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Previous: FIRST M&F CORP/MS, 10-Q, 2000-08-14 |
Next: SOUTH TEXAS DRILLING & EXPLORATION INC, PRE 14A, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-2000
<CASH> 28,877
<INT-BEARING-DEPOSITS> 1,994
<FED-FUNDS-SOLD> 6,300
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 276,988
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 639,618
<ALLOWANCE> 8,186
<TOTAL-ASSETS> 1,010,316
<DEPOSITS> 793,352
<SHORT-TERM> 1,793
<LIABILITIES-OTHER> 7,917
<LONG-TERM> 116,842
0
0
<COMMON> 23,116
<OTHER-SE> 67,296
<TOTAL-LIABILITIES-AND-EQUITY> 1,010,316
<INTEREST-LOAN> 26,606
<INTEREST-INVEST> 8,765
<INTEREST-OTHER> 562
<INTEREST-TOTAL> 35,933
<INTEREST-DEPOSIT> 16,066
<INTEREST-EXPENSE> 19,673
<INTEREST-INCOME-NET> 16,260
<LOAN-LOSSES> 1,500
<SECURITIES-GAINS> (55)
<EXPENSE-OTHER> 14,358
<INCOME-PRETAX> 6,165
<INCOME-PRE-EXTRAORDINARY> 6,165
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,331
<EPS-BASIC> 0.45
<EPS-DILUTED> 0.45
<YIELD-ACTUAL> 3.70
<LOANS-NON> 1,526
<LOANS-PAST> 1,133
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,010
<ALLOWANCE-OPEN> 7,629
<CHARGE-OFFS> 1,303
<RECOVERIES> 360
<ALLOWANCE-CLOSE> 8,186
<ALLOWANCE-DOMESTIC> 8,186
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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