532716107    12054   278300 SH       DEFINED 01             247700      600    30000
LIMITED INC                    COM              532716107     1553    35850 SH       DEF/OTH 01              34550      100     1200
LINCOLN NATL CORP IND          COM              534187109      380     9512 SH       DEF/OTH 01               6512     3000
LOCKHEED MARTIN CORP           COM              539830109       43     1956 SH       DEFINED 01               1956
LOCKHEED MARTIN CORP           COM              539830109      535    24452 SH       DEF/OTH 01              20252     4200
LOEWS CORP                     COM              540424108        3       50 SH       DEFINED 01                 50
LOEWS CORP                     COM              540424108       61     1000 SH       DEF/OTH 01                        1000
LONGS DRUG STORES CORP         COM              543162101        5      200 SH       DEF/OTH 01                         200
LORCAN RES LTD                 COM              543898100               500 SH       DEF/OTH 01                500
LOUISIANA PAC CORP             COM              546347105        7      488 SH       DEFINED 01                488
LOUISIANA PAC CORP             COM              546347105       14     1000 SH       DEF/OTH 01                        1000
LOUISIANA PAC CORP             COM              546347104      184    13100 SH       DEFINED 01 03           13100
LOWES COS INC                  COM              548661107      783    13100 SH       DEF/OTH 01              10800     2300
LUCENT TECHNOLOGIES INC        COM              549463107     4755    63400 SH       DEFINED 01              61400     1200      800
LUCENT TECHNOLOGIES INC        COM              549463107     6164    82232 SH       DEF/OTH 01              62632     1204    18396
LUCENT TECHNOLOGIES INC        COM              549463107      866    11550 SH       DEF/OTH 01 02                    11500
LUCENT TECHNOLOGIES INC        COM              549463107      107     1430 SH       DEFINED 01 02            1430
LUCENT TECHNOLOGIES INC        COM              549463107      650     8670 SH       DEFINED 01 03            8670
LYCOS INC                      COM              550818108       16      200 SH       DEF/OTH 01                                  200
MBIA INC                       COM              55262C100       26      500 SH       DEF/OTH 01                         500
MBNA CORP                      COM              55262L100     1530    56155 SH       DEF/OTH 01              18955    37200
MCI WORLDCOM INC               COM              55268B106      172     3241 SH       DEFINED 01               3241
MCI WORLDCOM INC               COM              55268B106     1865    35142 SH       DEF/OTH 01              16431    18111      600
MCI WORLDCOM INC               COM              55268B106      525     9900 SH       DEF/OTH 01 02                     9900
MCI WORLDCOM INC               COM              55268B106       64     1200 SH       DEFINED 01 02            1200
MCI WORLDCOM INC               COM              55268B106      774    14587 SH       DEFINED 01 03           14587
MFN FINANCIAL CORP             COM              55272N104                 9 SH       DEFINED 01                  9
MFN FINANCIAL CORP SER A       COM              55272N112                10 SH       DEFINED 01                 10
MFN FINANCIAL CORP SER B       COM              55272N120                10 SH       DEFINED 01                 10
MFN FINANCIAL CORP SER C       COM              55272N138                10 SH       DEFINED 01                 10
MGIC INVT CORP WIS             COM              552848103      367     6100 SH       DEF/OTH 01               6000      100
MGIC INVT CORP WIS             COM              552848103      325     5400 SH       DEFINED 01 03            5400
MYM LIQUIDATING TRUST          COM              554050104               500 SH       DEFINED 01                500
MALLINCKRODT INC NEW           COM              561232109      132     4148 SH       DEF/OTH 01               2348     1800
MANDALAY RESORT GROUP          COM              562567107      457    22700 SH       DEFINED 01              22700
MANDALAY RESORT GROUP          COM              562567107      128     6365 SH       DEF/OTH 01               6365
MANOR CARE INC NEW             COM              564055101        8      500 SH       DEF/OTH 01                         500
MANPOWER INC                   COM              56418H100      173     4600 SH       DEF/OTH 01               4600
MANULIFE FINL CORP             COM              56501R106      405    31889 SH       DEFINED 01              13647     1451    16791
MANULIFE FINL CORP             COM              56501R106      155    12205 SH       DEF/OTH 01              12205
MARSH & MCLENNAN COS INC       COM              571748102    42194   440950 SH       DEFINED 01             118750            322200
MARSH & MCLENNAN COS INC       COM              571748102     2746    28700 SH       DEF/OTH 01              28700
MARSH & MCLENNAN COS INC       COM              571748102      239     2500 SH       DEF/OTH 01 02                     2500
MARSH & MCLENNAN COS INC       COM              571748102       29      300 SH       DEFINED 01 02             300
MARRIOTT INTL INC NEW          COM              571903202       54     1700 SH       DEF/OTH 01               1200      500
MASCO CORP                     COM              574599106      360    14200 SH       DEF/OTH 01              14200
MATRIA HEALTHCARE INC          COM              576817100        4     1000 SH       DEF/OTH 01               1000
MATSUSHITA ELEC INDL           COM              576879209        7       25 SH       DEFINED 01                 25
MATTEL INC                     COM              577081102       20     1557 SH       DEFINED 01               1557
MATTEL INC                     COM              577081102       38     2893 SH       DEF/OTH 01               1193     1400      300
MAY DEPT STORES CO             COM              577778103    27531   853676 SH       DEFINED 01             134876            718800
MAY DEPT STORES CO             COM              577778103      417    12938 SH       DEF/OTH 01               9738     3200
MAYTAG CORP                    COM              578592107      161     3350 SH       DEFINED 01               2800      550
MAYTAG CORP                    COM              578592107       14      300 SH       DEF/OTH 01                         300
MCCORMICK & CO.                COM              579780206       42     1400 SH       DEFINED 01               1400
MCDERMOTT INTERNATIONAL INC    COM              580037109      103    11400 SH       DEFINED 01              11400
MCDERMOTT INTERNATIONAL INC    COM              580037109       23     2567 SH       DEF/OTH 01               2167      400
MCDONALDS CORP                 COM              580135101     1448    35916 SH       DEFINED 01              35916
MCDONALDS CORP                 COM              580135101     1611    39972 SH       DEF/OTH 01              22372      400    17200
MCDONALDS CORP                 COM              580135101      351     8700 SH       DEF/OTH 01 02                     8700
MCDONALDS CORP                 COM              580135101       44     1100 SH       DEFINED 01 02            1100
MCDONALDS CORP                 COM              580135101      330     8180 SH       DEFINED 01 03            8180
MCDONALDS CORP                 COM              580135101       32      800 SH       DEFINED 01                800
MCDONALDS CORP                 COM              580135101       32      800 SH       DEFINED 01                800
MCGRAW HILL INC                COM              580645109      548     8900 SH       DEF/OTH 01               7000     1900
MCKESSON HBOC INC              COM              58155Q103        2      100 SH       DEFINED 01                100
MCKESSON HBOC INC              COM              58155Q103       29     1270 SH       DEF/OTH 01                        1270
MCMORAN EXPLORATION CO         COM              582411104        3      133 SH       DEF/OTH 01                133
MEAD CORP                      COM              582834107     6434   148127 SH       DEFINED 01             148127
MEAD CORP                      COM              582834107    11792   271464 SH       DEF/OTH 01             263376     8088
MEDCO RESEARCH INC             COM              584059109       12      400 SH       DEF/OTH 01                400
MEDIAONE GROUP INC             COM              58440J104      320     4162 SH       DEFINED 01               3962               200
MEDIAONE GROUP INC             COM              58440J104      564     7344 SH       DEF/OTH 01               4806      770     1768
MEDIA GEN INC                  COM              584404107       52     1000 SH       DEFINED 01               1000
MEDICAL ASSURN INC             COM              58449U100      164     7733 SH       DEFINED 01               7733
MEDICAL ASSURN INC             COM              58449U100       37     1745 SH       DEF/OTH 01               1745
MEDICAL TECHNOLOGY SYS INC     COM              58462R505               500 SH       DEFINED 01                500
MEDSEARCH TECHNOLOGIES INC     COM              584921100                45 SH       DEF/OTH 01                 45
MEDTRONIC INC                  COM              585055106       13      350 SH       DEFINED 01                350
MEDTRONIC INC                  COM              585055106     2548    69940 SH       DEF/OTH 01              42332    27304      304
MEDTRONIC INC                  COM              585055106      230     6300 SH       DEF/OTH 01 02                     6300
MEDTRONIC INC                  COM              585055106       29      800 SH       DEFINED 01 02             800
MEGAN HEALTH INC               COM              585154925        8     3638 SH       DEFINED 01               3638
MEGAN HEALTH INC               COM              585154925        8     3534 SH       DEF/OTH 01               3534
MELLON FINL CORP               COM              58551A108      328     9636 SH       DEF/OTH 01                800     2500     6336
MERCANTILE BANKSHARES CORP     COM              587405101       15      477 SH       DEF/OTH 01                477
MERCK & CO INC                 COM              589331107     2921    43480 SH       DEFINED 01              42480              1000
MERCK & CO INC                 COM              589331107     4615    68680 SH       DEF/OTH 01              49680    18400      600
MERCK & CO INC                 COM              589331107      806    12000 SH       DEF/OTH 01 02                    12000
MERCK & CO INC                 COM              589331107      101     1500 SH       DEFINED 01 02            1500
MERCK & CO INC                 COM              589331107      591     5820 SH       DEFINED 01 03            5820
MERCK & CO INC                 COM              589331107       29      430 SH       DEFINED 01                430
MERCK & CO INC                 COM              589331107       47      700 SH       DEFINED 01                700
MEREDITH CORP                  COM              589433101       21      500 SH       DEF/OTH 01                         500
MERITOR AUTOMOTIVE INC         COM              59000G100       30     1574 SH       DEFINED 01               1574
MERITOR AUTOMOTIVE INC         COM              59000G100        5      266 SH       DEF/OTH 01                266
MERRILL LYNCH & CO INC         COM              590188108     1610    19325 SH       DEF/OTH 01                925    18400
MERRILL LYNCH & CO INC         COM              590188108       21      250 SH       DEFINED 01                250
MERRILL LYNCH & CO INC         COM              590188108       50      600 SH       DEFINED 01                600
MERRY GO ROUND ENTS            COM              590436101             12000 SH       DEF/OTH 01              12000
METRIS COS INC                 COM              591598107       45     1272 SH       DEF/OTH 01               1272
METRO BANK PELL CITY ALA       COM              59160G9B4      275     2500 SH       DEFINED 01               2500
MICROSOFT CORP                 COM              594918104      417     3574 SH       DEFINED 01               3574
MICROSOFT CORP                 COM              594918104     5904    50566 SH       DEF/OTH 01              39766             10800
MICROSOFT CORP                 COM              594918104     2942    25200 SH       DEF/OTH 01 02                    25200
MICROSOFT CORP                 COM              594918104      362     3100 SH       DEFINED 01 02            3100
MICROSOFT CORP                 COM              594918104      662     5670 SH       DEFINED 01 03            5670
MICRON TECHNOLOGY INC          COM              595112103      156     2000 SH       DEFINED 01               2000
MICRON TECHNOLOGY INC          COM              595112103       93     1200 SH       DEF/OTH 01                        1200
MID-AMER APT CMNTYS INC        COM              59522J103        5      220 SH       DEF/OTH 01                220
MIDAS GROUP INC                COM              595626102                 9 SH       DEFINED 01                  9
S & P MIDCAP 400 TR            COM              595635103      973    12000 SH       DEFINED 01 03           12000
MIDWAY GAMES INC               COM              598148104      467    19500 SH       DEF/OTH 01 03                    19500
MIDWAY GAMES INC               COM              598148104     5257   219600 SH       DEFINED 01 03          219600
MILACRON INC                   COM              598709103       31     2000 SH       DEFINED 01               2000
MILACRON INC                   COM              598709103        3      200 SH       DEF/OTH 01                         200
MILLIPORE CORP                 COM              601073109      440    11400 SH       DEFINED 01              11400
MILLIPORE CORP                 COM              601073109        8      200 SH       DEF/OTH 01                         200
MINDSPRING ENTERPRISES INC     COM              602683104       11      400 SH       DEFINED 01                400
MINDSPRING ENTERPRISES INC     COM              602683104      422    16000 SH       DEF/OTH 01                       16000
MINERALS TECHNOLOGIES INC      COM              603158106      304     7600 SH       DEF/OTH 01                600     7000
MINNESOTA MNG & MFG CO         COM              604059105     1072    10950 SH       DEFINED 01              10950
MINNESOTA MNG & MFG CO         COM              604059105     1413    14438 SH       DEF/OTH 01              13238     1200
MINNESOTA MNG & MFG CO         COM              604059105      284     2900 SH       DEF/OTH 01 02                     2900
MINNESOTA MNG & MFG CO         COM              604059105       39      400 SH       DEFINED 01 02             400
MINNESOTA POWER INC            COM              604110106        7      400 SH       DEF/OTH 01                         400
MISSISSIPPI CHEM CORP          COM              605288208       15     2395 SH       DEFINED 01               2395
MISSISSIPPI CHEM CORP          COM              605288208        6     1029 SH       DEF/OTH 01               1029
MISS. EXPORT RWY CO CAP STK    COM              6053389A2        8        5 SH       DEFINED 01                  5
MOBILE TREATING CO INC. CO     COM              6074119A5                99 SH       DEFINED 01                 99
MODIS PROFESSIONAL SVCS INC    COM              607830106     7055   495100 SH       DEFINED 01             490300     2800     2000
MODIS PROFESSIONAL SVCS INC    COM              607830106      794    55700 SH       DEF/OTH 01              55300               400
MOLEX INC                      COM              608554101       29      507 SH       DEFINED 01                507
MOLEX INC                      COM              608554101      997    17591 SH       DEF/OTH 01               5385    12206
MOLEX INC                      COM              608554200       94     2069 SH       DEFINED 01               2069
MOLEX INC                      COM              608554200      195     4308 SH       DEF/OTH 01               1258     3050
MONSANTO CO                    COM              611662107       89     2500 SH       DEFINED 01               2500
MONSANTO CO                    COM              611662107      914    25788 SH       DEF/OTH 01               8288    17500
MONSANTO CO                    COM              611662305     1161    35050 SH       DEF/OTH 01                       35050
MONTANA & WYOMING OIL CO       COM              611864109       11     3750 SH       DEF/OTH 01               3750
MONTANA POWER CO               COM              612085100      202     5600 SH       DEF/OTH 01               5600
MONY GROUP INC                 COM              615337102       10      339 SH       DEF/OTH 01                339
MORGAN J P & CO INC            COM              616880100     2110    16666 SH       DEFINED 01              16666
MORGAN J P & CO INC            COM              616880100     2654    20960 SH       DEF/OTH 01               7335      900    12725
MORGAN J P & CO INC            COM              616880100      608     4800 SH       DEFINED 01 03            4800
MORGAN J P & CO INC            COM              616880100       28      225 SH       DEFINED 01                225
MORGAN J P & CO INC            COM              616880100       63      500 SH       DEFINED 01                500
MORGAN STANLEY FIN PLC         COM              616906608       23     1000 SH       DEF/OTH 01               1000
MORGAN STANLEY FIN PLC         COM              616906707      139     6000 SH       DEFINED 01               6000
MORGAN STANLEY FIN PLC         COM              616906707       23     1000 SH       DEF/OTH 01               1000
MORGAN STANLEY DEAN WIT&CO     COM              617446448       95      668 SH       DEFINED 01                668
MORGAN STANLEY DEAN WIT&CO     COM              617446448      627     4394 SH       DEF/OTH 01               4186      208
MORGAN STANLEY DEAN WIT&CO     COM              617446448      500     3500 SH       DEF/OTH 01 02                     3500
MORGAN STANLEY DEAN WIT&CO     COM              617446448       57      400 SH       DEFINED 01 02             400
MORGAN STANLEY DEAN WIT&CO     COM              617446448      757     5300 SH       DEFINED 01 03            5300
MORRISON MGMT SPEC INC         COM              618459101      632    29315 SH       DEFINED 01              29315
MORRISON MGMT SPEC INC         COM              618459101     1059    49099 SH       DEF/OTH 01              48627      472
MOTOROLA INC                   COM              620076109     2445    16600 SH       DEF/OTH 01                100      500    16000
MOTOROLA INC                   COM              620076109      618     4200 SH       DEF/OTH 01 02                     4200
MOTOROLA INC                   COM              620076109       74      500 SH       DEFINED 01 02             500
MOTOROLA INC                   COM              620076109      220     1500 SH       DEFINED 01               1500
MOTOROLA INC                   COM              620076109       81      550 SH       DEFINED 01                550
MOTOROLA INC                   COM              620076109      103      700 SH       DEFINED 01                700
MUNICIPAL INVESTMENT TR FND    COM              626236640        1        9 SH       DEFINED 01                  9
MUNICIPAL INVESTMENT TR FND    COM              626236723        1       10 SH       DEFINED 01                 10
MUNICIPAL INVESTMENT TR FND    COM              626236749        2        7 SH       DEFINED 01                  7
MUNICIPAL INVT TRUST FUND      COM              626237614        6       25 SH       DEFINED 01                 25
MURPHY FURNITURE MFG CO        COM              626680102      150       50 SH       DEFINED 01                 50
MURPHY FURNITURE MFG CO        COM              626680102      411      137 SH       DEF/OTH 01                137
NBTY INC                       COM              628782104      290    25100 SH       DEF/OTH 01 03                    25100
NBTY INC                       COM              628732104     3307   286000 SH       DEFINED 01 03          286000
NCR CORP NEW                   COM              62886E108       26      681 SH       DEFINED 01                681
NCR CORP NEW                   COM              62886E108       29      763 SH       DEF/OTH 01                750       13
NL INDS INC                    COM              629156407       30     2000 SH       DEFINED 01               2000
NP ENERGY CORP                 COM              629362203                 2 SH       DEFINED 01                  2
NTL INC                        COM              629407107      109      875 SH       DEF/OTH 01                875
NABISCO GROUP HLDG CORP        COM              62952P102      45     4232 SH        DEF/OTH 01               2332     1400      500
NABISCO HLDGS CORP             COM              629526104      599    19000 SH       DEF/OTH 01                       19000
NALCO CHEM CO                  COM              629853102       26      500 SH       DEFINED 01                500
NATIONAL ASSET BANK            COM              632522108        1     1000 SH       DEFINED 01               1000
NATIONAL CITY CORP             COM              635405103      142     6000 SH       DEF/OTH 01                        6000
NATIONAL FUEL GAS CO N J       COM              636180101       61     1320 SH       DEFINED 01               1320
NATIONAL LN BNK HOUSTON TEX    COM              636804106              1000 SH       DEFINED 01               1000
NATIONAL SEMICONDUCTOR CORP    COM              637640103       56     1300 SH       DEF/OTH 01                        1300
NATIONAL SVC INDS INC          COM              637657107       83     2800 SH       DEF/OTH 01               2800
NATIONAL WESTMINSTER BK        COM              638539403       78      600 SH       DEF/OTH 01                600
NAVISTAR INTERNAL CORP NEW     COM              63934E108       28      600 SH       DEF/OTH 01                         600
NEAL LAND & TIMBER CO          COM              6394889A5     1463      975 SH       DEF/OTH 01                975
NESTLE SA                      COM              641069406       41      446 SH       DEFINED 01                446
NESTLE SA                      COM              641069406       14      150 SH       DEF/OTH 01                150
NETWORK APPLIANCE INC          COM              64120L104       58      700 SH       DEF/OTH 01                         700
NEW CENTURY ENER CO OF COLO    COM              64352U103     8810   290050 SH       DEFINED 01             289850      200
NEW CENTURY ENER CO OF COLO    COM              64352U103      326    10731 SH       DEF/OTH 01               7631      700     2400
NEW ENGLAND BUS SERVICES       COM              643872104       83     3400 SH       DEFINED 01               3400
NEW ENGLAND ELEC SYS           COM              644001109       10      200 SH       DEFINED 01                200
NEW ENGLAND ELEC SYS           COM              644001109      113     2181 SH       DEF/OTH 01               2181
NEW PLAN EXCEL RLTY TR INC     COM              648053106        8      500 SH       DEF/OTH 01                200               300
NEW VALLEY CORP                COM              649080116                30 SH       DEFINED 01                 30
NEW VALLEY CORPORATION         COM              649080504                10 SH       DEFINED 01                 10
NEW YORK TIMES CO              COM              650111107      397     8084 SH       DEFINED 01               8084
NEWBRIDGE NETWORKS CORP        COM              650901101       45     2000 SH       DEF/OTH 01               2000
NEWELL RUBBERMAID INC          COM              651229106    28720   990343 SH       DEFINED 01             952420      930    36993
NEWELL RUBBERMAID INC          COM              651229106     1596    55042 SH       DEF/OTH 01              51306     1531     2205
NEWMONT MNG CORP               COM              651639106       10      422 SH       DEFINED 01                422
NEWPORT NEWS SHIPBLDING INC    COM              652228107        2       64 SH       DEF/OTH 01                 64
NEWS CORP LTD-SPONS ADR        COM              652487703        4      100 SH       DEFINED 01                100
NEXELL THERAPEUTICS INC        COM              65332H104        1      500 SH       DEFINED 01                500
NEXTEL COMMUNICATIONS INC      COM              65332V103       45      440 SH       DEFINED 01                440
NEXTEL COMMUNICATIONS INC      COM              65332V103     1427    13833 SH       DEF/OTH 01                833    13000
NIAGARA MOHAWK HLDGS INC       COM              653520106        5      328 SH       DEFINED 01                328
NIAGARA MOHAWK HLDGS INC       COM              653520106       11      800 SH       DEF/OTH 01                         800
NICOR INC                      COM              654086107        7      204 SH       DEFINED 01                204
NICOR INC                      COM              654086107        7      200 SH       DEF/OTH 01                         200
NIKE INC                       COM              654106103      134     2700 SH       DEF/OTH 01                        2700
NOBLE AFFILIATES INC           COM              654894104    12606   588030 SH       DEFINED 01             587130      700      200
NOBLE AFFILIATES INC           COM              654894104      684    31900 SH       DEF/OTH 01              31900
NOKIA CORP - SPONSORED ADR     COM              654902204       57      300 SH       DEFINED 01                300
NOKIA CORP - SPONSORED ADR     COM              654902204       51      266 SH       DEF/OTH 01                266
NORFOLK SOUTHERN CORP          COM              655844108     1027    50104 SH       DEFINED 01               9304             40800
NORFOLK SOUTHERN CORP          COM              655844108      492    23991 SH       DEF/OTH 01              16416     6900      675
NORTEL NETWORKS CORP           COM              656569100       15      150 SH       DEFINED 01                150
NORTEL NETWORKS CORP           COM              656569100      646     6400 SH       DEF/OTH 01 02                     6400
NORTEL NETWORKS CORP           COM              656569100       81      800 SH       DEFINED 01 02             800
NORTH AMERN PALLADIUM LTD      COM              656912102                12 SH       DEFINED 01                 12
NORTH FACE INC                 COM              659317101        4     1000 SH       DEFINED 01               1000
NORTHEAST UTILITIES            COM              664397106       25     1200 SH       DEFINED 01               1200
NORTHEAST UTILITIES            COM              664397106        7      328 SH       DEF/OTH 01                328
NORTHERN STS PWR CO MINN       COM              665772109       12      616 SH       DEFINED 01                616
NORTHERN STS PWR CO MINN       COM              665772109       14      700 SH       DEF/OTH 01                         700
NORTHERN TRUST CORPORATION     COM              665859104       64     1200 SH       DEF/OTH 01               1200
NOVELL INC                     COM              670006105       20      500 SH       DEFINED 01                500
NOVELL INC                     COM              670006105       74     1845 SH       DEF/OTH 01                245     1600
NSTAR                          COM              67019E107       21      527 SH       DEFINED 01                527
NUCOR CORP                     COM              670346105      822    15000 SH       DEFINED 01                                15000
NUCOR CORP                     COM              670346105      241     4400 SH       DEF/OTH 01               4000      400
NVIDIA CORP                    COM              67066G104      263     5600 SH       DEF/OTH 01 03                     5600
NVIDIA CORP                    COM              67066G104     3577    76200 SH       DEFINED 01 03           76200
OGE ENERGY CORP                COM              670837103        4      200 SH       DEFINED 01                200
OGE ENERGY CORP                COM              670837103      114     6000 SH       DEF/OTH 01               6000
