PEOPLES BANCORP INC
8-K, 1999-11-02
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D. C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


               November 1, 1999
- ------------------------------------------------
Date of Report (Date of earliest event reported)


                              PEOPLES BANCORP INC.
              ----------------------------------------------------
             (Exact name of Registrant as specified in its charter)


                                     0-16772
                             ----------------------
                             Commission File Number


                        Ohio                              31-0987416
 --------------------------------------------        ---------------------
(State or other jurisdiction of incorporation)      (I.R.S. Employer
                                                     Identification Number)

          138 Putnam Street
             P.O. Box 738,
             Marietta, Ohio                            45750
- ----------------------------------------           -------------
(Address of principal executive offices)            (Zip Code)


               Registrant's telephone number, including area code:
                                 (614) 373-3155


                                 Not applicable
           -----------------------------------------------------------
          (Former name or former address, if changed since last report)




                           Index to Exhibits on page 3


Item 1.  Changes in Control of Registrant
         Not applicable.

Item 2.  Acquisition or Disposition of Assets
         Not applicable.

Item 3.  Bankruptcy or Receivership
         Not applicable.

Item 4.  Changes in Registrant's Certifying Accountant
         Not applicable.

Item 5.  Other Events
         On November 1, 1999, The Peoples Banking and Trust Company, a
subsidiary of Peoples Bancorp Inc., completed it's acquisition of a full-service
facility in Huntington, West Virginia. The release is included herewith as
Exhibit 99.

Item 6.  Resignations of Registrant's Directors
         Not applicable.

Item 7.  Financial Statements and Exhibits
         (a) Non required
         (b) Non required
         (c) Exhibits.


              EXHIBIT NUMBER        DESCRIPTION
              --------------        -----------
                  99                News Release issued November 1, 1999

Item 8.  Change in Fiscal Year
         Not applicable.

Item 9.  Sales of Equity Securities Pursuant to Regulation S
         Not applicable.



                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



DATE:  November 1, 1999                PEOPLES BANCORP INC.
                                       --------------------
                                       Registrant



                             By:      /s/ ROBERT E. EVANS
                                          Robert E. Evans
                                          President and Chief Executive Officer




                                INDEX TO EXHIBITS


Exhibit Number                       Description                      Page
- --------------------      ------------------------------------    ------------

     99                   News Release issued November 1, 1999         4






                                   EXHIBIT 99

NEWS RELEASE


FOR IMMEDIATE RELEASE          Contact:  Larry E. Holdren
November 1, 1999                         President, Retail and Banking Division
                                         (740) 373-3155


                           PEOPLES BANCORP SUBSIDIARY
                    OPENS OFFICE IN HUNTINGTON, WEST VIRGINIA
             -------------------------------------------------------

         Marietta,  Ohio - Peoples Bancorp Inc. (Nasdaq:  PEBO) announced that
today one of its subsidiaries, The Peoples Banking and Trust Company ("Peoples
Bank"), completed its acquisition of a full-service banking facility in
Huntington, West Virginia.
         The office, located at 1126 Twentieth Street in the Southeast Hills
region of Huntington, offers full-service financial products and motor bank
access. In the acquisition, Peoples Bank acquired deposits of approximately $5
million and loan balances of approximately $0.5 million.
         Larry E. Holdren, President of the Retail and Banking Division of
Peoples Bank commented, "We are excited by the opportunity to offer Peoples
Bank's array of products and services in the Huntington market. The Southeast
Hills office, combined with our personalized service and internet banking
capabilities, enhance our ability to serve this growing area of the Ohio River
Valley."
         Peoples Bancorp Inc. is a diversified financial services holding
company headquartered in Marietta, Ohio, with over $1 billion in assets. Peoples
Bancorp, which is Y2K ready, operates 37 financial service locations in the
states of Ohio, West Virginia, and Kentucky. Peoples Bancorp's banking
subsidiaries include Peoples Bank with offices in Ohio and West Virginia; The
First National Bank of Southeastern Ohio with three Ohio offices; and Peoples
Bank FSB, with four Kentucky offices. Through its subsidiaries, Peoples Bancorp
offers complete banking services and makes available other financial services,
such as trust services, and investment and insurance products. Peoples Bancorp's
common stock is traded through the Nasdaq National Market System under the
symbol "PEBO." Learn more about Peoples Bancorp or enroll in Peoples OnLine
Connection at www.peoplesbancorp.com.


                                 END OF RELEASE


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