SCHWAB CHARLES CORP
S-4, EX-23.1, 2000-10-27
SECURITY BROKERS, DEALERS & FLOTATION COMPANIES
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<PAGE>   1

                                                                    EXHIBIT 23.1

                         INDEPENDENT AUDITORS' CONSENT

     We consent to the incorporation by reference in this Registration Statement
of The Charles Schwab Corporation on Form S-4 of our report dated February 16,
2000 (July 17, 2000 as to Notes 1, 17 and 21), appearing in the Current Report
on Form 8-K filed on July 18, 2000 of The Charles Schwab Corporation, and to the
reference to us under the heading "Experts" in the Prospectus, which is part of
this Registration Statement. Our report on the consolidated financial statements
expresses an unqualified opinion, references the report of other auditors and
includes an explanatory paragraph related to an accounting change to conform
with Statement of Position 98-1.

/s/ DELOITTE & TOUCHE LLP

San Francisco, California
October 27, 2000


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