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Previous: KEMPER INVESTORS LIFE INSURANCE CO, S-1/A, EX-99.4(C), 2000-06-21 |
Next: KEMPER INVESTORS LIFE INSURANCE CO, S-1/A, EX-99.4(E), 2000-06-21 |
<PAGE> 1
EXHIBIT 4(d)
KEMPER INVESTORS LIFE INSURANCE COMPANY
1 Kemper Drive, Long Grove, Illinois 60049-0001
UNISEX RIDER
This Endorsement forms a part of the attached Contract or Certificate. The
effective date of this Endorsement is the effective date of this Contract or
Certificate.
All references throughout this Contract or Certificate to the sex of a person
used in the calculation of benefits are deleted.
The tables for Annuity Options 2, 3, and 4 are replaced by the following:
OPTIONS TWO AND THREE - LIFE ANNUITY WITH INSTALLMENTS GUARANTEED
Monthly Payments Guaranteed
<TABLE>
<CAPTION>
Age NONE 60 120 180 240
<S> <C> <C> <C> <C> <C>
55 4.02 4.01 3.99 3.94 3.86
56 4.11 4.10 4.07 4.01 3.92
57 4.20 4.19 4.15 4.09 3.99
58 4.29 4.28 4.24 4.17 4.05
59 4.39 4.38 4.33 4.25 4.12
60 4.50 4.48 4.43 4.34 4.19
61 4.61 4.59 4.53 4.43 4.26
62 4.73 4.71 4.64 4.52 4.33
63 4.86 4.84 4.76 4.61 4.40
64 5.00 4.97 4.88 4.71 4.47
65 5.15 5.11 5.01 4.81 4.54
66 5.30 5.26 5.14 4.92 4.61
67 5.47 5.43 5.28 5.02 4.68
68 5.65 5.60 5.43 5.13 4.74
69 5.84 5.78 5.58 5.24 4.80
70 6.05 5.97 5.74 5.35 4.86
71 6.27 6.18 5.90 5.46 4.91
72 6.50 6.40 6.07 5.56 4.96
73 6.76 6.63 6.25 5.67 5.01
74 7.03 6.88 6.43 5.77 5.05
75 7.32 7.14 6.62 5.87 5.09
76 7.64 7.42 6.80 5.96 5.12
77 7.98 7.72 6.99 6.05 5.15
78 8.34 8.03 7.18 6.13 5.17
79 8.73 8.36 7.37 6.20 5.19
80 9.16 8.70 7.56 6.27 5.21
81 9.61 9.06 7.74 6.33 5.23
82 10.10 9.44 7.91 6.38 5.24
83 10.63 9.83 8.08 6.43 5.25
84 11.19 10.23 8.24 6.47 5.25
85 11.80 10.64 8.38 6.50 5.26
</TABLE>
L-8620 Page 1
<PAGE> 2
L-8620 Page 2
OPTION FOUR - JOINT AND 100% SURVIVOR ANNUITY
<TABLE>
<CAPTION>
Age of Age of Secondary Payee
Primary
Payee 55 60 65 70 75 80 85
<S> <C> <C> <C> <C> <C> <C> <C>
55 3.51 3.64 3.76 3.85 3.92 3.96 3.99
60 3.64 3.84 4.02 4.18 4.29 4.38 4.43
65 3.76 4.02 4.29 4.54 4.75 4.90 5.00
70 3.85 4.18 4.54 4.91 5.25 5.53 5.74
75 3.92 4.29 4.75 5.25 5.77 6.26 6.64
80 3.96 4.38 4.90 5.53 6.26 7.00 7.69
85 3.99 4.43 5.00 5.74 6.64 7.69 8.76
</TABLE>
Except as modified herein, all terms and conditions of the Contract or
Certificate remain unchanged.
Signed for Kemper Investors Life Insurance Company at its home office in Long
Grove, Illinois.
/s/ DEBRA P. REZABEK /s/ GALE K. CARUSO
Secretary President
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