WEST COAST BANCORP /CA/
SC 13G, 1997-02-14
NATIONAL COMMERCIAL BANKS
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         SECURITIES AND EXCHANGE COMMISSION
               Washington, D.C. 20549
                          
                    Schedule 13G
                          
      Under the Securities Exchange Act of 1934
                 (Amendment No. 12)*
                          
                          
                 WEST COAST BANCORP
                   --------------
                  (Name of Issuer)
                          
                          
             COMMON STOCK, NO PAR VALUE
                   --------------
            (Title of Class of Securities)
                          
                          
                     952143-10-5
                   --------------
                    (CUSIP Number)
                          
Check the following box if a fee is being paid with
this statement ___.  (A fee is not required only if
the filing person: (1) has a previous statement on
file reporting beneficial ownership of more than five
percent of the class of securities described in Item
1; and (2) has filed no amendment subsequent thereto
reporting beneficial ownership of five percent or
less of such class.)  (See Rule 13d-7.)

*The remainder of this cover page shall be filled out
for a reporting person's initial filing on this form
with respect to the subject class of securities, and
for any subsequent amendment containing information
which would alter the disclosures provided in a prior
cover page.

The information required in the remainder of this
cover page shall not be deemed to be "filed" for the
purpose of Section 18 of the Securities Exchange Act
of 1934 ("Act") or otherwise subject to the
liabilities of that section of the Act but shall be
subject to all other provisions of the Act (however,
see the Notes).











          (Continued on following page(s))
                  Page 1 of 5 Pages


CUSIP No. 952143-10-5
13G

1.   NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO.
OF ABOVE PERSON:
  JOHN B. JOSEPH
  ###-##-####

2.   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*:
  NOT A MEMBER OF A GROUP

3.   SEC USE ONLY

4.   CITIZENSHIP OR PLACE OF ORGANIZATION:
  UNITED STATES

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON
WITH:

5.   SOLE VOTING POWER:
  899,890

6.   SHARED VOTING POWER:
  -0-

7.   SOLE DISPOSITIVE POWER:
  899,890

8.   SHARED DISPOSITIVE POWER:
  -0-

9.   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON:
  899,890      NOTE: SEE ATTACHMENT "A"

10.  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES*:
  INCLUDES 600 SHARES HELD BY MR. JOSEPH AS CUSTODIAN FOR HIS
CHILDREN, AS
  TO WHICH MR. JOSEPH DISCLAIMS BENEFICIAL OWNERSHIP.

11.  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9:
  9.75%

12.  TYPE OF REPORTING PERSON*
  IN







              *SEE INSTRUCTION BEFORE FILLING OUT!



                        Page 2 of 5 Pages



ATTACHMENT "A"

Includes  62,000 shares which Mr. Joseph has a right to  acquire
within 60 days of December 31, 1996, pursuant to the exercise of
stock options.

















































                        Page 3 of 5 Pages


ITEM 1.   INFORMATION REGARDING ISSUER
     (a)       NAME:     WEST COAST BANCORP
     (b)  ADDRESS OF PRINCIPAL EXECUTIVE OFFICES:
       4770 Campus Drive, Ste. 250
       Newport Beach, CA 92660-1833

ITEM 2.   INFORMATION REGARDING PERSON FILING
     (a)       NAME:     JOHN B. JOSEPH

     (b)  ADDRESS OF PRINCIPAL BUSINESS OFFICE:
       4770 Campus Drive, Ste. 250
       Newport Beach, CA 92660-1833

     (c)  CITIZENSHIP:   UNITED STATES

     (d)  TITLE OF CLASS OF SECURITIES:
       COMMON STOCK, NO PAR VALUE

     (e)  CUSIP NUMBER:  952143-10-5

ITEM 3.   DESIGNATED SPECIAL PERSON
       NOT APPLICABLE

ITEM 4.   OWNERSHIP
       SEE ITEMS 5-11 ON COVER PAGE WHICH ARE INCORPORATED
       HEREIN BY THIS REFERENCE

ITEM 5.   OWNERSHIP OF 5% OR LESS OF A CLASS
       NOT APPLICABLE

ITEM 6.   OWNERSHIP OF MORE THAN 5% ON BEHALF OF ANOTHER PERSON
       NOT APPLICABLE

ITEM 7.   IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY
WHICH  ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT
HOLDING   COMPANY
       NOT APPLICABLE

ITEM 8.   IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE
GROUP
       NOT APPLICABLE

ITEM 9.   NOTICE OF DISSOLUTION OF GROUP
       APPLICABLE














                        Page 4 of 5 Pages

ITEM 10.  CERTIFICATION
       NOT APPLICABLE




SIGNATURE
After a reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.

DATED:    February 12, 1997
      Providing information
      As of December 31, 1996

               BY:  ________________________
                    JOHN B. JOSEPH








































                        Page 5 of 5 Pages




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