OAKWOOD HOMES CORP             COM              674098108        2      500 SH       DEFINED 01                500
OAKWOOD HOMES CORP             COM              674098108       17     5200 SH       DEF/OTH 01               5000      200
OCCIDENTAL PETROLEUM CORP      COM              674599105       26     1200 SH       DEFINED 01                700      500
OCCIDENTAL PETROLEUM CORP      COM              674599105       15      700 SH       DEF/OTH 01                         700
OFFICE DEPOT INC               COM              676220106      825    75000 SH       DEFINED 01                                75000
OFFSHORE LOGISTICS INC         COM              676255102      891    95000 SH       DEFINED 01                                95000
OLD REP INTL CORP              COM              680223104       79     5815 SH       DEFINED 01               5115               700
OLD REP INTL CORP              COM              680223104     2090   153359 SH       DEF/OTH 01             153359
OLIN CORP                      COM              680665205       26     1322 SH       DEF/OTH 01                200     1122
OLSTEN CORP                    COM              681385100     3344   295600 SH       DEFINED 01             237400     2200    56000
OLSTEN CORP                    COM              681385100      313    27680 SH       DEFINED 01              27480               200
OMNICOM GROUP INC              COM              681919106       78      780 SH       DEFINED 01                780
OMNICOM GROUP INC              COM              681919106      100     1000 SH       DEF/OTH 01               1000
OMNOVA SOLUTIONS INC           COM              682129101        8     1000 SH       DEFINED 01               1000
ONEOK INC NEW                  COM              682680103        3      100 SH       DEF/OTH 01                         100
ORACLE CORPORATION             COM              68389X105       45      400 SH       DEFINED 01                400
ORACLE CORPORATION             COM              68389X105       25      225 SH       DEF/OTH 01                                  225
ORACLE CORPORATION             COM              68389X105     1087     9700 SH       DEF/OTH 01 02                     9700
ORACLE CORPORATION             COM              68389X105      140     1250 SH       DEFINED 01 02            1250
ORACLE CORPORATION             COM              68389X105      417     3720 SH       DEFINED 01 03            3720
ORANGE CRUSH DEL CARIBE SA     COM              684854102               500 SH       DEFINED 01                500
ORGANOGENESIS INC              COM              685906109        9     1000 SH       DEFINED 01               1000
OUTBACK STEAKHOUSE             COM              689899102      506    19500 SH       DEFINED 01 03           19500
P C CONNECTION                 COM              69318J100      414    12000 SH       DEF/OTH 01 03                    12000
P C CONNECTION                 COM              69318J100     4654   134900 SH       DEFINED 01 03          134900
PECO ENERGY CO                 COM              693304107       73     2100 SH       DEFINED 01               1800      300
PECO ENERGY CO                 COM              693304107      200     5752 SH       DEF/OTH 01               2900      800     2052
PG&E CORP                      COM              69331C108       70     3400 SH       DEFINED 01               3000               400
PG&E CORP                      COM              69331C108      106     5172 SH       DEF/OTH 01                472     4700
PE CORP                        COM              69332S102       60      500 SH       DEF/OTH 01                         500
PIMCO ADVISORS HLDGS L P       COM              69338P102      126     3340 SH       DEF/OTH 01               3340
PNC BANK CORP                  COM              693475105       72     1625 SH       DEFINED 01               1625
PNC BANK CORP                  COM              693475105      187     4200 SH       DEF/OTH 01               4200
P P & L RES INC                COM              693499105        6      250 SH       DEFINED 01                250
P P & L RES INC                COM              693499105      985    43050 SH       DEF/OTH 01                       42750      300
PPG INDS INC                   COM              693506107      269     4300 SH       DEFINED 01               4300
PPG INDS INC                   COM              693506107      177     2832 SH       DEF/OTH 01                400     2432
PACCAR INC                     COM              693718108       18      400 SH       DEF/OTH 01                         400
PACIFIC SUNWEAR CALIF INC      COM              694873100      877    27500 SH       DEF/OTH 01 03                    27500
PACIFIC SUNWEAR CALIF INC      COM              694873100     9826   308275 SH       DEFINED 01 03          308275
PACTIV CORP                    COM              695257105        1      109 SH       DEFINED 01                                  109
PACTIV CORP                    COM              695257105       21     1932 SH       DEF/OTH 01                206     1400      326
PAINE WEBBER GROUP INC         COM              695629105       27      700 SH       DEF/OTH 01                         700
PALL CORP                      COM              696429307       69     3200 SH       DEF/OTH 01               2800      400
PARAMETRIC TECHNOLOGY CORP     COM              699173100       32     1200 SH       DEF/OTH 01                        1200
PARK PLACE ENTMNT CORP         COM              700690100       45     3600 SH       DEF/OTH 01                                 3600
PARKER HANNIFIN CORP           COM              701094104       18      360 SH       DEFINED 01                360
PARKER HANNIFIN CORP           COM              701094104       51     1000 SH       DEF/OTH 01                        1000
PAYCHEX INC                    COM              704326107        4      100 SH       DEFINED 01                100
PAYCHEX INC                    COM              704326107       48     1200 SH       DEF/OTH 01                        1200
PAYLESS SHOESOURCE INC         COM              704379106       24      512 SH       DEFINED 01                512
PENNCORP FINL GROUP INC        COM              708094107        2     5500 SH       DEFINED 01               5500
PENNEY J C INC                 COM              708160106       60     3007 SH       DEFINED 01               3007
PENNEY J C INC                 COM              708160106       13      646 SH       DEF/OTH 01                         646
PENNZOIL-QUAKER STATE COMPAN   COM              709323109        4      360 SH       DEF/OTH 01                360
PEOPLES BANCTRUST COMPANY,     COM              709796106       21     1484 SH       DEFINED 01               1484
PEOPLES ENERGY CORP            COM              711030106       31      933 SH       DEF/OTH 01                733      200
PEOPLESOFT INC                 COM              712713106       23     1100 SH       DEF/OTH 01                        1100
PEP BOYS MANNY JOE             COM              713278109        1      100 SH       DEF/OTH 01                         100
PEPSICO INC                    COM              713448108      199     5653 SH       DEFINED 01               5653
PEPSICO INC                    COM              713448108      548    15530 SH       DEF/OTH 01              15290               240
PEPSICO INC                    COM              713448108      303     8600 SH       DEF/OTH 01 02                     8600
PEPSICO INC                    COM              713448108       39     1100 SH       DEFINED 01 02            1100
PERKINELMER INC                COM              714046109        8      200 SH       DEF/OTH 01                         200
PHARMACIA-UPJOHN               COM              716941109    35628   791730 SH       DEFINED 01             318930      800   472000
PHARMACIA-UPJOHN               COM              716941109     2998    66633 SH       DEF/OTH 01              39783    26600      250
PFIZER INC                     COM              717081103      217     6686 SH       DEFINED 01               6686
PFIZER INC                     COM              717081103     1031    31790 SH       DEF/OTH 01              28190     3600
PFIZER INC                     COM              717081103      646    19900 SH       DEF/OTH 01 02                    19900
PFIZER INC                     COM              717081103       81     2500 SH       DEFINED 01 02            2500
PHELPS DODGE CORP              COM              717265102      197     2929 SH       DEF/OTH 01               2518      411
PHILADELPHIA SUBURBAN CORP     COM              718009608       32     1545 SH       DEFINED 01               1545
PHILIP MORRIS COMPANIES INC    COM              718154107      122     5300 SH       DEFINED 01               5300
PHILIP MORRIS COMPANIES INC    COM              718154107      848    36850 SH       DEF/OTH 01              36550               300
PHILIP MORRIS COMPANIES INC    COM              718154107      315    13700 SH       DEF/OTH 01 02                    13700
PHILIP MORRIS COMPANIES INC    COM              718154107       39     1700 SH       DEFINED 01 02                     1700
PHILIP SVCS CORP               COM              71819M103        3    30000 SH       DEFINED 01              30000
PHILIPPINE LNG DISTANCE TEL    COM              718252604      104     4000 SH       DEFINED 01               4000
PHILLIPS PETE CO               COM              718507106       12      248 SH       DEFINED 01                248
PHILLIPS PETE CO               COM              718507106      750    15959 SH       DEF/OTH 01               1559    14400
PHILLIPS VAN HEUSEN CP         COM              718592108     3204   385450 SH       DEFINED 01             208600     1850   175000
PHILLIPS VAN HEUSEN CP         COM              718592108       69     8350 SH       DEF/OTH 01               8350
PHYCOR INC                     COM              71940F100               225 SH       DEFINED 01                225
PIEDMONT NAT GAS INC           COM              720186105       42     1381 SH       DEF/OTH 01                715      666
PIER 1 IMPORTS, INC.           COM              720279108       21     3249 SH       DEFINED 01               3249
PINNACLE BANCSHARES INC        COM              722903101        8     1000 SH       DEFINED 01                        1000
PINNACLE BANCSHARES INC        COM              722903101      120    14600 SH       DEF/OTH 01                       14600
PINNACLE SYS INC               COM              723481107      407    10000 SH       DEF/OTH 01 03                    10000
PINNACLE SYS INC               COM              723481107     4508   110800 SH       DEFINED 01 03          110800
PINNACLE WEST CAPITAL CORP     COM              723484101       21      700 SH       DEFINED 01                700
PINNACLE WEST CAPITAL CORP     COM              723484101       12      400 SH       DEF/OTH 01                         400
PITNEY BOWES INC               COM              724479100     1908    39486 SH       DEF/OTH 01                736             38750
PITNEY BOWES INC               COM              724479100      903    18700 SH       DEF/OTH 01 02                    18700
PITNEY BOWES INC               COM              724479100       14      300 SH       DEFINED 01                300
PITNEY BOWES INC               COM              724479100       75     1550 SH       DEFINED 01               1550
PLACER DOME INC                COM              725906101       29     2665 SH       DEF/OTH 01                        2665
PLUM GREEK TIMBER CO INC       COM              729251108        8      300 SH       DEFINED 01                300
POLARIS INDS INC               COM              731068102       33      900 SH       DEF/OTH 01                900
POLAROID CORP                  COM              731095105       13      681 SH       DEF/OTH 01                         500      181
POLYCOM INC                    COM              73172K104      879    13800 SH       DEF/OTH 01 03                    13800
POLYCOM INC                    COM              73172K104    10349   162500 SH       DEFINED 01 03          162500
POLYMEDICA INDS INC            COM              731738100      384    16600 SH       DEF/OTH 01 03                    16600
POLYMEDICA INDS INC            COM              731738100     4255   184000 SH       DEFINED 01 03          184000
POTLATCH CORP                  COM              737628107        4      100 SH       DEF/OTH 01                         100
POTOMAC ELECTRIC POWER CO      COM              737679100      200     8730 SH       DEFINED 01               8730
POTOMAC ELECTRIC POWER CO      COM              737679100      157     6828 SH       DEF/OTH 01               6828
PRAXAIR INC                    COM              74005P104      151     3000 SH       DEFINED 01               3000
PRAXAIR INC                    COM              74005P104       75     1500 SH       DEF/OTH 01                        1500
PRECISION STD INC              COM              740327200       33     3375 SH       DEFINED 01               3375
PREMIERE TECHNOLOGIES INC      COM              74058F102        4      500 SH       DEFINED 01                500
PRICE T ROWE & ASSOC INC       COM              741477103       18      500 SH       DEF/OTH 01                         500
PRIDE COS L P                  COM              741537302               500 SH       DEFINED 01                500
PRIMEX TECHNOLOGIES INC        COM              741597108        5      262 SH       DEF/OTH 01                 40      222
PROCTER & GAMBLE CO            COM              742718109     1861    16982 SH       DEFINED 01              16982
PROCTER & GAMBLE CO            COM              742718109     3656    33366 SH       DEF/OTH 01              20066     7000     6300
PROCTER & GAMBLE CO            COM              742718109      701     6400 SH       DEF/OTH 01 02                     6400
PROCTER & GAMBLE CO            COM              742718109       88      800 SH       DEFINED 01 02             800
PROCTER & GAMBLE CO            COM              742718109      380     3465 SH       DEFINED 01 03            3465
PROCTER & GAMBLE CO            COM              742718109       55       50 SH       DEFINED 01                 50
PROCTER & GAMBLE CO            COM              742718109       44      400 SH       DEFINED 01                400
THE PROGRESSIVE CORP OHIO      COM              743315103      227     3100 SH       DEF/OTH 01               3000      100
PROTECTIVE LIFE CORP           COM              743674103    61144  1921986 SH       DEFINED 01             517556           1404430
PROTECTIVE LIFE CORP           COM              743674103    79116  2486918 SH       DEF/OTH 01             645542    21824  1819552
PROVIDIAN FINL CORP            COM              74406A102      996    10940 SH       DEFINED 01              10940
PROVIDIAN FINL CORP            COM              74406A102     1126    12364 SH       DEF/OTH 01               3564     8800
PROVIDIAN FINL CORP            COM              74406A102      364     4000 SH       DEFINED 01 03            4000
PUBLIC SVC ENTERPR GRP INC     COM              744573106       55     1584 SH       DEFINED 01               1584
PUBLIC SVC ENTERPR GRP INC     COM              744573106      142     4071 SH       DEF/OTH 01               3071     1000
PUGET SOUND ENERGY INC         COM              745332106        4      220 SH       DEFINED 01                220
PULTE CORP                     COM              745867101        5      200 SH       DEF/OTH 01                         200
QMS INC.                       COM              74726G102        8     2754 SH       DEFINED 01               2754
QUAKER OATS CO                 COM              747402105       13      200 SH       DEFINED 01                200
QUAKER OATS CO                 COM              747402105     2861    43600 SH       DEF/OTH 01               2600    41000
QUAKER OATS CO                 COM              747402105       30      450 SH       DEFINED 01                450
QUAKER OATS CO                 COM              747402105       72     1100 SH       DEFINED 01               1100
QUALCOMM INC                   COM              747525103       23      129 SH       DEFINED 01                129
QUESTAR CORP                   COM              748356102       12      800 SH       DEF/OTH 01                800
QWEST COMMUNIC INTL INC        COM              749121109      267     6204 SH       DEF/OTH 01               6204
RFS HOTEL INVS INC             COM              74955J108        6      600 SH       DEFINED 01                600
R H DONNELLEY CORP (NEW)       COM              74955W307      368    19487 SH       DEFINED 01              19327               160
R H DONNELLEY CORP (NEW)       COM              74955W307       31     1635 SH       DEF/OTH 01               1390       45      200
RALCORP HLDGS INC NEW          COM              751028101        3      133 SH       DEF/OTH 01                133
RALSTON PURINA GROUP           COM              751277302      830    29759 SH       DEF/OTH 01               3159    22400     4200
RALSTON PURINA GROUP           COM              751277302      741    26600 SH       DEF/OTH 01 02                    26600
RALSTON PURINA GROUP           COM              751277302     7440   266900 SH       DEFINED 01 02          266900
RAMSAY MCCORMACK LD CO INC     COM              751990904      190     6327 SH       DEFINED 01               6327
RAYONIER INC                   COM              754907103       13      265 SH       DEFINED 01                265
RAYONIER INC                   COM              754907103       37      771 SH       DEF/OTH 01                771
RAYTHEON CO                    COM              755111309       14      572 SH       DEFINED 01                572
RAYTHEON CO                    COM              755111309       19      763 SH       DEF/OTH 01                724                39
RAYTHEON CO                    COM              755111408      128     4800 SH       DEF/OTH 01               4800
READERS DIGEST ASSN INC        COM              755267101       44     1500 SH       DEF/OTH 01               1500
REEBOK INTL LTD                COM              758110100        2      200 SH       DEF/OTH 01                         200
REGIONS FINL CORP              COM              758940100     4999   198966 SH       DEFINED 01             198366               600
REGIONS FINL CORP              COM              758940100     5354   213080 SH       DEF/OTH 01             194738    15032     3310
REHABCARE GROUP INC            COM              759148109        2      100 SH       DEF/OTH 01                                  100
RELIANT ENERGY INC             COM              75952J108       27     1188 SH       DEFINED 01               1188
RELIANT ENERGY INC             COM              75952J108      109     4747 SH       DEF/OTH 01               1647     2700      400
RELIASTAR FINL CORP            COM              75952U103       40     1028 SH       DEF/OTH 01               1000       28
REPUBLIC BANK OF NEW YORK      COM              760719104       65      900 SH       DEF/OTH 01                         900
REUTERS GROUP PLC              COM              76132M102        9      107 SH       DEF/OTH 01                107
REYNOLDS & REYNOLDS CO         COM              761695105    33020  1467550 SH       DEFINED 01             590150     1400   876000
REYNOLDS & REYNOLDS CO         COM              761695105     1408    62575 SH       DEF/OTH 01              62300      275
REYNOLDS METALS CO             COM              761763101       31      408 SH       DEFINED 01                408
REYNOLDS METALS CO             COM              761763101      145     1892 SH       DEF/OTH 01               1292      600
REYNOLDS R J TOB HLDGS INC     COM              76182K105        5      276 SH       DEF/OTH 01                110               166
RITE AID CORP                  COM              767754104       67     6000 SH       DEF/OTH 01               5000     1000
RBC INC                        COM              77052P109      563    33120 SH       DEF/OTH 01              33120
ROCKWELL INTL CORP NEW         COM              773903109      396     8269 SH       DEFINED 01               8269
ROCKWELL INTL CORP NEW         COM              773903109      153     3203 SH       DEF/OTH 01               1803     1400
ROHM & HAAS CO                 COM              775371107       30      748 SH       DEF/OTH 01                164      584
ROWAN COS INC                  COM              779382100       52     2400 SH       DEFINED 01               2400
ROWAN COS INC                  COM              779382100       10      475 SH       DEF/OTH 01                 75      400
ROYAL GROUP TECHNOL LTD        COM              779915107       13      600 SH       DEFINED 01                600
ROYAL DUTCH PETE CO            COM              780257804      953    15741 SH       DEFINED 01              15741
ROYAL DUTCH PETE CO            COM              780257804     1115    18408 SH       DEF/OTH 01               6208    11400      800
ROYAL DUTCH PETE CO            COM              780257804      624    10300 SH       DEF/OTH 01 02                    10300
ROYAL DUTCH PETE CO            COM              780257804       79     1300 SH       DEFINED 01 02            1300
RUBY TUESDAY                   COM              781182100     2010   110506 SH       DEFINED 01             110506
RUBY TUESDAY                   COM              781182100     3191   175429 SH       DEF/OTH 01             172013     1416     2000
RUSSELL CORP                   COM              782352108     1696   101270 SH       DEFINED 01              21270             80000
RUSSELL CORP                   COM              782352108      206    12282 SH       DEF/OTH 01               7002     5280
RYDER SYSTEM INC               COM              783549108    21350   873645 SH       DEFINED 01             302945     1200   569500
RYDER SYSTEM INC               COM              783549108      976    39950 SH       DEF/OTH 01              38950      600      400
RYERSON TULL INC NEW           COM              78375P107       29     1475 SH       DEF/OTH 01               1475
RYLAND GROUP INC               COM              783764103      404    17500 SH       DEFINED 01              17500
RYLAND GROUP INC               COM              783764103       55     2400 SH       DEF/OTH 01               2400
SBC COMMUNICATIONS INC         COM              78387G103     3130    64213 SH       DEFINED 01              60884     1540     1789
SBC COMMUNICATIONS INC         COM              78387G103     4693    96249 SH       DEF/OTH 01              68808    25035     2406
SBC COMMUNICATIONS INC         COM              78387G103      608    12480 SH       DEF/OTH 01 02                    12480
SBC COMMUNICATIONS INC         COM              78387G103       76     1552 SH       DEFINED 01 02            1552
SBC COMMUNICATIONS INC         COM              78387G103      316     6480 SH       DEFINED 01 03            6480
SBC COMMUNICATIONS INC         COM              78387G103       29      590 SH       DEFINED 01                590
SBC COMMUNICATIONS INC         COM              78387G103       43      884 SH       DEFINED 01                884
SCI SYS INC                    COM              783890106      311     3785 SH       DEF/OTH 01               3785
SAL TR PREFERRED FUND I        COM              78400H104       75     3000 SH       DEF/OTH 01               3000
SLM HLDG CORP                  COM              78442A109        6      150 SH       DEFINED 01                150
SLM HLDG CORP                  COM              78442A109      216     5112 SH       DEF/OTH 01               3500      300     1312
SPDR TR UNIR UNIT SER 1        COM              78462F103     1667    11350 SH       DEFINED 01 03           11350
SPX CORPORATION                COM              784635104       16      204 SH       DEF/OTH 01                204
S3 INC                         COM              784849101        5      468 SH       DEF/OTH 01                468
SAFECO CORP                    COM              786429100       15      600 SH       DEF/OTH 01                         600
SAFETY-KLEEN CORP NEW          COM              78648R203       16     1400 SH       DEFINED 01               1400
SAFEWAY INC                    COM              786514208      715    20000 SH       DEF/OTH 01                       20000
ST JUDE MED INC                COM              790849103        6      200 SH       DEF/OTH 01                         200
ST PAUL COMPANIES INC          COM              792860108    38986  1157265 SH       DEFINED 01             345090     1175   811000
ST PAUL COMPANIES INC          COM              792860108     2269    67355 SH       DEF/OTH 01              63750     1305     2300
SAKS INC                       COM              79377W108     1459    93744 SH       DEFINED 01              93744
SAKS INC                       COM              79377W108       27     1750 SH       DEF/OTH 01               1750
SALTON INC                     COM              795757103      843    25200 SH       DEF/OTH 01 03                    25200
SALTON INC                     COM              795757103     9490   283800 SH       DEFINED 01 03          283800
SANTA CRUZ OPERATION INC       COM              801833104     1087    35800 SH       DEF/OTH 01 03                    35800
SANTA CRUZ OPERATION INC       COM              801833104    12393   408000 SH       DEFINED 01 03          408000
SANTA FE SNYDER CORP           COM              80218K105        1      134 SH       DEFINED 01                134
SARA LEE CORPORATION           COM              803111103    36554  1656785 SH       DEFINED 01             566735     1050  1089000
SARA LEE CORPORATION           COM              803111103     3275   148454 SH       DEF/OTH 01              83530    64924
SCANA CORP                     COM              805898103      264     9807 SH       DEFINED 01               9307               500
SCANA CORP                     COM              805898103      508    18899 SH       DEF/OTH 01              14899     2400     1600
SCHERING-PLOUGH CORP           COM              806605101      418     9869 SH       DEFINED 01               9869
SCHERING-PLOUGH CORP           COM              806605101     1576    37180 SH       DEF/OTH 01              18480     1100    17600
SCHERING-PLOUGH CORP           COM              806605101      377     8900 SH       DEF/OTH 01 02                     8900
SCHERING-PLOUGH CORP           COM              806605101       47     1100 SH       DEFINED 01 02            1100
SCHERING-PLOUGH CORP           COM              806605101      419     9880 SH       DEFINED 01 03            9880
SCHLUMBERGER LTD               COM              806857108     2680    47750 SH       DEFINED 01              47750
SCHLUMBERGER LTD               COM              806857108     2352    41899 SH       DEF/OTH 01              36199     4200     1500
SCHLUMBERGER LTD               COM              806857108      224     4000 SH       DEF/OTH 01 02                     4000
SCHLUMBERGER LTD               COM              806857108       29      500 SH       DEFINED 01 02             500
CHARLES SCHWAB CORP NEW        COM              808513105      614    16000 SH       DEF/OTH 01                       16000
CHARLES SCHWAB CORP NEW        COM              808513104      178     4700 SH       DEF/OTH 01 02                     4700
CHARLES SCHWAB CORP NEW        COM              808513104       25      600 SH       DEFINED 01 02             600
SCIENTIFIC ATLANTA INC         COM              808655104      950    17000 SH       DEFINED 01               2000             15000
SCIENTIFIC ATLANTA INC         COM              808655104     1212    21700 SH       DEF/OTH 01               2000    19700
SCOTTISH PWR PLC               COM              81013T705       88     3159 SH       DEFINED 01               3159
SCOTTISH PWR PLC               COM              81013T705      179     6402 SH       DEF/OTH 01               1568      754     4080
