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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 12b-25
NOTIFICATION OF LATE FILING
Commission File Number: 0-9341
(Check One)
X Form 10-K and Form 10-KSB Form 11-K
Form 20-F Form 10-Q and Form 10-QSB Form N-SAR
For period ended: December 31, 1998
Transition Report on Form 10-K and Form 10-KSB
Transition Report on Form 20-F
Transition Report on Form 11-K
Transition Report on Form 10-Q and Form 10-QSB
Transition Report on Form N-SAR
For the Transition Period Ended:
Read Attached Instruction Sheet Before Preparing Form.
Please Print or Type.
Nothing in this form shall be construed to imply that
the Commission has verified any information contained
herein.
If the notification relates to a portion of the filling
checked above, identify the Item(s) to which the
notification relates:
PART I
REGISTRANT INFORMATION
Full name of registrant: Security National Financial Corporation
Former Name if Applicable:
Address of Principal Executive Office (Street and Number)
5300 South 360 West, Suite 250
Salt Lake City, Utah 84123
PART II
RULE 12b-25(b) AND (c)
If the subject report could not be filed without
unreasonable effort or expense and the registrant seeks
relief pursuant to Rule 12b-25(b), the following should be
completed. (Check box if appropriate).
(a) The reasons described in reasonable detail in Part
III of this form could not be eliminated without
unreasonable effort or expense:
X (b) The subject annual report, semi-annual report,
transition report on Form 10-K, Form 20-F, 11-K or
form N-SAR, or portion thereof, will be filed on or
before the fifteenth calendar day following the
prescribed due date; or the subject quarterly
report of transition report on Form 10-Q, or
portion thereof will be filed on or before the
fifth calendar day following the prescribed due
date; and
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(c) The accountant's statement or other exhibit
required by Rule 12b-25(c) has been attached if
applicable.
PART III
NARRATIVE
State below in reasonable detail the reasons why Forms 10-K,
11-K, 10-Q, N-SAR, or the transition report or portion
thereof, could not be filed within the prescribed time
period. (Attach extra sheets if needed.)
The Form 10-K cannot be completed within the requested time
period due to the complexities involved in completing the
required financial statements, including those relating to
the acquisition by registrant, as of December 19, 1998, of
57.4% of the outstanding shares of common stock of Southern
Security Life Insurance Company, which registrant now
operates as a subsidiary.
PART IV
OTHER INFORMATION
(1) Name and telephone number of person to contact in
regard to this notification
Randall A. Mackey 801 575-5000
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(name) (area code) (telephone number)
(2) Have all other periodic reports required under
Section 13 or 15(d) of the Securities Exchange Act
of 1934 or Section 30 of the Investment Company Act
of 1940 during the preceding 12 months (or for such
shorter) period that the registrant was required to
file such report(s) been filed? If answer is no,
identify report(s).
X Yes
(3) Is it anticipated that any significant change in
results of operations from the corresponding period
for the last fiscal year will be reflected by the
earnings statements to be included in the subject
report or portion thereof?
If so, attach an explanation of the anticipated change, both
narratively and quantitatively, and, if appropriate, state
the reasons why a reasonable estimate of the results cannot
be made.
X No
Security National Financial Corporation
(Name of Registrant as Specified in Charter)
Has caused this notification to be signed on its behalf by
the undersigned hereunto duly authorized.
Date: March 30, 1999 By: Scott M. Quist
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Scott M. Quist
First Vice President,
General Counsel
and Treasurer
