HARTFORD LIFE INSURANCE CO SEPARATE ACCOUNT TWO VAR ACC A
497J, 2000-05-01
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                                                     [LOGO]
                                                     HARTFORD LIFE


                                                     ALLISON S. MACINNIS
                                                     Legal Specialist


May 1, 2000


Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D.C.  20549
Attention: Filing Room

Re:   Hartford Life Insurance Company
      Separate Account Two - The Director variable annuity
      File No. 33-19945

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:

     1.    The form of Prospectus and Statement of Additional Information
           that would have been filed, on behalf of the Registrant, under
           paragraph (c) under this section did not differ from that
           contained in the Registrant's most recent post-effective
           amendment; and

     2.    The text of the Registrant's most recent post-effective
           amendment has been filed electronically with the Securities
           and Exchange Commission on April 13, 2000.

If you have any additional questions, please feel free to contact me at (860)
843-8697.

Sincerely yours,

/s/ Allison S. MacInnis

Allison S. MacInnis


Enclosure




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