SEAGATE TECHNOLOGY             COM              811804103      178     3825 SH       DEF/OTH 01               2125     1700
SEAGRAM LTD                    COM              811850106       94     2100 SH       DEF/OTH 01                        2100
SEALED AIR CORP NEW            COM              81211K100        7      143 SH       DEFINED 01                143
SEALED AIR CORP NEW            COM              81211K209     1409    27900 SH       DEF/OTH 01                       27900
SEARS, ROEBUCK & CO            COM              812387108       30      996 SH       DEFINED 01                996
SEARS, ROEBUCK & CO            COM              812387108      241     7948 SH       DEF/OTH 01               5882     2066
SELECTIVE INS GROUP INC        COM              816300107       26     1500 SH       DEF/OTH 01               1500
SEMPRA ENERGY                  COM              816851109       13      730 SH       DEFINED 01                730
SEMPRA ENERGY                  COM              816851109       33     1878 SH       DEF/OTH 01                777     1101
SERVICE CORP INTL              COM              817565104       17     2400 SH       DEF/OTH 01                        2400
SERVICEMASTER COMPANY          COM              81760N109       79     6387 SH       DEFINED 01               6387
SHARED MEDICAL SYSTEMS CORP    COM              819486101      367     7200 SH       DEF/OTH 01               1200     6000
SHAW CABLESYSTEMS LTD          COM              82028K200      133     4000 SH       DEF/OTH 01               4000
SHAW INDUSTRIES INC            COM              820286102        5      349 SH       DEFINED 01                349
SHELL TRANS & TRADING PLC      COM              822703609     1713    34950 SH       DEF/OTH 01                                34950
SHELL TRANS & TRADING PLC      COM              822703609       44      900 SH       DEFINED 01                900
SHELL TRANS & TRADING PLC      COM              822703609       64     1300 SH       DEFINED 01               1300
SHERWIN WILLIAMS CO            COM              824348106       32     1500 SH       DEF/OTH 01                        1500
SHORE ROAD MANAGEMENT CO INC   COM              825119993           1000000 SH       DEFINED 01            1000000
SIGMA-ALDRICH CORP             COM              826552101      123     4100 SH       DEF/OTH 01                600      500     3000
SILICON GRAPHICS INC           COM              827056102        8      800 SH       DEF/OTH 01                         800
SIMON PPTY GROUP INC NEW       COM              828806109       71     3100 SH       DEF/OTH 01               3100
SMITHFIELD FOODS INC           COM              832248108       12      500 SH       DEFINED 01                500
SMITHKLINE BEECHAM P L C       COM              832378301     1026    16000 SH       DEFINED 01              16000
SMITHKLINE BEECHAM P L C       COM              832378301      205     3200 SH       DEF/OTH 01               3200
SMUCKER J M CO                 COM              832696108      380    19500 SH       DEF/OTH 01 02                    19500
SMURFIT-STONE CONTAINER CORP   COM              832727101       24      990 SH       DEFINED 01                990
SNAP ON INC                    COM              833034101      377    14200 SH       DEF/OTH 01 02                    14200
SNAP ON INC                    COM              833034101     1169    44000 SH       DEFINED 01 02           44000
SOLUTIA INC                    COM              834376105       13      850 SH       DEFINED 01                850
SOLUTIA INC                    COM              834376105       22     1396 SH       DEF/OTH 01               1396
SONOCO PRODS CO                COM              835495102        3      120 SH       DEFINED 01                120
SONY CORP - SPONSORED ADR      COM              835699307      157      550 SH       DEFINED 01                550
SONY CORP - SPONSORED ADR      COM              835699307       57      200 SH       DEF/OTH 01                200
SOUTH ALABAMA BANCORP          COM              836234104      141    11574 SH       DEFINED 01              11574
SOUTH ALABAMA BANCORP          COM              836234104      226    18547 SH       DEF/OTH 01              18547
SOUTHERN CO                    COM              842587107    34229  1456535 SH       DEFINED 01             620861     8574   827100
SOUTHERN CO                    COM              842587107     8249   351041 SH       DEF/OTH 01             269909    71616     9516
SOUTH FIRST BANCSHARES INC     COM              844271106       19     2000 SH       DEFINED 01               2000
SOUTHMARK CORP                 COM              844544809                 9 SH       DEFINED 01                           9
SOUTHTRUST CORP                COM              844730101     5609   148347 SH       DEFINED 01             148347
SOUTHTRUST CORP                COM              844730101     6642   175657 SH       DEF/OTH 01             143443    32214
SOUTHWEST AIRLS COM            COM              844741108       63     3900 SH       DEF/OTH 01                        3900
SOUTHWEST BANCORPORATION TX    COM              84476R109       20     1000 SH       DEFINED 01               1000
SPIEGEL INC                    COM              848457107      234    33300 SH       DEF/OTH 01 03                    33300
SPIEGEL INC                    COM              848457107     2628   373700 SH       DEFINED 01 03          373700
SPRINGS INDS INC               COM              851783100        4      100 SH       DEF/OTH 01                         100
SPRINT CORPORATION FON GRP     COM              852061100     5528    82126 SH       DEFINED 01              81726      400
SPRINT CORPORATION FON GRP     COM              852061100     1899    28214 SH       DEF/OTH 01              25892     1400      922
SPRINT CORP                    COM              852061506     2290    22344 SH       DEFINED 01              21594      150      600
SPRINT CORP                    COM              852061506      559     5453 SH       DEF/OTH 01               4623               830
SPRINT CORP                    COM              852061506      220     2150 SH       DEF/OTH 01 02                     2150
SPRINT CORP                    COM              852061506       31      300 SH       DEFINED 01 02             300
STANLEY WKS                    COM              854616109        6      200 SH       DEF/OTH 01                         200
STAPLES INC                    COM              855030102      121     5850 SH       DEF/OTH 01               3750     2100
STAPLES INC                    COM              855030102      267    12875 SH       DEFINED 01 03           12875
STARWOOD HOT & RESORTS WRLD    COM              85590A203       18      765 SH       DEFINED 01                765
STARWOOD HOT & RESORTS WRLD    COM              85590A203       17      716 SH       DEF/OTH 01                308               408
STATE STREET CORP              COM              857477103     1074    14700 SH       DEF/OTH 01               1200    13500
STEIN MART INC                 COM              858375108     1140   200416 SH       DEFINED 01               1416            199000
STERLING COMM INC              COM              859205106       12      366 SH       DEF/OTH 01                366
STEWART & STEVENSON SVC        COM              860342104        4      300 SH       DEFINED 01                300
STONE AND WEBSTER IN CAP STK   COM              861572105                14 SH       DEFINED 01                 14
THE STRIDE RITE CORP           COM              863314100        8     1200 SH       DEF/OTH 01                        1200
SUMMIT BANCORP                 COM              866005101        6      200 SH       DEF/OTH 01                         200
SUN MICROSYSTEMS INC           COM              866810104        8      100 SH       DEFINED 01                100
SUN MICROSYSTEMS INC           COM              866810104     2014    26000 SH       DEF/OTH 01               7200             18800
SUN MICROSYSTEMS INC           COM              866810104      782    10100 SH       DEF/OTH 01 02                    10100
SUN MICROSYSTEMS INC           COM              866810104       93     1200 SH       DEFINED 01 02            1200
SUN MICROSYSTEMS INC           COM              866810104      499     6450 SH       DEFINED 01 03            6450
SUNOCO INC                     COM              86764P109    25565  1087873 SH       DEFINED 01            1059823     1450    26600
SUNOCO INC                     COM              86764P109     1299    55272 SH       DEF/OTH 01              49617     2205     3450
SUNTRUST BANKS INC             COM              867914103      412     5990 SH       DEFINED 01               5990
SUNTRUST BANKS INC             COM              867914103     1722    25024 SH       DEF/OTH 01               2608    19728     2688
SUPERVALU INC                  COM              868536103       12      600 SH       DEF/OTH 01                         600
SYBASE INC                     COM              871130100      502    29500 SH       DEF/OTH 01 03                    29500
SYBASE INC                     COM              871130100     5615   330300 SH       DEFINED 01 03          330300
SYBRON INTERNATIONAL CORP      COM              87114F106       28     1147 SH       DEF/OTH 01               1147
SYNOPSYS INC                   COM              871607107        5       80 SH       DEFINED 01                 80
SYNOVUS FINL CORP              COM              87161C105     6292   316588 SH       DEFINED 01             316588
SYNOVUS FINL CORP              COM              87161C105     6162   310027 SH       DEF/OTH 01             272348    37679
SYSCO CORP                     COM              871829107      862    21800 SH       DEF/OTH 01 02                    21800
SYSCO CORP                     COM              871829107     7648   193300 SH       DEFINED 01 02          193300
TCI SATELLITE ENTMT INC        COM              872298104        2      100 SH       DEFINED 01                100
TECO ENERGY INC                COM              872375100       28     1500 SH       DEFINED 01               1500
TECO ENERGY INC                COM              872375100       33     1800 SH       DEF/OTH 01               1800
TJX COS INC NEW                COM              872540109        4      215 SH       DEFINED 01                215
TJX COS INC NEW                COM              872540109      217    10628 SH       DEF/OTH 01               8628     2000
T R MILLER MILL CO INC         COM              872638903     6607     4865 SH       DEF/OTH 01               4865
TRW INC                        COM              872649108     1459    28100 SH       DEFINED 01              18100             10000
TRW INC                        COM              872649108      962    18526 SH       DEF/OTH 01              16910     1616
TAINO FARMS INC                COM              874016900       70       53 SH       DEF/OTH 01                 53
TAKE-TWO INTERACT SOFTWRE      COM              874054109      158    12200 SH       DEF/OTH 01 03                    12200
TAKE-TWO INTERACT SOFTWRE      COM              874054109     1738   134300 SH       DEFINED 01 03          134300
TANDY CORP                     COM              875382103       64     1300 SH       DEF/OTH 01                        1300
TEKTRONIX INC                  COM              879131100        8      200 SH       DEF/OTH 01                         200
TELECOM ITALIA SPA             COM              87927W106        6       40 SH       DEFINED 01                 40
TELECOM NEW ZEALAND            COM              879278208        2       50 SH       DEFINED 01                 50
TELEDYNE TECHNOLOGIES INC      COM              879360105       13     1338 SH       DEFINED 01               1338
TELEDYNE TECHNOLOGIES INC      COM              879360105        3      318 SH       DEF/OTH 01                         318
TELEFONICA SA-SPONS ADR        COM              879382208      101     1284 SH       DEF/OTH 01                        1272       12
TELEFONOS DE MEXICO S A        COM              879403780      243     2160 SH       DEFINED 01               2160
TELEPHONE & DATA SYSTEMS INC   COM              879433100      151     1200 SH       DEF/OTH 01               1200
TELLABS INC                    COM              879664100       68     1060 SH       DEFINED 01               1060
TELLABS INC                    COM              879664100      379     5900 SH       DEF/OTH 01               4000     1900
TELLABS INC                    COM              879664100      700    10900 SH       DEFINED 01 03           10900
TEMPLE INLAND INC              COM              879868107       33      500 SH       DEF/OTH 01                         500
TENET HEALTHCARE CORP          COM              88033G100       89     3800 SH       DEF/OTH 01               2400     1400
TENNECO AUTOMOTIVE INC         COM              880349105                21 SH       DEFINED 01                                   21
TENNECO AUTOMOTIVE INC         COM              880349105        4      386 SH       DEF/OTH 01                 41      280       65
TEXACO INC                     COM              881694103    39121   720289 SH       DEFINED 01             268355      500   451434
TEXACO INC                     COM              881694103     4574    84215 SH       DEF/OTH 01              66427    14188     3600
TEXACO INC                     COM              881694103      288     5300 SH       DEF/OTH 01 02                     5300
TEXACO INC                     COM              881694103       38      700 SH       DEFINED 01 02             700
TEXACO INC                     COM              881694103      261     4800 SH       DEFINED 01 03            4800
TEXAS AMERN BANCSHARES         COM              882147101        1     4000 SH       DEFINED 01               4000
TEXAS INSTRS INC               COM              882508104     2996    31000 SH       DEF/OTH 01               9000    21200      800
TEXAS INSTRS INC               COM              882508104      396     4100 SH       DEF/OTH 01 02                     4100
TEXAS INSTRS INC               COM              882508104       48      500 SH       DEFINED 01 02             500
TEXAS INSTRS INC               COM              882508104       48      500 SH       DEFINED 01                500
TEXAS INSTRS INC               COM              882508104       87      900 SH       DEFINED 01                900
TEXAS UTILITIES CO.            COM              882848104      801    22519 SH       DEFINED 01              22369               150
TEXAS UTILITIES CO.            COM              882848104      718    20178 SH       DEF/OTH 01              18578     1600
TEXTRON INC                    COM              883203101      121     1580 SH       DEF/OTH 01                180     1400
THERMO ELECTRON CORP           COM              883556102       25     1687 SH       DEF/OTH 01               1687
3COM CORP                      COM              885535104       92     1960 SH       DEF/OTH 01                260     1700
TICE TECHNOLOGY INC            COM              886337104               125 SH       DEFINED 01                                  125
TIDEWATER INC                  COM              886423102     1080    30000 SH       DEFINED 01              30000
TIME WARNER INC                COM              887315109       90     1239 SH       DEFINED 01               1239
TIME WARNER INC                COM              887315109       58      800 SH       DEF/OTH 01                200               600
TIME WARNER INC                COM              887315109      231     3200 SH       DEF/OTH 01 02                     3200
TIME WARNER INC                COM              887315109       29      400 SH       DEFINED 01 02             400
TIMKEN CO                      COM              887389104       36     1760 SH       DEFINED 01               1760
TIMKEN CO                      COM              887389104       48     2370 SH       DEF/OTH 01               2070      300
TITAN EXPL INC                 COM              888289105        2      315 SH       DEFINED 01                315
TOO INC                        COM              890333107      354    20510 SH       DEFINED 01              20510
TOO INC                        COM              890333107       19     1096 SH       DEF/OTH 01                925               171
THE TOPPS COMPANY INC          COM              890786106       10     1000 SH       DEFINED 01               1000
THE TOPPS COMPANY INC          COM              890786106      369    35600 SH       DEF/OTH 01 03                    35600
THE TOPPS COMPANY INC          COM              890786106     4411   425200 SH       DEFINED 01 03          425200
TORCHMARK CORP                 COM              891027104    15495   533152 SH       DEFINED 01             531080     1572      500
TORCHMARK CORP                 COM              891027104   140050  4818854 SH       DEF/OTH 01            4142337    78330   598187
TOSCO CORP                     COM              891490302        3      100 SH       DEF/OTH 01                         100
TOYS R US                      COM              892335100        3      200 SH       DEFINED 01                200
TOYS R US                      COM              892335100       16     1100 SH       DEF/OTH 01                        1100
TRANS WORLD AIRLS INC          COM              893349134                 3 SH       DEFINED 01                  3
TRANS WORLD AIRLS INC          COM              893349837                 3 SH       DEFINED 01                  3
TRANSTEXAS GAS CORP            COM              893895102              1100 SH       DEFINED 01               1100
TRENWICK GROUP INC             COM              895290104       24     1400 SH       DEF/OTH 01               1400
TRI CONTL CORP                 COM              895436103       87     3113 SH       DEF/OTH 01               3113
TRIAD HOSPITALS INC            COM              89579K109                 7 SH       DEFINED 01                  7
TRICON GLOBAL RESTAURANTS      COM              895953107       16      422 SH       DEFINED 01                422
TRICON GLOBAL RESTAURANTS      COM              895953107       52     1340 SH       DEF/OTH 01                640      700
TRIBUNE CO NEW                 COM              896047107      551    10000 SH       DEF/OTH 01              10000
TRINITY INDUSTRIES             COM              896522109       38     1350 SH       DEF/OTH 01               1350
TRIZEC HAHN CORP               COM              896938107       14      800 SH       DEF/OTH 01                800
TRUSTMARK CORP                 COM              898402102      214     9912 SH       DEFINED 01               9912
TUPPERWARE CORP                COM              899896104        4      242 SH       DEFINED 01                242
TUPPERWARE CORP                COM              899896104       30     1800 SH       DEF/OTH 01               1500      300
TYCO INTERNATIONAL LTD NEW     COM              902124106     4931   126442 SH       DEFINED 01             123190      308     2944
TYCO INTERNATIONAL LTD NEW     COM              902124106     3443    88274 SH       DEF/OTH 01              55776             32498
TYCO INTERNATIONAL LTD NEW     COM              902124106      313     8024 SH       DEF/OTH 01 02                     8024
TYCO INTERNATIONAL LTD NEW     COM              902124106       40     1022 SH       DEFINED 01 02            1022
UAL CORP                       COM              902549500       36      460 SH       DEFINED 01                460
UGI CORP NEW                   COM              902681105       41     2000 SH       DEF/OTH 01               2000
USX-MARATHON GROUP             COM              902905827    28999  1174619 SH       DEFINED 01             396719      900   777000
USX-MARATHON GROUP             COM              902905827     1610    65205 SH       DEF/OTH 01              59500     5205      500
USX-MARATHON GROUP             COM              902905827      311    12600 SH       DEFINED 01 03           12600
UST INC                        COM              902911106       30     1177 SH       DEFINED 01               1177
UST INC                        COM              902911106       63     2500 SH       DEF/OTH 01                800     1700
US BANCORP DEL                 COM              902973106       14      600 SH       DEF/OTH 01                         600
U S G CORP                     COM              903293405        5      100 SH       DEFINED 01                100
USA TALKS COM INC              COM              90332H102      516    10320 SH       DEF/OTH 01              10320
USX-U S STEEL GROUP            COM              90337T101       17      511 SH       DEFINED 01                511
USX-U S STEEL GROUP            COM              90337T101       28      861 SH       DEF/OTH 01                 15      846
U S WIRELESS CORP              COM              90339C106        1       50 SH       DEF/OTH 01                 50
ULTIMATE SOFTWARE GROUP INC    COM              90385D107       26     2000 SH       DEF/OTH 01               2000
ULTRAMAR DIAMOND SHAMROCK CO   COM              904000106    27233  1200331 SH       DEFINED 01             439331     1500   759500
ULTRAMAR DIAMOND SHAMROCK CO   COM              904000106     1476    65053 SH       DEF/OTH 01              61353     3000      700
UNILEVER PLC                   COM              904767704       18      580 SH       DEF/OTH 01                580
UNILEVER N V                   COM              904784709       19      357 SH       DEFINED 01                357
UNILEVER N V                   COM              904784709      150     2750 SH       DEF/OTH 01                        2750
UNICOM CORP                    COM              904911104       29      874 SH       DEFINED 01                874
UNICOM CORP                    COM              904911104      155     4640 SH       DEF/OTH 01               2840     1800
UNION CARBIDE CORP             COM              905581104      310     4650 SH       DEFINED 01               4650
UNION CARBIDE CORP             COM              905581104       87     1300 SH       DEF/OTH 01                        1300
UNION PACIFIC CORP             COM              907818108       15      351 SH       DEFINED 01                351
UNION PACIFIC CORP             COM              907818108       83     1910 SH       DEF/OTH 01               1910
UNION PAC RES GROUP INC        COM              907834105        4      297 SH       DEFINED 01                297
UNION PAC RES GROUP INC        COM              907834105       14     1100 SH       DEF/OTH 01               1100
UNION PLANTERS CORP            COM              908068109      993    25169 SH       DEFINED 01              25169
UNION PLANTERS CORP            COM              908068109       12      300 SH       DEF/OTH 01                         300
UNISYS CORP                    COM              909214108       99     3100 SH       DEFINED 01               3100
UNISYS CORP                    COM              909214108      145     4555 SH       DEF/OTH 01               3022     1200      333
UNITED BANCORP OF ALABAM       COM              909441909       98     2176 SH       DEFINED 01               2176
UNITED CANSO OIL&G LTD WT C    COM              909755126                 1 SH       DEFINED 01                  1
UNITED FINANCING CORP          COM              910314103              9956 SH       DEFINED 01               9956
UNITED HEALTHCARE CORP         COM              910581107    28854   543125 SH       DEFINED 01             274275      550   268300
UNITED HEALTHCARE CORP         COM              910581107     1831    34475 SH       DEF/OTH 01              33275     1200
UNITED SECURITY BANCSH INC     COM              911459105      247     9148 SH       DEFINED 01               9148
U S AIR GROUP INC              COM              911905107       19      600 SH       DEF/OTH 01                         600
UNITED STATES SUGAR CORP       COM              912673100      564     3787 SH       DEF/OTH 01               3787
U S WEST INC NEW               COM              91273H101      408     5673 SH       DEFINED 01               5473               200
U S WEST INC NEW               COM              91273H101      556     7728 SH       DEF/OTH 01               5703      166     1859
U S WEST INC NEW               COM              91273H101      281     3900 SH       DEF/OTH 01 02                     3900
U S WEST INC NEW               COM              91273H101       36      500 SH       DEFINED 01 02             500
UNITED TECHNOLOGIES CORP       COM              913017109      376     5792 SH       DEFINED 01               5592               200
UNITED TECHNOLOGIES CORP       COM              913017109      987    15180 SH       DEF/OTH 01              12880     2300
UNITRIN INC                    COM              913275103      366     9740 SH       DEFINED 01               9740
UNITRIN INC                    COM              913275103       56     1500 SH       DEF/OTH 01                        1500
UNIVERSAL FOODS CORP           COM              913538104    15346   753200 SH       DEFINED 01             473550      900   278750
UNIVERSAL FOODS CORP           COM              913538104      745    36550 SH       DEF/OTH 01              36550
UNIVISION COMMUNICAT INC       COM              914906102      102     1000 SH       DEF/OTH 01               1000
UNOCAL CORP                    COM              915289102      167     4972 SH       DEFINED 01               4972
UNOCAL CORP                    COM              915289102      718    21405 SH       DEF/OTH 01               5305    16100
UNUMPROVIDENT CORP             COM              91529Y106       34     1065 SH       DEF/OTH 01                        1065
USFREIGHTWAYS CORP             COM              916906100    26087   544900 SH       DEFINED 01             213900            331000
USFREIGHTWAYS CORP             COM              916906100     1175    24550 SH       DEF/OTH 01              24550
UTILICORP UNITED INC           COM              918005109        4      200 SH       DEFINED 01                200
VA LINUX SYSTEMS INC           COM              91819B105       41      200 SH       DEFINED 01                200
V F CORP                       COM              918204108      587    19576 SH       DEFINED 01              19576
V F CORP                       COM              918204108     1845    61484 SH       DEF/OTH 01              53300     5084     3100
VALSPAR CORP                   COM              920355104       42     1000 SH       DEF/OTH 01               1000
VARIAN MED SYS INC             COM              92220P105        6      200 SH       DEF/OTH 01                200
VARIAN INC                     COM              922206107        5      200 SH       DEF/OTH 01                200
VARIAN SEMICONDUCTOR EQUI      COM              922207105        7      200 SH       DEF/OTH 01                200
VAXCEL INC                     COM              922389101               618 SH       DEFINED 01                618
VAXCEL INC                     COM              922389101               600 SH       DEF/OTH 01                600
VENATOR GROUP INC              COM              922944103        8     1200 SH       DEFINED 01               1200
VIAD CORP                      COM              92552R109       24      850 SH       DEFINED 01                850
VIAD CORP                      COM              92552R109       28      988 SH       DEF/OTH 01                508      480
VIACOM INC                     COM              925524308       54      900 SH       DEFINED 01                900
VICOR CORP                     COM              925815102       45     1100 SH       DEF/OTH 01                 50              1050
VICOR CORP                     COM              925814102      563    13900 SH       DEF/OTH 01 03                    13900
VOCOR CORP                     COM              925814102     6585   162600 SH       DEFINED 01 03          162600
VISIO CORP                     COM              927914101       22      465 SH       DEF/OTH 01                465
VITESSE SEMICONDUCTOR          COM              928497106      346     6600 SH       DEFINED 01 03            6600
