SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
November 19, 1999
FIRST M&F CORPORATION
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(Exact Name of Registrant as specified in its charter)
MISSISSIPPI No. 0-9424 No. 64-0636653
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(State or other jurisdiction of (Commission (IRS employer
incorporation) File Number) Identification No.)
221 Washington Street
Kosciusko, Mississippi 39090
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (662) 289-5121
Not applicable
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(Registrant's former address of principal executive offices)
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Item 2. Acquisition or Disposition of Assets.
Effective November 19, 1999, Community Federal Bancorp, Inc., a Delaware
corporation ("Community Federal"), merged (the "Merger") with and into First M&F
Corporation, a Mississippi corporation (the "Registrant"), pursuant to an
Agreement and Plan of Merger, dated as of July 8, 1999 among the Registrant and
Community Federal (the "Merger Agreement"). Pursuant to the Merger Agreement,
each share of common stock of Community Federal was converted into the right to
receive .2855 shares of common stock of the First M&F and $8.8457 in cash. The
Merger Agreement is incorporated by reference to the Current Report on Form 8-K
of the Registrant filed with the Securities and ExchangeCommission on July 14,
1999.
The Registrant's Registration Statement on Form S-4 (Registration No.
333-85763), which was declared effective by the Securities and Exchange
Commission on September 9, 1999 (the "Registration Statement"), sets forth
certain information regarding the Merger, the Registrant, and Community Federal,
including, but not limited to, the date and manner of the Merger, the nature and
amount of consideration paid by the Registrant therefor, the method used for
determining the amount of such consideration, the nature of any material
relationships between Community Federal and the Registrant or any officer or
director of the Registrant or any associate of any such officer or director, the
nature of Community Federal's business and the Registrant's intended use of the
assets acquired in the Merger.
Item 7. Financial Statements and Exhibits
(a) Financial Statements of Business Acquired
The financial statements of Community Federal are incorporated by reference
to the Registration Statement on Form S-4 of the Registrant (Registration
Statement No. 333-85763). (b) Pro Forma Financial Information
The unaudited pro forma combined condensed financial information is
incorporated by reference to the Registration Statement on Form S-4 of the
Registrant (Registration Statement No. 333-85763). (c) Exhibits.
2.1 Agreement and Plan of Merger dated as of July 8, 1999, among
First M&F Corporation, Community Federal Bancorp, Inc., Merchants
& Farmers Bank, and Community Federal Bank (incorporated by
reference to Exhibit 2.1 of the Current Report on Form 8-K filed
by Registrant on July 14, 1999 with the Securities and Exchange
Commission)
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: December 3, 1999
FIRST M&F CORPORATION
By: /s/ Robert C. Thompason, III
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Name: Robert C. Thompson, III
Title: Treasurer
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Exhibit Index
2.1 Agreement and Plan of Merger dated as of July 8, 1999, among First M&F
Corporation, Community Federal Bancorp, Inc., Merchants & Farmers Bank, and
Community Federal Bank (incorporated by reference to Exhibit 2.1 of the
Current Report on Form 8-K filed by Registrant on July 14, 1999 with the
Securities and Exchange Commission)
