UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D)
OF THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED):
OCTOBER 22, 1997
F & M NATIONAL CORPORATION
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
VIRGINIA
(STATE OR OTHER JURISDICTION OF INCORPORATION)
000-05929
(COMMISSION FILE NUMBER)
54-0857462
(IRS EMPLOYER NUMBER)
38 ROUSS AVENUE, WINCHESTER, VIRGINIA 22604
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES INCLUDING ZIP CODE)
REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE:
540-665-4200
NO CHANGE
(FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)
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FORM 8-K
F & M National Corporation
Winchester, Virginia
ITEM 5. OTHER EVENTS.
Jack R. Huyett, President and Chief Administrative Officer of
F&M National Corporation, has announced his retirement
effective December 31, 1997. Mr. Huyett was elected to his
position in 1992. He previously served as President of F&M
Bank-Blakeley, formerly Blakeley Bank and Trust Company,
Ranson, West Virginia, since 1967, and is completing 38 years
of banking.
W. M. Feltner, Chairman and Chief Executive Officer of F&M
National Corporation, has announced that effective January 1,
1998, Alfred B. Whitt will become Vice Chairman, President,
and Chief Financial Officer of F&M National Corporation.
Charles E. Curtis will become Vice Chairman and Chief
Administrative Officer. Mr. Whitt and Mr. Curtis will also
serve as Vice Chairmen of F&M Bank-Winchester, F&M's lead
bank.
Mr. Whitt previously served as Senior Vice President, Senior
Financial Officer and Secretary of F&M. He joined F&M in
1980 when it acquired F&M Bank-Massanutten where Mr. Whitt
was an organizing director and that bank's first President.
Mr. Curtis joined F&M in 1996 when it acquired F&M Bank-
Northern Virginia, previously Fairfax Bank and Trust. Mr.
Curtis has been in banking for 37 years, and is President and
CEO of F&M's Northern Virginia region. Mr. Curtis was an
organizing director and has served as President of the
Fairfax bank since 1984.
<PAGE>
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
None
Pursuant to the filing requirements of the Securities and
Exchange Act of 1934, the Registrant has duly caused this
report to be signed on its behalf by the undersigned hereunto
duly authorized.
F & M NATIONAL CORPORATION
/s/
By: Alfred B. Whitt, Senior Vice President and Secretary
DATE: October 23, 1997