VLASIC FOODS INTL INC          COM              928559103        1      160 SH       DEF/OTH 01                         160
VODAFONE AIRTOUCH PLC          COM              92857T107      622    12565 SH       DEFINED 01              12565
VODAFONE AIRTOUCH PLC          COM              92857T107     1472    29735 SH       DEF/OTH 01              11230    15000     3505
VULCAN MATLS CO                COM              929160109     7648   191486 SH       DEFINED 01             145409             46077
VULCAN MATLS CO                COM              929160109   280665  7027530 SH       DEF/OTH 01            5336917    36111  1654502
WICOR INC                      COM              929253102       17      566 SH       DEF/OTH 01                         566
WNS INC                        COM              929298107        4     1000 SH       DEFINED 01               1000
WACHOVIA CORP                  COM              929771103      777    11421 SH       DEFINED 01              11421
WACHOVIA CORP                  COM              929771103      454     6683 SH       DEF/OTH 01               5984      699
WADDELL & REED FINAN INC       COM              930059100      860    31723 SH       DEFINED 01              31634       89
WADDELL & REED FINAN INC       COM              930059100     7590   279806 SH       DEF/OTH 01             249069    23853     6884
WADDELL & REED FINAN INC       COM              930059209     2858   113751 SH       DEFINED 01             113367      384
WADDELL & REED FINAN INC       COM              930059209    26852  1068744 SH       DEF/OTH 01            1038809             29935
WAL-MART STORES INC            COM              931142103    53198   769589 SH       DEFINED 01             366589            403000
WAL-MART STORES INC            COM              931142103     7396   107000 SH       DEF/OTH 01              87580    19420
WAL-MART STORES INC            COM              931142103     1258    18200 SH       DEF/OTH 01 02                    18200
WAL-MART STORES INC            COM              931142103      159     2300 SH       DEFINED 01 02            2300
WAL-MART STORES INC            COM              931142103     1078    15590 SH       DEFINED 01 03           15590
WALGREEN CO                    COM              931422109       29     1000 SH       DEFINED 01               1000
WALGREEN CO                    COM              931422109     3623   123852 SH       DEF/OTH 01              58852    52000    13000
WALTER INDS INC                COM              93317Q105      595    55000 SH       DEFINED 01              55000
WARNER LAMBERT CO              COM              934488107      705     8600 SH       DEFINED 01               8600
WARNER LAMBERT CO              COM              934488107     2182    26623 SH       DEF/OTH 01              13723    12900
WARNER LAMBERT CO              COM              934488107      393     4800 SH       DEF/OTH 01 02                     4800
WARNER LAMBERT CO              COM              934488107       49      600 SH       DEFINED 01 02             600
WARREN BANK AND TRUST CO       COM              934715921      489     1584 SH       DEF/OTH 01                        1584
WASH GAS LIGHT CO              COM              938837101        6      200 SH       DEF/OTH 01                200
WASHINGTON LIFE INS            COM              939158101                50 SH       DEFINED 01                                   50
WASHINGTON LIFE INS            COM              939158101                30 SH       DEF/OTH 01                                   30
WASHINGTON MUTUAL INC          COM              939322103    31119  1202672 SH       DEFINED 01             338327     1345   863000
WASHINGTON MUTUAL INC          COM              939322103     1125    43470 SH       DEF/OTH 01              42390     1080
WASHINGTON POST CO             COM              939640108      223      401 SH       DEF/OTH 01 02                      401
WASHINGTON POST CO             COM              939640108     2352     4231 SH       DEFINED 01 02            4231
WASTE MANAGEMENT INC           COM              94106L109     3931   228700 SH       DEFINED 01             209488             19212
WASTE MANAGEMENT INC           COM              94106L109      112     6497 SH       DEF/OTH 01               5410              1087
WASTE MANAGEMENT INC           COM              94106L109     1237    71960 SH       DEF/OTH 01 02                    71960
WASTE MANAGEMENT INC           COM              94106L109
WATER PIK TECHNOLOGIES INC     COM              94113U100        4      468 SH       DEFINED 01                468
WATER PIK TECHNOLOGIES INC     COM              94113U100        1      112 SH       DEF/OTH 01                         112
WATSON PHARMACEUTICALS INC     COM              942683103       14      400 SH       DEFINED 01                400
WATSON PHARMACEUTICALS INC     COM              942683103       11      300 SH       DEF/OTH 01                         300
WAVE SYSTEMS CORP              COM              943526103        4      300 SH       DEFINED 01                300
WEATHERFORD INTL INC           COM              947074100       51     1270 SH       DEF/OTH 01               1235       35
WELLPOINT HEALTH NETWORK NW    COM              94973H108       40      600 SH       DEF/OTH 01                         600
WELLS FARGO & CO NEW           COM              949746101      105     2600 SH       DEFINED 01               2600
WELLS FARGO & CO NEW           COM              949746101       39      945 SH       DEF/OTH 01                945
WELLS FARGO & CO NEW           COM              949746101      230     5700 SH       DEF/OTH 01 02                     5700
WELLS FARGO & CO NEW           COM              949746101       29      700 SH       DEFINED 01 02             700
WELLS FARGO & CO NEW           COM              949746101      388     9600 SH       DEFINED 01 03            9600
WELLSFORD REAL PPTYS INC       COM              950240101        1      100 SH       DEFINED 01                100
WENDYS INTL INC                COM              950590109       79     3776 SH       DEF/OTH 01               3776
WEST ALABAMA BANCSHARES INC    COM              951000991       61     2400 SH       DEFINED 01               2400
WESTERN AREAS LTD              COM              957654205        1      375 SH       DEFINED 01                375
WESTERN PFD. CORP.             COM              959245408                10 SH       DEF/OTH 01                 10
WESTIN HOTELS L P              COM              960377109        8       10 SH       DEF/OTH 01                          10
WESTVACO CORP                  COM              961548104       13      400 SH       DEF/OTH 01                         400
WEYERHAEUSER CO                COM              962166104    44926   625599 SH       DEFINED 01             257099      500   368000
WEYERHAEUSER CO                COM              962166104     3575    49781 SH       DEF/OTH 01              46901     2880
WHIRLPOOL CORP                 COM              963320106      156     2400 SH       DEF/OTH 01               1700      700
WHITE SMITH LAND COMPANY IN    COM              964589998     6795      412 SH       DEF/OTH 01                412
WHITMAN CORP NEW               COM              96647R107       13      968 SH       DEFINED 01                968
WHITNEY HOLDING CORP           COM              966612103       42     1125 SH       DEFINED 01               1125
WHOLE FOODS MKT INC            COM              966837106       23      500 SH       DEFINED 01                                  500
WILEY JOHN & SONS INC          COM              968223206      278    16600 SH       DEF/OTH 01              16600
WILEY JOHN & SONS INC CL B     COM              968223305       80     4800 SH       DEF/OTH 01               4800
WILLAMETTE INDS INC            COM              969133107    36405   783950 SH       DEFINED 01             314750      700   468500
WILLAMETTE INDS INC            COM              969133107     1920    41350 SH       DEF/OTH 01              39500     1250      600
WILLIAMS COMMUNICATIONS GR     COM              969455104       43     1500 SH       DEFINED 01               1500
WILLIAMS COS INC               COM              969457100       92     3000 SH       DEFINED 01               3000
WILLIAMS COS INC               COM              969457100     1531    50100 SH       DEF/OTH 01                       50100
WILLIAMS COS INC               COM              969457100      308    10100 SH       DEFINED 01              10100
WILLIAMS COS INC               COM              969457100       38     1250 SH       DEFINED 01               1250
WILLIAMS COS INC               COM              969457100       61     2000 SH       DEFINED 01               2000
WIND RIVER SYSTEMS INC         COM              973149107      478    13050 SH       DEF/OTH 01              13050
WINN DIXIE STORES INC          COM              974280109      202     8440 SH       DEFINED 01               8440
WINN DIXIE STORES INC          COM              974280109      131     5470 SH       DEF/OTH 01               3770     1700
WISCONSIN ENERGY CORP          COM              976657106       44     2289 SH       DEF/OTH 01               1773      516
WOLVERINE TUBE INC             COM              978093102      494    35000 SH       DEFINED 01                                35000
WORTHINGTON INDS INC           COM              981811102       50     3000 SH       DEF/OTH 01               2600      400
XIRCOM INC                     COM              983922105      893    11900 SH       DEF/OTH 01 03                    11900
XEROX CORP                     COM              984121103       24     1052 SH       DEFINED 01               1052
XEROX CORP                     COM              984121103      837    36900 SH       DEF/OTH 01              33100     3800
YAHOO INC                      COM              984332106        6       14 SH       DEFINED 01                 14
YAHOO INC                      COM              984332106       11       25 SH       DEF/OTH 01                 25
YAHOO INC                      COM              984332106      346      800 SH       DEF/OTH 01 02                      800
YOUNG & RUBICAM INC            COM              987425105      389     5500 SH       DEFINED 01 03            5500
YAHOO INC                      COM              984332106       43      100 SH       DEFINED 01 02             100
ZALE CORP NEW                  COM              988858106      332     6854 SH       DEFINED 01               6854
ZALE CORP NEW                  COM              988858106      397     8200 SH       DEF/OTH 01 03                     8200
ZALE CORP NEW                  COM              988858106     5157   106600 SH       DEFINED 01 03          106600
ZAP.COM CORP                   COM              989063102                20 SH       DEFINED 01                 20
ZAPATA CORP NEW                COM              989070503        5     1000 SH       DEFINED 01               1000
ZEBRA TECHNOLOGIES CORP        COM              989207105      959    16400 SH       DEF/OTH 01 03                    16400
ZEBRA TECHNOLOGIES CORP        COM              989207105    11326   193600 SH       DEFINED 01 03          196600
ZWEIG TOTAL RETURN FD          COM              989837109       10     1493 SH       DEF/OTH 01               1493
ZOMAX OPTICAL MEDIA INC        COM              989929104      815    18000 SH       DEF/OTH 01 03                    18000
ZOMAX OPTICAL MEDIA INC        COM              989929104     9091   200900 SH       DEFINED 01 03             200      900
ACE LTD                        COM              G0070K103       20     1200 SH       DEFINED 01               1200
RHONE-POULENC OVERSEAS LTD     COM              G75495104        6      300 SH       DEFINED 01                300
INDIGO N V                     COM              N44495120               154 SH       DEFINED 01                154
AFLAC INC                      COM              001055102       47     1000 SH       DEFINED 01               1000
AT&T CORP                      COM              001957109      206     4057 SH       DEFINED 01               4057
AT&T CORP                      COM              001957109       52     1025 SH       DEF/OTH 01               1025
ABBOTT LABORATORIES            COM              002824100       29      800 SH       DEFINED 01                800
AEGON N V                      COM              007924103        7       71 SH       DEFINED 01                 71
AETNA INC                      COM              008117103       81     1450 SH       DEFINED 01               1450
ALLEGHENY ENERGY INC           COM              017361106        8      315 SH       DEFINED 01                315
ALLTEL CORP                    COM              020039103       94     1140 SH       DEFINED 01                                 1140
AMEREN CORP                    COM              023608102        8      250 SH       DEFINED 01                250
AMERICA ONLINE INC DEL         COM              02364J104      543     7162 SH       DEFINED 01                762     6400
AMERICAN GENERAL CORPORATION   COM              026351106       91     1200 SH       DEFINED 01               1200
AMERICAN GENERAL CORPORATION   COM              026351106       47      624 SH       DEF/OTH 01                624
AMERICAN GREETINGS CORP        COM              026375105      155     6550 SH       DEFINED 01               6550
AMERICAN HOME PRODS CORP       COM              026609107       67     1700 SH       DEFINED 01               1700
AMERICAN HOME PRODS CORP       COM              026609107       12      304 SH       DEF/OTH 01                304
AMGEN INC                      COM              031162100      144     2400 SH       DEFINED 01               2400
AMSOUTH BANCORPORATION         COM              032165102     3335   172699 SH       DEFINED 01             159926             12773
AMSOUTH BANCORPORATION         COM              032165102      155     8032 SH       DEF/OTH 01               8032
ANHEUSER BUSCH COS INC         COM              035229103       57      804 SH       DEFINED 01                804
AON CORP                       COM              037389103       42     1050 SH       DEFINED 01               1050
APPLIED MATERIALS              COM              038222105      101      800 SH       DEFINED 01                         800
ARCHER DANIELS MIDLAND CO      COM              039483102       10      802 SH       DEFINED 01                802
ATLANTIC RICHFIELD CO          COM              048825103      242     2800 SH       DEFINED 01               2800
AUTOLIV, INC.                  COM              052800109       20      682 SH       DEFINED 01                682
AVNET INC                      COM              053807103      112     1850 SH       DEFINED 01               1850
BB&T CORP                      COM              054937107       68     2500 SH       DEFINED 01               1000              1500
BP AMOCO PLC                   COM              055622104       94     1588 SH       DEFINED 01               1588
BALL CORP                      COM              058498106      315     8000 SH       DEFINED 01                                 8000
BANK OF AMERICA CORP           COM              060505104      270     5378 SH       DEFINED 01               5078      300
BANK OF AMERICA CORP           COM              060505104       23      450 SH       DEF/OTH 01                450
BANK ONE CORP                  COM              06423A103       14      450 SH       DEF/OTH 01                450
BARD CR INC                    COM              067383109      162     3050 SH       DEFINED 01               3050
BARD CR INC                    COM              067383109        5      100 SH       DEF/OTH 01                100
BAXTER INTERNATIONAL INC       COM              071813109      143     2275 SH       DEFINED 01               2275
BECTON DICKINSON & CO          COM              075887109       43     1600 SH       DEFINED 01               1600
BELL ATLANTIC CORP             COM              077853109       78     1272 SH       DEFINED 01               1272
BELLSOUTH CORP                 COM              079860102     1079    23049 SH       DEFINED 01              23049
BELLSOUTH CORP                 COM              079860102       54     1152 SH       DEF/OTH 01               1152
BOEING CO                      COM              097023105       25      600 SH       DEFINED 01                600
BRISTOL MYERS SQUIBB CO        COM              110122108      372     5800 SH       DEFINED 01               5800
BRISTOL MYERS SQUIBB CO        COM              110122108       51      800 SH       DEF/OTH 01                800
BURLINGTON INDS INC            COM              121693105        6     1466 SH       DEFINED 01                                1466
BURLINGTON RESOURCES           COM              122014103       43     1300 SH       DEFINED 01               1300
CIGNA CORP                     COM              125509109       48      600 SH       DEFINED 01                600
CSX CORP                       COM              126408103       28      900 SH       DEFINED 01                900
CVS CORP                       COM              126650100       90     2250 SH       DEFINED 01               2250
CABLETRON SYSTEMS              COM              126920107      343    13200 SH       DEFINED 01              13200
CARNIVAL CORP                  COM              143658102       24      500 SH       DEFINED 01                500
CASCADE INTL INC               COM              147280101        3     1000 SH       DEFINED 01               1000
CHAMPION INTL CORP             COM              158525105      180     2900 SH       DEFINED 01               2900
CHARTER MUNIC MTG ACCEPT CO    COM              160908109       27     2293 SH       DEF/OTH 01               2293
CHASE MANHATTAN CORP (NEW)     COM              16161A108      184     2370 SH       DEFINED 01                 90              2280
CHEVRON CORP                   COM              166751107      484     5586 SH       DEFINED 01               5586
CHEVRON CORP                   COM              166751107        9      100 SH       DEF/OTH 01                100
CHUBB CORP                     COM              171232101      220     3900 SH       DEFINED 01               3900
CISCO SYSTEMS INC              COM              17275R102      350     3270 SH       DEFINED 01                870      900     1500
CITIGROUP INC                  COM              172967101       23      405 SH       DEFINED 01                405
CLEAR CHANNEL COMMUNIC IN      COM              184502102       18      200 SH       DEFINED 01                200
CLOROX CO                      COM              189054109      251     4992 SH       DEFINED 01               4992
COCA COLA CO                   COM              191216100     1580    27123 SH       DEFINED 01              26520      603
COCA COLA ENTERPRISE INC       COM              191219104        4      200 SH       DEFINED 01                200
COMMUNITY TRUST FINANCIAL      COM              204152904        9     1000 SH       DEFINED 01               1000
CONNER CORP                    COM              208106104              1000 SH       DEF/OTH 01               1000
CONOCO INC                     COM              208251405       56     2261 SH       DEFINED 01               2261
CONSTELLATION ENERGY CORP      COM              210371100      230     7921 SH       DEFINED 01              7921
CONSTELLATION ENERGY CORP      COM              210371100       35     1200 SH       DEF/OTH 01              1200
CROWN CORK & SEAL INC          COM              228255105       84     3750 SH       DEFINED 01              3750
DRX CORP                       COM              23331F108              3000 SH       DEFINED 01              3000
DARDEN RESTAURANTS INC         COM              237194105       14      750 SH       DEFINED 01               750
DAYTON HUDSON CORP             COM              239753106       66      900 SH       DEFINED 01               900
DEAN WITTER REALTY INCOME      COM              24241G301       50      615 SH       DEF/OTH 01               615
DELL COMPUTER CORP             COM              247025109       39      755 SH       DEFINED 01               755
DELPHI AUTOMOT SYSTEMS CORP    COM              247126105        7      460 SH       DEFINED 01               460
DENTSPLY INTL INC NEW          COM              249030107      197     8350 SH       DEFINED 01              8350
DIAGEO PLC-SPONSORED ADR       COM              25243Q205       59     1859 SH       DEFINED 01              1859
DIAGEO PLC-SPONSORED ADR       COM              25243Q205       17      518 SH       DEF/OTH 01               518
DILLARDS INC                   COM              254067101       36     1800 SH       DEFINED 01              1800
DILLARDS INC                   COM              254067101       10      500 SH       DEF/OTH 01               500
DISNEY WALT CO                 COM              254687106       80     2731 SH       DEFINED 01              1831      900
DOLE FOOD INC                  COM              256605106       12      750 SH       DEFINED 01               750
DOW CHEMICAL                   COM              260543103        6       46 SH       DEFINED 01                46
DREYFUS INTER TX EX BD         COM              262010101        5      388 SH       DEFINED 01               388
DU PONT E I DE NEMOURS & CO    COM              263534109       46      696 SH       DEFINED 01               696
DUKE ENERGY CORPORATION        COM              264399106       57     1132 SH       DEFINED 01              1132
DUN & BRADSTREET CORP DEL      COM              26483B106       91     3096 SH       DEFINED 01              3096
E M C CORP MASS                COM              268648102      153     1400 SH       DEFINED 01               400     1000
ELECTRONIC DATA SYSTEMS CRP    COM              285661104        2       32 SH       DEFINED 01                32
EMERSON ELECTRIC CO            COM              291011104       72     1248 SH       DEFINED 01              1248
ENGELHARD CORP                 COM              292845104      113     6000 SH       DEFINED 01              6000
ENGELHARD CORP                 COM              292845104       19     1000 SH       DEF/OTH 01              1000
EXXON MOBIL CORP               COM              30231G102      445     5522 SH       DEFINED 01              5522
EXXON MOBIL CORP               COM              30231G102      105     1300 SH       DEF/OTH 01              1300
FPL GROUP INC                  COM              302571104       19      450 SH       DEFINED 01               450
FPL GROUP INC                  COM              302571104       17      400 SH       DEF/OTH 01               400
FIRST TENNESSEE NATL CRP       COM              337162101       54     1900 SH       DEFINED 01              1900
FIRST UNION CORP               COM              337358105      217     6577 SH       DEFINED 01              6577
FIRST UNION CORP               COM              337358105        8      250 SH       DEF/OTH 01               250
FLEETBOSTON FINL CORP          COM              339030108    12233   351400 SH       DEFINED 01            351400
FLORIDA PROGRESS CORP          COM              341109106        8      200 SH       DEFINED 01               200
FLUID POWER PUMP CO            COM              343820205              1137 SH       DEFINED 01              1137
FORD MOTOR COMPANY             COM              345370100       21      400 SH       DEFINED 01               400
GTE CORP                       COM              362320103       62      880 SH       DEFINED 01               880
GANNETT INC                    COM              364730101      253     3100 SH       DEFINED 01              3100
THE GAP INC                    COM              364760108       48     1050 SH       DEFINED 01              1050
GARTNER GROUP INC NEW          COM              366651206        1       65 SH       DEFINED 01                65
GENERAL CABLE CORP             COM              369299102                 1 SH       DEFINED 01                 1
GENERAL ELECTRIC CO            COM              369604103     1615    10434 SH       DEFINED 01             10434
GENERAL ELECTRIC CO            COM              369604103      264     1704 SH       DEF/OTH 01              1704
GENERAL MILLS INC              COM              370334104       29      800 SH       DEFINED 01               800
GENERAL MOTORS CORP            COM              370442105       48      660 SH       DEFINED 01               660
GLOBAL MARINE INC              COM              379352404        2      150 SH       DEFINED 01               150
GUIDANT CORP                   COM              401698105        4       94 SH       DEFINED 01                94
HALLIBURTON CO                 COM              406216101       97     2414 SH       DEFINED 01              2414
M.A. HANNA CO                  COM              410522106       12     1100 SH       DEFINED 01              1100
HARBOR FLA BANCSHARES INC      COM              411901101       32     2500 SH       DEF/OTH 01              2500
HARDWICK HOLDING COMPANY       COM              412345902       40     2500 SH       DEFINED 01              2500
HARRIS CORP                    COM              413875105       21      800 SH       DEFINED 01               800
HARTFORD FINL SVCS GROUP INC   COM              416515104      111     2350 SH       DEFINED 01              2350
HEALTHSOUTH REHAB CORP         COM              421924101        3      500 SH       DEFINED 01               500
HEINZ H J CO                   COM              423074103       30      750 SH       DEFINED 01               750
HEWLETT-PACKARD CO             COM              428236103      387     3400 SH       DEFINED 01              3200               200
HIGHLANDS INS GROUP INC        COM              431032101        2      200 SH       DEFINED 01               200
HOME DEPOT INC                 COM              437076102     2305    33522 SH       DEFINED 01             33522
IMCO RECYCLING INC             COM              449681105      438    34707 SH       DEFINED 01             34707
IMS HEALTH INC                 COM              449934108       49     1792 SH       DEFINED 01              1792
IRT PPTY CO                    COM              450058102        3      400 SH       DEFINED 01               400
ITT INDUSTRIES INC             COM              450911102        6      175 SH       DEFINED 01               175
ILLINOIS TOOL WKS INC          COM              452308109        7      108 SH       DEFINED 01               108
IMMUCELL CORP                  COM              452525306               100 SH       DEFINED 01               100
INFINITY BROADCAST CP NEW      COM              45662S102        6      175 SH       DEFINED 01               175
INTEL CORP                     COM              458140100      109     1320 SH       DEFINED 01               420               900
INTERNATIONAL BUS MACHS CO     COM              459200101      113     1050 SH       DEFINED 01              1050
INTERNATIONAL FLAVORS &        COM              459506101       90     2400 SH       DEFINED 01              2400
INTERNATIONAL PAPER CO         COM              460146103      126     2226 SH       DEFINED 01              2226
INTERNATIONAL PAPER CO         COM              460146103       42      742 SH       DEF/OTH 01               742
INVESTORS HER LF IN KY         COM              461560104        1       56 SH       DEFINED 01                56
JOHNSON & JOHNSON              COM              478160104       56      600 SH       DEFINED 01               600
JOHNSON & JOHNSON              COM              478160104        4       40 SH       DEF/OTH 01                40
KENNAMETAL INC                 COM              489170100       10      300 SH       DEFINED 01               300
KERR MCGEE CORP                COM              492386107      397     6398 SH       DEFINED 01              6398
KERR MCGEE CORP                COM              492386107       34      550 SH       DEF/OTH 01               550
KIMBERLY CLARK CORP            COM              494368103       33      500 SH       DEFINED 01               500
