HARTFORD LIFE INSURANCE CO SEPARATE ACCOUNT TWO NQ VARI ACCO
497, 1995-10-30
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                     GROUP VARIABLE ANNUITY CONTRACTS
                     HARTFORD LIFE INSURANCE COMPANY



        SUPPLEMENT DATED OCTOBER 20, 1995 TO SEPARATE ACCOUNT TWO
          (NQ VARIABLE ACCOUNT) PROSPECTUSES DATED MAY 1, 1995



The subsection entitled "What is HL?" should read as follows:


What is HL?

    Hartford Life Insurance Company was originally incorporated under the
    laws of Massachusetts on June 5, 1902. It was subsequently redomiciled
    to Connecticut. It is a stock life insurance company engaged in the
    business of writing health and life insurance, both ordinary and group,
    in all states of the United States and the District of Columbia. The
    offices of HL are located in Simsbury, Connecticut; however, its mailing
    address is P.O. Box 2999, Hartford, CT 06104-2999. HL is ultimately 100%
    owned by Hartford Fire Insurance Company, one of the largest multiple
    line insurance carriers in the United States. Hartford Fire Insurance
    Company is a subsidiary of ITT Corporation. HL is rated A+ (superior) by
    A.M. Best and Company, Inc. on the basis of its financial soundness and
    operating performance. HL has an AA+ rating from both Standard and Poor's
    and Duff and Phelps on the basis of its claims-paying ability.

    These ratings do not apply to the performance of the Separate Account.
    However, the contractual obligations under the variable annuity are the
    general corporate obligations of HL. These ratings do apply to HL's
    ability to meet its insurance obligations under the contract.


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