PEOPLES BANCORP INC
SC 13G/A, 1995-02-13
STATE COMMERCIAL BANKS
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UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


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SCHEDULE 13G

Under the Securities Exchange Act of 1934
(Amendment No. 2)*

Peoples Bancorp Inc.     
(Name of Issuer)

Common Stock        
(Title of Class of Securities)

709789101        
(CUSIP Number)

Check the following box if a fee is being paid with this
statement ___.  (A fee is not required only if the filing
person: (1) has a previous statement on file reporting
beneficial ownership of more than five percent of the class of
securities described in Item 1; and (2) has filed no amendment
subsequent thereto reporting beneficial ownership of five
percent to less of such class.)  (See Rule 13d-7).

*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to
the subject class of securities, and for any subsequent
amendment containing information which would alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page
shall not be deemed to be "filed" for the purpose of Section 18
of the Securities Exchange Act of 1934 ("Act") or otherwise
subject to the liabilities of that section of the Act but shall
be subject to all other provisions of the Act (however, see the
Notes).

SEC 1745 (292)




1	NAME OF REPORTING PERSON
 	S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
 	The Peoples Banking and Trust Company

2.	CHECK THE APPROPRIATE BOX IS A MEMBER OF A GROUP*
			                        							(a) ___
                           							(b) ___
 N/A

3.	SEC USE ONLY


4.	CITIZENSHIP OR PLACE OF ORGANIZATION
  	Ohio

              5. SOLE VOTING POWER
NUMBER OF			     176,142 Shares*
SHARES
BENEFICIALLY		6.	SHARED VOTING POWER
OWNED BY								 286,188 Shares*
EACH		           
REPORTING					7. SOLE DISPOSITIVE POWER			   
PERSON		         73,079 Shares*
WITH								  
              8.	SHARED DISPOSITIVE POWER
             				389,251 Shares*

9.	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
 		462,330

10.	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
 		N/A

11.	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
		15.95%

12.	TYPE OF REPORTING PERSON*


* The reporting person, and the officers and directors of the reporting
person, disclaim beneficial ownership of all of these shares.



Item 1(a).	Name of Issuers.
Peoples Bancorp Inc.

Item 1 (b).	Address of Issuer's Principal Executive Offices.
P.O. Box 738
Marietta, Ohio 45750

Item 2(a).	Names of Person Filing.
The Peoples Banking and Trust Company

Item 2(b).	Address of Principal Business Office or, if none, Residence.
P.O. Box 738
Marietta, Ohio 45750

Item 2(c).	Citizenship.
Ohio

Item 2(d).	Title of Class of Securities.
Common Stock

Item 2(e).	CUSIP Number.
709789 10 1

Item 3.
	The reporting person is a bank as defined in section 3(a) (6)
of the Securities Exchange Act of 1934, as amended.

Item 4.		Ownership.
	(a)	Amount beneficially owned:		462,330
	(b)	Percent of Class:			15.95%
	(c)	Number of shares as to which such person has:

		(i)	Sole power to vote or to direct the vote:
					176,142

		(ii)	Shared power to vote or to direct the vote:
 				286,188

		(iii)	Sole power to dispose or to direct the disposition of:
					73,079

		(iv)	Shared power to dispose or to direct the disposition of:
					389,251

	(1)	The reporting person, and the officers and directors of the
reporting person, disclaim beneficial ownership of these shares.

	(2)	Based upon a total of 2,897,846 issued and outstanding shares.


Item 5.		Ownership of 5% or Less of a Class.
	Not Applicable.

Item 6.		Ownership of More than 5% on Behalf of Another Person.
	Certain of the trusts in which shares of the issuer are
invested and for which the reporting person is Trustee provide
for the grantor and/or beneficiaries to share in the direction
of the dividends and proceeds from the sale of issuer
securities.  Not individual trust holds more than 5% of the
total issued and outstanding shares of the issuer.


Item 7.		Identification and Classification of the Subsidiary Which Acquired 
the Security Being Reported on by the Parent Holding Company.
	Not Applicable.

Item 8.		Identification and Classification of Members of the Group.
	Not Applicable.

Item 9.		Notice of Dissolution of Group.
	Not Applicable.

Item 10.	Certification.
	By signing below I certify that, to the best of my knowledge
and belief, the securities referred to above were acquired in
the ordinary course of business and were not acquired for the
purpose of and do not have the effect of changing or influencing
the control of the issuer of such securities and were not
acquired in connection with or as a participant in any
transaction having such purposes or effect.



SIGNATURE

	After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.

			The Peoples Banking and Trust Company
			By:          ROSE N. HAAS
			Print Name:  Rose N. Haas
			Its:         Vice President and Investment Officer


Dated:  As of January 23, 1995




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