PROVIDENT FINANCIAL GROUP INC
SC 13D/A, 1998-10-15
STATE COMMERCIAL BANKS
Previous: SCUDDER US TREASURY MONEY FUND, 485BPOS, 1998-10-15
Next: PROVIDENT FINANCIAL GROUP INC, SC 13G, 1998-10-15



<PAGE>

               SECURITIES AND EXCHANGE COMMISSION
                     WASHINGTON, D.C. 20549
                                
                          SCHEDULE 13D
                         (Rule 13d-101)
                                
   INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO
   13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO 13d-2(a)
                                
                        (Amendment No. 4)
                                
                 PROVIDENT FINANCIAL GROUP, INC.
      -----------------------------------------------------
                        (Name of Issuer)
                                
                   Common Stock, No Par Value
            ----------------------------------------
                 (Title of Class of Securities)
                                
                           743866 10 5
                      ---------------------
                         (CUSIP Number)
                                
                     James C. Kennedy, Esq.
                     One East Fourth Street
                     Cincinnati, Ohio 45202
                         (513) 579-2538
        -------------------------------------------------
          (Name, Address and Telephone Number of Person
        Authorized to Receive Notices and Communications)
                                
                           See Item 5
     -------------------------------------------------------
     (Date of Event Which Requires Filing of this Statement)
                                
If the filing person has previously filed a statement on Schedule
13G  to  report  the  acquisition which is the  subject  of  this
Schedule  13D,  and  is  filing this  schedule  because  of  Rule
13d-1(b)(3) or (4), check the following box [ ].


                        Page 1 of 5 Pages
<PAGE>

CUSIP NO. 743834-20-2       13D Page            2 of 5 Pages

1    NAME OF REPORTING PERSONS
     S.S. OR I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS
      Lou Ann Flint

2    CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [    ]
                                                (b) [    ]
3    SEC USE ONLY

4    SOURCE OF FUNDS*

5    CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS
     IS REQUIRED PURSUANT TO ITEM 2(d) or 2(e)  [    ]

6    CITIZENSHIP OR PLACE OF ORGANIZATION

7    NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON
     WITH:

     SOLE VOTING POWER
     2,085,394 (See Item 5)

8    SHARED VOTING POWER
     ---

9    SOLE DISPOSITIVE POWER
     2,085,394 (See Item 5)

10   SHARED DISPOSITIVE POWER
     ---

11   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
     PERSON
     2,085,394 (See Item 5)

12   CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11)
     EXCLUDES CERTAIN SHARES*                     [     ]

13   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
     4.8% (See Item 5)

14   TYPE OF REPORTING PERSON*
     IN
<PAGE>

Item 1.   Security and Issuer.

     This Amendment to Schedule 13D is filed on behalf of Lou Ann
Flint  (the  "Reporting Person"), relative to the  no  par  value
Common  Stock  ("Common  Stock") issued  by  Provident  Financial
Group,  Inc. ("Provident").  The principal executive  offices  of
Provident are located at One East Fourth Street, Cincinnati, Ohio
45202.  All capitalized terms not otherwise defined herein  shall
have  the  meanings assigned to them in the Schedule 13D.   Items
not  included in this amendment are either not amended or are not
applicable.  Following  the  transaction  described  herein,  the
Reporting Person no longer beneficially owns five percent or more
of a class of Provident voting equity securities.


Item 5.   Interest in Securities of the Issuer.

      As of September 30, 1998, the Reporting Person beneficially
owned  2,085,394 shares (or approximately 4.8% of the outstanding
shares) of Provident Common Stock as follows:

                Holder                   Number of Shares
              Lou Ann Flint (a)                   450
              Lou Ann Flint (b)                   105
              Trust (c)                     2,084,839
                                         ------------
              Total:                        2,085,394

      (a)   These  shares  are held by the  Reporting  Person  as
custodian for her minor children.

      (b)   These shares are held by the Reporting Person in  her
IRA.

      (c)   These  shares  are  held in a  trust  for  which  the
Reporting Person acts as sole trustee with voting and dispositive
power.   The  grantor of the trust is Edyth B. Lindner,  wife  of
Carl  H.  Lindner, and the beneficiaries of the  trust  are  Mrs.
Lindner  and  her sons Carl H. Lindner III, S. Craig Lindner  and
Keith E. Lindner.

      On  September  30,  1998, the Reporting Person  distributed
98,028  shares  to Mrs. Lindner.  As of September 30,  1998,  and
within the last 60 days, to the best knowledge and belief of  the
undersigned,  other  than  as described herein,  no  transactions
involving Provident equity securities had been engaged in by  the
Reporting Person.










                              - 3 -
                                
<PAGE>


Item 7.   Material to be filed as Exhibits.

          (1)   Power  of  Attorney executed in  connection  with
          filings  under the Securities Exchange Act of 1934,  as
          amended.

      After  reasonable  inquiry and to the  best  knowledge  and
belief  of  the  undersigned, it is  hereby  certified  that  the
information  set  forth in this statement is true,  complete  and
correct.

Dated:  October 15, 1998
                              James C. Kennedy
                              ---------------------------------
                              James C. Kennedy as
                              Attorney-in-Fact for Lou Ann Flint






















                              - 4 -

<PAGE>
                                             Exhibit 1

                        POWER OF ATTORNEY
                        -----------------

      I, Lou Ann Flint, do hereby appoint Karl J. Grafe and James
C. Kennedy, or either of them, as my true and lawful attorneys-in-
fact  to  sign  on my behalf individually and to  file  with  the
Securities and Exchange Commission any schedules or other filings
or  amendments  thereto made by me pursuant  to  Sections  13(d),
13(f), 13(g), 14(d) and 16(a) of the Securities and Exchange  Act
of 1934, as amended.

      IN  WITNESS  WHEREOF,  I  have  hereunto  set  my  hand  at
Cincinnati, Ohio this 14th day of October, 1998.



                                 Lou Ann Flint
                                 ------------------------------
                                 Lou Ann Flint











                              - 5 -




© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission