<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE JUNE
30, 2000 FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,221
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 6,319
<INVESTMENTS-CARRYING> 6,155
<INVESTMENTS-MARKET> 6,319
<LOANS> 2,341
<ALLOWANCE> 1,072
<TOTAL-ASSETS> 97,123
<DEPOSITS> 0
<SHORT-TERM> 3,080
<LIABILITIES-OTHER> 714
<LONG-TERM> 10,033
0
0
<COMMON> 79
<OTHER-SE> 62,653
<TOTAL-LIABILITIES-AND-EQUITY> 97,123
<INTEREST-LOAN> 857
<INTEREST-INVEST> 98
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 955
<INTEREST-DEPOSIT> 0
<INTEREST-EXPENSE> 750
<INTEREST-INCOME-NET> 205
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,283
<INCOME-PRETAX> 4,485
<INCOME-PRE-EXTRAORDINARY> 4,485
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,950
<EPS-BASIC> 0.37
<EPS-DILUTED> 0.35
<YIELD-ACTUAL> 0
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,072
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 1,072
<ALLOWANCE-DOMESTIC> 1,072
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>