SOUTHWEST GEORGIA FINANCIAL CORP
10-Q, EX-27, 2000-11-13
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>






<ARTICLE> 9
<MULTIPLIER> 1000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                            6787
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<TOTAL-ASSETS>                                  240859
<DEPOSITS>                                      194877
<SHORT-TERM>                                      5000
<LIABILITIES-OTHER>                               2482
<LONG-TERM>                                       8000
<COMMON>                                          3000
                                0
                                          0
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<INTEREST-LOAN>                                   8929
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<SECURITIES-GAINS>                                  (3)
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<INCOME-PRE-EXTRAORDINARY>                        3444
<EXTRAORDINARY>                                      0
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<YIELD-ACTUAL>                                    5.32
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<ALLOWANCE-CLOSE>                                 2003
<ALLOWANCE-DOMESTIC>                              2003
<ALLOWANCE-FOREIGN>                                  0
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</TABLE>


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