A Message to Variable Annuity Contract Owners
We are now in the third year of significant increases in the U.S. Stock
Markets, as measured by the Dow Jones Industrial Average and the Standard &
Poor's 500 Index. Propelled by a second quarter increase of 17.1%, the Dow's
increase for the six months ended June 30, 1997 was 20.1%. The S&P increased
17.5% in the first quarter, and 20.6% for the first half of 1997. Both the
Dow Jones Industrial Average and the S&P 500 are unmanaged indices.
The yield on the 30 year Treasury Bond has decreased recently, so that at the
middle of July, 1997 it was approximately 6.5%. Short term rates, as measured
by the 3 month Treasury Bill, are approximately 5%, which is slightly lower
than a year ago.
The U.S. Gross Domestic Product for the second quarter of 1997 increased
approximately 2.2% while inflation remains low with the Consumer Price Index
increasing by 2.3% year-over-year on June 30, 1997.
The Variable Annuity Contracts which are the subject of this report are
distributed by Washington Square Securities, Inc. ("WSSI"), 20 Washington
Avenue South, Minneapolis, Minnesota 55401, (612) 372-5507. WSSI, a
registered broker-dealer, is an affiliated company of ReliaStar Bankers
Security Life Insurance Company, the issuer of your insurance contract.
The Outlook. For the balance of 1997, we expect economic growth to continue
near the trend rate and continuing moderate inflation with interest rates
remaining near current levels. At the time of this report, macroeconomic
indicators are showing mixed signs. While the business expansion has been
underway for almost 7 years, it is likely to be sustained throughout 1997.
Nevertheless, profits are expected to grow albeit at a slower rate than in
the past few years.
ReliaStar Bankers Security is part of a group of companies owned by ReliaStar
Financial Corp.
Respectfully,
James G. Cochran
Executive Vice President
ReliaStar Bankers Security Life Insurance Company
<PAGE>
<TABLE>
RELIASTAR BANKERS SECURITY VARIABLE ANNUITY
FUNDS P AND Q FOR THE USA PLAN
STATEMENTS OF ASSETS AND LIABILITIES
JUNE 30, 1997 (UNAUDITED)
Oppenheimer
---------------------------------------------------------------------
NON-QUALIFIED FUNDS - (P) Capital High Multiple Global
Money Appreciation Income Strategies Securities
ASSETS Fund 144 Fund 145 Fund 146 Fund 147 Fund 148
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Investments.......................................$ 5,141,982 $ 22,554,033 $ 12,685,742 $ 22,553,321 $ 17,772,797
Net receivable from ReliaStar Bankers.............. - - - - -
------------- ------------- ------------- ------------- -------------
5,141,982 22,554,033 12,685,742 22,553,321 17,772,797
LIABILITIES
Net payable to ReliaStar Bankers................... 23,117 50,952 35,044 47,856 53,147
------------- ------------- ------------- ------------- -------------
Net Assets $ 5,118,865 $ 22,503,081 $ 12,650,698 $ 22,505,465 $ 17,719,650
============= ============= ============= ============= =============
Accumulation Units Outstanding 3,133,725 6,895,645 4,098,909 8,343,812 8,853,797
============= ============= ============= ============= =============
Accumulation Unit Value $ 1.57 $ 3.26 $ 3.07 $ 2.66 $ 1.99
============= ============= ============= ============= =============
Investments basis data:
Shares Owned 5,141,982 577,716 1,138,756 1,398,222 876,803
Net Asset Value $ 1.00 $ 39.04 $ 11.14 $ 16.13 $ 20.30
Cost $ 5,141,982 $ 11,244,054 $ 10,920,107 $ 16,308,784 $ 11,818,128
</TABLE>
<TABLE>
Oppenheimer Alliance
----------------------------------------- ---------------------------
NON-QUALIFIED FUNDS - (P) Strategic Short-Term Growth and
Bond Bond Growth Multi-Market Income
ASSETS Fund 150 Fund 151 Fund 152 Fund 149 Fund 143
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Investments.......................................$ 603,804 $ 146,223 $ 3,197,662 $ 667,883 $ 4,134,741
Net receivable from ReliaStar Bankers.............. - - - - -
------------- ------------- ------------- ------------- -------------
603,804 146,223 3,197,662 667,883 4,134,741
LIABILITIES
Net payable to ReliaStar Bankers................... 1,955 785 9,066 2,576 12,110
------------- ------------- ------------- ------------- -------------
Net Assets $ 601,849 $ 145,438 $ 3,188,596 $ 665,307 $ 4,122,631
============= ============= ============= ============= =============
Accumulation Units Outstanding 469,437 131,346 1,814,497 560,247 1,879,044
============= ============= ============= ============= =============
Accumulation Unit Value $ 1.28 $ 1.11 $ 1.76 $ 1.19 $ 2.17
============= ============= ============= ============= =============
Investments basis data:
Shares Owned 118,859 12,660 108,764 64,843 231,768
Net Asset Value $ 5.08 $ 11.55 $ 29.40 $ 10.29 $ 17.70
Cost $ 583,023 $ 145,057 $ 2,579,541 $ 657,067 $ 2,920,880
</TABLE>
<TABLE>
Fidelity
---------------------------------------------------------------------
NON-QUALIFIED FUNDS - (P) Investment Asset Equity Index
Grade Manager Income 500 Growth
ASSETS Fund 174 Fund 175 Fund 172 Fund 176 Fund 171
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Investments.......................................$ 181,436 $ 801,564 $ 4,098,263 $ 3,392,726 $ 2,936,617
Net receivable from ReliaStar Bankers.............. - - - - -
------------- ------------- ------------- ------------- -------------
181,436 801,564 4,098,263 3,392,726 2,936,617
LIABILITIES
Net payable to ReliaStar Bankers................... 570 2,346 11,212 8,999 8,303
------------- ------------- ------------- ------------- -------------
Net Assets $ 180,866 $ 799,218 $ 4,087,051 $ 3,383,727 $ 2,928,314
============= ============= ============= ============= =============
Accumulation Units Outstanding 164,441 577,918 2,684,941 2,020,152 1,977,945
============= ============= ============= ============= =============
Accumulation Unit Value $ 1.10 $ 1.38 $ 1.52 $ 1.69 $ 1.47
============= ============= ============= ============= =============
Investments basis data:
Shares Owned 15,324 48,287 185,778 32,742 85,866
Net Asset Value $ 11.84 $ 16.60 $ 22.06 $ 103.62 $ 34.20
Cost $ 181,903 $ 742,086 $ 3,520,329 $ 3,081,795 $ 2,546,346
</TABLE>
<TABLE>
Fidelity Northstar
------------- -----------------------------------------
NON-QUALIFIED FUNDS - (P) Income and High
Contrafund Growth Yield Bond Growth
ASSETS Fund 178 Fund 120 Fund 127 Fund 179
------------- ------------- ------------- -------------
<S> <C> <C> <C> <C>
Investments.......................................$ 666,978 $ 1,142,276 $ 2,308,221 $ 1,164,274
Net receivable from ReliaStar Bankers.............. 10,238 - - -
------------- ------------- ------------- -------------
677,216 1,142,276 2,308,221 1,164,274
LIABILITIES
Net payable to ReliaStar Bankers................... - 2,276 6,561 2,386
------------- ------------- ------------- -------------
Net Assets $ 677,216 $ 1,140,000 $ 2,301,660 $ 1,161,888
============= ============= ============= =============
Accumulation Units Outstanding 579,528 856,502 1,841,019 1,076,321
============= ============= ============= =============
Accumulation Unit Value $ 1.17 $ 1.34 $ 1.24 $ 1.08
============= ============= ============= =============
Investments basis data:
Shares Owned 37,199 91,018 437,163 77,930
Net Asset Value $ 17.93 $ 12.55 $ 5.28 $ 14.94
Cost $ 616,429 $ 1,111,280 $ 2,298,448 $ 1,099,884
</TABLE>
See accompanying notes to financial statements.