LG AND E ENERGY CORP           COM              501917108       23     1322 SH       DEFINED 01              1322
LACLEDE GAS COMPANY            COM              505588103        9      400 SH       DEFINED 01               400
LAMAR ADVERTISING CO           COM              512815101       61     1000 SH       DEFINED 01              1000
LANIER WORLDWIDE INC           COM              51589L105        3      800 SH       DEFINED 01               800
LEXMARK INTL GROUP INC         COM              529771107       91     1000 SH       DEFINED 01                                1000
LIMITED INC                    COM              532716107       22      500 SH       DEFINED 01               500
LOUISIANA PAC CORP             COM              546347105        7      475 SH       DEFINED 01               475
LOWES COS INC                  COM              548661107       17      290 SH       DEFINED 01               290
LUCENT TECHNOLOGIES INC        COM              549463107       87     1162 SH       DEFINED 01              1162
LUCENT TECHNOLOGIES INC        COM              549463107       38      500 SH       DEF/OTH 01               500
LUMINANT WORLDWIDE CORP        COM              550260103        7      152 SH       DEFINED 01               152
MCI WORLDCOM INC               COM              55268B106      275     5183 SH       DEFINED 01              4583      600
MALIBU ENTMT WORLDWIDE INC     COM              561182106        2    10000 SH       DEFINED 01             10000
MANDALAY RESORT GROUP          COM              562567107       39     1950 SH       DEFINED 01              1950
MAY DEPT STORES CO             COM              577778103       86     2660 SH       DEFINED 01              2660
MCDONALDS CORP                 COM              580135101       16      400 SH       DEFINED 01               400
MCDONALDS CORP                 COM              580135101       14      336 SH       DEF/OTH 01               336
MEDIAONE GROUP INC             COM              58440J104        1       12 SH       DEFINED 01                12
MERCK & CO INC                 COM              589331107       54      800 SH       DEFINED 01               800
MICROSOFT CORP                 COM              594918104      210     1800 SH       DEFINED 01              1800
MICROSOFT CORP                 COM              594918104       12      100 SH       DEF/OTH 01               100
MODIS PROFESSIONAL SVCS INC    COM              607830106        7      500 SH       DEFINED 01               500
MOLEX INC                      COM              608554101       28      500 SH       DEFINED 01                                 500
MONSANTO CO                    COM              611662107       84     2360 SH       DEFINED 01              2360
MORGAN J P & CO INC            COM              616880100       25      200 SH       DEFINED 01               200
MORGAN STANLEY DEAN WIT&CO     COM              617446448      299     2098 SH       DEFINED 01              2098
MOTOROLA INC                   COM              620076109        7       50 SH       DEF/OTH 01                50
NEW CENTURY ENER CO OF COLO    COM              64352U103       74     2450 SH       DEFINED 01              2450
NEWELL RUBBERMAID INC          COM              651229106       80     2756 SH       DEFINED 01              2756
NEWELL RUBBERMAID INC          COM              651229106       32     1102 SH       DEF/OTH 01              1102
NEWPORT NEWS SHIPBLDING INC    COM              652228107                 7 SH       DEFINED 01                 7
NOKIA CORP - SPONSORED ADR     COM              654902204       38      200 SH       DEFINED 01                        200
NORTH GEORGIA NATIONAL BANK    COM              659472997       66     5500 SH       DEFINED 01              5500
NSTAR                          COM              67019E107       12      308 SH       DEFINED 01               308
OCCIDENTAL PETROLEUM CORP      COM              674599105        3      150 SH       DEFINED 01               150
OLD NATL BANCP IND             COM              680033107      102     3150 SH       DEFINED 01              3150
PACTIV CORP                    COM              695257105        4      415 SH       DEFINED 01               415
PAYLESS SHOESOURCE INC         COM              704379106        3       54 SH       DEFINED 01                54
PENN CENT CORP                 COM              707271102                 4 SH       DEFINED 01                 4
PEPSICO INC                    COM              713448108       21      600 SH       DEFINED 01               600
PHARMACIA-UPJOHN               COM              716941109      171     3800 SH       DEFINED 01              3800
PHARMACIA-UPJOHN               COM              716941109       23      500 SH       DEF/OTH 01               500
PFIZER INC                     COM              717081103       13      400 SH       DEFINED 01               400
PHILIP MORRIS COMPANIES INC    COM              718154107        6      240 SH       DEFINED 01               240
PREWAY INC                     COM              741394100             35000 SH       DEFINED 01             35000
PROCTER & GAMBLE CO            COM              742718109       12      110 SH       DEFINED 01               110
QUALCOMM INC                   COM              747525103      132      750 SH       DEFINED 01               750
QUOKKA SPORTS INC              COM              749077103        8      625 SH       DEFINED 01               625
RF MICRODEVICES INC            COM              749941100     1061    15500 SH       DEFINED 01             15500
RAMPART GEN INC                COM              751571100        1     5000 SH       DEFINED 01              5000
RAYONIER INC                   COM              754907103        2       43 SH       DEFINED 01                43
RAYTHEON CO                    COM              755111309                10 SH       DEFINED 01                10
REGENERON PHARMACEUTICALS      COM              75886F107       17     1300 SH       DEFINED 01              1300
REGIONS FINL CORP              COM              758940100       15      600 SH       DEFINED 01               600
REPUBLIC SVGS FIN COR          COM              760758102       21     3000 SH       DEF/OTH 01              3000
REYNOLDS & REYNOLDS CO         COM              761695105      100     4450 SH       DEFINED 01              4450
REYNOLDS & REYNOLDS CO         COM              761695105       32     1400 SH       DEF/OTH 01              1400
ROCKWELL INTL CORP NEW         COM              773903109       14      300 SH       DEFINED 01               300
ROYAL DUTCH PETE CO            COM              780257804      276     4550 SH       DEFINED 01              4550
RYDER SYSTEM INC               COM              783549108      147     6000 SH       DEFINED 01              6000
SBC COMMUNICATIONS INC         COM              78387G103      314     6447 SH       DEFINED 01              6047               400
SCI SYS INC                    COM              783890106     4356    53000 SH       DEFINED 01             53000
SAFEWAY INC                    COM              786514208       50     1400 SH       DEFINED 01              1400
ST PAUL COMPANIES INC          COM              792860108      154     4584 SH       DEFINED 01              4584
SARA LEE CORPORATION           COM              803111103       46     2100 SH       DEFINED 01              2100
SCHERING-PLOUGH CORP           COM              806605101      521    12300 SH       DEFINED 01             12300
SERVICE CORP INTL              COM              817565104        7      954 SH       DEF/OTH 01               954
SHARED MEDICAL SYSTEMS CORP    COM              819486101       72     1410 SH       DEFINED 01              1410
SIEBEL SYS INC                 COM              826170102       25      300 SH       DEFINED 01                        300
SKY FINANCIAL GROUP INC        COM              83080P103        1       50 SH       DEFINED 01                50
SMITHKLINE BEECHAM P L C       COM              832378301       96     1500 SH       DEFINED 01              1500
SOLUTIA INC                    COM              834376105        7      472 SH       DEFINED 01               472
SOUTHERN CO                    COM              842587107      232     9866 SH       DEFINED 01              9866
SOUTHMARK CORP                 COM              844544809                 4 SH       DEFINED 01                 4
STARWOOD HOT & RESORTS WRLD    COM              85590A203        6      270 SH       DEFINED 01               270
SUNOCO INC                     COM              86764P109       84     3582 SH       DEFINED 01              3582
SUNTRUST BANKS INC             COM              867914103       28      400 SH       DEFINED 01               400
SUNTRUST BANKS INC             COM              867914103      317     4600 SH       DEF/OTH 01              4600
TELLABS INC                    COM              879664100       13      200 SH       DEFINED 01               200
TENNECO AUTOMOTIVE INC         COM              880349105        1       83 SH       DEFINED 01                83
TEXACO INC                     COM              881694103      185     3400 SH       DEFINED 01              3400
TORCH ENERGY ROYALTY TRUST     COM              891013104        1      300 SH       DEFINED 01               300
TOTAL SYS SVCS INC             COM              891906109       15      900 SH       DEFINED 01               900
TRANSAMERICA CORP              COM              893485102        7      100 SH       DEFINED 01               100
TUPPERWARE CORP                COM              899896104        2      134 SH       DEFINED 01               134
II VI INC                      COM              902104108        8      400 SH       DEFINED 01               400
TYCO INTERNATIONAL LTD NEW     COM              902124106      212     5440 SH       DEFINED 01              3940              1500
TYCO INTERNATIONAL LTD NEW     COM              902124106       50     1282 SH       DEF/OTH 01              1282
USX-MARATHON GROUP             COM              902905827      111     4500 SH       DEFINED 01              4500
ULTRAMAR DIAMOND SHAMRCK CO    COM              904000106      125     5500 SH       DEFINED 01              5500
ULTRAMAR DIAMOND SHAMRCK CO    COM              904000106        9      400 SH       DEF/OTH 01               400
UNICOM CORP                    COM              904911104        5      148 SH       DEFINED 01               148
UNION PLANTERS CORP            COM              908068109       59     1500 SH       DEFINED 01                                1500
UNITED HEALTHCARE CORP         COM              910581107      199     3750 SH       DEFINED 01              3750
UNITED HEALTHCARE CORP         COM              910581107       21      400 SH       DEF/OTH 01               400
UNIVERSAL FOODS CORP           COM              913538104      116     5700 SH       DEFINED 01              5700
UNIVERSAL FOODS CORP           COM              913538104        4      200 SH       DEF/OTH 01               200
UNOCAL CORP                    COM              915289102       34     1000 SH       DEFINED 01              1000
VIAD CORP                      COM              92552R109       56     2000 SH       DEFINED 01              2000
VODAFONE AIRTOUCH PLC          COM              92857T107        1       30 SH       DEFINED 01                30
WAL-MART STORES INC            COM              931142103      467     6750 SH       DEFINED 01              6750
WAL-MART STORES INC            COM              931142103      118     1700 SH       DEF/OTH 01              1700
WARNER LAMBERT CO              COM              934488107      302     3686 SH       DEFINED 01              3686
WASHINGTON MUTUAL INC          COM              939322103       78     3000 SH       DEFINED 01              3000
WASHINGTON POST CO             COM              939640108       56      100 SH       DEFINED 01               100
WEYERHAEUSER CO                COM              962166104      101     1400 SH       DEFINED 01              1400
WILLAMETTE INDS INC            COM              969133107      176     3800 SH       DEFINED 01              3800
WILLIAMS COS INC               COM              969457100       12      400 SH       DEFINED 01                                 400
WORLD CALL VIDEO, INC          COM              981432909              5000 SH       DEFINED 01              5000
XEROX CORP                     COM              984121103       92     4050 SH       DEFINED 01              4050
DAIMLERCHRYSLER AG ORD         COM              D1668R123       32      405 SH       DEFINED 01               405
DAIMLERCHRYSLER AG ORD         COM              D1668R123       19      249 SH       DEF/OTH 01                        249
GLOBAL CROSSING LTD            COM              G3921A100     2255    45105 SH       DEFINED 01             45105
GLOBAL CROSSING LTD            COM              G3921A100     2829    56580 SH       DEF/OTH 01             56580
NEWSCORP OVERSEAS LTD          COM              G6478B108       11      500 SH       DEF/OTH 01               500
TRANSOCEAN SEDCO FOREX INC     COM              G90078109       35     1048 SH       DEFINED 01              1048
TRANSOCEAN SEDCO FOREX INC     COM              G90078109       17      514 SH       DEF/OTH 01               514
AFLAC INC                      COM              001055102     1259    26672 SH       DEFINED 01             26672
AFLAC INC                      COM              001055102      191     4050 SH       DEF/OTH 01              4050
AGL RESOURCES INC              COM              001204106      707    41566 SH       DEFINED 01             41566
AGL RESOURCES INC              COM              001204106      692    40700 SH       DEF/OTH 01             40700
AK STEEL HOLDING               COM              001547108        2      114 SH       DEFINED 01               114
AK STEEL HOLDING               COM              001547108        9      500 SH       DEF/OTH 01               500
AT&T CORP                      COM              001957109     8451   166314 SH       DEFINED 01            165964               350
AT&T CORP                      COM              001957109     4467    87912 SH       DEF/OTH 01             83846     4066
AXA FINANCIAL INC              COM              002451102       15      448 SH       DEF/OTH 01                20      428
ABBOTT LABORATORIES            COM              002824100     1755    48340 SH       DEFINED 01             48340
ABBOTT LABORATORIES            COM              002824100      810    22300 SH       DEF/OTH 01             22300
ACNIELSEN CORP                 COM              004833109       32     1291 SH       DEF/OTH 01              1291
ACTION STAFFING INC            COM              004914107               400 SH       DEFINED 01               400
ADOBE SYSTEMS INC              COM              00724F101       13      200 SH       DEFINED 01               200
AEGON N V                      COM              007924103       77      807 SH       DEF/OTH 01               807
AETNA INC                      COM              008117103      828    14832 SH       DEFINED 01             14532                300
AETNA INC                      COM              008117103      173     3100 SH       DEF/OTH 01              2950      150
AGRIBRANDS INTL INC            COM              00849R105        8      180 SH       DEF/OTH 01               180
ALABAMA NATL BANCORPORATION    COM              010317105        2      100 SH       DEFINED 01               100
ALBEMARLE CORP                 COM              012653101       46     2400 SH       DEF/OTH 01              2400
ALBERTSONS INC                 COM              013104104        8      252 SH       DEFINED 01               252
ALBERTSONS INC                 COM              013104104       24      756 SH       DEF/OTH 01               756
ALCOA INC                      COM              013817101       32      380 SH       DEFINED 01                                  380
ALLEGHENY ENERGY INC           COM              017361106      350    12995 SH       DEFINED 01             12995
ALLEGHENY ENERGY INC           COM              017361106      297    11018 SH       DEF/OTH 01             10518                500
ALLIANT CORP                   COM              018802108       16      572 SH       DEF/OTH 01               572
ALLIED CAP CORP NEW            COM              01903Q108        9      500 SH       DEFINED 01               500
ALLIED PRODS CORP DEL          COM              019411107                61 SH       DEF/OTH 01                61
ALLMERICA FINL CORP            COM              019754100        7      122 SH       DEF/OTH 01               122
ALLSTATE CORP                  COM              020002101        9      370 SH       DEFINED 01                                  370
ALLSTATE CORP                  COM              020002101      296    12288 SH       DEF/OTH 01              8952     3336
ALLTEL CORP                    COM              020039103       21      256 SH       DEFINED 01               256
ALLTEL CORP                    COM              020039103      398     4812 SH       DEF/OTH 01              4812
ALZA CORP DEL                  COM              022615157                35 SH       DEFINED 01                35
AMAZON COM INC                 COM              023135106       22      286 SH       DEFINED 01               286
AMEREN CORP                    COM              023608102       47     1450 SH       DEFINED 01              1450
AMEREN CORP                    COM              023608102       67     2036 SH       DEF/OTH 01              2036
AMERICA ONLINE INC DEL         COM              02364J104      789    10397 SH       DEFINED 01             10197               200
AMERICA ONLINE INC DEL         COM              02364J104      118     1550 SH       DEF/OTH 01               850               700
AMERICAN ELECTRIC POWER CO     COM              025537101       91     2840 SH       DEFINED 01              2440               400
AMERICAN ELECTRIC POWER CO     COM              025537101      128     3986 SH       DEF/OTH 01              3986
AMERICAN EXPRESS CO            COM              025816109      899     5407 SH       DEFINED 01              5215               192
AMERICAN EXPRESS CO            COM              025816109      957     5758 SH       DEF/OTH 01              4758     1000
AMERICAN GREETINGS CORP        COM              026375105     1455    61600 SH       DEFINED 01             61600
AMERICAN GREETINGS CORP        COM              026375105      189     8000 SH       DEF/OTH 01              7000     1000
AMERICAN HOME PRODS CORP       COM              026609107     7492   190891 SH       DEFINED 01            190691              200
AMERICAN HOME PRODS CORP       COM              026609107     4510   114894 SH       DEF/OTH 01            114394      500
AMERICAN INSD MTG INVS L P 8   COM              02686F103        1      165 SH       DEFINED 01               165
AMERICAN INSD MTG INVS LP 88   COM              02686G101        3      500 SH       DEFINED 01               500
AMERICAN INTL GROUP INC        COM              026874107      267     2465 SH       DEFINED 01              2465
AMERICAN INTL GROUP INC        COM              026874107      517     4783 SH       DEF/OTH 01              4783
AMERICAN WTR WKS INC           COM              030411102        2      100 SH       DEFINED 01               100
AMETEK INC                     COM              031100100       23     1200 SH       DEFINED 01              1200
AMGEN INC                      COM              031162100       94     1568 SH       DEFINED 01              1568
AMGEN INC                      COM              031162100       12      200 SH       DEF/OTH 01               200
AMSOUTH BANCORPORATION         COM              032165102     2312   119732 SH       DEFINED 01            117092              2640
AMSOUTH BANCORPORATION         COM              032165102    32148  1664554 SH       DEF/OTH 01             97422       837 1566295
ANHEUSER BUSCH COS INC         COM              035229103      279     3940 SH       DEFINED 01              3940
ANHEUSER BUSCH COS INC         COM              035229103      234     3300 SH       DEF/OTH 01              3300
ANSWERTHINK CONSULTING GROUP   COM              036916104        7      210 SH       DEFINED 01               210
APPLE COMPUTER INC             COM              037833100       15      150 SH       DEFINED 01               150
ARCHER DANIELS MIDLAND CO      COM              039483102        3      255 SH       DEFINED 01               255
ARVIN INDS INC                 COM              043339100      820    28900 SH       DEFINED 01             28900
ARVIN INDS INC                 COM              043339100       85     3000 SH       DEF/OTH 01              3000
ASIA PULP & PAPER LTD          COM              04516V209                60 SH       DEFINED 01                60
AT HOME CORP                   COM              045919107       56     1310 SH       DEFINED 01              1310
ASSOCIATES FIRST CAP CORP      COM              046008108      175     6368 SH       DEFINED 01              6368
ASSOCIATES FIRST CAP CORP      COM              046008108       30     1100 SH       DEF/OTH 01              1100
ATLANTIC RICHFIELD CO          COM              048825103      424     4900 SH       DEFINED 01              4020               880
ATLANTIC RICHFIELD CO          COM              048825103     1330    15372 SH       DEF/OTH 01             13872      1500
ATLANTIC RICHFIELD CO          COM              048825400       22       42 SH       DEF/OTH 01                42
AURA SYS INC                   COM              051526101               300 SH       DEFINED 01               300
AUTOMATIC DATA PROCESS INC     COM              053015103       89     1650 SH       DEFINED 01              1650
AUTOMATIC DATA PROCESS INC     COM              053015103       46      850 SH       DEF/OTH 01               850
AVNET INC                      COM              053807103     1116    18450 SH       DEFINED 01             18450
AVNET INC                      COM              053807103      251     4150 SH       DEF/OTH 01              3850      300
AVON PRODS INC                 COM              054303102       30      900 SH       DEFINED 01               900
BJ SVCS CO                     COM              055482103        5      115 SH       DEFINED 01               115
BP AMOCO PLC                   COM              055622104     1250    21068 SH       DEFINED 01             21068
BP AMOCO PLC                   COM              055622104     3204    54026 SH       DEF/OTH 01             49380     4646
BRE PROPERTIES, INC. CL A      COM              05564E106        9      400 SH       DEFINED 01               400
BMC SOFTWARE INC               COM              055921100       56      700 SH       DEFINED 01               700
BAKER HUGHES INC               COM              057224107       53     2500 SH       DEFINED 01              2500
BANDAG INC                     COM              059815100        5      200 SH       DEF/OTH 01               200
BANDAG INC                     COM              059815308        4      200 SH       DEF/OTH 01               200
BANK OF AMERICA CORP           COM              060505104     2834    56458 SH       DEFINED 01             56458
BANK OF AMERICA CORP           COM              060505104      939    18704 SH       DEF/OTH 01             16515     1595      594
BANK NEW YORK INC              COM              064057102       24      600 SH       DEFINED 01               600
BANK NEW YORK INC              COM              064057102      168     4200 SH       DEF/OTH 01              4200
BANK ONE CORP                  COM              06423A103     2888    90244 SH       DEFINED 01             89944               300
BANK ONE CORP                  COM              06423A103     1628    50868 SH       DEF/OTH 01             50668      200
BANKAMERICA CORP NEW           COM              06605F102        7       99 SH       DEF/OTH 01                                  99
BARD CR INC                    COM              067383109     1553    29300 SH       DEFINED 01             29000               300
BARD CR INC                    COM              067383109      178     3350 SH       DEF/OTH 01              3100      250
BARRICK GOLD CORP              COM              067901108       18     1000 SH       DEFINED 01              1000
BATTLE MTN GOLD CO             COM              071593107        1      500 SH       DEFINED 01               500
BAXTER INTERNATIONAL INC       COM              071813109     2043    32530 SH       DEFINED 01             32230               300
BAXTER INTERNATIONAL INC       COM              071813109      609     9700 SH       DEF/OTH 01              9300      400
BAXTER SECURITIES INC.         COM              071990907      714      440 SH       DEF/OTH 01               440
BECTON DICKINSON & CO          COM              075887109       11      400 SH       DEF/OTH 01               400
BELL ATLANTIC CORP             COM              077853109     3475    56441 SH       DEFINED 01             55291              1150
BELL ATLANTIC CORP             COM              077853109     2880    46780 SH       DEF/OTH 01             46280      500
BELLSOUTH CORP                 COM              079860102     9023   192756 SH       DEFINED 01            189156              3600
BELLSOUTH CORP                 COM              079860102     5431   116014 SH       DEF/OTH 01            114814              1200
BERKSHIRE HATHAWAY INC         COM              084670108      182        3 SH       DEFINED 01                 3
BERKSHIRE HATHAWAY INC         COM              084670108      303        5 SH       DEF/OTH 01                 5
BEST FOODS                     COM              08658U101     1467    27900 SH       DEFINED 01             27900
BEST FOODS                     COM              08658U101     3304    62867 SH       DEF/OTH 01             62867
BINDLEY WESTN INDS INC         COM              090324104       20     1333 SH       DEF/OTH 01              1333
BIO MEDICAL AUTOMATION INC     COM              09056V105                24 SH       DEF/OTH 01                24
BIOGEN INC                     COM              090597105       17      200 SH       DEFINED 01               200
BIOSYS INC                     COM              09066N200                 7 SH       DEFINED 01                 7
BLOCK H & R INC                COM              093671105      249     5700 SH       DEFINED 01              5700
BLOCK H & R INC                COM              093671105       70     1600 SH       DEF/OTH 01              1600
BOEING CO                      COM              097023105      336     8120 SH       DEFINED 01              8120
BOEING CO                      COM              097023105      361     8704 SH       DEF/OTH 01              8704
BOYLE BANCORP IN CDT-CAP STK   COM              103442109       50      900 SH       DEFINED 01               900
BRENTON BKS INC                COM              107211104       20     1974 SH       DEF/OTH 01              1974
BRISTOL MYERS SQUIBB CO        COM              110122108    13985   217877 SH       DEFINED 01            217777               100
BRISTOL MYERS SQUIBB CO        COM              110122108    10938   170412 SH       DEF/OTH 01            168212              2200
BRITISH AWYS PLC               COM              110419306        8      121 SH       DEF/OTH 01               121
BROADWING INC                  COM              111620100      142     3840 SH       DEF/OTH 01              3840
BURLINGTON N S FE CP           COM              12189T104      160     6592 SH       DEFINED 01              6592
BURLINGTON N S FE CP           COM              12189T104      220     9067 SH       DEF/OTH 01              9067
BURLINGTON RESOURCES           COM              122014103      937    28345 SH       DEFINED 01             28345
BURLINGTON RESOURCES           COM              122014103      217     6565 SH       DEF/OTH 01              6417               148
CBS CORP                       COM              12490K107       64     1000 SH       DEFINED 01              1000
