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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S QUARTERLY FINANCIAL STATEMENTS AS OF AND FOR THE NINE MONTH PERIOD
ENDED SEPTEMBER 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 35,104
<INT-BEARING-DEPOSITS> 279
<FED-FUNDS-SOLD> 475
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 330,589
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 1,266,615
<ALLOWANCE> 17,707
<TOTAL-ASSETS> 1,688,207
<DEPOSITS> 1,169,271
<SHORT-TERM> 193,700
<LIABILITIES-OTHER> 18,393
<LONG-TERM> 181,688
0
0
<COMMON> 3,199
<OTHER-SE> 114,956
<TOTAL-LIABILITIES-AND-EQUITY> 1,688,207
<INTEREST-LOAN> 80,144
<INTEREST-INVEST> 17,774
<INTEREST-OTHER> 418
<INTEREST-TOTAL> 98,336
<INTEREST-DEPOSIT> 33,981
<INTEREST-EXPENSE> 51,954
<INTEREST-INCOME-NET> 46,382
<LOAN-LOSSES> 5,306
<SECURITIES-GAINS> (421)
<EXPENSE-OTHER> 11,954
<INCOME-PRETAX> 12,879
<INCOME-PRE-EXTRAORDINARY> 8,193
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 8,193
<EPS-BASIC> 2.54
<EPS-DILUTED> 2.54
<YIELD-ACTUAL> 8.43
<LOANS-NON> 16,806
<LOANS-PAST> 2,057
<LOANS-TROUBLED> 15,860
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 17,942
<CHARGE-OFFS> 6,193
<RECOVERIES> 652
<ALLOWANCE-CLOSE> 17,707
<ALLOWANCE-DOMESTIC> 13,258
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 4,449
</TABLE>
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