June 1, 1995
SUPPLEMENT TO PROSPECTUS DATED FEBRUARY 14, 1995
Effective June 1, 1995, the following sentence is hereby
substituted for the first sentence of the second paragraph of the
section entitled "DETERMINATION OF THE CERTIFICATE
INTEREST RATE" located on page 26 of the prospectus.
On the effective date of this supplement, the CIR is
7.75% on Five-Year, 8.25% on the Ten-Year Subordinated
Capital Investment Certificates; 7.75% on Five-Year,
and 8.25% on Ten-Year Subordinated Monthly Income
Capital Investment Certificates; and 5.50% on Demand
Loan Certificates.
