ENDOWMENTS /DE
NSAR-B, EX-27, 2000-09-27
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<SERIES>
   <NUMBER> 80
   <NAME> GROWTH AND INCOME FUND
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          JUL-31-2000
<PERIOD-START>                              AUG-1-1999
<PERIOD-END>                               JUL-31-2000
<INVESTMENTS-AT-COST>                       53,394,024
<INVESTMENTS-AT-VALUE>                      49,523,601
<RECEIVABLES>                                  571,525
<ASSETS-OTHER>                                  62,551
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                              50,157,677
<PAYABLE-FOR-SECURITIES>                       111,369
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       44,117
<TOTAL-LIABILITIES>                            155,486
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                    46,745,186
<SHARES-COMMON-STOCK>                        4,186,402
<SHARES-COMMON-PRIOR>                        3,706,660
<ACCUMULATED-NII-CURRENT>                      257,826
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                      2,683,240
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                   (3,870,463)
<NET-ASSETS>                                50,002,191
<DIVIDEND-INCOME>                            1,262,066
<INTEREST-INCOME>                              594,308
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 361,567
<NET-INVESTMENT-INCOME>                      1,494,807
<REALIZED-GAINS-CURRENT>                     3,286,983
<APPREC-INCREASE-CURRENT>                  (6,415,185)
<NET-CHANGE-FROM-OPS>                      (1,633,395)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                    1,343,521
<DISTRIBUTIONS-OF-GAINS>                     4,153,742
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        468,897
<NUMBER-OF-SHARES-REDEEMED>                    421,677
<SHARES-REINVESTED>                            432,522
<NET-CHANGE-IN-ASSETS>                     (1,560,797)
<ACCUMULATED-NII-PRIOR>                        107,548
<ACCUMULATED-GAINS-PRIOR>                    3,548,991
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                          246,200
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                361,567
<AVERAGE-NET-ASSETS>                        49,278,582
<PER-SHARE-NAV-BEGIN>                            13.91
<PER-SHARE-NII>                                   0.37
<PER-SHARE-GAIN-APPREC>                         (0.89)
<PER-SHARE-DIVIDEND>                            (0.34)
<PER-SHARE-DISTRIBUTIONS>                       (1.11)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              11.94
<EXPENSE-RATIO>                                   .007
[AVG-DEBT-OUTSTANDING]                               0
[AVG-DEBT-PER-SHARE]                                 0


</TABLE>


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