<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Form 10-Q filed as of September 30, 2000.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 25,878
<INT-BEARING-DEPOSITS> 184
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 329,421
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 724,328
<ALLOWANCE> 11,206
<TOTAL-ASSETS> 1,122,605
<DEPOSITS> 754,675
<SHORT-TERM> 115,131
<LIABILITIES-OTHER> 8,205
<LONG-TERM> 138,518
0
0
<COMMON> 66,279
<OTHER-SE> 10,785
<TOTAL-LIABILITIES-AND-EQUITY> 1,122,605
<INTEREST-LOAN> 46,533
<INTEREST-INVEST> 13,611
<INTEREST-OTHER> 2,671
<INTEREST-TOTAL> 62,835
<INTEREST-DEPOSIT> 22,591
<INTEREST-EXPENSE> 32,511
<INTEREST-INCOME-NET> 30,324
<LOAN-LOSSES> 1,722
<SECURITIES-GAINS> 10
<EXPENSE-OTHER> 23,097
<INCOME-PRETAX> 12,094
<INCOME-PRE-EXTRAORDINARY> 12,094
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 8,444
<EPS-BASIC> 1.29
<EPS-DILUTED> 1.28
<YIELD-ACTUAL> 4.31
<LOANS-NON> 1,946
<LOANS-PAST> 610
<LOANS-TROUBLED> 945
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 10,264
<CHARGE-OFFS> 1,063
<RECOVERIES> 283
<ALLOWANCE-CLOSE> 11,206
<ALLOWANCE-DOMESTIC> 10,513
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 693
</TABLE>