PEOPLES BANCORP INC
5, 2000-02-14
STATE COMMERCIAL BANKS
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 5
ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check box if no longer subject to Section 16.
    Form 4 or Form 5 obligations may continue.

[ ] Form 3 Holdings Reported

[ ] Form 4 Transactions Reported

1. Name and Address of Reporting Person(s)
   Wesel, Joseph H.
   138 Putnam Street
   P.O. Box 738

   Marietta, OH 45750-0738
2. Issuer Name and Ticker or Trading Symbol
   Peoples Bancorp Inc. (PEBO)
3. I.R.S. Identification Number of Reporting Person, if an entity (Voluntary)

4. Statement for Month/Year
   12/99
5. If Amendment, Date of Original (Month/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
   [X] Director                   [ ] 10% Owner
   [ ] Officer (give title below) [ ] Other (specify below)
   Director
   Chairman of the Board
7. Individual or Joint/Group Filing (Check Applicable Line)
   [X] Form filed by One Reporting Person
   [ ] Form filed by More than One Reporting Person

<TABLE>
<CAPTION>
Table I   Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
- ------------------------------------------------------------------------------------------------------------------------------------
1)Title of Security                           2)Trans-    3.Trans- 4.Securities Acquired(A)      5)Amount of    6)  7)Nature of
                                              action      action   or Disposed of (D)            Securities         Indirect
                                              Date        Code                   A               Beneficially   D   Beneficial
                                              (Month/                            or              Owned at       or  Ownership
                                              Day/Year)   Code     Amount        D  Price        End of Year    I
- ------------------------------------------------------------------------------------------------------------------------------------
<S>                                           <C>         <C>      <C>           <C><C>          <C>            <C><C>

Common Stock                                                                                     41,361         D  Direct
Common Stock                                                                                     10,026         I  by Spouse

<CAPTION>
Table II (PART 1)  Derivative Securitites Acquired, Disposed of, or Beneficially Owned  (Columns 1 through 6)
- ------------------------------------------------------------------------------------------------------------------------------------
1)Title of Derivative          2)Conversion    3)Trans-       4)Trans-  5)Number of Derivative            6)Date Exercisable and
Security                       or Exercise     action         action    Securities Acquired (A)           Expiration Date
                               Price of        Date           Code      or Disposed of (D)
                               Derivative
                               Security                       Code      A                D                Exercisable  Expiration
- ------------------------------------------------------------------------------------------------------------------------------------
<S>                            <C>             <C>            <C>       <C>              <C>              <C>          <C>
Deferred Compensation                          12/31/99 (1)   A         101                               (2)
Non-Qualified Stock Option     $11.2700                                                                   10/04/95     04/04/05
(right to buy)
Non-Qualified Stock Option     $18.4900                                                                   10/10/97     04/10/07
(right to buy)
Non-Qualified Stock Option     $29.7700                                                                   04/09/98     04/09/08
(right to buy)

<CAPTION>
Table II (PART 2)  Derivative Securitites Acquired, Disposed of, or Beneficially Owned  (Columns 1,3 and 7 through 11)
- ------------------------------------------------------------------------------------------------------------------------------------
1)Title of Derivative          3)Trans-  7)Title and Amount                           8)Price     9)Number of   10) 11)Nature of
Security                       action    of Underlying                                of Deri-    Derivative        Indirect
                               Date      Securities                                   vative      Securities    D   Beneficial
                                                                        Amount or     Security    Beneficially  or  Ownership
                                                                        Number of                 Owned at      I
                  -                      Title                          Shares                    End of Year
- ------------------------------------------------------------------------------------------------------------------------------------
<S>                            <C>       <C>                            <C>           <C>         <C>           <C> <C>

Deferred Compensation          12/31/99  Common Stock                   101           (3)         4,626         D   Direct
                               (1)
Non-Qualified Stock Option               Common Stock                   2,197                     2,197         D   Direct
(right to buy)
Non-Qualified Stock Option               Common Stock                   3,695                     3,695         D   Direct
(right to buy)
Non-Qualified Stock Option               Common Stock                   1,238                     1,238         D   Direct
(right to buy)

<FN>
Explanation of Responses:

(1)
Aggregated annually.  Allocated to Insider's account pursuant to the terms and conditions of the Peoples Bancorp Inc. Deferred
Compensation Plan For Directors of Peoples Bancorp Inc. and Subsidiaries.
(2)
Shares are payable subsequent to termination of service pursuant to the terms and conditions of the Peoples Bancorp Inc. Deferred
Compensation Plan For Directors of Peoples Bancorp Inc. and Subsidiaries.
(3)
Price is determined pursuant to the terms and conditions of the Peoples Bancorp Inc. Deferred Compensation Plan For Directors of
Peoples Bancorp Inc. and Subsidiaries.

</FN>
</TABLE>
SIGNATURE OF REPORTING PERSON
/S/ Wesel, Joseph H.
DATE 02/10/00


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