<PAGE>
<TABLE>
RELIASTAR BANKERS SECURITY VARIABLE ANNUITY
FUNDS P AND Q FOR THE USA PLAN
STATEMENTS OF ASSETS AND LIABILITIES
JUNE 30, 1997 (UNAUDITED)
Oppenheimer
---------------------------------------------------------------------
QUALIFIED FUNDS - (Q) Capital High Multiple Global
Money Appreciation Income Strategies Securities
ASSETS Fund 044 Fund 045 Fund 046 Fund 047 Fund 048
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Investments.......................................$ 3,314,915 $ 26,755,908 $ 10,355,310 $ 30,904,064 $ 13,258,141
Net receivable from ReliaStar Bankers.............. - - - - -
------------- ------------- ------------- ------------- -------------
3,314,915 26,755,908 10,355,310 30,904,064 13,258,141
LIABILITIES
Net payable to ReliaStar Bankers................... 14,567 81,741 33,258 82,881 41,296
------------- ------------- ------------- ------------- -------------
Net Assets $ 3,300,348 $ 26,674,167 $ 10,322,052 $ 30,821,183 $ 13,216,845
============= ============= ============= ============= =============
Accumulation Units Outstanding 2,113,724 7,577,641 3,282,964 11,845,970 6,608,790
============= ============= ============= ============= =============
Accumulation Unit Value $ 1.56 $ 3.51 $ 3.13 $ 2.59 $ 1.99
============= ============= ============= ============= =============
Investments basis data:
Shares Owned 3,314,915 685,346 929,561 1,915,937 654,077
Net Asset Value $ 1.00 $ 39.04 $ 11.14 $ 16.13 $ 20.30
Cost $ 3,314,915 $ 14,706,665 $ 9,387,418 $ 22,841,084 $ 8,143,222
</TABLE>
<TABLE>
Oppenheimer Alliance
----------------------------------------- ---------------------------
QUALIFIED FUNDS - (Q) Strategic Short-Term Growth and
Bond Bond Growth Multi-Market Income
ASSETS Fund 050 Fund 051 Fund 052 Fund 049 Fund 043
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Investments.......................................$ 553,369 $ 168,503 $ 1,721,135 $ 238,455 $ 4,188,440
Net receivable from ReliaStar Bankers.............. - - - - -
------------- ------------- ------------- ------------- -------------
553,369 168,503 1,721,135 238,455 4,188,440
LIABILITIES
Net payable to ReliaStar Bankers................... 1,409 567 2,020 651 12,036
------------- ------------- ------------- ------------- -------------
Net Assets $ 551,960 $ 167,936 $ 1,719,115 $ 237,804 $ 4,176,404
============= ============= ============= ============= =============
Accumulation Units Outstanding 427,008 142,943 1,001,310 200,596 1,858,832
============= ============= ============= ============= =============
Accumulation Unit Value $ 1.29 $ 1.18 $ 1.78 $ 1.18 $ 2.20
============= ============= ============= ============= =============
Investments basis data:
Shares Owned 108,931 $ 14,589 58,542 23,151 234,778
Net Asset Value $ 5.08 $ 11.55 $ 29.40 $ 10.29 $ 17.70
Cost $ 535,643 $ 168,367 $ 1,444,185 $ 234,914 $ 2,888,792
</TABLE>
<TABLE>
Fidelity
---------------------------------------------------------------------
QUALIFIED FUNDS - (Q) Investment Asset Equity Index
Grade Manager Income 500 Growth
ASSETS Fund 074 Fund 075 Fund 072 Fund 076 Fund 071
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Investments.......................................$ 78,428 $ 612,191 $ 2,871,087 $ 2,510,402 $ 2,970,167
Net receivable from ReliaStar Bankers.............. - - - 17,558 -
------------- ------------- ------------- ------------- -------------
78,428 612,191 2,871,087 2,527,960 2,970,167
LIABILITIES
Net payable to ReliaStar Bankers................... 612 1,264 4,653 - 8,573
------------- ------------- ------------- ------------- -------------
Net Assets $ 77,816 $ 610,927 $ 2,866,434 $ 2,527,960 $ 2,961,594
============= ============= ============= ============= =============
Accumulation Units Outstanding 63,975 430,004 1,869,094 1,551,307 1,951,139
============= ============= ============= ============= =============
Accumulation Unit Value $ 1.09 $ 1.37 $ 1.51 $ 1.69 $ 1.51
============= ============= ============= ============= =============
Investments basis data:
Shares Owned 6,624 36,879 130,149 24,227 86,847
Net Asset Value $ 11.84 $ 16.60 $ 22.06 $ 103.62 $ 34.20
Cost $ 78,424 $ 564,912 $ 2,492,208 $ 2,199,508 $ 2,560,288
</TABLE>
<TABLE>
Fidelity Northstar
------------- -----------------------------------------
QUALIFIED FUNDS - (Q) Income and High
Contrafund Growth Yield Bond Growth Combined
ASSETS Fund 078 Fund 020 Fund 027 Fund 079 (P & Q)
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Investments.......................................$ 574,782 $ 736,798 $ 1,415,547 $ 246,898 $ 209,625,083
Net receivable from ReliaStar Bankers.............. - - - - 27,796
------------- ------------- ------------- ------------- -------------
574,782 736,798 1,415,547 246,898 209,652,879
LIABILITIES
Net payable to ReliaStar Bankers................... 1,197 1,978 4,116 922 573,002
------------- ------------- ------------- ------------- -------------
Net Assets $ 573,585 $ 734,820 $ 1,411,431 $ 245,976 $ 209,079,877
============= ============= ============= ============= =============
Accumulation Units Outstanding 506,174 580,195 1,113,958 229,900 91,314,750
============= ============= ============= ============= =============
Accumulation Unit Value $ 1.13 $ 1.27 $ 1.25 $ 1.07
============= ============= ============= =============
Investments basis data:
Shares Owned 32,057 58,709 268,096 16,526
Net Asset Value $ 17.93 $ 12.55 $ 5.28 $ 14.94
Cost $ 526,319 $ 703,110 $ 1,409,703 $ 230,565
</TABLE>
See accompanying notes to financial statements.
