December 6, 1995
SUPPLEMENT TO PROSPECTUS DATED OCTOBER 13, 1995
Effective December 6, 1995, the following sentence is hereby substituted
for the first sentence of the second paragraph of the section entitled
"DETERMINATION OF THE CERTIFICATE INTEREST RATE" located on page 25 of the
prospectus:
On the effective date of this supplement, the CIR is 7.00% on
Five-Year and 7.75% on the Ten-Year Subordinated Capital Investment
Certificates; 7.00% on Five-Year, and 7.75% on Ten-Year Subordinated
Monthly Income Capital Investment Certificates; and 6.00% on Demand
Loan Certificates.
