WEST COAST BANCORP /CA/
SC 13G/A, 1994-02-15
NATIONAL COMMERCIAL BANKS
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<PAGE>   1

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                  Schedule 13G

                   Under the Securities Exchange Act of 1934
                              (Amendment No. 10)*


                               WEST COAST BANCORP
                                ________________
                                (Name of Issuer)


                           COMMON STOCK, NO PAR VALUE
                                ________________
                         (Title of Class of Securities)


                                   952143-10-5        
                                  (CUSIP Number)

Check the following box if a fee is being paid with this statement
___.  (A fee is not required only if the filing person: (1) has a
previous statement on file reporting beneficial ownership of more
than five percent of the class of securities described in Item 1;
and (2) has filed no amendment subsequent thereto reporting
beneficial ownership of five percent or less of such class.)  (See
Rule 13d-7.)

*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to the
subject class of securities, and for any subsequent amendment
containing information which would alter the disclosures provided
in a prior cover page.

The information required in the remainder of this cover page shall
not be deemed to be "filed" for the purpose of Section 18 of the
Securities Exchange Act of 1934 ("Act") or otherwise subject to the
liabilities of that section of the Act but shall be subject to all
other provisions of the Act (however, see the Notes).

                        (Continued on following page(s))

                               Page 1 of 5 Pages
<PAGE>   2
CUSIP No. 952143-10-5
           13G

1.      NAME OF REPORTING PERSON
          S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON:
          JOHN B. JOSEPH
          ###-##-####

2.      CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*:
          NOT A MEMBER OF A GROUP

3.      SEC USE ONLY

4.      CITIZENSHIP OR PLACE OF ORGANIZATION:
           UNITED STATES            
                     _______________

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH:

5.      SOLE VOTING POWER:
              
           1,064,167
               
6.      SHARED VOTING POWER:
          -0-

7.      SOLE DISPOSITIVE POWER:
              
           1,064,167
               
8.      SHARED DISPOSITIVE POWER:
          -0-        ______________

9.      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
           PERSON:
              
           1,064,167       NOTE: SEE ATTACHMENT "A"
               
10.     CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*:
           INCLUDES 6,000 SHARES HELD BY MR. JOSEPH AS CUSTODIAN FOR HIS
           CHILDREN, AS TO WHICH MR. JOSEPH DISCLAIMS BENEFICIAL OWNERSHIP.

11.     PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9:
              
           11.37
               
12.     TYPE OF REPORTING PERSON*
            IN

                      *SEE INSTRUCTION BEFORE FILLING OUT!

                               Page 2 of 5 Pages
<PAGE>   3
ATTACHMENT "A"
   
Includes 165,077 shares which Mr. Joseph has a right to acquire
within 60 days of December 31, 1993, pursuant to the exercise of
stock options or conversion of 10% convertible subordinated
debentures due 1996.
    
                                 Page  3  of  5
<PAGE>   4
ITEM 1. INFORMATION REGARDING ISSUER
 (a)     NAME:   WEST COAST BANCORP
 (b)     ADDRESS OF PRINCIPAL EXECUTIVE OFFICES:
              
           4770 CAMPUS DRIVE, SUITE 100
           NEWPORT BEACH, CA  92660-1833
               
ITEM 2. INFORMATION REGARDING PERSON FILING
 (a)     NAME:   JOHN B. JOSEPH

 (b)     ADDRESS OF PRINCIPAL BUSINESS OFFICE:
           282 SOUTH ANITA DRIVE
           ORANGE, CA  92668

 (c)     CITIZENSHIP:    UNITED STATES

 (d)     TITLE OF CLASS OF SECURITIES:
           COMMON STOCK, NO PAR VALUE

 (e)     CUSIP NUMBER:   952143-10-5

ITEM 3. DESIGNATED SPECIAL PERSON
           NOT APPLICABLE

ITEM 4. OWNERSHIP
          SEE ITEMS 5-11 ON COVER PAGE WHICH ARE INCORPORATED
          HEREIN BY THIS REFERENCE

ITEM 5. OWNERSHIP OF 5% OR LESS OF A CLASS
          NOT APPLICABLE

ITEM 6. OWNERSHIP OF MORE THAN 5% ON BEHALF OF ANOTHER PERSON
          NOT APPLICABLE

                               Page 4 of 5 Pages
<PAGE>   5

ITEM 7. IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
        THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY
          NOT APPLICABLE

ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP
          NOT APPLICABLE

ITEM 9. NOTICE OF DISSOLUTION OF GROUP
          NOT APPLICABLE

ITEM 10. CERTIFICATION
          NOT APPLICABLE

SIGNATURE
After a reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true,
complete and correct.
   
DATED:    February 10, 1994
           Providing information
           As of December 31, 1993
    
                           BY:     JOHN B. JOSEPH
                                   -----------------------
                                   JOHN B. JOSEPH


                               Page 5 of 5 Pages


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