<PAGE>
<TABLE>
RELIASTAR BANKERS SECURITY VARIABLE ANNUITY
FUNDS P AND Q FOR THE USA PLAN
STATEMENTS OF OPERATIONS AND CHANGES IN NET ASSETS
SIX MONTHS ENDED JUNE 30, 1997 (UNAUDITED)
NON-QUALIFIED FUNDS - (P) Fund Fund Fund Fund Fund
144 145 146 147 148
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 141,813 $ 1,055,693 $ 568,819 $ 1,206,487 $ 196,204
Expenses -
Mortality and expense guarantee fees............. (33,893) (125,662) (73,919) (128,470) (93,889)
------------- ------------- ------------- ------------- -------------
Net investment income.............................. 107,920 930,031 494,900 1,078,017 102,315
Net realized gain (loss)........................... - 1,470,962 427,166 497,265 1,342,833
Net unrealized gain (loss) ........................ - (1,301,956) (375,600) 226,453 950,938
------------- ------------- ------------- ------------- -------------
Increase in net assets resulting from operations.. 107,920 1,099,037 546,466 1,801,735 2,396,086
Net contracts purchased............................ 1,185,148 694,535 267,055 309,739 548,261
Transfers among funds, net......................... 956,991 (1,290,975) (1,055,261) (218,008) 181,908
Payments to contract owners -
surrenders and other benefits.................... (1,258,876) (1,485,774) (357,708) (1,638,126) (867,579)
------------- ------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. 991,183 (983,177) (599,448) 255,340 2,258,676
Net assets, beginning of period.................... 4,127,682 23,486,258 13,250,146 22,250,125 15,460,974
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 5,118,865 $ 22,503,081 $ 12,650,698 $ 22,505,465 $ 17,719,650
============= ============= ============= ============= =============
</TABLE>
<TABLE>
NON-QUALIFIED FUNDS - (P) Fund Fund Fund Fund Fund
150 151 152 149 143
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 24,624 $ 5,494 $ 159,095 $ 38,765 $ 226,467
Expenses -
Mortality and expense guarantee fees............. (3,305) (889) (15,900) (3,995) (20,969)
------------- ------------- ------------- ------------- -------------
Net investment income.............................. 21,319 4,605 143,195 34,770 205,498
Net realized gain (loss)........................... 4,948 (143) 25,024 (119,926) 62,936
Net unrealized gain (loss) ........................ (7,267) (1,479) 203,226 93,315 228,903
------------- ------------- ------------- ------------- -------------
Increase in net assets resulting from operations... 19,000 2,983 371,445 8,159 497,337
Net contracts purchased............................ 73,729 9,551 245,266 33,648 205,387
Transfers among funds, net......................... 11,973 5,269 122,806 (902) 189,289
Payments to contract owners -
surrenders and other benefits.................... (14,080) (22,389) (47,452) (25,989) (211,389)
------------- ------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. 90,622 (4,586) 692,065 14,916 680,624
Net assets, beginning of period.................... 511,227 150,024 2,496,531 650,391 3,442,007
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 601,849 $ 145,438 $ 3,188,596 $ 665,307 $ 4,122,631
============= ============= ============= ============= =============
</TABLE>
<TABLE>
NON-QUALIFIED FUNDS - (P) Fund Fund Fund Fund
174 175 172 176
------------- ------------- ------------- -------------
<S> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 9,989 $ 84,876 $ 306,327 $ 75,482
Expenses -
Mortality and expense guarantee fees............. (1,001) (4,199) (19,374) (15,096)
------------- ------------- ------------- -------------
Net investment income.............................. 8,988 80,677 286,953 60,386
Net realized gain (loss)........................... (226) (2,880) 20,872 383,246
Net unrealized gain (loss) ........................ (4,796) (3,314) 210,384 353
------------- ------------- ------------- -------------
Increase in net assets resulting from operations... 3,966 74,483 518,209 443,985
Net contracts purchased............................ 12,260 34,404 317,156 375,269
Transfers among funds, net......................... (1,755) 53,747 407,172 575,583
Payments to contract owners -
surrenders and other benefits.................... (951) (32,731) (54,792) (41,017)
------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. 13,520 129,903 1,187,745 1,353,820
Net assets, beginning of period.................... 167,346 669,315 2,899,306 2,029,907
------------- ------------- ------------- -------------
Net assets, end of period.........................$ 180,866 $ 799,218 $ 4,087,051 $ 3,383,727
============= ============= ============= =============
</TABLE>
<TABLE>
STATEMENTS OF OPERATIONS AND CHANGES IN NET ASSETS
SIX MONTHS ENDED JUNE 30, 1996 (UNAUDITED)
NON-QUALIFIED FUNDS - (P) Fund Fund Fund Fund Fund
144 145 146 147 148
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 127,773 $ 1,384,370 $ 695,875 $ 1,089,817 $ -
Expenses -
Mortality and expense guarantee fees............. (31,733) (145,629) (84,120) (137,230) (94,672)
------------- ------------- ------------- ------------- -------------
Net investment income (expense).................... 96,040 1,238,741 611,755 952,587 (94,672)
Net realized gain (loss)........................... - 69,637 246,346 29,250 (2,240)
Net unrealized gain (loss) ........................ - 2,604,339 (94,516) 197,744 1,190,836
------------- ------------- ------------- ------------- -------------
Increase (decrease) in net assets resulting from
operations....................................... 96,040 3,912,717 763,585 1,179,581 1,093,924
Net contracts purchased............................ 108,646 724,436 217,698 336,466 254,046
Transfers among funds, net......................... (76,436) 348,773 (1,697,834) (277,826) 4,681,766
Reserve transfers from ReliaStar Bankers........... 3,281 1,163 - 4,739 287
Payments to contract owners -
surrenders and other benefits.................... (526,651) (1,045,798) (1,132,450) (970,120) (512,303)
------------- ------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. (395,120) 3,941,291 (1,849,001) 272,840 5,517,720
Net assets, beginning of period.................... 4,455,945 21,769,096 14,882,003 21,553,175 11,289,785
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 4,060,825 $ 25,710,387 $ 13,033,002 $ 21,826,015 $ 16,807,505
============= ============= ============= ============= =============
</TABLE>
