DCAP GROUP INC/
SB-2, EX-23.1, 2000-09-14
HOTELS & MOTELS
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                                                                   Exhibit 23(a)

                         Consent of Independent Auditors

We consent to the use in this Registration Statement of DCAP Group, Inc. on Form
SB-2 of our report on DCAP Group,  Inc.  dated April 7, 2000,  appearing  in the
Prospectus which is part of this Registration Statement.

We also  consent to the  reference  to us under the  heading  "Experts"  in such
Prospectus.

HOLTZ RUBENSTEIN & CO., LLP




Melville, New York
September 8, 2000
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