PEOPLES BANCORP INC
8-K, 2000-05-05
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D. C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                May 2, 2000
- ------------------------------------------------
Date of Report (Date of earliest event reported)


                              PEOPLES BANCORP INC.
             ------------------------------------------------------
             (Exact name of Registrant as specified in its charter)


                                     0-16772
                             ----------------------
                             Commission File Number


                Ohio                                  31-0987416
- ----------------------------------------------    -----------------------
(State or other jurisdiction of incorporation)    (I.R.S. Employer
                                                   Identification Number)

          138 Putnam Street
             P.O. Box 738,
             Marietta, Ohio                               45750
- -----------------------------------------          ------------------
(Address of principal executive offices)                (Zip Code)



               Registrant's telephone number, including area code:
                                 (740) 373-3155


                                 Not applicable
          -------------------------------------------------------------
          (Former name or former address, if changed since last report)






                           Index to Exhibits on page 3


<PAGE>


Item 1.  Changes in Control of Registrant
         Not applicable.

Item 2.  Acquisition or Disposition of Assets
         Not applicable.

Item 3.  Bankruptcy or Receivership
         Not applicable.

Item 4.  Changes in Registrant's Certifying Accountant
         Not applicable.

Item 5.  Other Events
         On May 2, 2000, Peoples Bancorp announced improvements to its
electronic banking services at www.peoplesbancorp.com. The release is included
herewith as Exhibit 99.

Item 6.  Resignations of Registrant's Directors
         Not applicable.

Item 7.  Financial Statements and Exhibits
         (a) Non required
         (b) Non required
         (c) Exhibits.

       EXHIBIT NUMBER        DESCRIPTION

             99              News Release issued May 2, 2000

Item 8.  Change in Fiscal Year
         Not applicable.

Item 9.  Sales of Equity Securities Pursuant to Regulation S
         Not applicable.


<PAGE>


                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



DATE:  May 4, 2000                  PEOPLES BANCORP INC.
                                    --------------------
                                    Registrant



                            By:/s/  ROBERT E. EVANS
                                    Robert E. Evans
                                    President and Chief Executive Officer




                                INDEX TO EXHIBITS


Exhibit Number                  Description                        Page
- --------------------        -------------------------------    ------------

   99                       News Release issued May 2, 2000       4 - 5







                                   EXHIBIT 99

NEWS RELEASE


FOR IMMEDIATE RELEASE          Contact:  Larry E. Holdren
May 2, 2000                              President, Retail and Banking Division
                                         (740) 373-3155


                    PEOPLES BANK ENHANCES E-COMMERCE SERVICES
             ------------------------------------------------------

         Marietta, Ohio - Peoples Bank, a subsidiary of Peoples Bancorp Inc.
(Nasdaq: PEBO) announced improvements to its electronic banking services at
www.peoplesbancorp.com through the transformation of the Company web site to a
`portal', which provides a variety of links to internet users, including banking
online using Peoples OnLine Connection.
         Peoples Bank's new portal provides a `one-stop' shop for internet
users, who will now be able to access their banking records through Peoples
OnLine Connection, review local and national weather forecasts, access timely
stock quotes, read up-to-date news stories, see sports scores and other
entertainment articles, and much more.
         "This is a natural extension of our online banking services and the
connection we want to establish with our clients," said Larry Holdren, Peoples
Bank's President of Retail and Banking Services. "Peoples Bank clients have
found that peoplesbancorp.com is a great addition to Peoples OnLine Connection
launched in September 1999 and already has over 1,500 users."
         At peoplesbancorp.com, links are also provided to a national shopping
mall, increasing virtual shopping access to all peoplesbancorp.com visitors. In
the future, Peoples Bank plans to develop electronic links to local retailers,
providing e-commerce capabilities to merchants by allowing internet users to
shop online at their stores without leaving their homes.
         "We are currently constructing a local online shopping mall," said
Alison Thompson, Manager of Internet Banking. "We believe this type of local,
online shopping will be a great opportunity for local merchants in our many
markets to establish their presence on the world wide web, with minimal use of
their resources."
         Peoples Bank has partnered with Q-UP Systems (www.qup.com), a leading
provider of web-based financial products, to produce the redesigned web site.
Q-UP also provided Peoples OnLine Connection and has expanded their offerings to
provide one-stop financial services convenience at the fingertips of each
Peoples Bank client. Ms. Thompson continued, "With peoplesbancorp.com expanded
to portal capabilities, we have enhanced our connection with our customers and
redefined the methods in which financial service products and other information
are delivered." Internet visitors in recent periods have averaged over 300
`hits' daily to peoplesbancorp.com, and usage has consistently increased as more
clients enroll in Peoples OnLine Connection.
         "Peoples Bank continues to push the edge of technology and create an
environment where our clients have e-commerce capabilities that make their
financial lives easier," continued Ms. Thompson. "At the same time, we have
carefully maintained high levels of personal service, security, and
confidentiality that our clients expect from Peoples Bank."
         Peoples Bancorp Inc. is a diversified financial services company with
over $1 billion in assets. The Company's lead subsidiary is Peoples Bank, which
offers complete banking products and services through 38 financial service
locations and 25 ATM's in the states of Ohio, West Virginia, and Kentucky.
Peoples Bank also makes available other financial services via Peoples
Investments, which provides customer-tailored solutions for fiduciary needs,
investment alternatives, and asset management needs (securities are offered
exclusively through Raymond James Financial Services, member NASD/SIPC, an
independent broker/dealer located at Peoples Bank). Peoples Bank also provides a
full set of life, property and casualty insurance products and services, through
Peoples Insurance Agency, Inc. Peoples Bancorp's common stock is traded through
the Nasdaq National Market System under the symbol `PEBO'. Learn more about
Peoples Bancorp or enroll in Peoples OnLine Connection, Peoples Bank's internet
banking service, at www.peoplesbancorp.com.


                                 END OF RELEASE


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