<TABLE>
NON-QUALIFIED FUNDS - (P) Fund Fund Fund Fund Fund
150 151 152 149 143
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 14,467 $ 2,955 $ 124,499 $ 44,958 $ 497,525
Expenses -
Mortality and expense guarantee fees............. (2,999) (527) (9,887) (4,363) (18,266)
------------- ------------- ------------- ------------- -------------
Net investment income (expense).................... 11,468 2,428 114,612 40,595 479,259
Net realized gain (loss)........................... 91,563 (213) (920) 6,696 9,658
Net unrealized gain (loss) ........................ (79,476) (2,779) 46,155 (20,749) (246,047)
------------- ------------- ------------- ------------- -------------
Increase (decrease) in net assets resulting from
operations....................................... 23,555 (564) 159,847 26,542 242,870
Net contracts purchased............................ 54,804 14,667 175,707 3,502 102,788
Transfers among funds, net......................... (2,918,475) 19,074 (57,185) (82,211) 135,124
Reserve transfers from ReliaStar Bankers........... - - - - -
Payments to contract owners -
surrenders and other benefits.................... (20) (31) (73,280) (1,602) (87,808)
------------- ------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. (2,840,136) 33,146 205,089 (53,769) 392,974
Net assets, beginning of period.................... 3,243,621 65,378 1,470,027 659,445 2,694,384
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 403,485 $ 98,524 $ 1,675,116 $ 605,676 $ 3,087,358
============= ============= ============= ============= =============
</TABLE>
<TABLE>
NON-QUALIFIED FUNDS - (P) Fund Fund Fund Fund
174 175 172 176
------------- ------------- ------------- -------------
<S> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 4,784 $ 16,549 $ 76,658 $ 43,676
Expenses -
Mortality and expense guarantee fees............. (615) (2,653) (12,024) (7,280)
------------- ------------- ------------- -------------
Net investment income (expense).................... 4,169 13,896 64,634 36,396
Net realized gain (loss)........................... (52) (1,744) (1,184) (35)
Net unrealized gain (loss) ........................ (5,943) 7,562 25,234 81,819
------------- ------------- ------------- -------------
Increase (decrease) in net assets resulting from
operations....................................... (1,826) 19,714 88,684 118,180
Net contracts purchased............................ 47,831 102,686 283,285 654,595
Transfers among funds, net......................... 33,585 278,030 501,147 174,517
Reserve transfers from ReliaStar Bankers........... - - - -
Payments to contract owners -
surrenders and other benefits.................... (1,939) (2,777) (15,167) (2,586)
------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. 77,651 397,653 857,949 944,706
Net assets, beginning of period.................... 61,439 186,276 1,556,130 468,780
------------- ------------- ------------- -------------
Net assets, end of period.........................$ 139,090 $ 583,929 $ 2,414,079 $ 1,413,486
============= ============= ============= =============
</TABLE>
See accompanying notes to financial statements.
<PAGE>
<TABLE>
RELIASTAR BANKERS SECURITY VARIABLE ANNUITY
FUNDS P AND Q FOR THE USA PLAN
STATEMENTS OF OPERATIONS AND CHANGES IN NET ASSETS
SIX MONTHS ENDED JUNE 30, 1997 (UNAUDITED)
NON-QUALIFIED FUNDS - (P) Fund Fund Fund Fund Fund
171 178 120 127 179
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 91,158 $ 190 $ 13,703 $ 70,491 $ 4,016
Expenses -
Mortality and expense guarantee fees............. (14,937) (1,888) (3,157) (9,872) (2,829)
------------- ------------- ------------- ------------- -------------
Net investment income (expense).................... 76,221 (1,698) 10,546 60,619 1,187
Net realized gain (loss)........................... 11,646 483 (153) (88) (7,161)
Net unrealized gain................................ 243,863 50,405 29,754 9,053 63,588
------------- ------------- ------------- ------------- -------------
Increase in net assets resulting from operations... 331,730 49,190 40,147 69,584 57,614
Net contracts purchased............................ 283,047 126,313 729,251 1,006,533 962,304
Transfers among funds, net......................... 51,973 507,280 86,871 77,212 24,908
Payments to contract owners -
surrenders and other benefits.................... (84,808) (10,843) (4,479) (43) (55)
------------- ------------- ------------- ------------- -------------
Net increase in net assets......................... 581,942 671,940 851,790 1,153,286 1,044,771
Net assets, beginning of period.................... 2,346,372 5,276 288,210 1,148,374 117,117
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 2,928,314 $ 677,216 $ 1,140,000 $ 2,301,660 $ 1,161,888
============= ============= ============= ============= =============
STATEMENTS OF OPERATIONS AND CHANGES IN NET ASSETS
SIX MONTHS ENDED JUNE 30, 1996 (UNAUDITED)
NON-QUALIFIED FUNDS - (P) Fund Fund Fund Fund Fund
171 178 120 127 179
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 134,967 $ - $ 1,198 $ 1,712 $ -
Expenses -
Mortality and expense guarantee fees............. (13,442) - (277) (219) -
------------- ------------- ------------- ------------- -------------
Net investment income (expense).................... 121,525 - 921 1,493 -
Net realized gain (loss)........................... (20,194) - - - -
Net unrealized gain (loss) ........................ 94,147 - 628 1,195 -
------------- ------------- ------------- ------------- -------------
Increase (decrease) in net assets resulting from
operations....................................... 195,478 - 1,549 2,688 -
Net contracts purchased............................ 425,819 - 8,551 20,238 -
Transfers among funds, net......................... 48,278 - 75,000 - -
Reserve transfers from ReliaStar Bankers........... - - - - -
Payments to contract owners -
surrenders and other benefits.................... (46,739) - (10) - -
------------- ------------- ------------- ------------- -------------
Net increase in net assets......................... 622,836 - 85,090 22,926 -
Net assets, beginning of period.................... 1,840,081 - 9,155 24,986 -
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 2,462,917 $ - $ 94,245 $ 47,912 $ -
============= ============= ============= ============= =============
</TABLE>
See accompanying notes to financial statements.
