HARTFORD LIFE INSURANCE CO SEPARATE ACCOUNT TWO VAR ACC A, 497J, 1998-10-01

HARTFORD LIFE INSURANCE CO SEPARATE ACCOUNT TWO VAR ACC A
497J, 1998-10-01

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                                                              HARTFORD LIFE


                                                            SHARON LOGHMANI
                                                            Paralegal


October 1, 1998



Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C.  20549
Attention: Filing Room

Re:  Hartford Life Insurance Company Separate Account Two (Variable Account "A")
       ("Registrant")
     Director One
     File No. 33-19945

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:

     1.   The form of prospectus and Statement of Additional Information that
          would have been filed, on behalf of the Registrant,  under paragraph
          (c) under this section did not differ from that contained in the
          Registrant's most recent post-effective amendment; and

     2.   The text of the Registrant's most recent post-effective amendment has
          been filed electronically with the Securites and Exchange Commission
          on September 29, 1998.

If you have any additional questions, please feel free to contact me at (860)
843-3485.

Sincerely yours,

/s/ Sharon Loghmani

Sharon Loghmani
Paralegal