CIGNA CORP                     COM              125509109      177     2200 SH       DEFINED 01              2200
CIGNA CORP                     COM              125509109       69      852 SH       DEF/OTH 01               852
CLECO CORP NEW                 COM              12561W105       10      305 SH       DEFINED 01               305
CMGI INC                       COM              125750109       28      100 SH       DEFINED 01               100
CMS ENERGY CORP                COM              125896100       66     2113 SH       DEFINED 01              2113
CNB FINL CORP PA               COM              126128107       90     3928 SH       DEF/OTH 01              3928
CSX CORP                       COM              126408103     1034    32950 SH       DEFINED 01             32250               700
CSX CORP                       COM              126408103      486    15491 SH       DEF/OTH 01             15491
CVS CORP                       COM              126650100     1806    45288 SH       DEFINED 01             45288
CVS CORP                       COM              126650100      183     4600 SH       DEF/OTH 01              4600
CABLETRON SYSTEMS              COM              126920107     3445   132500 SH       DEFINED 01            132500
CABLETRON SYSTEMS              COM              126920107     1316    50600 SH       DEF/OTH 01             50500      100
CAMPBELL SOUP CO               COM              134429109      124     3200 SH       DEFINED 01              3200
CAMPBELL SOUP CO               COM              134429109      170     4390 SH       DEF/OTH 01              4390
CAPSTEAD MORTGAGE CORP         COM              14067E100        4      900 SH       DEF/OTH 01               900
CARDINAL HEALTH INC            COM              14149Y108       21      447 SH       DEF/OTH 01               447
CAREMARK RX INC                COM              141705103      255    50454 SH       DEFINED 01             50454
CARNIVAL CORP                  COM              143658102       90     1890 SH       DEFINED 01              1890
CAROLINA POWER & LIGHT CO      COM              144141108       24      800 SH       DEFINED 01               800
CAROLINA POWER & LIGHT CO      COM              144141108       79     2600 SH       DEF/OTH 01              1800               800
CATERPILLAR INC                COM              149123101       24      500 SH       DEFINED 01               500
CEDAR FAIR L P                 COM              150185106       17      900 SH       DEFINED 01               900
CENDANT CORP                   COM              151313103       17      629 SH       DEF/OTH 01               629
CENDANT CORP                   COM              151313301       11      300 SH       DEF/OTH 01                        300
CENTRAL & SOUTH WEST CORP      COM              152357109       81     4074 SH       DEFINED 01              4074
CENTRAL & SOUTH WEST CORP      COM              152357109       94     4700 SH       DEF/OTH 01              3900               800
CENTURY PROPERTIES FUND        COM              156665606                 4 SH       DEFINED 01                 4
CHAMPION INTL CORP             COM              158525105      873    14097 SH       DEFINED 01             14097
CHAMPION INTL CORP             COM              158525105       87     1400 SH       DEF/OTH 01               900      500
CHASE MANHATTAN CORP (NEW)     COM              16161A108      152     1962 SH       DEFINED 01              1802               160
CHASE MANHATTAN CORP (NEW)     COM              16161A108       66      848 SH       DEF/OTH 01               848
CHECKERS DRIVE-IN RESTAURANT   COM              162809305               125 SH       DEFINED 01               125
CHECKERS DRIVE-IN RESTAURANT   COM              162809305                 8 SH       DEF/OTH 01                 8
CHEMED CORP                    COM              163596109        9      300 SH       DEF/OTH 01                        300
CHEVRON CORP                   COM              166751107     1693    19541 SH       DEFINED 01             19343               198
CHEVRON CORP                   COM              166751107     3527    40718 SH       DEF/OTH 01             37358     2560      800
CHIRON CORP                    COM              170040109       17      400 SH       DEFINED 01               400
CHUBB CORP                     COM              171232101      704    12500 SH       DEFINED 01             12500
CHUBB CORP                     COM              171232101       56     1000 SH       DEF/OTH 01              1000
CHURCHILL DOWNS INC            COM              171484108        5      200 SH       DEF/OTH 01               200
CINCINNATI FINANCIAL CORP      COM              172062101     5673   181908 SH       DEF/OTH 01            181908
CINERGY CORP                   COM              172474108       22      900 SH       DEFINED 01               900
CINERGY CORP                   COM              172474108       11      466 SH       DEF/OTH 01               466
CISCO SYSTEMS INC              COM              17275R102     1134    10590 SH       DEFINED 01             10395               195
CISCO SYSTEMS INC              COM              17275R102      230     2150 SH       DEF/OTH 01              2150
CITIGROUP INC                  COM              172967101      600    10781 SH       DEFINED 01             10031               750
CITIGROUP INC                  COM              172967101      532     9555 SH       DEF/OTH 01              9555
CITIZENS UTILS CO DEL          COM              177342201       15     1070 SH       DEF/OTH 01              1070
CLOROX CO                      COM              189054109      141     2800 SH       DEF/OTH 01              2800
COASTAL CORP                   COM              190441105       87     2448 SH       DEFINED 01              2448
COCA COLA CO                   COM              191216100     6882   118150 SH       DEFINED 01            118150
COCA COLA CO                   COM              191216100     3106    53318 SH       DEF/OTH 01             53318
COLGATE PALMOLIVE CO           COM              194162103      557     8568 SH       DEF/OTH 01              7368     1200
COLUMBIA/HCA HEALTHCARE CORP   COM              197677107        3      100 SH       DEFINED 01               100
COLUMBIA LABS INC              COM              197779101        4      500 SH       DEFINED 01               500
COMERICA INC                   COM              200340107        7      150 SH       DEFINED 01               150
COMPASS BANCSHARES INC         COM              20449H109       23     1012 SH       DEFINED 01              1012
COMPAQ COMPUTER CORP           COM              204493100      753    27814 SH       DEFINED 01             27414               400
COMPAQ COMPUTER CORP           COM              204493100      157     5800 SH       DEF/OTH 01              4800     1000
COMPLETE BUSINESS SOLUTIONS    COM              20452F107     1587    63150 SH       DEF/OTH 01             63150
COMPUTER ASSOCIATES INTL INC   COM              204912109       46      662 SH       DEFINED 01               662
COMSAT CORP                    COM              20564D107       22     1090 SH       DEFINED 01              1090
CONAGRA INC                    COM              205887102      100     4416 SH       DEFINED 01              4416
CONAGRA INC                    COM              205887102       25     1108 SH       DEF/OTH 01              1000      108
CONEXANT SYSTEMS INC           COM              207142100       45      676 SH       DEFINED 01               676
CONEXANT SYSTEMS INC           COM              207142100      294     4432 SH       DEF/OTH 01              4432
CONNECTICUT WATER SERV INC     COM              207797101       11      353 SH       DEFINED 01               353
CONNECTICUT WATER SERV INC     COM              207797101       11      346 SH       DEF/OTH 01               346
CONOCO INC                     COM              208251405      250    10052 SH       DEFINED 01             10052
CONOCO INC                     COM              208251405      734    29510 SH       DEF/OTH 01             28283     1227
CONSECO FIN IV                 COM              208464602        7      300 SH       DEF/OTH 01               300
CONSOLIDATED EDISON INC        COM              209115104      457    13259 SH       DEFINED 01             13259
CONSOLIDATED EDISON INC        COM              209115104      278     8070 SH       DEF/OTH 01              6870     1200
CONSOLIDATED NATURAL GAS CO    COM              209615103       84     1300 SH       DEFINED 01              1300
CONSOLIDATED NATURAL GAS CO    COM              209615103      143     2200 SH       DEF/OTH 01              2200
CONSOLIDATED PAPERS            COM              209759109       51     1600 SH       DEF/OTH 01              1600
CONSTELLATION ENERGY CORP      COM              210371100     2072    71458 SH       DEFINED 01             70258             1200
CONSTELLATION ENERGY CORP      COM              210371100      402    13875 SH       DEF/OTH 01             12375     1000    500
CONVERGYS CORP                 COM              212485106      118     3840 SH       DEF/OTH 01              3840
COORS (ADOLF) CO               COM              217016104        5      100 SH       DEF/OTH 01               100
CORN PRODS INTL INC            COM              219023108       11      325 SH       DEFINED 01               325
CORN PRODS INTL INC            COM              219023108      215     6555 SH       DEF/OTH 01              6555
CREE INC                       COM              225447101       51      600 SH       DEFINED 01               600
CROWN CORK & SEAL INC          COM              228255105      812    36275 SH       DEFINED 01             36275
CROWN CORK & SEAL INC          COM              228255105       83     3700 SH       DEF/OTH 01              3700
CUMMINS ENGINE INC             COM              231021106      126     2600 SH       DEFINED 01              2600
CYGNUS INC                     COM              232560102       18     1000 SH       DEFINED 01              1000
CYTEC INDS INC                 COM              232820100        6      255 SH       DEF/OTH 01               255
DQE INC                        COM              23329J104       47     1350 SH       DEFINED 01              1350
DQE INC                        COM              23329J104       79     2284 SH       DEF/OTH 01              2284
DPL INC                        COM              233293109       88     5062 SH       DEF/OTH 01              5062
DTE ENERGY CO                  COM              233331107       38     1203 SH       DEFINED 01              1203
DTE ENERGY CO                  COM              233331107       13      397 SH       DEF/OTH 01               397
DANA CORP                      COM              235811106       38     1260 SH       DEF/OTH 01              1260
DANKA BUSINESS SYSTEMS PLC     COM              236277109        3      200 SH       DEF/OTH 01               200
DAYTON HUDSON CORP             COM              239753106     2750    37442 SH       DEFINED 01             36942               500
DAYTON HUDSON CORP             COM              239753106      580     7900 SH       DEF/OTH 01              7200      700
DEAN FOODS COMPANY             COM              242361103      272     6832 SH       DEF/OTH 01              6832
DELHAIZE AMER INC              COM              246688105        3      133 SH       DEF/OTH 01               133
DELL COMPUTER CORP             COM              247025109      319     6247 SH       DEFINED 01              5147              1100
DELL COMPUTER CORP             COM              247025109       36      700 SH       DEF/OTH 01               700
DELPHI AUTOMOT SYSTEMS CRP     COM              247126105       45     2846 SH       DEFINED 01              2846
DELPHI AUTOMOT SYSTEMS CRP     COM              247126105       93     5905 SH       DEF/OTH 01              4228     1677
DELTA AIR LINES INC DEL        COM              247361108       50     1000 SH       DEF/OTH 01              1000
DENNING MOBILE ROBOTIC         COM              248570301               200 SH       DEFINED 01               200
DENTSPLY INTL INC NEW          COM              249030107      404    17100 SH       DEFINED 01             17100
DENTSPLY INTL INC NEW          COM              249030107       95     4000 SH       DEF/OTH 01              3000     1000
DIAGEO PLC-SPONSORED ADR       COM              25243Q205      115     3589 SH       DEFINED 01              3589
DIAGEO PLC-SPONSORED ADR       COM              25243Q205       55     1705 SH       DEF/OTH 01              1705
DIAL CORP NEW                  COM              25247D101        3      124 SH       DEF/OTH 01               124
DILLARDS INC                   COM              254067101      336    16650 SH       DEFINED 01             16650
DILLARDS INC                   COM              254067101       38     1900 SH       DEF/OTH 01              1700      200
DISNEY WALT CO                 COM              254687106      192     6554 SH       DEFINED 01              6554
DISNEY WALT CO                 COM              254687106      851    29102 SH       DEF/OTH 01             28802      300
DOLE FOOD INC                  COM              256605106      179    11025 SH       DEFINED 01             11025
DOLE FOOD INC                  COM              256605106        9      568 SH       DEF/OTH 01               568
DOLLAR GENERAL CORP            COM              256669102       21      907 SH       DEFINED 01                               907
DOMINION RESOURCES INC VA      COM              257470104       22      564 SH       DEFINED 01               564
DOMINION RESOURCES INC VA      COM              257470104       98     2499 SH       DEF/OTH 01              1899      600
DONALDSON LUFKIN & JENRETTE    COM              257661108       29      600 SH       DEF/OTH 01               600
DONNELLEY RR & SONS CO         COM              257867101       20      800 SH       DEFINED 01               800
DOUBLECLICK INC                COM              258609304       70      275 SH       DEF/OTH 01                               275
DOW CHEMICAL                   COM              260543103      756     5659 SH       DEFINED 01              5659
DOW CHEMICAL                   COM              260543103      731     5469 SH       DEF/OTH 01              5469
DOW JONES & CO INC             COM              260561105      564     8300 SH       DEFINED 01              8300
DOW JONES & CO INC             COM              260561105       68     1000 SH       DEF/OTH 01              1000
DU PONT E I DE NEMOURS & CO    COM              263534109      274     4154 SH       DEFINED 01              4154
DU PONT E I DE NEMOURS & CO    COM              263534109     1003    15229 SH       DEF/OTH 01             14645      584
DUKE ENERGY CORPORATION        COM              264399106      397     7926 SH       DEFINED 01              6926              1000
DUKE ENERGY CORPORATION        COM              264399106      155     3098 SH       DEF/OTH 01              3098
DUN & BRADSTREET CORP DEL      COM              26483B106     1393    47225 SH       DEFINED 01             47225
DUN & BRADSTREET CORP DEL      COM              26483B106      300    10175 SH       DEF/OTH 01              9375      800
E M C CORP MASS                COM              268648102      618     5660 SH       DEFINED 01              5380               280
EASTERN AMERN NAT GAS TR       COM              276217106        7      700 SH       DEF/OTH 01               500      200
EASTERN UTILITIES ASSOC        COM              277173100       15      500 SH       DEFINED 01               500
EASTERN UTILITIES ASSOC        COM              277173100       12      400 SH       DEF/OTH 01                               400
EASTMAN CHEMICAL CO            COM              277432100       11      225 SH       DEFINED 01               225
EASTMAN KODAK CO               COM              277461109      765    11553 SH       DEFINED 01             11053               500
EASTMAN KODAK CO               COM              277461109      197     2972 SH       DEF/OTH 01              2972
EATON CORP                     COM              278058102       65      900 SH       DEF/OTH 01                               900
EBAY INC                       COM              278642103       12       93 SH       DEFINED 01                93
ECHELON INTERNATIONAL CORP     COM              278747100      189     8228 SH       DEFINED 01              8208                20
ECHELON INTERNATIONAL CORP     COM              278747100        4      187 SH       DEF/OTH 01               187
ECOLAB INC                     COM              278865100        7      176 SH       DEFINED 01               176
EDISON INTL                    COM              281020107       74     2816 SH       DEFINED 01              2816
EDISON INTL                    COM              281020107       71     2712 SH       DEF/OTH 01              2712
EDWARDS (A.G.) INC             COM              281760108        6      200 SH       DEFINED 01               200
EL PASO ENERGY CORP DEL        COM              283905107       12      322 SH       DEFINED 01               322
EL PASO ENERGY CORP DEL        COM              283905107       78     1998 SH       DEF/OTH 01              1998
ELAN PLC ADR                   COM              284131208       37     1250 SH       DEFINED 01              1250
ELECTRONIC DATA SYSTEMS CRP    COM              285661104      211     3156 SH       DEFINED 01              3156
ELECTRONIC DATA SYSTEMS CRP    COM              285661104       69     1037 SH       DEF/OTH 01               457      580
EMERSON ELECTRIC CO            COM              291011104     1856    32356 SH       DEFINED 01             32356
EMERSON ELECTRIC CO            COM              291011104      907    15800 SH       DEF/OTH 01             15800
ENERGY EAST CORP               COM              29266M109        8      400 SH       DEFINED 01               400
ENERGY EAST CORP               COM              29266M109       17      800 SH       DEF/OTH 01               800
ENGELHARD CORP                 COM              292845104      689    36500 SH       DEFINED 01             36500
ENGELHARD CORP                 COM              292845104       36     1900 SH       DEF/OTH 01              1500      400
ENRON CORP                     COM              293561106       71     1600 SH       DEFINED 01              1600
ENRON CORP                     COM              293561106       30      672 SH       DEF/OTH 01               672
ENSTAR GROUP INC GA            COM              29358R107        1       46 SH       DEFINED 01                46
ENTERGY CORP NEW               COM              29364G103       19      750 SH       DEFINED 01               750
ENTERGY CORP NEW               COM              29364G103       15      600 SH       DEF/OTH 01               600
ENSTAR INCOME/GROWTH PROGR     COM              293977401                 8 SH       DEFINED 01                 8
EQUIFAX INC                    COM              294429105      207     8800 SH       DEFINED 01              8800
EQUIFAX INC                    COM              294429105       42     1800 SH       DEF/OTH 01              1800
EQUITABLE RESOURCES INC        COM              294549100       23      696 SH       DEFINED 01               696
EQUITY INCOME FUND             COM              294700588       20    22192 SH       DEF/OTH 01             22192
ERICSSON (LM) TEL              COM              294821400       10      150 SH       DEFINED 01               150
ETOYS INC                      COM              297862104        3      100 SH       DEFINED 01               100
EXXON MOBIL CORP               COM              30231G102    18586   230698 SH       DEFINED 01            230566               132
EXXON MOBIL CORP               COM              30231G102    19048   236434 SH       DEF/OTH 01            232634     3800
FNB CORP                       COM              302520101       33     1491 SH       DEFINED 01              1491
FNB CORP                       COM              302520101        8      365 SH       DEF/OTH 01               365
FPL GROUP INC                  COM              302571104      460    10746 SH       DEFINED 01             10296               450
FPL GROUP INC                  COM              302571104      243     5685 SH       DEF/OTH 01              5185               500
FAMILY DOLLAR STORES INC       COM              307000109       10      632 SH       DEFINED 01               632
FDX CORP                       COM              31304N107       20      486 SH       DEFINED 01               366               120
FEDERAL HOME LOAN MRTG CRP     COM              313400301      112     2380 SH       DEFINED 01              2380
FEDERAL NATIONAL MRTG ASSN     COM              313586109     3347    53607 SH       DEFINED 01             53267              340
FEDERAL NATIONAL MRTG ASSN     COM              313586109     1032    16534 SH       DEF/OTH 01             15934      600
FIFTH THIRD BANCORP            COM              316773100       99     1350 SH       DEFINED 01              1350
FIRST AUSTRALIAN PRI INC F     COM              318653102       19     3837 SH       DEF/OTH 01              3837
FIRST DATA CORP                COM              319963104       10      200 SH       DEFINED 01               200
FIRST MIDWEST BANCORP DEL      COM              320867104       48     1800 SH       DEF/OTH 01              1800
FIRST HEALTH GROUP             COM              320960107       16      600 SH       DEFINED 01               600
FIRST TENNESSEE NATL CORP      COM              337162101       29     1000 SH       DEFINED 01              1000
FIRST TRUST INS MUNI BONDS     COM              337337737        1       10 SH       DEF/OTH 01                10
FIRST UNION CORP               COM              337358105     1965    59654 SH       DEFINED 01             59404               250
FIRST UNION CORP               COM              337358105     1363    41379 SH       DEF/OTH 01             38479      400     2500
FIRSTAR CORP NEW WIS           COM              33763V109       51     2400 SH       DEFINED 01              2400
FIRSTMERIT CORP                COM              337915102      138     6000 SH       DEF/OTH 01                     6000
FIRSTENERGY CORP               COM              337932107       28     1223 SH       DEFINED 01              1223
FIRSTENERGY CORP               COM              337932107       32     1395 SH       DEF/OTH 01              1395
FLEETBOSTON FINL CORP          COM              339030108       23      651 SH       DEFINED 01               651
FLEETBOSTON FINL CORP          COM              339030108      719    20639 SH       DEF/OTH 01             20639
FLORIDA PROGRESS CORP          COM              341109106      695    16433 SH       DEFINED 01             13633              2800
FLORIDA PROGRESS CORP          COM              341109106      574    13566 SH       DEF/OTH 01             12504              1062
FLUOR CORP                     COM              343861100       55     1200 SH       DEFINED 01              1200
FORD MOTOR COMPANY             COM              345370100     2610    48955 SH       DEFINED 01             48605               350
FORD MOTOR COMPANY             COM              345370100      560    10508 SH       DEF/OTH 01             10508
FORTUNE BRANDS INC             COM              349631101     1251    37838 SH       DEFINED 01             37838
FORTUNE BRANDS INC             COM              349631101     1215    36740 SH       DEF/OTH 01             36740
FRANKLIN UNIVERSAL TRUST       COM              355145103        8     1150 SH       DEFINED 01              1150
GATX CORP                      COM              361448103       27      800 SH       DEF/OTH 01               800
GTE CORP                       COM              362320103     3231    45786 SH       DEFINED 01             45786
GTE CORP                       COM              362320103     1251    17724 SH       DEF/OTH 01             14524      900     2300
GABELLI UTIL TR                COM              36240A101        1      100 SH       DEF/OTH 01               100
GALLAHER GROUP PLC             COM              363595109      455    29602 SH       DEFINED 01             29602
GALLAHER GROUP PLC             COM              363595109      477    31040 SH       DEF/OTH 01             30740      300
GANNETT INC                    COM              364730101     3755    46044 SH       DEFINED 01             45344               700
GANNETT INC                    COM              364730101     1297    15900 SH       DEF/OTH 01             15200      400      300
THE GAP INC                    COM              364760108     1137    24728 SH       DEFINED 01             24728
THE GAP INC                    COM              364760108      497    10800 SH       DEF/OTH 01             10800
GARTNER GROUP INC NEW          COM              366651206       11      773 SH       DEFINED 01               773
GARTNER GROUP INC NEW          COM              366651206       15     1086 SH       DEF/OTH 01              1086
GENCORP INC                    COM              368682100                44 SH       DEFINED 01                44
GEN AMER INVEST CO INC         COM              368802104       60     1623 SH       DEFINED 01              1623
GENERAL ELECTRIC CO            COM              369604103    38997   251999 SH       DEFINED 01            247899              4100
GENERAL ELECTRIC CO            COM              369604103    31976   206627 SH       DEF/OTH 01            193393    12420      814
GENERAL MILLS INC              COM              370334104      486    13600 SH       DEFINED 01             13600
GENERAL MILLS INC              COM              370334104      154     4300 SH       DEF/OTH 01              4300
GENERAL MOTORS CORP            COM              370442105      348     4784 SH       DEFINED 01              4284               500
GENERAL MOTORS CORP            COM              370442105      629     8658 SH       DEF/OTH 01              6258     2400
GENRAD INC.                    COM              372447102        8      500 SH       DEF/OTH 01               500
GENUINE PARTS CO               COM              372460105       36     1450 SH       DEFINED 01              1450
GENZYME CORP                   COM              372917104       10      232 SH       DEFINED 01               232
GEORGIA PAC CORP               COM              373298108       25      500 SH       DEFINED 01               500
GILLETTE CO                    COM              375766102      818    19860 SH       DEFINED 01             19860
GILLETTE CO                    COM              375766102      894    21700 SH       DEF/OTH 01             21700
GLAXO WELLCOME PLC             COM              37733W105       42      750 SH       DEFINED 01               750
GLAXO WELLCOME PLC             COM              37733W105      151     2700 SH       DEF/OTH 01              2700
GOLD FIELDS LTD NEW            COM              38059T106       14     3048 SH       DEFINED 01              3048
GOLDEN ENTERPRISES INC         COM              381010107        5     2000 SH       DEF/OTH 01              2000
GOODYEAR TIRE & RUBR CO        COM              382550101       14      500 SH       DEFINED 01               500
GOODYEAR TIRE & RUBR CO        COM              382550101       93     3316 SH       DEF/OTH 01              3316
GOVERNMENT SECURITIES IN FU    COM              383743226        1    10000 SH       DEF/OTH 01                      10000
GOVERNMENT SECURITIES IN FD    COM              383743572        1     9656 SH       DEFINED 01              9656
GRAINGER W W INC               COM              384802104       29      600 SH       DEFINED 01               600
GUIDANT CORP                   COM              401698105      134     2850 SH       DEFINED 01              2850
HRPT PPTYS TR                  COM              40426W101        5      500 SH       DEFINED 01               500
HRPT PPTYS TR                  COM              40426W101       26     2900 SH       DEF/OTH 01                     2900
HALLIBURTON CO                 COM              406216101      101     2500 SH       DEFINED 01              2500