<TABLE>
RELIASTAR BANKERS SECURITY VARIABLE ANNUITY
FUNDS P AND Q FOR THE USA PLAN
STATEMENTS OF OPERATIONS AND CHANGES IN NET ASSETS
SIX MONTHS ENDED JUNE 30, 1997 (UNAUDITED)
QUALIFIED FUNDS - (Q) Fund Fund Fund Fund Fund
044 045 046 047 048
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 82,654 $ 1,226,061 $ 478,505 $ 1,658,701 $ 142,349
Expenses -
Mortality and expense guarantee fees............. (20,252) (145,149) (62,884) (177,988) (70,380)
------------- ------------- ------------- ------------- -------------
Net investment income (expense).................... 62,402 1,080,912 415,621 1,480,713 71,969
Net realized gain.................................. - 1,093,884 868,881 762,620 502,775
Net unrealized gain (loss) ........................ - (822,962) (829,538) 257,178 1,181,200
------------- ------------- ------------- ------------- -------------
Increase in net assets resulting from operations... 62,402 1,351,834 454,964 2,500,511 1,755,944
Net contracts purchased............................ 1,049,883 1,331,986 442,236 458,927 762,125
Transfers among funds, net......................... 14,112 (808,669) (549,050) (437,755) 461,661
Payments to contract owners -
surrenders and other benefits.................... (157,644) (1,428,839) (1,855,097) (2,281,486) (576,704)
------------- ------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. 968,753 446,312 (1,506,947) 240,197 2,403,026
Net assets, beginning of period.................... 2,331,595 26,227,855 11,828,999 30,580,986 10,813,819
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 3,300,348 $ 26,674,167 $ 10,322,052 $ 30,821,183 $ 13,216,845
============= ============= ============= ============= =============
</TABLE>
QUALIFIED FUNDS - (Q) Fund
050
-------------
Income -
Reinvested dividends............................$ 18,243
Expenses -
Mortality and expense guarantee fees............. (2,540)
-------------
Net investment income (expense).................... 15,703
Net realized gain (loss)........................... 1,319
Net unrealized gain (loss) ........................ (1,261)
-------------
Increase in net assets resulting from operations... 15,761
Net contracts purchased............................ 220,706
Transfers among funds, net......................... (5,922)
Payments to contract owners -
surrenders and other benefits.................... (39,586)
-------------
Net increase (decrease) in net assets.............. 190,959
Net assets, beginning of period.................... 361,001
-------------
Net assets, end of period.........................$ 551,960
=============
<TABLE>
STATEMENTS OF OPERATIONS AND CHANGES IN NET ASSETS
SIX MONTHS ENDED JUNE 30, 1996 (UNAUDITED)
QUALIFIED FUNDS - (Q) Fund Fund Fund Fund Fund
044 045 046 047 048
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 72,099 $ 1,530,037 $ 601,474 $ 1,544,556 $ -
Expenses -
Mortality and expense guarantee fees............. (18,037) (155,215) (74,540) (192,739) (71,346)
------------- ------------- ------------- ------------- -------------
Net investment income (expense).................... 54,062 1,374,822 526,934 1,351,817 (71,346)
Net realized gain (loss)........................... - 213,867 111,753 95,334 (9,351)
Net unrealized loss ............................... - 2,795,133 59,811 221,638 888,862
------------- ------------- ------------- ------------- -------------
Increase in net assets resulting from operations... 54,062 4,383,822 698,498 1,668,789 808,165
Net contracts purchased............................ 201,239 779,503 346,577 615,045 407,257
Transfers among funds, net......................... (32,485) 412,750 (1,214,315) (221,967) 1,949,190
Reserve transfers from ReliaStar Bankers........... - 1,337 - 688 67
Payments to contract owners -
surrenders and other benefits.................... (317,244) (1,740,421) (1,092,704) (2,044,850) (773,674)
------------- ------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. (94,428) 3,836,991 (1,261,944) 17,705 2,391,005
Net assets, beginning of period.................... 2,169,449 23,150,335 12,708,755 30,712,453 9,651,763
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 2,075,021 $ 26,987,326 $ 11,446,811 $ 30,730,158 $ 12,042,768
============= ============= ============= ============= =============
</TABLE>
QUALIFIED FUNDS - (Q) Fund
050
-------------
Income -
Reinvested dividends............................$ 10,446
Expenses -
Mortality and expense guarantee fees............. (1,807)
-------------
Net investment income.............................. 8,639
Net realized gain (loss)........................... 49,675
Net unrealized loss ............................... (44,575)
-------------
Increase in net assets resulting from operations... 13,739
Net contracts purchased............................ 25,279
Transfers among funds, net......................... (1,175,335)
Reserve transfers from ReliaStar Bankers........... -
Payments to contract owners -
surrenders and other benefits.................... (1,743)
-------------
Net increase (decrease) in net assets.............. (1,138,060)
Net assets, beginning of period.................... 1,357,705
-------------
Net assets, end of period.........................$ 219,645
=============
See accompanying notes to financial statements.
