EQUITRUST MONEY MARKET FUND INC
497J, 1999-12-01
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VEDDER PRICE

                                       VEDDER, PRICE, KAUFMAN & KAMMHOLZ
                                       222 NORTH LASALLE STREET
                                       CHICAGO, ILLINOIS 60601-1003
                                       312-609-7500
                                       FACSIMILE: 312-609-5005

                                       A PARTNERSHIP INCLUDING VEDDER, PRICE,
                                       KAUFMAN & KAMMHOLZ, P.C.
                                       WITH OFFICES IN CHICAGO AND NEW YORK CITY

                                       December 1, 1999


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

     Re:  EQUITRUST MONEY MARKET FUND, INC.
          FILE NOS. 2-70162 AND 811-3121
          ------------------------------

To The Commission:

     Pursuant to Rule 497(j) of Regulation C, under the Securities Act of 1933,
in lieu of filing under paragraph (b) or (c) of Rule 497, on behalf of the
Registrant, we hereby certify that (1) the form of Prospectus dated December 1,
1999 and Statement of Additional Information dated December 1, 1999 for the
above-captioned Registrant that would have been filed under paragraph (b) or (c)
of Rule 497 does not differ from that contained in the most recent
post-effective amendment to the registration statement and (2) the text of the
most recent post-effective amendment to the registration statement has been
filed electronically.

                                       Very truly yours,

                                       /s/James A. Arpaia
                                       ------------------
                                       James A. Arpaia

JAA/sp



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