<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
*LEGEND: This schedule contains summary financial information extracted
from the Form 10-Q filed as of June 30, 2000.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 32,365
<INT-BEARING-DEPOSITS> 440
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 326,660
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 701,413
<ALLOWANCE> 10,914
<TOTAL-ASSETS> 1,101,352
<DEPOSITS> 729,902
<SHORT-TERM> 122,785
<LIABILITIES-OTHER> 8,026
<LONG-TERM> 138,674
0
0
<COMMON> 66,296
<OTHER-SE> 6,666
<TOTAL-LIABILITIES-AND-EQUITY> 1,101,352
<INTEREST-LOAN> 30,215
<INTEREST-INVEST> 9,052
<INTEREST-OTHER> 1,769
<INTEREST-TOTAL> 41,036
<INTEREST-DEPOSIT> 14,474
<INTEREST-EXPENSE> 20,707
<INTEREST-INCOME-NET> 20,329
<LOAN-LOSSES> 1,122
<SECURITIES-GAINS> (56)
<EXPENSE-OTHER> 15,493
<INCOME-PRETAX> 8,019
<INCOME-PRE-EXTRAORDINARY> 8,019
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 5,561
<EPS-BASIC> 0.85
<EPS-DILUTED> 0.84
<YIELD-ACTUAL> 4.22
<LOANS-NON> 1,363
<LOANS-PAST> 304
<LOANS-TROUBLED> 573
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 10,264
<CHARGE-OFFS> 641
<RECOVERIES> 168
<ALLOWANCE-CLOSE> 10,913
<ALLOWANCE-DOMESTIC> 9,920
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 993
</TABLE>