<PAGE>
<TABLE>
BANKERS SECURITY VARIABLE ANNUITY
FUNDS P AND Q FOR THE USA PLAN
STATEMENTS OF OPERATIONS AND CHANGES IN NET ASSETS
SIX MONTHS ENDED JUNE 30, 1997 (UNAUDITED)
QUALIFIED FUNDS - (Q) Fund Fund Fund Fund Fund
051 052 049 043 074
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 5,017 $ 32,805 $ 13,865 $ 233,336 $ 5,801
Expenses -
Mortality and expense guarantee fees............. (852) (8,607) (1,400) (21,428) (461)
------------- ------------- ------------- ------------- -------------
Net investment income.............................. 4,165 24,198 12,465 211,908 5,340
Net realized gain (loss)........................... (252) 35,890 8,858 65,318 (476)
Net unrealized gain (loss) ........................ (16) 76,435 (18,280) 242,147 (3,249)
------------- ------------- ------------- ------------- -------------
Increase in net assets resulting from operations... 3,897 136,523 3,043 519,373 1,615
Net contracts purchased............................ 32,376 482,109 35,253 265,010 4,561
Transfers among funds, net......................... (863) 42,553 (8,328) 152,839 (1,166)
Payments to contract owners -
surrenders and other benefits.................... (51) (43,768) (24,398) (198,852) (422)
------------- ------------- ------------- ------------- -------------
Net increase in net assets......................... 35,359 617,417 5,570 738,370 4,588
Net assets, beginning of period.................... 132,577 1,101,698 232,234 3,438,034 73,228
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 167,936 $ 1,719,115 $ 237,804 $ 4,176,404 $ 77,816
============= ============= ============= ============= =============
</TABLE>
<TABLE>
QUALIFIED FUNDS - (Q) Fund Fund Fund Fund Fund
075 072 076 071 078
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 50,827 $ 210,462 $ 53,220 $ 83,561 $ 6,601
Expenses -
Mortality and expense guarantee fees............. (2,763) (13,283) (11,173) (14,337) (2,030)
------------- ------------- ------------- ------------- -------------
Net investment income.............................. 48,064 197,179 42,047 69,224 4,571
Net realized gain (loss)........................... 2,066 2,684 167,795 6,379 (78)
Net unrealized gain (loss) ........................ 3,808 162,641 127,765 250,201 47,621
------------- ------------- ------------- ------------- -------------
Net increase in net assets......................... 53,938 362,504 337,607 325,804 52,114
Net contracts purchased............................ 106,966 374,235 499,233 421,149 205,370
Transfers among funds, net......................... 48,899 248,341 571,104 107,812 118,372
Payments to contract owners -
surrenders and other benefits.................... (7,017) (115,675) (51,961) (58,224) (3,148)
------------- ------------- ------------- ------------- -------------
Net increase in net assets......................... 202,786 869,405 1,355,983 796,541 372,708
Net assets, beginning of period.................... 408,141 1,997,029 1,171,977 2,165,053 200,877
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 610,927 $ 2,866,434 $ 2,527,960 $ 2,961,594 $ 573,585
============= ============= ============= ============= =============
</TABLE>
<TABLE>
QUALIFIED FUNDS - (Q) Fund Fund Fund Combined
020 027 079 (P & Q)
------------- ------------- ------------- -------------
<S> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 9,460 $ 37,328 $ 617 $ 8,629,106
Expenses -
Mortality and expense guarantee fees............. (2,739) (5,278) (596) (1,137,384)
------------- ------------- ------------- -------------
Net investment income.............................. 6,721 32,050 21 7,491,722
Net realized gain (loss)........................... 1,735 259 (664) 7,635,797
Net unrealized gain (loss)......................... 35,059 5,575 16,332 1,346,479
------------- ------------- ------------- -------------
Increase in net assets resulting from operations... 43,515 37,884 15,689 16,473,998
Net contracts purchased............................ 492,632 712,436 84,109 15,400,158
Transfers among funds, net......................... 34,845 363,238 146,570 1,184,674
Payments to contract owners -
surrenders and other benefits.................... (2,665) (247) (519) (13,005,384)
------------- ------------- ------------- -------------
Net increase in net assets......................... 568,327 1,113,311 245,849 20,053,446
Net assets, beginning of period.................... 166,493 298,120 127 189,026,431
------------- ------------- ------------- -------------
Net assets, end of period.........................$ 734,820 $ 1,411,431 $ 245,976 $ 209,079,877
============= ============= ============= =============
</TABLE>
<TABLE>
STATEMENTS OF OPERATIONS AND CHANGES IN NET ASSETS
SIX MONTHS ENDED JUNE 30, 1996 (UNAUDITED)
QUALIFIED FUNDS - (Q) Fund Fund Fund Fund Fund
051 052 049 043 074
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 3,332 $ 44,742 $ 17,811 $ 502,680 $ 308
Expenses -
Mortality and expense guarantee fees............. (686) (4,081) (1,552) (18,867) (541)
------------- ------------- ------------- ------------- -------------
Net investment income.............................. 2,646 40,661 16,259 483,813 (233)
Net realized gain (loss)........................... (795) 1,111 902 8,452 (2,042)
Net unrealized gain (loss) ........................ (3,442) 23,673 (7,043) (235,138) (197)
------------- ------------- ------------- ------------- -------------
Increase (decrease) in net assets resulting from
operations....................................... (1,591) 65,445 10,118 257,127 (2,472)
Net contracts purchased............................ 66,747 79,050 14,124 137,860 14,705
Transfers among funds, net......................... (34,599) 221,895 (18,028) (106,737) 138,231
Reserve transfers from ReliaStar Bankers........... - - - (312) (66)
Payments to contract owners -
surrenders and other benefits.................... (1,759) (19,617) (12,154) (63,580) (109,553)
------------- ------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. 28,798 346,773 (5,940) 224,358 40,845
Net assets, beginning of period.................... 75,077 485,786 239,449 2,848,753 6,010
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 103,875 $ 832,559 $ 233,509 $ 3,073,111 $ 46,855
============= ============= ============= ============= =============
</TABLE>
<TABLE>
QUALIFIED FUNDS - (Q) Fund Fund Fund Fund Fund
075 072 076 071 078
------------- ------------- ------------- ------------- -------------
<S> <C> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 15,602 $ 39,135 $ 17,695 $ 82,159 $ -
Expenses -
Mortality and expense guarantee fees............. (1,852) (7,804) (4,196) (9,047) -
------------- ------------- ------------- ------------- -------------
Net investment income.............................. 13,750 31,331 13,499 73,112 -
Net realized gain (loss)........................... (1,256) (1,244) 2,406 (15,415) -
Net unrealized gain (loss)......................... 2,447 18,527 37,477 79,565 -
------------- ------------- ------------- ------------- -------------
Increase (decrease) in net assets resulting from
operations....................................... 14,941 48,614 53,382 137,262 -
Net contracts purchased............................ 122,172 331,024 111,978 414,835 -
Transfers among funds, net......................... 91,009 550,454 454,818 395,368 -
Reserve transfers from ReliaStar Bankers........... (356) (2,156) - - -
Payments to contract owners -
surrenders and other benefits.................... (29,126) (36,158) (149,601) (197,307) -
------------- ------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. 198,640 891,778 470,577 750,158 -
Net assets, beginning of period.................... 184,957 737,151 352,183 1,069,551 -
------------- ------------- ------------- ------------- -------------
Net assets, end of period.........................$ 383,597 $ 1,628,929 $ 822,760 $ 1,819,709 $ -
============= ============= ============= ============= =============
</TABLE>
<TABLE>
QUALIFIED FUNDS - (Q) Fund Fund Fund Combined
020 027 079 (P & Q)
------------- ------------- ------------- -------------
<S> <C> <C> <C> <C>
Income -
Reinvested dividends............................$ 913 $ 1,357 $ - $ 8,746,129
Expenses -
Mortality and expense guarantee fees............. (346) (173) - (1,128,765)
------------- ------------- ------------- -------------
Net investment income.............................. 567 1,184 - 7,617,364
Net realized gain (loss)........................... (14) 559 - 880,510
Net unrealized gain (loss).......................... 1,202 293 - 7,638,382
------------- ------------- ------------- -------------
Increase (decrease) in net assets resulting from
operations....................................... 1,755 2,036 - 16,136,256
Net contracts purchased............................ 10,853 26,056 - 7,240,069
Transfers among funds, net......................... 6,120 (31,704) - 2,569,992
Reserve transfers from ReliaStar Bankers........... - - - 8,672
Payments to contract owners -
surrenders and other benefits.................... (53) (3) - (11,008,828)
------------- ------------- ------------- -------------
Net increase (decrease) in net assets.............. 18,675 (3,615) - 14,946,161
Net assets, beginning of period.................... 44,810 35,156 - 172,059,049
------------- ------------- ------------- -------------
Net assets, end of period.........................$ 63,485 $ 31,541 $ - $ 187,005,210
============= ============= ============= =============
</TABLE>
See accompanying notes to financial statements.
<PAGE>
RELIASTAR BANKERS SECURITY VARIABLE ANNUITY FUNDS P AND Q FOR THE USA PLAN
NOTES TO FINANCIAL STATEMENTS
June 30, 1997
Note 1 - Organization
ReliaStar Bankers Security Variable Annuity Funds P and Q for The USA Plan (the
"Separate Accounts") were established under the provisions of New York
insurance laws by ReliaStar Bankers Security Life Insurance Company
("ReliaStar Bankers"), previously Bankers Security Life Insurance Society
(see Note 6), in April 1987 (Funds 144, 145, 146, 147, 044, 045, 046 and 047),
in November 1990 (Funds 148, 149, 048 and 049), in December 1990 (Fund 043), in
January 1991 (Fund 143), in April 1995 (Funds 150, 151, 152, 050, 051 and 052),
in May 1995 (Funds 174, 175, 172, 176, 171, 120, 127, 074, 075, 072, 076, 071,
020 and 027) and in November 1996 (Funds 178, 179, 078 and 079). The Separate
Accounts are registered with the Securities and Exchange Commission as a unit
investment trust under the Investment Company Act of 1940, as amended (the
"Act"), and are used to fund certain benefits for variable annuity policies
issued by ReliaStar Bankers. The assets of the Separate Accounts are invested
in open-end diversified management investment companies registered under the
Act.
Note 2 - Investments
Security transactions are recorded on the trade date at the purchase cost or
sales proceeds, as applicable. Investments owned are valued at closing market
quotations. The difference between beginning of year value and current market
value of investments owned is recorded as an unrealized gain (loss) on
investments. Dividends received are generally recorded as income on the record
date and are reinvested to purchase additional mutual fund shares. The
aggregate cost of shares acquired and the aggregate proceeds from shares sold
for the six months ended June 30, 1997, were:
<TABLE>
Cost of Proceeds Cost of Proceeds Cost of Proceeds
Shares from Shares from Shares from
Fund Acquired Shares Sold Fund Acquired Shares Sold Fund Acquired Shares Sold
- ---- ----------- ----------- ---- ----------- ----------- ---- --------- ------------
<S> <C> <C> <S> <C> <C> <S> <C> <C>
144 $ 9,318,585 $ 8,046,220 176 $ 2,316,333 $ 1,336,518 052 $ 745,673 $ 238,966
145 2,833,991 4,603,479 171 523,943 188,736 049 60,279 41,026
146 2,982,621 4,389,096 178 624,178 14,232 043 718,566 279,557
147 1,716,296 2,105,223 120 846,666 22,256 074 37,242 27,856
148 3,412,995 3,920,483 127 1,192,671 41,163 075 221,699 23,243
150 191,880 89,377 179 1,536,132 546,712 072 835,662 113,197
151 20,605 22,554 044 6,496,477 5,372,975 076 1,638,696 595,200
152 720,753 247,451 045 2,700,531 4,113,589 071 665,247 104,275
149 132,380 28,004 046 3,369,000 5,237,523 078 337,003 7,838
143 766,190 307,969 047 1,857,500 2,821,931 020 556,109 22,588
174 22,340 3,227 048 2,152,469 1,486,724 027 1,142,441 17,577
175 180,140 41,794 050 253,279 59,123 079 321,641 90,538
172 1,065,993 96,499 051 47,201 10,919
</TABLE>
Note 3 - Taxes
ReliaStar Bankers is taxed as a life insurance company under the Internal
Revenue Code of 1986, as amended (the "Code"). Since the Separate Accounts
are not separate entities from ReliaStar Bankers, and their operations form a
part of ReliaStar Bankers, they will not be taxed separately as a "regulated
investment company" under Sub-chapter M of the Code. Under existing Federal
income tax law, investment income of the Separate Accounts, to the extent that
it is applied to increase reserves under a contract, is not taxed and may be
compounded through reinvestment without additional tax to ReliaStar Bankers.
