CREDITRISKMONITOR COM INC
8-K, EX-16, 2000-09-05
SERVICES, NEC
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                                                                      EXHIBIT 16

                    [LETTERHEAD OF CLIFTON GUNDERSON L.L.C.]


September 5, 2000


Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC   20549

Gentlemen:

We have read Item 4 of Form 8-K dated August 30, 2000, of CREDITRISKMONITOR.COM,
INC. and are in agreement  with the statements  contained in the first,  second,
and fourth  paragraphs as they pertain to Clifton  Gunderson  L.L.C.  We have no
basis to agree or disagree with the other statements of the registrant contained
therein.


/s/ Clifton Gunderson L.L.C.



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