HORACE MANN LIFE INSURANCE CO ALLEGIANCE SEPARATE ACCOUNT A
24F-2NT, 1996-02-20
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February 19, 1996



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549

SUBJECT:     Rule 24f-2 Notice for Allegiance Separate Account A
             File Nos. 811-1690 and 33-36659

Dear Sir or Madam:

This Notice is filed on behalf of Allegiance Separate Account A of Horace Mann
Life Insurance Company pursuant to the requirements of Rule 24f-2 under the
Investment Company Act of 1940.

       1. Fiscal year for which notice is filed:  January 1, 1995 through
          December 31, 1995.          
       2. Dollar amount of securities registered under the Securities Act of
          1933 other than pursuant to Rule 24f-2 but which remain unsold as of 
          January 1, 1995:  0.
       3. Dollar amount of securities registered during the fiscal year ended
          December 31, 1995 other than pursuant to Rule 24f-2:  0.
       4. Dollar amount of securities sold during the fiscal year ended
          December 31, 1995: $673,501.
       5. Net dollar amount of securities sold during the fiscal year ended
          December 31, 1995 (less redemptions): $(249,636).
       6. Dollar amount of securities sold during the fiscal year ended
          December 31, 1995 in reliance upon Rule 24f-2: $(249,636).
       7. Fee at 1/29 of 1% ($100 minimum): $100.00.

Sincerely,




William J. Kelly, FLMI
Vice President
Annuity Administration & Compliance
Horace Mann Life Insurance Company

* Net amount equals purchases of $673,501 minus redemptions of $923,137
  or $(249,636).
<PAGE>
February 16, 1996



Mr. Paul Kardos
President Horace Mann Life Insurance Company
#1 Horace Mann Plaza
Springfield, Il  62715-0001

RE:    Registration of Securities
       Horace Mann Life Insurance Company Allegiance Separate Account A


In my capacity as General Counsel of Horace Mann Educators Corporation, I am
familiar with matters pertaining to the federal securities laws and the
securities offered by the Horace Mann Life Insurance Company Allegiance Separate
Account A, including the preparation and review of registration statements and
post-effective amendments pursuant to the Securities Act of 1933.

After reviewing the relevant documents and making suitable inquiry of Separate
Account personnel, I am of the opinion that the securities issued in fiscal year
1995 by the Separate Account were legally issued, fully paid and non-assessable.

Sincerely,


Ann Caparros<PAGE>



Registration Nos. 811-1690 and 33-36659



SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549


Rule 24f-2 Notice
(Investment Company Act of 1940)


HORACE MANN LIFE INSURANCE COMPANY
ALLEGIANCE SEPARATE ACCOUNT A
(Exact Name of Registrant)


One Horace Mann Plaza
Springfield, Illinois 62715
(Complete address of depositor's principal executive offices)


William J. Kelly
Vice President
Horace Mann Life Insurance Company
Allegiance Separate Account A
One Horace Mann Plaza
Springfield, Illinois 62715
(Name and complete address of agent for service)


Copies to:

Cathy G. O'Kelly
Vedder, Price, Kaufman and Kammholz
222 N. LaSalle Street
Chicago, IL 60601-1003



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