Note 4 - Charges and Transfers
ReliaStar Bankers does not deduct a sales charge from purchase payments made
for these contracts. All or a portion of the accumulated value may be
withdrawn during the accumulation period. However, purchase payments that
are partially or totally withdrawn from the contract prior to eight years from
their date of payment will be charged (with certain exceptions) a contingent
deferred sales charge of a percentage of the amount of the purchase payment
withdrawn. No such charge will be imposed against withdrawals of purchase
payments held for at least eight years. The withdrawn amounts shall be
considered withdrawals of purchase payments until the total of all purchase
payments in the accumulated value have been withdrawn. A contingent deferred
sales charge will not be made against that portion of withdrawals which are
in excess of the total of all purchase payments. Within the period applicable
to the contingent deferred sales charge for purchase payments, the contract
owner may surrender up to 10% of such purchase payments held for at least one
year, within stated guidelines, without paying a contingent deferred sales
charge. This "free withdrawal" amount is cumulative to 20% of such purchase
payments if no withdrawals are taken for a two-year period. ReliaStar Bankers
deducts a daily charge equal to an annual rate of 1.25% of the daily asset
value of the Separate Accounts for mortality and expense risks assumed. In
addition, on each contract anniversary, ReliaStar Bankers deducts an annual
maintenance charge of $30 from the accumulated value of the contract. Where
applicable, premium taxes are charged.
The amount of reserves for contracts in the distribution period is determined
by actuarial assumptions which meet statutory requirements. Gains and losses
resulting from actual mortality experience, the full responsibility for which
is assumed by ReliaStar Bankers, are offset by transfers to, or from, ReliaStar
Bankers. Included in Net receivable from (payable to) ReliaStar Bankers are
policy transactions which are unsettled as of the reporting date.
<PAGE>
Note 5 - Transfers Among Funds
ReliaStar Bankers established a fixed fund in 1989 to which contract owners in
the Separate Accounts could transfer all or part of their contract equity.
This fund is reported in the General Account of ReliaStar Bankers. Transfer
activity to/from the fixed annuity fund is included in Transfers Among Funds
in the Statements of Operations and Changes in Net Assets. Net transfers from
the fixed fund were $1.2 million and $2.6 million for the six months ended June
30, 1997 and 1996.
Note 6 - Supplementary Information
Accumulation unit values for a unit of the funds outstanding at June 30, were:
Fund 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988
- ---- ---- ---- ---- ---- ---- ---- ---- ---- ---- ----
144 $1.57 $1.51 $1.46 $1.40 $1.37 $1.34 $1.29 $1.22 $1.14 $ 1.06
145 3.26 3.07 2.22 1.81 1.80 1.38 1.19 1.20 1.16 0.97
146 3.07 2.75 2.41 2.24 2.12 1.74 1.42 1.21 1.16 1.06
147 2.66 2.27 2.03 1.77 1.73 1.54 1.36 1.31 1.29 1.12
148 1.99 1.60 1.48 1.49 1.13 1.06 0.94 n/a n/a n/a
150 1.28 1.16 1.05 n/a n/a n/a n/a n/a n/a n/a
151 1.11 1.04 0.99 n/a n/a n/a n/a n/a n/a n/a
152 1.76 1.37 1.11 n/a n/a n/a n/a n/a n/a n/a
149 1.19 1.13 1.04 1.10 1.10 1.08 1.03 n/a n/a n/a
143 2.17 1.71 1.39 1.15 1.12 1.00 1.00 n/a n/a n/a
174 1.10 1.03 1.00 n/a n/a n/a n/a n/a n/a n/a
175 1.38 1.17 1.02 n/a n/a n/a n/a n/a n/a n/a
172 1.52 1.23 1.02 n/a n/a n/a n/a n/a n/a n/a
176 1.69 1.28 1.03 n/a n/a n/a n/a n/a n/a n/a
171 1.47 1.27 1.06 n/a n/a n/a n/a n/a n/a n/a
178 1.17 n/a n/a n/a n/a n/a n/a n/a n/a n/a
120 1.34 1.12 1.01 n/a n/a n/a n/a n/a n/a n/a
127 1.24 1.04 n/a n/a n/a n/a n/a n/a n/a n/a
179 1.08 n/a n/a n/a n/a n/a n/a n/a n/a n/a
044 1.56 1.49 1.44 1.39 1.36 1.33 1.28 1.21 1.13 1.05
045 3.51 3.30 2.39 1.95 1.94 1.48 1.27 1.27 1.25 1.04
046 3.13 2.80 2.46 2.28 2.16 1.78 1.45 1.23 1.18 1.08
047 2.59 2.21 1.97 1.72 1.69 1.50 1.33 1.28 1.26 1.10
048 1.99 1.60 1.48 1.49 1.13 1.06 0.94 n/a n/a n/a
050 1.29 1.17 1.06 n/a n/a n/a n/a n/a n/a n/a
051 1.18 1.10 1.05 n/a n/a n/a n/a n/a n/a n/a
052 1.78 1.39 1.12 n/a n/a n/a n/a n/a n/a n/a
049 1.18 1.13 1.04 1.10 1.09 1.08 1.03 n/a n/a n/a
043 2.20 1.73 1.41 1.17 1.13 1.01 1.01 n/a n/a n/a
074 1.09 1.02 n/a n/a n/a n/a n/a n/a n/a n/a
075 1.37 1.16 1.01 n/a n/a n/a n/a n/a n/a n/a
072 1.51 1.22 1.01 n/a n/a n/a n/a n/a n/a n/a
076 1.69 1.29 1.03 n/a n/a n/a n/a n/a n/a n/a
071 1.51 1.30 1.09 n/a n/a n/a n/a n/a n/a n/a
078 1.13 n/a n/a n/a n/a n/a n/a n/a n/a n/a
020 1.27 1.07 n/a n/a n/a n/a n/a n/a n/a n/a
027 1.25 1.03 n/a n/a n/a n/a n/a n/a n/a n/a
079 1.07 n/a n/a n/a n/a n/a n/a n/a n/a n/a
