SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. ___)
West Essex Bancorp Inc.
(Name of Issuer)
Common Stock
(Title of Class of Securities)
952698108
(Cusip Number)
The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of
that section of the Act but shall be subject to all other provisions of the
Act (however, see the Notes).
1. Name of reporting person
S.S. or I.R.S. identification no. of above person
MARINE MIDLAND BANK
2. Check the Appropriate box if a member of a group*
NOT APPLICABLE
(A)
(B)
3. SEC use only
4. Citizenship or Place of Organization
NEW YORK STATE
NUMBER OF 5. Sole voting power: 0
SHARES
BENEFICIALLY 6. Shared voting power: 186,201
OWNED BY
EACH 7. Sole dispositive power: 0
REPORTING
PERSON 8. Shared dispositive power: 186,201
WITH
9. Aggregate amount beneficially owned by each reporting person
186,201
10. Check box if the aggregate amount in row 9 excludes certain shares
NOT APPLICABLE
(A)
11. Percent of class represented by amount in row 9
10.081
12. Type of reporting person
BK-BANK
Item 1a. Name of issuer:
West Essex Bancorp Inc.
Item 1b. Address of issuer's principal executive offices:
417 Bloomfield Ave.
Caldwell, NJ 07006
Item 2a. Name of person filing:
MARINE MIDLAND BANK
Item 2b. Address of principal business office:
C/O MARINE MIDLAND BANK
ONE MARINE MIDLAND CENTER
BUFFALO, NY 14203
ATTN: Nancy Tzimou 17th Floor
Item 2c. Citizenship:
STATE CHARTERED BANK ORGANIZED UNDER THE LAWS
OF THE STATE OF NEW YORK.
Item 2d. Title of class of securities:
COMMON STOCK
Item 2e. Cusip Number:
952698108
Item 3. The person filing this statement is a:
(B) Bank as defined in Section 3(a)(6) of the Act.
Item 4. Ownership:
(A) Amount beneficially owned: 186,201
(B) Percent of Class: 10.081
Number of shares as to which such person has:
(I) Sole power to vote or to direct the vote: 0
(ii) Shared power to vote or to direct the vote: 186,201
(iii) Sole power to dispose or direct the disposition of: 0
(iv) Shared power to dispose or direct the disposition of: 186,201
Item 5. Ownership of five percent or less of a class:
NOT APPLICABLE.
Item 6. Ownership of more than five percent on behalf of another person:
HELD IN VARIOUS FIDUCIARY RELATIONSHIP ACCOUNTS.
Item 7. Identification and classification of the subsidiary which acquired the
security being reported on by the parent holding company:
NOT APPLICABLE.
Item 8. Identification and classification of members of the group:
NOT APPLICABLE.
Item 9. Notice of dissolution of group:
NOT APPLICABLE.
Item 10. Certification:
By signing below I certify that, to the best of my knowledge and belief, the
securities referred to above were acquired in the ordinary course of business
and were not acquired for the purpose of and do not have the effect of
changing or influencing the control of the issuer of such securities and were
not acquired in connection with or as a participant in any transaction having
such purposes or effect. After reasonable inquiry and to the best of my
knowledge and belief, I certify that the information set forth in this statement
is true, complete and correct.
Date: 16 February 1999
Martin W. Glaeser
Assistant Vice President, Sect. Mgr.
