<PAGE> 1
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) November 6, 2000
Provident Financial Group, Inc.
------------------------------------------------------
(Exact name of registrant as specified in its charter)
Ohio 1-8019 31-0982792
---------------------------- ----------- -------------------
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
One East Fourth Street, Cincinnati, Ohio 45202
---------------------------------------- --------
(Address of principal executive offices) Zip Code
Registrant's telephone number, including area code (513) 579-2000
---------------
(Former name or former address, if changed since last report.)
<PAGE> 2
ITEM 5. OTHER EVENTS.
On November 6, 2000, Provident Financial Group, Inc., an Ohio
corporation (the "Company"), entered into an Underwriting Agreement relating to
the sale of $100,000,000 aggregate liquidation amount of 10 1/4% Trust Preferred
Securities of Provident Capital Trust III under a registration statement on Form
S-3 (No. 333-93603) (the "Registration Statement). This Current Report on Form
8-K is being filed for the purpose of filing certain exhibits to the
Registration Statement.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits.
1 Underwriting Agreement
8 Opinion of Keating, Muething & Klekamp, P.L.L. regarding
tax matters
12.1 Computation of Ratios of Earnings to Fixed Charges
12.2 Computation of Ratio of Earnings to Combined Fixed Charges
and Preferred Stock Dividends
23.4 Consent of Keating, Muething & Klekamp, P.L.L. (included
in Exhibit 8)
<PAGE> 3
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PROVIDENT FINANCIAL GROUP, INC.
Date: November 8, 2000 By: /s/ Mark E. Magee
-------------------------------
Mark E. Magee
Vice President and Secretary