HALLIBURTON CO                 COM              406216101      656    16300 SH       DEF/OTH 01             16300
M.A. HANNA CO                  COM              410522106     1069    97700 SH       DEFINED 01             97700
M.A. HANNA CO                  COM              410522106       66     6000 SH       DEF/OTH 01              6000
HANSON PLC - NEW SPONS ADR     COM              411352404       20      487 SH       DEF/OTH 01               487
HARRIS CORP                    COM              413875105       89     3350 SH       DEFINED 01              3350
HARRIS CORP                    COM              413875105       16      600 SH       DEF/OTH 01               600
HARTFORD FINL SVCS GROUP IN    COM              416515104       38      800 SH       DEF/OTH 01               800
HASBRO INC                     COM              418056107                 5 SH       DEFINED 01                 5
HEALTHSOUTH REHAB CORP         COM              421924101       12     2170 SH       DEFINED 01              2170
HEINZ H J CO                   COM              423074103       70     1757 SH       DEFINED 01              1757
HEINZ H J CO                   COM              423074103       12      300 SH       DEF/OTH 01               300
HERSHEY FOODS                  COM              427866108       38      800 SH       DEFINED 01               800
HEWLETT-PACKARD CO             COM              428236103      258     2270 SH       DEFINED 01              2170               100
HEWLETT-PACKARD CO             COM              428236103       91      800 SH       DEF/OTH 01               800
HILTON HOTELS CORP             COM              432848109        5      500 SH       DEF/OTH 01                      500
HOME DEPOT INC                 COM              437076102     2981    43355 SH       DEFINED 01             42182              1173
HOME DEPOT INC                 COM              437076102     2970    43196 SH       DEF/OTH 01             43196
HOMESTAKE MINING               COM              437614100        2      300 SH       DEFINED 01               300
HONEYWELL INTERNATIONAL INC    COM              438516106      121     2093 SH       DEFINED 01              2093
HONEYWELL INTERNATIONAL INC    COM              438516106      150     2600 SH       DEF/OTH 01              2600
HOUSEHOLD INTL CORP            COM              441815107      723    19400 SH       DEFINED 01             19400
HOUSEHOLD INTL CORP            COM              441815107      466    12517 SH       DEF/OTH 01             12517
HSBC BK PLC                    COM              44328M302       11      500 SH       DEFINED 01               500
HUBBELL INC CLASS B            COM              443510201       25      900 SH       DEFINED 01               900
HUNTINGTON BANCSHARES INC      COM              446150104       17      722 SH       DEFINED 01               722
IBP INC                        COM              449223106       31     1700 SH       DEFINED 01              1700
IMS HEALTH INC                 COM              449934108      213     7850 SH       DEFINED 01              7850
IMS HEALTH INC                 COM              449934108      249     9150 SH       DEF/OTH 01              9150
ITT INDUSTRIES INC             COM              450911102        7      200 SH       DEF/OTH 01               200
IDENTIX INC                    COM              451906101       37     4000 SH       DEFINED 01              4000
IMPAC MTG HLDGS INC            COM              45254P102        7     1600 SH       DEFINED 01              1600
IMPERIAL TOBACC GRP PLC ADR    COM              453142101       15      975 SH       DEF/OTH 01               975
INCO LTD                       COM              453258402        7      300 SH       DEF/OTH 01                      300
INFINITY BROADCASTIN CP NEW    COM              45662S102       10      270 SH       DEFINED 01               270
INGERSOLL RAND CO              COM              456866102       83     1499 SH       DEFINED 01              1499
INGERSOLL RAND CO              COM              456866102      149     2700 SH       DEF/OTH 01              2700
INTEL CORP                     COM              458140100      647     7856 SH       DEFINED 01              7156               700
INTEL CORP                     COM              458140100      329     4000 SH       DEF/OTH 01              4000
INTERAXX TECHNOLOGIES INC      COM              458425105              1875 SH       DEFINED 01              1875
INTERNATIONAL BUS MACHS CO     COM              459200101     4455    41299 SH       DEFINED 01             39899             1400
INTERNATIONAL BUS MACHS CO     COM              459200101     2352    21800 SH       DEF/OTH 01             19900      300   1600
INTERNATIONAL FLAVORS &        COM              459506101      222     5900 SH       DEFINED 01              5900
INTERNATIONAL PAPER CO         COM              460146103     1437    25458 SH       DEFINED 01             25013              445
INTERNATIONAL PAPER CO         COM              460146103      329     5833 SH       DEF/OTH 01              5833
INTERPUBLIC GROUP CO'S INC     COM              460690100       66     1150 SH       DEFINED 01              1150
IPALCO ENTERPRISES INC         COM              462613100       41     2400 SH       DEF/OTH 01              2400
IVAX CORP                      COM              465823102       26     1000 SH       DEFINED 01              1000
JLG INDS INC                   COM              466210101        8      500 SH       DEF/OTH 01               500
JABIL CIRCUIT INC              COM              466313103       15      200 SH       DEFINED 01               200
JAMESON CO                     COM              470457102       85    12000 SH       DEFINED 01             12000
JOHNSON & JOHNSON              COM              478160104     3191    34221 SH       DEFINED 01             34121               100
JOHNSON & JOHNSON              COM              478160104     1329    14250 SH       DEF/OTH 01             14000               250
JOHNSON CTLS INC               COM              478366107      742    13044 SH       DEFINED 01             13044
JONES APPAREL GROUP INC        COM              480074103       41     1500 SH       DEFINED 01              1500
JUNO ONLINE SERVICES           COM              482048105        4      100 SH       DEFINED 01               100
K MART CORP                    COM              482584109       27     2700 SH       DEFINED 01              2700
KANSAS CITY POWER & LIGHT      COM              485134100       71     3240 SH       DEFINED 01              2240              1000
KANSAS CITY POWER & LIGHT      COM              485134100       29     1300 SH       DEF/OTH 01              1200      100
KELLOGG CO                     COM              487836108      715    23200 SH       DEFINED 01             23200
KELLOGG CO                     COM              487836108      302     9800 SH       DEF/OTH 01              9800
KENNAMETAL INC                 COM              489170100      499    14850 SH       DEFINED 01             14850
KENNAMETAL INC                 COM              489170100      168     5000 SH       DEF/OTH 01              5000
KENT FINL SVCS INC             COM              490560208                26 SH       DEFINED 01                26
KERR MCGEE CORP                COM              492386107     1813    29248 SH       DEFINED 01             28948               300
KERR MCGEE CORP                COM              492386107      112     1800 SH       DEF/OTH 01              1600      200
KEYSPAN CORP                   COM              49337W100       42     1825 SH       DEFINED 01              1825
KEYSPAN CORP                   COM              49337W100       46     2000 SH       DEF/OTH 01              2000
KIMBERLY CLARK CORP            COM              494368103      318     4855 SH       DEFINED 01              4655               200
KIMBERLY CLARK CORP            COM              494368103     1112    17000 SH       DEF/OTH 01             17000
KOOR INDS LTD                  COM              500507108       10      500 SH       DEFINED 01               500
LG AND E ENERGY CORP           COM              501917108       15      835 SH       DEFINED 01               835
LACLEDE GAS COMPANY            COM              505588103       35     1600 SH       DEF/OTH 01              1600
LAIDLAW ONE INC                COM              507307106       18      500 SH       DEFINED 01               500
LANIER WORLDWIDE INC           COM              51589L105       19     4850 SH       DEFINED 01              4850
LANIER WORLDWIDE INC           COM              51589L105        2      600 SH       DEF/OTH 01               600
LEHMAN BROS HLDGS INC          COM              524908100       86     1010 SH       DEFINED 01              1010
LEHMAN BROS HLDGS INC          COM              524908100       17      200 SH       DEF/OTH 01                      200
LEPANTO CONS MNG CO            COM              526732300             28696 SH       DEFINED 01             28696
LEVEL 3 COMMUNICATIONS INC     COM              52729N100       25      300 SH       DEFINED 01               300
LEXINGTON CORP PPTYS TR        COM              529043101        6      628 SH       DEFINED 01               628
ELI LILLY & CO                 COM              532457108      140     2103 SH       DEFINED 01              1835               268
ELI LILLY & CO                 COM              532457108      140     2100 SH       DEF/OTH 01              2100
LIMITED INC                    COM              532716107      976    22530 SH       DEFINED 01             22130               400
LIMITED INC                    COM              532716107      260     6000 SH       DEF/OTH 01              5400      600
LINEAR TECHNOLOGY CORP         COM              535678106       29      400 SH       DEFINED 01                                 400
LIPOSOME CO INC                COM              536310105       12     1000 SH       DEFINED 01              1000
LITTLE SWITZ INC               COM              537528101               400 SH       DEFINED 01               400
LITTON INDS INC                COM              538021106       30      600 SH       DEFINED 01               600
LIZ CLAIBORNE INC              COM              539320101       19      510 SH       DEFINED 01               510
LOCKHEED MARTIN CORP           COM              539830109       18      800 SH       DEFINED 01               800
LONE STAR INDS INC             COM              542290119       11      139 SH       DEFINED 01               139
LOWES COS INC                  COM              548661107       66     1100 SH       DEFINED 01               500               600
LOWES COS INC                  COM              548661107       90     1500 SH       DEF/OTH 01              1500
LUCENT TECHNOLOGIES INC        COM              549463107     5962    79493 SH       DEFINED 01             78993               500
LUCENT TECHNOLOGIES INC        COM              549463107     4289    57182 SH       DEF/OTH 01             55070     2112
MBIA INC                       COM              55262C100       26      500 SH       DEFINED 01               500
MBIA INC                       COM              55262C100       18      350 SH       DEF/OTH 01               350
MBNA CORP                      COM              55262L100        7      250 SH       DEF/OTH 01               250
MCI WORLDCOM INC               COM              55268B106     1242    23399 SH       DEFINED 01             23249               150
MCI WORLDCOM INC               COM              55268B106      278     5237 SH       DEF/OTH 01              5237
MDU RESOURCES GROUP INC        COM              552690109       25     1250 SH       DEFINED 01              1250
MFN FINANCIAL CORP             COM              55272N104                 1 SH       DEFINED 01                 1
MFN FINANCIAL CORP SER A       COM              55272N112                 1 SH       DEFINED 01                 1
MFN FINANCIAL CORP SER B       COM              55272N120                 1 SH       DEFINED 01                 1
MFN FINANCIAL CORP SER C       COM              55272N138                 1 SH       DEFINED 01                 1
MANULIFE FINL CORP             COM              56501R106       91     7185 SH       DEFINED 01              7185
MARSH & MCLENNAN COS INC       COM              571748102     1818    19000 SH       DEFINED 01             18750               250
MARSH & MCLENNAN COS INC       COM              571748102       96     1000 SH       DEF/OTH 01              1000
MARSHALL & ILSLEY CORP         COM              571834100       57      900 SH       DEFINED 01               900
MARRIOTT INTL INC NEW          COM              571903202       52     1640 SH       DEF/OTH 01              1640
MARTEK BIOSCIENCES CORP        COM              572901106       78     6500 SH       DEFINED 01              6500
MASCO CORP                     COM              574599106      111     4364 SH       DEF/OTH 01              4364
MATTEL INC                     COM              577081102       33     2490 SH       DEFINED 01              2490
MATTEL INC                     COM              577081102       26     1991 SH       DEF/OTH 01              1991
MAY DEPT STORES CO             COM              577778103      984    30525 SH       DEFINED 01             30525
MAY DEPT STORES CO             COM              577778103      179     5550 SH       DEF/OTH 01              4725      600      225
MAYTAG CORP                    COM              578592107       13      262 SH       DEFINED 01               262
MAYTAG CORP                    COM              578592107      120     2500 SH       DEF/OTH 01              2500
MCDERMOTT INTERNATIONAL INC    COM              580037109        1      100 SH       DEFINED 01               100
MCDONALDS CORP                 COM              580135101     1545    38334 SH       DEFINED 01             34334              4000
MCDONALDS CORP                 COM              580135101     1649    40908 SH       DEF/OTH 01             40908
MCGRAW HILL INC                COM              580645109       99     1600 SH       DEF/OTH 01              1600
MCKESSON HBOC INC              COM              58155Q103       13      573 SH       DEFINED 01               573
MEAD CORP                      COM              582834107       35      800 SH       DEFINED 01               800
MEDIAONE GROUP INC             COM              58440J104     1091    14202 SH       DEFINED 01             14202
MEDIAONE GROUP INC             COM              58440J104      604     7866 SH       DEF/OTH 01              7866
MEDTRONIC INC                  COM              585055106      102     2800 SH       DEFINED 01              2400               400
MEDTRONIC INC                  COM              585055106       44     1200 SH       DEF/OTH 01              1200
MELLON FINL CORP               COM              58551A108      171     5008 SH       DEFINED 01              5008
MELLON FINL CORP               COM              58551A108       41     1200 SH       DEF/OTH 01              1200
MERCK & CO INC                 COM              589331107     2476    36852 SH       DEFINED 01             36202               650
MERCK & CO INC                 COM              589331107     3053    45442 SH       DEF/OTH 01             42442     3000
MERCURY COMPUTER SYSTEM        COM              589378108       49     1400 SH       DEFINED 01              1400
MERITOR AUTOMOTIVE INC         COM              59000G100       16      810 SH       DEF/OTH 01               810
MERRILL LYNCH & CO INC         COM              590188108       17      200 SH       DEF/OTH 01               200
MICROSOFT CORP                 COM              594918104      724     6200 SH       DEFINED 01              5200              1000
MICROSOFT CORP                 COM              594918104      117     1000 SH       DEF/OTH 01              1000
MICRON TECHNOLOGY INC          COM              595112103        4       50 SH       DEFINED 01                50
MILLENNIUM CHEMICALS INC       COM              599903101        4      178 SH       DEF/OTH 01               178
MINDSPRING ENTERPRISES INC     COM              602683104       11      400 SH       DEFINED 01               400
MINNESOTA MNG & MFG CO         COM              604059105     2114    21600 SH       DEFINED 01             21600
MINNESOTA MNG & MFG CO         COM              604059105     1306    13347 SH       DEF/OTH 01             13347
MINNESOTA POWER INC            COM              604110106       17     1000 SH       DEFINED 01              1000
MODIS PROFESSIONAL SVCS INC    COM              607830106      297    20825 SH       DEFINED 01             20825
MONSANTO CO                    COM              611662107       26      735 SH       DEFINED 01               735
MONSANTO CO                    COM              611662107       27      750 SH       DEF/OTH 01               750
MONTANA POWER CO               COM              612085100       58     1600 SH       DEFINED 01              1600
MONY GROUP INC                 COM              615337102        6      194 SH       DEFINED 01               194
MONY GROUP INC                 COM              615337102       29     1000 SH       DEF/OTH 01              1000
MORGAN J P & CO INC            COM              616880100     2608    20600 SH       DEFINED 01             20500               100
MORGAN J P & CO INC            COM              616880100      886     6995 SH       DEF/OTH 01              6795      200
MORGAN STANLEY FIN PLC         COM              616906608        9      400 SH       DEF/OTH 01               400
MORGAN STANLEY DEAN WIT&CO     COM              617446448      176     1235 SH       DEFINED 01              1135              100
MORGAN STANLEY DEAN WIT&CO     COM              617446448      550     3852 SH       DEF/OTH 01              2448     1404
MOTOROLA INC                   COM              620076109      898     6100 SH       DEFINED 01              6100
MOTOROLA INC                   COM              620076109      412     2800 SH       DEF/OTH 01              2800
MUNICIPAL INVT TR FD           COM              626237234        6       30 SH       DEF/OTH 01                30
MUNICIPAL INVT TR FD           COM              626237648        6       19 SH       DEF/OTH 01                19
NCR CORP NEW                   COM              62886E108       11      295 SH       DEFINED 01               295
NCR CORP NEW                   COM              62886E108       12      322 SH       DEF/OTH 01               322
NABISCO GROUP HLDG CORP        COM              62952P102        6      607 SH       DEFINED 01               607
NABISCO GROUP HLDG CORP        COM              62952P102       66     6173 SH       DEF/OTH 01              1000     5173
NALCO CHEM CO                  COM              629853102       42      800 SH       DEF/OTH 01               800
NASDAQ-100 SHARES              COM              631100104       95      522 SH       DEFINED 01               522
NASDAQ-100 SHARES              COM              631100104      137      750 SH       DEF/OTH 01               650      100
NATIONAL CITY CORP             COM              635405103        9      400 SH       DEFINED 01               400
NATIONAL CITY CORP             COM              635405103       93     3920 SH       DEF/OTH 01              3920
NATIONAL FUEL GAS CO N J       COM              636180101       30      640 SH       DEFINED 01               640
NATIONAL FUEL GAS CO N J       COM              636180101      111     2380 SH       DEF/OTH 01              1880      500
NATIONAL GOLF PROPERTIES IN    COM              63623G109       10      500 SH       DEF/OTH 01                        500
NATIONAL WESTMINSTER BK PLC    COM              638539700       11      500 SH       DEFINED 01               500
NAVISTAR INTERNATL CORP NEW    COM              63934E108       71     1500 SH       DEFINED 01              1500
NETWORKS ASSOCS INC            COM              640938106       14      512 SH       DEFINED 01               512
NEW CENTUR ENERG CO OF COLO    COM              64352U103      509    16741 SH       DEFINED 01             15941              800
NEW CENTUR ENERG CO OF COLO    COM              64352U103      229     7545 SH       DEF/OTH 01              7045      500
NEW ENGLAND ELEC SYS           COM              644001109       67     1300 SH       DEFINED 01              1300
NEW ENGLAND ELEC SYS           COM              644001109       67     1300 SH       DEF/OTH 01              1300
NEWELL RUBBERMAID INC          COM              651229106      480    16554 SH       DEFINED 01             16554
NEWMONT MNG CORP               COM              651639106        3      124 SH       DEFINED 01               124
NEWMONT MNG CORP               COM              651639106        2       93 SH       DEF/OTH 01                93
NEWPORT NEWS SHIPBLDING INC    COM              652228107        2       60 SH       DEFINED 01                60
NEWPORT NEWS SHIPBLDING INC    COM              652228107       11      395 SH       DEF/OTH 01               395
NEXTEL COMMUNICATIONS INC      COM              65332V103       21      200 SH       DEFINED 01               200
NIAGARA MOHAWK HLDGS INC       COM              653520106                22 SH       DEF/OTH 01                22
NICOR INC                      COM              654086107       22      662 SH       DEFINED 01               662
NICOR INC                      COM              654086107       92     2844 SH       DEF/OTH 01              2844
NIKE INC                       COM              654106103       10      200 SH       DEF/OTH 01                     200
NISOURCE INC                   COM              65473P105        4      200 SH       DEF/OTH 01               200
NOBLE AFFILIATES INC           COM              654894104      296    13800 SH       DEFINED 01             13800
NOBLE AFFILIATES INC           COM              654894104       19      900 SH       DEF/OTH 01               900
NORFOLK SOUTHERN CORP          COM              655844108     2377   115948 SH       DEFINED 01            115948
NORFOLK SOUTHERN CORP          COM              655844108     1585    77329 SH       DEF/OTH 01             76729      600
NORTEL NETWORKS CORP           COM              656569100       10      100 SH       DEF/OTH 01               100
NORTH COAST ENERGY INC         COM              658649702        1      313 SH       DEF/OTH 01               313
NORTHEAST UTILITIES            COM              664397106       25     1200 SH       DEF/OTH 01              1200
NORTHERN STS PWR CO MINN       COM              665772109       51     2632 SH       DEFINED 01              2632
NORTHERN STS PWR CO MINN       COM              665772109       14      720 SH       DEF/OTH 01               720
NORTHERN TRUST CORPORATION     COM              665859104       21      400 SH       DEFINED 01               400
NORTHERN TRUST CORPORATION     COM              665859104       69     1300 SH       DEF/OTH 01              1300
NORTHWEST NAT GAS CO           COM              667655104        3      150 SH       DEFINED 01               150
NUVEEN TAX EXEMPT BD FD        COM              67063P552        2       97 SH       DEF/OTH 01                97
NUVEEN TXEX UT TR INSD         COM              67100J791        2      100 SH       DEFINED 01               100
OCCIDENTAL PETROLEUM CORP      COM              674599105       30     1381 SH       DEF/OTH 01               625      756
OFFICE DEPOT INC               COM              676220106        7      600 SH       DEFINED 01               600
OFFICE DEPOT INC               COM              676220106       12     1125 SH       DEF/OTH 01              1125
OLD KENT FINL CORP             COM              679833103      501    14158 SH       DEFINED 01             14158
OLSTEN CORP                    COM              681385100       20     1800 SH       DEFINED 01              1800
OMNOVA SOLUTIONS INC           COM              682129101                44 SH       DEFINED 01                44
ORACLE CORPORATION             COM              68389X105       15      135 SH       DEFINED 01               135
OTTERTAIL POWER CO             COM              689648103      319     8500 SH       DEFINED 01              8500
OTTERTAIL POWER CO             COM              689648103      150     3995 SH       DEF/OTH 01              3995
PECO ENERGY CO                 COM              693304107       10      275 SH       DEFINED 01               275
PECO ENERGY CO                 COM              693304107       12      358 SH       DEF/OTH 01               358
PG&E CORP                      COM              69331C108       32     1580 SH       DEFINED 01              1580
PG&E CORP                      COM              69331C108       67     3250 SH       DEF/OTH 01              3250
PIMCO ADVISORS HLDGS L P       COM              69338P102        9      250 SH       DEFINED 01               250
PNC BANK CORP                  COM              693475105      119     2663 SH       DEFINED 01              2663
PNC BANK CORP                  COM              693475105      363     8147 SH       DEF/OTH 01              1452              6695
P P & L RES INC                COM              693499105       16      700 SH       DEFINED 01               700
P P & L RES INC                COM              693499105       81     3550 SH       DEF/OTH 01              2550              1000
PPG INDS INC                   COM              693506107     1239    19800 SH       DEFINED 01             19800
PPG INDS INC                   COM              693506107      920    14700 SH       DEF/OTH 01             14700
PACCAR INC                     COM              693718108       44     1000 SH       DEFINED 01              1000
PACTIV CORP                    COM              695257105        7      633 SH       DEFINED 01               633
PACTIV CORP                    COM              695257105       31     2933 SH       DEF/OTH 01              2933
PALL CORP                      COM              696429307      580    26900 SH       DEFINED 01             26900
PALL CORP                      COM              696429307      193     8933 SH       DEF/OTH 01              8933
PARKER DRILLING CO             COM              701081101        2      500 SH       DEFINED 01               500
PARKER HANNIFIN CORP           COM              701094104      210     4087 SH       DEF/OTH 01              4087
PENNEY J C INC                 COM              708160106       28     1398 SH       DEFINED 01              1398
PENNEY J C INC                 COM              708160106      185     9270 SH       DEF/OTH 01              9270
PENNZOIL-QUAKER STATE CO       COM              709323109       12     1160 SH       DEF/OTH 01                       1160
PEOPLES ENERGY CORP            COM              711030106       21      623 SH       DEFINED 01               623
PEOPLES ENERGY CORP            COM              711030106       85     2533 SH       DEF/OTH 01              2533
PEPSICO INC                    COM              713448108     2913    82630 SH       DEFINED 01             82630
PEPSICO INC                    COM              713448108     3583   101634 SH       DEF/OTH 01            101634
PHARMACIA-UPJOHN               COM              716941109     1455    32340 SH       DEFINED 01             32340
PHARMACIA-UPJOHN               COM              716941109      279     6190 SH       DEF/OTH 01              5490      700
PFIZER INC                     COM              717081103      795    24494 SH       DEFINED 01             23387              1107
PFIZER INC                     COM              717081103      277     8525 SH       DEF/OTH 01              8525
PHILADELPHIA SUBURBAN CORP     COM              718009608        6      300 SH       DEF/OTH 01               300
PHILIP MORRIS COMPANIES INC    COM              718154107     3913   170150 SH       DEFINED 01            168825              1325
PHILIP MORRIS COMPANIES INC    COM              718154107     3483   151435 SH       DEF/OTH 01            148375     3060
PHILLIPS PETE CO               COM              718507106       38      800 SH       DEFINED 01               800
PHILLIPS PETE CO               COM              718507106       32      676 SH       DEF/OTH 01               676
PHILLIPS VAN HEUSEN CP         COM              718592108        1      100 SH       DEFINED 01               100
PINNACLE WEST CAPITAL CORP     COM              723484101        7      241 SH       DEFINED 01               241
PINNACLE WEST CAPITAL CORP     COM              723484101       21      700 SH       DEF/OTH 01               700
PITNEY BOWES INC               COM              724479100      243     5040 SH       DEFINED 01              5040
PITNEY BOWES INC               COM              724479100      158     3271 SH       DEF/OTH 01              3271
POTOMAC ELECTRIC POWER CO      COM              737679100       88     3826 SH       DEFINED 01              3826
POTOMAC ELECTRIC POWER CO      COM              737679100       27     1174 SH       DEF/OTH 01              1174
PRAXAIR INC                    COM              74005P104       10      200 SH       DEF/OTH 01                      200
PRICE T ROWE & ASSOC INC       COM              741477103       22      600 SH       DEFINED 01               600
PRIORITY HEALTHCARE CORP       COM              74264T201       20      672 SH       DEF/OTH 01               672
PROCTER & GAMBLE CO            COM              742718109     7138    65152 SH       DEFINED 01             64950               202
PROCTER & GAMBLE CO            COM              742718109     9802    89469 SH       DEF/OTH 01             89469
PROTECTIVE LIFE CORP           COM              743674103       51     1600 SH       DEF/OTH 01              1600
PROVIDIAN FINL CORP            COM              74406A102      133     1461 SH       DEFINED 01              1461
PROVIDIAN FINL CORP            COM              74406A102       68      750 SH       DEF/OTH 01               750
PUBLIC SVC ENTERPRISE GRP IN   COM              744573106       37     1057 SH       DEFINED 01              1057
PUBLIC SVC ENTERPRISE GRP IN   COM              744573106       47     1343 SH       DEF/OTH 01               893               450
PUBLIC STORAGE INC             COM              74460D109        6      270 SH       DEFINED 01               270
PUBLIX SUPER MARKETS INC       COM              744663105      721    15507 SH       DEFINED 01             15507
PUBLIX SUPER MARKETS INC       COM              744663105      814    17500 SH       DEF/OTH 01             17500
PUGET SOUND ENERGY INC         COM              745332106        4      194 SH       DEFINED 01               194
PUGET SOUND ENERGY INC         COM              745332106       32     1662 SH       DEF/OTH 01              1662
QUADRAX CORP                   COM              746905405               500 SH       DEFINED 01               500
QUAKER OATS CO                 COM              747402105      770    11734 SH       DEFINED 01             11734
QUAKER OATS CO                 COM              747402105     1171    17850 SH       DEF/OTH 01             17850
R H DONNELLEY CORP (NEW)       COM              74955W307       15      820 SH       DEFINED 01               820
R H DONNELLEY CORP (NEW)       COM              74955W307       15      775 SH       DEF/OTH 01               775
R G S ENERGY GROUP INC         COM              74956K104        6      300 SH       DEF/OTH 01               300
RALSTON PURINA GROUP           COM              751277302       99     3540 SH       DEFINED 01              3540
RALSTON PURINA GROUP           COM              751277302      176     6300 SH       DEF/OTH 01              6300
RAYMOND JAMES FINL INC         COM              754730109       28     1500 SH       DEFINED 01              1500
RAYONIER INC                   COM              754907103       11      229 SH       DEF/OTH 01               229
RAYTHEON CO                    COM              755111309        3      109 SH       DEFINED 01               109
RAYTHEON CO                    COM              755111309       14      569 SH       DEF/OTH 01               349      220
RAYTHEON CO                    COM              755111408     1434    54000 SH       DEFINED 01             54000
RAYTHEON CO                    COM              755111408     1015    38222 SH       DEF/OTH 01             38222
REGENCY RLTY CORP              COM              758939102       14      700 SH       DEFINED 01               700
REGIONS FINL CORP              COM              758940100       39     1536 SH       DEFINED 01              1536
REGIONS FINL CORP              COM              758940100      124     4918 SH       DEF/OTH 01                              4918
RELIANT ENERGY INC             COM              75952J108       99     4314 SH       DEFINED 01              4314
RELIANT ENERGY INC             COM              75952J108       48     2100 SH       DEF/OTH 01              1450               650
REYNOLDS & REYNOLDS CO         COM              761695105     1537    68300 SH       DEFINED 01             68300
REYNOLDS & REYNOLDS CO         COM              761695105      295    13100 SH       DEF/OTH 01             12700      400
REYNOLDS R J TOB HLDGS INC     COM              76182K105        4      202 SH       DEFINED 01               202
REYNOLDS R J TOB HLDGS INC     COM              76182K105       36     2057 SH       DEF/OTH 01               333     1724
RITE AID CORP                  COM              767754104        4      392 SH       DEF/OTH 01               392
ROCKWELL INTL CORP NEW         COM              773903109      109     2282 SH       DEFINED 01              2282
ROCKWELL INTL CORP NEW         COM              773903109      212     4432 SH       DEF/OTH 01              4432
ROHM & HAAS CO                 COM              775371107      403     9900 SH       DEF/OTH 01              9900
ROYAL BK SCOTLAND GROUP PLC    COM              780097408       13      600 SH       DEF/OTH 01                        600
ROYAL DUTCH PETE CO            COM              780257804      180     2973 SH       DEFINED 01              2700               273
ROYAL DUTCH PETE CO            COM              780257804      594     9800 SH       DEF/OTH 01              9800
RYDER SYSTEM INC               COM              783549108      599    24500 SH       DEFINED 01             24500
RYDER SYSTEM INC               COM              783549108       54     2200 SH       DEF/OTH 01               800     1400
RYLAND GROUP INC               COM              783764103        7      300 SH       DEFINED 01               300
SBC COMMUNICATIONS INC         COM              78387G103     7901   162064 SH       DEFINED 01            159164              2900
SBC COMMUNICATIONS INC         COM              78387G103     8001   164113 SH       DEF/OTH 01            163850      263
SLM HLDG CORP                  COM              78442A109      169     4000 SH       DEFINED 01              4000
SLM HLDG CORP                  COM              78442A109      111     2625 SH       DEF/OTH 01              2625
SPX CORPORATION                COM              784635104       58      718 SH       DEFINED 01               718
SAFEWAY INC                    COM              786514208       11      313 SH       DEFINED 01               313
ST JOE COMPANY                 COM              790148100       24     1000 SH       DEFINED 01              1000
ST JOSEPH LIGHT & POWER CO     COM              790654107        3      150 SH       DEFINED 01               150
ST PAUL COMPANIES INC          COM              792860108     1399    41530 SH       DEFINED 01             40930               600
ST PAUL COMPANIES INC          COM              792860108      134     3968 SH       DEF/OTH 01              3968
SANTA FE SNYDER CORP           COM              80218K105        1      108 SH       DEF/OTH 01               108
SARA LEE CORPORATION           COM              803111103     2638   119550 SH       DEFINED 01            118950               600
SARA LEE CORPORATION           COM              803111103      868    39350 SH       DEF/OTH 01             36050              3300
SCANA CORP                     COM              805898103       16      600 SH       DEFINED 01               600
SCHERING-PLOUGH CORP           COM              806605101      703    16600 SH       DEFINED 01             16600
SCHERING-PLOUGH CORP           COM              806605101       93     2200 SH       DEF/OTH 01              2200
SCHLOTZSKYS INC                COM              806832101       32     4800 SH       DEFINED 01              4800
SCHLUMBERGER LTD               COM              806857108      303     5400 SH       DEFINED 01              5100               300
SCHLUMBERGER LTD               COM              806857108      149     2650 SH       DEF/OTH 01              2650
CHARLES SCHWAB CORP NEW        COM              808513105       20      520 SH       DEFINED 01               520
SCIENTIFIC ATLANTA INC         COM              808655104       14      250 SH       DEFINED 01               250
SCIENTIFIC ATLANTA INC         COM              808655104       17      300 SH       DEF/OTH 01               300
SCOTTISH PWR PLC               COM              81013T705       58     2082 SH       DEFINED 01              2082
SEAGRAM LTD                    COM              811850106       81     1800 SH       DEFINED 01                1800
SEALED AIR CORP NEW            COM              81211K100        9      181 SH       DEFINED 01               181
SEARS, ROEBUCK & CO            COM              812387108        6      200 SH       DEFINED 01                               200
SEARS, ROEBUCK & CO            COM              812387108      155     5112 SH       DEF/OTH 01              3312     1800
SEMPRA ENERGY                  COM              816851109       14      830 SH       DEFINED 01               830
SENIOR HSG PPTYS TR            COM              81721M109        1       50 SH       DEFINED 01                50
SENIOR HSG PPTYS TR            COM              81721M109        4      290 SH       DEF/OTH 01                      290
SERVICE CORP INTL              COM              817565104       83    12000 SH       DEF/OTH 01             12000
SHANGHAI PETROCHEMICAL LTD     COM              819424102       15     1000 SH       DEFINED 01              1000
SIERRA PACIFIC RESOURCES       COM              826428104        6      338 SH       DEFINED 01               338
SIMON PPTY GROUP INC NEW       COM              828806109       11      500 SH       DEF/OTH 01               500
SMITHKLINE BEECHAM P L C       COM              832378301       51      800 SH       DEFINED 01               800
SODEXHO MARRIOTT SVCS INC      COM              833793102        3      205 SH       DEF/OTH 01               205
SOUTHEAST BKG CORP             COM              841338106               517 SH       DEFINED 01               517
SOUTHERN CO                    COM              842587107     2055    87438 SH       DEFINED 01             86138              1300
SOUTHERN CO                    COM              842587107      678    28843 SH       DEF/OTH 01             27843     1000
SOUTHERN MINERAL CORP          COM              843367202              1270 SH       DEF/OTH 01              1270
SOUTHTRUST CORP                COM              844730101        6      156 SH       DEFINED 01               156
SOUTHWEST AIRLS COM            COM              844741108       12      750 SH       DEFINED 01               750
SOUTHWEST GAS CORP             COM              844895102        5      200 SH       DEFINED 01               200
SPRINT CORPORATION FON GROUP   COM              852061100     1996    29654 SH       DEFINED 01              8830             824
SPRINT CORPORATION FON GROUP   COM              852061100     3437    51056 SH       DEF/OTH 01             46056      800   4200
SPRINT CORP                    COM              852061506      443     4321 SH       DEFINED 01              4070               251
SPRINT CORP                    COM              852061506     1299    12678 SH       DEF/OTH 01             12678
STANDARD REGISTER CO           COM              853887107       23     1200 SH       DEF/OTH 01              1200
STANLEY WKS                    COM              854616109     1491    49500 SH       DEFINED 01             49500
STANLEY WKS                    COM              854616109      749    24850 SH       DEF/OTH 01             24850
STARWOOD HOT & RESORTS WRLD    COM              85590A203        7      308 SH       DEF/OTH 01               308
STATE STREET CORP              COM              857477103     1022    13994 SH       DEFINED 01             13700               294
STATE STREET CORP              COM              857477103      781    10685 SH       DEF/OTH 01             10234      451
STILLWATER MNG CO              COM              86074Q102       13      393 SH       DEFINED 01               393
THE STRIDE RITE CORP           COM              863314100        7     1000 SH       DEFINED 01              1000
SUMMIT BANCORP                 COM              866005101       12      401 SH       DEFINED 01               401
SUN MICROSYSTEMS INC           COM              866810104      341     4400 SH       DEFINED 01              4400
SUN MICROSYSTEMS INC           COM              866810104      341     4400 SH       DEF/OTH 01              4400
SUNGARD DATA SYS INC           COM              867363103        5      225 SH       DEFINED 01               225
SUNOCO INC                     COM              86764P109      620    26400 SH       DEFINED 01             25800               600
SUNOCO INC                     COM              86764P109        5      208 SH       DEF/OTH 01               208
SUNTRUST BANKS INC             COM              867914103       21      300 SH       DEFINED 01               300
SUNTRUST BANKS INC             COM              867914103      247     3584 SH       DEF/OTH 01              3144               440
SUPERVALU INC                  COM              868536103       32     1600 SH       DEFINED 01              1600
SUPERVALU INC                  COM              868536103      200    10000 SH       DEF/OTH 01             10000
SYBRON INTERNATIONAL CORP      COM              87114F106       47     1900 SH       DEFINED 01              1900
SYCAMORE NETWORKS INC          COM              871206108       31      100 SH       DEFINED 01               100
SYLVAN LEARNING SYS INC        COM              871399101        3      224 SH       DEFINED 01               224
SYNOVUS FINL CORP              COM              87161C105      328    16500 SH       DEFINED 01             16500
SYNOVUS FINL CORP              COM              87161C105      174     8775 SH       DEF/OTH 01              8775
SYSCO CORP                     COM              871829107       59     1500 SH       DEFINED 01              1500
TECO ENERGY INC                COM              872375100       62     3320 SH       DEFINED 01              3320
TECO ENERGY INC                COM              872375100       46     2500 SH       DEF/OTH 01              2500
TNP ENTERPRISES INC            COM              872594106        4      103 SH       DEFINED 01               103
TNP ENTERPRISES INC            COM              872594106       26      639 SH       DEF/OTH 01               639
TRW INC                        COM              872649108      956    18400 SH       DEFINED 01             18400
TRW INC                        COM              872649108      317     6100 SH       DEF/OTH 01              6100
TECH DATA CORP                 COM              878237106       11      400 SH       DEF/OTH 01               400
TELEFONICA SA - SPONS ADR      COM              879382208       74      936 SH       DEF/OTH 01                        936
TENNECO AUTOMOTIVE INC         COM              880349105        1      126 SH       DEFINED 01               126
TENNECO AUTOMOTIVE INC         COM              880349105        4      395 SH       DEF/OTH 01               395
TEXACO INC                     COM              881694103     3218    59255 SH       DEFINED 01             57015              2240
TEXACO INC                     COM              881694103     1261    23220 SH       DEF/OTH 01             19328     3592      300
TEXAS INSTRS INC               COM              882508104      609     6300 SH       DEFINED 01              5800               500
TEXAS UTILITIES CO.            COM              882848104       15      432 SH       DEFINED 01               432
TEXAS UTILITIES CO.            COM              882848104      161     4530 SH       DEF/OTH 01              4030               500
TEXTRON INC                    COM              883203101      218     2844 SH       DEFINED 01              2844
TEXTRON INC                    COM              883203101      110     1440 SH       DEF/OTH 01              1440
TOO INC                        COM              890333107       10      553 SH       DEFINED 01               553
TOO INC                        COM              890333107        7      398 SH       DEF/OTH 01               398
TORCHMARK CORP                 COM              891027104        6      200 SH       DEFINED 01               200
TRI CONTL CORP                 COM              895436103       22      785 SH       DEF/OTH 01               785
TRICON GLOBAL RESTAURANTS      COM              895953107      107     2770 SH       DEFINED 01              2770
TRICON GLOBAL RESTAURANTS      COM              895953107      277     7183 SH       DEF/OTH 01              7183
TRUSTMARK CORP                 COM              898402102      400    18500 SH       DEFINED 01             18500
TYCO INTERNATIONAL LTD NEW     COM              902124106     1594    40866 SH       DEFINED 01             40866
TYCO INTERNATIONAL LTD NEW     COM              902124106      544    13956 SH       DEF/OTH 01             13456      500
USX-MARATHON GROUP             COM              902905827      760    30770 SH       DEFINED 01             30770
UST INC                        COM              902911106     1157    45950 SH       DEFINED 01             45950
UST INC                        COM              902911106      594    23600 SH       DEF/OTH 01             23200      400
U S RESTAURANT PPTYS INC       COM              902971100       45     3150 SH       DEF/OTH 01                     3150
US BANCORP DEL                 COM              902973106       57     2400 SH       DEFINED 01              2400
US BANCORP DEL                 COM              902973106      114     4767 SH       DEF/OTH 01              4767
USX-U S STEEL GROUP            COM              90337T101       56     1700 SH       DEFINED 01              1700
ULTRAMAR DIAMOND SHAMRCK CO    COM              904000106     1348    59400 SH       DEFINED 01             58500             900
ULTRAMAR DIAMOND SHAMRCK CO    COM              904000106      147     6500 SH       DEF/OTH 01              6500
UNILEVER N V                   COM              904784709       58     1071 SH       DEFINED 01              1071
UNILEVER N V                   COM              904784709      423     7766 SH       DEF/OTH 01              7766
UNICOM CORP                    COM              904911104       67     1998 SH       DEFINED 01              1998
UNICOM CORP                    COM              904911104      120     3588 SH       DEF/OTH 01              3588
UNION CARBIDE CORP             COM              905581104        7      100 SH       DEFINED 01               100
UNION CARBIDE CORP             COM              905581104       13      200 SH       DEF/OTH 01                      200
UNION PACIFIC CORP             COM              907818108      864    19782 SH       DEFINED 01             19782
UNION PACIFIC CORP             COM              907818108      563    12890 SH       DEF/OTH 01             12890
UNION PAC RES GROUP INC        COM              907834105      117     9142 SH       DEFINED 01              9142
UNION PAC RES GROUP INC        COM              907834105       63     4964 SH       DEF/OTH 01              4964
UNITED HEALTHCARE CORP         COM              910581107     1519    28585 SH       DEFINED 01             28585
UNITEHEALTHCARE CORP           COM              910581107      223     4200 SH       DEF/OTH 01              3700      500
UNITED ILLUM CO                COM              910637107       21      400 SH       DEF/OTH 01                               400
UNITED PARCEL SERVICE INC      COM              911312106       14      200 SH       DEFINED 01               200
U S HOME CORP NEW              COM              911920106       77     3000 SH       DEFINED 01              3000
U S INDS INC NEW               COM              912080108       22     1600 SH       DEF/OTH 01              1600
U S WEST INC NEW               COM              91273H101     1686    23410 SH       DEFINED 01             23410
U S WEST INC NEW               COM              91273H101     1071    14872 SH       DEF/OTH 01             14872
UNITED TECHNOLOGIES CORP       COM              913017109      257     3950 SH       DEFINED 01              3400               550
UNITED TECHNOLOGIES CORP       COM              913017109     1221    18780 SH       DEF/OTH 01             18780
UNITED WATER RESOURCES INC     COM              913190104       60     1751 SH       DEF/OTH 01              1751
UNIVERSAL FOODS CORP           COM              913538104     1324    64990 SH       DEFINED 01             64190               800
UNIVERSAL FOODS CORP           COM              913538104      171     8400 SH       DEF/OTH 01              8400
UNIVISION COMMUNICATIONS IN    COM              914906102       15      150 SH       DEFINED 01               150
UNOVA INC                      COM              91529B106        8      600 SH       DEFINED 01               600
UNUMPROVIDENT CORP             COM              91529Y106       80     2500 SH       DEFINED 01              2500
UNUMPROVIDENT CORP             COM              91529Y106      109     3400 SH       DEF/OTH 01              3400
USFREIGHTWAYS CORP             COM              916906100      462     9650 SH       DEFINED 01              9150               500
USFREIGHTWAYS CORP             COM              916906100        5      100 SH       DEF/OTH 01                      100
UTILICORP UNITED INC           COM              918005109        3      150 SH       DEF/OTH 01                      150
VALSPAR CORP                   COM              920355104       29      700 SH       DEFINED 01               700
VENATOR GROUP INC              COM              922944103        4      606 SH       DEFINED 01               606
VERITAS SOFTWARE CO            COM              923436109       86      600 SH       DEFINED 01               600
VIAD CORP                      COM              92552R109        3      124 SH       DEF/OTH 01               124
VIACOM INC                     COM              925524100        5       80 SH       DEF/OTH 01                80
VIACOM INC                     COM              925524126               145 SH       DEFINED 01               145
VIACOM INC                     COM              925524308       37      606 SH       DEF/OTH 01               606
VIRGINIA ELECTRIC & POWR CO    COM              927804617        4      200 SH       DEFINED 01               200
VLASIC FOODS INTL INC          COM              928559103        2      344 SH       DEF/OTH 01               344
VODAFONE AIRTOUCH PLC          COM              92857T107      450     9090 SH       DEFINED 01              9090
VODAFONE AIRTOUCH PLC          COM              92857T107      474     9570 SH       DEF/OTH 01              9570
VORNADO RLTY TR                COM              929042109       24      731 SH       DEFINED 01               731
VULCAN MATLS CO                COM              929160109      379     9500 SH       DEFINED 01              9500
VULCAN MATLS CO                COM              929160109      342     8554 SH       DEF/OTH 01                              8554
WACHOVIA CORP                  COM              929771103      170     2500 SH       DEFINED 01              2500
WACHOVIA CORP                  COM              929771103        8      120 SH       DEF/OTH 01               120
WAL-MART STORES INC            COM              931142103     6814    98577 SH       DEFINED 01             96477              2100
WAL-MART STORES INC            COM              931142103     5012    72500 SH       DEF/OTH 01             72500
WALGREEN CO                    COM              931422109     2300    78616 SH       DEFINED 01             78616
WALGREEN CO                    COM              931422109     1315    44968 SH       DEF/OTH 01             44968
WALTER INDS INC                COM              93317Q105       16     1500 SH       DEFINED 01              1500
WARNER LAMBERT CO              COM              934488107      784     9563 SH       DEFINED 01              9563
WARNER LAMBERT CO              COM              934488107      359     4384 SH       DEF/OTH 01              4384
WASHINGTON MUTUAL INC          COM              939322103     1532    59193 SH       DEFINED 01             59193
WASHINGTON MUTUAL INC          COM              939322103      272    10525 SH       DEF/OTH 01             10525
WASHINGTON POST CO             COM              939640108      111      200 SH       DEF/OTH 01               200
WASHINGTON REAL EST INVT TR    COM              939653101       17     1125 SH       DEF/OTH 01                       1125
WASTE MANAGEMENT INC           COM              94106L109       98     5721 SH       DEFINED 01              5721
WASTE MANAGEMENT INC           COM              94106L109      128     7446 SH       DEF/OTH 01              7446
WELLS FARGO & CO NEW           COM              949746101      187     4615 SH       DEFINED 01              4415               200
WEST PHARMACEUTICAL SERV IN    COM              955306105       12      400 SH       DEF/OTH 01               400
WESTCOAST ENERGY INC F.        COM              95751D102        8      500 SH       DEFINED 01               500
WESTERN RES INC                COM              959425109       21     1255 SH       DEF/OTH 01              1255
WESTVACO CORP                  COM              961548104       99     3037 SH       DEF/OTH 01              3037
WEYERHAEUSER CO                COM              962166104     1361    18950 SH       DEFINED 01             18950
WEYERHAEUSER CO                COM              962166104       79     1100 SH       DEF/OTH 01               900      200
WHIRLPOOL CORP                 COM              963320106       33      500 SH       DEF/OTH 01               500
WHITNEY HOLDING CORP           COM              966612103       19      500 SH       DEFINED 01               500
WILLAMETTE INDS INC            COM              969133107     1734    37350 SH       DEFINED 01             36650               700
WILLAMETTE INDS INC            COM              969133107      209     4500 SH       DEF/OTH 01              3800      700
WILLIAMS COS INC               COM              969457100      823    26932 SH       DEFINED 01             26932
WILLIAMS COS INC               COM              969457100      520    17000 SH       DEF/OTH 01             17000
WINN DIXIE STORES INC          COM              974280109      116     4860 SH       DEFINED 01              4860
WISCONSIN ENERGY CORP          COM              976657106      170     8807 SH       DEFINED 01              8807
WISCONSIN ENERGY CORP          COM              976657106       11      561 SH       DEF/OTH 01               561
WRIGLEY WM JR CO               COM              982526105       83     1000 SH       DEF/OTH 01              1000
XEROX CORP                     COM              984121103      253    11130 SH       DEFINED 01             11130
XEROX CORP                     COM              984121103      138     6100 SH       DEF/OTH 01              5100     1000
YAHOO INC                      COM              984332106      240      555 SH       DEFINED 01               555
YANKEE ENERGY SYS INC          COM              984779108        4       90 SH       DEF/OTH 01                90
ZILA INC.                      COM              989513205        3     1000 SH       DEFINED 01              1000


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission