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<TABLE> <S> <C>
<ARTICLE> 9
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<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 125,547
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<FED-FUNDS-SOLD> 6,000
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 62,748
<INVESTMENTS-MARKET> 63,714
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<ALLOWANCE> 42,544
<TOTAL-ASSETS> 3,133,880
<DEPOSITS> 2,446,740
<SHORT-TERM> 317,675
<LIABILITIES-OTHER> 51,754
<LONG-TERM> 56,873
0
0
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<OTHER-SE> 253,611
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<INTEREST-DEPOSIT> 78,928
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<SECURITIES-GAINS> 497
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<EPS-BASIC> 1.35
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<YIELD-ACTUAL> 3.94
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<RECOVERIES> (796)
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<ALLOWANCE-DOMESTIC> 31,655
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 10,889
</TABLE>
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