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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) April 24, 1996
(April 5, 1996)
TORCHMARK CORPORATION
(Exact name of registrant as specified in its charter)
Delaware 1-8052 63-0780404
(State or other (Commission File (I.R.S. Employer
jurisdiction of Number) Identification No.)
incorporation)
2001 Third Avenue South, Birmingham, Alabama 35233
(address of principal executive officers) (Zip Code)
Registrant's telephone number, including area code: (205) 325-4200
None
(Former name or former address, if changed since last report)
Index of Exhibits page 2.
Total number of pages in this report is 3.
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Item 5. Other Events.
Purported class action litigation, was filed in the U.S. District Court for
the Northern District of Georgia on April 5, 1996, against Torchmark
Corporation, its subsidiaries United American Life Insurance Company ("UA") and
Globe Life And Accident Insurance Company ("Globe") and certain individual
corporate officers (Crichlow v. Torchmark Corporation, Case No.: 4:96-CV
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0086-HLM). The complaint alleges RICCO violations, fraud, breach of contract,
conspiracy, violations of the Oklahoma Consumer Protection Act and breach of
duty of good faith and fair dealing on behalf of all persons who purchased, at
any time between 1987 and the present, certain hospitalization and surgical
insurance policies issued by Globe and United American. The plaintiffs assert
that they purchased these policies and subsequently incurred discriminatory
premium increases, delays in claims payments, improper claim denials, wrongful
recision and "rate-ups" and post-claim underwriting. Injunctive relief and
unspecified compensatory and punitive damages are sought. The defendants deny
the allegations of the complaint and intend to vigorously defend this suit.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
TORCHMARK CORPORATION
/s/ William C. Barclift
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William C. Barclift
Vice President and General Counsel
Date: April 24, 1996
